Affordable Growth. Analyze the stocks which are showing good growth, decent profitability and health and are not overvalued from a fundamental perspective.


METROPOLITAN BANK HOLDING CO

New York Stock Exchange, Inc. / Financials / Banks


Fundamental Rating

7

Taking everything into account, MCB scores 7 out of 10 in our fundamental rating. MCB was compared to 370 industry peers in the Banks industry. MCB has a great profitability rating, but there are some minor concerns on its financial health. MCB is evaluated to be cheap and growing strongly. This does not happen too often!




Profitability

Profitability Rating

9

MCB has a Return On Assets of 1.33%. This is better than the industry average of 1.09%.
MCB has a Return On Equity of 14.72%. This is better than the industry average of 11.88%.

MCB has a Profit Margin of 35.43%. This is amongst the best returns in the industry. The industry average is 28.76%. MCB outperforms 81% of its industry peers.
The Piotroski-F score of MCB is 8.00. This is a very strong score and indicates great health and profitability for MCB.
VS Industry

ROA (1.33%) VS Industry: 74% outperformed.

0.20
4.79

ROE (14.72%) VS Industry: 76% outperformed.

0.97
53.54

Profit Margin (35.43%) VS Industry: 81% outperformed.

5.66
70.02

Valuation

Valuation Rating

10

With a Price/Earnings Ratio of 4.03, the valuation of MCB can be described as very cheap.
Compared to an average industry Price/Earning Ratio of 7.39, MCB is valued rather cheaply. On top of this MCB is cheaper than 90% of the companies listed in the same industry.
With a Forward Price/Earnings Ratio of 4.05, the valuation of MCB can be described as cheap.

MCB's low PEG Ratio, which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
With a price book ratio of 0.60, MCB is valued rather cheaply.
When comparing the price book ratio of MCB to the average industry price book ratio of 0.84, MCB is valued rather cheaply. MCB is also cheaper than 81% of the companies listed in the same industry.
VS Industry

Price/Earnings (4.03) VS Industry: 90% outperformed.

85.19
0.03

Price/Book (0.6) VS Industry: 81% outperformed.

6.17
0.02

Growth

Growth Rating

7

The Earnings Per Share has grown by an impressive 25.08% over the past year.
The Earnings Per Share has been growing by 100.31% on average over the past 5 years. This is a very strong growth
MCB shows a strong growth in Revenue. In the last year, the Revenue has grown by 46.06%.
The Revenue has been growing by 32.95% on average over the past 5 years. This is a very strong growth!

The Revenue is expected to grow by 16.56% on average over the next 5 years. This is quite good.
The Earnings Per Share is expected to grow by 7.29% on average over the next 5 years.
The EPS growth is decreasing: in the next 5 years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming 5 years, we see that the growth is decreasing.

PastFuture
5Y3Y1Y1Y2Y3Y5Y
EPS100.31% 28.29% 25.08% 30.72% 8.85% 7.29% N/A
Revenue32.95% 29.4% 46.06% 45.94% 20.84% 16.56% N/A

Health

Health Rating

5

The Debt to Equity ratio of MCB is way better than the industry averages.

MCB has a very good Piotroski-F score of 8.00. This indicates a great health and profitability for MCB.
VS Industry

Debt/Equity (0.08) VS Industry: 72% outperformed.

5.89
0.00

Dividend

Dividend Rating

0

No dividends for MCB!.