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ARBOR REALTY TRUST INC (ABR)
US0389231087 - REIT
ABR gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 64 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While ABR has a great profitability rating, there are some minor concerns on its financial health. ABR has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
ABR had positive earnings in the past year.
In the past year ABR had a positive cash flow from operations.
ABR had positive earnings in each of the past 5 years.
ABR had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
ABR's Return On Assets of 2.10% is amongst the best of the industry. ABR outperforms 87.50% of its industry peers.
Looking at the Return On Equity, with a value of 10.59%, ABR belongs to the top of the industry, outperforming 87.50% of the companies in the same industry.
ABR's Return On Invested Capital of 2.03% is fine compared to the rest of the industry. ABR outperforms 76.56% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for ABR is in line with the industry average of 1.58%.
The 3 year average ROIC (1.93%) for ABR is below the current ROIC(2.03%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.1% | ||
| ROE | 10.59% | ||
| ROIC | 2.03% |
ROA(3y)1.96%
ROA(5y)1.99%
ROE(3y)11.14%
ROE(5y)11.16%
ROIC(3y)1.93%
ROIC(5y)2.05%
1.3 Margins
Looking at the Profit Margin, with a value of 20.32%, ABR belongs to the top of the industry, outperforming 84.38% of the companies in the same industry.
ABR's Profit Margin has declined in the last couple of years.
The Operating Margin of ABR (24.94%) is better than 75.00% of its industry peers.
In the last couple of years the Operating Margin of ABR has declined.
ABR has a better Gross Margin (44.39%) than 73.44% of its industry peers.
ABR's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 24.94% | ||
| PM (TTM) | 20.32% | ||
| GM | 44.39% |
OM growth 3Y-12.59%
OM growth 5Y-4.65%
PM growth 3Y-9.11%
PM growth 5Y-1.87%
GM growth 3Y-14.88%
GM growth 5Y-8.25%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), ABR is destroying value.
The number of shares outstanding for ABR has been increased compared to 1 year ago.
The number of shares outstanding for ABR has been increased compared to 5 years ago.
Compared to 1 year ago, ABR has an improved debt to assets ratio.
2.2 Solvency
ABR has an Altman-Z score of 0.39. This is a bad value and indicates that ABR is not financially healthy and even has some risk of bankruptcy.
ABR has a better Altman-Z score (0.39) than 79.69% of its industry peers.
The Debt to FCF ratio of ABR is 51.11, which is on the high side as it means it would take ABR, 51.11 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 51.11, ABR perfoms like the industry average, outperforming 46.88% of the companies in the same industry.
ABR has a Debt/Equity ratio of 3.87. This is a high value indicating a heavy dependency on external financing.
ABR has a Debt to Equity ratio (3.87) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.87 | ||
| Debt/FCF | 51.11 | ||
| Altman-Z | 0.39 |
ROIC/WACC0.29
WACC7.04%
2.3 Liquidity
ABR has a Current Ratio of 71.99. This indicates that ABR is financially healthy and has no problem in meeting its short term obligations.
ABR's Current ratio of 71.99 is amongst the best of the industry. ABR outperforms 100.00% of its industry peers.
A Quick Ratio of 71.99 indicates that ABR has no problem at all paying its short term obligations.
ABR has a Quick ratio of 71.99. This is amongst the best in the industry. ABR outperforms 100.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 71.99 | ||
| Quick Ratio | 71.99 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 38.89% over the past year.
Measured over the past years, ABR shows a quite strong growth in Earnings Per Share. The EPS has been growing by 10.12% on average per year.
The Revenue has grown by 38.04% in the past year. This is a very strong growth!
The Revenue has been growing by 27.35% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)38.89%
EPS 3Y6.17%
EPS 5Y10.12%
EPS growth Q2Q13.33%
Revenue 1Y (TTM)38.04%
Revenue growth 3Y39.08%
Revenue growth 5Y27.35%
Revenue growth Q2Q2.93%
3.2 Future
The Earnings Per Share is expected to decrease by -8.95% on average over the next years.
Based on estimates for the next years, ABR will show a decrease in Revenue. The Revenue will decrease by -3.25% on average per year.
EPS Next Y-22.23%
EPS Next 2Y-8.95%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-14.63%
Revenue Next 2Y-3.25%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 5.73 indicates a rather cheap valuation of ABR.
Compared to the rest of the industry, the Price/Earnings ratio of ABR indicates a rather cheap valuation: ABR is cheaper than 87.50% of the companies listed in the same industry.
ABR is valuated cheaply when we compare the Price/Earnings ratio to 28.28, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 7.37, the valuation of ABR can be described as very cheap.
ABR's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. ABR is cheaper than 71.88% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 20.88. ABR is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.73 | ||
| Fwd PE | 7.37 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, ABR is valued cheaply inside the industry as 90.63% of the companies are valued more expensively.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of ABR is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.3 | ||
| EV/EBITDA | 32.77 |
4.3 Compensation for Growth
ABR has a very decent profitability rating, which may justify a higher PE ratio.
A cheap valuation may be justified as ABR's earnings are expected to decrease with -8.95% in the coming years.
PEG (NY)N/A
PEG (5Y)0.57
EPS Next 2Y-8.95%
EPS Next 3YN/A
5. Dividend
5.1 Amount
ABR has a Yearly Dividend Yield of 13.64%, which is a nice return.
Compared to an average industry Dividend Yield of 13.06, ABR has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.41, ABR pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.64% |
5.2 History
On average, the dividend of ABR grows each year by 15.06%, which is quite nice.
ABR has been paying a dividend for at least 10 years, so it has a reliable track record.
ABR has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)15.06%
Div Incr Years11
Div Non Decr Years11
5.3 Sustainability
ABR pays out 115.33% of its income as dividend. This is not a sustainable payout ratio.
ABR's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP115.33%
EPS Next 2Y-8.95%
EPS Next 3YN/A
ARBOR REALTY TRUST INC
NYSE:ABR (5/3/2024, 7:04:00 PM)
After market: 12.88 -0.01 (-0.08%)12.89
-0.19 (-1.45%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap2.43B
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.64% |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
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Min EPS beat(4)
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EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
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Min Revenue beat(4)
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Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
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Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.73 | ||
| Fwd PE | 7.37 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)0.57
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.1% | ||
| ROE | 10.59% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 24.94% | ||
| PM (TTM) | 20.32% | ||
| GM | 44.39% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.87 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 71.99 | ||
| Quick Ratio | 71.99 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)38.89%
EPS 3Y6.17%
EPS 5Y
EPS growth Q2Q
EPS Next Y-22.23%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)38.04%
Revenue growth 3Y39.08%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y