NUVEEN CHURCHILL DIRECT LEND (NCDL) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:NCDL - US67090S1087 - Common Stock
13.69 USD
+0.2 (+1.48%)
13.69 USD
0 (0%)
Overall NCDL gets a fundamental rating of 5 out of 10. We evaluated NCDL against 235 industry peers in the Capital Markets industry. While NCDL is still in line with the averages on profitability rating, there are concerns on its financial health. NCDL is cheap, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year NCDL was profitable.
NCDL had a positive operating cash flow in the past year.
In the past 5 years NCDL has always been profitable.
NCDL had a negative operating cash flow in each of the past 5 years.
1.2 Ratios
NCDL's Return On Assets of 3.88% is fine compared to the rest of the industry. NCDL outperforms 63.40% of its industry peers.
NCDL has a Return On Equity of 8.98%. This is comparable to the rest of the industry: NCDL outperforms 54.89% of its industry peers.
NCDL has a Return On Invested Capital (4.11%) which is comparable to the rest of the industry.
NCDL had an Average Return On Invested Capital over the past 3 years of 3.88%. This is below the industry average of 7.14%.
The 3 year average ROIC (3.88%) for NCDL is below the current ROIC(4.11%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.88% | ||
| ROE | 8.98% | ||
| ROIC | 4.11% |
ROA(3y)3.73%
ROA(5y)3.02%
ROE(3y)8.48%
ROE(5y)6.82%
ROIC(3y)3.88%
ROIC(5y)3.04%
1.3 Margins
The Profit Margin of NCDL (36.83%) is better than 83.40% of its industry peers.
In the last couple of years the Profit Margin of NCDL has grown nicely.
The Operating Margin of NCDL (48.11%) is better than 85.11% of its industry peers.
In the last couple of years the Operating Margin of NCDL has grown nicely.
NCDL has a Gross Margin of 48.15%. This is comparable to the rest of the industry: NCDL outperforms 55.74% of its industry peers.
In the last couple of years the Gross Margin of NCDL has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 48.11% | ||
| PM (TTM) | 36.83% | ||
| GM | 48.15% |
OM growth 3Y-2.41%
OM growth 5Y4.58%
PM growth 3Y-11.59%
PM growth 5Y1.87%
GM growth 3Y-7.32%
GM growth 5Y0.38%
2. Health
2.1 Basic Checks
NCDL has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, NCDL has less shares outstanding
The debt/assets ratio for NCDL has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 0.58, we must say that NCDL is in the distress zone and has some risk of bankruptcy.
NCDL has a Altman-Z score (0.58) which is comparable to the rest of the industry.
NCDL has a debt to FCF ratio of 6.23. This is a slightly negative value and a sign of low solvency as NCDL would need 6.23 years to pay back of all of its debts.
The Debt to FCF ratio of NCDL (6.23) is better than 66.81% of its industry peers.
NCDL has a Debt/Equity ratio of 1.25. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 1.25, NCDL is not doing good in the industry: 62.55% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.25 | ||
| Debt/FCF | 6.23 | ||
| Altman-Z | 0.58 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
NCDL has a Current Ratio of 0.86. This is a bad value and indicates that NCDL is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.86, NCDL is doing worse than 62.98% of the companies in the same industry.
A Quick Ratio of 0.86 indicates that NCDL may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.86, NCDL is doing worse than 62.55% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
The earnings per share for NCDL have decreased strongly by -16.88% in the last year.
NCDL shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 75.26% yearly.
The Revenue has decreased by -0.47% in the past year.
Measured over the past years, NCDL shows a very strong growth in Revenue. The Revenue has been growing by 70.84% on average per year.
EPS 1Y (TTM)-16.88%
EPS 3Y62.6%
EPS 5Y75.26%
EPS Q2Q%-25.86%
Revenue 1Y (TTM)-0.47%
Revenue growth 3Y83.45%
Revenue growth 5Y70.84%
Sales Q2Q%-15.22%
3.2 Future
NCDL is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -11.68% yearly.
Based on estimates for the next years, NCDL will show a decrease in Revenue. The Revenue will decrease by -8.47% on average per year.
EPS Next Y-16.87%
EPS Next 2Y-14.07%
EPS Next 3Y-11.68%
EPS Next 5YN/A
Revenue Next Year-8.21%
Revenue Next 2Y-10.12%
Revenue Next 3Y-8.47%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 6.95, which indicates a rather cheap valuation of NCDL.
NCDL's Price/Earnings ratio is rather cheap when compared to the industry. NCDL is cheaper than 86.81% of the companies in the same industry.
NCDL's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.87.
A Price/Forward Earnings ratio of 8.20 indicates a reasonable valuation of NCDL.
Based on the Price/Forward Earnings ratio, NCDL is valued cheaply inside the industry as 84.68% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of NCDL to the average of the S&P500 Index (23.46), we can say NCDL is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.95 | ||
| Fwd PE | 8.2 |
4.2 Price Multiples
NCDL's Price/Free Cash Flow ratio is rather cheap when compared to the industry. NCDL is cheaper than 88.51% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.81 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
NCDL has a very decent profitability rating, which may justify a higher PE ratio.
A cheap valuation may be justified as NCDL's earnings are expected to decrease with -11.68% in the coming years.
PEG (NY)N/A
PEG (5Y)0.09
EPS Next 2Y-14.07%
EPS Next 3Y-11.68%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 14.08%, NCDL is a good candidate for dividend investing.
NCDL's Dividend Yield is rather good when compared to the industry average which is at 6.39. NCDL pays more dividend than 88.09% of the companies in the same industry.
NCDL's Dividend Yield is rather good when compared to the S&P500 average which is at 1.94.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.08% |
5.2 History
NCDL does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2Y-14.07%
EPS Next 3Y-11.68%
13.69
+0.2 (+1.48%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners27.42%
Inst Owner Change0%
Ins Owners0.64%
Ins Owner Change0%
Market Cap676.15M
Revenue(TTM)214.90M
Net Income(TTM)79.15M
Analysts78.33
Price Target16.36 (19.5%)
Short Float %0.84%
Short Ratio1.37
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.08% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-4.49%
Min EPS beat(2)-6.32%
Max EPS beat(2)-2.67%
EPS beat(4)0
Avg EPS beat(4)-6.08%
Min EPS beat(4)-7.76%
Max EPS beat(4)-2.67%
EPS beat(8)2
Avg EPS beat(8)-2.28%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-4.41%
Min Revenue beat(2)-4.57%
Max Revenue beat(2)-4.26%
Revenue beat(4)0
Avg Revenue beat(4)-6.86%
Min Revenue beat(4)-12.42%
Max Revenue beat(4)-4.26%
Revenue beat(8)2
Avg Revenue beat(8)-3.97%
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-5.17%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-3.82%
EPS NY rev (1m)0%
EPS NY rev (3m)-1.85%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-5.02%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2.05%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.95 | ||
| Fwd PE | 8.2 | ||
| P/S | 3.15 | ||
| P/FCF | 3.81 | ||
| P/OCF | 3.81 | ||
| P/B | 0.77 | ||
| P/tB | 0.77 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.97
EY14.39%
EPS(NY)1.67
Fwd EY12.19%
FCF(TTM)3.6
FCFY26.26%
OCF(TTM)3.6
OCFY26.26%
SpS4.35
BVpS17.85
TBVpS17.85
PEG (NY)N/A
PEG (5Y)0.09
Graham Number28.13
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.88% | ||
| ROE | 8.98% | ||
| ROCE | 5.2% | ||
| ROIC | 4.11% | ||
| ROICexc | 4.21% | ||
| ROICexgc | 4.23% | ||
| OM | 48.11% | ||
| PM (TTM) | 36.83% | ||
| GM | 48.15% | ||
| FCFM | 82.63% |
ROA(3y)3.73%
ROA(5y)3.02%
ROE(3y)8.48%
ROE(5y)6.82%
ROIC(3y)3.88%
ROIC(5y)3.04%
ROICexc(3y)4.01%
ROICexc(5y)3.14%
ROICexgc(3y)4.01%
ROICexgc(5y)3.14%
ROCE(3y)4.92%
ROCE(5y)3.85%
ROICexgc growth 3Y28.07%
ROICexgc growth 5Y10.13%
ROICexc growth 3Y28.07%
ROICexc growth 5Y10.13%
OM growth 3Y-2.41%
OM growth 5Y4.58%
PM growth 3Y-11.59%
PM growth 5Y1.87%
GM growth 3Y-7.32%
GM growth 5Y0.38%
F-Score5
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.25 | ||
| Debt/FCF | 6.23 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.28 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 224.37% | ||
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 0.58 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-16.88%
EPS 3Y62.6%
EPS 5Y75.26%
EPS Q2Q%-25.86%
EPS Next Y-16.87%
EPS Next 2Y-14.07%
EPS Next 3Y-11.68%
EPS Next 5YN/A
Revenue 1Y (TTM)-0.47%
Revenue growth 3Y83.45%
Revenue growth 5Y70.84%
Sales Q2Q%-15.22%
Revenue Next Year-8.21%
Revenue Next 2Y-10.12%
Revenue Next 3Y-8.47%
Revenue Next 5YN/A
EBIT growth 1Y-13.79%
EBIT growth 3Y79.02%
EBIT growth 5Y78.66%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y154.96%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y154.96%
OCF growth 3YN/A
OCF growth 5YN/A
NUVEEN CHURCHILL DIRECT LEND / NCDL FAQ
What is the ChartMill fundamental rating of NUVEEN CHURCHILL DIRECT LEND (NCDL) stock?
ChartMill assigns a fundamental rating of 5 / 10 to NCDL.
What is the valuation status for NCDL stock?
ChartMill assigns a valuation rating of 7 / 10 to NUVEEN CHURCHILL DIRECT LEND (NCDL). This can be considered as Undervalued.
What is the profitability of NCDL stock?
NUVEEN CHURCHILL DIRECT LEND (NCDL) has a profitability rating of 6 / 10.
What are the PE and PB ratios of NUVEEN CHURCHILL DIRECT LEND (NCDL) stock?
The Price/Earnings (PE) ratio for NUVEEN CHURCHILL DIRECT LEND (NCDL) is 6.95 and the Price/Book (PB) ratio is 0.77.
What is the earnings growth outlook for NUVEEN CHURCHILL DIRECT LEND?
The Earnings per Share (EPS) of NUVEEN CHURCHILL DIRECT LEND (NCDL) is expected to decline by -16.87% in the next year.