ADAMAS TRUST INC (ADAM) Stock Fundamental Analysis
USA - NASDAQ:ADAM - US6496048405 - REIT
7.07 USD
-0.02 (-0.28%)
7.07 USD
0 (0%)
Taking everything into account, ADAM scores 4 out of 10 in our fundamental rating. ADAM was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. ADAM has a bad profitability rating. Also its financial health evaluation is rather negative. ADAM is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year ADAM was profitable.
ADAM had a positive operating cash flow in the past year.
ADAM had negative earnings in 4 of the past 5 years.
ADAM had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of ADAM (0.16%) is comparable to the rest of the industry.
The Return On Equity of ADAM (1.26%) is comparable to the rest of the industry.
ADAM's Return On Invested Capital of 0.29% is on the low side compared to the rest of the industry. ADAM is outperformed by 63.24% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.16% | ||
| ROE | 1.26% | ||
| ROIC | 0.29% |
ROA(3y)-2.6%
ROA(5y)-2.47%
ROE(3y)-10.8%
ROE(5y)-8.12%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
ADAM has a Profit Margin (2.78%) which is in line with its industry peers.
ADAM's Operating Margin of 6.09% is on the low side compared to the rest of the industry. ADAM is outperformed by 66.18% of its industry peers.
ADAM has a Gross Margin of 31.90%. This is in the better half of the industry: ADAM outperforms 66.18% of its industry peers.
In the last couple of years the Gross Margin of ADAM has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.09% | ||
| PM (TTM) | 2.78% | ||
| GM | 31.9% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.68%
GM growth 5Y-1.48%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ADAM is destroying value.
Compared to 1 year ago, ADAM has about the same amount of shares outstanding.
The number of shares outstanding for ADAM has been reduced compared to 5 years ago.
Compared to 1 year ago, ADAM has a worse debt to assets ratio.
2.2 Solvency
ADAM has an Altman-Z score of -0.61. This is a bad value and indicates that ADAM is not financially healthy and even has some risk of bankruptcy.
ADAM's Altman-Z score of -0.61 is on the low side compared to the rest of the industry. ADAM is outperformed by 72.06% of its industry peers.
ADAM has a debt to FCF ratio of 136.55. This is a negative value and a sign of low solvency as ADAM would need 136.55 years to pay back of all of its debts.
ADAM has a Debt to FCF ratio (136.55) which is in line with its industry peers.
ADAM has a Debt/Equity ratio of 6.46. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 6.46, ADAM perfoms like the industry average, outperforming 42.65% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 6.46 | ||
| Debt/FCF | 136.55 | ||
| Altman-Z | -0.61 |
ROIC/WACC0.05
WACC5.28%
2.3 Liquidity
ADAM has a Current Ratio of 0.06. This is a bad value and indicates that ADAM is not financially healthy enough and could expect problems in meeting its short term obligations.
ADAM has a Current ratio of 0.06. This is in the lower half of the industry: ADAM underperforms 63.24% of its industry peers.
ADAM has a Quick Ratio of 0.06. This is a bad value and indicates that ADAM is not financially healthy enough and could expect problems in meeting its short term obligations.
ADAM has a worse Quick ratio (0.06) than 63.24% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.06 | ||
| Quick Ratio | 0.06 |
3. Growth
3.1 Past
ADAM shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 141.18%, which is quite impressive.
Looking at the last year, ADAM shows a quite strong growth in Revenue. The Revenue has grown by 8.87% in the last year.
The Revenue has been decreasing by -7.75% on average over the past years.
EPS 1Y (TTM)141.18%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-33.33%
Revenue 1Y (TTM)8.87%
Revenue growth 3Y11.51%
Revenue growth 5Y-7.75%
Sales Q2Q%-79.82%
3.2 Future
ADAM is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 44.88% yearly.
Based on estimates for the next years, ADAM will show a very strong growth in Revenue. The Revenue will grow by 37.91% on average per year.
EPS Next Y186.39%
EPS Next 2Y70.84%
EPS Next 3Y44.88%
EPS Next 5YN/A
Revenue Next Year104.55%
Revenue Next 2Y61.43%
Revenue Next 3Y37.91%
Revenue Next 5YN/A
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 101.00, the valuation of ADAM can be described as expensive.
Compared to the rest of the industry, the Price/Earnings ratio of ADAM indicates a slightly more expensive valuation: ADAM is more expensive than 72.06% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 25.91. ADAM is valued rather expensively when compared to this.
The Price/Forward Earnings ratio is 7.85, which indicates a rather cheap valuation of ADAM.
67.65% of the companies in the same industry are more expensive than ADAM, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 34.57, ADAM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 101 | ||
| Fwd PE | 7.85 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ADAM indicates a somewhat cheap valuation: ADAM is cheaper than 77.94% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of ADAM indicates a somewhat cheap valuation: ADAM is cheaper than 75.00% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.78 | ||
| EV/EBITDA | 69.13 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as ADAM's earnings are expected to grow with 44.88% in the coming years.
PEG (NY)0.54
PEG (5Y)N/A
EPS Next 2Y70.84%
EPS Next 3Y44.88%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 13.35%, ADAM is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 13.23, ADAM has a dividend in line with its industry peers.
ADAM's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.35% |
5.2 History
On average, the dividend of ADAM grows each year by 8.89%, which is quite nice.
ADAM has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)8.89%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
ADAM pays out 667.71% of its income as dividend. This is not a sustainable payout ratio.
The dividend of ADAM is growing, but earnings are growing more, so the dividend growth is sustainable.
DP667.71%
EPS Next 2Y70.84%
EPS Next 3Y44.88%
7.07
-0.02 (-0.28%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners58.53%
Inst Owner ChangeN/A
Ins Owners7.09%
Ins Owner ChangeN/A
Market Cap638.49M
Revenue(TTM)674.25M
Net Income(TTM)17.38M
Analysts76.36
Price Target7.71 (9.05%)
Short Float %2.14%
Short Ratio3.5
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.35% |
Yearly Dividend1.29
Dividend Growth(5Y)8.89%
DP667.71%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)70.74%
Min EPS beat(2)-117.99%
Max EPS beat(2)259.48%
EPS beat(4)2
Avg EPS beat(4)21.05%
Min EPS beat(4)-945.64%
Max EPS beat(4)888.35%
EPS beat(8)3
Avg EPS beat(8)-107.9%
EPS beat(12)4
Avg EPS beat(12)-574.51%
EPS beat(16)4
Avg EPS beat(16)-704.15%
Revenue beat(2)1
Avg Revenue beat(2)-0.85%
Min Revenue beat(2)-6.68%
Max Revenue beat(2)4.97%
Revenue beat(4)3
Avg Revenue beat(4)276.79%
Min Revenue beat(4)-6.68%
Max Revenue beat(4)728.36%
Revenue beat(8)7
Avg Revenue beat(8)364.65%
Revenue beat(12)10
Avg Revenue beat(12)316.82%
Revenue beat(16)13
Avg Revenue beat(16)250.2%
PT rev (1m)-3.66%
PT rev (3m)N/A
EPS NQ rev (1m)46.51%
EPS NQ rev (3m)N/A
EPS NY rev (1m)22.06%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)-4.48%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.55%
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 101 | ||
| Fwd PE | 7.85 | ||
| P/S | 1.02 | ||
| P/FCF | 9.78 | ||
| P/OCF | 6.85 | ||
| P/B | 0.46 | ||
| P/tB | 0.46 | ||
| EV/EBITDA | 69.13 |
EPS(TTM)0.07
EY0.99%
EPS(NY)0.9
Fwd EY12.73%
FCF(TTM)0.72
FCFY10.23%
OCF(TTM)1.03
OCFY14.6%
SpS6.93
BVpS15.29
TBVpS15.29
PEG (NY)0.54
PEG (5Y)N/A
Graham Number4.91
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.16% | ||
| ROE | 1.26% | ||
| ROCE | 0.69% | ||
| ROIC | 0.29% | ||
| ROICexc | 0.29% | ||
| ROICexgc | 0.29% | ||
| OM | 6.09% | ||
| PM (TTM) | 2.78% | ||
| GM | 31.9% | ||
| FCFM | 10.44% |
ROA(3y)-2.6%
ROA(5y)-2.47%
ROE(3y)-10.8%
ROE(5y)-8.12%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-30.68%
GM growth 5Y-1.48%
F-Score5
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 6.46 | ||
| Debt/FCF | 136.55 | ||
| Debt/EBITDA | 137.29 | ||
| Cap/Depr | 104.07% | ||
| Cap/Sales | 4.46% | ||
| Interest Coverage | 0.1 | ||
| Cash Conversion | 143.54% | ||
| Profit Quality | 375.74% | ||
| Current Ratio | 0.06 | ||
| Quick Ratio | 0.06 | ||
| Altman-Z | -0.61 |
F-Score5
WACC5.28%
ROIC/WACC0.05
Cap/Depr(3y)153.69%
Cap/Depr(5y)N/A
Cap/Sales(3y)61.91%
Cap/Sales(5y)40.52%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)141.18%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-33.33%
EPS Next Y186.39%
EPS Next 2Y70.84%
EPS Next 3Y44.88%
EPS Next 5YN/A
Revenue 1Y (TTM)8.87%
Revenue growth 3Y11.51%
Revenue growth 5Y-7.75%
Sales Q2Q%-79.82%
Revenue Next Year104.55%
Revenue Next 2Y61.43%
Revenue Next 3Y37.91%
Revenue Next 5YN/A
EBIT growth 1Y211.43%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y197.8%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y4384.46%
OCF growth 3Y-53.38%
OCF growth 5Y-16.71%
ADAMAS TRUST INC / ADAM FAQ
What is the ChartMill fundamental rating of ADAMAS TRUST INC (ADAM) stock?
ChartMill assigns a fundamental rating of 4 / 10 to ADAM.
Can you provide the valuation status for ADAMAS TRUST INC?
ChartMill assigns a valuation rating of 6 / 10 to ADAMAS TRUST INC (ADAM). This can be considered as Fairly Valued.
How profitable is ADAMAS TRUST INC (ADAM) stock?
ADAMAS TRUST INC (ADAM) has a profitability rating of 3 / 10.
What is the financial health of ADAMAS TRUST INC (ADAM) stock?
The financial health rating of ADAMAS TRUST INC (ADAM) is 1 / 10.
Can you provide the dividend sustainability for ADAM stock?
The dividend rating of ADAMAS TRUST INC (ADAM) is 5 / 10 and the dividend payout ratio is 667.71%.