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XBP GLOBAL HOLDINGS INC (XBP) Stock Fundamental Analysis

USA - Nasdaq - NASDAQ:XBP - US98400V2007 - Common Stock

6.81 USD
-0.07 (-1.02%)
Last: 12/31/2025, 4:04:47 PM
6.81 USD
0 (0%)
After Hours: 12/31/2025, 4:04:47 PM
Fundamental Rating

2

Overall XBP gets a fundamental rating of 2 out of 10. We evaluated XBP against 98 industry peers in the Financial Services industry. Both the profitability and financial health of XBP have multiple concerns. XBP has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

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3

1. Profitability

1.1 Basic Checks

XBP had positive earnings in the past year.
XBP had a negative operating cash flow in the past year.
In the past 5 years XBP reported 4 times negative net income.
In the past 5 years XBP always reported negative operating cash flow.
XBP Yearly Net Income VS EBIT VS OCF VS FCFXBP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 0 -5M -10M

1.2 Ratios

XBP has a better Return On Assets (122.41%) than 100.00% of its industry peers.
With an excellent Return On Equity value of 889.14%, XBP belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
Industry RankSector Rank
ROA 122.41%
ROE 889.14%
ROIC N/A
ROA(3y)-5.75%
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
XBP Yearly ROA, ROE, ROICXBP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 20 40 60 80

1.3 Margins

The Profit Margin of XBP (360.18%) is better than 100.00% of its industry peers.
XBP has a Gross Margin (24.59%) which is comparable to the rest of the industry.
Industry RankSector Rank
OM N/A
PM (TTM) 360.18%
GM 24.59%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
XBP Yearly Profit, Operating, Gross MarginsXBP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 10 20

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1

2. Health

2.1 Basic Checks

XBP does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for XBP remains at a similar level compared to 1 year ago.
XBP has a worse debt/assets ratio than last year.
XBP Yearly Shares OutstandingXBP Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 10M 20M 30M
XBP Yearly Total Debt VS Total AssetsXBP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M

2.2 Solvency

XBP has an Altman-Z score of 0.37. This is a bad value and indicates that XBP is not financially healthy and even has some risk of bankruptcy.
XBP has a Altman-Z score (0.37) which is in line with its industry peers.
A Debt/Equity ratio of 2.71 is on the high side and indicates that XBP has dependencies on debt financing.
XBP has a Debt to Equity ratio of 2.71. This is in the lower half of the industry: XBP underperforms 76.53% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.71
Debt/FCF N/A
Altman-Z 0.37
ROIC/WACCN/A
WACC8.86%
XBP Yearly LT Debt VS Equity VS FCFXBP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 0 50M 100M 150M 200M

2.3 Liquidity

XBP has a Current Ratio of 0.73. This is a bad value and indicates that XBP is not financially healthy enough and could expect problems in meeting its short term obligations.
XBP has a Current ratio (0.73) which is comparable to the rest of the industry.
A Quick Ratio of 0.70 indicates that XBP may have some problems paying its short term obligations.
The Quick ratio of XBP (0.70) is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 0.73
Quick Ratio 0.7
XBP Yearly Current Assets VS Current LiabilitesXBP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 20M 40M 60M 80M

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2

3. Growth

3.1 Past

XBP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 19853.02%, which is quite impressive.
XBP shows a strong growth in Revenue. In the last year, the Revenue has grown by 110.53%.
EPS 1Y (TTM)19853.02%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%111125.56%
Revenue 1Y (TTM)110.53%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%490.64%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
XBP Yearly Revenue VS EstimatesXBP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2023 2024 50M 100M 150M

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3

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 0.07 indicates a rather cheap valuation of XBP.
Compared to the rest of the industry, the Price/Earnings ratio of XBP indicates a rather cheap valuation: XBP is cheaper than 100.00% of the companies listed in the same industry.
When comparing the Price/Earnings ratio of XBP to the average of the S&P500 Index (26.51), we can say XBP is valued rather cheaply.
Industry RankSector Rank
PE 0.07
Fwd PE N/A
XBP Price Earnings VS Forward Price EarningsXBP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

XBP's Enterprise Value to EBITDA ratio is in line with the industry average.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 36.84
XBP Per share dataXBP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40 60 80

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

XBP does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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XBP GLOBAL HOLDINGS INC

NASDAQ:XBP (12/31/2025, 4:04:47 PM)

After market: 6.81 0 (0%)

6.81

-0.07 (-1.02%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-14 2025-11-14/amc
Earnings (Next)03-17 2026-03-17
Inst Owners63.9%
Inst Owner Change1007.41%
Ins Owners5.24%
Ins Owner Change3.27%
Market Cap800.31M
Revenue(TTM)322.16M
Net Income(TTM)1.16B
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short Ratio0.38
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 0.07
Fwd PE N/A
P/S 2.48
P/FCF N/A
P/OCF N/A
P/B 6.13
P/tB N/A
EV/EBITDA 36.84
EPS(TTM)96.53
EY1417.47%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-1.26
FCFYN/A
OCF(TTM)-1.19
OCFYN/A
SpS2.74
BVpS1.11
TBVpS-3.71
PEG (NY)N/A
PEG (5Y)N/A
Graham Number49.11
Profitability
Industry RankSector Rank
ROA 122.41%
ROE 889.14%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 360.18%
GM 24.59%
FCFM N/A
ROA(3y)-5.75%
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.34
Health
Industry RankSector Rank
Debt/Equity 2.71
Debt/FCF N/A
Debt/EBITDA 11.15
Cap/Depr 25.61%
Cap/Sales 2.57%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.73
Quick Ratio 0.7
Altman-Z 0.37
F-Score4
WACC8.86%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)19853.02%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%111125.56%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)110.53%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%490.64%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y78.81%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-79.48%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-240.52%
OCF growth 3YN/A
OCF growth 5YN/A

XBP GLOBAL HOLDINGS INC / XBP FAQ

What is the fundamental rating for XBP stock?

ChartMill assigns a fundamental rating of 2 / 10 to XBP.


What is the valuation status of XBP GLOBAL HOLDINGS INC (XBP) stock?

ChartMill assigns a valuation rating of 3 / 10 to XBP GLOBAL HOLDINGS INC (XBP). This can be considered as Overvalued.


How profitable is XBP GLOBAL HOLDINGS INC (XBP) stock?

XBP GLOBAL HOLDINGS INC (XBP) has a profitability rating of 3 / 10.


What is the financial health of XBP GLOBAL HOLDINGS INC (XBP) stock?

The financial health rating of XBP GLOBAL HOLDINGS INC (XBP) is 1 / 10.