ROCKET COS INC-CLASS A (RKT) Stock Fundamental Analysis

NYSE:RKT • US77311W1018

17.98 USD
-0.37 (-2.02%)
At close: Feb 20, 2026
17.99 USD
+0.01 (+0.06%)
After Hours: 2/20/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

2

Taking everything into account, RKT scores 2 out of 10 in our fundamental rating. RKT was compared to 98 industry peers in the Financial Services industry. Both the profitability and financial health of RKT have multiple concerns. RKT is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • RKT had positive earnings in the past year.
  • RKT had a negative operating cash flow in the past year.
  • Of the past 5 years RKT 4 years were profitable.
  • The reported operating cash flow has been mixed in the past 5 years: RKT reported negative operating cash flow in multiple years.
RKT Yearly Net Income VS EBIT VS OCF VS FCFRKT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B -5B 10B

1.2 Ratios

  • With a Return On Assets value of -0.30%, RKT is not doing good in the industry: 75.51% of the companies in the same industry are doing better.
  • RKT has a worse Return On Equity (-1.15%) than 70.41% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 2.71%, RKT is in line with its industry, outperforming 50.00% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for RKT is significantly below the industry average of 8.42%.
Industry RankSector Rank
ROA -0.3%
ROE -1.15%
ROIC 2.71%
ROA(3y)0.09%
ROA(5y)0.35%
ROE(3y)3.22%
ROE(5y)19.25%
ROIC(3y)3.29%
ROIC(5y)10.14%
RKT Yearly ROA, ROE, ROICRKT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 20 30 40

1.3 Margins

  • RKT's Profit Margin has declined in the last couple of years.
  • The Operating Margin of RKT (18.57%) is better than 66.33% of its industry peers.
  • RKT's Operating Margin has declined in the last couple of years.
  • The Profit Margin and Gross Margin are not available for RKT so they could not be analyzed.
Industry RankSector Rank
OM 18.57%
PM (TTM) N/A
GM N/A
OM growth 3Y-23.89%
OM growth 5Y-3.1%
PM growth 3Y-38.56%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
RKT Yearly Profit, Operating, Gross MarginsRKT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), RKT is destroying value.
  • RKT has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, RKT has more shares outstanding
  • The debt/assets ratio for RKT is higher compared to a year ago.
RKT Yearly Shares OutstandingRKT Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B
RKT Yearly Total Debt VS Total AssetsRKT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B

2.2 Solvency

  • RKT has an Altman-Z score of 1.23. This is a bad value and indicates that RKT is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 1.23, RKT is in the better half of the industry, outperforming 64.29% of the companies in the same industry.
  • RKT has a Debt/Equity ratio of 2.48. This is a high value indicating a heavy dependency on external financing.
  • RKT has a worse Debt to Equity ratio (2.48) than 72.45% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.48
Debt/FCF N/A
Altman-Z 1.23
ROIC/WACC0.34
WACC7.9%
RKT Yearly LT Debt VS Equity VS FCFRKT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 5B -5B 10B

2.3 Liquidity

  • RKT has a Current Ratio of 0.42. This is a bad value and indicates that RKT is not financially healthy enough and could expect problems in meeting its short term obligations.
  • RKT has a worse Current ratio (0.42) than 62.24% of its industry peers.
  • A Quick Ratio of 0.42 indicates that RKT may have some problems paying its short term obligations.
  • RKT's Quick ratio of 0.42 is on the low side compared to the rest of the industry. RKT is outperformed by 62.24% of its industry peers.
Industry RankSector Rank
Current Ratio 0.42
Quick Ratio 0.42
RKT Yearly Current Assets VS Current LiabilitesRKT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • The Earnings Per Share has been growing slightly by 5.56% over the past year.
  • The earnings per share for RKT have been decreasing by -53.86% on average. This is quite bad
  • Looking at the last year, RKT shows a very strong growth in Revenue. The Revenue has grown by 40.62%.
  • Measured over the past years, RKT shows a small growth in Revenue. The Revenue has been growing by 0.62% on average per year.
EPS 1Y (TTM)5.56%
EPS 3Y-53.86%
EPS 5YN/A
EPS Q2Q%-12.5%
Revenue 1Y (TTM)40.62%
Revenue growth 3Y-25.65%
Revenue growth 5Y0.62%
Sales Q2Q%148.11%

3.2 Future

  • Based on estimates for the next years, RKT will show a very strong growth in Earnings Per Share. The EPS will grow by 36.44% on average per year.
  • RKT is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 17.13% yearly.
EPS Next Y9.03%
EPS Next 2Y92.73%
EPS Next 3Y72.2%
EPS Next 5Y36.44%
Revenue Next Year40.48%
Revenue Next 2Y53.73%
Revenue Next 3Y38.19%
Revenue Next 5Y17.13%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
RKT Yearly Revenue VS EstimatesRKT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5B 10B 15B
RKT Yearly EPS VS EstimatesRKT Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 1 2 3

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Find the best growth stocksShow best growing peers

1

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 94.63, RKT can be considered very expensive at the moment.
  • 77.55% of the companies in the same industry are cheaper than RKT, based on the Price/Earnings ratio.
  • The average S&P500 Price/Earnings ratio is at 26.99. RKT is valued rather expensively when compared to this.
  • Based on the Price/Forward Earnings ratio of 22.00, the valuation of RKT can be described as rather expensive.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of RKT indicates a slightly more expensive valuation: RKT is more expensive than 64.29% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.02, RKT is valued a bit cheaper.
Industry RankSector Rank
PE 94.63
Fwd PE 22
RKT Price Earnings VS Forward Price EarningsRKT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of RKT indicates a slightly more expensive valuation: RKT is more expensive than 62.24% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 41.2
RKT Per share dataRKT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 -1 2 3

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • A more expensive valuation may be justified as RKT's earnings are expected to grow with 72.20% in the coming years.
PEG (NY)10.47
PEG (5Y)N/A
EPS Next 2Y92.73%
EPS Next 3Y72.2%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • RKT has a Yearly Dividend Yield of 4.45%, which is a nice return.
  • Compared to an average industry Dividend Yield of 2.16, RKT pays a better dividend. On top of this RKT pays more dividend than 85.71% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.81, RKT pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.45%

5.2 History

  • RKT has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
RKT Yearly Dividends per shareRKT Yearly Dividends per shareYearly Dividends per share 2021 2022 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

DPN/A
EPS Next 2Y92.73%
EPS Next 3Y72.2%
RKT Yearly Income VS Free CF VS DividendRKT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B -5B 10B

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Find the best dividend stocksShow peers with best dividend

ROCKET COS INC-CLASS A

NYSE:RKT (2/20/2026, 8:04:00 PM)

After market: 17.99 +0.01 (+0.06%)

17.98

-0.37 (-2.02%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)10-30
Earnings (Next)02-26
Inst Owners40.78%
Inst Owner Change112.88%
Ins Owners1.46%
Ins Owner Change3.42%
Market Cap50.63B
Revenue(TTM)6.10B
Net Income(TTM)-102.15M
Analysts73.68
Price Target21.87 (21.64%)
Short Float %3.82%
Short Ratio1.3
Dividend
Industry RankSector Rank
Dividend Yield 4.45%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)48.67%
Min EPS beat(2)46.68%
Max EPS beat(2)50.67%
EPS beat(4)3
Avg EPS beat(4)34.73%
Min EPS beat(4)-1.8%
Max EPS beat(4)50.67%
EPS beat(8)6
Avg EPS beat(8)100.21%
EPS beat(12)10
Avg EPS beat(12)82.9%
EPS beat(16)10
Avg EPS beat(16)33.24%
Revenue beat(2)1
Avg Revenue beat(2)0.34%
Min Revenue beat(2)-4.67%
Max Revenue beat(2)5.36%
Revenue beat(4)2
Avg Revenue beat(4)9.18%
Min Revenue beat(4)-17.55%
Max Revenue beat(4)53.56%
Revenue beat(8)4
Avg Revenue beat(8)2.67%
Revenue beat(12)6
Avg Revenue beat(12)2.27%
Revenue beat(16)8
Avg Revenue beat(16)4.15%
PT rev (1m)-0.26%
PT rev (3m)5.78%
EPS NQ rev (1m)7.23%
EPS NQ rev (3m)-6.81%
EPS NY rev (1m)0%
EPS NY rev (3m)0.87%
Revenue NQ rev (1m)0.66%
Revenue NQ rev (3m)2.61%
Revenue NY rev (1m)0.77%
Revenue NY rev (3m)5.84%
Valuation
Industry RankSector Rank
PE 94.63
Fwd PE 22
P/S 8.3
P/FCF N/A
P/OCF N/A
P/B 5.72
P/tB N/A
EV/EBITDA 41.2
EPS(TTM)0.19
EY1.06%
EPS(NY)0.82
Fwd EY4.54%
FCF(TTM)-0.33
FCFYN/A
OCF(TTM)-0.3
OCFYN/A
SpS2.17
BVpS3.14
TBVpS-1.8
PEG (NY)10.47
PEG (5Y)N/A
Graham Number3.67
Profitability
Industry RankSector Rank
ROA -0.3%
ROE -1.15%
ROCE 5.79%
ROIC 2.71%
ROICexc 3.3%
ROICexgc 8.03%
OM 18.57%
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)0.09%
ROA(5y)0.35%
ROE(3y)3.22%
ROE(5y)19.25%
ROIC(3y)3.29%
ROIC(5y)10.14%
ROICexc(3y)3.45%
ROICexc(5y)10.75%
ROICexgc(3y)6.07%
ROICexgc(5y)14.38%
ROCE(3y)6.38%
ROCE(5y)29.47%
ROICexgc growth 3Y-32.9%
ROICexgc growth 5Y-0.88%
ROICexc growth 3Y-38.01%
ROICexc growth 5Y-6.72%
OM growth 3Y-23.89%
OM growth 5Y-3.1%
PM growth 3Y-38.56%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score2
Asset Turnover0.18
Health
Industry RankSector Rank
Debt/Equity 2.48
Debt/FCF N/A
Debt/EBITDA 16.97
Cap/Depr 43.03%
Cap/Sales 1.14%
Interest Coverage 2.37
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.42
Quick Ratio 0.42
Altman-Z 1.23
F-Score2
WACC7.9%
ROIC/WACC0.34
Cap/Depr(3y)71.15%
Cap/Depr(5y)102.8%
Cap/Sales(3y)1.43%
Cap/Sales(5y)1.17%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)5.56%
EPS 3Y-53.86%
EPS 5YN/A
EPS Q2Q%-12.5%
EPS Next Y9.03%
EPS Next 2Y92.73%
EPS Next 3Y72.2%
EPS Next 5Y36.44%
Revenue 1Y (TTM)40.62%
Revenue growth 3Y-25.65%
Revenue growth 5Y0.62%
Sales Q2Q%148.11%
Revenue Next Year40.48%
Revenue Next 2Y53.73%
Revenue Next 3Y38.19%
Revenue Next 5Y17.13%
EBIT growth 1Y196.98%
EBIT growth 3Y-43.41%
EBIT growth 5Y-2.5%
EBIT Next Year1266.73%
EBIT Next 3Y287.09%
EBIT Next 5Y115.5%
FCF growth 1Y-599.97%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-1194.29%
OCF growth 3YN/A
OCF growth 5YN/A

ROCKET COS INC-CLASS A / RKT FAQ

What is the ChartMill fundamental rating of ROCKET COS INC-CLASS A (RKT) stock?

ChartMill assigns a fundamental rating of 2 / 10 to RKT.


What is the valuation status of ROCKET COS INC-CLASS A (RKT) stock?

ChartMill assigns a valuation rating of 1 / 10 to ROCKET COS INC-CLASS A (RKT). This can be considered as Overvalued.


Can you provide the profitability details for ROCKET COS INC-CLASS A?

ROCKET COS INC-CLASS A (RKT) has a profitability rating of 2 / 10.


Can you provide the financial health for RKT stock?

The financial health rating of ROCKET COS INC-CLASS A (RKT) is 0 / 10.


Can you provide the expected EPS growth for RKT stock?

The Earnings per Share (EPS) of ROCKET COS INC-CLASS A (RKT) is expected to grow by 9.03% in the next year.