0.7155 USD
-0.01 (-0.69%)
Taking everything into account, RELI scores 2 out of 10 in our fundamental rating. RELI was compared to 147 industry peers in the Insurance industry. RELI may be in some trouble as it scores bad on both profitability and health. RELI is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
RELI had negative earnings in the past year.
In the past year RELI has reported a negative cash flow from operations.
In the past 5 years RELI always reported negative net income.
RELI had a negative operating cash flow in each of the past 5 years.
1.2 Ratios
RELI's Return On Assets of -37.11% is on the low side compared to the rest of the industry. RELI is outperformed by 96.60% of its industry peers.
With a Return On Equity value of -216.88%, RELI is not doing good in the industry: 95.24% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -37.11% | ||
| ROE | -216.88% | ||
| ROIC | N/A |
ROA(3y)-38.94%
ROA(5y)-42.69%
ROE(3y)-170.47%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
RELI has a Gross Margin of 68.11%. This is amongst the best in the industry. RELI outperforms 95.92% of its industry peers.
In the last couple of years the Gross Margin of RELI has declined.
The Profit Margin and Operating Margin are not available for RELI so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 68.11% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.17%
GM growth 5Y-3.59%
2. Health
2.1 Basic Checks
RELI does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for RELI has been increased compared to 1 year ago.
Compared to 5 years ago, RELI has more shares outstanding
Compared to 1 year ago, RELI has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of -4.00, we must say that RELI is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -4.00, RELI is in the better half of the industry, outperforming 62.59% of the companies in the same industry.
A Debt/Equity ratio of 2.95 is on the high side and indicates that RELI has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 2.95, RELI is doing worse than 95.24% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.95 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -4 |
ROIC/WACCN/A
WACC5.96%
2.3 Liquidity
A Current Ratio of 1.42 indicates that RELI should not have too much problems paying its short term obligations.
RELI has a Current ratio of 1.42. This is amongst the best in the industry. RELI outperforms 86.39% of its industry peers.
RELI has a Quick Ratio of 1.42. This is a normal value and indicates that RELI is financially healthy and should not expect problems in meeting its short term obligations.
RELI's Quick ratio of 1.42 is amongst the best of the industry. RELI outperforms 86.39% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.42 | ||
| Quick Ratio | 1.42 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 95.56% over the past year.
Looking at the last year, RELI shows a small growth in Revenue. The Revenue has grown by 1.04% in the last year.
The Revenue has been growing by 25.86% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)95.56%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%69.32%
Revenue 1Y (TTM)1.04%
Revenue growth 3Y13.12%
Revenue growth 5Y25.86%
Sales Q2Q%-4.53%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
RELI reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.65%, RELI is a good candidate for dividend investing.
The stock price of RELI dropped by -25.70% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
RELI's Dividend Yield is rather good when compared to the industry average which is at 3.46. RELI pays more dividend than 82.99% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.41, RELI pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.65% |
5.2 History
RELI is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2YN/A
EPS Next 3YN/A
NASDAQ:RELI (11/25/2025, 10:01:06 AM)
0.7155
-0.01 (-0.69%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners4.98%
Inst Owner Change-18.08%
Ins Owners32.14%
Ins Owner Change8.86%
Market Cap3.30M
Revenue(TTM)14.06M
Net Income(TTM)-6.68M
Analysts82.86
Price TargetN/A
Short Float %23.71%
Short Ratio0.12
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.65% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | 0.23 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.07 | ||
| P/tB | N/A | ||
| EV/EBITDA | N/A |
EPS(TTM)-2.94
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.51
FCFYN/A
OCF(TTM)-0.49
OCFYN/A
SpS3.05
BVpS0.67
TBVpS-1.41
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -37.11% | ||
| ROE | -216.88% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 68.11% | ||
| FCFM | N/A |
ROA(3y)-38.94%
ROA(5y)-42.69%
ROE(3y)-170.47%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.17%
GM growth 5Y-3.59%
F-Score5
Asset Turnover0.78
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.95 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 4.96% | ||
| Cap/Sales | 0.52% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.42 | ||
| Quick Ratio | 1.42 | ||
| Altman-Z | -4 |
F-Score5
WACC5.96%
ROIC/WACCN/A
Cap/Depr(3y)15.29%
Cap/Depr(5y)17.74%
Cap/Sales(3y)2.55%
Cap/Sales(5y)2.95%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)95.56%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%69.32%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)1.04%
Revenue growth 3Y13.12%
Revenue growth 5Y25.86%
Sales Q2Q%-4.53%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-34.46%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y47.8%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y41.38%
OCF growth 3YN/A
OCF growth 5YN/A
RELIANCE GLOBAL GROUP INC / RELI FAQ
What is the fundamental rating for RELI stock?
ChartMill assigns a fundamental rating of 2 / 10 to RELI.
What is the valuation status of RELIANCE GLOBAL GROUP INC (RELI) stock?
ChartMill assigns a valuation rating of 0 / 10 to RELIANCE GLOBAL GROUP INC (RELI). This can be considered as Overvalued.
What is the profitability of RELI stock?
RELIANCE GLOBAL GROUP INC (RELI) has a profitability rating of 1 / 10.