Alleghany Corp (Y)
US0171751003 - Common Stock
Overall Y gets a fundamental rating of 3 out of 10. We evaluated Y against 140 industry peers in the Insurance industry. Both the profitability and financial health of Y have multiple concerns. Y has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
Y had positive earnings in the past year.
Y had a positive operating cash flow in the past year.
In the past 5 years Y has always been profitable.
Y had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.15% | ||
| ROE | 4.49% | ||
| ROIC | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
In the last couple of years the Profit Margin of Y has grown nicely.
In the last couple of years the Operating Margin of Y has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.78% | ||
| PM (TTM) | 3.02% | ||
| GM | N/A |
OM growth 3Y84.52%
OM growth 5Y23.94%
PM growth 3Y197.01%
PM growth 5Y17.76%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
Y does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for Y has been reduced compared to 1 year ago.
Compared to 1 year ago, Y has a worse debt to assets ratio.
2.2 Solvency
The Debt to FCF ratio of Y is 1.16, which is an excellent value as it means it would take Y, only 1.16 years of fcf income to pay off all of its debts.
Y has a Debt/Equity ratio of 0.30. This is a healthy value indicating a solid balance between debt and equity.
Although Y does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.3 | ||
| Debt/FCF | 1.16 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC7.59%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 43.36% over the past year.
Y shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.09% yearly.
Looking at the last year, Y shows a quite strong growth in Revenue. The Revenue has grown by 12.10% in the last year.
Measured over the past years, Y shows a quite strong growth in Revenue. The Revenue has been growing by 14.21% on average per year.
EPS 1Y (TTM)43.36%
EPS 3Y41.72%
EPS 5Y9.09%
EPS growth Q2Q-0.63%
Revenue 1Y (TTM)12.1%
Revenue growth 3Y19.03%
Revenue growth 5Y14.21%
Revenue growth Q2Q-11.07%
3.2 Future
Y is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 37.33% yearly.
Based on estimates for the next years, Y will show a very negative growth in Revenue. The Revenue will decrease by -26.54% on average per year.
EPS Next Y53.69%
EPS Next 2Y37.84%
EPS Next 3Y37.04%
EPS Next 5Y37.33%
Revenue Next Year-62.15%
Revenue Next 2Y-36.68%
Revenue Next 3Y-30.32%
Revenue Next 5Y-26.54%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 15.90, the valuation of Y can be described as correct.
Y is valuated rather cheaply when we compare the Price/Earnings ratio to 28.83, which is the current average of the S&P500 Index.
Y is valuated reasonably with a Price/Forward Earnings ratio of 10.05.
Y is valuated cheaply when we compare the Price/Forward Earnings ratio to 20.47, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.9 | ||
| Fwd PE | 10.05 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.68 | ||
| EV/EBITDA | 7.61 |
4.3 Compensation for Growth
Y's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
Y's earnings are expected to grow with 37.04% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.3
PEG (5Y)1.75
EPS Next 2Y37.84%
EPS Next 3Y37.04%
5. Dividend
5.1 Amount
No dividends for Y!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Alleghany Corp
NYSE:Y (10/18/2022, 7:22:38 PM)
After market: 847.79 0 (0%)847.79
0.01 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap11.41B
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
Max Revenue beat(4)
Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
Avg Revenue beat(12)
Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.9 | ||
| Fwd PE | 10.05 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)0.3
PEG (5Y)1.75
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.15% | ||
| ROE | 4.49% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 12.78% | ||
| PM (TTM) | 3.02% | ||
| GM | N/A | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.38
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.3 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)43.36%
EPS 3Y41.72%
EPS 5Y
EPS growth Q2Q
EPS Next Y53.69%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)12.1%
Revenue growth 3Y19.03%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y