WALKER & DUNLOP INC (WD) Stock Fundamental Analysis
USA - NYSE:WD - US93148P1021 - Common Stock
81.99 USD
+1.43 (+1.78%)
We assign a fundamental rating of 3 out of 10 to WD. WD was compared to 99 industry peers in the Financial Services industry. WD has a bad profitability rating. Also its financial health evaluation is rather negative. While showing a medium growth rate, WD is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
WD had positive earnings in the past year.
In the past year WD has reported a negative cash flow from operations.
WD had positive earnings in each of the past 5 years.
In multiple years WD reported negative operating cash flow during the last 5 years.
1.2 Ratios
WD's Return On Assets of 2.31% is in line compared to the rest of the industry. WD outperforms 59.60% of its industry peers.
The Return On Equity of WD (6.16%) is worse than 63.64% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.31% | ||
| ROE | 6.16% | ||
| ROIC | N/A |
ROA(3y)3.38%
ROA(5y)4.04%
ROE(3y)8.14%
ROE(5y)12.19%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
WD's Profit Margin of 9.06% is in line compared to the rest of the industry. WD outperforms 48.48% of its industry peers.
WD's Profit Margin has declined in the last couple of years.
WD has a Operating Margin (15.99%) which is in line with its industry peers.
In the last couple of years the Operating Margin of WD has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 15.99% | ||
| PM (TTM) | 9.06% | ||
| GM | N/A |
OM growth 3Y-17.2%
OM growth 5Y-11.53%
PM growth 3Y-22.94%
PM growth 5Y-14.57%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
WD does not have a ROIC to compare to the WACC, probably because it is not profitable.
WD has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, WD has more shares outstanding
WD has a worse debt/assets ratio than last year.
2.2 Solvency
A Debt/Equity ratio of 1.13 is on the high side and indicates that WD has dependencies on debt financing.
The Debt to Equity ratio of WD (1.13) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.13 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC7.62%
2.3 Liquidity
A Current Ratio of 6.45 indicates that WD has no problem at all paying its short term obligations.
With an excellent Current ratio value of 6.45, WD belongs to the best of the industry, outperforming 94.95% of the companies in the same industry.
A Quick Ratio of 6.45 indicates that WD has no problem at all paying its short term obligations.
The Quick ratio of WD (6.45) is better than 94.95% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 6.45 | ||
| Quick Ratio | 6.45 |
3. Growth
3.1 Past
WD shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 25.10%, which is quite impressive.
The earnings per share for WD have been decreasing by -10.16% on average. This is quite bad
The Revenue has decreased by -6.26% in the past year.
Measured over the past years, WD shows a small growth in Revenue. The Revenue has been growing by 6.74% on average per year.
EPS 1Y (TTM)25.1%
EPS 3Y-26.85%
EPS 5Y-10.16%
EPS Q2Q%47.76%
Revenue 1Y (TTM)-6.26%
Revenue growth 3Y-3.47%
Revenue growth 5Y6.74%
Sales Q2Q%17.94%
3.2 Future
The Earnings Per Share is expected to grow by 26.64% on average over the next years. This is a very strong growth
The Revenue is expected to grow by 6.42% on average over the next years.
EPS Next Y15.92%
EPS Next 2Y21.94%
EPS Next 3Y26.64%
EPS Next 5YN/A
Revenue Next Year8.46%
Revenue Next 2Y7.04%
Revenue Next 3Y6.42%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 25.31, which means the current valuation is very expensive for WD.
WD's Price/Earnings ratio is a bit more expensive when compared to the industry. WD is more expensive than 62.63% of the companies in the same industry.
When comparing the Price/Earnings ratio of WD to the average of the S&P500 Index (27.70), we can say WD is valued inline with the index average.
A Price/Forward Earnings ratio of 17.29 indicates a rather expensive valuation of WD.
Compared to the rest of the industry, the Price/Forward Earnings ratio of WD is on the same level as its industry peers.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.15, WD is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.31 | ||
| Fwd PE | 17.29 |
4.2 Price Multiples
WD's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. WD is cheaper than 67.68% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 10.4 |
4.3 Compensation for Growth
WD's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
WD's earnings are expected to grow with 26.64% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.59
PEG (5Y)N/A
EPS Next 2Y21.94%
EPS Next 3Y26.64%
5. Dividend
5.1 Amount
WD has a Yearly Dividend Yield of 3.18%. Purely for dividend investing, there may be better candidates out there.
WD's Dividend Yield is a higher than the industry average which is at 5.03.
WD's Dividend Yield is a higher than the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.18% |
5.2 History
The dividend of WD is nicely growing with an annual growth rate of 16.43%!
WD has been paying a dividend for over 5 years, so it has already some track record.
As WD did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)16.43%
Div Incr Years6
Div Non Decr Years6
5.3 Sustainability
83.71% of the earnings are spent on dividend by WD. This is not a sustainable payout ratio.
WD's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP83.71%
EPS Next 2Y21.94%
EPS Next 3Y26.64%
NYSE:WD (10/10/2025, 10:13:20 AM)
81.99
+1.43 (+1.78%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners84.87%
Inst Owner Change0%
Ins Owners3.74%
Ins Owner Change0.32%
Market Cap2.79B
Analysts78.33
Price Target94.35 (15.08%)
Short Float %2.43%
Short Ratio3.08
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.18% |
Yearly Dividend2.68
Dividend Growth(5Y)16.43%
DP83.71%
Div Incr Years6
Div Non Decr Years6
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-27.21%
Min EPS beat(2)-88.79%
Max EPS beat(2)34.37%
EPS beat(4)2
Avg EPS beat(4)-17.06%
Min EPS beat(4)-88.79%
Max EPS beat(4)34.37%
EPS beat(8)3
Avg EPS beat(8)-18.22%
EPS beat(12)3
Avg EPS beat(12)-19.15%
EPS beat(16)6
Avg EPS beat(16)-14.3%
Revenue beat(2)1
Avg Revenue beat(2)1.62%
Min Revenue beat(2)-8.18%
Max Revenue beat(2)11.41%
Revenue beat(4)2
Avg Revenue beat(4)1.51%
Min Revenue beat(4)-8.18%
Max Revenue beat(4)11.41%
Revenue beat(8)2
Avg Revenue beat(8)-3.33%
Revenue beat(12)3
Avg Revenue beat(12)-5.2%
Revenue beat(16)6
Avg Revenue beat(16)-2.76%
PT rev (1m)0%
PT rev (3m)-7.5%
EPS NQ rev (1m)0%
EPS NQ rev (3m)17.3%
EPS NY rev (1m)0%
EPS NY rev (3m)4.29%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)4.57%
Revenue NY rev (1m)0%
Revenue NY rev (3m)3.24%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.31 | ||
| Fwd PE | 17.29 | ||
| P/S | 2.35 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.6 | ||
| P/tB | N/A | ||
| EV/EBITDA | 10.4 |
EPS(TTM)3.24
EY3.95%
EPS(NY)4.74
Fwd EY5.79%
FCF(TTM)-5.95
FCFYN/A
OCF(TTM)-5.6
OCFYN/A
SpS34.94
BVpS51.37
TBVpS-2.52
PEG (NY)1.59
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.31% | ||
| ROE | 6.16% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 15.99% | ||
| PM (TTM) | 9.06% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)3.38%
ROA(5y)4.04%
ROE(3y)8.14%
ROE(5y)12.19%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)5.69%
ROCE(5y)6.46%
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-17.2%
OM growth 5Y-11.53%
PM growth 3Y-22.94%
PM growth 5Y-14.57%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.25
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.13 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 4.59 | ||
| Cap/Depr | 5% | ||
| Cap/Sales | 1.02% | ||
| Interest Coverage | 1.97 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 6.45 | ||
| Quick Ratio | 6.45 | ||
| Altman-Z | N/A |
F-Score3
WACC7.62%
ROIC/WACCN/A
Cap/Depr(3y)7.32%
Cap/Depr(5y)5.62%
Cap/Sales(3y)1.48%
Cap/Sales(5y)1.09%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)25.1%
EPS 3Y-26.85%
EPS 5Y-10.16%
EPS Q2Q%47.76%
EPS Next Y15.92%
EPS Next 2Y21.94%
EPS Next 3Y26.64%
EPS Next 5YN/A
Revenue 1Y (TTM)-6.26%
Revenue growth 3Y-3.47%
Revenue growth 5Y6.74%
Sales Q2Q%17.94%
Revenue Next Year8.46%
Revenue Next 2Y7.04%
Revenue Next 3Y6.42%
Revenue Next 5YN/A
EBIT growth 1Y-10.21%
EBIT growth 3Y-20.07%
EBIT growth 5Y-5.56%
EBIT Next Year349.45%
EBIT Next 3Y74.75%
EBIT Next 5YN/A
FCF growth 1Y-18.07%
FCF growth 3Y-48.68%
FCF growth 5Y-22.74%
OCF growth 1Y-25.33%
OCF growth 3Y-47.03%
OCF growth 5Y-21.27%