Industry Strength Score
43/100
Composite price performance score based on 3, 6, and 12-month returns, with more weight on recent trends.
PENNYMAC FINANCIAL SERVICES (PFSI) Stock Price & Overview
NYSE:PFSI • US70932M1071
Current stock price
89.18 USD
-2 (-2.19%)
At close:
89.18 USD
0 (0%)
After Hours:
The current stock price of PFSI is 89.18 USD. Today PFSI is down by -2.19%. In the past month the price increased by 2.04%. In the past year, price decreased by -9.1%.
PFSI Key Statistics
52-Week Range82.65 - 160.36
Current PFSI stock price positioned within its 52-week range.
1-Month Range85.33 - 95.79
Current PFSI stock price positioned within its 1-month range.
- Market Cap
- 4.653B
- P/E
- 9.59
- Fwd P/E
- 7.14
- EPS (TTM)
- 9.30
- Dividend Yield
- 1.34%
PFSI Stock Performance
Today
-2.19%
1 Week
-1.41%
1 Month
+2.04%
3 Months
-10.75%
Longer-term
6 Months -29.12%
1 Year -9.10%
2 Years +4.13%
3 Years +42.71%
5 Years +48.11%
10 Years +600.00%
PFSI Stock Chart
PFSI Technical Analysis
ChartMill assigns a technical rating of 1 / 10 to PFSI. When comparing the yearly performance of all stocks, PFSI is a bad performer in the overall market: 79.26% of all stocks are doing better.
Chartmill TA Rating
Chartmill Setup Rating
PFSI Fundamental Analysis
ChartMill assigns a fundamental rating of 4 / 10 to PFSI. While PFSI is still in line with the averages on profitability rating, there are concerns on its financial health.
Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend
PFSI Earnings
On January 29, 2026 PFSI reported an EPS of 1.97 and a revenue of 538.00M. The company missed EPS expectations (-40.34% surprise) and missed revenue expectations (-17.91% surprise).
Next Earnings DateMay 5, 2026
Last Earnings DateJan 29, 2026
PeriodQ4 / 2025
EPS Reported$1.97
Revenue Reported538.005M
EPS Surprise -40.34%
Revenue Surprise -17.91%
PFSI Forecast & Estimates
14 analysts have analysed PFSI and the average price target is 131 USD. This implies a price increase of 46.89% is expected in the next year compared to the current price of 89.18.
For the next year, analysts expect an EPS growth of 34.25% and a revenue growth 17.12% for PFSI
Analysts
Analysts80
Price Target131 (46.89%)
EPS Next Y34.25%
Revenue Next Year17.12%
PFSI Index Membership
PFSI is currently included in the following stock indexes tracked on ChartMill.
PFSI Financial Highlights
Over the last trailing twelve months PFSI reported a non-GAAP Earnings per Share(EPS) of 9.3. The EPS increased by 22.69% compared to the year before.
Income Statements
Revenue(TTM)3.01B
Net Income(TTM)501.08M
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PM (TTM) | 16.66% | ||
| ROA | 1.7% | ||
| ROE | 11.63% | ||
| Debt/Equity | 3.63 |
Chartmill High Growth Momentum
EPS Q2Q%1.03%
Sales Q2Q%14.44%
EPS 1Y (TTM)22.69%
Revenue 1Y (TTM)24.62%
PFSI Ownership
Ownership
Inst Owners65.67%
Shares52.17M
Float33.84M
Ins Owners4.69%
Short Float %7.27%
Short Ratio3.67
PFSI Industry Overview
PFSI operates in the Commercial & Residential Mortgage Finance sub-industry within the Financials sector. This group contains 24 stocks and is scored by ChartMill on both price strength and growth momentum.
Industry Growth Score
66/100
Composite growth score based on earnings growth, revenue growth, and profitability across the sub-industry.
Relative Performance
Each rank shows how many other sub-industries were outperformed over that timeframe.
1 Month Rank
58%
Outperformed 58% of sub-industries
3 Month Rank
43%
Outperformed 43% of sub-industries
6 Month Rank
38%
Outperformed 38% of sub-industries
Industry Fundamentals & Breadth
- Members
- 24
- New Highs
- 0%
- New Lows
- 0%
- Average ROE
- 12%
- Average Profit Margin
- 32.5%
- Average Operating Margin
- 32.7%
- Average P/E
- 33.7
- Average Fwd P/E
- 12.9
- Average Debt/Equity
- 7.0
PFSI Competitors/Peers
The largest stocks on the US markets in the "Commercial & Residential Mortgage Finance" sub-industry
| Symbol | Company Name | Technical Rating | Fundamental Rating | FPE | Market Cap |
|---|---|---|---|---|---|
| RKT | ROCKET COS INC-CLASS A | 17.62 | 43.171B | ||
| MTG | MGIC INVESTMENT CORP | 9.33 | 6.233B | ||
| ACT | ENACT HOLDINGS INC | 9.17 | 6.214B | ||
| UWMC | UWM HOLDINGS CORP | 7.98 | 5.84B | ||
| RDN | RADIAN GROUP INC | 7.49 | 4.842B | ||
| NMIH | NMI HOLDINGS INC | 7.85 | 3.159B | ||
| MBIN | MERCHANTS BANCORP/IN | 8.43 | 2.28B | ||
| AGM | FEDERAL AGRIC MTG CORP-CL C | 9.04 | 1.898B | ||
| WD | WALKER & DUNLOP INC | 12.62 | 1.767B | ||
| AGM.A | FEDERAL AGRIC MTG CORP-CL A | 7.05 | 1.451B | ||
| MBINM | MERCHANTS BANCORP - MBIN 8 1/4 PERP | 4.75 | 1.164B | ||
| MBINL | MERCHANTS BANCORP - MBIN 7 5/8 PERP | 4.52 | 1.108B |
Related stock screener links
View all stocks in the Commercial & Residential Mortgage Finance Industry | View all stocks in the Financials Sector | View all stocks on the New York Stock Exchange Exchange | Find stocks with similar TA and Setup ratings on the USA exchanges | Find stocks with similar Fundamental rating on the USA exchanges | Find the competitors with the best technical ratings on the USA exchanges | Find the competitors with the best fundamentals on the USA exchanges | Find the competitors with the best valuation on the USA exchanges | Find the competitors with the best dividend on the USA exchanges | Find the competitors with the best analyst ratings on the USA exchanges
About PFSI
Company Profile
PennyMac Financial Services, Inc. is a holding company, which engages in the production and servicing of U.S. residential mortgage loans. The company is headquartered in Westlake Village, California and currently employs 5,241 full-time employees. The company went IPO on 2013-05-09. The firm operates through two segments: production and servicing. The production segment performs loan origination, acquisition and sale activities for its account, as well as for PennyMac Mortgage Investment Trust (PMT). Its loan production segment sources new prime credit quality residential conventional and government-insured or guaranteed mortgage loans through three channels: correspondent production, broker direct lending and consumer direct lending. The servicing segment performs loan servicing for both newly originated loans it is holding for sale and loans its services for others, including for PMT. Its loan servicing segment performs loan administration, collection, and default management activities.
Company Info
IPO: 2013-05-09
PENNYMAC FINANCIAL SERVICES
3043 Townsgate Road
Westlake Village CALIFORNIA 91361 US
CEO: David A. Spector
Employees: 5241
Phone: 18182247442
PENNYMAC FINANCIAL SERVICES / PFSI FAQ
Can you describe the business of PENNYMAC FINANCIAL SERVICES?
PennyMac Financial Services, Inc. is a holding company, which engages in the production and servicing of U.S. residential mortgage loans. The company is headquartered in Westlake Village, California and currently employs 5,241 full-time employees. The company went IPO on 2013-05-09. The firm operates through two segments: production and servicing. The production segment performs loan origination, acquisition and sale activities for its account, as well as for PennyMac Mortgage Investment Trust (PMT). Its loan production segment sources new prime credit quality residential conventional and government-insured or guaranteed mortgage loans through three channels: correspondent production, broker direct lending and consumer direct lending. The servicing segment performs loan servicing for both newly originated loans it is holding for sale and loans its services for others, including for PMT. Its loan servicing segment performs loan administration, collection, and default management activities.
Can you provide the latest stock price for PENNYMAC FINANCIAL SERVICES?
The current stock price of PFSI is 89.18 USD. The price decreased by -2.19% in the last trading session.
Does PFSI stock pay dividends?
PENNYMAC FINANCIAL SERVICES (PFSI) has a dividend yield of 1.34%. The yearly dividend amount is currently 1.21.
What is the ChartMill technical and fundamental rating of PFSI stock?
PFSI has a ChartMill Technical rating of 1 out of 10 and a ChartMill Fundamental rating of 4 out of 10.
Can you provide the sector and industry classification for PENNYMAC FINANCIAL SERVICES?
PENNYMAC FINANCIAL SERVICES (PFSI) operates in the Financials sector and the Financial Services industry.
What is PENNYMAC FINANCIAL SERVICES worth?
PENNYMAC FINANCIAL SERVICES (PFSI) has a market capitalization of 4.65B USD. This makes PFSI a Mid Cap stock.
What is the Short Interest ratio of PENNYMAC FINANCIAL SERVICES (PFSI) stock?
The outstanding short interest for PENNYMAC FINANCIAL SERVICES (PFSI) is 7.27% of its float.