FFBW INC (FFBW)

US30260M1036 - Common Stock

11.78  -0.02 (-0.17%)

Fundamental Rating

2

Taking everything into account, FFBW scores 2 out of 10 in our fundamental rating. FFBW was compared to 0 industry peers in the Thrifts & Mortgage Finance industry. FFBW scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. FFBW has a expensive valuation and it also scores bad on growth.



2

1. Profitability

1.1 Basic Checks

In the past year FFBW was profitable.
In the past year FFBW had a positive cash flow from operations.
FFBW had positive earnings in 4 of the past 5 years.
Each year in the past 5 years FFBW had a positive operating cash flow.

1.2 Ratios

Looking at the Return On Assets, with a value of 0.67%, FFBW is doing worse than 61.18% of the companies in the same industry.
FFBW's Return On Equity of 2.73% is on the low side compared to the rest of the industry. FFBW is outperformed by 76.47% of its industry peers.
Industry RankSector Rank
ROA 0.67%
ROE 2.73%
ROIC N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A

1.3 Margins

FFBW has a worse Profit Margin (17.78%) than 60.00% of its industry peers.
FFBW's Profit Margin has improved in the last couple of years.
The Operating Margin and Gross Margin are not available for FFBW so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 17.78%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y13.93%
PM growth 5Y52.02%
GM growth 3YN/A
GM growth 5YN/A

4

2. Health

2.1 Basic Checks

FFBW does not have a ROIC to compare to the WACC, probably because it is not profitable.
FFBW has less shares outstanding than it did 1 year ago.
FFBW has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.

2.2 Solvency

FFBW has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z N/A
ROIC/WACCN/A
WACC8.73%

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A

3

3. Growth

3.1 Past

The Earnings Per Share has grown by an nice 17.95% over the past year.
FFBW shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 69.55% yearly.
FFBW shows a small growth in Revenue. In the last year, the Revenue has grown by 1.04%.
FFBW shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.48% yearly.
EPS 1Y (TTM)17.95%
EPS 3Y29.33%
EPS 5Y69.55%
EPS growth Q2Q34.93%
Revenue 1Y (TTM)1.04%
Revenue growth 3Y8.1%
Revenue growth 5Y7.48%
Revenue growth Q2Q14.67%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

0

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 31.84, the valuation of FFBW can be described as expensive.
Based on the Price/Earnings ratio, FFBW is valued a bit more expensive than the industry average as 75.29% of the companies are valued more cheaply.
When comparing the Price/Earnings ratio of FFBW to the average of the S&P500 Index (28.60), we can say FFBW is valued inline with the index average.
Industry RankSector Rank
PE 31.84
Fwd PE N/A

4.2 Price Multiples

FFBW's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. FFBW is more expensive than 62.35% of the companies in the same industry.
Industry RankSector Rank
P/FCF 47.52
EV/EBITDA N/A

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)0.46
EPS Next 2YN/A
EPS Next 3YN/A

0

5. Dividend

5.1 Amount

FFBW does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

FFBW INC

NASDAQ:FFBW (2/13/2023, 7:20:07 PM)

11.78

-0.02 (-0.17%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryThrifts & Mortgage Finance
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap65.43M
Analysts
Price Target
Dividend
Industry RankSector Rank
Dividend Yield N/A
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
Max Revenue beat(4)
Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
Avg Revenue beat(12)
Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
Industry RankSector Rank
PE 31.84
Fwd PE N/A
P/S
P/FCF
P/OCF
P/B
P/tB
EV/EBITDA
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)0.46
Profitability
Industry RankSector Rank
ROA 0.67%
ROE 2.73%
ROCE
ROIC
ROICexc
ROICexgc
OM N/A
PM (TTM) 17.78%
GM N/A
FCFM
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF
Debt/EBITDA
Cap/Depr
Cap/Sales
Interest Coverage
Cash Conversion
Profit Quality
Current Ratio N/A
Quick Ratio N/A
Altman-Z
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)17.95%
EPS 3Y29.33%
EPS 5Y
EPS growth Q2Q
EPS Next YN/A
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)1.04%
Revenue growth 3Y8.1%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y