ARBOR REALTY TRUST INC (ABR) Fundamental Analysis & Valuation

NYSE:ABR • US0389231087

8.69 USD
+0.1 (+1.16%)
At close: Mar 6, 2026
8.7084 USD
+0.02 (+0.21%)
After Hours: 3/6/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This ABR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to ABR. ABR was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. ABR has only an average score on both its financial health and profitability. ABR has a valuation in line with the averages, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

5

1. ABR Profitability Analysis

1.1 Basic Checks

  • In the past year ABR was profitable.
  • In the past year ABR had a positive cash flow from operations.
  • ABR had positive earnings in 4 of the past 5 years.
  • Of the past 5 years ABR 4 years had a positive operating cash flow.
ABR Yearly Net Income VS EBIT VS OCF VS FCFABR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M 1B

1.2 Ratios

  • ABR has a Return On Assets of 1.10%. This is amongst the best in the industry. ABR outperforms 83.82% of its industry peers.
  • Looking at the Return On Equity, with a value of 5.09%, ABR is in the better half of the industry, outperforming 64.71% of the companies in the same industry.
  • ABR's Return On Invested Capital of 1.05% is fine compared to the rest of the industry. ABR outperforms 77.94% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for ABR is in line with the industry average of 1.22%.
Industry RankSector Rank
ROA 1.1%
ROE 5.09%
ROIC 1.05%
ROA(3y)1.81%
ROA(5y)1.93%
ROE(3y)9.22%
ROE(5y)10.59%
ROIC(3y)1.81%
ROIC(5y)1.96%
ABR Yearly ROA, ROE, ROICABR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • With a decent Profit Margin value of 12.41%, ABR is doing good in the industry, outperforming 61.76% of the companies in the same industry.
  • In the last couple of years the Profit Margin of ABR has declined.
  • With a Operating Margin value of 14.95%, ABR perfoms like the industry average, outperforming 57.35% of the companies in the same industry.
  • In the last couple of years the Operating Margin of ABR has declined.
  • ABR has a Gross Margin of 42.98%. This is amongst the best in the industry. ABR outperforms 86.76% of its industry peers.
  • In the last couple of years the Gross Margin of ABR has declined.
Industry RankSector Rank
OM 14.95%
PM (TTM) 12.41%
GM 42.98%
OM growth 3Y-25.42%
OM growth 5Y-8.42%
PM growth 3Y-26.69%
PM growth 5Y-7.09%
GM growth 3Y-15.96%
GM growth 5Y-7.73%
ABR Yearly Profit, Operating, Gross MarginsABR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

6

2. ABR Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ABR is destroying value.
  • There is no outstanding debt for ABR. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
ABR Yearly Shares OutstandingABR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M
ABR Yearly Total Debt VS Total AssetsABR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B

2.2 Solvency

  • ABR has an Altman-Z score of 0.25. This is a bad value and indicates that ABR is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 0.25, ABR belongs to the top of the industry, outperforming 88.24% of the companies in the same industry.
  • The Debt to FCF ratio of ABR is 25.46, which is on the high side as it means it would take ABR, 25.46 years of fcf income to pay off all of its debts.
  • ABR has a Debt to FCF ratio of 25.46. This is amongst the best in the industry. ABR outperforms 91.18% of its industry peers.
  • A Debt/Equity ratio of 3.47 is on the high side and indicates that ABR has dependencies on debt financing.
  • ABR has a better Debt to Equity ratio (3.47) than 72.06% of its industry peers.
Industry RankSector Rank
Debt/Equity 3.47
Debt/FCF 25.46
Altman-Z 0.25
ROIC/WACC0.16
WACC6.7%
ABR Yearly LT Debt VS Equity VS FCFABR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B 4B 6B 8B 10B

2.3 Liquidity

  • ABR has a Current Ratio of 83.21. This indicates that ABR is financially healthy and has no problem in meeting its short term obligations.
  • With an excellent Current ratio value of 83.21, ABR belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
  • ABR has a Quick Ratio of 83.21. This indicates that ABR is financially healthy and has no problem in meeting its short term obligations.
  • ABR has a Quick ratio of 83.21. This is amongst the best in the industry. ABR outperforms 100.00% of its industry peers.
Industry RankSector Rank
Current Ratio 83.21
Quick Ratio 83.21
ABR Yearly Current Assets VS Current LiabilitesABR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. ABR Growth Analysis

3.1 Past

  • The earnings per share for ABR have decreased strongly by -38.86% in the last year.
  • ABR shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -10.66% yearly.
EPS 1Y (TTM)-38.86%
EPS 3Y-12.91%
EPS 5Y-10.66%
EPS Q2Q%-52.5%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-32.74%

3.2 Future

  • Based on estimates for the next years, ABR will show a decrease in Earnings Per Share. The EPS will decrease by -1.64% on average per year.
  • ABR is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.01% yearly.
EPS Next Y-22.98%
EPS Next 2Y-1.64%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-4.27%
Revenue Next 2Y0.01%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
ABR Yearly Revenue VS EstimatesABR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 500M 1B 1.5B
ABR Yearly EPS VS EstimatesABR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2

More info and screens

Find the best growth stocksShow best growing peers

6

4. ABR Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 8.12, the valuation of ABR can be described as very reasonable.
  • 82.35% of the companies in the same industry are more expensive than ABR, based on the Price/Earnings ratio.
  • When comparing the Price/Earnings ratio of ABR to the average of the S&P500 Index (26.29), we can say ABR is valued rather cheaply.
  • A Price/Forward Earnings ratio of 10.54 indicates a reasonable valuation of ABR.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of ABR is on the same level as its industry peers.
  • The average S&P500 Price/Forward Earnings ratio is at 24.57. ABR is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 8.12
Fwd PE 10.54
ABR Price Earnings VS Forward Price EarningsABR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ABR indicates a rather cheap valuation: ABR is cheaper than 85.29% of the companies listed in the same industry.
  • Based on the Price/Free Cash Flow ratio, ABR is valued cheaply inside the industry as 97.06% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 4.11
EV/EBITDA 57.73
ABR Per share dataABR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-1.64%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. ABR Dividend Analysis

5.1 Amount

  • ABR has a Yearly Dividend Yield of 13.97%, which is a nice return.
  • ABR's Dividend Yield is rather good when compared to the industry average which is at 11.63. ABR pays more dividend than 86.76% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, ABR pays a better dividend.
Industry RankSector Rank
Dividend Yield 13.97%

5.2 History

  • On average, the dividend of ABR grows each year by 12.05%, which is quite nice.
  • ABR has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)12.05%
Div Incr Years0
Div Non Decr Years0
ABR Yearly Dividends per shareABR Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • 225.84% of the earnings are spent on dividend by ABR. This is not a sustainable payout ratio.
  • ABR's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP225.84%
EPS Next 2Y-1.64%
EPS Next 3YN/A
ABR Yearly Income VS Free CF VS DividendABR Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M 1B
ABR Dividend Payout.ABR Dividend Payout, showing the Payout Ratio.ABR Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

ABR Fundamentals: All Metrics, Ratios and Statistics

ARBOR REALTY TRUST INC

NYSE:ABR (3/6/2026, 8:04:00 PM)

After market: 8.7084 +0.02 (+0.21%)

8.69

+0.1 (+1.16%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-27
Earnings (Next)04-30
Inst Owners66.52%
Inst Owner Change4.12%
Ins Owners2.33%
Ins Owner Change-2.49%
Market Cap1.68B
Revenue(TTM)N/A
Net Income(TTM)152.68M
Analysts46.67
Price Target9.35 (7.59%)
Short Float %25.31%
Short Ratio10.82
Dividend
Industry RankSector Rank
Dividend Yield 13.97%
Yearly Dividend2.09
Dividend Growth(5Y)12.05%
DP225.84%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-10
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)28.13%
Min EPS beat(2)8.8%
Max EPS beat(2)47.46%
EPS beat(4)4
Avg EPS beat(4)17.55%
Min EPS beat(4)2.68%
Max EPS beat(4)47.46%
EPS beat(8)8
Avg EPS beat(8)14.5%
EPS beat(12)12
Avg EPS beat(12)20.35%
EPS beat(16)14
Avg EPS beat(16)17.89%
Revenue beat(2)0
Avg Revenue beat(2)-30.35%
Min Revenue beat(2)-49.05%
Max Revenue beat(2)-11.66%
Revenue beat(4)0
Avg Revenue beat(4)-16.69%
Min Revenue beat(4)-49.05%
Max Revenue beat(4)-2.83%
Revenue beat(8)3
Avg Revenue beat(8)-5.76%
Revenue beat(12)7
Avg Revenue beat(12)26.28%
Revenue beat(16)11
Avg Revenue beat(16)70.48%
PT rev (1m)0.46%
PT rev (3m)-14.73%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-2.53%
EPS NY rev (1m)-0.73%
EPS NY rev (3m)-0.81%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-27.07%
Revenue NY rev (1m)-0.1%
Revenue NY rev (3m)-24.05%
Valuation
Industry RankSector Rank
PE 8.12
Fwd PE 10.54
P/S 1.36
P/FCF 4.11
P/OCF 3.85
P/B 0.56
P/tB 0.58
EV/EBITDA 57.73
EPS(TTM)1.07
EY12.31%
EPS(NY)0.82
Fwd EY9.48%
FCF(TTM)2.11
FCFY24.33%
OCF(TTM)2.26
OCFY25.98%
SpS6.37
BVpS15.52
TBVpS15.07
PEG (NY)N/A
PEG (5Y)N/A
Graham Number19.33
Profitability
Industry RankSector Rank
ROA 1.1%
ROE 5.09%
ROCE 1.32%
ROIC 1.05%
ROICexc 1.08%
ROICexgc 1.12%
OM 14.95%
PM (TTM) 12.41%
GM 42.98%
FCFM 33.19%
ROA(3y)1.81%
ROA(5y)1.93%
ROE(3y)9.22%
ROE(5y)10.59%
ROIC(3y)1.81%
ROIC(5y)1.96%
ROICexc(3y)1.9%
ROICexc(5y)2.04%
ROICexgc(3y)1.97%
ROICexgc(5y)2.12%
ROCE(3y)2.29%
ROCE(5y)2.48%
ROICexgc growth 3Y-5.22%
ROICexgc growth 5Y-4.7%
ROICexc growth 3Y-5.83%
ROICexc growth 5Y-4.77%
OM growth 3Y-25.42%
OM growth 5Y-8.42%
PM growth 3Y-26.69%
PM growth 5Y-7.09%
GM growth 3Y-15.96%
GM growth 5Y-7.73%
F-Score4
Asset Turnover0.09
Health
Industry RankSector Rank
Debt/Equity 3.47
Debt/FCF 25.46
Debt/EBITDA 51.6
Cap/Depr 157.77%
Cap/Sales 2.25%
Interest Coverage 0.27
Cash Conversion 216.42%
Profit Quality 267.41%
Current Ratio 83.21
Quick Ratio 83.21
Altman-Z 0.25
F-Score4
WACC6.7%
ROIC/WACC0.16
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)220.9%
Profit Quality(5y)152.96%
High Growth Momentum
Growth
EPS 1Y (TTM)-38.86%
EPS 3Y-12.91%
EPS 5Y-10.66%
EPS Q2Q%-52.5%
EPS Next Y-22.98%
EPS Next 2Y-1.64%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-32.74%
Revenue Next Year-4.27%
Revenue Next 2Y0.01%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-43.38%
EBIT growth 3Y-9.53%
EBIT growth 5Y11.4%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-8.66%
FCF growth 3Y28.32%
FCF growth 5YN/A
OCF growth 1Y-2.46%
OCF growth 3Y28.64%
OCF growth 5YN/A

ARBOR REALTY TRUST INC / ABR FAQ

What is the ChartMill fundamental rating of ARBOR REALTY TRUST INC (ABR) stock?

ChartMill assigns a fundamental rating of 5 / 10 to ABR.


Can you provide the valuation status for ARBOR REALTY TRUST INC?

ChartMill assigns a valuation rating of 6 / 10 to ARBOR REALTY TRUST INC (ABR). This can be considered as Fairly Valued.


What is the profitability of ABR stock?

ARBOR REALTY TRUST INC (ABR) has a profitability rating of 5 / 10.


What is the expected EPS growth for ARBOR REALTY TRUST INC (ABR) stock?

The Earnings per Share (EPS) of ARBOR REALTY TRUST INC (ABR) is expected to decline by -22.98% in the next year.


Is the dividend of ARBOR REALTY TRUST INC sustainable?

The dividend rating of ARBOR REALTY TRUST INC (ABR) is 6 / 10 and the dividend payout ratio is 225.84%.