CLEAR SECURE INC -CLASS A (YOU) Stock Fundamental Analysis
NYSE:YOU - New York Stock Exchange, Inc. - US18467V1098 - Common Stock - Currency: USD
Overall YOU gets a fundamental rating of 6 out of 10. We evaluated YOU against 283 industry peers in the Software industry. YOU is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. YOU is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year YOU was profitable.
YOU had a positive operating cash flow in the past year.
In multiple years YOU reported negative net income over the last 5 years.
Of the past 5 years YOU 4 years had a positive operating cash flow.
1.2 Ratios
The Return On Assets of YOU (14.20%) is better than 90.11% of its industry peers.
The Return On Equity of YOU (85.54%) is better than 97.88% of its industry peers.
YOU has a better Return On Invested Capital (17.52%) than 92.93% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 14.2% | ||
| ROE | 85.54% | ||
| ROIC | 17.52% |
ROA(3y)3.52%
ROA(5y)0.42%
ROE(3y)25.02%
ROE(5y)10.15%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
YOU's Profit Margin of 22.02% is amongst the best of the industry. YOU outperforms 89.40% of its industry peers.
With an excellent Operating Margin value of 15.89%, YOU belongs to the best of the industry, outperforming 83.75% of the companies in the same industry.
The Gross Margin of YOU (85.67%) is better than 93.29% of its industry peers.
In the last couple of years the Gross Margin of YOU has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 15.89% | ||
| PM (TTM) | 22.02% | ||
| GM | 85.67% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.14%
GM growth 5Y0.59%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), YOU is creating some value.
Compared to 1 year ago, YOU has less shares outstanding
The number of shares outstanding for YOU has been reduced compared to 5 years ago.
YOU has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
An Altman-Z score of 3.12 indicates that YOU is not in any danger for bankruptcy at the moment.
YOU's Altman-Z score of 3.12 is in line compared to the rest of the industry. YOU outperforms 59.01% of its industry peers.
YOU has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 3.12 |
ROIC/WACC1.6
WACC10.95%
2.3 Liquidity
YOU has a Current Ratio of 1.03. This is a normal value and indicates that YOU is financially healthy and should not expect problems in meeting its short term obligations.
YOU's Current ratio of 1.03 is on the low side compared to the rest of the industry. YOU is outperformed by 74.56% of its industry peers.
A Quick Ratio of 1.03 indicates that YOU should not have too much problems paying its short term obligations.
The Quick ratio of YOU (1.03) is worse than 73.85% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.03 | ||
| Quick Ratio | 1.03 |
3. Growth
3.1 Past
YOU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 133.33%, which is quite impressive.
YOU shows a strong growth in Revenue. In the last year, the Revenue has grown by 25.57%.
Measured over the past years, YOU shows a very strong growth in Revenue. The Revenue has been growing by 31.99% on average per year.
EPS 1Y (TTM)133.33%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%25%
Revenue 1Y (TTM)25.57%
Revenue growth 3Y44.76%
Revenue growth 5Y31.99%
Sales Q2Q%18.05%
3.2 Future
YOU is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 0.70% yearly.
YOU is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.27% yearly.
EPS Next Y-17.41%
EPS Next 2Y-4.81%
EPS Next 3Y0.7%
EPS Next 5YN/A
Revenue Next Year14.24%
Revenue Next 2Y12.44%
Revenue Next 3Y10.7%
Revenue Next 5Y9.27%
3.3 Evolution
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 13.33, which indicates a correct valuation of YOU.
Compared to the rest of the industry, the Price/Earnings ratio of YOU indicates a rather cheap valuation: YOU is cheaper than 87.63% of the companies listed in the same industry.
YOU is valuated rather cheaply when we compare the Price/Earnings ratio to 26.03, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 15.27, which indicates a correct valuation of YOU.
Based on the Price/Forward Earnings ratio, YOU is valued cheaply inside the industry as 83.75% of the companies are valued more expensively.
YOU is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 21.94, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.33 | ||
| Fwd PE | 15.27 |
4.2 Price Multiples
86.57% of the companies in the same industry are more expensive than YOU, based on the Enterprise Value to EBITDA ratio.
92.93% of the companies in the same industry are more expensive than YOU, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.84 | ||
| EV/EBITDA | 14.77 |
4.3 Compensation for Growth
YOU has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-4.81%
EPS Next 3Y0.7%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.07%, YOU has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 14.19, YOU pays a better dividend. On top of this YOU pays more dividend than 96.82% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.36, YOU has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.07% |
5.2 History
YOU has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
40.21% of the earnings are spent on dividend by YOU. This is a bit on the high side, but may be sustainable.
DP40.21%
EPS Next 2Y-4.81%
EPS Next 3Y0.7%
25.19
+0.02 (+0.08%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners107.32%
Inst Owner Change0.76%
Ins Owners6.22%
Ins Owner Change-7.17%
Market Cap3.35B
Analysts70
Price Target30.6 (21.48%)
Short Float %24.42%
Short Ratio8.72
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.07% |
Yearly Dividend0.47
Dividend Growth(5Y)N/A
DP40.21%
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)96.34%
Min EPS beat(2)-10.11%
Max EPS beat(2)202.79%
EPS beat(4)3
Avg EPS beat(4)72.08%
Min EPS beat(4)-10.11%
Max EPS beat(4)202.79%
EPS beat(8)7
Avg EPS beat(8)64.87%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)0.99%
Min Revenue beat(2)0.94%
Max Revenue beat(2)1.03%
Revenue beat(4)4
Avg Revenue beat(4)1.23%
Min Revenue beat(4)0.59%
Max Revenue beat(4)2.35%
Revenue beat(8)8
Avg Revenue beat(8)2.16%
Revenue beat(12)12
Avg Revenue beat(12)2.11%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-4.98%
PT rev (3m)-6.98%
EPS NQ rev (1m)0%
EPS NQ rev (3m)6.94%
EPS NY rev (1m)-0.33%
EPS NY rev (3m)9.32%
Revenue NQ rev (1m)0.26%
Revenue NQ rev (3m)0.3%
Revenue NY rev (1m)-0.28%
Revenue NY rev (3m)-0.02%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.33 | ||
| Fwd PE | 15.27 | ||
| P/S | 4.35 | ||
| P/FCF | 11.84 | ||
| P/OCF | 11.34 | ||
| P/B | 16.91 | ||
| P/tB | 27.88 | ||
| EV/EBITDA | 14.77 |
EPS(TTM)1.89
EY7.5%
EPS(NY)1.65
Fwd EY6.55%
FCF(TTM)2.13
FCFY8.45%
OCF(TTM)2.22
OCFY8.82%
SpS5.79
BVpS1.49
TBVpS0.9
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 14.2% | ||
| ROE | 85.54% | ||
| ROCE | 22.18% | ||
| ROIC | 17.52% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 15.89% | ||
| PM (TTM) | 22.02% | ||
| GM | 85.67% | ||
| FCFM | 36.78% |
ROA(3y)3.52%
ROA(5y)0.42%
ROE(3y)25.02%
ROE(5y)10.15%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.14%
GM growth 5Y0.59%
F-Score8
Asset Turnover0.64
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 46.55% | ||
| Cap/Sales | 1.6% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 198.61% | ||
| Profit Quality | 167% | ||
| Current Ratio | 1.03 | ||
| Quick Ratio | 1.03 | ||
| Altman-Z | 3.12 |
F-Score8
WACC10.95%
ROIC/WACC1.6
Cap/Depr(3y)112.32%
Cap/Depr(5y)150.12%
Cap/Sales(3y)4.38%
Cap/Sales(5y)6.38%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)133.33%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%25%
EPS Next Y-17.41%
EPS Next 2Y-4.81%
EPS Next 3Y0.7%
EPS Next 5YN/A
Revenue 1Y (TTM)25.57%
Revenue growth 3Y44.76%
Revenue growth 5Y31.99%
Sales Q2Q%18.05%
Revenue Next Year14.24%
Revenue Next 2Y12.44%
Revenue Next 3Y10.7%
Revenue Next 5Y9.27%
EBIT growth 1Y453.83%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year88.81%
EBIT Next 3Y36.51%
EBIT Next 5Y22.62%
FCF growth 1Y42.46%
FCF growth 3Y90.95%
FCF growth 5Y189.23%
OCF growth 1Y31.39%
OCF growth 3Y61.88%
OCF growth 5Y77.89%