Affordable Growth. Analyze the stocks which are showing good growth, decent profitability and health and are not overvalued from a fundamental perspective.


ALAMOS GOLD INC-CLASS A

Toronto Stock Exchange / Materials / Metals & Mining

Fundamental Rating

7

Overall AGI gets a fundamental rating of 7 out of 10. We evaluated AGI against 818 industry peers in the Metals & Mining industry. While AGI belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. An interesting combination arises when we look at growth and value: AGI is growing strongly while it also seems undervalued. With these ratings, AGI could be worth investigating further for value and growth investing!.


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

AGI had positive earnings in the past year.
AGI had a positive operating cash flow in the past year.
AGI had positive earnings in 4 of the past 5 years.
Each year in the past 5 years AGI had a positive operating cash flow.
AGI.CA Yearly Net Income VS EBIT VS OCF VS FCFAGI.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M -400M 600M

1.2 Ratios

With an excellent Return On Assets value of 4.80%, AGI belongs to the best of the industry, outperforming 89.98% of the companies in the same industry.
AGI's Return On Equity of 7.15% is amongst the best of the industry. AGI outperforms 90.71% of its industry peers.
The Return On Invested Capital of AGI (6.70%) is better than 93.15% of its industry peers.
AGI had an Average Return On Invested Capital over the past 3 years of 5.13%. This is significantly below the industry average of 24.74%.
The last Return On Invested Capital (6.70%) for AGI is above the 3 year average (5.13%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 4.8%
ROE 7.15%
ROIC 6.7%
ROA(3y)3.86%
ROA(5y)2.74%
ROE(3y)5.49%
ROE(5y)3.82%
ROIC(3y)5.13%
ROIC(5y)4.82%
AGI.CA Yearly ROA, ROE, ROICAGI.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -10 -20

1.3 Margins

AGI's Profit Margin of 18.36% is amongst the best of the industry. AGI outperforms 94.74% of its industry peers.
In the last couple of years the Profit Margin of AGI has grown nicely.
Looking at the Operating Margin, with a value of 36.95%, AGI belongs to the top of the industry, outperforming 97.31% of the companies in the same industry.
AGI's Operating Margin has improved in the last couple of years.
The Gross Margin of AGI (44.90%) is better than 94.99% of its industry peers.
In the last couple of years the Gross Margin of AGI has declined.
Industry RankSector Rank
OM 36.95%
PM (TTM) 18.36%
GM 44.9%
OM growth 3Y8.87%
OM growth 5Y15.23%
PM growth 3YN/A
PM growth 5Y8.45%
GM growth 3Y-7.51%
GM growth 5Y-1.55%
AGI.CA Yearly Profit, Operating, Gross MarginsAGI.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50 -50 -100

6

2. Health

2.1 Basic Checks

AGI has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
AGI has more shares outstanding than it did 1 year ago.
AGI has more shares outstanding than it did 5 years ago.
AGI has a worse debt/assets ratio than last year.
AGI.CA Yearly Shares OutstandingAGI.CA Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M
AGI.CA Yearly Total Debt VS Total AssetsAGI.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B 5B

2.2 Solvency

AGI has an Altman-Z score of 3.99. This indicates that AGI is financially healthy and has little risk of bankruptcy at the moment.
AGI has a Altman-Z score of 3.99. This is in the better half of the industry: AGI outperforms 65.65% of its industry peers.
The Debt to FCF ratio of AGI is 1.42, which is an excellent value as it means it would take AGI, only 1.42 years of fcf income to pay off all of its debts.
AGI has a better Debt to FCF ratio (1.42) than 94.38% of its industry peers.
AGI has a Debt/Equity ratio of 0.07. This is a healthy value indicating a solid balance between debt and equity.
AGI's Debt to Equity ratio of 0.07 is on the low side compared to the rest of the industry. AGI is outperformed by 60.15% of its industry peers.
Even though the debt/equity ratio score it not favorable for AGI, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
Industry RankSector Rank
Debt/Equity 0.07
Debt/FCF 1.42
Altman-Z 3.99
ROIC/WACC0.78
WACC8.56%
AGI.CA Yearly LT Debt VS Equity VS FCFAGI.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B

2.3 Liquidity

AGI has a Current Ratio of 1.49. This is a normal value and indicates that AGI is financially healthy and should not expect problems in meeting its short term obligations.
AGI has a Current ratio (1.49) which is comparable to the rest of the industry.
AGI has a Quick Ratio of 1.49. This is a bad value and indicates that AGI is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.94, AGI perfoms like the industry average, outperforming 44.50% of the companies in the same industry.
The current and quick ratio evaluation for AGI is rather negative, while it does have excellent solvency and profitability. These ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
Industry RankSector Rank
Current Ratio 1.49
Quick Ratio 0.94
AGI.CA Yearly Current Assets VS Current LiabilitesAGI.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

8

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 51.85% over the past year.
Measured over the past years, AGI shows a very strong growth in Earnings Per Share. The EPS has been growing by 29.78% on average per year.
AGI shows a strong growth in Revenue. In the last year, the Revenue has grown by 33.63%.
AGI shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.54% yearly.
EPS 1Y (TTM)51.85%
EPS 3Y24.47%
EPS 5Y29.78%
EPS Q2Q%7.69%
Revenue 1Y (TTM)33.63%
Revenue growth 3Y17.82%
Revenue growth 5Y14.54%
Sales Q2Q%19.96%

3.2 Future

AGI is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 33.73% yearly.
The Revenue is expected to grow by 17.19% on average over the next years. This is quite good.
EPS Next Y52.75%
EPS Next 2Y35.52%
EPS Next 3Y27.61%
EPS Next 5Y33.73%
Revenue Next Year28.94%
Revenue Next 2Y19.49%
Revenue Next 3Y14.27%
Revenue Next 5Y17.19%

3.3 Evolution

The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
AGI.CA Yearly Revenue VS EstimatesAGI.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 500M 1B 1.5B 2B 2.5B
AGI.CA Yearly EPS VS EstimatesAGI.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 1 2 3

8

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 28.92, the valuation of AGI can be described as expensive.
Compared to the rest of the industry, the Price/Earnings ratio of AGI indicates a rather cheap valuation: AGI is cheaper than 88.39% of the companies listed in the same industry.
When comparing the Price/Earnings ratio of AGI to the average of the S&P500 Index (24.85), we can say AGI is valued inline with the index average.
With a Price/Forward Earnings ratio of 15.98, AGI is valued correctly.
Compared to the rest of the industry, the Price/Forward Earnings ratio of AGI indicates a rather cheap valuation: AGI is cheaper than 90.34% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 20.89. AGI is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 28.92
Fwd PE 15.98
AGI.CA Price Earnings VS Forward Price EarningsAGI.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Based on the Enterprise Value to EBITDA ratio, AGI is valued cheaper than 90.46% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of AGI indicates a rather cheap valuation: AGI is cheaper than 91.56% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 50.22
EV/EBITDA 13.96
AGI.CA Per share dataAGI.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

AGI's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The excellent profitability rating of AGI may justify a higher PE ratio.
AGI's earnings are expected to grow with 27.61% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.55
PEG (5Y)0.97
EPS Next 2Y35.52%
EPS Next 3Y27.61%

6

5. Dividend

5.1 Amount

AGI has a yearly dividend return of 0.37%, which is pretty low.
AGI's Dividend Yield is rather good when compared to the industry average which is at 2.84. AGI pays more dividend than 94.62% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.40, AGI's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.37%

5.2 History

On average, the dividend of AGI grows each year by 16.57%, which is quite nice.
AGI has been paying a dividend for at least 10 years, so it has a reliable track record.
As AGI did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)16.57%
Div Incr Years0
Div Non Decr Years7
AGI.CA Yearly Dividends per shareAGI.CA Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.02 0.04 0.06 0.08 0.1

5.3 Sustainability

AGI pays out 14.02% of its income as dividend. This is a sustainable payout ratio.
AGI's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP14.02%
EPS Next 2Y35.52%
EPS Next 3Y27.61%
AGI.CA Yearly Income VS Free CF VS DividendAGI.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M -400M
AGI.CA Dividend Payout.AGI.CA Dividend Payout, showing the Payout Ratio.AGI.CA Dividend Payout.PayoutRetained Earnings