CLEAR SECURE INC -CLASS A (YOU) Stock Fundamental Analysis
USA - NYSE:YOU - US18467V1098 - Common Stock
37.34 USD
+0.05 (+0.13%)
37.34 USD
0 (0%)
Overall YOU gets a fundamental rating of 5 out of 10. We evaluated YOU against 280 industry peers in the Software industry. Both the profitability and the financial health of YOU get a neutral evaluation. Nothing too spectacular is happening here. YOU has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
YOU had positive earnings in the past year.
YOU had a positive operating cash flow in the past year.
In multiple years YOU reported negative net income over the last 5 years.
YOU had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
YOU has a better Return On Assets (14.99%) than 91.43% of its industry peers.
The Return On Equity of YOU (145.77%) is better than 99.64% of its industry peers.
Looking at the Return On Invested Capital, with a value of 27.31%, YOU belongs to the top of the industry, outperforming 96.07% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 14.99% | ||
| ROE | 145.77% | ||
| ROIC | 27.31% |
ROA(3y)3.52%
ROA(5y)0.42%
ROE(3y)25.02%
ROE(5y)10.15%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
YOU's Profit Margin of 21.17% is amongst the best of the industry. YOU outperforms 86.43% of its industry peers.
Looking at the Operating Margin, with a value of 17.81%, YOU belongs to the top of the industry, outperforming 85.00% of the companies in the same industry.
YOU's Gross Margin of 85.79% is amongst the best of the industry. YOU outperforms 93.57% of its industry peers.
In the last couple of years the Gross Margin of YOU has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.81% | ||
| PM (TTM) | 21.17% | ||
| GM | 85.79% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.14%
GM growth 5Y0.59%
2. Health
2.1 Basic Checks
YOU has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
YOU has less shares outstanding than it did 1 year ago.
YOU has less shares outstanding than it did 5 years ago.
YOU has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
YOU has an Altman-Z score of 3.94. This indicates that YOU is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 3.94, YOU is in the better half of the industry, outperforming 64.64% of the companies in the same industry.
YOU has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 3.94 |
ROIC/WACC2.45
WACC11.17%
2.3 Liquidity
A Current Ratio of 0.87 indicates that YOU may have some problems paying its short term obligations.
YOU's Current ratio of 0.87 is on the low side compared to the rest of the industry. YOU is outperformed by 78.21% of its industry peers.
YOU has a Quick Ratio of 0.87. This is a bad value and indicates that YOU is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of YOU (0.87) is worse than 77.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.87 | ||
| Quick Ratio | 0.87 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 81.00% over the past year.
Looking at the last year, YOU shows a quite strong growth in Revenue. The Revenue has grown by 19.85% in the last year.
Measured over the past years, YOU shows a very strong growth in Revenue. The Revenue has been growing by 31.99% on average per year.
EPS 1Y (TTM)81%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-23.53%
Revenue 1Y (TTM)19.85%
Revenue growth 3Y44.76%
Revenue growth 5Y31.99%
Sales Q2Q%17.52%
3.2 Future
YOU is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -1.67% yearly.
Based on estimates for the next years, YOU will show a quite strong growth in Revenue. The Revenue will grow by 9.27% on average per year.
EPS Next Y-41.18%
EPS Next 2Y-15.02%
EPS Next 3Y-1.67%
EPS Next 5YN/A
Revenue Next Year15.42%
Revenue Next 2Y13.12%
Revenue Next 3Y11.29%
Revenue Next 5Y9.27%
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 20.63, the valuation of YOU can be described as rather expensive.
YOU's Price/Earnings ratio is a bit cheaper when compared to the industry. YOU is cheaper than 77.14% of the companies in the same industry.
YOU is valuated rather cheaply when we compare the Price/Earnings ratio to 27.43, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 28.41, the valuation of YOU can be described as expensive.
YOU's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. YOU is cheaper than 64.64% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.87, YOU is valued a bit more expensive.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.63 | ||
| Fwd PE | 28.41 |
4.2 Price Multiples
78.93% of the companies in the same industry are more expensive than YOU, based on the Enterprise Value to EBITDA ratio.
88.57% of the companies in the same industry are more expensive than YOU, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.27 | ||
| EV/EBITDA | 21.78 |
4.3 Compensation for Growth
The decent profitability rating of YOU may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-15.02%
EPS Next 3Y-1.67%
5. Dividend
5.1 Amount
YOU has a Yearly Dividend Yield of 1.69%.
Compared to an average industry Dividend Yield of 59.94, YOU pays a better dividend. On top of this YOU pays more dividend than 95.71% of the companies listed in the same industry.
YOU's Dividend Yield is slightly below the S&P500 average, which is at 2.45.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.69% |
5.2 History
YOU has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
YOU pays out 39.80% of its income as dividend. This is a sustainable payout ratio.
DP39.8%
EPS Next 2Y-15.02%
EPS Next 3Y-1.67%
37.34
+0.05 (+0.13%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners108.02%
Inst Owner Change2.2%
Ins Owners9.06%
Ins Owner Change-11.77%
Market Cap4.96B
Analysts70
Price Target34.83 (-6.72%)
Short Float %18.78%
Short Ratio9.66
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.69% |
Yearly Dividend0.47
Dividend Growth(5Y)N/A
DP39.8%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)11.95%
Min EPS beat(2)7.9%
Max EPS beat(2)15.99%
EPS beat(4)3
Avg EPS beat(4)54.15%
Min EPS beat(4)-10.11%
Max EPS beat(4)202.79%
EPS beat(8)7
Avg EPS beat(8)50.16%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)0.86%
Min Revenue beat(2)0.6%
Max Revenue beat(2)1.11%
Revenue beat(4)4
Avg Revenue beat(4)0.92%
Min Revenue beat(4)0.6%
Max Revenue beat(4)1.11%
Revenue beat(8)8
Avg Revenue beat(8)1.45%
Revenue beat(12)12
Avg Revenue beat(12)2%
Revenue beat(16)16
Avg Revenue beat(16)1.94%
PT rev (1m)12.21%
PT rev (3m)13.27%
EPS NQ rev (1m)6.45%
EPS NQ rev (3m)-18.85%
EPS NY rev (1m)1.64%
EPS NY rev (3m)-28.78%
Revenue NQ rev (1m)1.64%
Revenue NQ rev (3m)0.45%
Revenue NY rev (1m)1%
Revenue NY rev (3m)1.04%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.63 | ||
| Fwd PE | 28.41 | ||
| P/S | 5.94 | ||
| P/FCF | 16.27 | ||
| P/OCF | 15.41 | ||
| P/B | 40.91 | ||
| P/tB | 104.81 | ||
| EV/EBITDA | 21.78 |
EPS(TTM)1.81
EY4.85%
EPS(NY)1.31
Fwd EY3.52%
FCF(TTM)2.3
FCFY6.15%
OCF(TTM)2.42
OCFY6.49%
SpS6.29
BVpS0.91
TBVpS0.36
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 14.99% | ||
| ROE | 145.77% | ||
| ROCE | 34.57% | ||
| ROIC | 27.31% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 17.81% | ||
| PM (TTM) | 21.17% | ||
| GM | 85.79% | ||
| FCFM | 36.52% |
ROA(3y)3.52%
ROA(5y)0.42%
ROE(3y)25.02%
ROE(5y)10.15%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.14%
GM growth 5Y0.59%
F-Score7
Asset Turnover0.71
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 62.17% | ||
| Cap/Sales | 2.03% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 182.92% | ||
| Profit Quality | 172.51% | ||
| Current Ratio | 0.87 | ||
| Quick Ratio | 0.87 | ||
| Altman-Z | 3.94 |
F-Score7
WACC11.17%
ROIC/WACC2.45
Cap/Depr(3y)112.32%
Cap/Depr(5y)150.12%
Cap/Sales(3y)4.38%
Cap/Sales(5y)6.38%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)81%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-23.53%
EPS Next Y-41.18%
EPS Next 2Y-15.02%
EPS Next 3Y-1.67%
EPS Next 5YN/A
Revenue 1Y (TTM)19.85%
Revenue growth 3Y44.76%
Revenue growth 5Y31.99%
Sales Q2Q%17.52%
Revenue Next Year15.42%
Revenue Next 2Y13.12%
Revenue Next 3Y11.29%
Revenue Next 5Y9.27%
EBIT growth 1Y67.16%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year85.3%
EBIT Next 3Y34.67%
EBIT Next 5Y22.62%
FCF growth 1Y57.37%
FCF growth 3Y90.95%
FCF growth 5Y189.23%
OCF growth 1Y41.14%
OCF growth 3Y61.88%
OCF growth 5Y77.89%