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ZENVIA INC - A (ZENV) Stock Fundamental Analysis

NASDAQ:ZENV - Nasdaq - KYG9889V1014 - Common Stock - Currency: USD

1.65  -0.18 (-9.84%)

Fundamental Rating

3

Taking everything into account, ZENV scores 3 out of 10 in our fundamental rating. ZENV was compared to 284 industry peers in the Software industry. ZENV has a bad profitability rating. Also its financial health evaluation is rather negative. ZENV is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

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3

1. Profitability

1.1 Basic Checks

In the past year ZENV has reported negative net income.
ZENV had a positive operating cash flow in the past year.
ZENV had negative earnings in each of the past 5 years.
Of the past 5 years ZENV 4 years had a positive operating cash flow.
ZENV Yearly Net Income VS EBIT VS OCF VS FCFZENV Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 0 100M -100M -200M

1.2 Ratios

ZENV's Return On Assets of -8.87% is in line compared to the rest of the industry. ZENV outperforms 43.31% of its industry peers.
ZENV has a Return On Equity (-20.05%) which is in line with its industry peers.
With a decent Return On Invested Capital value of 0.24%, ZENV is doing good in the industry, outperforming 63.38% of the companies in the same industry.
Industry RankSector Rank
ROA -8.87%
ROE -20.05%
ROIC 0.24%
ROA(3y)-8.63%
ROA(5y)-6.61%
ROE(3y)-17.47%
ROE(5y)-14.93%
ROIC(3y)N/A
ROIC(5y)N/A
ZENV Yearly ROA, ROE, ROICZENV Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 0 10 -10 -20

1.3 Margins

ZENV has a Operating Margin of 0.34%. This is in the better half of the industry: ZENV outperforms 63.38% of its industry peers.
ZENV's Operating Margin has declined in the last couple of years.
Looking at the Gross Margin, with a value of 30.72%, ZENV is doing worse than 78.17% of the companies in the same industry.
In the last couple of years the Gross Margin of ZENV has grown nicely.
Industry RankSector Rank
OM 0.34%
PM (TTM) N/A
GM 30.72%
OM growth 3YN/A
OM growth 5Y-41.21%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.3%
GM growth 5Y3.13%
ZENV Yearly Profit, Operating, Gross MarginsZENV Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40

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2

2. Health

2.1 Basic Checks

ZENV has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
ZENV has more shares outstanding than it did 1 year ago.
ZENV has more shares outstanding than it did 5 years ago.
The debt/assets ratio for ZENV is higher compared to a year ago.
ZENV Yearly Shares OutstandingZENV Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M
ZENV Yearly Total Debt VS Total AssetsZENV Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.2 Solvency

ZENV has an Altman-Z score of 0.44. This is a bad value and indicates that ZENV is not financially healthy and even has some risk of bankruptcy.
ZENV has a Altman-Z score of 0.44. This is in the lower half of the industry: ZENV underperforms 66.55% of its industry peers.
ZENV has a debt to FCF ratio of 2.63. This is a good value and a sign of high solvency as ZENV would need 2.63 years to pay back of all of its debts.
ZENV has a Debt to FCF ratio of 2.63. This is in the better half of the industry: ZENV outperforms 66.55% of its industry peers.
ZENV has a Debt/Equity ratio of 0.06. This is a healthy value indicating a solid balance between debt and equity.
ZENV has a Debt to Equity ratio of 0.06. This is comparable to the rest of the industry: ZENV outperforms 56.69% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.06
Debt/FCF 2.63
Altman-Z 0.44
ROIC/WACC0.01
WACC17.25%
ZENV Yearly LT Debt VS Equity VS FCFZENV Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 0 200M 400M 600M 800M 1B

2.3 Liquidity

A Current Ratio of 0.47 indicates that ZENV may have some problems paying its short term obligations.
With a Current ratio value of 0.47, ZENV is not doing good in the industry: 90.85% of the companies in the same industry are doing better.
A Quick Ratio of 0.47 indicates that ZENV may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.47, ZENV is doing worse than 90.49% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.47
Quick Ratio 0.47
ZENV Yearly Current Assets VS Current LiabilitesZENV Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 200M 400M 600M

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5

3. Growth

3.1 Past

The earnings per share for ZENV have decreased strongly by -101.80% in the last year.
Looking at the last year, ZENV shows a quite strong growth in Revenue. The Revenue has grown by 18.84% in the last year.
Measured over the past years, ZENV shows a very strong growth in Revenue. The Revenue has been growing by 22.07% on average per year.
EPS 1Y (TTM)-101.8%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-244.47%
Revenue 1Y (TTM)18.84%
Revenue growth 3Y16.16%
Revenue growth 5Y22.07%
Sales Q2Q%6.65%

3.2 Future

Based on estimates for the next years, ZENV will show a very strong growth in Earnings Per Share. The EPS will grow by 46.57% on average per year.
ZENV is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.99% yearly.
EPS Next Y105.17%
EPS Next 2Y46.57%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year0.29%
Revenue Next 2Y4.47%
Revenue Next 3Y2.99%
Revenue Next 5YN/A

3.3 Evolution

The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
ZENV Yearly Revenue VS EstimatesZENV Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M 800M 1B
ZENV Yearly EPS VS EstimatesZENV Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 0 -1 -2 -3

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5

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for ZENV. In the last year negative earnings were reported.
ZENV is valuated quite expensively with a Price/Forward Earnings ratio of 57.48.
ZENV's Price/Forward Earnings ratio is in line with the industry average.
ZENV is valuated expensively when we compare the Price/Forward Earnings ratio to 22.19, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE N/A
Fwd PE 57.48
ZENV Price Earnings VS Forward Price EarningsZENV Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 40 60

4.2 Price Multiples

Based on the Enterprise Value to EBITDA ratio, ZENV is valued cheaper than 97.54% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of ZENV indicates a rather cheap valuation: ZENV is cheaper than 93.66% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 9.64
EV/EBITDA 4.93
ZENV Per share dataZENV EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1 -1 2 3

4.3 Compensation for Growth

ZENV's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
ZENV's earnings are expected to grow with 46.57% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y46.57%
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

No dividends for ZENV!.
Industry RankSector Rank
Dividend Yield N/A

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ZENVIA INC - A

NASDAQ:ZENV (6/20/2025, 4:30:02 PM)

1.65

-0.18 (-9.84%)

Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)05-16 2025-05-16/bmo
Earnings (Next)07-15 2025-07-15
Inst Owners8.42%
Inst Owner Change34.53%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap86.53M
Analysts45.71
Price Target1.73 (4.85%)
Short Float %2.34%
Short Ratio4.51
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-1023.69%
Min EPS beat(2)-2805.23%
Max EPS beat(2)757.84%
EPS beat(4)1
Avg EPS beat(4)-1186.6%
Min EPS beat(4)-2805.23%
Max EPS beat(4)757.84%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)0.93%
Min Revenue beat(2)-9.77%
Max Revenue beat(2)11.63%
Revenue beat(4)3
Avg Revenue beat(4)1.1%
Min Revenue beat(4)-9.77%
Max Revenue beat(4)11.63%
Revenue beat(8)6
Avg Revenue beat(8)114.62%
Revenue beat(12)7
Avg Revenue beat(12)69.39%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0.01%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)-2.62%
Revenue NY rev (3m)-2.62%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 57.48
P/S 0.5
P/FCF 9.64
P/OCF 4.41
P/B 0.62
P/tB N/A
EV/EBITDA 4.93
EPS(TTM)-0.56
EYN/A
EPS(NY)0.03
Fwd EY1.74%
FCF(TTM)0.17
FCFY10.37%
OCF(TTM)0.37
OCFY22.68%
SpS3.33
BVpS2.68
TBVpS-1.9
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -8.87%
ROE -20.05%
ROCE 0.31%
ROIC 0.24%
ROICexc 0.27%
ROICexgc N/A
OM 0.34%
PM (TTM) N/A
GM 30.72%
FCFM 5.14%
ROA(3y)-8.63%
ROA(5y)-6.61%
ROE(3y)-17.47%
ROE(5y)-14.93%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5Y-49.64%
OM growth 3YN/A
OM growth 5Y-41.21%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y1.3%
GM growth 5Y3.13%
F-Score5
Asset Turnover0.55
Health
Industry RankSector Rank
Debt/Equity 0.06
Debt/FCF 2.63
Debt/EBITDA 0.49
Cap/Depr 63.56%
Cap/Sales 6.09%
Interest Coverage 0.18
Cash Conversion 113.09%
Profit Quality N/A
Current Ratio 0.47
Quick Ratio 0.47
Altman-Z 0.44
F-Score5
WACC17.25%
ROIC/WACC0.01
Cap/Depr(3y)64.4%
Cap/Depr(5y)60.76%
Cap/Sales(3y)6.52%
Cap/Sales(5y)5.35%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-101.8%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-244.47%
EPS Next Y105.17%
EPS Next 2Y46.57%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)18.84%
Revenue growth 3Y16.16%
Revenue growth 5Y22.07%
Sales Q2Q%6.65%
Revenue Next Year0.29%
Revenue Next 2Y4.47%
Revenue Next 3Y2.99%
Revenue Next 5YN/A
EBIT growth 1Y130.42%
EBIT growth 3YN/A
EBIT growth 5Y-28.23%
EBIT Next Year382.53%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-53.89%
FCF growth 3YN/A
FCF growth 5Y23.72%
OCF growth 1Y-33.7%
OCF growth 3YN/A
OCF growth 5Y32.39%