128.1 USD
+1.66 (+1.31%)
128.1 USD
0 (0%)
Taking everything into account, WLFC scores 4 out of 10 in our fundamental rating. WLFC was compared to 49 industry peers in the Trading Companies & Distributors industry. While WLFC belongs to the best of the industry regarding profitability, there are concerns on its financial health. WLFC has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year WLFC was profitable.
In the past year WLFC had a positive cash flow from operations.
WLFC had positive earnings in 4 of the past 5 years.
WLFC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With a Return On Assets value of 3.42%, WLFC perfoms like the industry average, outperforming 51.02% of the companies in the same industry.
With a decent Return On Equity value of 16.39%, WLFC is doing good in the industry, outperforming 69.39% of the companies in the same industry.
WLFC's Return On Invested Capital of 5.88% is in line compared to the rest of the industry. WLFC outperforms 51.02% of its industry peers.
WLFC had an Average Return On Invested Capital over the past 3 years of 4.02%. This is significantly below the industry average of 9.22%.
The 3 year average ROIC (4.02%) for WLFC is below the current ROIC(5.88%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.42% | ||
| ROE | 16.39% | ||
| ROIC | 5.88% |
ROA(3y)1.59%
ROA(5y)1.01%
ROE(3y)8.59%
ROE(5y)5.46%
ROIC(3y)4.02%
ROIC(5y)3.49%
1.3 Margins
Looking at the Profit Margin, with a value of 16.96%, WLFC belongs to the top of the industry, outperforming 87.76% of the companies in the same industry.
In the last couple of years the Profit Margin of WLFC has grown nicely.
WLFC's Operating Margin of 41.47% is amongst the best of the industry. WLFC outperforms 95.92% of its industry peers.
WLFC's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 88.13%, WLFC belongs to the top of the industry, outperforming 97.96% of the companies in the same industry.
WLFC's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 41.47% | ||
| PM (TTM) | 16.96% | ||
| GM | 88.13% |
OM growth 3Y14.3%
OM growth 5Y2.48%
PM growth 3YN/A
PM growth 5Y3.36%
GM growth 3Y-1.03%
GM growth 5Y1.6%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so WLFC is destroying value.
WLFC has more shares outstanding than it did 1 year ago.
The number of shares outstanding for WLFC has been increased compared to 5 years ago.
WLFC has a worse debt/assets ratio than last year.
2.2 Solvency
WLFC has an Altman-Z score of 0.91. This is a bad value and indicates that WLFC is not financially healthy and even has some risk of bankruptcy.
WLFC has a worse Altman-Z score (0.91) than 79.59% of its industry peers.
WLFC has a Debt/Equity ratio of 3.14. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of WLFC (3.14) is worse than 81.63% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.14 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.91 |
ROIC/WACC0.83
WACC7.06%
2.3 Liquidity
WLFC has a Current Ratio of 1.03. This is a normal value and indicates that WLFC is financially healthy and should not expect problems in meeting its short term obligations.
WLFC's Current ratio of 1.03 is on the low side compared to the rest of the industry. WLFC is outperformed by 85.71% of its industry peers.
A Quick Ratio of 0.52 indicates that WLFC may have some problems paying its short term obligations.
WLFC has a Quick ratio of 0.52. This is in the lower half of the industry: WLFC underperforms 75.51% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.03 | ||
| Quick Ratio | 0.52 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 18.48% over the past year.
WLFC shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 8.04% yearly.
The Revenue has grown by 29.91% in the past year. This is a very strong growth!
The Revenue has been growing slightly by 6.82% on average over the past years.
EPS 1Y (TTM)18.48%
EPS 3YN/A
EPS 5Y8.04%
EPS Q2Q%9.2%
Revenue 1Y (TTM)29.91%
Revenue growth 3Y27.57%
Revenue growth 5Y6.82%
Sales Q2Q%25.42%
3.2 Future
The Earnings Per Share is expected to grow by 7.67% on average over the next years.
The Revenue is expected to grow by 6.58% on average over the next years.
EPS Next Y40.94%
EPS Next 2Y5.41%
EPS Next 3Y7.67%
EPS Next 5YN/A
Revenue Next Year18.49%
Revenue Next 2Y11.48%
Revenue Next 3Y10.34%
Revenue Next 5Y6.58%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 11.71 indicates a reasonable valuation of WLFC.
Based on the Price/Earnings ratio, WLFC is valued cheaper than 87.76% of the companies in the same industry.
WLFC's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.41.
Based on the Price/Forward Earnings ratio of 9.44, the valuation of WLFC can be described as reasonable.
Based on the Price/Forward Earnings ratio, WLFC is valued cheaper than 95.92% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of WLFC to the average of the S&P500 Index (35.40), we can say WLFC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.71 | ||
| Fwd PE | 9.44 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, WLFC is valued a bit cheaper than the industry average as 79.59% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 7.89 |
4.3 Compensation for Growth
WLFC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of WLFC may justify a higher PE ratio.
PEG (NY)0.29
PEG (5Y)1.46
EPS Next 2Y5.41%
EPS Next 3Y7.67%
5. Dividend
5.1 Amount
With a yearly dividend of 0.78%, WLFC is not a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 1.95, WLFC has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.32, WLFC's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.78% |
5.2 History
On average, the dividend of WLFC grows each year by 31.02%, which is quite nice.
WLFC does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)31.02%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
WLFC pays out 10.15% of its income as dividend. This is a sustainable payout ratio.
The dividend of WLFC is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP10.15%
EPS Next 2Y5.41%
EPS Next 3Y7.67%
128.1
+1.66 (+1.31%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryTrading Companies & Distributors
Earnings (Last)
Earnings (Next)
Inst Owners48.88%
Inst Owner Change-1.67%
Ins Owners56.41%
Ins Owner Change-5.25%
Market Cap872.36M
Revenue(TTM)689.42M
Net Income(TTM)116.94M
Analysts82.86
Price Target163.2 (27.4%)
Short Float %15.19%
Short Ratio7.89
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.78% |
Yearly Dividend2.02
Dividend Growth(5Y)31.02%
DP10.15%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-10.69%
Min EPS beat(2)-29.4%
Max EPS beat(2)8.02%
EPS beat(4)2
Avg EPS beat(4)-6.9%
Min EPS beat(4)-51.98%
Max EPS beat(4)45.76%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)24.64%
Min Revenue beat(2)15.25%
Max Revenue beat(2)34.03%
Revenue beat(4)4
Avg Revenue beat(4)19.62%
Min Revenue beat(4)3.78%
Max Revenue beat(4)34.03%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-15.79%
PT rev (3m)-15.79%
EPS NQ rev (1m)4.64%
EPS NQ rev (3m)-16.95%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)-5.7%
Revenue NQ rev (3m)-5.7%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.71 | ||
| Fwd PE | 9.44 | ||
| P/S | 1.27 | ||
| P/FCF | N/A | ||
| P/OCF | 3.15 | ||
| P/B | 1.22 | ||
| P/tB | 1.27 | ||
| EV/EBITDA | 7.89 |
EPS(TTM)10.94
EY8.54%
EPS(NY)13.57
Fwd EY10.59%
FCF(TTM)-60.45
FCFYN/A
OCF(TTM)40.68
OCFY31.76%
SpS101.24
BVpS104.78
TBVpS100.77
PEG (NY)0.29
PEG (5Y)1.46
Graham Number160.6
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.42% | ||
| ROE | 16.39% | ||
| ROCE | 8.62% | ||
| ROIC | 5.88% | ||
| ROICexc | 5.9% | ||
| ROICexgc | 6.09% | ||
| OM | 41.47% | ||
| PM (TTM) | 16.96% | ||
| GM | 88.13% | ||
| FCFM | N/A |
ROA(3y)1.59%
ROA(5y)1.01%
ROE(3y)8.59%
ROE(5y)5.46%
ROIC(3y)4.02%
ROIC(5y)3.49%
ROICexc(3y)4.03%
ROICexc(5y)3.51%
ROICexgc(3y)4.15%
ROICexgc(5y)3.62%
ROCE(3y)5.89%
ROCE(5y)5.12%
ROICexgc growth 3Y32.55%
ROICexgc growth 5Y-1.45%
ROICexc growth 3Y32.68%
ROICexc growth 5Y-1.63%
OM growth 3Y14.3%
OM growth 5Y2.48%
PM growth 3YN/A
PM growth 5Y3.36%
GM growth 3Y-1.03%
GM growth 5Y1.6%
F-Score6
Asset Turnover0.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.14 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 5.7 | ||
| Cap/Depr | 645.85% | ||
| Cap/Sales | 99.9% | ||
| Interest Coverage | 2.23 | ||
| Cash Conversion | 70.57% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.03 | ||
| Quick Ratio | 0.52 | ||
| Altman-Z | 0.91 |
F-Score6
WACC7.06%
ROIC/WACC0.83
Cap/Depr(3y)468.71%
Cap/Depr(5y)414.41%
Cap/Sales(3y)94.3%
Cap/Sales(5y)100.3%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)18.48%
EPS 3YN/A
EPS 5Y8.04%
EPS Q2Q%9.2%
EPS Next Y40.94%
EPS Next 2Y5.41%
EPS Next 3Y7.67%
EPS Next 5YN/A
Revenue 1Y (TTM)29.91%
Revenue growth 3Y27.57%
Revenue growth 5Y6.82%
Sales Q2Q%25.42%
Revenue Next Year18.49%
Revenue Next 2Y11.48%
Revenue Next 3Y10.34%
Revenue Next 5Y6.58%
EBIT growth 1Y23.08%
EBIT growth 3Y45.81%
EBIT growth 5Y9.47%
EBIT Next Year59.84%
EBIT Next 3Y23.51%
EBIT Next 5Y19.56%
FCF growth 1Y-2493.5%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y19.88%
OCF growth 3Y46.37%
OCF growth 5Y4.31%
WILLIS LEASE FINANCE CORP / WLFC FAQ
Can you provide the ChartMill fundamental rating for WILLIS LEASE FINANCE CORP?
ChartMill assigns a fundamental rating of 4 / 10 to WLFC.
Can you provide the valuation status for WILLIS LEASE FINANCE CORP?
ChartMill assigns a valuation rating of 7 / 10 to WILLIS LEASE FINANCE CORP (WLFC). This can be considered as Undervalued.
Can you provide the profitability details for WILLIS LEASE FINANCE CORP?
WILLIS LEASE FINANCE CORP (WLFC) has a profitability rating of 7 / 10.
What is the valuation of WILLIS LEASE FINANCE CORP based on its PE and PB ratios?
The Price/Earnings (PE) ratio for WILLIS LEASE FINANCE CORP (WLFC) is 11.71 and the Price/Book (PB) ratio is 1.22.
Is the dividend of WILLIS LEASE FINANCE CORP sustainable?
The dividend rating of WILLIS LEASE FINANCE CORP (WLFC) is 3 / 10 and the dividend payout ratio is 10.15%.