RELI Fundamental Analysis - RELIANCE GLOBAL GROUP INC

Name: RELIANCE GLOBAL GROUP INC (RELI) Stock
Brand: RELIANCE GLOBAL GROUP INC
Rating: 5 (3 reviews)

Fundamental Rating

We assign a fundamental rating of 2 out of 10 to RELI. RELI was compared to 147 industry peers in the Insurance industry. Both the profitability and financial health of RELI have multiple concerns. RELI is valued expensive and it does not seem to be growing.

Quickly go to:

1. Profitability

1.1 Basic Checks

RELI had negative earnings in the past year.

In the past year RELI has reported a negative cash flow from operations.

RELI had negative earnings in each of the past 5 years.

In the past 5 years RELI always reported negative operating cash flow.

1.2 Ratios

Looking at the Return On Assets, with a value of -37.11%, RELI is doing worse than 95.92% of the companies in the same industry.

The Return On Equity of RELI (-216.88%) is worse than 94.56% of its industry peers.

		Industry Rank	Sector Rank
ROA	-37.11%
ROE	-216.88%
ROIC	N/A

ROA(3y)-38.94%

ROA(5y)-42.69%

ROE(3y)-170.47%

ROE(5y)N/A

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

Looking at the Gross Margin, with a value of 68.11%, RELI belongs to the top of the industry, outperforming 96.60% of the companies in the same industry.

In the last couple of years the Gross Margin of RELI has declined.

RELI does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	N/A
GM	68.11%

OM growth 3YN/A

OM growth 5YN/A

PM growth 3YN/A

PM growth 5YN/A

GM growth 3Y-2.17%

GM growth 5Y-3.59%

More info and screens

ROA

ROE

ROIC

Operating and Profit Margin

Show most profitable peers

2. Health

2.1 Basic Checks

RELI does not have a ROIC to compare to the WACC, probably because it is not profitable.

Compared to 1 year ago, RELI has more shares outstanding

RELI has more shares outstanding than it did 5 years ago.

The debt/assets ratio for RELI is higher compared to a year ago.

2.2 Solvency

RELI has an Altman-Z score of -3.95. This is a bad value and indicates that RELI is not financially healthy and even has some risk of bankruptcy.

Looking at the Altman-Z score, with a value of -3.95, RELI is in the better half of the industry, outperforming 63.27% of the companies in the same industry.

A Debt/Equity ratio of 2.95 is on the high side and indicates that RELI has dependencies on debt financing.

With a Debt to Equity ratio value of 2.95, RELI is not doing good in the industry: 94.56% of the companies in the same industry are doing better.

		Industry Rank	Sector Rank
Debt/Equity	2.95
Debt/FCF	N/A
Altman-Z	-3.95

ROIC/WACCN/A

WACC6.18%

2.3 Liquidity

RELI has a Current Ratio of 1.42. This is a normal value and indicates that RELI is financially healthy and should not expect problems in meeting its short term obligations.

With an excellent Current ratio value of 1.42, RELI belongs to the best of the industry, outperforming 85.03% of the companies in the same industry.

RELI has a Quick Ratio of 1.42. This is a normal value and indicates that RELI is financially healthy and should not expect problems in meeting its short term obligations.

With an excellent Quick ratio value of 1.42, RELI belongs to the best of the industry, outperforming 85.03% of the companies in the same industry.

		Industry Rank	Sector Rank
Current Ratio	1.42
Quick Ratio	1.42

More info and screens

WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

Show peers with great health

3. Growth

3.1 Past

RELI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 95.56%, which is quite impressive.

RELI shows a small growth in Revenue. In the last year, the Revenue has grown by 1.04%.

The Revenue has been growing by 25.86% on average over the past years. This is a very strong growth!

EPS 1Y (TTM)95.56%

EPS 3YN/A

EPS 5YN/A

EPS Q2Q%69.32%

Revenue 1Y (TTM)1.04%

Revenue growth 3Y13.12%

Revenue growth 5Y25.86%

Sales Q2Q%-4.53%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.

No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

EPS Next YN/A

EPS Next 2YN/A

EPS Next 3YN/A

EPS Next 5YN/A

Revenue Next YearN/A

Revenue Next 2YN/A

Revenue Next 3YN/A

Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.

No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

More info and screens

Find the best growth stocks

Show best growing peers

4. Valuation

4.1 Price/Earnings Ratio

RELI reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.

		Industry Rank	Sector Rank
PE	N/A
Fwd PE	N/A

4.2 Price Multiples

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	N/A

4.3 Compensation for Growth

PEG (NY)N/A

PEG (5Y)N/A

EPS Next 2YN/A

EPS Next 3YN/A

More info and screens

Show best valued peers

5. Dividend

5.1 Amount

RELI has a Yearly Dividend Yield of 3.09%.

Compared to an average industry Dividend Yield of 3.26, RELI pays a bit more dividend than its industry peers.

RELI's Dividend Yield is a higher than the S&P500 average which is at 2.31.

		Industry Rank	Sector Rank
Dividend Yield	3.09%

5.2 History

RELI does not have a reliable dividend history as it only pays dividend since a couple or years.

Dividend Growth(5Y)N/A

Div Incr Years0

Div Non Decr Years0

5.3 Sustainability

DPN/A

EPS Next 2YN/A

EPS Next 3YN/A

More info and screens

Find the best dividend stocks

Show peers with best dividend

RELIANCE GLOBAL GROUP INC

NASDAQ:RELI (10/29/2025, 9:57:35 PM)

Premarket: 0.9689 -0.03 (-3.11%)

-0.07 (-6.54%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupInsurance

GICS IndustryInsurance

Earnings (Last)07-30 2025-07-30

Earnings (Next)11-05 2025-11-05

Inst Owners4.98%

Inst Owner Change3.37%

Ins Owners32.14%

Ins Owner Change8.86%

Market Cap4.61M

Revenue(TTM)14.06M

Net Income(TTM)-6683300

Analysts82.86

Price TargetN/A

Short Float %5.41%

Short Ratio0.03

Dividend

		Industry Rank	Sector Rank
Dividend Yield	3.09%

Yearly DividendN/A

Dividend Growth(5Y)N/A

DPN/A

Div Incr Years0

Div Non Decr Years0

Ex-Date10-30 2025-10-30 (0.03)

Surprises & Revisions

EPS beat(2)N/A

Avg EPS beat(2)N/A

Min EPS beat(2)N/A

Max EPS beat(2)N/A

EPS beat(4)N/A

Avg EPS beat(4)N/A

Min EPS beat(4)N/A

Max EPS beat(4)N/A

EPS beat(8)N/A

Avg EPS beat(8)N/A

EPS beat(12)N/A

Avg EPS beat(12)N/A

EPS beat(16)N/A

Avg EPS beat(16)N/A

Revenue beat(2)N/A

Avg Revenue beat(2)N/A

Min Revenue beat(2)N/A

Max Revenue beat(2)N/A

Revenue beat(4)N/A

Avg Revenue beat(4)N/A

Min Revenue beat(4)N/A

Max Revenue beat(4)N/A

Revenue beat(8)N/A

Avg Revenue beat(8)N/A

Revenue beat(12)N/A

Avg Revenue beat(12)N/A

Revenue beat(16)N/A

Avg Revenue beat(16)N/A

PT rev (1m)0%

PT rev (3m)0%

EPS NQ rev (1m)N/A

EPS NQ rev (3m)N/A

EPS NY rev (1m)N/A

EPS NY rev (3m)N/A

Revenue NQ rev (1m)N/A

Revenue NQ rev (3m)N/A

Revenue NY rev (1m)N/A

Revenue NY rev (3m)N/A

Valuation

		Industry Rank	Sector Rank
PE	N/A
Fwd PE	N/A
P/S	0.33
P/FCF	N/A
P/OCF	N/A
P/B	1.5
P/tB	N/A
EV/EBITDA	N/A

EPS(TTM)-2.94

EYN/A

EPS(NY)N/A

Fwd EYN/A

FCF(TTM)-0.51

FCFYN/A

OCF(TTM)-0.49

OCFYN/A

SpS3.05

BVpS0.67

TBVpS-1.41

PEG (NY)N/A

PEG (5Y)N/A

Graham NumberN/A

Profitability

		Industry Rank	Sector Rank
ROA	-37.11%
ROE	-216.88%
ROCE	N/A
ROIC	N/A
ROICexc	N/A
ROICexgc	N/A
OM	N/A
PM (TTM)	N/A
GM	68.11%
FCFM	N/A

ROA(3y)-38.94%

ROA(5y)-42.69%

ROE(3y)-170.47%

ROE(5y)N/A

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexgc growth 3YN/A

ROICexgc growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3YN/A

PM growth 5YN/A

GM growth 3Y-2.17%

GM growth 5Y-3.59%

F-Score5

Asset Turnover0.78

Health

		Industry Rank	Sector Rank
Debt/Equity	2.95
Debt/FCF	N/A
Debt/EBITDA	N/A
Cap/Depr	4.96%
Cap/Sales	0.52%
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	N/A
Current Ratio	1.42
Quick Ratio	1.42
Altman-Z	-3.95

F-Score5

WACC6.18%

ROIC/WACCN/A

Cap/Depr(3y)15.29%

Cap/Depr(5y)17.74%

Cap/Sales(3y)2.55%

Cap/Sales(5y)2.95%

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)95.56%

EPS 3YN/A

EPS 5YN/A

EPS Q2Q%69.32%

EPS Next YN/A

EPS Next 2YN/A

EPS Next 3YN/A

EPS Next 5YN/A

Revenue 1Y (TTM)1.04%

Revenue growth 3Y13.12%

Revenue growth 5Y25.86%

Sales Q2Q%-4.53%

Revenue Next YearN/A

Revenue Next 2YN/A

Revenue Next 3YN/A

Revenue Next 5YN/A

EBIT growth 1Y-34.46%

EBIT growth 3YN/A

EBIT growth 5YN/A

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y47.8%

FCF growth 3YN/A

FCF growth 5YN/A

OCF growth 1Y41.38%

OCF growth 3YN/A

OCF growth 5YN/A

RELIANCE GLOBAL GROUP INC / RELI FAQ

What is the fundamental rating for RELI stock?

ChartMill assigns a fundamental rating of 2 / 10 to RELI.

What is the valuation status of RELIANCE GLOBAL GROUP INC (RELI) stock?

ChartMill assigns a valuation rating of 0 / 10 to RELIANCE GLOBAL GROUP INC (RELI). This can be considered as Overvalued.

What is the profitability of RELI stock?

RELIANCE GLOBAL GROUP INC (RELI) has a profitability rating of 1 / 10.

RELIANCE GLOBAL GROUP INC (RELI) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

More info and screens

RELIANCE GLOBAL GROUP INC / RELI FAQ

What is the fundamental rating for RELI stock?

What is the valuation status of RELIANCE GLOBAL GROUP INC (RELI) stock?

What is the profitability of RELI stock?