USA - NYSE:CIA - US1747401008 - Common Stock
We assign a fundamental rating of 3 out of 10 to CIA. CIA was compared to 147 industry peers in the Insurance industry. CIA scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. CIA does not seem to be growing, but still is valued expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.66% | ||
| ROE | 4.91% | ||
| ROIC | 0.58% |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.83% | ||
| PM (TTM) | 4.57% | ||
| GM | N/A |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | N/A |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26 | ||
| Fwd PE | 14.16 |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.75 | ||
| EV/EBITDA | 20.17 |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NYSE:CIA (10/27/2025, 12:15:57 PM)
5.72
+0.05 (+0.88%)
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 26 | ||
| Fwd PE | 14.16 | ||
| P/S | 1.17 | ||
| P/FCF | 11.75 | ||
| P/OCF | 11.4 | ||
| P/B | 1.25 | ||
| P/tB | 1.3 | ||
| EV/EBITDA | 20.17 |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.66% | ||
| ROE | 4.91% | ||
| ROCE | 0.73% | ||
| ROIC | 0.58% | ||
| ROICexc | 0.58% | ||
| ROICexgc | 0.6% | ||
| OM | 4.83% | ||
| PM (TTM) | 4.57% | ||
| GM | N/A | ||
| FCFM | 9.95% |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 66.96% | ||
| Cap/Sales | 0.3% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 194% | ||
| Profit Quality | 217.51% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
ChartMill assigns a fundamental rating of 3 / 10 to CIA.
ChartMill assigns a valuation rating of 2 / 10 to CITIZENS INC (CIA). This can be considered as Overvalued.
CITIZENS INC (CIA) has a profitability rating of 2 / 10.
The Price/Earnings (PE) ratio for CITIZENS INC (CIA) is 26 and the Price/Book (PB) ratio is 1.25.
The Earnings per Share (EPS) of CITIZENS INC (CIA) is expected to decline by -31.25% in the next year.