ROCKET COS INC-CLASS A (RKT) Stock Fundamental Analysis
USA - NYSE:RKT - US77311W1018 - Common Stock
17.475 USD
-0.04 (-0.2%)
Taking everything into account, RKT scores 2 out of 10 in our fundamental rating. RKT was compared to 99 industry peers in the Financial Services industry. RKT has a bad profitability rating. Also its financial health evaluation is rather negative. RKT is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
RKT had positive earnings in the past year.
RKT had a negative operating cash flow in the past year.
RKT had positive earnings in 4 of the past 5 years.
In multiple years RKT reported negative operating cash flow during the last 5 years.
1.2 Ratios
RKT has a worse Return On Assets (0.00%) than 72.73% of its industry peers.
RKT has a worse Return On Equity (0.00%) than 71.72% of its industry peers.
RKT has a Return On Invested Capital (1.88%) which is comparable to the rest of the industry.
The Average Return On Invested Capital over the past 3 years for RKT is below the industry average of 7.79%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0% | ||
| ROE | 0% | ||
| ROIC | 1.88% |
ROA(3y)0.09%
ROA(5y)0.35%
ROE(3y)3.22%
ROE(5y)19.25%
ROIC(3y)3.29%
ROIC(5y)10.14%
1.3 Margins
In the last couple of years the Profit Margin of RKT has declined.
RKT has a Operating Margin (13.77%) which is in line with its industry peers.
RKT's Operating Margin has declined in the last couple of years.
The Profit Margin and Gross Margin are not available for RKT so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.77% | ||
| PM (TTM) | N/A | ||
| GM | N/A |
OM growth 3Y-23.89%
OM growth 5Y-3.1%
PM growth 3Y-38.56%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so RKT is destroying value.
The number of shares outstanding for RKT has been increased compared to 1 year ago.
RKT has more shares outstanding than it did 5 years ago.
RKT has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 1.25, we must say that RKT is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of RKT (1.25) is better than 61.62% of its industry peers.
A Debt/Equity ratio of 2.69 is on the high side and indicates that RKT has dependencies on debt financing.
RKT has a worse Debt to Equity ratio (2.69) than 72.73% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.69 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.25 |
ROIC/WACC0.25
WACC7.65%
2.3 Liquidity
RKT has a Current Ratio of 0.40. This is a bad value and indicates that RKT is not financially healthy enough and could expect problems in meeting its short term obligations.
RKT has a Current ratio of 0.40. This is in the lower half of the industry: RKT underperforms 65.66% of its industry peers.
A Quick Ratio of 0.40 indicates that RKT may have some problems paying its short term obligations.
RKT has a Quick ratio of 0.40. This is in the lower half of the industry: RKT underperforms 65.66% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.4 | ||
| Quick Ratio | 0.4 |
3. Growth
3.1 Past
RKT shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 100.00%, which is quite impressive.
RKT shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -53.86% yearly.
The Revenue has been growing slightly by 6.27% in the past year.
The Revenue has been growing slightly by 0.62% on average over the past years.
EPS 1Y (TTM)100%
EPS 3Y-53.86%
EPS 5YN/A
EPS Q2Q%-33.33%
Revenue 1Y (TTM)6.27%
Revenue growth 3Y-25.65%
Revenue growth 5Y0.62%
Sales Q2Q%4.58%
3.2 Future
The Earnings Per Share is expected to grow by 36.44% on average over the next years. This is a very strong growth
Based on estimates for the next years, RKT will show a quite strong growth in Revenue. The Revenue will grow by 17.13% on average per year.
EPS Next Y9.76%
EPS Next 2Y85.83%
EPS Next 3Y70.26%
EPS Next 5Y36.44%
Revenue Next Year30.52%
Revenue Next 2Y45.81%
Revenue Next 3Y29.85%
Revenue Next 5Y17.13%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 87.38, the valuation of RKT can be described as expensive.
Compared to the rest of the industry, the Price/Earnings ratio of RKT indicates a slightly more expensive valuation: RKT is more expensive than 73.74% of the companies listed in the same industry.
RKT is valuated expensively when we compare the Price/Earnings ratio to 27.00, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 23.00, the valuation of RKT can be described as rather expensive.
Compared to the rest of the industry, the Price/Forward Earnings ratio of RKT indicates a slightly more expensive valuation: RKT is more expensive than 65.66% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.87. RKT is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 87.38 | ||
| Fwd PE | 23 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, RKT is valued a bit more expensive than the industry average as 63.64% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 63.43 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates RKT does not grow enough to justify the current Price/Earnings ratio.
RKT's earnings are expected to grow with 70.26% in the coming years. This may justify a more expensive valuation.
PEG (NY)8.95
PEG (5Y)N/A
EPS Next 2Y85.83%
EPS Next 3Y70.26%
5. Dividend
5.1 Amount
RKT has a Yearly Dividend Yield of 4.48%, which is a nice return.
RKT's Dividend Yield is a higher than the industry average which is at 5.10.
Compared to an average S&P500 Dividend Yield of 2.31, RKT pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.48% |
5.2 History
RKT has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2Y85.83%
EPS Next 3Y70.26%
NYSE:RKT (10/29/2025, 11:57:07 AM)
17.475
-0.04 (-0.2%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners93.69%
Inst Owner Change0.36%
Ins Owners1.25%
Ins Owner Change-72.55%
Market Cap49.10B
Revenue(TTM)5.15B
Net Income(TTM)-308000
Analysts72
Price Target18.56 (6.21%)
Short Float %4.93%
Short Ratio1.34
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.48% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)22.44%
Min EPS beat(2)-1.8%
Max EPS beat(2)46.68%
EPS beat(4)2
Avg EPS beat(4)21.58%
Min EPS beat(4)-1.93%
Max EPS beat(4)46.68%
EPS beat(8)6
Avg EPS beat(8)106.37%
EPS beat(12)9
Avg EPS beat(12)62.69%
EPS beat(16)10
Avg EPS beat(16)31.16%
Revenue beat(2)1
Avg Revenue beat(2)-6.09%
Min Revenue beat(2)-17.55%
Max Revenue beat(2)5.36%
Revenue beat(4)2
Avg Revenue beat(4)-2.18%
Min Revenue beat(4)-50.12%
Max Revenue beat(4)53.56%
Revenue beat(8)5
Avg Revenue beat(8)6.01%
Revenue beat(12)7
Avg Revenue beat(12)4.5%
Revenue beat(16)9
Avg Revenue beat(16)4.93%
PT rev (1m)4.33%
PT rev (3m)27.72%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-56.31%
EPS NY rev (1m)12.25%
EPS NY rev (3m)-18.54%
Revenue NQ rev (1m)-2.29%
Revenue NQ rev (3m)9.41%
Revenue NY rev (1m)0.83%
Revenue NY rev (3m)9.09%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 87.38 | ||
| Fwd PE | 23 | ||
| P/S | 9.53 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 6.59 | ||
| P/tB | N/A | ||
| EV/EBITDA | 63.43 |
EPS(TTM)0.2
EY1.14%
EPS(NY)0.76
Fwd EY4.35%
FCF(TTM)-0.79
FCFYN/A
OCF(TTM)-0.76
OCFYN/A
SpS1.83
BVpS2.65
TBVpS-0.91
PEG (NY)8.95
PEG (5Y)N/A
Graham Number3.45
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0% | ||
| ROE | 0% | ||
| ROCE | 4% | ||
| ROIC | 1.88% | ||
| ROICexc | 2.27% | ||
| ROICexgc | 4.53% | ||
| OM | 13.77% | ||
| PM (TTM) | N/A | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.09%
ROA(5y)0.35%
ROE(3y)3.22%
ROE(5y)19.25%
ROIC(3y)3.29%
ROIC(5y)10.14%
ROICexc(3y)3.45%
ROICexc(5y)10.75%
ROICexgc(3y)6.07%
ROICexgc(5y)14.38%
ROCE(3y)6.38%
ROCE(5y)29.47%
ROICexgc growth 3Y-32.9%
ROICexgc growth 5Y-0.88%
ROICexc growth 3Y-38.01%
ROICexc growth 5Y-6.72%
OM growth 3Y-23.89%
OM growth 5Y-3.1%
PM growth 3Y-38.56%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score1
Asset Turnover0.17
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.69 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 24.4 | ||
| Cap/Depr | 59.62% | ||
| Cap/Sales | 1.3% | ||
| Interest Coverage | 1.48 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.4 | ||
| Quick Ratio | 0.4 | ||
| Altman-Z | 1.25 |
F-Score1
WACC7.65%
ROIC/WACC0.25
Cap/Depr(3y)71.15%
Cap/Depr(5y)102.8%
Cap/Sales(3y)1.43%
Cap/Sales(5y)1.17%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)100%
EPS 3Y-53.86%
EPS 5YN/A
EPS Q2Q%-33.33%
EPS Next Y9.76%
EPS Next 2Y85.83%
EPS Next 3Y70.26%
EPS Next 5Y36.44%
Revenue 1Y (TTM)6.27%
Revenue growth 3Y-25.65%
Revenue growth 5Y0.62%
Sales Q2Q%4.58%
Revenue Next Year30.52%
Revenue Next 2Y45.81%
Revenue Next 3Y29.85%
Revenue Next 5Y17.13%
EBIT growth 1Y-24.49%
EBIT growth 3Y-43.41%
EBIT growth 5Y-2.5%
EBIT Next Year942.22%
EBIT Next 3Y264.59%
EBIT Next 5Y115.5%
FCF growth 1Y-186.4%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-181.54%
OCF growth 3YN/A
OCF growth 5YN/A
ROCKET COS INC-CLASS A / RKT FAQ
What is the ChartMill fundamental rating of ROCKET COS INC-CLASS A (RKT) stock?
ChartMill assigns a fundamental rating of 2 / 10 to RKT.
Can you provide the valuation status for ROCKET COS INC-CLASS A?
ChartMill assigns a valuation rating of 1 / 10 to ROCKET COS INC-CLASS A (RKT). This can be considered as Overvalued.
Can you provide the profitability details for ROCKET COS INC-CLASS A?
ROCKET COS INC-CLASS A (RKT) has a profitability rating of 2 / 10.
What are the PE and PB ratios of ROCKET COS INC-CLASS A (RKT) stock?
The Price/Earnings (PE) ratio for ROCKET COS INC-CLASS A (RKT) is 87.38 and the Price/Book (PB) ratio is 6.59.
How financially healthy is ROCKET COS INC-CLASS A?
The financial health rating of ROCKET COS INC-CLASS A (RKT) is 0 / 10.