MITSUBISHI UFJ FINL-SPON ADR (MUFG) Stock Fundamental Analysis
USA - NYSE:MUFG - US6068221042 - ADR
15.13 USD
+0.13 (+0.87%)
15.13 USD
0 (0%)
MUFG gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 390 industry peers in the Banks industry. MUFG may be in some trouble as it scores bad on both profitability and health. While showing a medium growth rate, MUFG is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
In the past year MUFG was profitable.
MUFG had a positive operating cash flow in the past year.
Each year in the past 5 years MUFG has been profitable.
Of the past 5 years MUFG 4 years had a positive operating cash flow.
1.2 Ratios
MUFG has a Return On Assets of 0.45%. This is in the lower half of the industry: MUFG underperforms 78.97% of its industry peers.
The Return On Equity of MUFG (9.08%) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.45% | ||
| ROE | 9.08% | ||
| ROIC | N/A |
ROA(3y)0.37%
ROA(5y)0.33%
ROE(3y)7.72%
ROE(5y)6.89%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 22.98%, MUFG is in line with its industry, outperforming 47.69% of the companies in the same industry.
MUFG's Profit Margin has improved in the last couple of years.
The Operating Margin and Gross Margin are not available for MUFG so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 22.98% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y5.25%
PM growth 5Y18.77%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
MUFG does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, MUFG has less shares outstanding
MUFG has less shares outstanding than it did 5 years ago.
MUFG has a better debt/assets ratio than last year.
2.2 Solvency
MUFG has a Debt/Equity ratio of 4.76. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 4.76, MUFG is doing worse than 96.15% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.76 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC3.86%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
MUFG shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 27.33%, which is quite impressive.
The Earnings Per Share has been growing by 31.34% on average over the past years. This is a very strong growth
Looking at the last year, MUFG shows a quite strong growth in Revenue. The Revenue has grown by 11.67% in the last year.
The Revenue has been growing by 8.34% on average over the past years. This is quite good.
EPS 1Y (TTM)27.33%
EPS 3Y22.31%
EPS 5Y31.34%
EPS Q2Q%0.11%
Revenue 1Y (TTM)11.67%
Revenue growth 3Y12.22%
Revenue growth 5Y8.34%
Sales Q2Q%-7.69%
3.2 Future
The Earnings Per Share is expected to grow by 10.24% on average over the next years. This is quite good.
The Revenue is expected to decrease by -18.04% on average over the next years. This is quite bad
EPS Next Y14.33%
EPS Next 2Y11.55%
EPS Next 3Y10.24%
EPS Next 5YN/A
Revenue Next Year-51.37%
Revenue Next 2Y-27.99%
Revenue Next 3Y-18.04%
Revenue Next 5YN/A
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 14.27, MUFG is valued correctly.
MUFG's Price/Earnings ratio is a bit more expensive when compared to the industry. MUFG is more expensive than 68.72% of the companies in the same industry.
MUFG is valuated rather cheaply when we compare the Price/Earnings ratio to 26.76, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 11.43, the valuation of MUFG can be described as very reasonable.
Based on the Price/Forward Earnings ratio, MUFG is valued a bit more expensive than the industry average as 61.54% of the companies are valued more cheaply.
MUFG is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 22.63, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.27 | ||
| Fwd PE | 11.43 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)1
PEG (5Y)0.46
EPS Next 2Y11.55%
EPS Next 3Y10.24%
5. Dividend
5.1 Amount
MUFG has a Yearly Dividend Yield of 3.10%.
MUFG's Dividend Yield is comparable with the industry average which is at 3.50.
Compared to an average S&P500 Dividend Yield of 2.31, MUFG pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.1% |
5.2 History
On average, the dividend of MUFG grows each year by 14.18%, which is quite nice.
MUFG has paid a dividend for at least 10 years, which is a reliable track record.
MUFG has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)14.18%
Div Incr Years7
Div Non Decr Years7
5.3 Sustainability
MUFG pays out 28.61% of its income as dividend. This is a sustainable payout ratio.
MUFG's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP28.61%
EPS Next 2Y11.55%
EPS Next 3Y10.24%
15.13
+0.13 (+0.87%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners33.93%
Inst Owner Change0.02%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap172.18B
Revenue(TTM)8048.80B
Net Income(TTM)1862.95B
Analysts76.67
Price Target16.3 (7.73%)
Short Float %0.06%
Short Ratio1.92
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.1% |
Yearly Dividend0.3
Dividend Growth(5Y)14.18%
DP28.61%
Div Incr Years7
Div Non Decr Years7
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)48.69%
Min EPS beat(2)42.62%
Max EPS beat(2)54.75%
EPS beat(4)4
Avg EPS beat(4)43.78%
Min EPS beat(4)17.5%
Max EPS beat(4)60.26%
EPS beat(8)8
Avg EPS beat(8)36.39%
EPS beat(12)9
Avg EPS beat(12)18.79%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)270.81%
Min Revenue beat(2)197.55%
Max Revenue beat(2)344.07%
Revenue beat(4)4
Avg Revenue beat(4)209.93%
Min Revenue beat(4)135.57%
Max Revenue beat(4)344.07%
Revenue beat(8)8
Avg Revenue beat(8)224.51%
Revenue beat(12)12
Avg Revenue beat(12)181.56%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)4.71%
EPS NQ rev (1m)-0.88%
EPS NQ rev (3m)8.16%
EPS NY rev (1m)0%
EPS NY rev (3m)4.56%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)3.84%
Revenue NY rev (1m)0.97%
Revenue NY rev (3m)-36.6%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.27 | ||
| Fwd PE | 11.43 | ||
| P/S | 3.23 | ||
| P/FCF | N/A | ||
| P/OCF | 4084.49 | ||
| P/B | 1.28 | ||
| P/tB | 1.41 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.06
EY7.01%
EPS(NY)1.32
Fwd EY8.75%
FCF(TTM)-0.26
FCFYN/A
OCF(TTM)0
OCFY0.02%
SpS4.68
BVpS11.85
TBVpS10.77
PEG (NY)1
PEG (5Y)0.46
Graham Number16.81
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.45% | ||
| ROE | 9.08% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 22.98% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.37%
ROA(5y)0.33%
ROE(3y)7.72%
ROE(5y)6.89%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y5.25%
PM growth 5Y18.77%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.76 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 110.04% | ||
| Cap/Sales | 5.63% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACC3.86%
ROIC/WACCN/A
Cap/Depr(3y)119.26%
Cap/Depr(5y)115.02%
Cap/Sales(3y)5.97%
Cap/Sales(5y)6.46%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)27.33%
EPS 3Y22.31%
EPS 5Y31.34%
EPS Q2Q%0.11%
EPS Next Y14.33%
EPS Next 2Y11.55%
EPS Next 3Y10.24%
EPS Next 5YN/A
Revenue 1Y (TTM)11.67%
Revenue growth 3Y12.22%
Revenue growth 5Y8.34%
Sales Q2Q%-7.69%
Revenue Next Year-51.37%
Revenue Next 2Y-27.99%
Revenue Next 3Y-18.04%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y95.63%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y100.07%
OCF growth 3Y-91.33%
OCF growth 5Y-76%
MITSUBISHI UFJ FINL-SPON ADR / MUFG FAQ
What is the fundamental rating for MUFG stock?
ChartMill assigns a fundamental rating of 3 / 10 to MUFG.
What is the valuation status for MUFG stock?
ChartMill assigns a valuation rating of 3 / 10 to MITSUBISHI UFJ FINL-SPON ADR (MUFG). This can be considered as Overvalued.
Can you provide the profitability details for MITSUBISHI UFJ FINL-SPON ADR?
MITSUBISHI UFJ FINL-SPON ADR (MUFG) has a profitability rating of 3 / 10.
What are the PE and PB ratios of MITSUBISHI UFJ FINL-SPON ADR (MUFG) stock?
The Price/Earnings (PE) ratio for MITSUBISHI UFJ FINL-SPON ADR (MUFG) is 14.27 and the Price/Book (PB) ratio is 1.28.
Can you provide the financial health for MUFG stock?
The financial health rating of MITSUBISHI UFJ FINL-SPON ADR (MUFG) is 1 / 10.