7.46 USD
-0.01 (-0.13%)
7.46 USD
0 (0%)
ADAM gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 69 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. Both the profitability and financial health of ADAM have multiple concerns. ADAM has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year ADAM was profitable.
In the past year ADAM had a positive cash flow from operations.
ADAM had negative earnings in 4 of the past 5 years.
In the past 5 years ADAM always reported a positive cash flow from operatings.
1.2 Ratios
ADAM has a Return On Assets (0.14%) which is in line with its industry peers.
ADAM has a Return On Equity (1.27%) which is comparable to the rest of the industry.
ADAM has a worse Return On Invested Capital (0.31%) than 60.87% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.14% | ||
| ROE | 1.27% | ||
| ROIC | 0.31% |
ROA(3y)-2.6%
ROA(5y)-2.47%
ROE(3y)-10.8%
ROE(5y)-8.12%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
ADAM has a Profit Margin of 2.62%. This is comparable to the rest of the industry: ADAM outperforms 42.03% of its industry peers.
ADAM has a Operating Margin of 7.21%. This is in the lower half of the industry: ADAM underperforms 62.32% of its industry peers.
ADAM has a Gross Margin of 31.77%. This is in the better half of the industry: ADAM outperforms 63.77% of its industry peers.
ADAM's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.21% | ||
| PM (TTM) | 2.62% | ||
| GM | 31.77% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.68%
GM growth 5Y-1.48%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), ADAM is destroying value.
Compared to 1 year ago, ADAM has about the same amount of shares outstanding.
ADAM has less shares outstanding than it did 5 years ago.
The debt/assets ratio for ADAM is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of -0.66, we must say that ADAM is in the distress zone and has some risk of bankruptcy.
ADAM has a Altman-Z score of -0.66. This is in the lower half of the industry: ADAM underperforms 72.46% of its industry peers.
ADAM has a debt to FCF ratio of 137.72. This is a negative value and a sign of low solvency as ADAM would need 137.72 years to pay back of all of its debts.
ADAM's Debt to FCF ratio of 137.72 is fine compared to the rest of the industry. ADAM outperforms 60.87% of its industry peers.
ADAM has a Debt/Equity ratio of 7.78. This is a high value indicating a heavy dependency on external financing.
ADAM has a Debt to Equity ratio of 7.78. This is in the lower half of the industry: ADAM underperforms 65.22% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 7.78 | ||
| Debt/FCF | 137.73 | ||
| Altman-Z | -0.66 |
ROIC/WACC0.06
WACC5.33%
2.3 Liquidity
A Current Ratio of 0.06 indicates that ADAM may have some problems paying its short term obligations.
ADAM has a worse Current ratio (0.06) than 69.57% of its industry peers.
ADAM has a Quick Ratio of 0.06. This is a bad value and indicates that ADAM is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.06, ADAM is not doing good in the industry: 69.57% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.06 | ||
| Quick Ratio | 0.06 |
3. Growth
3.1 Past
ADAM shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 141.18%, which is quite impressive.
Looking at the last year, ADAM shows a quite strong growth in Revenue. The Revenue has grown by 8.93% in the last year.
Measured over the past years, ADAM shows a decrease in Revenue. The Revenue has been decreasing by -7.75% on average per year.
EPS 1Y (TTM)141.18%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-33.33%
Revenue 1Y (TTM)8.93%
Revenue growth 3Y11.51%
Revenue growth 5Y-7.75%
Sales Q2Q%-79.82%
3.2 Future
Based on estimates for the next years, ADAM will show a very strong growth in Earnings Per Share. The EPS will grow by 46.51% on average per year.
The Revenue is expected to grow by 48.89% on average over the next years. This is a very strong growth
EPS Next Y199.22%
EPS Next 2Y67.37%
EPS Next 3Y46.51%
EPS Next 5YN/A
Revenue Next Year104.8%
Revenue Next 2Y74.93%
Revenue Next 3Y48.89%
Revenue Next 5YN/A
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 106.57, the valuation of ADAM can be described as expensive.
Based on the Price/Earnings ratio, ADAM is valued a bit more expensive than the industry average as 72.46% of the companies are valued more cheaply.
Compared to an average S&P500 Price/Earnings ratio of 26.49, ADAM is valued quite expensively.
Based on the Price/Forward Earnings ratio of 9.50, the valuation of ADAM can be described as reasonable.
Based on the Price/Forward Earnings ratio, ADAM is valued a bit cheaper than the industry average as 60.87% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of ADAM to the average of the S&P500 Index (23.69), we can say ADAM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 106.57 | ||
| Fwd PE | 9.5 |
4.2 Price Multiples
78.26% of the companies in the same industry are more expensive than ADAM, based on the Enterprise Value to EBITDA ratio.
Based on the Price/Free Cash Flow ratio, ADAM is valued a bit cheaper than the industry average as 76.81% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.57 | ||
| EV/EBITDA | 65.95 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
ADAM's earnings are expected to grow with 46.51% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.53
PEG (5Y)N/A
EPS Next 2Y67.37%
EPS Next 3Y46.51%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 12.32%, ADAM is a good candidate for dividend investing.
ADAM's Dividend Yield is comparable with the industry average which is at 12.09.
Compared to an average S&P500 Dividend Yield of 2.31, ADAM pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.32% |
5.2 History
The dividend of ADAM is nicely growing with an annual growth rate of 8.89%!
ADAM has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)8.89%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
665.48% of the earnings are spent on dividend by ADAM. This is not a sustainable payout ratio.
The dividend of ADAM is growing, but earnings are growing more, so the dividend growth is sustainable.
DP665.48%
EPS Next 2Y67.37%
EPS Next 3Y46.51%
7.46
-0.01 (-0.13%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners58.53%
Inst Owner ChangeN/A
Ins Owners7.09%
Ins Owner ChangeN/A
Market Cap673.71M
Revenue(TTM)674.62M
Net Income(TTM)17.67M
Analysts76.36
Price Target7.91 (6.03%)
Short Float %2.44%
Short Ratio3.46
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.32% |
Yearly Dividend1.29
Dividend Growth(5Y)8.89%
DP665.48%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-67.15%
Min EPS beat(2)-120.64%
Max EPS beat(2)-13.65%
EPS beat(4)1
Avg EPS beat(4)-205.11%
Min EPS beat(4)-945.64%
Max EPS beat(4)259.48%
EPS beat(8)3
Avg EPS beat(8)32.17%
EPS beat(12)4
Avg EPS beat(12)-514.85%
EPS beat(16)4
Avg EPS beat(16)-703.81%
Revenue beat(2)0
Avg Revenue beat(2)-15.53%
Min Revenue beat(2)-19.17%
Max Revenue beat(2)-11.88%
Revenue beat(4)2
Avg Revenue beat(4)88.6%
Min Revenue beat(4)-19.17%
Max Revenue beat(4)380.49%
Revenue beat(8)6
Avg Revenue beat(8)335.96%
Revenue beat(12)10
Avg Revenue beat(12)324.36%
Revenue beat(16)12
Avg Revenue beat(16)240.43%
PT rev (1m)2.48%
PT rev (3m)N/A
EPS NQ rev (1m)57.89%
EPS NQ rev (3m)N/A
EPS NY rev (1m)14.86%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)7.47%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.12%
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 106.57 | ||
| Fwd PE | 9.5 | ||
| P/S | 1 | ||
| P/FCF | 8.57 | ||
| P/OCF | 6.67 | ||
| P/B | 0.48 | ||
| P/tB | 0.49 | ||
| EV/EBITDA | 65.95 |
EPS(TTM)0.07
EY0.94%
EPS(NY)0.79
Fwd EY10.53%
FCF(TTM)0.87
FCFY11.66%
OCF(TTM)1.12
OCFY15%
SpS7.47
BVpS15.4
TBVpS15.15
PEG (NY)0.53
PEG (5Y)N/A
Graham Number4.92
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.14% | ||
| ROE | 1.27% | ||
| ROCE | 0.84% | ||
| ROIC | 0.31% | ||
| ROICexc | 0.32% | ||
| ROICexgc | 0.32% | ||
| OM | 7.21% | ||
| PM (TTM) | 2.62% | ||
| GM | 31.77% | ||
| FCFM | 11.65% |
ROA(3y)-2.6%
ROA(5y)-2.47%
ROE(3y)-10.8%
ROE(5y)-8.12%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.68%
GM growth 5Y-1.48%
F-Score5
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 7.78 | ||
| Debt/FCF | 137.73 | ||
| Debt/EBITDA | 147.76 | ||
| Cap/Depr | 91.28% | ||
| Cap/Sales | 3.33% | ||
| Interest Coverage | 0.12 | ||
| Cash Conversion | 137.99% | ||
| Profit Quality | 444.66% | ||
| Current Ratio | 0.06 | ||
| Quick Ratio | 0.06 | ||
| Altman-Z | -0.66 |
F-Score5
WACC5.33%
ROIC/WACC0.06
Cap/Depr(3y)153.69%
Cap/Depr(5y)N/A
Cap/Sales(3y)61.91%
Cap/Sales(5y)40.52%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)141.18%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-33.33%
EPS Next Y199.22%
EPS Next 2Y67.37%
EPS Next 3Y46.51%
EPS Next 5YN/A
Revenue 1Y (TTM)8.93%
Revenue growth 3Y11.51%
Revenue growth 5Y-7.75%
Sales Q2Q%-79.82%
Revenue Next Year104.8%
Revenue Next 2Y74.93%
Revenue Next 3Y48.89%
Revenue Next 5YN/A
EBIT growth 1Y4.42%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y343.05%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y299.73%
OCF growth 3Y-53.38%
OCF growth 5Y-16.71%
ADAMAS TRUST INC / ADAM FAQ
What is the ChartMill fundamental rating of ADAMAS TRUST INC (ADAM) stock?
ChartMill assigns a fundamental rating of 4 / 10 to ADAM.
Can you provide the valuation status for ADAMAS TRUST INC?
ChartMill assigns a valuation rating of 5 / 10 to ADAMAS TRUST INC (ADAM). This can be considered as Fairly Valued.
How profitable is ADAMAS TRUST INC (ADAM) stock?
ADAMAS TRUST INC (ADAM) has a profitability rating of 3 / 10.
What is the financial health of ADAMAS TRUST INC (ADAM) stock?
The financial health rating of ADAMAS TRUST INC (ADAM) is 2 / 10.
Can you provide the dividend sustainability for ADAM stock?
The dividend rating of ADAMAS TRUST INC (ADAM) is 5 / 10 and the dividend payout ratio is 665.48%.