WALKER & DUNLOP INC (WD) Fundamental Analysis & Valuation

NYSE:WD • US93148P1021

Current stock price

44.44 USD
+0.16 (+0.36%)
At close:
44.44 USD
0 (0%)
After Hours:

This WD fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. WD Profitability Analysis

1.1 Basic Checks

  • In the past year WD was profitable.
  • WD had a negative operating cash flow in the past year.
  • WD had positive earnings in each of the past 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: WD reported negative operating cash flow in multiple years.
WD Yearly Net Income VS EBIT VS OCF VS FCFWD Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M -500M 1B -1B 1.5B

1.2 Ratios

  • With a Return On Assets value of 1.08%, WD perfoms like the industry average, outperforming 47.00% of the companies in the same industry.
  • With a Return On Equity value of 3.16%, WD is not doing good in the industry: 63.00% of the companies in the same industry are doing better.
  • The Return On Invested Capital of WD (3.20%) is comparable to the rest of the industry.
  • The Average Return On Invested Capital over the past 3 years for WD is below the industry average of 8.06%.
Industry RankSector Rank
ROA 1.08%
ROE 3.16%
ROIC 3.2%
ROA(3y)2.03%
ROA(5y)3.23%
ROE(3y)5.09%
ROE(5y)8.83%
ROIC(3y)3.43%
ROIC(5y)4.22%
WD Yearly ROA, ROE, ROICWD Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

1.3 Margins

  • With a Profit Margin value of 4.45%, WD is not doing good in the industry: 61.00% of the companies in the same industry are doing better.
  • WD's Profit Margin has declined in the last couple of years.
  • Looking at the Operating Margin, with a value of 17.26%, WD is in the better half of the industry, outperforming 63.00% of the companies in the same industry.
  • In the last couple of years the Operating Margin of WD has declined.
Industry RankSector Rank
OM 17.26%
PM (TTM) 4.45%
GM N/A
OM growth 3Y-10.11%
OM growth 5Y-13.05%
PM growth 3Y-35.4%
PM growth 5Y-27.39%
GM growth 3YN/A
GM growth 5YN/A
WD Yearly Profit, Operating, Gross MarginsWD Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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4

2. WD Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), WD is destroying value.
  • WD has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, WD has more shares outstanding
  • Compared to 1 year ago, WD has a worse debt to assets ratio.
WD Yearly Shares OutstandingWD Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
WD Yearly Total Debt VS Total AssetsWD Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B

2.2 Solvency

  • WD has an Altman-Z score of 1.16. This is a bad value and indicates that WD is not financially healthy and even has some risk of bankruptcy.
  • WD has a better Altman-Z score (1.16) than 64.00% of its industry peers.
  • A Debt/Equity ratio of 1.30 is on the high side and indicates that WD has dependencies on debt financing.
  • WD has a Debt to Equity ratio of 1.30. This is in the lower half of the industry: WD underperforms 60.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.3
Debt/FCF N/A
Altman-Z 1.16
ROIC/WACC0.46
WACC6.9%
WD Yearly LT Debt VS Equity VS FCFWD Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B 2B

2.3 Liquidity

  • WD has a Current Ratio of 6.84. This indicates that WD is financially healthy and has no problem in meeting its short term obligations.
  • With an excellent Current ratio value of 6.84, WD belongs to the best of the industry, outperforming 95.00% of the companies in the same industry.
  • A Quick Ratio of 6.84 indicates that WD has no problem at all paying its short term obligations.
  • The Quick ratio of WD (6.84) is better than 95.00% of its industry peers.
Industry RankSector Rank
Current Ratio 6.84
Quick Ratio 6.84
WD Yearly Current Assets VS Current LiabilitesWD Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. WD Growth Analysis

3.1 Past

  • WD shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -48.59%.
  • WD shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -26.59% yearly.
  • WD shows a decrease in Revenue. In the last year, the revenue decreased by -9.28%.
  • The Revenue has been growing slightly by 2.64% on average over the past years.
EPS 1Y (TTM)-48.59%
EPS 3Y-36.38%
EPS 5Y-26.59%
EPS Q2Q%-131.06%
Revenue 1Y (TTM)-9.28%
Revenue growth 3Y-0.65%
Revenue growth 5Y2.64%
Sales Q2Q%-0.42%

3.2 Future

  • Based on estimates for the next years, WD will show a very strong growth in Earnings Per Share. The EPS will grow by 45.01% on average per year.
  • The Revenue is expected to grow by 8.11% on average over the next years. This is quite good.
EPS Next Y152.48%
EPS Next 2Y81.5%
EPS Next 3Y55.79%
EPS Next 5Y45.01%
Revenue Next Year9.73%
Revenue Next 2Y8.75%
Revenue Next 3Y8.38%
Revenue Next 5Y8.11%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
WD Yearly Revenue VS EstimatesWD Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 500M 1B 1.5B
WD Yearly EPS VS EstimatesWD Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6 8

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4

4. WD Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 27.10, WD can be considered very expensive at the moment.
  • Based on the Price/Earnings ratio, WD is valued a bit more expensive than the industry average as 67.00% of the companies are valued more cheaply.
  • WD's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 25.60.
  • The Price/Forward Earnings ratio is 10.73, which indicates a very decent valuation of WD.
  • WD's Price/Forward Earnings ratio is in line with the industry average.
  • WD is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.84, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 27.1
Fwd PE 10.73
WD Price Earnings VS Forward Price EarningsWD Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, WD is valued a bit cheaper than the industry average as 76.00% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 7.67
WD Per share dataWD EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • WD's earnings are expected to grow with 55.79% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.18
PEG (5Y)N/A
EPS Next 2Y81.5%
EPS Next 3Y55.79%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. WD Dividend Analysis

5.1 Amount

  • WD has a Yearly Dividend Yield of 4.15%, which is a nice return.
  • The stock price of WD dropped by -24.32% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
  • Compared to an average industry Dividend Yield of 2.13, WD pays a better dividend. On top of this WD pays more dividend than 85.00% of the companies listed in the same industry.
  • WD's Dividend Yield is rather good when compared to the S&P500 average which is at 1.88.
Industry RankSector Rank
Dividend Yield 4.15%

5.2 History

  • On average, the dividend of WD grows each year by 13.01%, which is quite nice.
  • WD has been paying a dividend for over 5 years, so it has already some track record.
  • As WD did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)13.01%
Div Incr Years6
Div Non Decr Years6
WD Yearly Dividends per shareWD Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • 167.32% of the earnings are spent on dividend by WD. This is not a sustainable payout ratio.
  • WD's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP167.32%
EPS Next 2Y81.5%
EPS Next 3Y55.79%
WD Yearly Income VS Free CF VS DividendWD Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M -500M 1B -1B 1.5B
WD Dividend Payout.WD Dividend Payout, showing the Payout Ratio.WD Dividend Payout.PayoutRetained Earnings

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WD Fundamentals: All Metrics, Ratios and Statistics

WALKER & DUNLOP INC

NYSE:WD (4/2/2026, 8:04:00 PM)

After market: 44.44 0 (0%)

44.44

+0.16 (+0.36%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-26
Earnings (Next)04-29
Inst Owners84.33%
Inst Owner Change-6.39%
Ins Owners3.97%
Ins Owner Change7.56%
Market Cap1.51B
Revenue(TTM)1.23B
Net Income(TTM)54.87M
Analysts83.33
Price Target68.85 (54.93%)
Short Float %3.36%
Short Ratio2.88
Dividend
Industry RankSector Rank
Dividend Yield 4.15%
Yearly Dividend2.76
Dividend Growth(5Y)13.01%
DP167.32%
Div Incr Years6
Div Non Decr Years6
Ex-Date03-13
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-75.36%
Min EPS beat(2)-132.27%
Max EPS beat(2)-18.45%
EPS beat(4)1
Avg EPS beat(4)-51.29%
Min EPS beat(4)-132.27%
Max EPS beat(4)34.37%
EPS beat(8)2
Avg EPS beat(8)-33.93%
EPS beat(12)3
Avg EPS beat(12)-27.04%
EPS beat(16)4
Avg EPS beat(16)-24.15%
Revenue beat(2)1
Avg Revenue beat(2)-0.99%
Min Revenue beat(2)-3.94%
Max Revenue beat(2)1.97%
Revenue beat(4)2
Avg Revenue beat(4)0.32%
Min Revenue beat(4)-8.18%
Max Revenue beat(4)11.41%
Revenue beat(8)3
Avg Revenue beat(8)-2.13%
Revenue beat(12)4
Avg Revenue beat(12)-2.95%
Revenue beat(16)5
Avg Revenue beat(16)-4.07%
PT rev (1m)0%
PT rev (3m)-2.53%
EPS NQ rev (1m)3.13%
EPS NQ rev (3m)2.06%
EPS NY rev (1m)-11.39%
EPS NY rev (3m)-11.71%
Revenue NQ rev (1m)1.4%
Revenue NQ rev (3m)1.26%
Revenue NY rev (1m)-0.43%
Revenue NY rev (3m)-0.5%
Valuation
Industry RankSector Rank
PE 27.1
Fwd PE 10.73
P/S 1.23
P/FCF N/A
P/OCF N/A
P/B 0.87
P/tB N/A
EV/EBITDA 7.67
EPS(TTM)1.64
EY3.69%
EPS(NY)4.14
Fwd EY9.32%
FCF(TTM)-19.97
FCFYN/A
OCF(TTM)-19.5
OCFYN/A
SpS36.24
BVpS50.91
TBVpS-2.49
PEG (NY)0.18
PEG (5Y)N/A
Graham Number43.34
Profitability
Industry RankSector Rank
ROA 1.08%
ROE 3.16%
ROCE 4.3%
ROIC 3.2%
ROICexc 3.41%
ROICexgc 6.22%
OM 17.26%
PM (TTM) 4.45%
GM N/A
FCFM N/A
ROA(3y)2.03%
ROA(5y)3.23%
ROE(3y)5.09%
ROE(5y)8.83%
ROIC(3y)3.43%
ROIC(5y)4.22%
ROICexc(3y)3.69%
ROICexc(5y)4.51%
ROICexgc(3y)7.68%
ROICexgc(5y)9.52%
ROCE(3y)4.61%
ROCE(5y)5.68%
ROICexgc growth 3Y-25.7%
ROICexgc growth 5Y-8.52%
ROICexc growth 3Y-16.98%
ROICexc growth 5Y-12.13%
OM growth 3Y-10.11%
OM growth 5Y-13.05%
PM growth 3Y-35.4%
PM growth 5Y-27.39%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.24
Health
Industry RankSector Rank
Debt/Equity 1.3
Debt/FCF N/A
Debt/EBITDA 4.98
Cap/Depr 6.61%
Cap/Sales 1.28%
Interest Coverage 1.99
Cash Conversion N/A
Profit Quality N/A
Current Ratio 6.84
Quick Ratio 6.84
Altman-Z 1.16
F-Score3
WACC6.9%
ROIC/WACC0.46
Cap/Depr(3y)6.4%
Cap/Depr(5y)6.59%
Cap/Sales(3y)1.32%
Cap/Sales(5y)1.29%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-48.59%
EPS 3Y-36.38%
EPS 5Y-26.59%
EPS Q2Q%-131.06%
EPS Next Y152.48%
EPS Next 2Y81.5%
EPS Next 3Y55.79%
EPS Next 5Y45.01%
Revenue 1Y (TTM)-9.28%
Revenue growth 3Y-0.65%
Revenue growth 5Y2.64%
Sales Q2Q%-0.42%
Revenue Next Year9.73%
Revenue Next 2Y8.75%
Revenue Next 3Y8.38%
Revenue Next 5Y8.11%
EBIT growth 1Y-0.99%
EBIT growth 3Y-10.7%
EBIT growth 5Y-10.76%
EBIT Next Year84.04%
EBIT Next 3Y33.19%
EBIT Next 5Y26.14%
FCF growth 1Y-684.27%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-613.54%
OCF growth 3YN/A
OCF growth 5YN/A

WALKER & DUNLOP INC / WD Fundamental Analysis FAQ

What is the fundamental rating for WD stock?

ChartMill assigns a fundamental rating of 4 / 10 to WD.


Can you provide the valuation status for WALKER & DUNLOP INC?

ChartMill assigns a valuation rating of 4 / 10 to WALKER & DUNLOP INC (WD). This can be considered as Fairly Valued.


Can you provide the profitability details for WALKER & DUNLOP INC?

WALKER & DUNLOP INC (WD) has a profitability rating of 2 / 10.


Can you provide the PE and PB ratios for WD stock?

The Price/Earnings (PE) ratio for WALKER & DUNLOP INC (WD) is 27.1 and the Price/Book (PB) ratio is 0.87.


What is the financial health of WALKER & DUNLOP INC (WD) stock?

The financial health rating of WALKER & DUNLOP INC (WD) is 4 / 10.