When did VELOCITY FINANCIAL INC (VEL) report earnings last quarter?
VELOCITY FINANCIAL INC (VEL) last reported earnings on 3/11/2026.
VELOCITY FINANCIAL INC (VEL) Earnings History & Surprises
NYSE:VEL • US92262D1019
Current stock price
17.81 USD
+0.21 (+1.19%)
At close:
17.81 USD
0 (0%)
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VEL Earnings overview
Past quarterly earnings results for VELOCITY FINANCIAL INC (VEL), including EPS and revenue actuals, analyst estimates, and surprise percentages. This page focuses on historical performance (not forecasts).
Earnings Snapshot
Next Earnings Date
Upcoming- Release Date
- Apr 29, 2026
- Period
- Q1 / 2026
- EPS Estimate
- $0.65
- Revenue Estimate
Last Reported
Most Recent- Release Date
- Mar 11, 2026
- Period
- Q4 / 2025
- EPS Reported
- $0.93
- EPS Surprise
- 37.43%
- Revenue Surprise
- 10.88%
Beat Rate
Last 8 Quarters 88%
EPS and Revenue beats vs estimates
Quarterly Earnings Historical Results
EPS & Revenue History (in USD): Actual vs estimated values, surprises, q2q growth and acceleration numbers quarterly history.
| Quarter | EPS | EPS Est | EPS Surprise | EPS Q2Q | Revenue | Revenue Est | Revenue Surprise | Revenue Q2Q |
|---|---|---|---|---|---|---|---|---|
| Q4 2025 | 0.93 | 0.68 | 37.43% | 55.00% | 51.61M | 46.546M | 10.88% | -27.48% |
| Q3 2025 | 0.69 | 0.61 | 12.92% | 46.81% | 86.153M | 44.024M | 95.70% | 54.24% |
| Q2 2025 | 0.73 | 0.54 | 35.52% | 62.22% | 87.433M | 41.446M | 110.96% | 59.67% |
| Q1 2025 | 0.55 | 0.53 | 4.06% | 7.84% | 37.51M | 62.923M | -40.39% | -32.11% |
| Q4 2024 | 0.60 | 0.49 | 23.12% | 30.43% | 71.165M | 55.651M | 27.88% | 38.00% |
| Q3 2024 | 0.47 | 0.48 | -3.05% | 27.03% | 55.857M | 54.439M | 2.60% | 25.32% |
| Q2 2024 | 0.45 | 0.41 | 9.34% | 18.42% | 54.76M | 50.702M | 8.00% | 40.24% |
| Q1 2024 | 0.51 | 0.39 | 29.47% | 54.55% | 55.249M | 46.662M | 18.40% | 52.31% |
| Q4 2023 | 0.46 | 0.38 | 21.00% | 70.37% | 51.567M | 47.971M | 7.50% | -21.89% |
| Q3 2023 | 0.37 | 0.36 | 3.60% | 27.59% | 44.573M | 37.673M | 18.32% | -30.16% |
| Q2 2023 | 0.38 | 0.33 | 13.75% | 22.58% | 39.046M | 36.057M | 8.29% | -36.01% |
| Q1 2023 | 0.33 | 0.29 | 12.18% | -8.33% | 36.275M | 30.502M | 18.93% | -35.90% |
| Q4 2022 | 0.27 | 0.29 | -6.53% | -6.90% | 66.02M | 27.977M | 135.98% | 27.65% |
| Q3 2022 | 0.29 | 0.30 | -3.65% | 26.09% | 63.82M | 27.876M | 128.94% | 35.13% |
| Q2 2022 | 0.31 | 0.29 | 5.93% | 24.00% | 61.02M | 27.573M | 121.30% | 28.82% |
| Q1 2022 | 0.36 | 0.26 | 36.30% | 80.00% | 56.59M | 25.957M | 118.01% | 29.94% |
| Q4 2021 | 0.29 | 0.24 | 22.57% | - | 51.72M | 22.939M | 125.47% | 11.44% |
| Q3 2021 | 0.23 | 0.20 | 17.23% | 91.67% | 47.23M | 21.822M | 116.43% | 14.30% |
| Q2 2021 | 0.25 | 0.17 | 46.25% | 127.27% | 47.37M | 20.706M | 128.77% | 18.69% |
| Q1 2021 | 0.20 | 0.20 | -1.36% | -23.08% | 43.55M | 19.291M | 125.75% | -7.85% |
| Q4 2020 | 0.29 | 0.13 | 123.88% | - | 46.41M | 17.928M | 158.87% | - |
| Q3 2020 | 0.12 | 0.14 | -15.74% | - | 41.32M | 16.362M | 152.54% | - |
| Q2 2020 | 0.11 | 0.21 | -48.01% | - | 39.91M | 18.382M | 117.11% | - |
| Q1 2020 | 0.26 | 0.31 | -17.31% | - | 47.26M | 15.857M | 198.04% | - |
Notes
- EPS and Revenue values are non-GAAP when available, otherwise GAAP.
- Surprise % is (Actual - Estimate) / |Estimate|. Green indicates positive surprise, red negative.
- Q2Q % is quarter-over-quarter growth. Green indicates growth, red indicates decline.
- Green right border indicates acceleration for sales or earnings growth. Acceleration is the case when the current Q2Q is above the previous Q2Q.
Earnings Q2Q Performance Trends
EPS Historical Q2Q growth and Acceleration
Revenue Historical Q2Q growth and Acceleration
Surprise distribution (Last 4 Quarters)
EPS beat statistics
EPS beat (4)
4
Average EPS beat (4)
18.90%
Max EPS beat (4)
35.52%
Min EPS beat (4)
4.06%
Revenue beat statistics
Revenue beat (4)
3
Average Revenue beat (4)
48.54%
Max Revenue beat (4)
110.96%
Min Revenue beat (4)
-40.39%
Analysis
In the last 4 quarters, VEL has consistently beaten EPS estimates in all releases
VEL has beaten revenue estimates in 3 out of the last 4 releases
In the last 4 quarters, VEL has beaten the EPS estimates by 18.9% on average.
In the last 4 quarters, VEL has beaten the revenue estimates by 48.5% on average.
Related analysis
VELOCITY FINANCIAL INC / VEL Earnings FAQ
Did VEL stock beat earnings estimates in the most recent quarter?
VELOCITY FINANCIAL INC (VEL) beat EPS estimates and beat revenue estimates in the most recent quarter.
How often does VELOCITY FINANCIAL INC (VEL) beat earnings estimates?
In the last 4 quarters, VELOCITY FINANCIAL INC (VEL) has beaten EPS estimates in 4 out of 4 releases.