148.71 USD
+3.45 (+2.38%)
148.71 USD
0 (0%)
WLFC gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 50 industry peers in the Trading Companies & Distributors industry. WLFC scores excellent on profitability, but there are concerns on its financial health. WLFC is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
WLFC had positive earnings in the past year.
In the past year WLFC had a positive cash flow from operations.
WLFC had positive earnings in 4 of the past 5 years.
WLFC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
WLFC has a Return On Assets of 3.42%. This is comparable to the rest of the industry: WLFC outperforms 48.00% of its industry peers.
With a decent Return On Equity value of 16.39%, WLFC is doing good in the industry, outperforming 68.00% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 5.88%, WLFC is in line with its industry, outperforming 50.00% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for WLFC is significantly below the industry average of 9.63%.
The 3 year average ROIC (4.02%) for WLFC is below the current ROIC(5.88%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.42% | ||
| ROE | 16.39% | ||
| ROIC | 5.88% |
ROA(3y)1.59%
ROA(5y)1.01%
ROE(3y)8.59%
ROE(5y)5.46%
ROIC(3y)4.02%
ROIC(5y)3.49%
1.3 Margins
With an excellent Profit Margin value of 16.96%, WLFC belongs to the best of the industry, outperforming 88.00% of the companies in the same industry.
In the last couple of years the Profit Margin of WLFC has grown nicely.
The Operating Margin of WLFC (41.47%) is better than 96.00% of its industry peers.
In the last couple of years the Operating Margin of WLFC has grown nicely.
WLFC's Gross Margin of 88.13% is amongst the best of the industry. WLFC outperforms 98.00% of its industry peers.
WLFC's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 41.47% | ||
| PM (TTM) | 16.96% | ||
| GM | 88.13% |
OM growth 3Y14.3%
OM growth 5Y2.48%
PM growth 3YN/A
PM growth 5Y3.36%
GM growth 3Y-1.03%
GM growth 5Y1.6%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), WLFC is destroying value.
Compared to 1 year ago, WLFC has more shares outstanding
Compared to 5 years ago, WLFC has more shares outstanding
The debt/assets ratio for WLFC is higher compared to a year ago.
2.2 Solvency
WLFC has an Altman-Z score of 0.94. This is a bad value and indicates that WLFC is not financially healthy and even has some risk of bankruptcy.
WLFC has a worse Altman-Z score (0.94) than 80.00% of its industry peers.
WLFC has a Debt/Equity ratio of 3.14. This is a high value indicating a heavy dependency on external financing.
WLFC's Debt to Equity ratio of 3.14 is on the low side compared to the rest of the industry. WLFC is outperformed by 80.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.14 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.94 |
ROIC/WACC0.78
WACC7.5%
2.3 Liquidity
WLFC has a Current Ratio of 1.03. This is a normal value and indicates that WLFC is financially healthy and should not expect problems in meeting its short term obligations.
WLFC's Current ratio of 1.03 is on the low side compared to the rest of the industry. WLFC is outperformed by 84.00% of its industry peers.
WLFC has a Quick Ratio of 1.03. This is a bad value and indicates that WLFC is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.52, WLFC is doing worse than 74.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.03 | ||
| Quick Ratio | 0.52 |
3. Growth
3.1 Past
WLFC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 18.48%, which is quite good.
Measured over the past years, WLFC shows a quite strong growth in Earnings Per Share. The EPS has been growing by 8.04% on average per year.
WLFC shows a strong growth in Revenue. In the last year, the Revenue has grown by 29.91%.
The Revenue has been growing slightly by 6.82% on average over the past years.
EPS 1Y (TTM)18.48%
EPS 3YN/A
EPS 5Y8.04%
EPS Q2Q%9.2%
Revenue 1Y (TTM)29.91%
Revenue growth 3Y27.57%
Revenue growth 5Y6.82%
Sales Q2Q%25.42%
3.2 Future
Based on estimates for the next years, WLFC will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.08% on average per year.
WLFC is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.58% yearly.
EPS Next Y40.94%
EPS Next 2Y10.86%
EPS Next 3Y13.08%
EPS Next 5YN/A
Revenue Next Year18.49%
Revenue Next 2Y9.54%
Revenue Next 3Y9.83%
Revenue Next 5Y6.58%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 13.59, the valuation of WLFC can be described as correct.
Based on the Price/Earnings ratio, WLFC is valued cheaply inside the industry as 86.00% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 26.92. WLFC is valued slightly cheaper when compared to this.
A Price/Forward Earnings ratio of 9.91 indicates a reasonable valuation of WLFC.
Compared to the rest of the industry, the Price/Forward Earnings ratio of WLFC indicates a rather cheap valuation: WLFC is cheaper than 94.00% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of WLFC to the average of the S&P500 Index (23.57), we can say WLFC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.59 | ||
| Fwd PE | 9.91 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of WLFC indicates a somewhat cheap valuation: WLFC is cheaper than 78.00% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 8.25 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of WLFC may justify a higher PE ratio.
A more expensive valuation may be justified as WLFC's earnings are expected to grow with 13.08% in the coming years.
PEG (NY)0.33
PEG (5Y)1.69
EPS Next 2Y10.86%
EPS Next 3Y13.08%
5. Dividend
5.1 Amount
WLFC has a yearly dividend return of 0.85%, which is pretty low.
WLFC's Dividend Yield is a higher than the industry average which is at 1.01.
With a Dividend Yield of 0.85, WLFC pays less dividend than the S&P500 average, which is at 1.94.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.85% |
5.2 History
On average, the dividend of WLFC grows each year by 31.02%, which is quite nice.
WLFC does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)31.02%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
WLFC pays out 10.15% of its income as dividend. This is a sustainable payout ratio.
WLFC's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP10.15%
EPS Next 2Y10.86%
EPS Next 3Y13.08%
148.71
+3.45 (+2.38%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryTrading Companies & Distributors
Earnings (Last)
Earnings (Next)
Inst Owners49.77%
Inst Owner Change0%
Ins Owners55.6%
Ins Owner Change-5.57%
Market Cap1.01B
Revenue(TTM)689.42M
Net Income(TTM)116.94M
Analysts82.86
Price Target163.2 (9.74%)
Short Float %14.17%
Short Ratio7.9
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.85% |
Yearly Dividend2.02
Dividend Growth(5Y)31.02%
DP10.15%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-10.69%
Min EPS beat(2)-29.4%
Max EPS beat(2)8.02%
EPS beat(4)2
Avg EPS beat(4)-6.9%
Min EPS beat(4)-51.98%
Max EPS beat(4)45.76%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)24.64%
Min Revenue beat(2)15.25%
Max Revenue beat(2)34.03%
Revenue beat(4)4
Avg Revenue beat(4)19.62%
Min Revenue beat(4)3.78%
Max Revenue beat(4)34.03%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-15.79%
EPS NQ rev (1m)0%
EPS NQ rev (3m)4.64%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-5.7%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.59 | ||
| Fwd PE | 9.91 | ||
| P/S | 1.47 | ||
| P/FCF | N/A | ||
| P/OCF | 3.66 | ||
| P/B | 1.42 | ||
| P/tB | 1.48 | ||
| EV/EBITDA | 8.25 |
EPS(TTM)10.94
EY7.36%
EPS(NY)15
Fwd EY10.09%
FCF(TTM)-60.45
FCFYN/A
OCF(TTM)40.68
OCFY27.36%
SpS101.24
BVpS104.78
TBVpS100.77
PEG (NY)0.33
PEG (5Y)1.69
Graham Number160.6
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.42% | ||
| ROE | 16.39% | ||
| ROCE | 8.62% | ||
| ROIC | 5.88% | ||
| ROICexc | 5.9% | ||
| ROICexgc | 6.09% | ||
| OM | 41.47% | ||
| PM (TTM) | 16.96% | ||
| GM | 88.13% | ||
| FCFM | N/A |
ROA(3y)1.59%
ROA(5y)1.01%
ROE(3y)8.59%
ROE(5y)5.46%
ROIC(3y)4.02%
ROIC(5y)3.49%
ROICexc(3y)4.03%
ROICexc(5y)3.51%
ROICexgc(3y)4.15%
ROICexgc(5y)3.62%
ROCE(3y)5.89%
ROCE(5y)5.12%
ROICexgc growth 3Y32.55%
ROICexgc growth 5Y-1.45%
ROICexc growth 3Y32.68%
ROICexc growth 5Y-1.63%
OM growth 3Y14.3%
OM growth 5Y2.48%
PM growth 3YN/A
PM growth 5Y3.36%
GM growth 3Y-1.03%
GM growth 5Y1.6%
F-Score6
Asset Turnover0.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.14 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 5.7 | ||
| Cap/Depr | 645.85% | ||
| Cap/Sales | 99.9% | ||
| Interest Coverage | 2.23 | ||
| Cash Conversion | 70.57% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.03 | ||
| Quick Ratio | 0.52 | ||
| Altman-Z | 0.94 |
F-Score6
WACC7.5%
ROIC/WACC0.78
Cap/Depr(3y)468.71%
Cap/Depr(5y)414.41%
Cap/Sales(3y)94.3%
Cap/Sales(5y)100.3%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)18.48%
EPS 3YN/A
EPS 5Y8.04%
EPS Q2Q%9.2%
EPS Next Y40.94%
EPS Next 2Y10.86%
EPS Next 3Y13.08%
EPS Next 5YN/A
Revenue 1Y (TTM)29.91%
Revenue growth 3Y27.57%
Revenue growth 5Y6.82%
Sales Q2Q%25.42%
Revenue Next Year18.49%
Revenue Next 2Y9.54%
Revenue Next 3Y9.83%
Revenue Next 5Y6.58%
EBIT growth 1Y23.08%
EBIT growth 3Y45.81%
EBIT growth 5Y9.47%
EBIT Next Year59.84%
EBIT Next 3Y23.51%
EBIT Next 5Y19.56%
FCF growth 1Y-2493.5%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y19.88%
OCF growth 3Y46.37%
OCF growth 5Y4.31%
WILLIS LEASE FINANCE CORP / WLFC FAQ
Can you provide the ChartMill fundamental rating for WILLIS LEASE FINANCE CORP?
ChartMill assigns a fundamental rating of 4 / 10 to WLFC.
What is the valuation status of WILLIS LEASE FINANCE CORP (WLFC) stock?
ChartMill assigns a valuation rating of 6 / 10 to WILLIS LEASE FINANCE CORP (WLFC). This can be considered as Fairly Valued.
How profitable is WILLIS LEASE FINANCE CORP (WLFC) stock?
WILLIS LEASE FINANCE CORP (WLFC) has a profitability rating of 7 / 10.
Can you provide the expected EPS growth for WLFC stock?
The Earnings per Share (EPS) of WILLIS LEASE FINANCE CORP (WLFC) is expected to grow by 40.94% in the next year.
Can you provide the dividend sustainability for WLFC stock?
The dividend rating of WILLIS LEASE FINANCE CORP (WLFC) is 3 / 10 and the dividend payout ratio is 10.15%.