WILLIS LEASE FINANCE CORP (WLFC) Fundamental Analysis & Valuation

NASDAQ:WLFC • US9706461053

Current stock price

194.44 USD
+13.52 (+7.47%)
Last:

This WLFC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. WLFC Profitability Analysis

1.1 Basic Checks

  • In the past year WLFC was profitable.
  • In the past year WLFC had a positive cash flow from operations.
  • Of the past 5 years WLFC 4 years were profitable.
  • WLFC had a positive operating cash flow in each of the past 5 years.
WLFC Yearly Net Income VS EBIT VS OCF VS FCFWLFC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M -400M

1.2 Ratios

  • WLFC has a Return On Assets (2.75%) which is in line with its industry peers.
  • The Return On Equity of WLFC (14.89%) is better than 72.34% of its industry peers.
  • WLFC has a Return On Invested Capital (5.08%) which is in line with its industry peers.
  • The Average Return On Invested Capital over the past 3 years for WLFC is below the industry average of 9.00%.
  • The last Return On Invested Capital (5.08%) for WLFC is above the 3 year average (4.97%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 2.75%
ROE 14.89%
ROIC 5.08%
ROA(3y)2.48%
ROA(5y)1.5%
ROE(3y)13.4%
ROE(5y)8.13%
ROIC(3y)4.97%
ROIC(5y)4.02%
WLFC Yearly ROA, ROE, ROICWLFC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • With an excellent Profit Margin value of 14.80%, WLFC belongs to the best of the industry, outperforming 87.23% of the companies in the same industry.
  • In the last couple of years the Profit Margin of WLFC has grown nicely.
  • With an excellent Operating Margin value of 37.30%, WLFC belongs to the best of the industry, outperforming 95.74% of the companies in the same industry.
  • WLFC's Operating Margin has been stable in the last couple of years.
  • WLFC has a better Gross Margin (83.54%) than 97.87% of its industry peers.
  • In the last couple of years the Gross Margin of WLFC has declined.
Industry RankSector Rank
OM 37.3%
PM (TTM) 14.8%
GM 83.54%
OM growth 3Y6.65%
OM growth 5Y0.91%
PM growth 3Y180.12%
PM growth 5Y46.18%
GM growth 3Y-3.63%
GM growth 5Y-2.37%
WLFC Yearly Profit, Operating, Gross MarginsWLFC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

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ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. WLFC Health Analysis

2.1 Basic Checks

  • WLFC has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • Compared to 1 year ago, WLFC has more shares outstanding
  • WLFC has more shares outstanding than it did 5 years ago.
  • WLFC has about the same debt/assets ratio as last year.
WLFC Yearly Shares OutstandingWLFC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M
WLFC Yearly Total Debt VS Total AssetsWLFC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

2.2 Solvency

  • WLFC has an Altman-Z score of 0.86. This is a bad value and indicates that WLFC is not financially healthy and even has some risk of bankruptcy.
  • The Altman-Z score of WLFC (0.86) is worse than 80.85% of its industry peers.
  • A Debt/Equity ratio of 3.72 is on the high side and indicates that WLFC has dependencies on debt financing.
  • WLFC has a worse Debt to Equity ratio (3.72) than 82.98% of its industry peers.
Industry RankSector Rank
Debt/Equity 3.72
Debt/FCF N/A
Altman-Z 0.86
ROIC/WACC0.66
WACC7.69%
WLFC Yearly LT Debt VS Equity VS FCFWLFC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B

2.3 Liquidity

  • WLFC has a Current Ratio of 0.83. This is a bad value and indicates that WLFC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • WLFC has a worse Current ratio (0.83) than 85.11% of its industry peers.
  • WLFC has a Quick Ratio of 0.83. This is a bad value and indicates that WLFC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 0.40, WLFC is doing worse than 78.72% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.83
Quick Ratio 0.4
WLFC Yearly Current Assets VS Current LiabilitesWLFC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

8

3. WLFC Growth Analysis

3.1 Past

  • The Earnings Per Share has been growing slightly by 0.24% over the past year.
  • The Earnings Per Share has been growing by 71.09% on average over the past years. This is a very strong growth
  • Looking at the last year, WLFC shows a very strong growth in Revenue. The Revenue has grown by 28.29%.
  • The Revenue has been growing by 20.39% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)0.24%
EPS 3Y259.98%
EPS 5Y71.09%
EPS Q2Q%-45.2%
Revenue 1Y (TTM)28.29%
Revenue growth 3Y32.79%
Revenue growth 5Y20.39%
Sales Q2Q%26.72%

3.2 Future

  • The Earnings Per Share is expected to grow by 35.12% on average over the next years. This is a very strong growth
  • The Revenue is expected to grow by 9.21% on average over the next years. This is quite good.
EPS Next Y55.16%
EPS Next 2Y35.12%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year13.54%
Revenue Next 2Y10.4%
Revenue Next 3Y9.21%
Revenue Next 5YN/A

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
WLFC Yearly Revenue VS EstimatesWLFC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M 800M
WLFC Yearly EPS VS EstimatesWLFC Yearly EPS VS EstimatesYearly EPS VS Estimates 2024 2025 2026 2027 5 10 15

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Find the best growth stocksShow best growing peers

6

4. WLFC Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 20.11 indicates a rather expensive valuation of WLFC.
  • Compared to the rest of the industry, the Price/Earnings ratio of WLFC indicates a somewhat cheap valuation: WLFC is cheaper than 74.47% of the companies listed in the same industry.
  • When comparing the Price/Earnings ratio of WLFC to the average of the S&P500 Index (26.91), we can say WLFC is valued slightly cheaper.
  • WLFC is valuated correctly with a Price/Forward Earnings ratio of 12.96.
  • Based on the Price/Forward Earnings ratio, WLFC is valued cheaper than 95.74% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 23.69, WLFC is valued a bit cheaper.
Industry RankSector Rank
PE 20.11
Fwd PE 12.96
WLFC Price Earnings VS Forward Price EarningsWLFC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of WLFC indicates a somewhat cheap valuation: WLFC is cheaper than 72.34% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 10.39
WLFC Per share dataWLFC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 50 100

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The decent profitability rating of WLFC may justify a higher PE ratio.
  • WLFC's earnings are expected to grow with 35.12% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.36
PEG (5Y)0.28
EPS Next 2Y35.12%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. WLFC Dividend Analysis

5.1 Amount

  • WLFC has a yearly dividend return of 0.77%, which is pretty low.
  • Compared to an average industry Dividend Yield of 0.84, WLFC has a dividend in line with its industry peers.
  • With a Dividend Yield of 0.77, WLFC pays less dividend than the S&P500 average, which is at 1.89.
Industry RankSector Rank
Dividend Yield 0.77%

5.2 History

  • The dividend of WLFC is nicely growing with an annual growth rate of 30.90%!
  • WLFC has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)30.9%
Div Incr Years0
Div Non Decr Years0
WLFC Yearly Dividends per shareWLFC Yearly Dividends per shareYearly Dividends per share 2024 2025 2026 0.5 1

5.3 Sustainability

  • WLFC pays out 13.35% of its income as dividend. This is a sustainable payout ratio.
  • The dividend of WLFC is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP13.35%
EPS Next 2Y35.12%
EPS Next 3YN/A
WLFC Yearly Income VS Free CF VS DividendWLFC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -200M -400M
WLFC Dividend Payout.WLFC Dividend Payout, showing the Payout Ratio.WLFC Dividend Payout.PayoutRetained Earnings

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WLFC Fundamentals: All Metrics, Ratios and Statistics

WILLIS LEASE FINANCE CORP

NASDAQ:WLFC (4/8/2026, 8:09:29 PM)

194.44

+13.52 (+7.47%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryTrading Companies & Distributors
Earnings (Last)03-10
Earnings (Next)05-04
Inst Owners49.35%
Inst Owner Change0%
Ins Owners56.12%
Ins Owner Change-6.57%
Market Cap1.32B
Revenue(TTM)730.24M
Net Income(TTM)108.07M
Analysts82.86
Price Target193.8 (-0.33%)
Short Float %12.32%
Short Ratio6.74
Dividend
Industry RankSector Rank
Dividend Yield 0.77%
Yearly Dividend1.95
Dividend Growth(5Y)30.9%
DP13.35%
Div Incr Years0
Div Non Decr Years0
Ex-Date02-11
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-23.66%
Min EPS beat(2)-55.33%
Max EPS beat(2)8.02%
EPS beat(4)1
Avg EPS beat(4)-32.17%
Min EPS beat(4)-55.33%
Max EPS beat(4)8.02%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)21.32%
Min Revenue beat(2)15.25%
Max Revenue beat(2)27.4%
Revenue beat(4)4
Avg Revenue beat(4)20.12%
Min Revenue beat(4)3.78%
Max Revenue beat(4)34.03%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)18.75%
PT rev (3m)18.75%
EPS NQ rev (1m)4.14%
EPS NQ rev (3m)4.14%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)15.13%
Revenue NQ rev (3m)15.13%
Revenue NY rev (1m)12.13%
Revenue NY rev (3m)12.13%
Valuation
Industry RankSector Rank
PE 20.11
Fwd PE 12.96
P/S 1.81
P/FCF N/A
P/OCF 4.66
P/B 1.82
P/tB 1.9
EV/EBITDA 10.39
EPS(TTM)9.67
EY4.97%
EPS(NY)15
Fwd EY7.72%
FCF(TTM)-40.12
FCFYN/A
OCF(TTM)41.71
OCFY21.45%
SpS107.55
BVpS106.85
TBVpS102.3
PEG (NY)0.36
PEG (5Y)0.28
Graham Number152.48
Profitability
Industry RankSector Rank
ROA 2.75%
ROE 14.89%
ROCE 7.16%
ROIC 5.08%
ROICexc 5.1%
ROICexgc 5.3%
OM 37.3%
PM (TTM) 14.8%
GM 83.54%
FCFM N/A
ROA(3y)2.48%
ROA(5y)1.5%
ROE(3y)13.4%
ROE(5y)8.13%
ROIC(3y)4.97%
ROIC(5y)4.02%
ROICexc(3y)4.99%
ROICexc(5y)4.04%
ROICexgc(3y)5.13%
ROICexgc(5y)4.16%
ROCE(3y)7.01%
ROCE(5y)5.66%
ROICexgc growth 3Y22.95%
ROICexgc growth 5Y9.79%
ROICexc growth 3Y23.28%
ROICexc growth 5Y9.71%
OM growth 3Y6.65%
OM growth 5Y0.91%
PM growth 3Y180.12%
PM growth 5Y46.18%
GM growth 3Y-3.63%
GM growth 5Y-2.37%
F-Score6
Asset Turnover0.19
Health
Industry RankSector Rank
Debt/Equity 3.72
Debt/FCF N/A
Debt/EBITDA 7.01
Cap/Depr 491.52%
Cap/Sales 76.09%
Interest Coverage 2.07
Cash Conversion 73.49%
Profit Quality N/A
Current Ratio 0.83
Quick Ratio 0.4
Altman-Z 0.86
F-Score6
WACC7.69%
ROIC/WACC0.66
Cap/Depr(3y)521.94%
Cap/Depr(5y)425.48%
Cap/Sales(3y)88.35%
Cap/Sales(5y)86.96%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0.24%
EPS 3Y259.98%
EPS 5Y71.09%
EPS Q2Q%-45.2%
EPS Next Y55.16%
EPS Next 2Y35.12%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)28.29%
Revenue growth 3Y32.79%
Revenue growth 5Y20.39%
Sales Q2Q%26.72%
Revenue Next Year13.54%
Revenue Next 2Y10.4%
Revenue Next 3Y9.21%
Revenue Next 5YN/A
EBIT growth 1Y4.6%
EBIT growth 3Y41.62%
EBIT growth 5Y21.49%
EBIT Next Year115.64%
EBIT Next 3Y33.17%
EBIT Next 5YN/A
FCF growth 1Y51.5%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-0.41%
OCF growth 3Y25.18%
OCF growth 5Y24.84%

WILLIS LEASE FINANCE CORP / WLFC Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for WILLIS LEASE FINANCE CORP?

ChartMill assigns a fundamental rating of 5 / 10 to WLFC.


What is the valuation status of WILLIS LEASE FINANCE CORP (WLFC) stock?

ChartMill assigns a valuation rating of 6 / 10 to WILLIS LEASE FINANCE CORP (WLFC). This can be considered as Fairly Valued.


What is the profitability of WLFC stock?

WILLIS LEASE FINANCE CORP (WLFC) has a profitability rating of 7 / 10.


How financially healthy is WILLIS LEASE FINANCE CORP?

The financial health rating of WILLIS LEASE FINANCE CORP (WLFC) is 0 / 10.


How sustainable is the dividend of WILLIS LEASE FINANCE CORP (WLFC) stock?

The dividend rating of WILLIS LEASE FINANCE CORP (WLFC) is 3 / 10 and the dividend payout ratio is 13.35%.