NUVEEN CHURCHILL DIRECT LEND (NCDL) Stock Fundamental Analysis
USA - NYSE:NCDL - US67090S1087 - Common Stock
13.32 USD
+0.01 (+0.08%)
13.32 USD
0 (0%)
Overall NCDL gets a fundamental rating of 4 out of 10. We evaluated NCDL against 238 industry peers in the Capital Markets industry. NCDL has a medium profitability rating, but doesn't score so well on its financial health evaluation. NCDL is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
NCDL had positive earnings in the past year.
NCDL had a positive operating cash flow in the past year.
NCDL had positive earnings in each of the past 5 years.
NCDL had a negative operating cash flow in each of the past 5 years.
1.2 Ratios
NCDL has a better Return On Assets (4.68%) than 66.39% of its industry peers.
The Return On Equity of NCDL (10.94%) is better than 62.18% of its industry peers.
Looking at the Return On Invested Capital, with a value of 4.45%, NCDL is in line with its industry, outperforming 59.66% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for NCDL is below the industry average of 7.64%.
The last Return On Invested Capital (4.45%) for NCDL is above the 3 year average (3.88%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.68% | ||
| ROE | 10.94% | ||
| ROIC | 4.45% |
ROA(3y)3.73%
ROA(5y)3.02%
ROE(3y)8.48%
ROE(5y)6.82%
ROIC(3y)3.88%
ROIC(5y)3.04%
1.3 Margins
The Profit Margin of NCDL (43.35%) is better than 85.71% of its industry peers.
NCDL's Profit Margin has improved in the last couple of years.
The Operating Margin of NCDL (50.38%) is better than 85.71% of its industry peers.
In the last couple of years the Operating Margin of NCDL has grown nicely.
NCDL has a Gross Margin of 48.06%. This is comparable to the rest of the industry: NCDL outperforms 56.30% of its industry peers.
In the last couple of years the Gross Margin of NCDL has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 50.38% | ||
| PM (TTM) | 43.35% | ||
| GM | 48.06% |
OM growth 3Y-2.41%
OM growth 5Y4.58%
PM growth 3Y-11.59%
PM growth 5Y1.87%
GM growth 3Y-7.32%
GM growth 5Y0.38%
2. Health
2.1 Basic Checks
Compared to 1 year ago, NCDL has less shares outstanding
NCDL has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, NCDL has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.57, we must say that NCDL is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.57, NCDL is doing worse than 61.34% of the companies in the same industry.
NCDL has a debt to FCF ratio of 11.37. This is a negative value and a sign of low solvency as NCDL would need 11.37 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 11.37, NCDL is in line with its industry, outperforming 54.20% of the companies in the same industry.
NCDL has a Debt/Equity ratio of 1.26. This is a high value indicating a heavy dependency on external financing.
NCDL's Debt to Equity ratio of 1.26 is on the low side compared to the rest of the industry. NCDL is outperformed by 63.03% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.26 | ||
| Debt/FCF | 11.37 | ||
| Altman-Z | 0.57 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.63 indicates that NCDL may have some problems paying its short term obligations.
The Current ratio of NCDL (0.63) is worse than 71.85% of its industry peers.
A Quick Ratio of 0.63 indicates that NCDL may have some problems paying its short term obligations.
NCDL has a Quick ratio of 0.63. This is in the lower half of the industry: NCDL underperforms 71.85% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.63 | ||
| Quick Ratio | 0.63 |
3. Growth
3.1 Past
NCDL shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -0.69%.
NCDL shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 75.26% yearly.
The Revenue has grown by 13.52% in the past year. This is quite good.
NCDL shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 70.84% yearly.
EPS 1Y (TTM)-0.69%
EPS 3Y62.6%
EPS 5Y75.26%
EPS Q2Q%-19.3%
Revenue 1Y (TTM)13.52%
Revenue growth 3Y83.45%
Revenue growth 5Y70.84%
Sales Q2Q%-3.55%
3.2 Future
Based on estimates for the next years, NCDL will show a very negative growth in Earnings Per Share. The EPS will decrease by -11.04% on average per year.
The Revenue is expected to decrease by -7.76% on average over the next years.
EPS Next Y-15.3%
EPS Next 2Y-11.98%
EPS Next 3Y-11.04%
EPS Next 5YN/A
Revenue Next Year-6.29%
Revenue Next 2Y-5.64%
Revenue Next 3Y-7.76%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 6.28, the valuation of NCDL can be described as very cheap.
Compared to the rest of the industry, the Price/Earnings ratio of NCDL indicates a rather cheap valuation: NCDL is cheaper than 89.50% of the companies listed in the same industry.
NCDL is valuated cheaply when we compare the Price/Earnings ratio to 27.70, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 7.61, the valuation of NCDL can be described as very cheap.
Based on the Price/Forward Earnings ratio, NCDL is valued cheaper than 84.45% of the companies in the same industry.
NCDL's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.15.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.28 | ||
| Fwd PE | 7.61 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, NCDL is valued a bit cheaper than the industry average as 79.41% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.71 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The decent profitability rating of NCDL may justify a higher PE ratio.
A cheap valuation may be justified as NCDL's earnings are expected to decrease with -11.04% in the coming years.
PEG (NY)N/A
PEG (5Y)0.08
EPS Next 2Y-11.98%
EPS Next 3Y-11.04%
5. Dividend
5.1 Amount
NCDL has a Yearly Dividend Yield of 14.26%, which is a nice return.
In the last 3 months the price of NCDL has falen by -22.06%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
NCDL's Dividend Yield is rather good when compared to the industry average which is at 8.50. NCDL pays more dividend than 87.82% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.44, NCDL pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.26% |
5.2 History
NCDL does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2Y-11.98%
EPS Next 3Y-11.04%
13.32
+0.01 (+0.08%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners52.66%
Inst Owner Change0%
Ins Owners0.64%
Ins Owner Change0.07%
Market Cap657.87M
Analysts78.33
Price Target17.26 (29.58%)
Short Float %1.03%
Short Ratio2.8
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.26% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-5.21%
Min EPS beat(2)-7.76%
Max EPS beat(2)-2.67%
EPS beat(4)0
Avg EPS beat(4)-5.2%
Min EPS beat(4)-7.76%
Max EPS beat(4)-2.67%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-5.23%
Min Revenue beat(2)-6.2%
Max Revenue beat(2)-4.26%
Revenue beat(4)1
Avg Revenue beat(4)-5.61%
Min Revenue beat(4)-12.42%
Max Revenue beat(4)0.45%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.49%
PT rev (3m)1%
EPS NQ rev (1m)-0.37%
EPS NQ rev (3m)-1.68%
EPS NY rev (1m)-0.62%
EPS NY rev (3m)-1.64%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.57%
Revenue NY rev (1m)-0.54%
Revenue NY rev (3m)-0.89%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.28 | ||
| Fwd PE | 7.61 | ||
| P/S | 2.94 | ||
| P/FCF | 6.71 | ||
| P/OCF | 6.71 | ||
| P/B | 0.74 | ||
| P/tB | 0.74 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.12
EY15.92%
EPS(NY)1.75
Fwd EY13.15%
FCF(TTM)1.99
FCFY14.91%
OCF(TTM)1.99
OCFY14.91%
SpS4.54
BVpS17.97
TBVpS17.97
PEG (NY)N/A
PEG (5Y)0.08
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.68% | ||
| ROE | 10.94% | ||
| ROCE | 5.64% | ||
| ROIC | 4.45% | ||
| ROICexc | 4.55% | ||
| ROICexgc | 4.6% | ||
| OM | 50.38% | ||
| PM (TTM) | 43.35% | ||
| GM | 48.06% | ||
| FCFM | 43.76% |
ROA(3y)3.73%
ROA(5y)3.02%
ROE(3y)8.48%
ROE(5y)6.82%
ROIC(3y)3.88%
ROIC(5y)3.04%
ROICexc(3y)4.01%
ROICexc(5y)3.14%
ROICexgc(3y)4.01%
ROICexgc(5y)3.14%
ROCE(3y)4.92%
ROCE(5y)3.85%
ROICexcg growth 3Y28.07%
ROICexcg growth 5Y10.13%
ROICexc growth 3Y28.07%
ROICexc growth 5Y10.13%
OM growth 3Y-2.41%
OM growth 5Y4.58%
PM growth 3Y-11.59%
PM growth 5Y1.87%
GM growth 3Y-7.32%
GM growth 5Y0.38%
F-Score5
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.26 | ||
| Debt/FCF | 11.37 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.39 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 100.95% | ||
| Current Ratio | 0.63 | ||
| Quick Ratio | 0.63 | ||
| Altman-Z | 0.57 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-0.69%
EPS 3Y62.6%
EPS 5Y75.26%
EPS Q2Q%-19.3%
EPS Next Y-15.3%
EPS Next 2Y-11.98%
EPS Next 3Y-11.04%
EPS Next 5YN/A
Revenue 1Y (TTM)13.52%
Revenue growth 3Y83.45%
Revenue growth 5Y70.84%
Sales Q2Q%-3.55%
Revenue Next Year-6.29%
Revenue Next 2Y-5.64%
Revenue Next 3Y-7.76%
Revenue Next 5YN/A
EBIT growth 1Y2.43%
EBIT growth 3Y79.02%
EBIT growth 5Y78.66%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y130.5%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y130.5%
OCF growth 3YN/A
OCF growth 5YN/A