CLEAR SECURE INC -CLASS A (YOU) Fundamental Analysis & Valuation

NYSE:YOU • US18467V1098

Current stock price

48.54 USD
+0.44 (+0.91%)
At close:
48.62 USD
+0.08 (+0.16%)
After Hours:

This YOU fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

8

1. YOU Profitability Analysis

1.1 Basic Checks

  • In the past year YOU was profitable.
  • In the past year YOU had a positive cash flow from operations.
  • In multiple years YOU reported negative net income over the last 5 years.
  • Each year in the past 5 years YOU had a positive operating cash flow.
YOU Yearly Net Income VS EBIT VS OCF VS FCFYOU Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M 300M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 8.38%, YOU belongs to the top of the industry, outperforming 83.03% of the companies in the same industry.
  • YOU's Return On Equity of 61.42% is amongst the best of the industry. YOU outperforms 97.11% of its industry peers.
  • YOU's Return On Invested Capital of 28.00% is amongst the best of the industry. YOU outperforms 95.67% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for YOU is significantly above the industry average of 10.87%.
  • The 3 year average ROIC (16.51%) for YOU is below the current ROIC(28.00%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 8.38%
ROE 61.42%
ROIC 28%
ROA(3y)8.42%
ROA(5y)2.9%
ROE(3y)53%
ROE(5y)24.69%
ROIC(3y)16.51%
ROIC(5y)N/A
YOU Yearly ROA, ROE, ROICYOU Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 2025 0 20 -20 40 60 80

1.3 Margins

  • With a decent Profit Margin value of 12.12%, YOU is doing good in the industry, outperforming 75.45% of the companies in the same industry.
  • Looking at the Operating Margin, with a value of 20.70%, YOU belongs to the top of the industry, outperforming 88.45% of the companies in the same industry.
  • With an excellent Gross Margin value of 85.81%, YOU belongs to the best of the industry, outperforming 92.42% of the companies in the same industry.
  • YOU's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 20.7%
PM (TTM) 12.12%
GM 85.81%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.52%
GM growth 5Y0.04%
YOU Yearly Profit, Operating, Gross MarginsYOU Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 2025 0 20 -20 40 -40 60 80

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

8

2. YOU Health Analysis

2.1 Basic Checks

  • YOU has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
  • Compared to 1 year ago, YOU has less shares outstanding
  • The number of shares outstanding for YOU has been reduced compared to 5 years ago.
  • YOU has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
YOU Yearly Shares OutstandingYOU Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
YOU Yearly Total Debt VS Total AssetsYOU Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

2.2 Solvency

  • YOU has an Altman-Z score of 4.71. This indicates that YOU is financially healthy and has little risk of bankruptcy at the moment.
  • The Altman-Z score of YOU (4.71) is better than 75.81% of its industry peers.
  • YOU has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 4.71
ROIC/WACC2.6
WACC10.75%
YOU Yearly LT Debt VS Equity VS FCFYOU Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M

2.3 Liquidity

  • YOU has a Current Ratio of 1.01. This is a normal value and indicates that YOU is financially healthy and should not expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 1.01, YOU is doing worse than 74.37% of the companies in the same industry.
  • A Quick Ratio of 1.01 indicates that YOU should not have too much problems paying its short term obligations.
  • The Quick ratio of YOU (1.01) is worse than 73.65% of its industry peers.
  • The current and quick ratio evaluation for YOU is rather negative, while it does have excellent solvency and profitability. These ratios do not necessarly indicate liquidity issues and need to be evaluated against the specifics of the business.
Industry RankSector Rank
Current Ratio 1.01
Quick Ratio 1.01
YOU Yearly Current Assets VS Current LiabilitesYOU Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. YOU Growth Analysis

3.1 Past

  • The earnings per share for YOU have decreased strongly by -33.52% in the last year.
  • YOU shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 96.29% yearly.
  • YOU shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 16.91%.
  • YOU shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 31.30% yearly.
EPS 1Y (TTM)-33.52%
EPS 3Y96.29%
EPS 5YN/A
EPS Q2Q%-65.56%
Revenue 1Y (TTM)16.91%
Revenue growth 3Y27.23%
Revenue growth 5Y31.3%
Sales Q2Q%16.72%

3.2 Future

  • YOU is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 26.06% yearly.
  • The Revenue is expected to grow by 7.15% on average over the next years.
EPS Next Y17.81%
EPS Next 2Y29.64%
EPS Next 3Y26.06%
EPS Next 5YN/A
Revenue Next Year15.4%
Revenue Next 2Y14.88%
Revenue Next 3Y11.68%
Revenue Next 5Y7.15%

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
YOU Yearly Revenue VS EstimatesYOU Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2032 500M 1B 1.5B
YOU Yearly EPS VS EstimatesYOU Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 0 1 -1 2

More info and screens

Find the best growth stocksShow best growing peers

4

4. YOU Valuation Analysis

4.1 Price/Earnings Ratio

  • YOU is valuated quite expensively with a Price/Earnings ratio of 40.12.
  • YOU's Price/Earnings is on the same level as the industry average.
  • YOU's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 25.79.
  • YOU is valuated quite expensively with a Price/Forward Earnings ratio of 34.05.
  • The rest of the industry has a similar Price/Forward Earnings ratio as YOU.
  • YOU's Price/Forward Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 23.80.
Industry RankSector Rank
PE 40.12
Fwd PE 34.05
YOU Price Earnings VS Forward Price EarningsYOU Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of YOU indicates a somewhat cheap valuation: YOU is cheaper than 71.48% of the companies listed in the same industry.
  • Based on the Price/Free Cash Flow ratio, YOU is valued a bit cheaper than the industry average as 75.81% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 18.86
EV/EBITDA 23.06
YOU Per share dataYOU EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates YOU does not grow enough to justify the current Price/Earnings ratio.
  • YOU has an outstanding profitability rating, which may justify a higher PE ratio.
  • YOU's earnings are expected to grow with 26.06% in the coming years. This may justify a more expensive valuation.
PEG (NY)2.25
PEG (5Y)N/A
EPS Next 2Y29.64%
EPS Next 3Y26.06%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. YOU Dividend Analysis

5.1 Amount

  • YOU has a Yearly Dividend Yield of 1.39%. Purely for dividend investing, there may be better candidates out there.
  • YOU's Dividend Yield is rather good when compared to the industry average which is at 0.59. YOU pays more dividend than 93.86% of the companies in the same industry.
  • Compared to the average S&P500 Dividend Yield of 1.91, YOU is paying slightly less dividend.
Industry RankSector Rank
Dividend Yield 1.39%

5.2 History

  • YOU has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
YOU Yearly Dividends per shareYOU Yearly Dividends per shareYearly Dividends per share 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8

5.3 Sustainability

  • 67.01% of the earnings are spent on dividend by YOU. This is not a sustainable payout ratio.
DP67.01%
EPS Next 2Y29.64%
EPS Next 3Y26.06%
YOU Yearly Income VS Free CF VS DividendYOU Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M
YOU Dividend Payout.YOU Dividend Payout, showing the Payout Ratio.YOU Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

YOU Fundamentals: All Metrics, Ratios and Statistics

CLEAR SECURE INC -CLASS A

NYSE:YOU (3/18/2026, 8:04:00 PM)

After market: 48.62 +0.08 (+0.16%)

48.54

+0.44 (+0.91%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)02-25
Earnings (Next)05-06
Inst Owners97.2%
Inst Owner Change-4.27%
Ins Owners6.85%
Ins Owner Change-10.33%
Market Cap6.47B
Revenue(TTM)900.78M
Net Income(TTM)109.17M
Analysts72.31
Price Target40.57 (-16.42%)
Short Float %11.47%
Short Ratio6.3
Dividend
Industry RankSector Rank
Dividend Yield 1.39%
Yearly Dividend0.54
Dividend Growth(5Y)N/A
DP67.01%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-10
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.67%
Min EPS beat(2)1.51%
Max EPS beat(2)5.84%
EPS beat(4)4
Avg EPS beat(4)7.81%
Min EPS beat(4)1.51%
Max EPS beat(4)15.99%
EPS beat(8)7
Avg EPS beat(8)39.95%
EPS beat(12)11
Avg EPS beat(12)45.85%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)1.03%
Min Revenue beat(2)0.94%
Max Revenue beat(2)1.12%
Revenue beat(4)4
Avg Revenue beat(4)0.95%
Min Revenue beat(4)0.6%
Max Revenue beat(4)1.12%
Revenue beat(8)8
Avg Revenue beat(8)1.09%
Revenue beat(12)12
Avg Revenue beat(12)1.75%
Revenue beat(16)16
Avg Revenue beat(16)1.82%
PT rev (1m)0%
PT rev (3m)4.37%
EPS NQ rev (1m)26.96%
EPS NQ rev (3m)14.57%
EPS NY rev (1m)10.41%
EPS NY rev (3m)-0.7%
Revenue NQ rev (1m)2.89%
Revenue NQ rev (3m)2.09%
Revenue NY rev (1m)2.55%
Revenue NY rev (3m)2.96%
Valuation
Industry RankSector Rank
PE 40.12
Fwd PE 34.05
P/S 7.18
P/FCF 18.86
P/OCF 17.37
P/B 36.41
P/tB 57.63
EV/EBITDA 23.06
EPS(TTM)1.21
EY2.49%
EPS(NY)1.43
Fwd EY2.94%
FCF(TTM)2.57
FCFY5.3%
OCF(TTM)2.79
OCFY5.76%
SpS6.76
BVpS1.33
TBVpS0.84
PEG (NY)2.25
PEG (5Y)N/A
Graham Number6.02
Profitability
Industry RankSector Rank
ROA 8.38%
ROE 61.42%
ROCE 34.31%
ROIC 28%
ROICexc N/A
ROICexgc N/A
OM 20.7%
PM (TTM) 12.12%
GM 85.81%
FCFM 38.09%
ROA(3y)8.42%
ROA(5y)2.9%
ROE(3y)53%
ROE(5y)24.69%
ROIC(3y)16.51%
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)20.23%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.52%
GM growth 5Y0.04%
F-Score7
Asset Turnover0.69
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 84.74%
Cap/Sales 3.26%
Interest Coverage 250
Cash Conversion 168.45%
Profit Quality 314.3%
Current Ratio 1.01
Quick Ratio 1.01
Altman-Z 4.71
F-Score7
WACC10.75%
ROIC/WACC2.6
Cap/Depr(3y)84%
Cap/Depr(5y)131.11%
Cap/Sales(3y)3.04%
Cap/Sales(5y)5.57%
Profit Quality(3y)396.3%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-33.52%
EPS 3Y96.29%
EPS 5YN/A
EPS Q2Q%-65.56%
EPS Next Y17.81%
EPS Next 2Y29.64%
EPS Next 3Y26.06%
EPS Next 5YN/A
Revenue 1Y (TTM)16.91%
Revenue growth 3Y27.23%
Revenue growth 5Y31.3%
Sales Q2Q%16.72%
Revenue Next Year15.4%
Revenue Next 2Y14.88%
Revenue Next 3Y11.68%
Revenue Next 5Y7.15%
EBIT growth 1Y52.36%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year81.19%
EBIT Next 3Y32.82%
EBIT Next 5Y14.49%
FCF growth 1Y21.09%
FCF growth 3Y36%
FCF growth 5YN/A
OCF growth 1Y25.97%
OCF growth 3Y30.32%
OCF growth 5YN/A

CLEAR SECURE INC -CLASS A / YOU Fundamental Analysis FAQ

What is the ChartMill fundamental rating of CLEAR SECURE INC -CLASS A (YOU) stock?

ChartMill assigns a fundamental rating of 7 / 10 to YOU.


Can you provide the valuation status for CLEAR SECURE INC -CLASS A?

ChartMill assigns a valuation rating of 4 / 10 to CLEAR SECURE INC -CLASS A (YOU). This can be considered as Fairly Valued.


Can you provide the profitability details for CLEAR SECURE INC -CLASS A?

CLEAR SECURE INC -CLASS A (YOU) has a profitability rating of 8 / 10.


Can you provide the PE and PB ratios for YOU stock?

The Price/Earnings (PE) ratio for CLEAR SECURE INC -CLASS A (YOU) is 40.12 and the Price/Book (PB) ratio is 36.41.


What is the earnings growth outlook for CLEAR SECURE INC -CLASS A?

The Earnings per Share (EPS) of CLEAR SECURE INC -CLASS A (YOU) is expected to grow by 17.81% in the next year.