ADAMAS TRUST INC (ADAM) Stock Fundamental Analysis

NASDAQ:ADAM • US6496048405

8.16 USD
+0.1 (+1.24%)
At close: Feb 13, 2026
8.16 USD
0 (0%)
After Hours: 2/13/2026, 8:00:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

ADAM gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 70 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. ADAM may be in some trouble as it scores bad on both profitability and health. ADAM is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • ADAM had positive earnings in the past year.
  • ADAM had a positive operating cash flow in the past year.
  • ADAM had negative earnings in 4 of the past 5 years.
  • In the past 5 years ADAM always reported a positive cash flow from operatings.
ADAM Yearly Net Income VS EBIT VS OCF VS FCFADAM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M -200M -300M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 0.14%, ADAM is in line with its industry, outperforming 44.29% of the companies in the same industry.
  • ADAM has a Return On Equity of 1.27%. This is comparable to the rest of the industry: ADAM outperforms 44.29% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 0.31%, ADAM is in line with its industry, outperforming 41.43% of the companies in the same industry.
Industry RankSector Rank
ROA 0.14%
ROE 1.27%
ROIC 0.31%
ROA(3y)-2.6%
ROA(5y)-2.47%
ROE(3y)-10.8%
ROE(5y)-8.12%
ROIC(3y)N/A
ROIC(5y)N/A
ADAM Yearly ROA, ROE, ROICADAM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 -10 -15

1.3 Margins

  • The Profit Margin of ADAM (2.62%) is comparable to the rest of the industry.
  • ADAM has a worse Operating Margin (7.21%) than 60.00% of its industry peers.
  • Looking at the Gross Margin, with a value of 31.77%, ADAM is in the better half of the industry, outperforming 65.71% of the companies in the same industry.
  • In the last couple of years the Gross Margin of ADAM has remained more or less at the same level.
Industry RankSector Rank
OM 7.21%
PM (TTM) 2.62%
GM 31.77%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.68%
GM growth 5Y-1.48%
ADAM Yearly Profit, Operating, Gross MarginsADAM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -500 -1K -1.5K -2K

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), ADAM is destroying value.
  • ADAM has about the same amout of shares outstanding than it did 1 year ago.
  • The number of shares outstanding for ADAM has been reduced compared to 5 years ago.
  • The debt/assets ratio for ADAM is higher compared to a year ago.
ADAM Yearly Shares OutstandingADAM Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M
ADAM Yearly Total Debt VS Total AssetsADAM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

2.2 Solvency

  • Based on the Altman-Z score of -0.66, we must say that ADAM is in the distress zone and has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of -0.66, ADAM is doing worse than 72.86% of the companies in the same industry.
  • ADAM has a debt to FCF ratio of 137.72. This is a negative value and a sign of low solvency as ADAM would need 137.72 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 137.72, ADAM is in the better half of the industry, outperforming 62.86% of the companies in the same industry.
  • A Debt/Equity ratio of 7.78 is on the high side and indicates that ADAM has dependencies on debt financing.
  • ADAM has a worse Debt to Equity ratio (7.78) than 62.86% of its industry peers.
Industry RankSector Rank
Debt/Equity 7.78
Debt/FCF 137.73
Altman-Z -0.66
ROIC/WACC0.06
WACC5.42%
ADAM Yearly LT Debt VS Equity VS FCFADAM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B 10B 15B

2.3 Liquidity

  • ADAM has a Current Ratio of 0.06. This is a bad value and indicates that ADAM is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Current ratio value of 0.06, ADAM is not doing good in the industry: 68.57% of the companies in the same industry are doing better.
  • A Quick Ratio of 0.06 indicates that ADAM may have some problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 0.06, ADAM is doing worse than 68.57% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.06
Quick Ratio 0.06
ADAM Yearly Current Assets VS Current LiabilitesADAM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. Growth

3.1 Past

  • ADAM shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 141.18%, which is quite impressive.
  • ADAM shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 8.93%.
  • The Revenue has been decreasing by -7.75% on average over the past years.
EPS 1Y (TTM)141.18%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-33.33%
Revenue 1Y (TTM)8.93%
Revenue growth 3Y11.51%
Revenue growth 5Y-7.75%
Sales Q2Q%-79.82%

3.2 Future

  • The Earnings Per Share is expected to grow by 46.11% on average over the next years. This is a very strong growth
  • The Revenue is expected to grow by 43.79% on average over the next years. This is a very strong growth
EPS Next Y191.33%
EPS Next 2Y72.43%
EPS Next 3Y46.11%
EPS Next 5YN/A
Revenue Next Year100.13%
Revenue Next 2Y68.18%
Revenue Next 3Y43.79%
Revenue Next 5YN/A

3.3 Evolution

  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
ADAM Yearly Revenue VS EstimatesADAM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M
ADAM Yearly EPS VS EstimatesADAM Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 2 -2 -4

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Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 116.57, which means the current valuation is very expensive for ADAM.
  • Based on the Price/Earnings ratio, ADAM is valued a bit more expensive than the industry average as 75.71% of the companies are valued more cheaply.
  • Compared to an average S&P500 Price/Earnings ratio of 26.68, ADAM is valued quite expensively.
  • The Price/Forward Earnings ratio is 8.56, which indicates a very decent valuation of ADAM.
  • ADAM's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. ADAM is cheaper than 65.71% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of ADAM to the average of the S&P500 Index (28.06), we can say ADAM is valued rather cheaply.
Industry RankSector Rank
PE 116.57
Fwd PE 8.56
ADAM Price Earnings VS Forward Price EarningsADAM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80 100

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ADAM indicates a rather cheap valuation: ADAM is cheaper than 81.43% of the companies listed in the same industry.
  • Based on the Price/Free Cash Flow ratio, ADAM is valued a bit cheaper than the industry average as 75.71% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 9.38
EV/EBITDA 66.81
ADAM Per share dataADAM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • ADAM's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as ADAM's earnings are expected to grow with 46.11% in the coming years.
PEG (NY)0.61
PEG (5Y)N/A
EPS Next 2Y72.43%
EPS Next 3Y46.11%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 11.41%, ADAM is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 10.55, ADAM pays a bit more dividend than its industry peers.
  • ADAM's Dividend Yield is rather good when compared to the S&P500 average which is at 1.84.
Industry RankSector Rank
Dividend Yield 11.41%

5.2 History

  • On average, the dividend of ADAM grows each year by 8.89%, which is quite nice.
  • ADAM has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)8.89%
Div Incr YearsN/A
Div Non Decr YearsN/A
ADAM Yearly Dividends per shareADAM Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 665.48% of the earnings are spent on dividend by ADAM. This is not a sustainable payout ratio.
  • ADAM's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP665.48%
EPS Next 2Y72.43%
EPS Next 3Y46.11%
ADAM Yearly Income VS Free CF VS DividendADAM Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M -200M -300M
ADAM Dividend Payout.ADAM Dividend Payout, showing the Payout Ratio.ADAM Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

ADAMAS TRUST INC

NASDAQ:ADAM (2/13/2026, 8:00:00 PM)

After market: 8.16 0 (0%)

8.16

+0.1 (+1.24%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)10-29
Earnings (Next)02-18
Inst Owners56.57%
Inst Owner ChangeN/A
Ins Owners7.09%
Ins Owner Change16.59%
Market Cap736.93M
Revenue(TTM)674.62M
Net Income(TTM)17.67M
Analysts76.67
Price Target8.31 (1.84%)
Short Float %2.83%
Short Ratio3.32
Dividend
Industry RankSector Rank
Dividend Yield 11.41%
Yearly Dividend1.29
Dividend Growth(5Y)8.89%
DP665.48%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-67.15%
Min EPS beat(2)-120.64%
Max EPS beat(2)-13.65%
EPS beat(4)1
Avg EPS beat(4)-191.72%
Min EPS beat(4)-945.64%
Max EPS beat(4)313.03%
EPS beat(8)3
Avg EPS beat(8)38.87%
EPS beat(12)4
Avg EPS beat(12)-510.39%
EPS beat(16)4
Avg EPS beat(16)-700.46%
Revenue beat(2)0
Avg Revenue beat(2)-15.53%
Min Revenue beat(2)-19.17%
Max Revenue beat(2)-11.88%
Revenue beat(4)1
Avg Revenue beat(4)86.26%
Min Revenue beat(4)-19.17%
Max Revenue beat(4)380.49%
Revenue beat(8)5
Avg Revenue beat(8)334.79%
Revenue beat(12)9
Avg Revenue beat(12)323.58%
Revenue beat(16)11
Avg Revenue beat(16)239.85%
PT rev (1m)5.16%
PT rev (3m)7.77%
EPS NQ rev (1m)3.49%
EPS NQ rev (3m)17.11%
EPS NY rev (1m)0.86%
EPS NY rev (3m)5.72%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.45%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2.16%
Valuation
Industry RankSector Rank
PE 116.57
Fwd PE 8.56
P/S 1.09
P/FCF 9.38
P/OCF 7.29
P/B 0.53
P/tB 0.54
EV/EBITDA 66.81
EPS(TTM)0.07
EY0.86%
EPS(NY)0.95
Fwd EY11.69%
FCF(TTM)0.87
FCFY10.66%
OCF(TTM)1.12
OCFY13.72%
SpS7.47
BVpS15.4
TBVpS15.15
PEG (NY)0.61
PEG (5Y)N/A
Graham Number4.92
Profitability
Industry RankSector Rank
ROA 0.14%
ROE 1.27%
ROCE 0.84%
ROIC 0.31%
ROICexc 0.32%
ROICexgc 0.32%
OM 7.21%
PM (TTM) 2.62%
GM 31.77%
FCFM 11.65%
ROA(3y)-2.6%
ROA(5y)-2.47%
ROE(3y)-10.8%
ROE(5y)-8.12%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.68%
GM growth 5Y-1.48%
F-Score5
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 7.78
Debt/FCF 137.73
Debt/EBITDA 147.76
Cap/Depr 91.28%
Cap/Sales 3.33%
Interest Coverage 0.12
Cash Conversion 137.99%
Profit Quality 444.66%
Current Ratio 0.06
Quick Ratio 0.06
Altman-Z -0.66
F-Score5
WACC5.42%
ROIC/WACC0.06
Cap/Depr(3y)153.69%
Cap/Depr(5y)N/A
Cap/Sales(3y)61.91%
Cap/Sales(5y)40.52%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)141.18%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-33.33%
EPS Next Y191.33%
EPS Next 2Y72.43%
EPS Next 3Y46.11%
EPS Next 5YN/A
Revenue 1Y (TTM)8.93%
Revenue growth 3Y11.51%
Revenue growth 5Y-7.75%
Sales Q2Q%-79.82%
Revenue Next Year100.13%
Revenue Next 2Y68.18%
Revenue Next 3Y43.79%
Revenue Next 5YN/A
EBIT growth 1Y4.42%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y343.05%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y299.73%
OCF growth 3Y-53.38%
OCF growth 5Y-16.71%

ADAMAS TRUST INC / ADAM FAQ

What is the ChartMill fundamental rating of ADAMAS TRUST INC (ADAM) stock?

ChartMill assigns a fundamental rating of 4 / 10 to ADAM.


What is the valuation status for ADAM stock?

ChartMill assigns a valuation rating of 5 / 10 to ADAMAS TRUST INC (ADAM). This can be considered as Fairly Valued.


How profitable is ADAMAS TRUST INC (ADAM) stock?

ADAMAS TRUST INC (ADAM) has a profitability rating of 3 / 10.


Can you provide the PE and PB ratios for ADAM stock?

The Price/Earnings (PE) ratio for ADAMAS TRUST INC (ADAM) is 116.57 and the Price/Book (PB) ratio is 0.53.


How sustainable is the dividend of ADAMAS TRUST INC (ADAM) stock?

The dividend rating of ADAMAS TRUST INC (ADAM) is 5 / 10 and the dividend payout ratio is 665.48%.