ARBOR REALTY TRUST INC (ABR) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:ABR • US0389231087
7.7 USD
-0.18 (-2.28%)
At close: Jan 30, 2026
7.7099 USD
+0.01 (+0.13%)
After Hours: 1/30/2026, 8:04:00 PM
ABR gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 70 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. Both the profitability and the financial health of ABR get a neutral evaluation. Nothing too spectacular is happening here. ABR has a bad growth rate and is valued cheaply. These ratings would make ABR suitable for value investing!
1. Profitability
1.1 Basic Checks
- In the past year ABR was profitable.
- ABR had a positive operating cash flow in the past year.
- Each year in the past 5 years ABR has been profitable.
- In the past 5 years ABR always reported a positive cash flow from operatings.
1.2 Ratios
- Looking at the Return On Assets, with a value of 1.10%, ABR belongs to the top of the industry, outperforming 85.71% of the companies in the same industry.
- ABR has a better Return On Equity (5.09%) than 70.00% of its industry peers.
- The Return On Invested Capital of ABR (1.05%) is better than 82.86% of its industry peers.
- ABR had an Average Return On Invested Capital over the past 3 years of 1.81%. This is in line with the industry average of 1.26%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.1% | ||
| ROE | 5.09% | ||
| ROIC | 1.05% |
ROA(3y)1.81%
ROA(5y)1.93%
ROE(3y)9.22%
ROE(5y)10.59%
ROIC(3y)1.81%
ROIC(5y)1.96%
1.3 Margins
- Looking at the Profit Margin, with a value of 12.41%, ABR is in the better half of the industry, outperforming 68.57% of the companies in the same industry.
- ABR's Profit Margin has declined in the last couple of years.
- ABR's Operating Margin of 14.95% is in line compared to the rest of the industry. ABR outperforms 57.14% of its industry peers.
- In the last couple of years the Operating Margin of ABR has declined.
- With an excellent Gross Margin value of 42.98%, ABR belongs to the best of the industry, outperforming 84.29% of the companies in the same industry.
- In the last couple of years the Gross Margin of ABR has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.95% | ||
| PM (TTM) | 12.41% | ||
| GM | 42.98% |
OM growth 3Y-25.42%
OM growth 5Y-8.42%
PM growth 3Y-26.69%
PM growth 5Y-7.09%
GM growth 3Y-15.96%
GM growth 5Y-7.73%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ABR is destroying value.
- Compared to 1 year ago, ABR has more shares outstanding
- The number of shares outstanding for ABR has been increased compared to 5 years ago.
- ABR has a better debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of 0.24, we must say that ABR is in the distress zone and has some risk of bankruptcy.
- With an excellent Altman-Z score value of 0.24, ABR belongs to the best of the industry, outperforming 82.86% of the companies in the same industry.
- ABR has a debt to FCF ratio of 25.46. This is a negative value and a sign of low solvency as ABR would need 25.46 years to pay back of all of its debts.
- ABR's Debt to FCF ratio of 25.46 is amongst the best of the industry. ABR outperforms 90.00% of its industry peers.
- A Debt/Equity ratio of 3.47 is on the high side and indicates that ABR has dependencies on debt financing.
- The Debt to Equity ratio of ABR (3.47) is better than 71.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.47 | ||
| Debt/FCF | 25.46 | ||
| Altman-Z | 0.24 |
ROIC/WACC0.15
WACC6.84%
2.3 Liquidity
- ABR has a Current Ratio of 83.21. This indicates that ABR is financially healthy and has no problem in meeting its short term obligations.
- ABR has a Current ratio of 83.21. This is amongst the best in the industry. ABR outperforms 100.00% of its industry peers.
- ABR has a Quick Ratio of 83.21. This indicates that ABR is financially healthy and has no problem in meeting its short term obligations.
- The Quick ratio of ABR (83.21) is better than 100.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 83.21 | ||
| Quick Ratio | 83.21 |
3. Growth
3.1 Past
- ABR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -31.18%.
- The Earnings Per Share has been growing slightly by 6.79% on average over the past years.
- The Revenue for ABR has decreased by -18.60% in the past year. This is quite bad
- ABR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 21.64% yearly.
EPS 1Y (TTM)-31.18%
EPS 3Y-8.31%
EPS 5Y6.79%
EPS Q2Q%-18.6%
Revenue 1Y (TTM)-18.6%
Revenue growth 3Y21.31%
Revenue growth 5Y21.64%
Sales Q2Q%-56.91%
3.2 Future
- ABR is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -14.84% yearly.
- ABR is expected to show a very negative growth in Revenue. In the coming years, the Revenue will decrease by -13.98% yearly.
EPS Next Y-40.99%
EPS Next 2Y-29.47%
EPS Next 3Y-14.84%
EPS Next 5YN/A
Revenue Next Year-38%
Revenue Next 2Y-22.54%
Revenue Next 3Y-13.98%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 6.02 indicates a rather cheap valuation of ABR.
- ABR's Price/Earnings ratio is rather cheap when compared to the industry. ABR is cheaper than 91.43% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 28.32, ABR is valued rather cheaply.
- A Price/Forward Earnings ratio of 8.84 indicates a reasonable valuation of ABR.
- ABR's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. ABR is cheaper than 64.29% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of ABR to the average of the S&P500 Index (25.57), we can say ABR is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.02 | ||
| Fwd PE | 8.84 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, ABR is valued cheaper than 84.29% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, ABR is valued cheaply inside the industry as 98.57% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.69 | ||
| EV/EBITDA | 56.98 |
4.3 Compensation for Growth
- The decent profitability rating of ABR may justify a higher PE ratio.
- A cheap valuation may be justified as ABR's earnings are expected to decrease with -14.84% in the coming years.
PEG (NY)N/A
PEG (5Y)0.89
EPS Next 2Y-29.47%
EPS Next 3Y-14.84%
5. Dividend
5.1 Amount
- ABR has a Yearly Dividend Yield of 16.88%, which is a nice return.
- The stock price of ABR dropped by -23.69% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
- Compared to an average industry Dividend Yield of 11.00, ABR pays a better dividend. On top of this ABR pays more dividend than 90.00% of the companies listed in the same industry.
- ABR's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 16.88% |
5.2 History
- On average, the dividend of ABR grows each year by 12.05%, which is quite nice.
- ABR has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)12.05%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 225.84% of the earnings are spent on dividend by ABR. This is not a sustainable payout ratio.
- ABR's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP225.84%
EPS Next 2Y-29.47%
EPS Next 3Y-14.84%
ARBOR REALTY TRUST INC / ABR FAQ
What is the ChartMill fundamental rating of ARBOR REALTY TRUST INC (ABR) stock?
ChartMill assigns a fundamental rating of 6 / 10 to ABR.
Can you provide the valuation status for ARBOR REALTY TRUST INC?
ChartMill assigns a valuation rating of 7 / 10 to ARBOR REALTY TRUST INC (ABR). This can be considered as Undervalued.
What is the profitability of ABR stock?
ARBOR REALTY TRUST INC (ABR) has a profitability rating of 6 / 10.
What is the expected EPS growth for ARBOR REALTY TRUST INC (ABR) stock?
The Earnings per Share (EPS) of ARBOR REALTY TRUST INC (ABR) is expected to decline by -40.99% in the next year.
Is the dividend of ARBOR REALTY TRUST INC sustainable?
The dividend rating of ARBOR REALTY TRUST INC (ABR) is 6 / 10 and the dividend payout ratio is 225.84%.