Alleghany Corp (Y) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:Y • US0171751003

847.79 USD
0.01 (0%)
At close: Oct 18, 2022
847.79 USD
0 (0%)
After Hours: 10/18/2022, 8:22:38 PM
Fundamental Rating

3

Y gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 147 industry peers in the Insurance industry. Y has a bad profitability rating. Also its financial health evaluation is rather negative. Y has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • Y had positive earnings in the past year.
  • Y had a positive operating cash flow in the past year.
Y Yearly Net Income VS EBIT VS OCF VS FCFY Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 500M 1B 1.5B 2B

1.2 Ratios

Industry RankSector Rank
ROA 1.15%
ROE 4.49%
ROIC N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
Y Yearly ROA, ROE, ROICY Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2 4 6 8 10

1.3 Margins

  • In the last couple of years the Profit Margin of Y has grown nicely.
  • Y's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 12.78%
PM (TTM) 3.02%
GM N/A
OM growth 3Y84.52%
OM growth 5Y23.94%
PM growth 3Y197.01%
PM growth 5Y17.76%
GM growth 3YN/A
GM growth 5YN/A
Y Yearly Profit, Operating, Gross MarginsY Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 5 10 15

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2

2. Health

2.1 Basic Checks

  • Y does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, Y has less shares outstanding
  • Compared to 1 year ago, Y has a worse debt to assets ratio.
Y Yearly Shares OutstandingY Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 5M 10M
Y Yearly Total Debt VS Total AssetsY Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 10B 20B 30B

2.2 Solvency

  • The Debt to FCF ratio of Y is 1.16, which is an excellent value as it means it would take Y, only 1.16 years of fcf income to pay off all of its debts.
  • Y has a Debt/Equity ratio of 0.30. This is a healthy value indicating a solid balance between debt and equity.
  • Although Y does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
Industry RankSector Rank
Debt/Equity 0.3
Debt/FCF 1.16
Altman-Z N/A
ROIC/WACCN/A
WACC7.59%
Y Yearly LT Debt VS Equity VS FCFY Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2B 4B 6B 8B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A

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6

3. Growth

3.1 Past

  • Y shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 43.36%, which is quite impressive.
  • Measured over the past years, Y shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.09% on average per year.
  • Looking at the last year, Y shows a quite strong growth in Revenue. The Revenue has grown by 12.10% in the last year.
  • The Revenue has been growing by 14.21% on average over the past years. This is quite good.
EPS 1Y (TTM)43.36%
EPS 3Y41.72%
EPS 5Y9.09%
EPS Q2Q%-0.63%
Revenue 1Y (TTM)12.1%
Revenue growth 3Y19.03%
Revenue growth 5Y14.21%
Sales Q2Q%-11.07%

3.2 Future

  • Y is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 37.33% yearly.
  • The Revenue is expected to decrease by -26.54% on average over the next years. This is quite bad
EPS Next Y53.69%
EPS Next 2Y37.84%
EPS Next 3Y37.04%
EPS Next 5Y37.33%
Revenue Next Year-62.15%
Revenue Next 2Y-36.68%
Revenue Next 3Y-30.32%
Revenue Next 5Y-26.54%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
Y Yearly Revenue VS EstimatesY Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B 10B
Y Yearly EPS VS EstimatesY Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50 100 150

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4

4. Valuation

4.1 Price/Earnings Ratio

  • Y is valuated correctly with a Price/Earnings ratio of 15.90.
  • Y is valuated rather cheaply when we compare the Price/Earnings ratio to 28.25, which is the current average of the S&P500 Index.
  • With a Price/Forward Earnings ratio of 10.05, the valuation of Y can be described as very reasonable.
  • When comparing the Price/Forward Earnings ratio of Y to the average of the S&P500 Index (27.50), we can say Y is valued rather cheaply.
Industry RankSector Rank
PE 15.9
Fwd PE 10.05
Y Price Earnings VS Forward Price EarningsY Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF 5.68
EV/EBITDA 7.61
Y Per share dataY EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 200 400 600 800

4.3 Compensation for Growth

  • Y's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • Y's earnings are expected to grow with 37.04% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.3
PEG (5Y)1.75
EPS Next 2Y37.84%
EPS Next 3Y37.04%

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0

5. Dividend

5.1 Amount

  • Y does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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Alleghany Corp

NYSE:Y (10/18/2022, 8:22:38 PM)

After market: 847.79 0 (0%)

847.79

0.01 (0%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)08-04
Earnings (Next)11-11
Inst Owners0.02%
Inst Owner Change0%
Ins Owners0.58%
Ins Owner Change0%
Market Cap11.41B
Revenue(TTM)11.75B
Net Income(TTM)355.27M
Analysts48
Price Target864.98 (2.03%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)8.25%
Min EPS beat(2)-2%
Max EPS beat(2)18.49%
EPS beat(4)3
Avg EPS beat(4)22.87%
Min EPS beat(4)-2%
Max EPS beat(4)73.15%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 15.9
Fwd PE 10.05
P/S 0.97
P/FCF 5.68
P/OCF 5.5
P/B 1.44
P/tB 1.82
EV/EBITDA 7.61
EPS(TTM)53.33
EY6.29%
EPS(NY)84.35
Fwd EY9.95%
FCF(TTM)149.26
FCFY17.61%
OCF(TTM)154.08
OCFY18.17%
SpS872.92
BVpS587.62
TBVpS467.02
PEG (NY)0.3
PEG (5Y)1.75
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 1.15%
ROE 4.49%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM 12.78%
PM (TTM) 3.02%
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y84.52%
OM growth 5Y23.94%
PM growth 3Y197.01%
PM growth 5Y17.76%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.38
Health
Industry RankSector Rank
Debt/Equity 0.3
Debt/FCF 1.16
Debt/EBITDA N/A
Cap/Depr 35.74%
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 565.33%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACC7.59%
ROIC/WACCN/A
Cap/Depr(3y)32.26%
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)411.12%
Profit Quality(5y)537.55%
High Growth Momentum
Growth
EPS 1Y (TTM)43.36%
EPS 3Y41.72%
EPS 5Y9.09%
EPS Q2Q%-0.63%
EPS Next Y53.69%
EPS Next 2Y37.84%
EPS Next 3Y37.04%
EPS Next 5Y37.33%
Revenue 1Y (TTM)12.1%
Revenue growth 3Y19.03%
Revenue growth 5Y14.21%
Sales Q2Q%-11.07%
Revenue Next Year-62.15%
Revenue Next 2Y-36.68%
Revenue Next 3Y-30.32%
Revenue Next 5Y-26.54%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y148.38%
FCF growth 3Y68.09%
FCF growth 5Y18.55%
OCF growth 1Y143.87%
OCF growth 3Y66.59%
OCF growth 5Y18.6%

Alleghany Corp / Y FAQ

What is the fundamental rating for Y stock?

ChartMill assigns a fundamental rating of 3 / 10 to Y.


Can you provide the valuation status for Alleghany Corp?

ChartMill assigns a valuation rating of 4 / 10 to Alleghany Corp (Y). This can be considered as Fairly Valued.


Can you provide the profitability details for Alleghany Corp?

Alleghany Corp (Y) has a profitability rating of 2 / 10.


What is the expected EPS growth for Alleghany Corp (Y) stock?

The Earnings per Share (EPS) of Alleghany Corp (Y) is expected to grow by 53.69% in the next year.


Can you provide the dividend sustainability for Y stock?

The dividend rating of Alleghany Corp (Y) is 0 / 10 and the dividend payout ratio is 0%.