RELI Fundamental Analysis - RELIANCE GLOBAL GROUP INC

Name: RELIANCE GLOBAL GROUP INC (RELI) Stock
Brand: RELIANCE GLOBAL GROUP INC
Rating: 4 (3 reviews)

Fundamental Rating

Overall RELI gets a fundamental rating of 2 out of 10. We evaluated RELI against 147 industry peers in the Insurance industry. RELI has a bad profitability rating. Also its financial health evaluation is rather negative. RELI has a expensive valuation and it also scores bad on growth.

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1. Profitability

1.1 Basic Checks

In the past year RELI has reported negative net income.

In the past year RELI has reported a negative cash flow from operations.

In the past 5 years RELI always reported negative net income.

In the past 5 years RELI always reported negative operating cash flow.

1.2 Ratios

With a Return On Assets value of -37.11%, RELI is not doing good in the industry: 95.92% of the companies in the same industry are doing better.

Looking at the Return On Equity, with a value of -216.88%, RELI is doing worse than 94.56% of the companies in the same industry.

		Industry Rank	Sector Rank
ROA	-37.11%
ROE	-216.88%
ROIC	N/A

ROA(3y)-38.94%

ROA(5y)-42.69%

ROE(3y)-170.47%

ROE(5y)N/A

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

The Gross Margin of RELI (68.11%) is better than 96.60% of its industry peers.

In the last couple of years the Gross Margin of RELI has declined.

RELI does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	N/A
GM	68.11%

OM growth 3YN/A

OM growth 5YN/A

PM growth 3YN/A

PM growth 5YN/A

GM growth 3Y-2.17%

GM growth 5Y-3.59%

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ROA

ROE

ROIC

Operating and Profit Margin

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2. Health

2.1 Basic Checks

RELI does not have a ROIC to compare to the WACC, probably because it is not profitable.

RELI has more shares outstanding than it did 1 year ago.

Compared to 5 years ago, RELI has more shares outstanding

RELI has a worse debt/assets ratio than last year.

2.2 Solvency

RELI has an Altman-Z score of -3.95. This is a bad value and indicates that RELI is not financially healthy and even has some risk of bankruptcy.

With a decent Altman-Z score value of -3.95, RELI is doing good in the industry, outperforming 63.27% of the companies in the same industry.

RELI has a Debt/Equity ratio of 2.95. This is a high value indicating a heavy dependency on external financing.

Looking at the Debt to Equity ratio, with a value of 2.95, RELI is doing worse than 94.56% of the companies in the same industry.

		Industry Rank	Sector Rank
Debt/Equity	2.95
Debt/FCF	N/A
Altman-Z	-3.95

ROIC/WACCN/A

WACC6.22%

2.3 Liquidity

A Current Ratio of 1.42 indicates that RELI should not have too much problems paying its short term obligations.

Looking at the Current ratio, with a value of 1.42, RELI belongs to the top of the industry, outperforming 85.03% of the companies in the same industry.

RELI has a Quick Ratio of 1.42. This is a normal value and indicates that RELI is financially healthy and should not expect problems in meeting its short term obligations.

Looking at the Quick ratio, with a value of 1.42, RELI belongs to the top of the industry, outperforming 85.03% of the companies in the same industry.

		Industry Rank	Sector Rank
Current Ratio	1.42
Quick Ratio	1.42

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WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

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3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 95.56% over the past year.

The Revenue has been growing slightly by 1.04% in the past year.

RELI shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 25.86% yearly.

EPS 1Y (TTM)95.56%

EPS 3YN/A

EPS 5YN/A

EPS Q2Q%69.32%

Revenue 1Y (TTM)1.04%

Revenue growth 3Y13.12%

Revenue growth 5Y25.86%

Sales Q2Q%-4.53%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.

No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

EPS Next YN/A

EPS Next 2YN/A

EPS Next 3YN/A

EPS Next 5YN/A

Revenue Next YearN/A

Revenue Next 2YN/A

Revenue Next 3YN/A

Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.

No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

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Find the best growth stocks

Show best growing peers

4. Valuation

4.1 Price/Earnings Ratio

RELI reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.

		Industry Rank	Sector Rank
PE	N/A
Fwd PE	N/A

4.2 Price Multiples

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	N/A

4.3 Compensation for Growth

PEG (NY)N/A

PEG (5Y)N/A

EPS Next 2YN/A

EPS Next 3YN/A

More info and screens

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5. Dividend

5.1 Amount

RELI has a Yearly Dividend Yield of 3.09%. Purely for dividend investing, there may be better candidates out there.

In the last 3 months the price of RELI has falen by -25.39%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.

Compared to an average industry Dividend Yield of 3.26, RELI pays a bit more dividend than its industry peers.

RELI's Dividend Yield is a higher than the S&P500 average which is at 2.31.

		Industry Rank	Sector Rank
Dividend Yield	3.09%

5.2 History

RELI does not have a reliable dividend history as it only pays dividend since a couple or years.

Dividend Growth(5Y)N/A

Div Incr Years0

Div Non Decr Years0

5.3 Sustainability

DPN/A

EPS Next 2YN/A

EPS Next 3YN/A

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RELIANCE GLOBAL GROUP INC

NASDAQ:RELI (10/24/2025, 8:00:01 PM)

After market: 0.9554 -0.01 (-1.49%)

0.9699

+0.1 (+11.7%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupInsurance

GICS IndustryInsurance

Earnings (Last)07-30 2025-07-30

Earnings (Next)11-05 2025-11-05

Inst Owners4.98%

Inst Owner Change3.37%

Ins Owners32.14%

Ins Owner Change8.86%

Market Cap4.47M

Revenue(TTM)14.06M

Net Income(TTM)-6683300

Analysts82.86

Price TargetN/A

Short Float %20.86%

Short Ratio0.13

Dividend

		Industry Rank	Sector Rank
Dividend Yield	3.09%

Yearly DividendN/A

Dividend Growth(5Y)N/A

DPN/A

Div Incr Years0

Div Non Decr Years0

Ex-Date10-30 2025-10-30 (0.03)

Surprises & Revisions

EPS beat(2)N/A

Avg EPS beat(2)N/A

Min EPS beat(2)N/A

Max EPS beat(2)N/A

EPS beat(4)N/A

Avg EPS beat(4)N/A

Min EPS beat(4)N/A

Max EPS beat(4)N/A

EPS beat(8)N/A

Avg EPS beat(8)N/A

EPS beat(12)N/A

Avg EPS beat(12)N/A

EPS beat(16)N/A

Avg EPS beat(16)N/A

Revenue beat(2)N/A

Avg Revenue beat(2)N/A

Min Revenue beat(2)N/A

Max Revenue beat(2)N/A

Revenue beat(4)N/A

Avg Revenue beat(4)N/A

Min Revenue beat(4)N/A

Max Revenue beat(4)N/A

Revenue beat(8)N/A

Avg Revenue beat(8)N/A

Revenue beat(12)N/A

Avg Revenue beat(12)N/A

Revenue beat(16)N/A

Avg Revenue beat(16)N/A

PT rev (1m)0%

PT rev (3m)0%

EPS NQ rev (1m)N/A

EPS NQ rev (3m)N/A

EPS NY rev (1m)N/A

EPS NY rev (3m)N/A

Revenue NQ rev (1m)N/A

Revenue NQ rev (3m)N/A

Revenue NY rev (1m)N/A

Revenue NY rev (3m)N/A

Valuation

		Industry Rank	Sector Rank
PE	N/A
Fwd PE	N/A
P/S	0.32
P/FCF	N/A
P/OCF	N/A
P/B	1.45
P/tB	N/A
EV/EBITDA	N/A

EPS(TTM)-2.94

EYN/A

EPS(NY)N/A

Fwd EYN/A

FCF(TTM)-0.51

FCFYN/A

OCF(TTM)-0.49

OCFYN/A

SpS3.05

BVpS0.67

TBVpS-1.41

PEG (NY)N/A

PEG (5Y)N/A

Graham NumberN/A

Profitability

		Industry Rank	Sector Rank
ROA	-37.11%
ROE	-216.88%
ROCE	N/A
ROIC	N/A
ROICexc	N/A
ROICexgc	N/A
OM	N/A
PM (TTM)	N/A
GM	68.11%
FCFM	N/A

ROA(3y)-38.94%

ROA(5y)-42.69%

ROE(3y)-170.47%

ROE(5y)N/A

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexgc growth 3YN/A

ROICexgc growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3YN/A

PM growth 5YN/A

GM growth 3Y-2.17%

GM growth 5Y-3.59%

F-Score5

Asset Turnover0.78

Health

		Industry Rank	Sector Rank
Debt/Equity	2.95
Debt/FCF	N/A
Debt/EBITDA	N/A
Cap/Depr	4.96%
Cap/Sales	0.52%
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	N/A
Current Ratio	1.42
Quick Ratio	1.42
Altman-Z	-3.95

F-Score5

WACC6.22%

ROIC/WACCN/A

Cap/Depr(3y)15.29%

Cap/Depr(5y)17.74%

Cap/Sales(3y)2.55%

Cap/Sales(5y)2.95%

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)95.56%

EPS 3YN/A

EPS 5YN/A

EPS Q2Q%69.32%

EPS Next YN/A

EPS Next 2YN/A

EPS Next 3YN/A

EPS Next 5YN/A

Revenue 1Y (TTM)1.04%

Revenue growth 3Y13.12%

Revenue growth 5Y25.86%

Sales Q2Q%-4.53%

Revenue Next YearN/A

Revenue Next 2YN/A

Revenue Next 3YN/A

Revenue Next 5YN/A

EBIT growth 1Y-34.46%

EBIT growth 3YN/A

EBIT growth 5YN/A

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y47.8%

FCF growth 3YN/A

FCF growth 5YN/A

OCF growth 1Y41.38%

OCF growth 3YN/A

OCF growth 5YN/A

RELIANCE GLOBAL GROUP INC / RELI FAQ

What is the fundamental rating for RELI stock?

ChartMill assigns a fundamental rating of 2 / 10 to RELI.

What is the valuation status of RELIANCE GLOBAL GROUP INC (RELI) stock?

ChartMill assigns a valuation rating of 0 / 10 to RELIANCE GLOBAL GROUP INC (RELI). This can be considered as Overvalued.

What is the profitability of RELI stock?

RELIANCE GLOBAL GROUP INC (RELI) has a profitability rating of 1 / 10.

RELIANCE GLOBAL GROUP INC (RELI) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

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RELIANCE GLOBAL GROUP INC / RELI FAQ

What is the fundamental rating for RELI stock?

What is the valuation status of RELIANCE GLOBAL GROUP INC (RELI) stock?

What is the profitability of RELI stock?