WILLIS LEASE FINANCE CORP (WLFC) Stock Fundamental Analysis
USA - NASDAQ:WLFC - US9706461053 - Common Stock
120.38 USD
-3.33 (-2.69%)
120.38 USD
0 (0%)
Overall WLFC gets a fundamental rating of 3 out of 10. We evaluated WLFC against 51 industry peers in the Trading Companies & Distributors industry. WLFC scores excellent on profitability, but there are concerns on its financial health. WLFC does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
WLFC had positive earnings in the past year.
WLFC had a positive operating cash flow in the past year.
Of the past 5 years WLFC 4 years were profitable.
Each year in the past 5 years WLFC had a positive operating cash flow.
1.2 Ratios
WLFC has a Return On Assets (2.97%) which is in line with its industry peers.
WLFC has a Return On Equity of 17.20%. This is in the better half of the industry: WLFC outperforms 68.63% of its industry peers.
WLFC's Return On Invested Capital of 4.67% is in line compared to the rest of the industry. WLFC outperforms 47.06% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for WLFC is significantly below the industry average of 10.19%.
The last Return On Invested Capital (4.67%) for WLFC is above the 3 year average (4.02%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.97% | ||
| ROE | 17.2% | ||
| ROIC | 4.67% |
ROA(3y)1.59%
ROA(5y)1.01%
ROE(3y)8.59%
ROE(5y)5.46%
ROIC(3y)4.02%
ROIC(5y)3.49%
1.3 Margins
WLFC has a better Profit Margin (17.97%) than 88.24% of its industry peers.
In the last couple of years the Profit Margin of WLFC has grown nicely.
WLFC's Operating Margin of 40.27% is amongst the best of the industry. WLFC outperforms 96.08% of its industry peers.
In the last couple of years the Operating Margin of WLFC has grown nicely.
With an excellent Gross Margin value of 86.92%, WLFC belongs to the best of the industry, outperforming 98.04% of the companies in the same industry.
WLFC's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 40.27% | ||
| PM (TTM) | 17.97% | ||
| GM | 86.92% |
OM growth 3Y14.3%
OM growth 5Y2.48%
PM growth 3YN/A
PM growth 5Y3.36%
GM growth 3Y-1.03%
GM growth 5Y1.6%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so WLFC is destroying value.
Compared to 1 year ago, WLFC has more shares outstanding
WLFC has more shares outstanding than it did 5 years ago.
WLFC has a worse debt/assets ratio than last year.
2.2 Solvency
WLFC has an Altman-Z score of 0.74. This is a bad value and indicates that WLFC is not financially healthy and even has some risk of bankruptcy.
WLFC has a worse Altman-Z score (0.74) than 80.39% of its industry peers.
WLFC has a Debt/Equity ratio of 4.11. This is a high value indicating a heavy dependency on external financing.
WLFC has a Debt to Equity ratio of 4.11. This is amonst the worse of the industry: WLFC underperforms 84.31% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.11 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.74 |
ROIC/WACC0.67
WACC6.92%
2.3 Liquidity
A Current Ratio of 1.25 indicates that WLFC should not have too much problems paying its short term obligations.
With a Current ratio value of 1.25, WLFC is not doing good in the industry: 78.43% of the companies in the same industry are doing better.
A Quick Ratio of 0.68 indicates that WLFC may have some problems paying its short term obligations.
The Quick ratio of WLFC (0.68) is worse than 76.47% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.25 | ||
| Quick Ratio | 0.68 |
3. Growth
3.1 Past
WLFC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -53.44%.
WLFC shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 10.73%.
EPS 1Y (TTM)-53.44%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%9.2%
Revenue 1Y (TTM)10.73%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%25.42%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 11.00, the valuation of WLFC can be described as reasonable.
Based on the Price/Earnings ratio, WLFC is valued cheaply inside the industry as 90.20% of the companies are valued more expensively.
WLFC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.06.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11 | ||
| Fwd PE | N/A |
4.2 Price Multiples
WLFC's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. WLFC is cheaper than 68.63% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 9.8 |
4.3 Compensation for Growth
The decent profitability rating of WLFC may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
WLFC has a yearly dividend return of 0.78%, which is pretty low.
WLFC's Dividend Yield is comparable with the industry average which is at 2.20.
Compared to an average S&P500 Dividend Yield of 2.37, WLFC's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.78% |
5.2 History
On average, the dividend of WLFC grows each year by 31.02%, which is quite nice.
WLFC does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)31.02%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
WLFC pays out 10.19% of its income as dividend. This is a sustainable payout ratio.
DP10.19%
EPS Next 2YN/A
EPS Next 3YN/A
120.38
-3.33 (-2.69%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryTrading Companies & Distributors
Earnings (Last)
Earnings (Next)
Inst Owners48.88%
Inst Owner Change-1.25%
Ins Owners56.41%
Ins Owner Change-6.15%
Market Cap819.79M
Revenue(TTM)175.40M
Net Income(TTM)117.19M
Analysts82.86
Price Target193.8 (60.99%)
Short Float %13.75%
Short Ratio7.17
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.78% |
Yearly Dividend2.02
Dividend Growth(5Y)31.02%
DP10.19%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-40.69%
Min EPS beat(2)-51.98%
Max EPS beat(2)-29.4%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)18.91%
Min Revenue beat(2)3.78%
Max Revenue beat(2)34.03%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-14.8%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-35.89%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-13.81%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.16%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11 | ||
| Fwd PE | N/A | ||
| P/S | 1.26 | ||
| P/FCF | N/A | ||
| P/OCF | 2.73 | ||
| P/B | 1.2 | ||
| P/tB | 1.27 | ||
| EV/EBITDA | 9.8 |
EPS(TTM)10.94
EY9.09%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-57.99
FCFYN/A
OCF(TTM)44.04
OCFY36.59%
SpS95.78
BVpS100.03
TBVpS94.89
PEG (NY)N/A
PEG (5Y)N/A
Graham Number156.91
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.97% | ||
| ROE | 17.2% | ||
| ROCE | 6.85% | ||
| ROIC | 4.67% | ||
| ROICexc | 4.72% | ||
| ROICexgc | 4.84% | ||
| OM | 40.27% | ||
| PM (TTM) | 17.97% | ||
| GM | 86.92% | ||
| FCFM | N/A |
ROA(3y)1.59%
ROA(5y)1.01%
ROE(3y)8.59%
ROE(5y)5.46%
ROIC(3y)4.02%
ROIC(5y)3.49%
ROICexc(3y)4.03%
ROICexc(5y)3.51%
ROICexgc(3y)4.15%
ROICexgc(5y)3.62%
ROCE(3y)5.89%
ROCE(5y)5.12%
ROICexgc growth 3Y32.55%
ROICexgc growth 5Y-1.45%
ROICexc growth 3Y32.68%
ROICexc growth 5Y-1.63%
OM growth 3Y14.3%
OM growth 5Y2.48%
PM growth 3YN/A
PM growth 5Y3.36%
GM growth 3Y-1.03%
GM growth 5Y1.6%
F-Score5
Asset Turnover0.17
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.11 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 7.66 | ||
| Cap/Depr | 675.49% | ||
| Cap/Sales | 106.54% | ||
| Interest Coverage | 2.25 | ||
| Cash Conversion | 82.06% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.25 | ||
| Quick Ratio | 0.68 | ||
| Altman-Z | 0.74 |
F-Score5
WACC6.92%
ROIC/WACC0.67
Cap/Depr(3y)468.71%
Cap/Depr(5y)414.41%
Cap/Sales(3y)94.3%
Cap/Sales(5y)100.3%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-53.44%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%9.2%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)10.73%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%25.42%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y25.15%
EBIT growth 3Y45.81%
EBIT growth 5Y9.47%
EBIT Next Year59.84%
EBIT Next 3Y23.51%
EBIT Next 5Y19.56%
FCF growth 1Y-184.34%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y62.04%
OCF growth 3Y46.37%
OCF growth 5Y4.31%
WILLIS LEASE FINANCE CORP / WLFC FAQ
Can you provide the ChartMill fundamental rating for WILLIS LEASE FINANCE CORP?
ChartMill assigns a fundamental rating of 4 / 10 to WLFC.
Can you provide the valuation status for WILLIS LEASE FINANCE CORP?
ChartMill assigns a valuation rating of 6 / 10 to WILLIS LEASE FINANCE CORP (WLFC). This can be considered as Fairly Valued.
Can you provide the profitability details for WILLIS LEASE FINANCE CORP?
WILLIS LEASE FINANCE CORP (WLFC) has a profitability rating of 7 / 10.
What is the valuation of WILLIS LEASE FINANCE CORP based on its PE and PB ratios?
The Price/Earnings (PE) ratio for WILLIS LEASE FINANCE CORP (WLFC) is 11 and the Price/Book (PB) ratio is 1.2.
Is the dividend of WILLIS LEASE FINANCE CORP sustainable?
The dividend rating of WILLIS LEASE FINANCE CORP (WLFC) is 3 / 10 and the dividend payout ratio is 10.19%.