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XBP GLOBAL HOLDINGS INC (XBP) Stock Fundamental Analysis

USA - NASDAQ:XBP - US98400V1017 - Common Stock

0.5386 USD
-0.03 (-5.95%)
Last: 11/7/2025, 8:00:02 PM
Fundamental Rating

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XBP gets a fundamental rating of 0 out of 10. The analysis compared the fundamentals against 97 industry peers in the Financial Services industry. XBP may be in some trouble as it scores bad on both profitability and health. XBP does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

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1. Profitability

1.1 Basic Checks

XBP had negative earnings in the past year.
In the past year XBP has reported a negative cash flow from operations.
In the past 5 years XBP reported 4 times negative net income.
In the past 5 years XBP always reported negative operating cash flow.
XBP Yearly Net Income VS EBIT VS OCF VS FCFXBP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 0 -5M -10M

1.2 Ratios

XBP has a Return On Assets of -15.85%. This is amonst the worse of the industry: XBP underperforms 88.78% of its industry peers.
The Return On Invested Capital of XBP (0.49%) is worse than 66.33% of its industry peers.
Industry RankSector Rank
ROA -15.85%
ROE N/A
ROIC 0.49%
ROA(3y)-5.75%
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
XBP Yearly ROA, ROE, ROICXBP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 20 40 60 80

1.3 Margins

XBP has a worse Operating Margin (0.07%) than 73.47% of its industry peers.
XBP has a Gross Margin (30.18%) which is in line with its industry peers.
Industry RankSector Rank
OM 0.07%
PM (TTM) N/A
GM 30.18%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
XBP Yearly Profit, Operating, Gross MarginsXBP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 10 20

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2. Health

2.1 Basic Checks

XBP has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for XBP remains at a similar level compared to 1 year ago.
The debt/assets ratio for XBP is higher compared to a year ago.
XBP Yearly Shares OutstandingXBP Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 10M 20M 30M
XBP Yearly Total Debt VS Total AssetsXBP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M

2.2 Solvency

XBP has an Altman-Z score of 0.79. This is a bad value and indicates that XBP is not financially healthy and even has some risk of bankruptcy.
XBP has a Altman-Z score of 0.79. This is comparable to the rest of the industry: XBP outperforms 54.08% of its industry peers.
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Altman-Z 0.79
ROIC/WACC0.05
WACC9.55%
XBP Yearly LT Debt VS Equity VS FCFXBP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 0 50M 100M 150M 200M

2.3 Liquidity

XBP has a Current Ratio of 0.57. This is a bad value and indicates that XBP is not financially healthy enough and could expect problems in meeting its short term obligations.
XBP has a worse Current ratio (0.57) than 62.24% of its industry peers.
XBP has a Quick Ratio of 0.57. This is a bad value and indicates that XBP is not financially healthy enough and could expect problems in meeting its short term obligations.
XBP has a Quick ratio of 0.52. This is in the lower half of the industry: XBP underperforms 63.27% of its industry peers.
Industry RankSector Rank
Current Ratio 0.57
Quick Ratio 0.52
XBP Yearly Current Assets VS Current LiabilitesXBP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 20M 40M 60M 80M

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3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 82.36% over the past year.
XBP shows a strong growth in Revenue. In the last year, the Revenue has grown by 26.23%.
EPS 1Y (TTM)82.36%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-21.33%
Revenue 1Y (TTM)26.23%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%9.7%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
XBP Yearly Revenue VS EstimatesXBP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2023 2024 50M 100M 150M

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4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for XBP. In the last year negative earnings were reported.
Industry RankSector Rank
PE N/A
Fwd PE N/A
XBP Price Earnings VS Forward Price EarningsXBP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of XBP is on the same level as its industry peers.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 27.68
XBP Per share dataXBP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.5 1

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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5. Dividend

5.1 Amount

No dividends for XBP!.
Industry RankSector Rank
Dividend Yield N/A

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XBP GLOBAL HOLDINGS INC

NASDAQ:XBP (11/7/2025, 8:00:02 PM)

0.5386

-0.03 (-5.95%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)08-18 2025-08-18
Earnings (Next)11-18 2025-11-18
Inst Owners49.97%
Inst Owner Change53.77%
Ins Owners5.16%
Ins Owner Change3.27%
Market Cap63.30M
Revenue(TTM)148.47M
Net Income(TTM)-16.67M
AnalystsN/A
Price TargetN/A
Short Float %0.92%
Short Ratio1.14
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.43
P/FCF N/A
P/OCF N/A
P/B N/A
P/tB N/A
EV/EBITDA 27.68
EPS(TTM)-0.48
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.06
FCFYN/A
OCF(TTM)-0.03
OCFYN/A
SpS1.26
BVpS-0.24
TBVpS-0.46
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -15.85%
ROE N/A
ROCE 0.62%
ROIC 0.49%
ROICexc 0.79%
ROICexgc N/A
OM 0.07%
PM (TTM) N/A
GM 30.18%
FCFM N/A
ROA(3y)-5.75%
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover1.41
Health
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Debt/EBITDA 7.91
Cap/Depr 99.52%
Cap/Sales 2.1%
Interest Coverage 0.02
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.57
Quick Ratio 0.52
Altman-Z 0.79
F-Score4
WACC9.55%
ROIC/WACC0.05
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)82.36%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-21.33%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)26.23%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%9.7%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y101.54%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-79.48%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-240.52%
OCF growth 3YN/A
OCF growth 5YN/A

XBP GLOBAL HOLDINGS INC / XBP FAQ

What is the fundamental rating for XBP stock?

ChartMill assigns a fundamental rating of 0 / 10 to XBP.


What is the valuation status for XBP stock?

ChartMill assigns a valuation rating of 0 / 10 to XBP GLOBAL HOLDINGS INC (XBP). This can be considered as Overvalued.


How profitable is XBP GLOBAL HOLDINGS INC (XBP) stock?

XBP GLOBAL HOLDINGS INC (XBP) has a profitability rating of 0 / 10.