CLEAR SECURE INC -CLASS A (YOU) Stock Fundamental Analysis
NYSE:YOU - New York Stock Exchange, Inc. - US18467V1098 - Common Stock - Currency: USD
Taking everything into account, YOU scores 6 out of 10 in our fundamental rating. YOU was compared to 281 industry peers in the Software industry. Both the profitability and the financial health of YOU get a neutral evaluation. Nothing too spectacular is happening here. YOU has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year YOU was profitable.
YOU had a positive operating cash flow in the past year.
In multiple years YOU reported negative net income over the last 5 years.
YOU had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
YOU has a better Return On Assets (15.86%) than 91.81% of its industry peers.
YOU has a better Return On Equity (151.06%) than 99.64% of its industry peers.
YOU has a Return On Invested Capital of 25.48%. This is amongst the best in the industry. YOU outperforms 95.73% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 15.86% | ||
| ROE | 151.06% | ||
| ROIC | 25.48% |
ROA(3y)3.52%
ROA(5y)0.42%
ROE(3y)25.02%
ROE(5y)10.15%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of YOU (21.96%) is better than 90.39% of its industry peers.
YOU has a Operating Margin of 16.99%. This is amongst the best in the industry. YOU outperforms 85.05% of its industry peers.
With an excellent Gross Margin value of 85.82%, YOU belongs to the best of the industry, outperforming 93.95% of the companies in the same industry.
In the last couple of years the Gross Margin of YOU has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.99% | ||
| PM (TTM) | 21.96% | ||
| GM | 85.82% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.14%
GM growth 5Y0.59%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so YOU is creating value.
YOU has less shares outstanding than it did 1 year ago.
The number of shares outstanding for YOU has been reduced compared to 5 years ago.
There is no outstanding debt for YOU. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
An Altman-Z score of 3.52 indicates that YOU is not in any danger for bankruptcy at the moment.
YOU has a Altman-Z score of 3.52. This is in the better half of the industry: YOU outperforms 60.85% of its industry peers.
YOU has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 3.52 |
ROIC/WACC2.22
WACC11.47%
2.3 Liquidity
A Current Ratio of 0.85 indicates that YOU may have some problems paying its short term obligations.
With a Current ratio value of 0.85, YOU is not doing good in the industry: 79.72% of the companies in the same industry are doing better.
A Quick Ratio of 0.85 indicates that YOU may have some problems paying its short term obligations.
With a Quick ratio value of 0.85, YOU is not doing good in the industry: 79.00% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.85 | ||
| Quick Ratio | 0.85 |
3. Growth
3.1 Past
YOU shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 133.33%, which is quite impressive.
The Revenue has grown by 21.58% in the past year. This is a very strong growth!
The Revenue has been growing by 31.99% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)133.33%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%25%
Revenue 1Y (TTM)21.58%
Revenue growth 3Y44.76%
Revenue growth 5Y31.99%
Sales Q2Q%18.05%
3.2 Future
YOU is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -3.62% yearly.
Based on estimates for the next years, YOU will show a quite strong growth in Revenue. The Revenue will grow by 9.27% on average per year.
EPS Next Y-42.13%
EPS Next 2Y-16.43%
EPS Next 3Y-3.62%
EPS Next 5YN/A
Revenue Next Year14.28%
Revenue Next 2Y12.35%
Revenue Next 3Y10.59%
Revenue Next 5Y9.27%
3.3 Evolution
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 15.96, which indicates a correct valuation of YOU.
86.12% of the companies in the same industry are more expensive than YOU, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of YOU to the average of the S&P500 Index (27.93), we can say YOU is valued slightly cheaper.
Based on the Price/Forward Earnings ratio of 23.73, the valuation of YOU can be described as rather expensive.
72.24% of the companies in the same industry are more expensive than YOU, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 37.78. YOU is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.96 | ||
| Fwd PE | 23.73 |
4.2 Price Multiples
83.99% of the companies in the same industry are more expensive than YOU, based on the Enterprise Value to EBITDA ratio.
91.81% of the companies in the same industry are more expensive than YOU, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.5 | ||
| EV/EBITDA | 18.57 |
4.3 Compensation for Growth
YOU has a very decent profitability rating, which may justify a higher PE ratio.
A cheap valuation may be justified as YOU's earnings are expected to decrease with -3.62% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-16.43%
EPS Next 3Y-3.62%
5. Dividend
5.1 Amount
YOU has a Yearly Dividend Yield of 1.67%.
YOU's Dividend Yield is rather good when compared to the industry average which is at 31.80. YOU pays more dividend than 95.37% of the companies in the same industry.
Compared to the average S&P500 Dividend Yield of 2.32, YOU is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.67% |
5.2 History
YOU has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
YOU pays out 54.91% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP54.91%
EPS Next 2Y-16.43%
EPS Next 3Y-3.62%
NYSE:YOU (7/29/2025, 10:29:52 AM)
30.16
+0.06 (+0.2%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners107.54%
Inst Owner Change-0.53%
Ins Owners9%
Ins Owner Change-9.94%
Market Cap4.01B
Analysts70
Price Target30.75 (1.96%)
Short Float %23%
Short Ratio12.37
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.67% |
Yearly Dividend0.47
Dividend Growth(5Y)N/A
DP54.91%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)109.39%
Min EPS beat(2)15.99%
Max EPS beat(2)202.79%
EPS beat(4)3
Avg EPS beat(4)59.75%
Min EPS beat(4)-10.11%
Max EPS beat(4)202.79%
EPS beat(8)7
Avg EPS beat(8)64.8%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)0.82%
Min Revenue beat(2)0.6%
Max Revenue beat(2)1.03%
Revenue beat(4)4
Avg Revenue beat(4)0.79%
Min Revenue beat(4)0.59%
Max Revenue beat(4)1.03%
Revenue beat(8)8
Avg Revenue beat(8)2.1%
Revenue beat(12)12
Avg Revenue beat(12)2.04%
Revenue beat(16)16
Avg Revenue beat(16)1.92%
PT rev (1m)0%
PT rev (3m)-4.09%
EPS NQ rev (1m)-11.23%
EPS NQ rev (3m)-33.73%
EPS NY rev (1m)-4.1%
EPS NY rev (3m)-30.17%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.18%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.18%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.96 | ||
| Fwd PE | 23.73 | ||
| P/S | 5 | ||
| P/FCF | 13.5 | ||
| P/OCF | 12.79 | ||
| P/B | 34.39 | ||
| P/tB | 100.99 | ||
| EV/EBITDA | 18.57 |
EPS(TTM)1.89
EY6.27%
EPS(NY)1.27
Fwd EY4.21%
FCF(TTM)2.23
FCFY7.41%
OCF(TTM)2.36
OCFY7.82%
SpS6.03
BVpS0.88
TBVpS0.3
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 15.86% | ||
| ROE | 151.06% | ||
| ROCE | 32.25% | ||
| ROIC | 25.48% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 16.99% | ||
| PM (TTM) | 21.96% | ||
| GM | 85.82% | ||
| FCFM | 37.03% |
ROA(3y)3.52%
ROA(5y)0.42%
ROE(3y)25.02%
ROE(5y)10.15%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.14%
GM growth 5Y0.59%
F-Score8
Asset Turnover0.72
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 61% | ||
| Cap/Sales | 2.05% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 192.06% | ||
| Profit Quality | 168.63% | ||
| Current Ratio | 0.85 | ||
| Quick Ratio | 0.85 | ||
| Altman-Z | 3.52 |
F-Score8
WACC11.47%
ROIC/WACC2.22
Cap/Depr(3y)112.32%
Cap/Depr(5y)150.12%
Cap/Sales(3y)4.38%
Cap/Sales(5y)6.38%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)133.33%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%25%
EPS Next Y-42.13%
EPS Next 2Y-16.43%
EPS Next 3Y-3.62%
EPS Next 5YN/A
Revenue 1Y (TTM)21.58%
Revenue growth 3Y44.76%
Revenue growth 5Y31.99%
Sales Q2Q%18.05%
Revenue Next Year14.28%
Revenue Next 2Y12.35%
Revenue Next 3Y10.59%
Revenue Next 5Y9.27%
EBIT growth 1Y130.82%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year84.77%
EBIT Next 3Y35.76%
EBIT Next 5Y22.62%
FCF growth 1Y76.41%
FCF growth 3Y90.95%
FCF growth 5Y189.23%
OCF growth 1Y53.61%
OCF growth 3Y61.88%
OCF growth 5Y77.89%