7.56 USD
-0.63 (-7.69%)
At close: Jan 30, 2026
8.1313 USD
+0.57 (+7.56%)
After Hours: 1/23/2026, 8:00:02 PM
XBP gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 97 industry peers in the Financial Services industry. XBP may be in some trouble as it scores bad on both profitability and health. XBP has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
- XBP had positive earnings in the past year.
- In the past year XBP has reported a negative cash flow from operations.
- XBP had negative earnings in 4 of the past 5 years.
- XBP had a negative operating cash flow in each of the past 5 years.
1.2 Ratios
- XBP has a better Return On Assets (122.41%) than 100.00% of its industry peers.
- XBP has a better Return On Equity (889.14%) than 100.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 122.41% | ||
| ROE | 889.14% | ||
| ROIC | N/A |
ROA(3y)-5.75%
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- The Profit Margin of XBP (360.18%) is better than 100.00% of its industry peers.
- With a Gross Margin value of 24.59%, XBP perfoms like the industry average, outperforming 42.27% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 360.18% | ||
| GM | 24.59% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- XBP does not have a ROIC to compare to the WACC, probably because it is not profitable.
- XBP has about the same amout of shares outstanding than it did 1 year ago.
- The debt/assets ratio for XBP is higher compared to a year ago.
2.2 Solvency
- XBP has an Altman-Z score of 0.43. This is a bad value and indicates that XBP is not financially healthy and even has some risk of bankruptcy.
- With a Altman-Z score value of 0.43, XBP perfoms like the industry average, outperforming 51.55% of the companies in the same industry.
- A Debt/Equity ratio of 2.71 is on the high side and indicates that XBP has dependencies on debt financing.
- XBP has a worse Debt to Equity ratio (2.71) than 75.26% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.71 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.43 |
ROIC/WACCN/A
WACC8.97%
2.3 Liquidity
- A Current Ratio of 0.73 indicates that XBP may have some problems paying its short term obligations.
- Looking at the Current ratio, with a value of 0.73, XBP is in line with its industry, outperforming 42.27% of the companies in the same industry.
- XBP has a Quick Ratio of 0.73. This is a bad value and indicates that XBP is not financially healthy enough and could expect problems in meeting its short term obligations.
- The Quick ratio of XBP (0.70) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.73 | ||
| Quick Ratio | 0.7 |
3. Growth
3.1 Past
- XBP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 19853.02%, which is quite impressive.
- The Revenue has grown by 110.53% in the past year. This is a very strong growth!
EPS 1Y (TTM)19853.02%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%111125.56%
Revenue 1Y (TTM)110.53%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%490.64%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 0.08 indicates a rather cheap valuation of XBP.
- Compared to the rest of the industry, the Price/Earnings ratio of XBP indicates a rather cheap valuation: XBP is cheaper than 100.00% of the companies listed in the same industry.
- The average S&P500 Price/Earnings ratio is at 28.32. XBP is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 0.08 | ||
| Fwd PE | N/A |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, XBP is valued a bit more expensive than 60.82% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 39.36 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- XBP does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
XBP GLOBAL HOLDINGS INC / XBP FAQ
What is the fundamental rating for XBP stock?
ChartMill assigns a fundamental rating of 2 / 10 to XBP.
What is the valuation status of XBP GLOBAL HOLDINGS INC (XBP) stock?
ChartMill assigns a valuation rating of 2 / 10 to XBP GLOBAL HOLDINGS INC (XBP). This can be considered as Overvalued.
How profitable is XBP GLOBAL HOLDINGS INC (XBP) stock?
XBP GLOBAL HOLDINGS INC (XBP) has a profitability rating of 3 / 10.
What is the financial health of XBP GLOBAL HOLDINGS INC (XBP) stock?
The financial health rating of XBP GLOBAL HOLDINGS INC (XBP) is 1 / 10.