ARBOR REALTY TRUST INC (ABR) Fundamental Analysis & Valuation

NYSE:ABR • US0389231087

Current stock price

7.51 USD
+0.16 (+2.18%)
At close:
7.5 USD
-0.01 (-0.13%)
Pre-Market:

This ABR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. ABR Profitability Analysis

1.1 Basic Checks

  • ABR had positive earnings in the past year.
  • ABR had a positive operating cash flow in the past year.
  • In the past 5 years ABR has always been profitable.
  • ABR had a positive operating cash flow in each of the past 5 years.
ABR Yearly Net Income VS EBIT VS OCF VS FCFABR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M 600M 800M 1B

1.2 Ratios

  • The Return On Assets of ABR (0.74%) is comparable to the rest of the industry.
  • With a Return On Equity value of 3.64%, ABR is not doing good in the industry: 63.24% of the companies in the same industry are doing better.
  • ABR has a Return On Invested Capital (0.86%) which is comparable to the rest of the industry.
  • ABR had an Average Return On Invested Capital over the past 3 years of 1.53%. This is in line with the industry average of 1.30%.
Industry RankSector Rank
ROA 0.74%
ROE 3.64%
ROIC 0.86%
ROA(3y)1.5%
ROA(5y)1.65%
ROE(3y)7.2%
ROE(5y)8.89%
ROIC(3y)1.53%
ROIC(5y)1.67%
ABR Yearly ROA, ROE, ROICABR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • Looking at the Profit Margin, with a value of 8.86%, ABR is in line with its industry, outperforming 45.59% of the companies in the same industry.
  • ABR's Profit Margin has declined in the last couple of years.
  • ABR has a Operating Margin of 13.06%. This is comparable to the rest of the industry: ABR outperforms 48.53% of its industry peers.
  • ABR's Operating Margin has declined in the last couple of years.
  • ABR's Gross Margin of 42.10% is fine compared to the rest of the industry. ABR outperforms 77.94% of its industry peers.
  • ABR's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 13.06%
PM (TTM) 8.86%
GM 42.1%
OM growth 3Y-25.35%
OM growth 5Y-18.96%
PM growth 3Y-28.46%
PM growth 5Y-20.01%
GM growth 3Y-7.16%
GM growth 5Y-10.17%
ABR Yearly Profit, Operating, Gross MarginsABR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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6

2. ABR Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), ABR is destroying value.
  • The number of shares outstanding for ABR has been increased compared to 1 year ago.
  • The number of shares outstanding for ABR has been increased compared to 5 years ago.
  • Compared to 1 year ago, ABR has a worse debt to assets ratio.
ABR Yearly Shares OutstandingABR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
ABR Yearly Total Debt VS Total AssetsABR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

2.2 Solvency

  • Based on the Altman-Z score of 0.22, we must say that ABR is in the distress zone and has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 0.22, ABR belongs to the top of the industry, outperforming 86.76% of the companies in the same industry.
  • ABR has a debt to FCF ratio of 33.31. This is a negative value and a sign of low solvency as ABR would need 33.31 years to pay back of all of its debts.
  • The Debt to FCF ratio of ABR (33.31) is better than 88.24% of its industry peers.
  • A Debt/Equity ratio of 3.74 is on the high side and indicates that ABR has dependencies on debt financing.
  • ABR has a Debt to Equity ratio of 3.74. This is in the better half of the industry: ABR outperforms 69.12% of its industry peers.
Industry RankSector Rank
Debt/Equity 3.74
Debt/FCF 33.31
Altman-Z 0.22
ROIC/WACC0.14
WACC6.25%
ABR Yearly LT Debt VS Equity VS FCFABR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B 10B

2.3 Liquidity

  • ABR has a Current Ratio of 976.86. This indicates that ABR is financially healthy and has no problem in meeting its short term obligations.
  • ABR has a better Current ratio (976.86) than 100.00% of its industry peers.
  • ABR has a Quick Ratio of 976.86. This indicates that ABR is financially healthy and has no problem in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 976.86, ABR belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 976.86
Quick Ratio 976.86
ABR Yearly Current Assets VS Current LiabilitesABR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. ABR Growth Analysis

3.1 Past

  • The earnings per share for ABR have decreased strongly by -38.86% in the last year.
  • Measured over the past years, ABR shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -10.66% on average per year.
  • The Revenue for ABR has decreased by -15.03% in the past year. This is quite bad
  • Measured over the past years, ABR shows a quite strong growth in Revenue. The Revenue has been growing by 14.96% on average per year.
EPS 1Y (TTM)-38.86%
EPS 3Y-12.91%
EPS 5Y-10.66%
EPS Q2Q%-52.5%
Revenue 1Y (TTM)-15.03%
Revenue growth 3Y1%
Revenue growth 5Y14.96%
Sales Q2Q%-32.74%

3.2 Future

  • ABR is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -1.64% yearly.
  • The Revenue is expected to decrease by -8.62% on average over the next years.
EPS Next Y-22.98%
EPS Next 2Y-1.64%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-12.7%
Revenue Next 2Y-8.62%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
ABR Yearly Revenue VS EstimatesABR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 500M 1B 1.5B
ABR Yearly EPS VS EstimatesABR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2

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6

4. ABR Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 7.02, the valuation of ABR can be described as very cheap.
  • Based on the Price/Earnings ratio, ABR is valued cheaper than 85.29% of the companies in the same industry.
  • ABR's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.91.
  • With a Price/Forward Earnings ratio of 9.11, the valuation of ABR can be described as very reasonable.
  • Based on the Price/Forward Earnings ratio, ABR is valued a bit cheaper than the industry average as 64.71% of the companies are valued more expensively.
  • ABR's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.69.
Industry RankSector Rank
PE 7.02
Fwd PE 9.11
ABR Price Earnings VS Forward Price EarningsABR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ABR indicates a somewhat cheap valuation: ABR is cheaper than 75.00% of the companies listed in the same industry.
  • ABR's Price/Free Cash Flow ratio is rather cheap when compared to the industry. ABR is cheaper than 94.12% of the companies in the same industry.
Industry RankSector Rank
P/FCF 4.37
EV/EBITDA 66.2
ABR Per share dataABR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-1.64%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. ABR Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 16.33%, ABR is a good candidate for dividend investing.
  • ABR's Dividend Yield is rather good when compared to the industry average which is at 13.66. ABR pays more dividend than 83.82% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.89, ABR pays a better dividend.
Industry RankSector Rank
Dividend Yield 16.33%

5.2 History

  • The dividend of ABR has a limited annual growth rate of 5.34%.
  • ABR has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)5.34%
Div Incr Years0
Div Non Decr Years0
ABR Yearly Dividends per shareABR Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • ABR pays out 297.82% of its income as dividend. This is not a sustainable payout ratio.
  • ABR's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP297.82%
EPS Next 2Y-1.64%
EPS Next 3YN/A
ABR Yearly Income VS Free CF VS DividendABR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M 600M 800M 1B
ABR Dividend Payout.ABR Dividend Payout, showing the Payout Ratio.ABR Dividend Payout.PayoutRetained Earnings

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ABR Fundamentals: All Metrics, Ratios and Statistics

ARBOR REALTY TRUST INC

NYSE:ABR (4/8/2026, 8:14:58 PM)

Premarket: 7.5 -0.01 (-0.13%)

7.51

+0.16 (+2.18%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-27
Earnings (Next)05-01
Inst Owners66.52%
Inst Owner Change0.01%
Ins Owners2.33%
Ins Owner Change1.16%
Market Cap1.45B
Revenue(TTM)1.21B
Net Income(TTM)107.43M
Analysts46.67
Price Target9.52 (26.76%)
Short Float %24.56%
Short Ratio10.64
Dividend
Industry RankSector Rank
Dividend Yield 16.33%
Yearly Dividend1.66
Dividend Growth(5Y)5.34%
DP297.82%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-10
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)22.59%
Min EPS beat(2)-2.28%
Max EPS beat(2)47.46%
EPS beat(4)3
Avg EPS beat(4)14.17%
Min EPS beat(4)-2.28%
Max EPS beat(4)47.46%
EPS beat(8)7
Avg EPS beat(8)12.33%
EPS beat(12)11
Avg EPS beat(12)17.88%
EPS beat(16)13
Avg EPS beat(16)14.91%
Revenue beat(2)1
Avg Revenue beat(2)-23.43%
Min Revenue beat(2)-49.05%
Max Revenue beat(2)2.19%
Revenue beat(4)1
Avg Revenue beat(4)-15.43%
Min Revenue beat(4)-49.05%
Max Revenue beat(4)2.19%
Revenue beat(8)3
Avg Revenue beat(8)-6.12%
Revenue beat(12)7
Avg Revenue beat(12)-1.51%
Revenue beat(16)11
Avg Revenue beat(16)57.1%
PT rev (1m)1.82%
PT rev (3m)-5.49%
EPS NQ rev (1m)-19.77%
EPS NQ rev (3m)-20%
EPS NY rev (1m)0%
EPS NY rev (3m)-8.31%
Revenue NQ rev (1m)-9.62%
Revenue NQ rev (3m)-27.78%
Revenue NY rev (1m)-8.81%
Revenue NY rev (3m)-28.08%
Valuation
Industry RankSector Rank
PE 7.02
Fwd PE 9.11
P/S 1.2
P/FCF 4.37
P/OCF 3.89
P/B 0.49
P/tB 0.51
EV/EBITDA 66.2
EPS(TTM)1.07
EY14.25%
EPS(NY)0.82
Fwd EY10.97%
FCF(TTM)1.72
FCFY22.87%
OCF(TTM)1.93
OCFY25.68%
SpS6.28
BVpS15.29
TBVpS14.84
PEG (NY)N/A
PEG (5Y)N/A
Graham Number19.19
Profitability
Industry RankSector Rank
ROA 0.74%
ROE 3.64%
ROCE 1.09%
ROIC 0.86%
ROICexc 0.89%
ROICexgc 0.93%
OM 13.06%
PM (TTM) 8.86%
GM 42.1%
FCFM 27.36%
ROA(3y)1.5%
ROA(5y)1.65%
ROE(3y)7.2%
ROE(5y)8.89%
ROIC(3y)1.53%
ROIC(5y)1.67%
ROICexc(3y)1.6%
ROICexc(5y)1.74%
ROICexgc(3y)1.67%
ROICexgc(5y)1.8%
ROCE(3y)1.94%
ROCE(5y)2.11%
ROICexgc growth 3Y-20.11%
ROICexgc growth 5Y-18.19%
ROICexc growth 3Y-20.4%
ROICexc growth 5Y-18.18%
OM growth 3Y-25.35%
OM growth 5Y-18.96%
PM growth 3Y-28.46%
PM growth 5Y-20.01%
GM growth 3Y-7.16%
GM growth 5Y-10.17%
F-Score4
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 3.74
Debt/FCF 33.31
Debt/EBITDA 60.87
Cap/Depr 175.39%
Cap/Sales 3.36%
Interest Coverage 0.24
Cash Conversion 205.16%
Profit Quality 308.73%
Current Ratio 976.86
Quick Ratio 976.86
Altman-Z 0.22
F-Score4
WACC6.25%
ROIC/WACC0.14
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)195.12%
Profit Quality(5y)207.95%
High Growth Momentum
Growth
EPS 1Y (TTM)-38.86%
EPS 3Y-12.91%
EPS 5Y-10.66%
EPS Q2Q%-52.5%
EPS Next Y-22.98%
EPS Next 2Y-1.64%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-15.03%
Revenue growth 3Y1%
Revenue growth 5Y14.96%
Sales Q2Q%-32.74%
Revenue Next Year-12.7%
Revenue Next 2Y-8.62%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-45.08%
EBIT growth 3Y-24.61%
EBIT growth 5Y-6.83%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-27.59%
FCF growth 3Y-32.94%
FCF growth 5Y43.14%
OCF growth 1Y-19.31%
OCF growth 3Y-30.3%
OCF growth 5Y46.49%

ARBOR REALTY TRUST INC / ABR Fundamental Analysis FAQ

What is the ChartMill fundamental rating of ARBOR REALTY TRUST INC (ABR) stock?

ChartMill assigns a fundamental rating of 5 / 10 to ABR.


Can you provide the valuation status for ARBOR REALTY TRUST INC?

ChartMill assigns a valuation rating of 6 / 10 to ARBOR REALTY TRUST INC (ABR). This can be considered as Fairly Valued.


Can you provide the profitability details for ARBOR REALTY TRUST INC?

ARBOR REALTY TRUST INC (ABR) has a profitability rating of 4 / 10.


How financially healthy is ARBOR REALTY TRUST INC?

The financial health rating of ARBOR REALTY TRUST INC (ABR) is 6 / 10.


How sustainable is the dividend of ARBOR REALTY TRUST INC (ABR) stock?

The dividend rating of ARBOR REALTY TRUST INC (ABR) is 5 / 10 and the dividend payout ratio is 297.82%.