RELIANCE GLOBAL GROUP INC (RELI) Fundamental Analysis & Valuation

NASDAQ:RELI • US75946W4050

Current stock price

0.4148 USD
-0.13 (-23.76%)
At close:
0.4275 USD
+0.01 (+3.06%)
After Hours:

This RELI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. RELI Profitability Analysis

1.1 Basic Checks

  • RELI had negative earnings in the past year.
  • In the past year RELI has reported a negative cash flow from operations.
  • RELI had negative earnings in each of the past 5 years.
  • In the past 5 years RELI always reported negative operating cash flow.
RELI Yearly Net Income VS EBIT VS OCF VS FCFRELI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 -5M -10M -15M -20M

1.2 Ratios

  • RELI's Return On Assets of -44.73% is on the low side compared to the rest of the industry. RELI is outperformed by 96.62% of its industry peers.
  • The Return On Equity of RELI (-103.83%) is worse than 91.89% of its industry peers.
Industry RankSector Rank
ROA -44.73%
ROE -103.83%
ROIC N/A
ROA(3y)-38.94%
ROA(5y)-42.69%
ROE(3y)-170.47%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
RELI Yearly ROA, ROE, ROICRELI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2K 4K 6K

1.3 Margins

  • RELI's Gross Margin of 65.09% is amongst the best of the industry. RELI outperforms 95.27% of its industry peers.
  • RELI's Gross Margin has declined in the last couple of years.
  • RELI does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 65.09%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.17%
GM growth 5Y-3.59%
RELI Yearly Profit, Operating, Gross MarginsRELI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -2K -4K -6K

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. RELI Health Analysis

2.1 Basic Checks

  • RELI does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for RELI has been increased compared to 1 year ago.
  • The number of shares outstanding for RELI has been increased compared to 5 years ago.
  • Compared to 1 year ago, RELI has a worse debt to assets ratio.
RELI Yearly Shares OutstandingRELI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 500K 1M 1.5M 2M
RELI Yearly Total Debt VS Total AssetsRELI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M

2.2 Solvency

  • RELI has an Altman-Z score of -5.40. This is a bad value and indicates that RELI is not financially healthy and even has some risk of bankruptcy.
  • RELI has a Altman-Z score of -5.40. This is in the better half of the industry: RELI outperforms 64.86% of its industry peers.
  • RELI has a Debt/Equity ratio of 0.70. This is a neutral value indicating RELI is somewhat dependend on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 0.70, RELI is doing worse than 84.46% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.7
Debt/FCF N/A
Altman-Z -5.4
ROIC/WACCN/A
WACC6.45%
RELI Yearly LT Debt VS Equity VS FCFRELI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10M -10M -20M

2.3 Liquidity

  • A Current Ratio of 1.47 indicates that RELI should not have too much problems paying its short term obligations.
  • The Current ratio of RELI (1.47) is better than 86.49% of its industry peers.
  • A Quick Ratio of 1.47 indicates that RELI should not have too much problems paying its short term obligations.
  • With an excellent Quick ratio value of 1.47, RELI belongs to the best of the industry, outperforming 86.49% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.47
Quick Ratio 1.47
RELI Yearly Current Assets VS Current LiabilitesRELI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. RELI Growth Analysis

3.1 Past

  • RELI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 96.30%, which is quite impressive.
  • The Revenue has decreased by -6.84% in the past year.
  • The Revenue has been growing by 25.86% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)96.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%70.3%
Revenue 1Y (TTM)-6.84%
Revenue growth 3Y13.12%
Revenue growth 5Y25.86%
Sales Q2Q%-27.47%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
RELI Yearly Revenue VS EstimatesRELI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M
RELI Yearly EPS VS EstimatesRELI Yearly EPS VS EstimatesYearly EPS VS Estimates 2022 2023 -0.2 -0.4 -0.6

More info and screens

Find the best growth stocksShow best growing peers

0

4. RELI Valuation Analysis

4.1 Price/Earnings Ratio

  • RELI reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
RELI Price Earnings VS Forward Price EarningsRELI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
RELI Per share dataRELI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 -1 -2

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. RELI Dividend Analysis

5.1 Amount

  • RELI has a Yearly Dividend Yield of 7.23%, which is a nice return.
  • The stock price of RELI dropped by -57.23% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
  • Compared to an average industry Dividend Yield of 2.50, RELI pays a better dividend. On top of this RELI pays more dividend than 94.59% of the companies listed in the same industry.
  • RELI's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 7.23%

5.2 History

  • RELI does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
RELI Yearly Dividends per shareRELI Yearly Dividends per shareYearly Dividends per share 2025 0.01 0.01 0.02 0.02 0.03

5.3 Sustainability

DPN/A
EPS Next 2YN/A
EPS Next 3YN/A
RELI Yearly Income VS Free CF VS DividendRELI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -5M -10M -15M -20M

More info and screens

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RELI Fundamentals: All Metrics, Ratios and Statistics

RELIANCE GLOBAL GROUP INC

NASDAQ:RELI (1/23/2026, 8:00:02 PM)

After market: 0.4275 +0.01 (+3.06%)

0.4148

-0.13 (-23.76%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)11-06
Earnings (Next)03-04
Inst Owners6.34%
Inst Owner Change206.06%
Ins Owners15%
Ins Owner Change0%
Market Cap4.09M
Revenue(TTM)13.12M
Net Income(TTM)-7.00M
Analysts82.86
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 7.23%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.31
P/FCF N/A
P/OCF N/A
P/B 0.61
P/tB N/A
EV/EBITDA N/A
EPS(TTM)-2.47
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.26
FCFYN/A
OCF(TTM)-0.24
OCFYN/A
SpS1.33
BVpS0.68
TBVpS-0.27
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -44.73%
ROE -103.83%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 65.09%
FCFM N/A
ROA(3y)-38.94%
ROA(5y)-42.69%
ROE(3y)-170.47%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.17%
GM growth 5Y-3.59%
F-Score5
Asset Turnover0.84
Health
Industry RankSector Rank
Debt/Equity 0.7
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 13.19%
Cap/Sales 1.39%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.47
Quick Ratio 1.47
Altman-Z -5.4
F-Score5
WACC6.45%
ROIC/WACCN/A
Cap/Depr(3y)15.29%
Cap/Depr(5y)17.74%
Cap/Sales(3y)2.55%
Cap/Sales(5y)2.95%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)96.3%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%70.3%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-6.84%
Revenue growth 3Y13.12%
Revenue growth 5Y25.86%
Sales Q2Q%-27.47%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-188.91%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-90.8%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-126.82%
OCF growth 3YN/A
OCF growth 5YN/A

RELIANCE GLOBAL GROUP INC / RELI Fundamental Analysis FAQ

What is the fundamental rating for RELI stock?

ChartMill assigns a fundamental rating of 2 / 10 to RELI.


What is the valuation status for RELI stock?

ChartMill assigns a valuation rating of 0 / 10 to RELIANCE GLOBAL GROUP INC (RELI). This can be considered as Overvalued.


Can you provide the profitability details for RELIANCE GLOBAL GROUP INC?

RELIANCE GLOBAL GROUP INC (RELI) has a profitability rating of 1 / 10.