WESBANCO INC - WSBC 7 3/8 PERP (WSBCO) Stock Fundamental Analysis

NASDAQ:WSBCO • US9508108878

25.8 USD
+0.1 (+0.39%)
Last: Feb 25, 2026, 08:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

WSBCO gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 379 industry peers in the Banks industry. Both the profitability and financial health of WSBCO have multiple concerns. WSBCO is evaluated to be cheap and growing strongly. This does not happen too often!


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • In the past year WSBCO was profitable.
  • In the past year WSBCO had a positive cash flow from operations.
  • WSBCO had positive earnings in each of the past 5 years.
  • Of the past 5 years WSBCO 4 years had a positive operating cash flow.
WSBCO Yearly Net Income VS EBIT VS OCF VS FCFWSBCO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M

1.2 Ratios

  • WSBCO has a worse Return On Assets (0.62%) than 70.98% of its industry peers.
  • WSBCO has a worse Return On Equity (4.17%) than 81.53% of its industry peers.
Industry RankSector Rank
ROA 0.62%
ROE 4.17%
ROIC N/A
ROA(3y)0.78%
ROA(5y)0.95%
ROE(3y)5.32%
ROE(5y)6.42%
ROIC(3y)N/A
ROIC(5y)N/A
WSBCO Yearly ROA, ROE, ROICWSBCO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8

1.3 Margins

  • WSBCO's Profit Margin of 19.52% is on the low side compared to the rest of the industry. WSBCO is outperformed by 68.34% of its industry peers.
  • WSBCO's Profit Margin has been stable in the last couple of years.
  • The Operating Margin and Gross Margin are not available for WSBCO so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 19.52%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-12.44%
PM growth 5Y1%
GM growth 3YN/A
GM growth 5YN/A
WSBCO Yearly Profit, Operating, Gross MarginsWSBCO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. Health

2.1 Basic Checks

  • WSBCO does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, WSBCO has more shares outstanding
  • Compared to 5 years ago, WSBCO has more shares outstanding
  • WSBCO has a better debt/assets ratio than last year.
WSBCO Yearly Shares OutstandingWSBCO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M
WSBCO Yearly Total Debt VS Total AssetsWSBCO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B 25B

2.2 Solvency

  • The Debt to FCF ratio of WSBCO is 1.92, which is an excellent value as it means it would take WSBCO, only 1.92 years of fcf income to pay off all of its debts.
  • WSBCO's Debt to FCF ratio of 1.92 is in line compared to the rest of the industry. WSBCO outperforms 49.87% of its industry peers.
  • WSBCO has a Debt/Equity ratio of 0.11. This is a healthy value indicating a solid balance between debt and equity.
  • The Debt to Equity ratio of WSBCO (0.11) is better than 63.59% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.11
Debt/FCF 1.92
Altman-Z N/A
ROIC/WACCN/A
WACC12.32%
WSBCO Yearly LT Debt VS Equity VS FCFWSBCO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
WSBCO Yearly Current Assets VS Current LiabilitesWSBCO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 45.65% over the past year.
  • The Earnings Per Share has been growing by 12.01% on average over the past years. This is quite good.
  • The Revenue has grown by 61.84% in the past year. This is a very strong growth!
  • WSBCO shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 10.05% yearly.
EPS 1Y (TTM)45.65%
EPS 3Y3.06%
EPS 5Y12.01%
EPS Q2Q%18.31%
Revenue 1Y (TTM)61.84%
Revenue growth 3Y18.36%
Revenue growth 5Y10.05%
Sales Q2Q%37.26%

3.2 Future

  • WSBCO is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 11.62% yearly.
  • WSBCO is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 11.68% yearly.
EPS Next Y12.96%
EPS Next 2Y11.62%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year16.75%
Revenue Next 2Y11.68%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
WSBCO Yearly Revenue VS EstimatesWSBCO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 200M 400M 600M 800M 1B
WSBCO Yearly EPS VS EstimatesWSBCO Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3 4

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7

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 7.70, the valuation of WSBCO can be described as very cheap.
  • Based on the Price/Earnings ratio, WSBCO is valued cheaply inside the industry as 94.20% of the companies are valued more expensively.
  • WSBCO's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.05.
  • The Price/Forward Earnings ratio is 6.82, which indicates a rather cheap valuation of WSBCO.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of WSBCO indicates a rather cheap valuation: WSBCO is cheaper than 94.72% of the companies listed in the same industry.
  • WSBCO is valuated cheaply when we compare the Price/Forward Earnings ratio to 28.03, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 7.7
Fwd PE 6.82
WSBCO Price Earnings VS Forward Price EarningsWSBCO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of WSBCO indicates a somewhat cheap valuation: WSBCO is cheaper than 68.34% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 10.11
EV/EBITDA N/A
WSBCO Per share dataWSBCO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40

4.3 Compensation for Growth

  • WSBCO's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.59
PEG (5Y)0.64
EPS Next 2Y11.62%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • WSBCO has a Yearly Dividend Yield of 4.49%, which is a nice return.
  • WSBCO's Dividend Yield is rather good when compared to the industry average which is at 2.74. WSBCO pays more dividend than 86.54% of the companies in the same industry.
  • WSBCO's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 4.49%

5.2 History

  • On average, the dividend of WSBCO grows each year by 7.36%, which is quite nice.
  • WSBCO does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)7.36%
Div Incr YearsN/A
Div Non Decr YearsN/A

5.3 Sustainability

  • WSBCO pays out 75.15% of its income as dividend. This is not a sustainable payout ratio.
  • The dividend of WSBCO is growing, but earnings are growing more, so the dividend growth is sustainable.
DP75.15%
EPS Next 2Y11.62%
EPS Next 3YN/A
WSBCO Yearly Income VS Free CF VS DividendWSBCO Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M
WSBCO Dividend Payout.WSBCO Dividend Payout, showing the Payout Ratio.WSBCO Dividend Payout.PayoutRetained Earnings

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WESBANCO INC - WSBC 7 3/8 PERP

NASDAQ:WSBCO (2/25/2026, 8:00:02 PM)

25.8

+0.1 (+0.39%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-27
Earnings (Next)04-27
Inst Owners73.64%
Inst Owner ChangeN/A
Ins Owners2.33%
Ins Owner ChangeN/A
Market Cap2.48B
Revenue(TTM)981.06M
Net Income(TTM)171.50M
Analysts80
Price Target28.75 (11.43%)
Short Float %0.01%
Short Ratio0.27
Dividend
Industry RankSector Rank
Dividend Yield 4.49%
Yearly Dividend1.54
Dividend Growth(5Y)7.36%
DP75.15%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.07%
Min EPS beat(2)3.57%
Max EPS beat(2)4.57%
EPS beat(4)4
Avg EPS beat(4)12.49%
Min EPS beat(4)3.57%
Max EPS beat(4)27.55%
EPS beat(8)6
Avg EPS beat(8)4.92%
EPS beat(12)7
Avg EPS beat(12)2.67%
EPS beat(16)10
Avg EPS beat(16)3.99%
Revenue beat(2)1
Avg Revenue beat(2)3.57%
Min Revenue beat(2)-1.1%
Max Revenue beat(2)8.25%
Revenue beat(4)3
Avg Revenue beat(4)12.72%
Min Revenue beat(4)-1.1%
Max Revenue beat(4)28.4%
Revenue beat(8)7
Avg Revenue beat(8)16.72%
Revenue beat(12)11
Avg Revenue beat(12)17.19%
Revenue beat(16)15
Avg Revenue beat(16)18.77%
PT rev (1m)-1.88%
PT rev (3m)N/A
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)-1.95%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)2.74%
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 7.7
Fwd PE 6.82
P/S 2.82
P/FCF 10.11
P/OCF 9.43
P/B 0.6
P/tB 1.04
EV/EBITDA N/A
EPS(TTM)3.35
EY12.98%
EPS(NY)3.78
Fwd EY14.67%
FCF(TTM)2.55
FCFY9.9%
OCF(TTM)2.74
OCFY10.61%
SpS9.14
BVpS42.85
TBVpS24.78
PEG (NY)0.59
PEG (5Y)0.64
Graham Number56.83
Profitability
Industry RankSector Rank
ROA 0.62%
ROE 4.17%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 19.52%
GM N/A
FCFM 27.92%
ROA(3y)0.78%
ROA(5y)0.95%
ROE(3y)5.32%
ROE(5y)6.42%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-12.44%
PM growth 5Y1%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.11
Debt/FCF 1.92
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 2.01%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 143.01%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC12.32%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)45.65%
EPS 3Y3.06%
EPS 5Y12.01%
EPS Q2Q%18.31%
EPS Next Y12.96%
EPS Next 2Y11.62%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)61.84%
Revenue growth 3Y18.36%
Revenue growth 5Y10.05%
Sales Q2Q%37.26%
Revenue Next Year16.75%
Revenue Next 2Y11.68%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y34.57%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y37.74%
OCF growth 3YN/A
OCF growth 5YN/A

WESBANCO INC - WSBC 7 3/8 PERP / WSBCO FAQ

What is the fundamental rating for WSBCO stock?

ChartMill assigns a fundamental rating of 4 / 10 to WSBCO.


What is the valuation status for WSBCO stock?

ChartMill assigns a valuation rating of 7 / 10 to WESBANCO INC - WSBC 7 3/8 PERP (WSBCO). This can be considered as Undervalued.


What is the profitability of WSBCO stock?

WESBANCO INC - WSBC 7 3/8 PERP (WSBCO) has a profitability rating of 2 / 10.


What is the valuation of WESBANCO INC - WSBC 7 3/8 PERP based on its PE and PB ratios?

The Price/Earnings (PE) ratio for WESBANCO INC - WSBC 7 3/8 PERP (WSBCO) is 7.7 and the Price/Book (PB) ratio is 0.6.


How financially healthy is WESBANCO INC - WSBC 7 3/8 PERP?

The financial health rating of WESBANCO INC - WSBC 7 3/8 PERP (WSBCO) is 3 / 10.