CLEAR SECURE INC -CLASS A (YOU) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:YOU - US18467V1098 - Common Stock
34.92 USD
+0.79 (+2.31%)
34.92 USD
0 (0%)
We assign a fundamental rating of 6 out of 10 to YOU. YOU was compared to 277 industry peers in the Software industry. YOU has only an average score on both its financial health and profitability. YOU is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year YOU was profitable.
- In the past year YOU had a positive cash flow from operations.
- The reported net income has been mixed in the past 5 years: YOU reported negative net income in multiple years.
- Of the past 5 years YOU 4 years had a positive operating cash flow.
1.2 Ratios
- The Return On Assets of YOU (16.14%) is better than 92.42% of its industry peers.
- Looking at the Return On Equity, with a value of 122.29%, YOU belongs to the top of the industry, outperforming 98.92% of the companies in the same industry.
- YOU has a better Return On Invested Capital (26.72%) than 95.31% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.14% | ||
| ROE | 122.29% | ||
| ROIC | 26.72% |
ROA(3y)3.52%
ROA(5y)0.42%
ROE(3y)25.02%
ROE(5y)10.15%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- With an excellent Profit Margin value of 20.97%, YOU belongs to the best of the industry, outperforming 84.84% of the companies in the same industry.
- YOU has a better Operating Margin (19.25%) than 85.56% of its industry peers.
- YOU has a Gross Margin of 85.98%. This is amongst the best in the industry. YOU outperforms 93.14% of its industry peers.
- In the last couple of years the Gross Margin of YOU has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.25% | ||
| PM (TTM) | 20.97% | ||
| GM | 85.99% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.14%
GM growth 5Y0.59%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), YOU is creating value.
- The number of shares outstanding for YOU has been reduced compared to 1 year ago.
- Compared to 5 years ago, YOU has less shares outstanding
- There is no outstanding debt for YOU. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
- An Altman-Z score of 4.19 indicates that YOU is not in any danger for bankruptcy at the moment.
- With a decent Altman-Z score value of 4.19, YOU is doing good in the industry, outperforming 68.95% of the companies in the same industry.
- YOU has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 4.19 |
ROIC/WACC2.4
WACC11.12%
2.3 Liquidity
- YOU has a Current Ratio of 0.93. This is a bad value and indicates that YOU is not financially healthy enough and could expect problems in meeting its short term obligations.
- YOU's Current ratio of 0.93 is on the low side compared to the rest of the industry. YOU is outperformed by 77.62% of its industry peers.
- A Quick Ratio of 0.93 indicates that YOU may have some problems paying its short term obligations.
- The Quick ratio of YOU (0.93) is worse than 77.62% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.93 | ||
| Quick Ratio | 0.93 |
3. Growth
3.1 Past
- YOU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 65.14%, which is quite impressive.
- Looking at the last year, YOU shows a quite strong growth in Revenue. The Revenue has grown by 17.83% in the last year.
- Measured over the past years, YOU shows a very strong growth in Revenue. The Revenue has been growing by 31.99% on average per year.
EPS 1Y (TTM)65.14%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-3.33%
Revenue 1Y (TTM)17.83%
Revenue growth 3Y44.76%
Revenue growth 5Y31.99%
Sales Q2Q%15.51%
3.2 Future
- The Earnings Per Share is expected to grow by 0.64% on average over the next years.
- YOU is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.27% yearly.
EPS Next Y-39.84%
EPS Next 2Y-12.76%
EPS Next 3Y0.64%
EPS Next 5YN/A
Revenue Next Year16.87%
Revenue Next 2Y14.68%
Revenue Next 3Y13.67%
Revenue Next 5Y9.27%
3.3 Evolution
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- YOU is valuated rather expensively with a Price/Earnings ratio of 19.40.
- YOU's Price/Earnings ratio is a bit cheaper when compared to the industry. YOU is cheaper than 75.45% of the companies in the same industry.
- YOU's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.38.
- With a Price/Forward Earnings ratio of 25.21, YOU can be considered very expensive at the moment.
- Based on the Price/Forward Earnings ratio, YOU is valued a bit cheaper than the industry average as 64.62% of the companies are valued more expensively.
- YOU is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 24.29, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.4 | ||
| Fwd PE | 25.21 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of YOU indicates a somewhat cheap valuation: YOU is cheaper than 78.34% of the companies listed in the same industry.
- 82.67% of the companies in the same industry are more expensive than YOU, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.06 | ||
| EV/EBITDA | 18.85 |
4.3 Compensation for Growth
- YOU has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-12.76%
EPS Next 3Y0.64%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 1.39%, YOU has a reasonable but not impressive dividend return.
- YOU's Dividend Yield is rather good when compared to the industry average which is at 0.52. YOU pays more dividend than 94.22% of the companies in the same industry.
- Compared to the average S&P500 Dividend Yield of 1.84, YOU is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.39% |
5.2 History
- YOU has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 40.24% of the earnings are spent on dividend by YOU. This is a bit on the high side, but may be sustainable.
DP40.24%
EPS Next 2Y-12.76%
EPS Next 3Y0.64%
34.92
+0.79 (+2.31%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-06 2025-11-06/bmo
Earnings (Next)02-25 2026-02-25/bmo
Inst Owners101.78%
Inst Owner Change-0.03%
Ins Owners7.02%
Ins Owner Change-7.46%
Market Cap4.65B
Revenue(TTM)866.30M
Net Income(TTM)181.69M
Analysts72.31
Price Target39.78 (13.92%)
Short Float %16.51%
Short Ratio9.6
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.39% |
Yearly Dividend0.47
Dividend Growth(5Y)N/A
DP40.24%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.71%
Min EPS beat(2)1.51%
Max EPS beat(2)7.9%
EPS beat(4)4
Avg EPS beat(4)57.05%
Min EPS beat(4)1.51%
Max EPS beat(4)202.79%
EPS beat(8)7
Avg EPS beat(8)39.61%
EPS beat(12)11
Avg EPS beat(12)65.91%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)1.03%
Min Revenue beat(2)0.94%
Max Revenue beat(2)1.11%
Revenue beat(4)4
Avg Revenue beat(4)0.92%
Min Revenue beat(4)0.6%
Max Revenue beat(4)1.11%
Revenue beat(8)8
Avg Revenue beat(8)1.14%
Revenue beat(12)12
Avg Revenue beat(12)1.87%
Revenue beat(16)16
Avg Revenue beat(16)1.89%
PT rev (1m)2.33%
PT rev (3m)9.86%
EPS NQ rev (1m)-4.87%
EPS NQ rev (3m)5.91%
EPS NY rev (1m)-0.37%
EPS NY rev (3m)1.31%
Revenue NQ rev (1m)-0.05%
Revenue NQ rev (3m)1.78%
Revenue NY rev (1m)-0.01%
Revenue NY rev (3m)0.95%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.4 | ||
| Fwd PE | 25.21 | ||
| P/S | 5.37 | ||
| P/FCF | 16.06 | ||
| P/OCF | 14.97 | ||
| P/B | 31.3 | ||
| P/tB | 61.49 | ||
| EV/EBITDA | 18.85 |
EPS(TTM)1.8
EY5.15%
EPS(NY)1.39
Fwd EY3.97%
FCF(TTM)2.17
FCFY6.23%
OCF(TTM)2.33
OCFY6.68%
SpS6.51
BVpS1.12
TBVpS0.57
PEG (NY)N/A
PEG (5Y)N/A
Graham Number6.72
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.14% | ||
| ROE | 122.29% | ||
| ROCE | 33.82% | ||
| ROIC | 26.72% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 19.25% | ||
| PM (TTM) | 20.97% | ||
| GM | 85.99% | ||
| FCFM | 33.43% |
ROA(3y)3.52%
ROA(5y)0.42%
ROE(3y)25.02%
ROE(5y)10.15%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.14%
GM growth 5Y0.59%
F-Score7
Asset Turnover0.77
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 76.06% | ||
| Cap/Sales | 2.43% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 159.75% | ||
| Profit Quality | 159.38% | ||
| Current Ratio | 0.93 | ||
| Quick Ratio | 0.93 | ||
| Altman-Z | 4.19 |
F-Score7
WACC11.12%
ROIC/WACC2.4
Cap/Depr(3y)112.32%
Cap/Depr(5y)150.12%
Cap/Sales(3y)4.38%
Cap/Sales(5y)6.38%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)65.14%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-3.33%
EPS Next Y-39.84%
EPS Next 2Y-12.76%
EPS Next 3Y0.64%
EPS Next 5YN/A
Revenue 1Y (TTM)17.83%
Revenue growth 3Y44.76%
Revenue growth 5Y31.99%
Sales Q2Q%15.51%
Revenue Next Year16.87%
Revenue Next 2Y14.68%
Revenue Next 3Y13.67%
Revenue Next 5Y9.27%
EBIT growth 1Y60.46%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year109.6%
EBIT Next 3Y44.17%
EBIT Next 5Y22.62%
FCF growth 1Y61.14%
FCF growth 3Y90.95%
FCF growth 5Y189.23%
OCF growth 1Y47.79%
OCF growth 3Y61.88%
OCF growth 5Y77.89%
CLEAR SECURE INC -CLASS A / YOU FAQ
What is the ChartMill fundamental rating of CLEAR SECURE INC -CLASS A (YOU) stock?
ChartMill assigns a fundamental rating of 6 / 10 to YOU.
Can you provide the valuation status for CLEAR SECURE INC -CLASS A?
ChartMill assigns a valuation rating of 5 / 10 to CLEAR SECURE INC -CLASS A (YOU). This can be considered as Fairly Valued.
Can you provide the profitability details for CLEAR SECURE INC -CLASS A?
CLEAR SECURE INC -CLASS A (YOU) has a profitability rating of 6 / 10.
Can you provide the PE and PB ratios for YOU stock?
The Price/Earnings (PE) ratio for CLEAR SECURE INC -CLASS A (YOU) is 19.4 and the Price/Book (PB) ratio is 31.3.
What is the earnings growth outlook for CLEAR SECURE INC -CLASS A?
The Earnings per Share (EPS) of CLEAR SECURE INC -CLASS A (YOU) is expected to decline by -39.84% in the next year.