ROCKET COS INC-CLASS A (RKT) Stock Fundamental Analysis

NYSE:RKT • US77311W1018

18.37 USD
-0.31 (-1.66%)
At close: Feb 17, 2026
18.43 USD
+0.06 (+0.33%)
After Hours: 2/17/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

2

Taking everything into account, RKT scores 2 out of 10 in our fundamental rating. RKT was compared to 97 industry peers in the Financial Services industry. RKT has a bad profitability rating. Also its financial health evaluation is rather negative. RKT is quite expensive at the moment. It does show a decent growth rate.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • In the past year RKT was profitable.
  • In the past year RKT has reported a negative cash flow from operations.
  • RKT had positive earnings in 4 of the past 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: RKT reported negative operating cash flow in multiple years.
RKT Yearly Net Income VS EBIT VS OCF VS FCFRKT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B -5B 10B

1.2 Ratios

  • With a Return On Assets value of -0.30%, RKT is not doing good in the industry: 76.29% of the companies in the same industry are doing better.
  • With a Return On Equity value of -1.15%, RKT is not doing good in the industry: 71.13% of the companies in the same industry are doing better.
  • RKT has a Return On Invested Capital (2.71%) which is in line with its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for RKT is significantly below the industry average of 8.38%.
Industry RankSector Rank
ROA -0.3%
ROE -1.15%
ROIC 2.71%
ROA(3y)0.09%
ROA(5y)0.35%
ROE(3y)3.22%
ROE(5y)19.25%
ROIC(3y)3.29%
ROIC(5y)10.14%
RKT Yearly ROA, ROE, ROICRKT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 20 30 40

1.3 Margins

  • In the last couple of years the Profit Margin of RKT has declined.
  • RKT has a Operating Margin of 18.57%. This is in the better half of the industry: RKT outperforms 65.98% of its industry peers.
  • In the last couple of years the Operating Margin of RKT has declined.
  • The Profit Margin and Gross Margin are not available for RKT so they could not be analyzed.
Industry RankSector Rank
OM 18.57%
PM (TTM) N/A
GM N/A
OM growth 3Y-23.89%
OM growth 5Y-3.1%
PM growth 3Y-38.56%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
RKT Yearly Profit, Operating, Gross MarginsRKT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. Health

2.1 Basic Checks

  • RKT has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • RKT has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, RKT has more shares outstanding
  • RKT has a worse debt/assets ratio than last year.
RKT Yearly Shares OutstandingRKT Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B
RKT Yearly Total Debt VS Total AssetsRKT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B

2.2 Solvency

  • RKT has an Altman-Z score of 1.28. This is a bad value and indicates that RKT is not financially healthy and even has some risk of bankruptcy.
  • RKT's Altman-Z score of 1.28 is fine compared to the rest of the industry. RKT outperforms 63.92% of its industry peers.
  • A Debt/Equity ratio of 2.48 is on the high side and indicates that RKT has dependencies on debt financing.
  • RKT's Debt to Equity ratio of 2.48 is on the low side compared to the rest of the industry. RKT is outperformed by 73.20% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.48
Debt/FCF N/A
Altman-Z 1.28
ROIC/WACC0.34
WACC7.93%
RKT Yearly LT Debt VS Equity VS FCFRKT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 5B -5B 10B

2.3 Liquidity

  • A Current Ratio of 0.42 indicates that RKT may have some problems paying its short term obligations.
  • RKT has a Current ratio of 0.42. This is in the lower half of the industry: RKT underperforms 62.89% of its industry peers.
  • A Quick Ratio of 0.42 indicates that RKT may have some problems paying its short term obligations.
  • The Quick ratio of RKT (0.42) is worse than 62.89% of its industry peers.
Industry RankSector Rank
Current Ratio 0.42
Quick Ratio 0.42
RKT Yearly Current Assets VS Current LiabilitesRKT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • RKT shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 5.56%.
  • Measured over the past years, RKT shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -53.86% on average per year.
  • Looking at the last year, RKT shows a very strong growth in Revenue. The Revenue has grown by 40.62%.
  • The Revenue has been growing slightly by 0.62% on average over the past years.
EPS 1Y (TTM)5.56%
EPS 3Y-53.86%
EPS 5YN/A
EPS Q2Q%-12.5%
Revenue 1Y (TTM)40.62%
Revenue growth 3Y-25.65%
Revenue growth 5Y0.62%
Sales Q2Q%148.11%

3.2 Future

  • The Earnings Per Share is expected to grow by 36.44% on average over the next years. This is a very strong growth
  • Based on estimates for the next years, RKT will show a quite strong growth in Revenue. The Revenue will grow by 17.13% on average per year.
EPS Next Y9.03%
EPS Next 2Y92.73%
EPS Next 3Y72.2%
EPS Next 5Y36.44%
Revenue Next Year40.15%
Revenue Next 2Y53.75%
Revenue Next 3Y38.36%
Revenue Next 5Y17.13%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
RKT Yearly Revenue VS EstimatesRKT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5B 10B 15B
RKT Yearly EPS VS EstimatesRKT Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 1 2 3

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Find the best growth stocksShow best growing peers

1

4. Valuation

4.1 Price/Earnings Ratio

  • RKT is valuated quite expensively with a Price/Earnings ratio of 96.68.
  • Based on the Price/Earnings ratio, RKT is valued a bit more expensive than 77.32% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of RKT to the average of the S&P500 Index (27.16), we can say RKT is valued expensively.
  • With a Price/Forward Earnings ratio of 22.48, RKT is valued on the expensive side.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of RKT indicates a slightly more expensive valuation: RKT is more expensive than 68.04% of the companies listed in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 28.10. RKT is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 96.68
Fwd PE 22.48
RKT Price Earnings VS Forward Price EarningsRKT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • 62.89% of the companies in the same industry are cheaper than RKT, based on the Enterprise Value to EBITDA ratio.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 42.73
RKT Per share dataRKT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 -1 2 3

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates RKT does not grow enough to justify the current Price/Earnings ratio.
  • RKT's earnings are expected to grow with 72.20% in the coming years. This may justify a more expensive valuation.
PEG (NY)10.7
PEG (5Y)N/A
EPS Next 2Y92.73%
EPS Next 3Y72.2%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • RKT has a Yearly Dividend Yield of 4.28%, which is a nice return.
  • Compared to an average industry Dividend Yield of 2.23, RKT pays a better dividend. On top of this RKT pays more dividend than 84.54% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, RKT pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.28%

5.2 History

  • RKT has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
RKT Yearly Dividends per shareRKT Yearly Dividends per shareYearly Dividends per share 2021 2022 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

DPN/A
EPS Next 2Y92.73%
EPS Next 3Y72.2%
RKT Yearly Income VS Free CF VS DividendRKT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B -5B 10B

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Find the best dividend stocksShow peers with best dividend

ROCKET COS INC-CLASS A

NYSE:RKT (2/17/2026, 8:04:00 PM)

After market: 18.43 +0.06 (+0.33%)

18.37

-0.31 (-1.66%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)10-30
Earnings (Next)02-26
Inst Owners40.78%
Inst Owner Change58.04%
Ins Owners1.46%
Ins Owner Change3.42%
Market Cap51.73B
Revenue(TTM)6.10B
Net Income(TTM)-102.15M
Analysts73.68
Price Target21.87 (19.05%)
Short Float %3.82%
Short Ratio1.3
Dividend
Industry RankSector Rank
Dividend Yield 4.28%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)48.67%
Min EPS beat(2)46.68%
Max EPS beat(2)50.67%
EPS beat(4)3
Avg EPS beat(4)34.73%
Min EPS beat(4)-1.8%
Max EPS beat(4)50.67%
EPS beat(8)6
Avg EPS beat(8)100.21%
EPS beat(12)10
Avg EPS beat(12)82.9%
EPS beat(16)10
Avg EPS beat(16)33.24%
Revenue beat(2)1
Avg Revenue beat(2)0.34%
Min Revenue beat(2)-4.67%
Max Revenue beat(2)5.36%
Revenue beat(4)2
Avg Revenue beat(4)9.18%
Min Revenue beat(4)-17.55%
Max Revenue beat(4)53.56%
Revenue beat(8)4
Avg Revenue beat(8)2.67%
Revenue beat(12)6
Avg Revenue beat(12)2.27%
Revenue beat(16)8
Avg Revenue beat(16)4.15%
PT rev (1m)0.92%
PT rev (3m)10.54%
EPS NQ rev (1m)7.23%
EPS NQ rev (3m)-7.14%
EPS NY rev (1m)2.05%
EPS NY rev (3m)0.87%
Revenue NQ rev (1m)1.84%
Revenue NQ rev (3m)1.79%
Revenue NY rev (1m)1.55%
Revenue NY rev (3m)5.59%
Valuation
Industry RankSector Rank
PE 96.68
Fwd PE 22.48
P/S 8.48
P/FCF N/A
P/OCF N/A
P/B 5.84
P/tB N/A
EV/EBITDA 42.73
EPS(TTM)0.19
EY1.03%
EPS(NY)0.82
Fwd EY4.45%
FCF(TTM)-0.33
FCFYN/A
OCF(TTM)-0.3
OCFYN/A
SpS2.17
BVpS3.14
TBVpS-1.8
PEG (NY)10.7
PEG (5Y)N/A
Graham Number3.67
Profitability
Industry RankSector Rank
ROA -0.3%
ROE -1.15%
ROCE 5.79%
ROIC 2.71%
ROICexc 3.3%
ROICexgc 8.03%
OM 18.57%
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)0.09%
ROA(5y)0.35%
ROE(3y)3.22%
ROE(5y)19.25%
ROIC(3y)3.29%
ROIC(5y)10.14%
ROICexc(3y)3.45%
ROICexc(5y)10.75%
ROICexgc(3y)6.07%
ROICexgc(5y)14.38%
ROCE(3y)6.38%
ROCE(5y)29.47%
ROICexgc growth 3Y-32.9%
ROICexgc growth 5Y-0.88%
ROICexc growth 3Y-38.01%
ROICexc growth 5Y-6.72%
OM growth 3Y-23.89%
OM growth 5Y-3.1%
PM growth 3Y-38.56%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score2
Asset Turnover0.18
Health
Industry RankSector Rank
Debt/Equity 2.48
Debt/FCF N/A
Debt/EBITDA 16.97
Cap/Depr 43.03%
Cap/Sales 1.14%
Interest Coverage 2.37
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.42
Quick Ratio 0.42
Altman-Z 1.28
F-Score2
WACC7.93%
ROIC/WACC0.34
Cap/Depr(3y)71.15%
Cap/Depr(5y)102.8%
Cap/Sales(3y)1.43%
Cap/Sales(5y)1.17%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)5.56%
EPS 3Y-53.86%
EPS 5YN/A
EPS Q2Q%-12.5%
EPS Next Y9.03%
EPS Next 2Y92.73%
EPS Next 3Y72.2%
EPS Next 5Y36.44%
Revenue 1Y (TTM)40.62%
Revenue growth 3Y-25.65%
Revenue growth 5Y0.62%
Sales Q2Q%148.11%
Revenue Next Year40.15%
Revenue Next 2Y53.75%
Revenue Next 3Y38.36%
Revenue Next 5Y17.13%
EBIT growth 1Y196.98%
EBIT growth 3Y-43.41%
EBIT growth 5Y-2.5%
EBIT Next Year1266.73%
EBIT Next 3Y287.09%
EBIT Next 5Y115.5%
FCF growth 1Y-599.97%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-1194.29%
OCF growth 3YN/A
OCF growth 5YN/A

ROCKET COS INC-CLASS A / RKT FAQ

What is the ChartMill fundamental rating of ROCKET COS INC-CLASS A (RKT) stock?

ChartMill assigns a fundamental rating of 2 / 10 to RKT.


What is the valuation status of ROCKET COS INC-CLASS A (RKT) stock?

ChartMill assigns a valuation rating of 1 / 10 to ROCKET COS INC-CLASS A (RKT). This can be considered as Overvalued.


Can you provide the profitability details for ROCKET COS INC-CLASS A?

ROCKET COS INC-CLASS A (RKT) has a profitability rating of 2 / 10.


Can you provide the financial health for RKT stock?

The financial health rating of ROCKET COS INC-CLASS A (RKT) is 0 / 10.


Can you provide the expected EPS growth for RKT stock?

The Earnings per Share (EPS) of ROCKET COS INC-CLASS A (RKT) is expected to grow by 9.03% in the next year.