CLEAR SECURE INC -CLASS A (YOU) Stock Fundamental Analysis
USA - NYSE:YOU - US18467V1098 - Common Stock
32.07 USD
+0.23 (+0.72%)
YOU gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 285 industry peers in the Software industry. YOU has an average financial health and profitability rating. YOU has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
YOU had positive earnings in the past year.
YOU had a positive operating cash flow in the past year.
In multiple years YOU reported negative net income over the last 5 years.
YOU had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
YOU has a Return On Assets of 14.99%. This is amongst the best in the industry. YOU outperforms 90.88% of its industry peers.
YOU has a better Return On Equity (145.77%) than 99.30% of its industry peers.
The Return On Invested Capital of YOU (27.31%) is better than 95.79% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 14.99% | ||
| ROE | 145.77% | ||
| ROIC | 27.31% |
ROA(3y)3.52%
ROA(5y)0.42%
ROE(3y)25.02%
ROE(5y)10.15%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 21.17%, YOU belongs to the top of the industry, outperforming 86.67% of the companies in the same industry.
YOU's Operating Margin of 17.81% is amongst the best of the industry. YOU outperforms 85.26% of its industry peers.
YOU's Gross Margin of 85.79% is amongst the best of the industry. YOU outperforms 94.04% of its industry peers.
In the last couple of years the Gross Margin of YOU has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.81% | ||
| PM (TTM) | 21.17% | ||
| GM | 85.79% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.14%
GM growth 5Y0.59%
2. Health
2.1 Basic Checks
YOU has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
YOU has less shares outstanding than it did 1 year ago.
The number of shares outstanding for YOU has been reduced compared to 5 years ago.
There is no outstanding debt for YOU. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
YOU has an Altman-Z score of 3.53. This indicates that YOU is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 3.53, YOU is in line with its industry, outperforming 60.00% of the companies in the same industry.
There is no outstanding debt for YOU. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 3.53 |
ROIC/WACC2.48
WACC11%
2.3 Liquidity
YOU has a Current Ratio of 0.87. This is a bad value and indicates that YOU is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.87, YOU is doing worse than 78.25% of the companies in the same industry.
YOU has a Quick Ratio of 0.87. This is a bad value and indicates that YOU is not financially healthy enough and could expect problems in meeting its short term obligations.
YOU has a worse Quick ratio (0.87) than 77.89% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.87 | ||
| Quick Ratio | 0.87 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 81.00% over the past year.
YOU shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 19.85%.
The Revenue has been growing by 31.99% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)81%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-23.53%
Revenue 1Y (TTM)19.85%
Revenue growth 3Y44.76%
Revenue growth 5Y31.99%
Sales Q2Q%17.52%
3.2 Future
YOU is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -0.72% yearly.
Based on estimates for the next years, YOU will show a quite strong growth in Revenue. The Revenue will grow by 9.27% on average per year.
EPS Next Y-40.62%
EPS Next 2Y-14.04%
EPS Next 3Y-0.72%
EPS Next 5YN/A
Revenue Next Year15.77%
Revenue Next 2Y13.38%
Revenue Next 3Y11.43%
Revenue Next 5Y9.27%
3.3 Evolution
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 17.72, YOU is valued on the expensive side.
Compared to the rest of the industry, the Price/Earnings ratio of YOU indicates a rather cheap valuation: YOU is cheaper than 81.40% of the companies listed in the same industry.
YOU is valuated rather cheaply when we compare the Price/Earnings ratio to 27.08, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 23.85, YOU is valued on the expensive side.
YOU's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. YOU is cheaper than 69.47% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.09, YOU is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.72 | ||
| Fwd PE | 23.85 |
4.2 Price Multiples
82.81% of the companies in the same industry are more expensive than YOU, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of YOU indicates a rather cheap valuation: YOU is cheaper than 89.82% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.97 | ||
| EV/EBITDA | 17.67 |
4.3 Compensation for Growth
YOU has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-14.04%
EPS Next 3Y-0.72%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.61%, YOU has a reasonable but not impressive dividend return.
YOU's Dividend Yield is rather good when compared to the industry average which is at 34.33. YOU pays more dividend than 94.39% of the companies in the same industry.
YOU's Dividend Yield is slightly below the S&P500 average, which is at 2.30.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.61% |
5.2 History
YOU has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
YOU pays out 39.80% of its income as dividend. This is a sustainable payout ratio.
DP39.8%
EPS Next 2Y-14.04%
EPS Next 3Y-0.72%
NYSE:YOU (10/28/2025, 1:55:56 PM)
32.07
+0.23 (+0.72%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners106.64%
Inst Owner Change-0.36%
Ins Owners8.79%
Ins Owner Change-13.86%
Market Cap4.26B
Revenue(TTM)835.53M
Net Income(TTM)176.88M
Analysts70.77
Price Target36.21 (12.91%)
Short Float %19.74%
Short Ratio10.66
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.61% |
Yearly Dividend0.47
Dividend Growth(5Y)N/A
DP39.8%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)11.95%
Min EPS beat(2)7.9%
Max EPS beat(2)15.99%
EPS beat(4)3
Avg EPS beat(4)54.15%
Min EPS beat(4)-10.11%
Max EPS beat(4)202.79%
EPS beat(8)7
Avg EPS beat(8)50.16%
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)0.86%
Min Revenue beat(2)0.6%
Max Revenue beat(2)1.11%
Revenue beat(4)4
Avg Revenue beat(4)0.92%
Min Revenue beat(4)0.6%
Max Revenue beat(4)1.11%
Revenue beat(8)8
Avg Revenue beat(8)1.45%
Revenue beat(12)12
Avg Revenue beat(12)2%
Revenue beat(16)16
Avg Revenue beat(16)1.94%
PT rev (1m)3.97%
PT rev (3m)17.77%
EPS NQ rev (1m)0%
EPS NQ rev (3m)6.45%
EPS NY rev (1m)0%
EPS NY rev (3m)2.6%
Revenue NQ rev (1m)0.02%
Revenue NQ rev (3m)1.66%
Revenue NY rev (1m)0.02%
Revenue NY rev (3m)1.31%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.72 | ||
| Fwd PE | 23.85 | ||
| P/S | 5.1 | ||
| P/FCF | 13.97 | ||
| P/OCF | 13.24 | ||
| P/B | 35.13 | ||
| P/tB | 90.02 | ||
| EV/EBITDA | 17.67 |
EPS(TTM)1.81
EY5.64%
EPS(NY)1.34
Fwd EY4.19%
FCF(TTM)2.3
FCFY7.16%
OCF(TTM)2.42
OCFY7.56%
SpS6.29
BVpS0.91
TBVpS0.36
PEG (NY)N/A
PEG (5Y)N/A
Graham Number6.1
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 14.99% | ||
| ROE | 145.77% | ||
| ROCE | 34.57% | ||
| ROIC | 27.31% | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 17.81% | ||
| PM (TTM) | 21.17% | ||
| GM | 85.79% | ||
| FCFM | 36.52% |
ROA(3y)3.52%
ROA(5y)0.42%
ROE(3y)25.02%
ROE(5y)10.15%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.14%
GM growth 5Y0.59%
F-Score7
Asset Turnover0.71
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 62.17% | ||
| Cap/Sales | 2.03% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 182.92% | ||
| Profit Quality | 172.51% | ||
| Current Ratio | 0.87 | ||
| Quick Ratio | 0.87 | ||
| Altman-Z | 3.53 |
F-Score7
WACC11%
ROIC/WACC2.48
Cap/Depr(3y)112.32%
Cap/Depr(5y)150.12%
Cap/Sales(3y)4.38%
Cap/Sales(5y)6.38%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)81%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-23.53%
EPS Next Y-40.62%
EPS Next 2Y-14.04%
EPS Next 3Y-0.72%
EPS Next 5YN/A
Revenue 1Y (TTM)19.85%
Revenue growth 3Y44.76%
Revenue growth 5Y31.99%
Sales Q2Q%17.52%
Revenue Next Year15.77%
Revenue Next 2Y13.38%
Revenue Next 3Y11.43%
Revenue Next 5Y9.27%
EBIT growth 1Y67.16%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year95.49%
EBIT Next 3Y38.48%
EBIT Next 5Y22.62%
FCF growth 1Y57.37%
FCF growth 3Y90.95%
FCF growth 5Y189.23%
OCF growth 1Y41.14%
OCF growth 3Y61.88%
OCF growth 5Y77.89%
CLEAR SECURE INC -CLASS A / YOU FAQ
What is the ChartMill fundamental rating of CLEAR SECURE INC -CLASS A (YOU) stock?
ChartMill assigns a fundamental rating of 5 / 10 to YOU.
What is the valuation status of CLEAR SECURE INC -CLASS A (YOU) stock?
ChartMill assigns a valuation rating of 5 / 10 to CLEAR SECURE INC -CLASS A (YOU). This can be considered as Fairly Valued.
What is the profitability of YOU stock?
CLEAR SECURE INC -CLASS A (YOU) has a profitability rating of 6 / 10.
What is the valuation of CLEAR SECURE INC -CLASS A based on its PE and PB ratios?
The Price/Earnings (PE) ratio for CLEAR SECURE INC -CLASS A (YOU) is 17.72 and the Price/Book (PB) ratio is 35.13.
Can you provide the expected EPS growth for YOU stock?
The Earnings per Share (EPS) of CLEAR SECURE INC -CLASS A (YOU) is expected to decline by -40.62% in the next year.