FIRST BUSEY CORPORATION - BUSE 8 1/4 PERP (BUSEP) Fundamental Analysis & Valuation

NASDAQ:BUSEP • US3193836000

Current stock price

25.72 USD
-0.05 (-0.19%)
At close:
25.7 USD
-0.02 (-0.08%)
After Hours:

This BUSEP fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. BUSEP Profitability Analysis

1.1 Basic Checks

  • In the past year BUSEP was profitable.
  • BUSEP had a positive operating cash flow in the past year.
  • Each year in the past 5 years BUSEP has been profitable.
  • Of the past 5 years BUSEP 4 years had a positive operating cash flow.
BUSEP Yearly Net Income VS EBIT VS OCF VS FCFBUSEP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M 150M 200M 250M

1.2 Ratios

  • BUSEP's Return On Assets of 0.54% is on the low side compared to the rest of the industry. BUSEP is outperformed by 77.95% of its industry peers.
  • BUSEP has a worse Return On Equity (3.97%) than 84.25% of its industry peers.
Industry RankSector Rank
ROA 0.54%
ROE 3.97%
ROIC N/A
ROA(3y)0.88%
ROA(5y)0.93%
ROE(3y)7.64%
ROE(5y)8.7%
ROIC(3y)N/A
ROIC(5y)N/A
BUSEP Yearly ROA, ROE, ROICBUSEP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • BUSEP's Profit Margin of 15.30% is on the low side compared to the rest of the industry. BUSEP is outperformed by 78.48% of its industry peers.
  • BUSEP's Profit Margin has declined in the last couple of years.
  • BUSEP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 15.3%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-15.12%
PM growth 5Y-6.97%
GM growth 3YN/A
GM growth 5YN/A
BUSEP Yearly Profit, Operating, Gross MarginsBUSEP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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2

2. BUSEP Health Analysis

2.1 Basic Checks

  • BUSEP does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, BUSEP has more shares outstanding
  • BUSEP has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, BUSEP has an improved debt to assets ratio.
BUSEP Yearly Shares OutstandingBUSEP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M
BUSEP Yearly Total Debt VS Total AssetsBUSEP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

2.2 Solvency

  • The Debt to FCF ratio of BUSEP is 2.16, which is a good value as it means it would take BUSEP, 2.16 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 2.16, BUSEP is in line with its industry, outperforming 46.46% of the companies in the same industry.
  • A Debt/Equity ratio of 0.14 indicates that BUSEP is not too dependend on debt financing.
  • BUSEP's Debt to Equity ratio of 0.14 is in line compared to the rest of the industry. BUSEP outperforms 56.43% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.14
Debt/FCF 2.16
Altman-Z N/A
ROIC/WACCN/A
WACC13.2%
BUSEP Yearly LT Debt VS Equity VS FCFBUSEP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B 2B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BUSEP Yearly Current Assets VS Current LiabilitesBUSEP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. BUSEP Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 21.74% over the past year.
  • Measured over the past 5 years, BUSEP shows a small growth in Earnings Per Share. The EPS has been growing by 6.61% on average per year.
  • The Revenue has grown by 55.66% in the past year. This is a very strong growth!
  • Measured over the past years, BUSEP shows a quite strong growth in Revenue. The Revenue has been growing by 12.39% on average per year.
EPS 1Y (TTM)21.74%
EPS 3Y2.65%
EPS 5Y6.61%
EPS Q2Q%28.3%
Revenue 1Y (TTM)55.66%
Revenue growth 3Y16.92%
Revenue growth 5Y12.39%
Sales Q2Q%71.45%

3.2 Future

  • The Earnings Per Share is expected to grow by 4.72% on average over the next years.
  • BUSEP is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.58% yearly.
EPS Next Y2.88%
EPS Next 2Y4.72%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year11.61%
Revenue Next 2Y7.58%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
BUSEP Yearly Revenue VS EstimatesBUSEP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M 800M
BUSEP Yearly EPS VS EstimatesBUSEP Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2 2.5

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4

4. BUSEP Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 10.21, the valuation of BUSEP can be described as very reasonable.
  • BUSEP's Price/Earnings ratio is a bit cheaper when compared to the industry. BUSEP is cheaper than 71.13% of the companies in the same industry.
  • BUSEP is valuated cheaply when we compare the Price/Earnings ratio to 26.11, which is the current average of the S&P500 Index.
  • A Price/Forward Earnings ratio of 9.92 indicates a reasonable valuation of BUSEP.
  • BUSEP's Price/Forward Earnings is on the same level as the industry average.
  • When comparing the Price/Forward Earnings ratio of BUSEP to the average of the S&P500 Index (24.12), we can say BUSEP is valued rather cheaply.
Industry RankSector Rank
PE 10.21
Fwd PE 9.92
BUSEP Price Earnings VS Forward Price EarningsBUSEP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of BUSEP indicates a slightly more expensive valuation: BUSEP is more expensive than 60.63% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 14.07
EV/EBITDA N/A
BUSEP Per share dataBUSEP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20 25

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates BUSEP does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)3.54
PEG (5Y)1.54
EPS Next 2Y4.72%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. BUSEP Dividend Analysis

5.1 Amount

  • BUSEP has a Yearly Dividend Yield of 4.18%, which is a nice return.
  • Compared to an average industry Dividend Yield of 2.90, BUSEP pays a bit more dividend than its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.91, BUSEP pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.18%

5.2 History

  • The dividend of BUSEP has a limited annual growth rate of 2.14%.
  • BUSEP does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)2.14%
Div Incr YearsN/A
Div Non Decr YearsN/A

5.3 Sustainability

  • BUSEP pays out 80.04% of its income as dividend. This is not a sustainable payout ratio.
  • BUSEP's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP80.04%
EPS Next 2Y4.72%
EPS Next 3YN/A
BUSEP Yearly Income VS Free CF VS DividendBUSEP Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M 150M 200M
BUSEP Dividend Payout.BUSEP Dividend Payout, showing the Payout Ratio.BUSEP Dividend Payout.PayoutRetained Earnings

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BUSEP Fundamentals: All Metrics, Ratios and Statistics

FIRST BUSEY CORPORATION - BUSE 8 1/4 PERP

NASDAQ:BUSEP (3/18/2026, 4:30:02 PM)

After market: 25.7 -0.02 (-0.08%)

25.72

-0.05 (-0.19%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-27
Earnings (Next)04-28
Inst Owners63.53%
Inst Owner ChangeN/A
Ins Owners3.83%
Ins Owner ChangeN/A
Market Cap2.22B
Revenue(TTM)719.58M
Net Income(TTM)97.33M
Analysts78.46
Price Target28.9 (12.36%)
Short Float %0.03%
Short Ratio1.02
Dividend
Industry RankSector Rank
Dividend Yield 4.18%
Yearly Dividend0.97
Dividend Growth(5Y)2.14%
DP80.04%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.37%
Min EPS beat(2)-1.33%
Max EPS beat(2)0.6%
EPS beat(4)3
Avg EPS beat(4)1.56%
Min EPS beat(4)-1.33%
Max EPS beat(4)5.44%
EPS beat(8)4
Avg EPS beat(8)-0.67%
EPS beat(12)5
Avg EPS beat(12)-2.01%
EPS beat(16)5
Avg EPS beat(16)-2.6%
Revenue beat(2)1
Avg Revenue beat(2)-0.74%
Min Revenue beat(2)-1.82%
Max Revenue beat(2)0.34%
Revenue beat(4)1
Avg Revenue beat(4)-4.03%
Min Revenue beat(4)-12.98%
Max Revenue beat(4)0.34%
Revenue beat(8)1
Avg Revenue beat(8)-2.79%
Revenue beat(12)1
Avg Revenue beat(12)-3.3%
Revenue beat(16)1
Avg Revenue beat(16)-2.84%
PT rev (1m)-0.49%
PT rev (3m)2.2%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.27%
EPS NY rev (1m)-0.39%
EPS NY rev (3m)-0.03%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.25%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.58%
Valuation
Industry RankSector Rank
PE 10.21
Fwd PE 9.92
P/S 3.49
P/FCF 14.07
P/OCF 12.84
P/B 0.91
P/tB 1.13
EV/EBITDA N/A
EPS(TTM)2.52
EY9.8%
EPS(NY)2.59
Fwd EY10.08%
FCF(TTM)1.83
FCFY7.11%
OCF(TTM)2
OCFY7.79%
SpS7.38
BVpS28.4
TBVpS22.77
PEG (NY)3.54
PEG (5Y)1.54
Graham Number40.13
Profitability
Industry RankSector Rank
ROA 0.54%
ROE 3.97%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 15.3%
GM N/A
FCFM 24.77%
ROA(3y)0.88%
ROA(5y)0.93%
ROE(3y)7.64%
ROE(5y)8.7%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-15.12%
PM growth 5Y-6.97%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.14
Debt/FCF 2.16
Debt/EBITDA N/A
Cap/Depr 55.67%
Cap/Sales 2.37%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 161.9%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACC13.2%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)21.74%
EPS 3Y2.65%
EPS 5Y6.61%
EPS Q2Q%28.3%
EPS Next Y2.88%
EPS Next 2Y4.72%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)55.66%
Revenue growth 3Y16.92%
Revenue growth 5Y12.39%
Sales Q2Q%71.45%
Revenue Next Year11.61%
Revenue Next 2Y7.58%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-4.39%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y0.37%
OCF growth 3YN/A
OCF growth 5YN/A

FIRST BUSEY CORPORATION - BUSE 8 1/4 PERP / BUSEP Fundamental Analysis FAQ

What is the fundamental rating for BUSEP stock?

ChartMill assigns a fundamental rating of 3 / 10 to BUSEP.


Can you provide the valuation status for FIRST BUSEY CORPORATION - BUSE 8 1/4 PERP?

ChartMill assigns a valuation rating of 4 / 10 to FIRST BUSEY CORPORATION - BUSE 8 1/4 PERP (BUSEP). This can be considered as Fairly Valued.


How profitable is FIRST BUSEY CORPORATION - BUSE 8 1/4 PERP (BUSEP) stock?

FIRST BUSEY CORPORATION - BUSE 8 1/4 PERP (BUSEP) has a profitability rating of 2 / 10.


What is the expected EPS growth for FIRST BUSEY CORPORATION - BUSE 8 1/4 PERP (BUSEP) stock?

The Earnings per Share (EPS) of FIRST BUSEY CORPORATION - BUSE 8 1/4 PERP (BUSEP) is expected to grow by 2.88% in the next year.


Is the dividend of FIRST BUSEY CORPORATION - BUSE 8 1/4 PERP sustainable?

The dividend rating of FIRST BUSEY CORPORATION - BUSE 8 1/4 PERP (BUSEP) is 5 / 10 and the dividend payout ratio is 80.04%.