Undervalued Stocks
NMIH is currently part of our Undervalued Stocks screen, meaning it meets strict valuation and quality criteria
NMI HOLDINGS INC (NMIH) Stock Price & Overview
NASDAQ:NMIH • US6292093050
Current stock price
40.28 USD
+0.5 (+1.26%)
At close:
40.28 USD
0 (0%)
After Hours:
The current stock price of NMIH is 40.28 USD. Today NMIH is up by 1.26%. In the past month the price increased by 8.28%. In the past year, price increased by 20.6%.
NMIH Key Statistics
52-Week Range33.22 - 43.2
Current NMIH stock price positioned within its 52-week range.
1-Month Range36.6 - 40.68
Current NMIH stock price positioned within its 1-month range.
- Market Cap
- 3.068B
- P/E
- 8.20
- Fwd P/E
- 7.69
- EPS (TTM)
- 4.91
- Dividend Yield
- N/A
NMIH Stock Performance
Today
+1.26%
1 Week
+3.95%
1 Month
+8.28%
3 Months
+6.73%
Longer-term
6 Months +9.10%
1 Year +20.60%
2 Years +30.53%
3 Years +72.14%
5 Years +55.88%
10 Years +540.38%
NMIH Stock Chart
NMIH Stock Screens
NMIH currently appears in the following ChartMill screener lists.
High Free Cash Flow Stocks
NMIH is currently part of our High Free Cash Flow Stocks screen, indicating it generates strong cash flows relative to its price.
Graham Number Stocks
NMIH appears in our Graham Number Stocks screen. This means the stock is trading below its Graham Number, a classic value investing estimate based on earnings and book value, while also meeting basic quality and liquidity requirements.
NMIH Technical Analysis
ChartMill assigns a technical rating of 7 / 10 to NMIH. When comparing the yearly performance of all stocks, NMIH turns out to be only a medium performer in the overall market: it outperformed 64.62% of all stocks.
Chartmill TA Rating
Chartmill Setup Rating
NMIH Fundamental Analysis
ChartMill assigns a fundamental rating of 6 / 10 to NMIH. While NMIH belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health.
Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend
NMIH Earnings
On February 10, 2026 NMIH reported an EPS of 1.2 and a revenue of 152.46M. The company missed EPS expectations (-1.14% surprise) and missed revenue expectations (-6.47% surprise).
Next Earnings DateApr 30, 2026
Last Earnings DateFeb 10, 2026
PeriodQ4 / 2025
EPS Reported$1.20
Revenue Reported152.457M
EPS Surprise -1.14%
Revenue Surprise -6.47%
NMIH Forecast & Estimates
12 analysts have analysed NMIH and the average price target is 44.44 USD. This implies a price increase of 10.34% is expected in the next year compared to the current price of 40.28.
For the next year, analysts expect an EPS growth of 6.71% and a revenue growth 4.47% for NMIH
Analysts
Analysts80
Price Target44.44 (10.33%)
EPS Next Y6.71%
Revenue Next Year4.47%
NMIH Groups
Sector & Classification
NMIH Financial Highlights
Over the last trailing twelve months NMIH reported a non-GAAP Earnings per Share(EPS) of 4.91. The EPS increased by 9.11% compared to the year before.
Income Statements
Revenue(TTM)706.44M
Net Income(TTM)388.93M
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PM (TTM) | 55.05% | ||
| ROA | 10.13% | ||
| ROE | 15% | ||
| Debt/Equity | 0.16 |
Chartmill High Growth Momentum
EPS Q2Q%12.15%
Sales Q2Q%6.23%
EPS 1Y (TTM)9.11%
Revenue 1Y (TTM)8.52%
NMIH Ownership
Ownership
Inst Owners100.36%
Shares76.16M
Float74.82M
Ins Owners1.75%
Short Float %2.51%
Short Ratio3.92
NMIH Competitors/Peers
The largest stocks on the US markets in the "Commercial & Residential Mortgage Finance" sub-industry
| Symbol | Company Name | Technical Rating | Fundamental Rating | FPE | Market Cap |
|---|---|---|---|---|---|
| RKT | ROCKET COS INC-CLASS A | 18.74 | 43.171B | ||
| ACT | ENACT HOLDINGS INC | 9 | 6.121B | ||
| MTG | MGIC INVESTMENT CORP | 9.03 | 6.059B | ||
| UWMC | UWM HOLDINGS CORP | 8.46 | 5.888B | ||
| RDN | RADIAN GROUP INC | 7.14 | 4.797B | ||
| PFSI | PENNYMAC FINANCIAL SERVICES | 7.25 | 4.719B | ||
| MBIN | MERCHANTS BANCORP/IN | 9.25 | 2.271B | ||
| AGM | FEDERAL AGRIC MTG CORP-CL C | 9.1 | 1.884B | ||
| WD | WALKER & DUNLOP INC | 12.38 | 1.716B | ||
| AGM.A | FEDERAL AGRIC MTG CORP-CL A | 7.06 | 1.461B | ||
| MBINM | MERCHANTS BANCORP - MBIN 8 1/4 PERP | 4.77 | 1.171B | ||
| MBINL | MERCHANTS BANCORP - MBIN 7 5/8 PERP | 4.5 | 1.105B |
Related stock screener links
View all stocks in the Commercial & Residential Mortgage Finance Industry | View all stocks in the Financials Sector | View all stocks on the Nasdaq Exchange | Find stocks with similar TA and Setup ratings on the USA exchanges | Find stocks with similar Fundamental rating on the USA exchanges | Find the competitors with the best technical ratings on the USA exchanges | Find the competitors with the best fundamentals on the USA exchanges | Find the competitors with the best valuation on the USA exchanges | Find the competitors with the best dividend on the USA exchanges | Find the competitors with the best analyst ratings on the USA exchanges
About NMIH
Company Profile
NMI Holdings, Inc. engages in the provision of private mortgage guaranty insurance. The company is headquartered in Emeryville, California and currently employs 225 full-time employees. The company went IPO on 2013-11-08. NMIC is its primary insurance subsidiary and is licensed to write MI coverage in all 50 states and District of Columbia (D.C.). Its subsidiary, NMI Services, Inc. (NMIS), provides outsourced loan review services to mortgage loan originators. The company offers two principal types of MI coverage, primary and pool. Primary MI provides default protection on individual mortgage loans at specified coverage percentages. All its primary insurance is written on first-lien mortgage loans, with nearly all secured by owner-occupied single-family homes (defined as one-to-four family homes and condominiums). Pool insurance is generally used to provide additional credit enhancement for certain secondary market mortgage transactions. The company offers outsourced loan review services to mortgage originators through NMIS.
Company Info
IPO: 2013-11-08
NMI HOLDINGS INC
2100 Powell Street, 12Th Floor
Emeryville CALIFORNIA 94608 US
CEO: Claudia J. Merkle
Employees: 225
Phone: 18555306642
NMI HOLDINGS INC / NMIH FAQ
What does NMIH do?
NMI Holdings, Inc. engages in the provision of private mortgage guaranty insurance. The company is headquartered in Emeryville, California and currently employs 225 full-time employees. The company went IPO on 2013-11-08. NMIC is its primary insurance subsidiary and is licensed to write MI coverage in all 50 states and District of Columbia (D.C.). Its subsidiary, NMI Services, Inc. (NMIS), provides outsourced loan review services to mortgage loan originators. The company offers two principal types of MI coverage, primary and pool. Primary MI provides default protection on individual mortgage loans at specified coverage percentages. All its primary insurance is written on first-lien mortgage loans, with nearly all secured by owner-occupied single-family homes (defined as one-to-four family homes and condominiums). Pool insurance is generally used to provide additional credit enhancement for certain secondary market mortgage transactions. The company offers outsourced loan review services to mortgage originators through NMIS.
What is the stock price of NMI HOLDINGS INC today?
The current stock price of NMIH is 40.28 USD. The price increased by 1.26% in the last trading session.
What is the dividend status of NMI HOLDINGS INC?
NMIH does not pay a dividend.
What is the ChartMill rating of NMI HOLDINGS INC stock?
NMIH has a ChartMill Technical rating of 7 out of 10 and a ChartMill Fundamental rating of 6 out of 10.
On which exchange is NMIH stock listed?
NMIH stock is listed on the Nasdaq exchange.
What is the GICS sector and industry of NMIH stock?
NMI HOLDINGS INC (NMIH) operates in the Financials sector and the Financial Services industry.
Can you provide the upcoming earnings date for NMI HOLDINGS INC?
NMI HOLDINGS INC (NMIH) will report earnings on 2026-04-30, after the market close.