Logo image of RKT

ROCKET COS INC-CLASS A (RKT) Stock Fundamental Analysis

USA - NYSE:RKT - US77311W1018 - Common Stock

17.475 USD
-0.04 (-0.2%)
Last: 10/29/2025, 11:57:07 AM
Fundamental Rating

2

Taking everything into account, RKT scores 2 out of 10 in our fundamental rating. RKT was compared to 99 industry peers in the Financial Services industry. RKT has a bad profitability rating. Also its financial health evaluation is rather negative. RKT is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

RKT had positive earnings in the past year.
RKT had a negative operating cash flow in the past year.
RKT had positive earnings in 4 of the past 5 years.
In multiple years RKT reported negative operating cash flow during the last 5 years.
RKT Yearly Net Income VS EBIT VS OCF VS FCFRKT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B -5B 10B

1.2 Ratios

RKT has a worse Return On Assets (0.00%) than 72.73% of its industry peers.
RKT has a worse Return On Equity (0.00%) than 71.72% of its industry peers.
RKT has a Return On Invested Capital (1.88%) which is comparable to the rest of the industry.
The Average Return On Invested Capital over the past 3 years for RKT is below the industry average of 7.79%.
Industry RankSector Rank
ROA 0%
ROE 0%
ROIC 1.88%
ROA(3y)0.09%
ROA(5y)0.35%
ROE(3y)3.22%
ROE(5y)19.25%
ROIC(3y)3.29%
ROIC(5y)10.14%
RKT Yearly ROA, ROE, ROICRKT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 20 30 40

1.3 Margins

In the last couple of years the Profit Margin of RKT has declined.
RKT has a Operating Margin (13.77%) which is in line with its industry peers.
RKT's Operating Margin has declined in the last couple of years.
The Profit Margin and Gross Margin are not available for RKT so they could not be analyzed.
Industry RankSector Rank
OM 13.77%
PM (TTM) N/A
GM N/A
OM growth 3Y-23.89%
OM growth 5Y-3.1%
PM growth 3Y-38.56%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
RKT Yearly Profit, Operating, Gross MarginsRKT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60

0

2. Health

2.1 Basic Checks

The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so RKT is destroying value.
The number of shares outstanding for RKT has been increased compared to 1 year ago.
RKT has more shares outstanding than it did 5 years ago.
RKT has a worse debt/assets ratio than last year.
RKT Yearly Shares OutstandingRKT Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B
RKT Yearly Total Debt VS Total AssetsRKT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B

2.2 Solvency

Based on the Altman-Z score of 1.25, we must say that RKT is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of RKT (1.25) is better than 61.62% of its industry peers.
A Debt/Equity ratio of 2.69 is on the high side and indicates that RKT has dependencies on debt financing.
RKT has a worse Debt to Equity ratio (2.69) than 72.73% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.69
Debt/FCF N/A
Altman-Z 1.25
ROIC/WACC0.25
WACC7.65%
RKT Yearly LT Debt VS Equity VS FCFRKT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 5B -5B 10B

2.3 Liquidity

RKT has a Current Ratio of 0.40. This is a bad value and indicates that RKT is not financially healthy enough and could expect problems in meeting its short term obligations.
RKT has a Current ratio of 0.40. This is in the lower half of the industry: RKT underperforms 65.66% of its industry peers.
A Quick Ratio of 0.40 indicates that RKT may have some problems paying its short term obligations.
RKT has a Quick ratio of 0.40. This is in the lower half of the industry: RKT underperforms 65.66% of its industry peers.
Industry RankSector Rank
Current Ratio 0.4
Quick Ratio 0.4
RKT Yearly Current Assets VS Current LiabilitesRKT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

6

3. Growth

3.1 Past

RKT shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 100.00%, which is quite impressive.
RKT shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -53.86% yearly.
The Revenue has been growing slightly by 6.27% in the past year.
The Revenue has been growing slightly by 0.62% on average over the past years.
EPS 1Y (TTM)100%
EPS 3Y-53.86%
EPS 5YN/A
EPS Q2Q%-33.33%
Revenue 1Y (TTM)6.27%
Revenue growth 3Y-25.65%
Revenue growth 5Y0.62%
Sales Q2Q%4.58%

3.2 Future

The Earnings Per Share is expected to grow by 36.44% on average over the next years. This is a very strong growth
Based on estimates for the next years, RKT will show a quite strong growth in Revenue. The Revenue will grow by 17.13% on average per year.
EPS Next Y9.76%
EPS Next 2Y85.83%
EPS Next 3Y70.26%
EPS Next 5Y36.44%
Revenue Next Year30.52%
Revenue Next 2Y45.81%
Revenue Next 3Y29.85%
Revenue Next 5Y17.13%

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
RKT Yearly Revenue VS EstimatesRKT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5B 10B 15B
RKT Yearly EPS VS EstimatesRKT Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 1 2 3

1

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 87.38, the valuation of RKT can be described as expensive.
Compared to the rest of the industry, the Price/Earnings ratio of RKT indicates a slightly more expensive valuation: RKT is more expensive than 73.74% of the companies listed in the same industry.
RKT is valuated expensively when we compare the Price/Earnings ratio to 27.00, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 23.00, the valuation of RKT can be described as rather expensive.
Compared to the rest of the industry, the Price/Forward Earnings ratio of RKT indicates a slightly more expensive valuation: RKT is more expensive than 65.66% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.87. RKT is around the same levels.
Industry RankSector Rank
PE 87.38
Fwd PE 23
RKT Price Earnings VS Forward Price EarningsRKT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

Based on the Enterprise Value to EBITDA ratio, RKT is valued a bit more expensive than the industry average as 63.64% of the companies are valued more cheaply.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 63.43
RKT Per share dataRKT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 2

4.3 Compensation for Growth

The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates RKT does not grow enough to justify the current Price/Earnings ratio.
RKT's earnings are expected to grow with 70.26% in the coming years. This may justify a more expensive valuation.
PEG (NY)8.95
PEG (5Y)N/A
EPS Next 2Y85.83%
EPS Next 3Y70.26%

5

5. Dividend

5.1 Amount

RKT has a Yearly Dividend Yield of 4.48%, which is a nice return.
RKT's Dividend Yield is a higher than the industry average which is at 5.10.
Compared to an average S&P500 Dividend Yield of 2.31, RKT pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.48%

5.2 History

RKT has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
RKT Yearly Dividends per shareRKT Yearly Dividends per shareYearly Dividends per share 2015 2021 2022 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

DPN/A
EPS Next 2Y85.83%
EPS Next 3Y70.26%
RKT Yearly Income VS Free CF VS DividendRKT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B -5B 10B

ROCKET COS INC-CLASS A

NYSE:RKT (10/29/2025, 11:57:07 AM)

17.475

-0.04 (-0.2%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)07-31 2025-07-31/amc
Earnings (Next)10-30 2025-10-30/amc
Inst Owners93.69%
Inst Owner Change0.36%
Ins Owners1.25%
Ins Owner Change-72.55%
Market Cap49.10B
Revenue(TTM)5.15B
Net Income(TTM)-308000
Analysts72
Price Target18.56 (6.21%)
Short Float %4.93%
Short Ratio1.34
Dividend
Industry RankSector Rank
Dividend Yield 4.48%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-Date03-20 2025-03-20 (0.8)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)22.44%
Min EPS beat(2)-1.8%
Max EPS beat(2)46.68%
EPS beat(4)2
Avg EPS beat(4)21.58%
Min EPS beat(4)-1.93%
Max EPS beat(4)46.68%
EPS beat(8)6
Avg EPS beat(8)106.37%
EPS beat(12)9
Avg EPS beat(12)62.69%
EPS beat(16)10
Avg EPS beat(16)31.16%
Revenue beat(2)1
Avg Revenue beat(2)-6.09%
Min Revenue beat(2)-17.55%
Max Revenue beat(2)5.36%
Revenue beat(4)2
Avg Revenue beat(4)-2.18%
Min Revenue beat(4)-50.12%
Max Revenue beat(4)53.56%
Revenue beat(8)5
Avg Revenue beat(8)6.01%
Revenue beat(12)7
Avg Revenue beat(12)4.5%
Revenue beat(16)9
Avg Revenue beat(16)4.93%
PT rev (1m)4.33%
PT rev (3m)27.72%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-56.31%
EPS NY rev (1m)12.25%
EPS NY rev (3m)-18.54%
Revenue NQ rev (1m)-2.29%
Revenue NQ rev (3m)9.41%
Revenue NY rev (1m)0.83%
Revenue NY rev (3m)9.09%
Valuation
Industry RankSector Rank
PE 87.38
Fwd PE 23
P/S 9.53
P/FCF N/A
P/OCF N/A
P/B 6.59
P/tB N/A
EV/EBITDA 63.43
EPS(TTM)0.2
EY1.14%
EPS(NY)0.76
Fwd EY4.35%
FCF(TTM)-0.79
FCFYN/A
OCF(TTM)-0.76
OCFYN/A
SpS1.83
BVpS2.65
TBVpS-0.91
PEG (NY)8.95
PEG (5Y)N/A
Graham Number3.45
Profitability
Industry RankSector Rank
ROA 0%
ROE 0%
ROCE 4%
ROIC 1.88%
ROICexc 2.27%
ROICexgc 4.53%
OM 13.77%
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)0.09%
ROA(5y)0.35%
ROE(3y)3.22%
ROE(5y)19.25%
ROIC(3y)3.29%
ROIC(5y)10.14%
ROICexc(3y)3.45%
ROICexc(5y)10.75%
ROICexgc(3y)6.07%
ROICexgc(5y)14.38%
ROCE(3y)6.38%
ROCE(5y)29.47%
ROICexgc growth 3Y-32.9%
ROICexgc growth 5Y-0.88%
ROICexc growth 3Y-38.01%
ROICexc growth 5Y-6.72%
OM growth 3Y-23.89%
OM growth 5Y-3.1%
PM growth 3Y-38.56%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score1
Asset Turnover0.17
Health
Industry RankSector Rank
Debt/Equity 2.69
Debt/FCF N/A
Debt/EBITDA 24.4
Cap/Depr 59.62%
Cap/Sales 1.3%
Interest Coverage 1.48
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.4
Quick Ratio 0.4
Altman-Z 1.25
F-Score1
WACC7.65%
ROIC/WACC0.25
Cap/Depr(3y)71.15%
Cap/Depr(5y)102.8%
Cap/Sales(3y)1.43%
Cap/Sales(5y)1.17%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)100%
EPS 3Y-53.86%
EPS 5YN/A
EPS Q2Q%-33.33%
EPS Next Y9.76%
EPS Next 2Y85.83%
EPS Next 3Y70.26%
EPS Next 5Y36.44%
Revenue 1Y (TTM)6.27%
Revenue growth 3Y-25.65%
Revenue growth 5Y0.62%
Sales Q2Q%4.58%
Revenue Next Year30.52%
Revenue Next 2Y45.81%
Revenue Next 3Y29.85%
Revenue Next 5Y17.13%
EBIT growth 1Y-24.49%
EBIT growth 3Y-43.41%
EBIT growth 5Y-2.5%
EBIT Next Year942.22%
EBIT Next 3Y264.59%
EBIT Next 5Y115.5%
FCF growth 1Y-186.4%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-181.54%
OCF growth 3YN/A
OCF growth 5YN/A

ROCKET COS INC-CLASS A / RKT FAQ

What is the ChartMill fundamental rating of ROCKET COS INC-CLASS A (RKT) stock?

ChartMill assigns a fundamental rating of 2 / 10 to RKT.


Can you provide the valuation status for ROCKET COS INC-CLASS A?

ChartMill assigns a valuation rating of 1 / 10 to ROCKET COS INC-CLASS A (RKT). This can be considered as Overvalued.


Can you provide the profitability details for ROCKET COS INC-CLASS A?

ROCKET COS INC-CLASS A (RKT) has a profitability rating of 2 / 10.


What are the PE and PB ratios of ROCKET COS INC-CLASS A (RKT) stock?

The Price/Earnings (PE) ratio for ROCKET COS INC-CLASS A (RKT) is 87.38 and the Price/Book (PB) ratio is 6.59.


How financially healthy is ROCKET COS INC-CLASS A?

The financial health rating of ROCKET COS INC-CLASS A (RKT) is 0 / 10.