MBIA INC (MBI) Fundamental Analysis & Valuation

NYSE:MBI • US55262C1009

Current stock price

5.835 USD
+0 (+0.09%)
Last:

This MBI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. MBI Profitability Analysis

1.1 Basic Checks

  • MBI had positive earnings in the past year.
  • MBI had a positive operating cash flow in the past year.
  • MBI had negative earnings in each of the past 5 years.
  • In multiple years MBI reported negative operating cash flow during the last 5 years.
MBI Yearly Net Income VS EBIT VS OCF VS FCFMBI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M -500M -1B -1.5B

1.2 Ratios

  • MBI has a Return On Assets of -8.79%. This is amonst the worse of the industry: MBI underperforms 89.86% of its industry peers.
  • MBI has a worse Return On Invested Capital (0.63%) than 64.86% of its industry peers.
Industry RankSector Rank
ROA -8.79%
ROE N/A
ROIC 0.63%
ROA(3y)-16.08%
ROA(5y)-12.75%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
MBI Yearly ROA, ROE, ROICMBI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100 -100 -200 -300

1.3 Margins

  • MBI has a Operating Margin of 20.00%. This is in the better half of the industry: MBI outperforms 74.32% of its industry peers.
  • MBI's Operating Margin has improved in the last couple of years.
  • MBI does not have Profit Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM 20%
PM (TTM) N/A
GM N/A
OM growth 3Y2.33%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
MBI Yearly Profit, Operating, Gross MarginsMBI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -2K -4K -6K -8K

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. MBI Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, MBI has less shares outstanding
  • The number of shares outstanding for MBI has been reduced compared to 5 years ago.
  • Compared to 1 year ago, MBI has a worse debt to assets ratio.
MBI Yearly Shares OutstandingMBI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
MBI Yearly Total Debt VS Total AssetsMBI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B

2.2 Solvency

  • MBI has a debt to FCF ratio of 92.66. This is a negative value and a sign of low solvency as MBI would need 92.66 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 92.66, MBI is doing worse than 76.35% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF 92.66
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
MBI Yearly LT Debt VS Equity VS FCFMBI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B 4B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
MBI Yearly Current Assets VS Current LiabilitesMBI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. MBI Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 111.79% over the past year.
  • Looking at the last year, MBI shows a very strong growth in Revenue. The Revenue has grown by 95.12%.
  • MBI shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -22.27% yearly.
EPS 1Y (TTM)111.79%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%50%
Revenue 1Y (TTM)95.12%
Revenue growth 3Y-18.9%
Revenue growth 5Y-22.27%
Sales Q2Q%0%

3.2 Future

  • MBI is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -70.30% yearly.
  • The Revenue is expected to decrease by -12.82% on average over the next years. This is quite bad
EPS Next Y-208.68%
EPS Next 2Y-70.3%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-12%
Revenue Next 2Y-12.82%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
MBI Yearly Revenue VS EstimatesMBI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M 800M
MBI Yearly EPS VS EstimatesMBI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 -2 -4

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Find the best growth stocksShow best growing peers

2

4. MBI Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 12.68, the valuation of MBI can be described as correct.
  • The rest of the industry has a similar Price/Earnings ratio as MBI.
  • MBI is valuated cheaply when we compare the Price/Earnings ratio to 26.86, which is the current average of the S&P500 Index.
  • MBI is expected to report negative earnings next year, which makes the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE 12.68
Fwd PE N/A
MBI Price Earnings VS Forward Price EarningsMBI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 -10 20 30

4.2 Price Multiples

  • MBI's Price/Free Cash Flow is on the same level as the industry average.
Industry RankSector Rank
P/FCF 7.82
EV/EBITDA N/A
MBI Per share dataMBI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 -10 -20 -30 -40

4.3 Compensation for Growth

  • MBI's earnings are expected to decrease with -70.30% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-70.3%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. MBI Dividend Analysis

5.1 Amount

  • MBI does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

MBI Fundamentals: All Metrics, Ratios and Statistics

MBIA INC

NYSE:MBI (4/13/2026, 2:34:22 PM)

5.835

+0 (+0.09%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-26
Earnings (Next)05-07
Inst Owners47.25%
Inst Owner Change0%
Ins Owners11.27%
Ins Owner Change4.94%
Market Cap297.18M
Revenue(TTM)80.00M
Net Income(TTM)-177.00M
Analysts76.67
Price Target7.4 (26.82%)
Short Float %4.19%
Short Ratio5.04
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)482.31%
Min EPS beat(2)-106.63%
Max EPS beat(2)1071.24%
EPS beat(4)1
Avg EPS beat(4)232%
Min EPS beat(4)-106.63%
Max EPS beat(4)1071.24%
EPS beat(8)2
Avg EPS beat(8)-138.56%
EPS beat(12)3
Avg EPS beat(12)-247.99%
EPS beat(16)5
Avg EPS beat(16)-205%
Revenue beat(2)2
Avg Revenue beat(2)40.26%
Min Revenue beat(2)15.51%
Max Revenue beat(2)65.02%
Revenue beat(4)3
Avg Revenue beat(4)23.76%
Min Revenue beat(4)-0.99%
Max Revenue beat(4)65.02%
Revenue beat(8)7
Avg Revenue beat(8)28.48%
Revenue beat(12)11
Avg Revenue beat(12)26.31%
Revenue beat(16)15
Avg Revenue beat(16)110.4%
PT rev (1m)-6.45%
PT rev (3m)-6.45%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-24%
EPS NY rev (1m)0%
EPS NY rev (3m)1%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)4.76%
Valuation
Industry RankSector Rank
PE 12.68
Fwd PE N/A
P/S 3.71
P/FCF 7.82
P/OCF 7.82
P/B N/A
P/tB N/A
EV/EBITDA N/A
EPS(TTM)0.46
EY7.88%
EPS(NY)-0.5
Fwd EYN/A
FCF(TTM)0.75
FCFY12.79%
OCF(TTM)0.75
OCFY12.79%
SpS1.57
BVpS-43.79
TBVpS-43.79
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -8.79%
ROE N/A
ROCE 0.8%
ROIC 0.63%
ROICexc 0.65%
ROICexgc 0.71%
OM 20%
PM (TTM) N/A
GM N/A
FCFM 47.5%
ROA(3y)-16.08%
ROA(5y)-12.75%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y-0.74%
ROICexgc growth 5YN/A
ROICexc growth 3Y-1.02%
ROICexc growth 5YN/A
OM growth 3Y2.33%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF 92.66
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 250
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)111.79%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%50%
EPS Next Y-208.68%
EPS Next 2Y-70.3%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)95.12%
Revenue growth 3Y-18.9%
Revenue growth 5Y-22.27%
Sales Q2Q%0%
Revenue Next Year-12%
Revenue Next 2Y-12.82%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y106.84%
EBIT growth 3Y-17.02%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y121.59%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y121.59%
OCF growth 3YN/A
OCF growth 5YN/A

MBIA INC / MBI Fundamental Analysis FAQ

What is the fundamental rating for MBI stock?

ChartMill assigns a fundamental rating of 2 / 10 to MBI.


Can you provide the valuation status for MBIA INC?

ChartMill assigns a valuation rating of 2 / 10 to MBIA INC (MBI). This can be considered as Overvalued.


Can you provide the profitability details for MBIA INC?

MBIA INC (MBI) has a profitability rating of 2 / 10.


What is the financial health of MBIA INC (MBI) stock?

The financial health rating of MBIA INC (MBI) is 1 / 10.


What is the expected EPS growth for MBIA INC (MBI) stock?

The Earnings per Share (EPS) of MBIA INC (MBI) is expected to decline by -208.68% in the next year.