CITIZENS INC (CIA) Stock Price & Overview

NYSE:CIA • US1747401008

5.08 USD
-0.04 (-0.78%)
At close: Mar 9, 2026
5.08 USD
0 (0%)
After Hours: 3/9/2026, 7:51:44 PM

The current stock price of CIA is 5.08 USD. Today CIA is down by -0.78%. In the past month the price decreased by -15.05%. In the past year, price increased by 8.78%.

CIA Key Statistics

52-Week Range2.9 - 6.404
Current CIA stock price positioned within its 52-week range.
1-Month Range4.8 - 6.404
Current CIA stock price positioned within its 1-month range.
Market Cap
255.524M
P/E
24.19
Fwd P/E
16.77
EPS (TTM)
0.21
Dividend Yield
N/A

CIA Stock Performance

Today
-0.78%
1 Week
-12.11%
1 Month
-15.05%
3 Months
-1.55%
Longer-term
6 Months -6.79%
1 Year +8.78%
2 Years +137.38%
3 Years +36.93%
5 Years -12.26%
10 Years -29.83%

CIA Stock Chart

CITIZENS INC / CIA Daily stock chart

CIA Technical Analysis

ChartMill assigns a technical rating of 1 / 10 to CIA. When comparing the yearly performance of all stocks, CIA turns out to be only a medium performer in the overall market: it outperformed 50.28% of all stocks.


Chartmill TA Rating
Chartmill Setup Rating
CIA Full Technical Analysis Report

CIA Fundamental Analysis

ChartMill assigns a fundamental rating of 3 / 10 to CIA. While CIA seems to be doing ok healthwise, there are quite some concerns on its profitability.


Chartmill FA Analysis
Valuation
Growth
Profitability
Health
Dividend
CIA Full Fundamental Analysis Report

CIA Earnings

On November 6, 2025 CIA reported an EPS of 0.04 and a revenue of 62.81M. The company missed EPS expectations (-33.99% surprise) and missed revenue expectations (-2.01% surprise).

Next Earnings DateMar 12, 2026
Last Earnings DateNov 6, 2025
PeriodQ3 / 2025
EPS Reported$0.04
Revenue Reported62.808M
EPS Surprise -33.99%
Revenue Surprise -2.01%
CIA Earnings History

CIA Forecast & Estimates

5 analysts have analysed CIA and the average price target is 6.12 USD. This implies a price increase of 20.47% is expected in the next year compared to the current price of 5.08.

For the next year, analysts expect an EPS growth of -31.25% and a revenue growth 1.9% for CIA


Analysts
Analysts84
Price Target6.12 (20.47%)
EPS Next Y-31.25%
Revenue Next Year1.9%
CIA Forecast & Estimates

CIA Groups

Sector & Classification

CIA Financial Highlights

Over the last trailing twelve months CIA reported a non-GAAP Earnings per Share(EPS) of 0.21. The EPS decreased by -52.07% compared to the year before.


Income Statements
Revenue(TTM)247.02M
Net Income(TTM)10.87M
Industry RankSector Rank
PM (TTM) 4.4%
ROA 0.62%
ROE 4.82%
Debt/Equity 0
Chartmill High Growth Momentum
EPS Q2Q%-20%
Sales Q2Q%1.74%
EPS 1Y (TTM)-52.07%
Revenue 1Y (TTM)-0.55%
CIA financials

CIA Ownership

Ownership
Inst Owners27.44%
Shares50.30M
Float44.63M
Ins Owners2.46%
Short Float %8.88%
Short Ratio44.58
CIA Ownership

CIA Competitors/Peers

The largest stocks on the US markets in the "Life & Health Insurance" sub-industry
Full List
SymbolCompany NameTechnical RatingFundamental RatingFPEMarket Cap
AFL AFLAC INC14.0457.467B
MET METLIFE INC7.1646.837B
PRU PRUDENTIAL FINANCIAL INC6.5933.798B
PFG PRINCIPAL FINANCIAL GROUP9.5420.006B
UNM UNUM GROUP8.1612.039B
GL GLOBE LIFE INC9.1711.319B
PRH PRUDENTIAL FINANCIAL INC - PRU 5.95 09/01/621.698.571B
PRS PRUDENTIAL FINANCIAL INC - PRU 5 5/8 08/15/581.648.355B
PRI PRIMERICA INC10.488.146B
LNC LINCOLN NATIONAL CORP4.186.471B
PFH PRUDENTIAL FINANCIAL INC - PRU 4 1/8 09/01/601.185.996B
ATHS ATHENE HOLDING LTD - ATH 7 1/4 03/30/64 N/A5.057B
OSCR OSCAR HEALTH INC - CLASS A24.444.121B

About CIA

Company Profile

CIA logo image Citizens, Inc. is a holding company, which engages in the provision of insurance and reinsurance services. The company is headquartered in Austin, Texas and currently employs 247 full-time employees. The company operates two segments: Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment and critical illness policies to non-U.S. residents, located principally in Latin America and the Pacific Rim. In the U.S. it primarily sells whole-life final expense insurance and insurance with living benefits. This segment operates business through CICA Life, A.I. (CICA International) and CICA Life Insurance Company of America (CICA Domestic). The Home Service Insurance segment offers affordable life insurance policies to lower-income households in Louisiana, Mississippi and Arkansas, conducting business through Security Plan Life Insurance Company and Magnolia Guaranty Life Insurance Company.

Company Info

CITIZENS INC

11815 Alterra Pkwy, Suite 1500

Austin TEXAS 78714 US

CEO: Gerald W. Shields

Employees: 249

CIA Company Website

CIA Investor Relations

Phone: 15128377100

CITIZENS INC / CIA FAQ

What does CIA do?

Citizens, Inc. is a holding company, which engages in the provision of insurance and reinsurance services. The company is headquartered in Austin, Texas and currently employs 247 full-time employees. The company operates two segments: Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment and critical illness policies to non-U.S. residents, located principally in Latin America and the Pacific Rim. In the U.S. it primarily sells whole-life final expense insurance and insurance with living benefits. This segment operates business through CICA Life, A.I. (CICA International) and CICA Life Insurance Company of America (CICA Domestic). The Home Service Insurance segment offers affordable life insurance policies to lower-income households in Louisiana, Mississippi and Arkansas, conducting business through Security Plan Life Insurance Company and Magnolia Guaranty Life Insurance Company.


What is the stock price of CITIZENS INC today?

The current stock price of CIA is 5.08 USD. The price decreased by -0.78% in the last trading session.


Does CIA stock pay dividends?

CIA does not pay a dividend.


What is the ChartMill rating of CITIZENS INC stock?

CIA has a ChartMill Technical rating of 1 out of 10 and a ChartMill Fundamental rating of 3 out of 10.


Can you provide the upcoming dividend date for CITIZENS INC?

The next ex-dividend date for CITIZENS INC (CIA) is February 7, 2022.


Would investing in CITIZENS INC be a good decision?

This depends on your investment goals. Check the Technical and Fundamental Analysis tabs for insights on CIA.


What is the ownership structure of CITIZENS INC (CIA)?

You can find the ownership structure of CITIZENS INC (CIA) on the Ownership tab.