WALKER & DUNLOP INC (WD) Fundamental Analysis & Valuation

NYSE:WD • US93148P1021

47.5 USD
-2.42 (-4.85%)
At close: Mar 10, 2026
46.5 USD
-1 (-2.11%)
After Hours: 3/10/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This WD fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

4

Overall WD gets a fundamental rating of 4 out of 10. We evaluated WD against 98 industry peers in the Financial Services industry. The financial health of WD is average, but there are quite some concerns on its profitability. WD has a decent growth rate and is not valued too expensively. Finally WD also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

2

1. WD Profitability Analysis

1.1 Basic Checks

  • In the past year WD was profitable.
  • WD had a negative operating cash flow in the past year.
  • In the past 5 years WD has always been profitable.
  • The reported operating cash flow has been mixed in the past 5 years: WD reported negative operating cash flow in multiple years.
WD Yearly Net Income VS EBIT VS OCF VS FCFWD Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M -500M 1B -1B 1.5B

1.2 Ratios

  • Looking at the Return On Assets, with a value of 1.08%, WD is in line with its industry, outperforming 47.96% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 3.16%, WD is doing worse than 63.27% of the companies in the same industry.
  • WD has a Return On Invested Capital (3.20%) which is comparable to the rest of the industry.
  • WD had an Average Return On Invested Capital over the past 3 years of 3.43%. This is below the industry average of 8.33%.
Industry RankSector Rank
ROA 1.08%
ROE 3.16%
ROIC 3.2%
ROA(3y)2.03%
ROA(5y)3.23%
ROE(3y)5.09%
ROE(5y)8.83%
ROIC(3y)3.43%
ROIC(5y)4.22%
WD Yearly ROA, ROE, ROICWD Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

1.3 Margins

  • With a Profit Margin value of 4.45%, WD is not doing good in the industry: 60.20% of the companies in the same industry are doing better.
  • In the last couple of years the Profit Margin of WD has declined.
  • WD has a better Operating Margin (17.26%) than 63.27% of its industry peers.
  • In the last couple of years the Operating Margin of WD has declined.
Industry RankSector Rank
OM 17.26%
PM (TTM) 4.45%
GM N/A
OM growth 3Y-10.11%
OM growth 5Y-13.05%
PM growth 3Y-35.4%
PM growth 5Y-27.39%
GM growth 3YN/A
GM growth 5YN/A
WD Yearly Profit, Operating, Gross MarginsWD Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. WD Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so WD is destroying value.
  • WD has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for WD has been increased compared to 5 years ago.
  • WD has a worse debt/assets ratio than last year.
WD Yearly Shares OutstandingWD Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
WD Yearly Total Debt VS Total AssetsWD Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B

2.2 Solvency

  • WD has an Altman-Z score of 1.19. This is a bad value and indicates that WD is not financially healthy and even has some risk of bankruptcy.
  • WD has a better Altman-Z score (1.19) than 63.27% of its industry peers.
  • WD has a Debt/Equity ratio of 1.30. This is a high value indicating a heavy dependency on external financing.
  • WD has a worse Debt to Equity ratio (1.30) than 61.22% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.3
Debt/FCF N/A
Altman-Z 1.19
ROIC/WACC0.42
WACC7.66%
WD Yearly LT Debt VS Equity VS FCFWD Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B 2B

2.3 Liquidity

  • A Current Ratio of 6.84 indicates that WD has no problem at all paying its short term obligations.
  • With an excellent Current ratio value of 6.84, WD belongs to the best of the industry, outperforming 94.90% of the companies in the same industry.
  • WD has a Quick Ratio of 6.84. This indicates that WD is financially healthy and has no problem in meeting its short term obligations.
  • WD's Quick ratio of 6.84 is amongst the best of the industry. WD outperforms 94.90% of its industry peers.
Industry RankSector Rank
Current Ratio 6.84
Quick Ratio 6.84
WD Yearly Current Assets VS Current LiabilitesWD Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. WD Growth Analysis

3.1 Past

  • WD shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -48.59%.
  • The earnings per share for WD have been decreasing by -26.59% on average. This is quite bad
  • Looking at the last year, WD shows a decrease in Revenue. The Revenue has decreased by -9.28% in the last year.
  • Measured over the past years, WD shows a small growth in Revenue. The Revenue has been growing by 2.64% on average per year.
EPS 1Y (TTM)-48.59%
EPS 3Y-36.38%
EPS 5Y-26.59%
EPS Q2Q%-131.06%
Revenue 1Y (TTM)-9.28%
Revenue growth 3Y-0.65%
Revenue growth 5Y2.64%
Sales Q2Q%-0.42%

3.2 Future

  • WD is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 45.01% yearly.
  • The Revenue is expected to grow by 8.11% on average over the next years. This is quite good.
EPS Next Y152.48%
EPS Next 2Y81.5%
EPS Next 3Y55.79%
EPS Next 5Y45.01%
Revenue Next Year9.25%
Revenue Next 2Y8.54%
Revenue Next 3Y8.38%
Revenue Next 5Y8.11%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
WD Yearly Revenue VS EstimatesWD Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 500M 1B 1.5B
WD Yearly EPS VS EstimatesWD Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6 8

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Find the best growth stocksShow best growing peers

4

4. WD Valuation Analysis

4.1 Price/Earnings Ratio

  • WD is valuated quite expensively with a Price/Earnings ratio of 28.96.
  • Based on the Price/Earnings ratio, WD is valued a bit more expensive than the industry average as 70.41% of the companies are valued more cheaply.
  • Compared to an average S&P500 Price/Earnings ratio of 26.25, WD is valued at the same level.
  • WD is valuated reasonably with a Price/Forward Earnings ratio of 11.47.
  • WD's Price/Forward Earnings is on the same level as the industry average.
  • WD is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.39, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 28.96
Fwd PE 11.47
WD Price Earnings VS Forward Price EarningsWD Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, WD is valued a bit cheaper than 74.49% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 8.08
WD Per share dataWD EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40

4.3 Compensation for Growth

  • WD's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as WD's earnings are expected to grow with 55.79% in the coming years.
PEG (NY)0.19
PEG (5Y)N/A
EPS Next 2Y81.5%
EPS Next 3Y55.79%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. WD Dividend Analysis

5.1 Amount

  • WD has a Yearly Dividend Yield of 4.15%, which is a nice return.
  • In the last 3 months the price of WD has falen by -24.10%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
  • WD's Dividend Yield is a higher than the industry average which is at 2.34.
  • Compared to an average S&P500 Dividend Yield of 1.82, WD pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.15%

5.2 History

  • The dividend of WD is nicely growing with an annual growth rate of 13.01%!
  • WD has been paying a dividend for over 5 years, so it has already some track record.
  • WD has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)13.01%
Div Incr Years6
Div Non Decr Years6
WD Yearly Dividends per shareWD Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • 167.32% of the earnings are spent on dividend by WD. This is not a sustainable payout ratio.
  • The dividend of WD is growing, but earnings are growing more, so the dividend growth is sustainable.
DP167.32%
EPS Next 2Y81.5%
EPS Next 3Y55.79%
WD Yearly Income VS Free CF VS DividendWD Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M -500M 1B -1B 1.5B
WD Dividend Payout.WD Dividend Payout, showing the Payout Ratio.WD Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

WD Fundamentals: All Metrics, Ratios and Statistics

WALKER & DUNLOP INC

NYSE:WD (3/10/2026, 8:04:00 PM)

After market: 46.5 -1 (-2.11%)

47.5

-2.42 (-4.85%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-26
Earnings (Next)04-29
Inst Owners84.33%
Inst Owner Change-6.39%
Ins Owners3.97%
Ins Owner Change7.39%
Market Cap1.62B
Revenue(TTM)1.23B
Net Income(TTM)54.87M
Analysts83.33
Price Target85 (78.95%)
Short Float %2.6%
Short Ratio2.82
Dividend
Industry RankSector Rank
Dividend Yield 4.15%
Yearly Dividend2.76
Dividend Growth(5Y)13.01%
DP167.32%
Div Incr Years6
Div Non Decr Years6
Ex-Date03-13
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-75.36%
Min EPS beat(2)-132.27%
Max EPS beat(2)-18.45%
EPS beat(4)1
Avg EPS beat(4)-51.29%
Min EPS beat(4)-132.27%
Max EPS beat(4)34.37%
EPS beat(8)2
Avg EPS beat(8)-33.93%
EPS beat(12)3
Avg EPS beat(12)-27.04%
EPS beat(16)4
Avg EPS beat(16)-24.15%
Revenue beat(2)1
Avg Revenue beat(2)-0.99%
Min Revenue beat(2)-3.94%
Max Revenue beat(2)1.97%
Revenue beat(4)2
Avg Revenue beat(4)0.32%
Min Revenue beat(4)-8.18%
Max Revenue beat(4)11.41%
Revenue beat(8)3
Avg Revenue beat(8)-2.13%
Revenue beat(12)4
Avg Revenue beat(12)-2.95%
Revenue beat(16)5
Avg Revenue beat(16)-4.07%
PT rev (1m)0%
PT rev (3m)-9.75%
EPS NQ rev (1m)-2.08%
EPS NQ rev (3m)-26.28%
EPS NY rev (1m)-11.39%
EPS NY rev (3m)-14.92%
Revenue NQ rev (1m)0.65%
Revenue NQ rev (3m)0.02%
Revenue NY rev (1m)-0.85%
Revenue NY rev (3m)0.87%
Valuation
Industry RankSector Rank
PE 28.96
Fwd PE 11.47
P/S 1.31
P/FCF N/A
P/OCF N/A
P/B 0.93
P/tB N/A
EV/EBITDA 8.08
EPS(TTM)1.64
EY3.45%
EPS(NY)4.14
Fwd EY8.72%
FCF(TTM)-19.97
FCFYN/A
OCF(TTM)-19.5
OCFYN/A
SpS36.24
BVpS50.91
TBVpS-2.49
PEG (NY)0.19
PEG (5Y)N/A
Graham Number43.34
Profitability
Industry RankSector Rank
ROA 1.08%
ROE 3.16%
ROCE 4.3%
ROIC 3.2%
ROICexc 3.41%
ROICexgc 6.22%
OM 17.26%
PM (TTM) 4.45%
GM N/A
FCFM N/A
ROA(3y)2.03%
ROA(5y)3.23%
ROE(3y)5.09%
ROE(5y)8.83%
ROIC(3y)3.43%
ROIC(5y)4.22%
ROICexc(3y)3.69%
ROICexc(5y)4.51%
ROICexgc(3y)7.68%
ROICexgc(5y)9.52%
ROCE(3y)4.61%
ROCE(5y)5.68%
ROICexgc growth 3Y-25.7%
ROICexgc growth 5Y-8.52%
ROICexc growth 3Y-16.98%
ROICexc growth 5Y-12.13%
OM growth 3Y-10.11%
OM growth 5Y-13.05%
PM growth 3Y-35.4%
PM growth 5Y-27.39%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.24
Health
Industry RankSector Rank
Debt/Equity 1.3
Debt/FCF N/A
Debt/EBITDA 4.98
Cap/Depr 6.61%
Cap/Sales 1.28%
Interest Coverage 1.99
Cash Conversion N/A
Profit Quality N/A
Current Ratio 6.84
Quick Ratio 6.84
Altman-Z 1.19
F-Score3
WACC7.66%
ROIC/WACC0.42
Cap/Depr(3y)6.4%
Cap/Depr(5y)6.59%
Cap/Sales(3y)1.32%
Cap/Sales(5y)1.29%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-48.59%
EPS 3Y-36.38%
EPS 5Y-26.59%
EPS Q2Q%-131.06%
EPS Next Y152.48%
EPS Next 2Y81.5%
EPS Next 3Y55.79%
EPS Next 5Y45.01%
Revenue 1Y (TTM)-9.28%
Revenue growth 3Y-0.65%
Revenue growth 5Y2.64%
Sales Q2Q%-0.42%
Revenue Next Year9.25%
Revenue Next 2Y8.54%
Revenue Next 3Y8.38%
Revenue Next 5Y8.11%
EBIT growth 1Y-0.99%
EBIT growth 3Y-10.7%
EBIT growth 5Y-10.76%
EBIT Next Year84.04%
EBIT Next 3Y33.19%
EBIT Next 5Y26.14%
FCF growth 1Y-684.27%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-613.54%
OCF growth 3YN/A
OCF growth 5YN/A

WALKER & DUNLOP INC / WD FAQ

What is the fundamental rating for WD stock?

ChartMill assigns a fundamental rating of 4 / 10 to WD.


Can you provide the valuation status for WALKER & DUNLOP INC?

ChartMill assigns a valuation rating of 4 / 10 to WALKER & DUNLOP INC (WD). This can be considered as Fairly Valued.


How profitable is WALKER & DUNLOP INC (WD) stock?

WALKER & DUNLOP INC (WD) has a profitability rating of 2 / 10.


What is the valuation of WALKER & DUNLOP INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for WALKER & DUNLOP INC (WD) is 28.96 and the Price/Book (PB) ratio is 0.93.


Can you provide the financial health for WD stock?

The financial health rating of WALKER & DUNLOP INC (WD) is 4 / 10.