WILLIS LEASE FINANCE CORP (WLFC)
US9706461053 - Common Stock
Taking everything into account, WLFC scores 3 out of 10 in our fundamental rating. WLFC was compared to 51 industry peers in the Trading Companies & Distributors industry. There are concerns on the financial health of WLFC while its profitability can be described as average. WLFC has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
WLFC had positive earnings in the past year.
WLFC had a positive operating cash flow in the past year.
Of the past 5 years WLFC 4 years were profitable.
In the past 5 years WLFC always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of WLFC (2.12%) is worse than 66.67% of its industry peers.
WLFC's Return On Equity of 11.10% is in line compared to the rest of the industry. WLFC outperforms 43.14% of its industry peers.
WLFC has a worse Return On Invested Capital (4.06%) than 72.55% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for WLFC is significantly below the industry average of 11.26%.
The last Return On Invested Capital (4.06%) for WLFC is above the 3 year average (2.61%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.12% | ||
| ROE | 11.1% | ||
| ROIC | 4.06% |
ROA(3y)0.53%
ROA(5y)1.03%
ROE(3y)2.91%
ROE(5y)5.23%
ROIC(3y)2.61%
ROIC(5y)3.16%
1.3 Margins
WLFC's Profit Margin of 12.68% is fine compared to the rest of the industry. WLFC outperforms 76.47% of its industry peers.
WLFC's Profit Margin has declined in the last couple of years.
WLFC has a Operating Margin of 38.29%. This is amongst the best in the industry. WLFC outperforms 96.08% of its industry peers.
WLFC's Operating Margin has been stable in the last couple of years.
With an excellent Gross Margin value of 95.76%, WLFC belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
WLFC's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 38.29% | ||
| PM (TTM) | 12.68% | ||
| GM | 95.76% |
OM growth 3Y-0.4%
OM growth 5Y-0.75%
PM growth 3Y63.25%
PM growth 5Y-3.38%
GM growth 3Y0.77%
GM growth 5Y3.16%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so WLFC is destroying value.
The number of shares outstanding for WLFC has been increased compared to 1 year ago.
Compared to 5 years ago, WLFC has more shares outstanding
Compared to 1 year ago, WLFC has an improved debt to assets ratio.
2.2 Solvency
WLFC has an Altman-Z score of 0.74. This is a bad value and indicates that WLFC is not financially healthy and even has some risk of bankruptcy.
WLFC has a worse Altman-Z score (0.74) than 88.24% of its industry peers.
The Debt to FCF ratio of WLFC is 27.55, which is on the high side as it means it would take WLFC, 27.55 years of fcf income to pay off all of its debts.
WLFC has a Debt to FCF ratio (27.55) which is comparable to the rest of the industry.
WLFC has a Debt/Equity ratio of 3.39. This is a high value indicating a heavy dependency on external financing.
WLFC has a Debt to Equity ratio of 3.39. This is amonst the worse of the industry: WLFC underperforms 84.31% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.39 | ||
| Debt/FCF | 27.55 | ||
| Altman-Z | 0.74 |
ROIC/WACC0.77
WACC5.29%
2.3 Liquidity
A Current Ratio of 1.19 indicates that WLFC should not have too much problems paying its short term obligations.
With a Current ratio value of 1.19, WLFC is not doing good in the industry: 78.43% of the companies in the same industry are doing better.
WLFC has a Quick Ratio of 1.19. This is a bad value and indicates that WLFC is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.54, WLFC is not doing good in the industry: 82.35% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.19 | ||
| Quick Ratio | 0.54 |
3. Growth
3.1 Past
WLFC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 107.58%, which is quite impressive.
WLFC shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -1.30% yearly.
The Revenue has grown by 34.72% in the past year. This is a very strong growth!
Measured over the past years, WLFC shows a small growth in Revenue. The Revenue has been growing by 3.74% on average per year.
EPS 1Y (TTM)107.58%
EPS 3Y81.03%
EPS 5Y-1.3%
EPS growth Q2Q444.91%
Revenue 1Y (TTM)34.72%
Revenue growth 3Y13.18%
Revenue growth 5Y3.74%
Revenue growth Q2Q33.05%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 7.62 indicates a rather cheap valuation of WLFC.
Compared to the rest of the industry, the Price/Earnings ratio of WLFC indicates a rather cheap valuation: WLFC is cheaper than 96.08% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 28.67, WLFC is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.62 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of WLFC indicates a somewhat cheap valuation: WLFC is cheaper than 68.63% of the companies listed in the same industry.
90.20% of the companies in the same industry are more expensive than WLFC, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.43 | ||
| EV/EBITDA | 8.36 |
4.3 Compensation for Growth
WLFC has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
WLFC does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
WILLIS LEASE FINANCE CORP
NASDAQ:WLFC (5/20/2024, 7:09:12 PM)
66.11
+0.25 (+0.38%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryTrading Companies & Distributors
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap468.06M
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
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Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
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Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.62 | ||
| Fwd PE | N/A | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.12% | ||
| ROE | 11.1% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 38.29% | ||
| PM (TTM) | 12.68% | ||
| GM | 95.76% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.17
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.39 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 1.19 | ||
| Quick Ratio | 0.54 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)107.58%
EPS 3Y81.03%
EPS 5Y
EPS growth Q2Q
EPS Next YN/A
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)34.72%
Revenue growth 3Y13.18%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y