WALKER & DUNLOP INC (WD) Fundamental Analysis & Valuation

NYSE:WD • US93148P1021

45.01 USD
-1.23 (-2.66%)
At close: Mar 13, 2026
45.01 USD
0 (0%)
After Hours: 3/13/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This WD fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

4

WD gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 98 industry peers in the Financial Services industry. While WD seems to be doing ok healthwise, there are quite some concerns on its profitability. WD is not valued too expensively and it also shows a decent growth rate. WD also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

2

1. WD Profitability Analysis

1.1 Basic Checks

  • In the past year WD was profitable.
  • In the past year WD has reported a negative cash flow from operations.
  • Each year in the past 5 years WD has been profitable.
  • In multiple years WD reported negative operating cash flow during the last 5 years.
WD Yearly Net Income VS EBIT VS OCF VS FCFWD Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M -500M 1B -1B 1.5B

1.2 Ratios

  • WD has a Return On Assets (1.08%) which is comparable to the rest of the industry.
  • WD has a worse Return On Equity (3.16%) than 63.27% of its industry peers.
  • WD's Return On Invested Capital of 3.20% is in line compared to the rest of the industry. WD outperforms 54.08% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for WD is below the industry average of 8.33%.
Industry RankSector Rank
ROA 1.08%
ROE 3.16%
ROIC 3.2%
ROA(3y)2.03%
ROA(5y)3.23%
ROE(3y)5.09%
ROE(5y)8.83%
ROIC(3y)3.43%
ROIC(5y)4.22%
WD Yearly ROA, ROE, ROICWD Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20 25

1.3 Margins

  • WD has a Profit Margin of 4.45%. This is in the lower half of the industry: WD underperforms 60.20% of its industry peers.
  • In the last couple of years the Profit Margin of WD has declined.
  • With a decent Operating Margin value of 17.26%, WD is doing good in the industry, outperforming 63.27% of the companies in the same industry.
  • WD's Operating Margin has declined in the last couple of years.
Industry RankSector Rank
OM 17.26%
PM (TTM) 4.45%
GM N/A
OM growth 3Y-10.11%
OM growth 5Y-13.05%
PM growth 3Y-35.4%
PM growth 5Y-27.39%
GM growth 3YN/A
GM growth 5YN/A
WD Yearly Profit, Operating, Gross MarginsWD Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. WD Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so WD is destroying value.
  • WD has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for WD has been increased compared to 5 years ago.
  • The debt/assets ratio for WD is higher compared to a year ago.
WD Yearly Shares OutstandingWD Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
WD Yearly Total Debt VS Total AssetsWD Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B

2.2 Solvency

  • WD has an Altman-Z score of 1.17. This is a bad value and indicates that WD is not financially healthy and even has some risk of bankruptcy.
  • WD's Altman-Z score of 1.17 is fine compared to the rest of the industry. WD outperforms 62.24% of its industry peers.
  • A Debt/Equity ratio of 1.30 is on the high side and indicates that WD has dependencies on debt financing.
  • WD has a worse Debt to Equity ratio (1.30) than 61.22% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.3
Debt/FCF N/A
Altman-Z 1.17
ROIC/WACC0.42
WACC7.71%
WD Yearly LT Debt VS Equity VS FCFWD Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B 2B

2.3 Liquidity

  • A Current Ratio of 6.84 indicates that WD has no problem at all paying its short term obligations.
  • Looking at the Current ratio, with a value of 6.84, WD belongs to the top of the industry, outperforming 94.90% of the companies in the same industry.
  • WD has a Quick Ratio of 6.84. This indicates that WD is financially healthy and has no problem in meeting its short term obligations.
  • The Quick ratio of WD (6.84) is better than 94.90% of its industry peers.
Industry RankSector Rank
Current Ratio 6.84
Quick Ratio 6.84
WD Yearly Current Assets VS Current LiabilitesWD Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. WD Growth Analysis

3.1 Past

  • WD shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -48.59%.
  • Measured over the past years, WD shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -26.59% on average per year.
  • Looking at the last year, WD shows a decrease in Revenue. The Revenue has decreased by -9.28% in the last year.
  • The Revenue has been growing slightly by 2.64% on average over the past years.
EPS 1Y (TTM)-48.59%
EPS 3Y-36.38%
EPS 5Y-26.59%
EPS Q2Q%-131.06%
Revenue 1Y (TTM)-9.28%
Revenue growth 3Y-0.65%
Revenue growth 5Y2.64%
Sales Q2Q%-0.42%

3.2 Future

  • The Earnings Per Share is expected to grow by 45.01% on average over the next years. This is a very strong growth
  • The Revenue is expected to grow by 8.11% on average over the next years. This is quite good.
EPS Next Y152.48%
EPS Next 2Y81.5%
EPS Next 3Y55.79%
EPS Next 5Y45.01%
Revenue Next Year9.25%
Revenue Next 2Y8.54%
Revenue Next 3Y8.38%
Revenue Next 5Y8.11%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
WD Yearly Revenue VS EstimatesWD Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 500M 1B 1.5B
WD Yearly EPS VS EstimatesWD Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6 8

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4

4. WD Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 27.45, the valuation of WD can be described as expensive.
  • WD's Price/Earnings ratio is a bit more expensive when compared to the industry. WD is more expensive than 69.39% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of WD to the average of the S&P500 Index (25.70), we can say WD is valued inline with the index average.
  • With a Price/Forward Earnings ratio of 10.87, the valuation of WD can be described as very reasonable.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of WD is on the same level as its industry peers.
  • WD is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.84, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 27.45
Fwd PE 10.87
WD Price Earnings VS Forward Price EarningsWD Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, WD is valued a bit cheaper than the industry average as 75.51% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 7.8
WD Per share dataWD EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40

4.3 Compensation for Growth

  • WD's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as WD's earnings are expected to grow with 55.79% in the coming years.
PEG (NY)0.18
PEG (5Y)N/A
EPS Next 2Y81.5%
EPS Next 3Y55.79%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. WD Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 4.15%, WD is a good candidate for dividend investing.
  • The stock price of WD dropped by -28.08% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
  • WD's Dividend Yield is a higher than the industry average which is at 2.34.
  • Compared to an average S&P500 Dividend Yield of 1.82, WD pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.15%

5.2 History

  • The dividend of WD is nicely growing with an annual growth rate of 13.01%!
  • WD has been paying a dividend for over 5 years, so it has already some track record.
  • WD has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)13.01%
Div Incr Years6
Div Non Decr Years6
WD Yearly Dividends per shareWD Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • 167.32% of the earnings are spent on dividend by WD. This is not a sustainable payout ratio.
  • WD's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP167.32%
EPS Next 2Y81.5%
EPS Next 3Y55.79%
WD Yearly Income VS Free CF VS DividendWD Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M -500M 1B -1B 1.5B
WD Dividend Payout.WD Dividend Payout, showing the Payout Ratio.WD Dividend Payout.PayoutRetained Earnings

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WD Fundamentals: All Metrics, Ratios and Statistics

WALKER & DUNLOP INC

NYSE:WD (3/13/2026, 8:04:00 PM)

After market: 45.01 0 (0%)

45.01

-1.23 (-2.66%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-26
Earnings (Next)04-29
Inst Owners84.33%
Inst Owner Change-6.39%
Ins Owners3.97%
Ins Owner Change7.31%
Market Cap1.53B
Revenue(TTM)1.23B
Net Income(TTM)54.87M
Analysts83.33
Price Target85 (88.85%)
Short Float %2.6%
Short Ratio2.82
Dividend
Industry RankSector Rank
Dividend Yield 4.15%
Yearly Dividend2.76
Dividend Growth(5Y)13.01%
DP167.32%
Div Incr Years6
Div Non Decr Years6
Ex-Date03-13
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-75.36%
Min EPS beat(2)-132.27%
Max EPS beat(2)-18.45%
EPS beat(4)1
Avg EPS beat(4)-51.29%
Min EPS beat(4)-132.27%
Max EPS beat(4)34.37%
EPS beat(8)2
Avg EPS beat(8)-33.93%
EPS beat(12)3
Avg EPS beat(12)-27.04%
EPS beat(16)4
Avg EPS beat(16)-24.15%
Revenue beat(2)1
Avg Revenue beat(2)-0.99%
Min Revenue beat(2)-3.94%
Max Revenue beat(2)1.97%
Revenue beat(4)2
Avg Revenue beat(4)0.32%
Min Revenue beat(4)-8.18%
Max Revenue beat(4)11.41%
Revenue beat(8)3
Avg Revenue beat(8)-2.13%
Revenue beat(12)4
Avg Revenue beat(12)-2.95%
Revenue beat(16)5
Avg Revenue beat(16)-4.07%
PT rev (1m)0%
PT rev (3m)-9.75%
EPS NQ rev (1m)-2.08%
EPS NQ rev (3m)-26.28%
EPS NY rev (1m)-11.39%
EPS NY rev (3m)-14.92%
Revenue NQ rev (1m)0.65%
Revenue NQ rev (3m)0.02%
Revenue NY rev (1m)-0.85%
Revenue NY rev (3m)0.87%
Valuation
Industry RankSector Rank
PE 27.45
Fwd PE 10.87
P/S 1.24
P/FCF N/A
P/OCF N/A
P/B 0.88
P/tB N/A
EV/EBITDA 7.8
EPS(TTM)1.64
EY3.64%
EPS(NY)4.14
Fwd EY9.2%
FCF(TTM)-19.97
FCFYN/A
OCF(TTM)-19.5
OCFYN/A
SpS36.24
BVpS50.91
TBVpS-2.49
PEG (NY)0.18
PEG (5Y)N/A
Graham Number43.34
Profitability
Industry RankSector Rank
ROA 1.08%
ROE 3.16%
ROCE 4.3%
ROIC 3.2%
ROICexc 3.41%
ROICexgc 6.22%
OM 17.26%
PM (TTM) 4.45%
GM N/A
FCFM N/A
ROA(3y)2.03%
ROA(5y)3.23%
ROE(3y)5.09%
ROE(5y)8.83%
ROIC(3y)3.43%
ROIC(5y)4.22%
ROICexc(3y)3.69%
ROICexc(5y)4.51%
ROICexgc(3y)7.68%
ROICexgc(5y)9.52%
ROCE(3y)4.61%
ROCE(5y)5.68%
ROICexgc growth 3Y-25.7%
ROICexgc growth 5Y-8.52%
ROICexc growth 3Y-16.98%
ROICexc growth 5Y-12.13%
OM growth 3Y-10.11%
OM growth 5Y-13.05%
PM growth 3Y-35.4%
PM growth 5Y-27.39%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.24
Health
Industry RankSector Rank
Debt/Equity 1.3
Debt/FCF N/A
Debt/EBITDA 4.98
Cap/Depr 6.61%
Cap/Sales 1.28%
Interest Coverage 1.99
Cash Conversion N/A
Profit Quality N/A
Current Ratio 6.84
Quick Ratio 6.84
Altman-Z 1.17
F-Score3
WACC7.71%
ROIC/WACC0.42
Cap/Depr(3y)6.4%
Cap/Depr(5y)6.59%
Cap/Sales(3y)1.32%
Cap/Sales(5y)1.29%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-48.59%
EPS 3Y-36.38%
EPS 5Y-26.59%
EPS Q2Q%-131.06%
EPS Next Y152.48%
EPS Next 2Y81.5%
EPS Next 3Y55.79%
EPS Next 5Y45.01%
Revenue 1Y (TTM)-9.28%
Revenue growth 3Y-0.65%
Revenue growth 5Y2.64%
Sales Q2Q%-0.42%
Revenue Next Year9.25%
Revenue Next 2Y8.54%
Revenue Next 3Y8.38%
Revenue Next 5Y8.11%
EBIT growth 1Y-0.99%
EBIT growth 3Y-10.7%
EBIT growth 5Y-10.76%
EBIT Next Year84.04%
EBIT Next 3Y33.19%
EBIT Next 5Y26.14%
FCF growth 1Y-684.27%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-613.54%
OCF growth 3YN/A
OCF growth 5YN/A

WALKER & DUNLOP INC / WD FAQ

What is the fundamental rating for WD stock?

ChartMill assigns a fundamental rating of 4 / 10 to WD.


Can you provide the valuation status for WALKER & DUNLOP INC?

ChartMill assigns a valuation rating of 4 / 10 to WALKER & DUNLOP INC (WD). This can be considered as Fairly Valued.


How profitable is WALKER & DUNLOP INC (WD) stock?

WALKER & DUNLOP INC (WD) has a profitability rating of 2 / 10.


What is the valuation of WALKER & DUNLOP INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for WALKER & DUNLOP INC (WD) is 27.45 and the Price/Book (PB) ratio is 0.88.


Can you provide the financial health for WD stock?

The financial health rating of WALKER & DUNLOP INC (WD) is 4 / 10.