CLEAR SECURE INC -CLASS A (YOU) Stock Fundamental Analysis

NYSE:YOU • US18467V1098

33.98 USD
+0.48 (+1.43%)
Last: Feb 20, 2026, 10:11 AM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

Taking everything into account, YOU scores 5 out of 10 in our fundamental rating. YOU was compared to 276 industry peers in the Software industry. YOU has an average financial health and profitability rating. YOU has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • YOU had positive earnings in the past year.
  • YOU had a positive operating cash flow in the past year.
  • In multiple years YOU reported negative net income over the last 5 years.
  • YOU had a positive operating cash flow in 4 of the past 5 years.
YOU Yearly Net Income VS EBIT VS OCF VS FCFYOU Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 0 100M -100M 200M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 16.14%, YOU belongs to the top of the industry, outperforming 92.39% of the companies in the same industry.
  • YOU has a better Return On Equity (122.29%) than 98.55% of its industry peers.
  • YOU's Return On Invested Capital of 26.72% is amongst the best of the industry. YOU outperforms 95.65% of its industry peers.
Industry RankSector Rank
ROA 16.14%
ROE 122.29%
ROIC 26.72%
ROA(3y)3.52%
ROA(5y)0.42%
ROE(3y)25.02%
ROE(5y)10.15%
ROIC(3y)N/A
ROIC(5y)N/A
YOU Yearly ROA, ROE, ROICYOU Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 0 20 -20 40 60 80

1.3 Margins

  • With an excellent Profit Margin value of 20.97%, YOU belongs to the best of the industry, outperforming 85.14% of the companies in the same industry.
  • With an excellent Operating Margin value of 19.25%, YOU belongs to the best of the industry, outperforming 85.14% of the companies in the same industry.
  • YOU has a Gross Margin of 85.98%. This is amongst the best in the industry. YOU outperforms 92.75% of its industry peers.
  • YOU's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 19.25%
PM (TTM) 20.97%
GM 85.99%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.14%
GM growth 5Y0.59%
YOU Yearly Profit, Operating, Gross MarginsYOU Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 0 20 -20 40 -40 60 80

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

6

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), YOU is creating value.
  • YOU has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, YOU has less shares outstanding
  • There is no outstanding debt for YOU. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
YOU Yearly Shares OutstandingYOU Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 50M 100M 150M
YOU Yearly Total Debt VS Total AssetsYOU Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

2.2 Solvency

  • An Altman-Z score of 4.08 indicates that YOU is not in any danger for bankruptcy at the moment.
  • YOU's Altman-Z score of 4.08 is fine compared to the rest of the industry. YOU outperforms 74.28% of its industry peers.
  • YOU has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 4.08
ROIC/WACC2.43
WACC11.01%
YOU Yearly LT Debt VS Equity VS FCFYOU Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 100M 200M

2.3 Liquidity

  • YOU has a Current Ratio of 0.93. This is a bad value and indicates that YOU is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Current ratio value of 0.93, YOU is not doing good in the industry: 77.90% of the companies in the same industry are doing better.
  • A Quick Ratio of 0.93 indicates that YOU may have some problems paying its short term obligations.
  • The Quick ratio of YOU (0.93) is worse than 77.90% of its industry peers.
Industry RankSector Rank
Current Ratio 0.93
Quick Ratio 0.93
YOU Yearly Current Assets VS Current LiabilitesYOU Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 200M 400M 600M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 65.14% over the past year.
  • YOU shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 17.83%.
  • Measured over the past years, YOU shows a very strong growth in Revenue. The Revenue has been growing by 31.99% on average per year.
EPS 1Y (TTM)65.14%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-3.33%
Revenue 1Y (TTM)17.83%
Revenue growth 3Y44.76%
Revenue growth 5Y31.99%
Sales Q2Q%15.51%

3.2 Future

  • YOU is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -4.90% yearly.
  • Based on estimates for the next years, YOU will show a quite strong growth in Revenue. The Revenue will grow by 9.27% on average per year.
EPS Next Y-39.84%
EPS Next 2Y-15.77%
EPS Next 3Y-4.9%
EPS Next 5YN/A
Revenue Next Year16.87%
Revenue Next 2Y14.68%
Revenue Next 3Y13.67%
Revenue Next 5Y9.27%

3.3 Evolution

  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
YOU Yearly Revenue VS EstimatesYOU Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2032 500M 1B 1.5B
YOU Yearly EPS VS EstimatesYOU Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 0 0.5 -0.5 1 -1 1.5

More info and screens

Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 18.88, which indicates a rather expensive current valuation of YOU.
  • YOU's Price/Earnings ratio is a bit cheaper when compared to the industry. YOU is cheaper than 72.83% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 27.09, YOU is valued a bit cheaper.
  • A Price/Forward Earnings ratio of 26.32 indicates a quite expensive valuation of YOU.
  • The rest of the industry has a similar Price/Forward Earnings ratio as YOU.
  • When comparing the Price/Forward Earnings ratio of YOU to the average of the S&P500 Index (27.98), we can say YOU is valued inline with the index average.
Industry RankSector Rank
PE 18.88
Fwd PE 26.32
YOU Price Earnings VS Forward Price EarningsYOU Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, YOU is valued a bit cheaper than the industry average as 74.64% of the companies are valued more expensively.
  • 79.71% of the companies in the same industry are more expensive than YOU, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 15.63
EV/EBITDA 17.87
YOU Per share dataYOU EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6

4.3 Compensation for Growth

  • The decent profitability rating of YOU may justify a higher PE ratio.
  • YOU's earnings are expected to decrease with -4.90% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-15.77%
EPS Next 3Y-4.9%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. Dividend

5.1 Amount

  • YOU has a Yearly Dividend Yield of 1.39%.
  • YOU's Dividend Yield is rather good when compared to the industry average which is at 0.60. YOU pays more dividend than 93.84% of the companies in the same industry.
  • YOU's Dividend Yield is slightly below the S&P500 average, which is at 1.85.
Industry RankSector Rank
Dividend Yield 1.39%

5.2 History

  • YOU has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
YOU Yearly Dividends per shareYOU Yearly Dividends per shareYearly Dividends per share 2022 2023 2024 2025 0.2 0.4 0.6 0.8

5.3 Sustainability

  • 40.24% of the earnings are spent on dividend by YOU. This is a bit on the high side, but may be sustainable.
DP40.24%
EPS Next 2Y-15.77%
EPS Next 3Y-4.9%
YOU Yearly Income VS Free CF VS DividendYOU Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2019 2020 2021 2022 2023 2024 0 100M 200M
YOU Dividend Payout.YOU Dividend Payout, showing the Payout Ratio.YOU Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

CLEAR SECURE INC -CLASS A

NYSE:YOU (2/20/2026, 10:11:27 AM)

33.98

+0.48 (+1.43%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-06
Earnings (Next)02-25
Inst Owners101.78%
Inst Owner Change-1.62%
Ins Owners7.02%
Ins Owner Change-7.47%
Market Cap4.52B
Revenue(TTM)866.30M
Net Income(TTM)181.69M
Analysts72.31
Price Target40.57 (19.39%)
Short Float %15.18%
Short Ratio9.42
Dividend
Industry RankSector Rank
Dividend Yield 1.39%
Yearly Dividend0.47
Dividend Growth(5Y)N/A
DP40.24%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.71%
Min EPS beat(2)1.51%
Max EPS beat(2)7.9%
EPS beat(4)4
Avg EPS beat(4)57.05%
Min EPS beat(4)1.51%
Max EPS beat(4)202.79%
EPS beat(8)7
Avg EPS beat(8)39.61%
EPS beat(12)11
Avg EPS beat(12)65.91%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)1.03%
Min Revenue beat(2)0.94%
Max Revenue beat(2)1.11%
Revenue beat(4)4
Avg Revenue beat(4)0.92%
Min Revenue beat(4)0.6%
Max Revenue beat(4)1.11%
Revenue beat(8)8
Avg Revenue beat(8)1.14%
Revenue beat(12)12
Avg Revenue beat(12)1.87%
Revenue beat(16)16
Avg Revenue beat(16)1.89%
PT rev (1m)1.99%
PT rev (3m)11.66%
EPS NQ rev (1m)-5.58%
EPS NQ rev (3m)-4.25%
EPS NY rev (1m)0%
EPS NY rev (3m)1.31%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.48%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.95%
Valuation
Industry RankSector Rank
PE 18.88
Fwd PE 26.32
P/S 5.22
P/FCF 15.63
P/OCF 14.57
P/B 30.46
P/tB 59.83
EV/EBITDA 17.87
EPS(TTM)1.8
EY5.3%
EPS(NY)1.29
Fwd EY3.8%
FCF(TTM)2.17
FCFY6.4%
OCF(TTM)2.33
OCFY6.87%
SpS6.51
BVpS1.12
TBVpS0.57
PEG (NY)N/A
PEG (5Y)N/A
Graham Number6.72
Profitability
Industry RankSector Rank
ROA 16.14%
ROE 122.29%
ROCE 33.82%
ROIC 26.72%
ROICexc N/A
ROICexgc N/A
OM 19.25%
PM (TTM) 20.97%
GM 85.99%
FCFM 33.43%
ROA(3y)3.52%
ROA(5y)0.42%
ROE(3y)25.02%
ROE(5y)10.15%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.14%
GM growth 5Y0.59%
F-Score7
Asset Turnover0.77
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 76.06%
Cap/Sales 2.43%
Interest Coverage 250
Cash Conversion 159.75%
Profit Quality 159.38%
Current Ratio 0.93
Quick Ratio 0.93
Altman-Z 4.08
F-Score7
WACC11.01%
ROIC/WACC2.43
Cap/Depr(3y)112.32%
Cap/Depr(5y)150.12%
Cap/Sales(3y)4.38%
Cap/Sales(5y)6.38%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)65.14%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-3.33%
EPS Next Y-39.84%
EPS Next 2Y-15.77%
EPS Next 3Y-4.9%
EPS Next 5YN/A
Revenue 1Y (TTM)17.83%
Revenue growth 3Y44.76%
Revenue growth 5Y31.99%
Sales Q2Q%15.51%
Revenue Next Year16.87%
Revenue Next 2Y14.68%
Revenue Next 3Y13.67%
Revenue Next 5Y9.27%
EBIT growth 1Y60.46%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year109.6%
EBIT Next 3Y44.17%
EBIT Next 5Y22.62%
FCF growth 1Y61.14%
FCF growth 3Y90.95%
FCF growth 5Y189.23%
OCF growth 1Y47.79%
OCF growth 3Y61.88%
OCF growth 5Y77.89%

CLEAR SECURE INC -CLASS A / YOU FAQ

What is the ChartMill fundamental rating of CLEAR SECURE INC -CLASS A (YOU) stock?

ChartMill assigns a fundamental rating of 5 / 10 to YOU.


Can you provide the valuation status for CLEAR SECURE INC -CLASS A?

ChartMill assigns a valuation rating of 4 / 10 to CLEAR SECURE INC -CLASS A (YOU). This can be considered as Fairly Valued.


Can you provide the profitability details for CLEAR SECURE INC -CLASS A?

CLEAR SECURE INC -CLASS A (YOU) has a profitability rating of 6 / 10.


Can you provide the PE and PB ratios for YOU stock?

The Price/Earnings (PE) ratio for CLEAR SECURE INC -CLASS A (YOU) is 18.88 and the Price/Book (PB) ratio is 30.46.


What is the earnings growth outlook for CLEAR SECURE INC -CLASS A?

The Earnings per Share (EPS) of CLEAR SECURE INC -CLASS A (YOU) is expected to decline by -39.84% in the next year.