RAND CAPITAL CORP (RAND) Stock Fundamental Analysis
NASDAQ:RAND - Nasdaq - US7521852076 - Common Stock - Currency: USD
Taking everything into account, RAND scores 5 out of 10 in our fundamental rating. RAND was compared to 230 industry peers in the Capital Markets industry. Both the profitability and the financial health of RAND get a neutral evaluation. Nothing too spectacular is happening here. RAND is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year RAND was profitable.
RAND had a positive operating cash flow in the past year.
RAND had positive earnings in 4 of the past 5 years.
In multiple years RAND reported negative operating cash flow during the last 5 years.
1.2 Ratios
RAND's Return On Assets of 12.18% is amongst the best of the industry. RAND outperforms 92.17% of its industry peers.
With a decent Return On Equity value of 13.51%, RAND is doing good in the industry, outperforming 69.13% of the companies in the same industry.
RAND has a better Return On Invested Capital (5.09%) than 66.52% of its industry peers.
RAND had an Average Return On Invested Capital over the past 3 years of 5.25%. This is below the industry average of 7.27%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.18% | ||
| ROE | 13.51% | ||
| ROIC | 5.09% |
ROA(3y)6.28%
ROA(5y)8.83%
ROE(3y)7.57%
ROE(5y)10.07%
ROIC(3y)5.25%
ROIC(5y)N/A
1.3 Margins
The Profit Margin of RAND (103.13%) is better than 97.83% of its industry peers.
RAND's Profit Margin has declined in the last couple of years.
With a decent Operating Margin value of 43.49%, RAND is doing good in the industry, outperforming 75.65% of the companies in the same industry.
With a decent Gross Margin value of 71.03%, RAND is doing good in the industry, outperforming 73.91% of the companies in the same industry.
In the last couple of years the Gross Margin of RAND has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 43.49% | ||
| PM (TTM) | 103.13% | ||
| GM | 71.03% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-35.66%
PM growth 5YN/A
GM growth 3Y3.68%
GM growth 5Y-2.83%
2. Health
2.1 Basic Checks
Compared to 1 year ago, RAND has about the same amount of shares outstanding.
Compared to 5 years ago, RAND has less shares outstanding
The debt/assets ratio for RAND has been reduced compared to a year ago.
2.2 Solvency
RAND has an Altman-Z score of 4.57. This indicates that RAND is financially healthy and has little risk of bankruptcy at the moment.
With an excellent Altman-Z score value of 4.57, RAND belongs to the best of the industry, outperforming 83.91% of the companies in the same industry.
The Debt to FCF ratio of RAND is 0.04, which is an excellent value as it means it would take RAND, only 0.04 years of fcf income to pay off all of its debts.
RAND's Debt to FCF ratio of 0.04 is amongst the best of the industry. RAND outperforms 91.30% of its industry peers.
RAND has a Debt/Equity ratio of 0.01. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of RAND (0.01) is better than 83.91% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.04 | ||
| Altman-Z | 4.57 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
RAND has a Current Ratio of 0.26. This is a bad value and indicates that RAND is not financially healthy enough and could expect problems in meeting its short term obligations.
RAND's Current ratio of 0.26 is on the low side compared to the rest of the industry. RAND is outperformed by 82.17% of its industry peers.
A Quick Ratio of 0.26 indicates that RAND may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.26, RAND is doing worse than 82.17% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.26 | ||
| Quick Ratio | 0.26 |
3. Growth
3.1 Past
RAND shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 35.26%, which is quite impressive.
RAND shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -17.63% yearly.
Looking at the last year, RAND shows a quite strong growth in Revenue. The Revenue has grown by 16.64% in the last year.
The Revenue has been growing by 25.77% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)35.26%
EPS 3Y-17.63%
EPS 5YN/A
EPS Q2Q%8.11%
Revenue 1Y (TTM)16.64%
Revenue growth 3Y28.01%
Revenue growth 5Y25.77%
Sales Q2Q%-2.9%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
RAND is valuated reasonably with a Price/Earnings ratio of 9.85.
Based on the Price/Earnings ratio, RAND is valued a bit cheaper than 73.04% of the companies in the same industry.
When comparing the Price/Earnings ratio of RAND to the average of the S&P500 Index (26.70), we can say RAND is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.85 | ||
| Fwd PE | N/A |
4.2 Price Multiples
87.39% of the companies in the same industry are more expensive than RAND, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.34 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
RAND has a Yearly Dividend Yield of 6.17%, which is a nice return.
The stock price of RAND dropped by -38.68% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
Compared to an average industry Dividend Yield of 8.22, RAND has a dividend in line with its industry peers.
RAND's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.17% |
5.2 History
RAND has been paying a dividend for over 5 years, so it has already some track record.
RAND has decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
24.27% of the earnings are spent on dividend by RAND. This is a low number and sustainable payout ratio.
DP24.27%
EPS Next 2YN/A
EPS Next 3YN/A
17.23
+0.46 (+2.72%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners2.91%
Inst Owner Change5.72%
Ins Owners3.97%
Ins Owner Change0%
Market Cap51.17M
Analysts0
Price TargetN/A
Short Float %0.28%
Short Ratio0.17
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.17% |
Yearly Dividend0.83
Dividend Growth(5Y)N/A
DP24.27%
Div Incr Years2
Div Non Decr Years2
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.85 | ||
| Fwd PE | N/A | ||
| P/S | 5.98 | ||
| P/FCF | 3.34 | ||
| P/OCF | 3.34 | ||
| P/B | 0.78 | ||
| P/tB | 0.78 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.75
EY10.16%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)5.16
FCFY29.96%
OCF(TTM)5.16
OCFY29.96%
SpS2.88
BVpS22
TBVpS22
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.18% | ||
| ROE | 13.51% | ||
| ROCE | 5.6% | ||
| ROIC | 5.09% | ||
| ROICexc | 5.15% | ||
| ROICexgc | 5.16% | ||
| OM | 43.49% | ||
| PM (TTM) | 103.13% | ||
| GM | 71.03% | ||
| FCFM | 179.12% |
ROA(3y)6.28%
ROA(5y)8.83%
ROE(3y)7.57%
ROE(5y)10.07%
ROIC(3y)5.25%
ROIC(5y)N/A
ROICexc(3y)5.38%
ROICexc(5y)N/A
ROICexgc(3y)5.38%
ROICexgc(5y)N/A
ROCE(3y)5.78%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-35.66%
PM growth 5YN/A
GM growth 3Y3.68%
GM growth 5Y-2.83%
F-Score6
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.04 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 3.23 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 173.68% | ||
| Current Ratio | 0.26 | ||
| Quick Ratio | 0.26 | ||
| Altman-Z | 4.57 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)35.26%
EPS 3Y-17.63%
EPS 5YN/A
EPS Q2Q%8.11%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)16.64%
Revenue growth 3Y28.01%
Revenue growth 5Y25.77%
Sales Q2Q%-2.9%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y17.93%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y283.81%
FCF growth 3YN/A
FCF growth 5Y26.46%
OCF growth 1Y283.81%
OCF growth 3YN/A
OCF growth 5Y26.46%