CLEAR SECURE INC -CLASS A (YOU) Stock Fundamental Analysis
NYSE:YOU - New York Stock Exchange, Inc. - US18467V1098 - Common Stock - Currency: USD
Taking everything into account, YOU scores 6 out of 10 in our fundamental rating. YOU was compared to 284 industry peers in the Software industry. YOU has only an average score on both its financial health and profitability. YOU is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year YOU was profitable.
In the past year YOU had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: YOU reported negative net income in multiple years.
Of the past 5 years YOU 4 years had a positive operating cash flow.
1.2 Ratios
YOU's Return On Assets of 15.86% is amongst the best of the industry. YOU outperforms 91.90% of its industry peers.
YOU has a Return On Equity of 151.06%. This is amongst the best in the industry. YOU outperforms 99.65% of its industry peers.
YOU has a better Return On Invested Capital (25.48%) than 95.42% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 15.86% | ||
| ROE | 151.06% | ||
| ROIC | 25.48% |
ROA(3y)3.52%
ROA(5y)0.42%
ROE(3y)25.02%
ROE(5y)10.15%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
YOU has a better Profit Margin (21.96%) than 90.14% of its industry peers.
The Operating Margin of YOU (16.99%) is better than 84.86% of its industry peers.
Looking at the Gross Margin, with a value of 85.82%, YOU belongs to the top of the industry, outperforming 93.66% of the companies in the same industry.
YOU's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.99% | ||
| PM (TTM) | 21.96% | ||
| GM | 85.82% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.14%
GM growth 5Y0.59%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), YOU is creating value.
The number of shares outstanding for YOU has been reduced compared to 1 year ago.
YOU has less shares outstanding than it did 5 years ago.
YOU has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
YOU has an Altman-Z score of 3.21. This indicates that YOU is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 3.21, YOU is in the better half of the industry, outperforming 60.21% of the companies in the same industry.
YOU has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 3.21 |
ROIC/WACC2.27
WACC11.24%
2.3 Liquidity
YOU has a Current Ratio of 0.85. This is a bad value and indicates that YOU is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.85, YOU is not doing good in the industry: 79.93% of the companies in the same industry are doing better.
YOU has a Quick Ratio of 0.85. This is a bad value and indicates that YOU is not financially healthy enough and could expect problems in meeting its short term obligations.
YOU has a worse Quick ratio (0.85) than 79.23% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.85 | ||
| Quick Ratio | 0.85 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 133.33% over the past year.
The Revenue has grown by 21.58% in the past year. This is a very strong growth!
YOU shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 31.99% yearly.
EPS 1Y (TTM)133.33%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%25%
Revenue 1Y (TTM)21.58%
Revenue growth 3Y44.76%
Revenue growth 5Y31.99%
Sales Q2Q%18.05%
3.2 Future
Based on estimates for the next years, YOU will show a small growth in Earnings Per Share. The EPS will grow by 0.70% on average per year.
Based on estimates for the next years, YOU will show a quite strong growth in Revenue. The Revenue will grow by 9.27% on average per year.
EPS Next Y-17.41%
EPS Next 2Y-4.81%
EPS Next 3Y0.7%
EPS Next 5YN/A
Revenue Next Year14.24%
Revenue Next 2Y12.36%
Revenue Next 3Y10.7%
Revenue Next 5Y9.27%
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 13.74, which indicates a correct valuation of YOU.
89.44% of the companies in the same industry are more expensive than YOU, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of YOU to the average of the S&P500 Index (26.59), we can say YOU is valued slightly cheaper.
With a Price/Forward Earnings ratio of 15.74, YOU is valued correctly.
Based on the Price/Forward Earnings ratio, YOU is valued cheaply inside the industry as 82.04% of the companies are valued more expensively.
YOU's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 22.39.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.74 | ||
| Fwd PE | 15.74 |
4.2 Price Multiples
YOU's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. YOU is cheaper than 85.56% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of YOU indicates a rather cheap valuation: YOU is cheaper than 93.66% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.62 | ||
| EV/EBITDA | 15.41 |
4.3 Compensation for Growth
The decent profitability rating of YOU may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-4.81%
EPS Next 3Y0.7%
5. Dividend
5.1 Amount
YOU has a Yearly Dividend Yield of 1.93%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 16.44, YOU pays a better dividend. On top of this YOU pays more dividend than 96.13% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.39, YOU has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.93% |
5.2 History
YOU has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
YOU pays out 54.91% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP54.91%
EPS Next 2Y-4.81%
EPS Next 3Y0.7%
25.96
-0.27 (-1.03%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners107.32%
Inst Owner Change0.75%
Ins Owners6.22%
Ins Owner Change-10.74%
Market Cap3.45B
Analysts70
Price Target30.75 (18.45%)
Short Float %25.27%
Short Ratio10.28
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.93% |
Yearly Dividend0.47
Dividend Growth(5Y)N/A
DP54.91%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)109.39%
Min EPS beat(2)15.99%
Max EPS beat(2)202.79%
EPS beat(4)3
Avg EPS beat(4)59.75%
Min EPS beat(4)-10.11%
Max EPS beat(4)202.79%
EPS beat(8)7
Avg EPS beat(8)64.8%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)0.82%
Min Revenue beat(2)0.6%
Max Revenue beat(2)1.03%
Revenue beat(4)4
Avg Revenue beat(4)0.79%
Min Revenue beat(4)0.59%
Max Revenue beat(4)1.03%
Revenue beat(8)8
Avg Revenue beat(8)2.1%
Revenue beat(12)12
Avg Revenue beat(12)2.04%
Revenue beat(16)16
Avg Revenue beat(16)1.92%
PT rev (1m)-4.09%
PT rev (3m)-5.8%
EPS NQ rev (1m)-25.35%
EPS NQ rev (3m)-16.02%
EPS NY rev (1m)-0.33%
EPS NY rev (3m)9.32%
Revenue NQ rev (1m)0.18%
Revenue NQ rev (3m)0.18%
Revenue NY rev (1m)0.09%
Revenue NY rev (3m)-0.29%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.74 | ||
| Fwd PE | 15.74 | ||
| P/S | 4.3 | ||
| P/FCF | 11.62 | ||
| P/OCF | 11.01 | ||
| P/B | 29.6 | ||
| P/tB | 86.92 | ||
| EV/EBITDA | 15.41 |
EPS(TTM)1.89
EY7.28%
EPS(NY)1.65
Fwd EY6.35%
FCF(TTM)2.23
FCFY8.61%
OCF(TTM)2.36
OCFY9.08%
SpS6.03
BVpS0.88
TBVpS0.3
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 15.86% | ||
| ROE | 151.06% | ||
| ROCE | 32.25% | ||
| ROIC | 25.48% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 16.99% | ||
| PM (TTM) | 21.96% | ||
| GM | 85.82% | ||
| FCFM | 37.03% |
ROA(3y)3.52%
ROA(5y)0.42%
ROE(3y)25.02%
ROE(5y)10.15%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.14%
GM growth 5Y0.59%
F-Score8
Asset Turnover0.72
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 61% | ||
| Cap/Sales | 2.05% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 192.06% | ||
| Profit Quality | 168.63% | ||
| Current Ratio | 0.85 | ||
| Quick Ratio | 0.85 | ||
| Altman-Z | 3.21 |
F-Score8
WACC11.24%
ROIC/WACC2.27
Cap/Depr(3y)112.32%
Cap/Depr(5y)150.12%
Cap/Sales(3y)4.38%
Cap/Sales(5y)6.38%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)133.33%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%25%
EPS Next Y-17.41%
EPS Next 2Y-4.81%
EPS Next 3Y0.7%
EPS Next 5YN/A
Revenue 1Y (TTM)21.58%
Revenue growth 3Y44.76%
Revenue growth 5Y31.99%
Sales Q2Q%18.05%
Revenue Next Year14.24%
Revenue Next 2Y12.36%
Revenue Next 3Y10.7%
Revenue Next 5Y9.27%
EBIT growth 1Y130.82%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year84.77%
EBIT Next 3Y35.76%
EBIT Next 5Y22.62%
FCF growth 1Y76.41%
FCF growth 3Y90.95%
FCF growth 5Y189.23%
OCF growth 1Y53.61%
OCF growth 3Y61.88%
OCF growth 5Y77.89%