WATERDROP INC (WDH) Fundamental Analysis & Valuation

NYSE:WDH • US94132V1052

Current stock price

1.69 USD
+0.02 (+1.2%)
Last:

This WDH fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. WDH Profitability Analysis

1.1 Basic Checks

  • In the past year WDH was profitable.
  • Of the past 5 years WDH 4 years were profitable.
  • The reported operating cash flow has been mixed in the past 5 years: WDH reported negative operating cash flow in multiple years.
WDH Yearly Net Income VS EBIT VS OCF VS FCFWDH Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 2025 0 500M -500M -1B -1.5B

1.2 Ratios

  • WDH has a Return On Assets of 8.01%. This is amongst the best in the industry. WDH outperforms 89.80% of its industry peers.
  • The Return On Equity of WDH (11.04%) is comparable to the rest of the industry.
  • WDH has a better Return On Invested Capital (5.58%) than 75.51% of its industry peers.
Industry RankSector Rank
ROA 8.01%
ROE 11.04%
ROIC 5.58%
ROA(3y)5.48%
ROA(5y)-1.24%
ROE(3y)7.45%
ROE(5y)-1.67%
ROIC(3y)N/A
ROIC(5y)N/A
WDH Yearly ROA, ROE, ROICWDH Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 2025 0 -20 -40 -60 -80

1.3 Margins

  • Looking at the Profit Margin, with a value of 14.30%, WDH is in the better half of the industry, outperforming 72.79% of the companies in the same industry.
  • WDH's Profit Margin has declined in the last couple of years.
  • WDH has a Operating Margin of 9.33%. This is comparable to the rest of the industry: WDH outperforms 42.18% of its industry peers.
  • In the last couple of years the Operating Margin of WDH has declined.
  • Looking at the Gross Margin, with a value of 51.16%, WDH belongs to the top of the industry, outperforming 94.56% of the companies in the same industry.
  • In the last couple of years the Gross Margin of WDH has declined.
Industry RankSector Rank
OM 9.33%
PM (TTM) 14.3%
GM 51.16%
OM growth 3Y-18.24%
OM growth 5YN/A
PM growth 3Y-12.96%
PM growth 5YN/A
GM growth 3Y-7.01%
GM growth 5Y-7.49%
WDH Yearly Profit, Operating, Gross MarginsWDH Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 2025 0 50 -50

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

7

2. WDH Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), WDH is destroying value.
  • The number of shares outstanding for WDH has been reduced compared to 1 year ago.
  • WDH has less shares outstanding than it did 5 years ago.
  • The debt/assets ratio for WDH has been reduced compared to a year ago.
WDH Yearly Shares OutstandingWDH Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M
WDH Yearly Total Debt VS Total AssetsWDH Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • WDH has an Altman-Z score of 2.05. This is not the best score and indicates that WDH is in the grey zone with still only limited risk for bankruptcy at the moment.
  • WDH has a Altman-Z score of 2.05. This is amongst the best in the industry. WDH outperforms 89.80% of its industry peers.
  • WDH has a Debt/Equity ratio of 0.01. This is a healthy value indicating a solid balance between debt and equity.
  • The Debt to Equity ratio of WDH (0.01) is better than 89.80% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF N/A
Altman-Z 2.05
ROIC/WACC0.91
WACC6.11%
WDH Yearly LT Debt VS Equity VS FCFWDH Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B

2.3 Liquidity

  • WDH has a Current Ratio of 2.10. This indicates that WDH is financially healthy and has no problem in meeting its short term obligations.
  • WDH has a Current ratio of 2.10. This is amongst the best in the industry. WDH outperforms 89.80% of its industry peers.
  • WDH has a Quick Ratio of 2.10. This indicates that WDH is financially healthy and has no problem in meeting its short term obligations.
  • WDH has a Quick ratio of 2.10. This is amongst the best in the industry. WDH outperforms 89.80% of its industry peers.
Industry RankSector Rank
Current Ratio 2.1
Quick Ratio 2.1
WDH Yearly Current Assets VS Current LiabilitesWDH Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

8

3. WDH Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 54.00% over the past year.
  • Measured over the past 5 years, WDH shows a small growth in Earnings Per Share. The EPS has been growing by 0.71% on average per year.
  • The Revenue has grown by 43.52% in the past year. This is a very strong growth!
  • The Revenue has been growing slightly by 5.61% on average over the past years.
EPS 1Y (TTM)54%
EPS 3Y0.71%
EPS 5YN/A
EPS Q2Q%45.67%
Revenue 1Y (TTM)43.52%
Revenue growth 3Y12.39%
Revenue growth 5Y5.61%
Sales Q2Q%1399.81%

3.2 Future

  • WDH is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 17.50% yearly.
  • The Revenue is expected to grow by 54.55% on average over the next years. This is a very strong growth
EPS Next Y7.9%
EPS Next 2Y17.5%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year27.83%
Revenue Next 2Y17.88%
Revenue Next 3Y16.36%
Revenue Next 5Y54.55%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
WDH Yearly Revenue VS EstimatesWDH Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 1B 2B 3B 4B
WDH Yearly EPS VS EstimatesWDH Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 0 -0.5 -1

More info and screens

Find the best growth stocksShow best growing peers

3

4. WDH Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 7.35, which indicates a rather cheap valuation of WDH.
  • Compared to the rest of the industry, the Price/Earnings ratio of WDH indicates a somewhat cheap valuation: WDH is cheaper than 72.11% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 27.50, WDH is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 593.20, the valuation of WDH can be described as expensive.
  • 82.99% of the companies in the same industry are cheaper than WDH, based on the Price/Forward Earnings ratio.
  • WDH is valuated expensively when we compare the Price/Forward Earnings ratio to 22.62, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 7.35
Fwd PE 593.2
WDH Price Earnings VS Forward Price EarningsWDH Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 100 200 300 400 500

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
WDH Per share dataWDH EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0.5 1 1.5 2

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as WDH's earnings are expected to grow with 17.50% in the coming years.
PEG (NY)0.93
PEG (5Y)N/A
EPS Next 2Y17.5%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. WDH Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 2.81%, WDH has a reasonable but not impressive dividend return.
  • Compared to an average industry Dividend Yield of 2.37, WDH pays a bit more dividend than its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.81, WDH pays a better dividend.
Industry RankSector Rank
Dividend Yield 2.81%

5.2 History

  • WDH has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years1
WDH Yearly Dividends per shareWDH Yearly Dividends per shareYearly Dividends per share 2024 2025 2026 0.02 0.04 0.06

5.3 Sustainability

DPN/A
EPS Next 2Y17.5%
EPS Next 3YN/A
WDH Yearly Income VS Free CF VS DividendWDH Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2018 2019 2020 2021 2022 2023 2024 2025 0 500M -500M -1B -1.5B

More info and screens

Find the best dividend stocksShow peers with best dividend

WDH Fundamentals: All Metrics, Ratios and Statistics

WATERDROP INC

NYSE:WDH (4/22/2026, 8:04:00 PM)

1.69

+0.02 (+1.2%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)03-25
Earnings (Next)06-08
Inst Owners7.12%
Inst Owner Change-1.96%
Ins OwnersN/A
Ins Owner Change0%
Market Cap611.21M
Revenue(TTM)3.98B
Net Income(TTM)568.74M
Analysts85.71
Price Target2.28 (34.91%)
Short Float %0.32%
Short Ratio0.42
Dividend
Industry RankSector Rank
Dividend Yield 2.81%
Yearly Dividend0.06
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years1
Ex-Date04-24
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)561.31%
Min Revenue beat(2)11.98%
Max Revenue beat(2)1110.64%
Revenue beat(4)3
Avg Revenue beat(4)281.19%
Min Revenue beat(4)-2.21%
Max Revenue beat(4)1110.64%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.6%
PT rev (3m)0.6%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)8.09%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)13.53%
Revenue NY rev (3m)13.53%
Valuation
Industry RankSector Rank
PE 7.35
Fwd PE 593.2
P/S 1.05
P/FCF N/A
P/OCF N/A
P/B 0.81
P/tB 0.85
EV/EBITDA N/A
EPS(TTM)0.23
EY13.61%
EPS(NY)0
Fwd EY0.17%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS1.61
BVpS2.09
TBVpS1.98
PEG (NY)0.93
PEG (5Y)N/A
Graham Number3.28666 (94.48%)
Profitability
Industry RankSector Rank
ROA 8.01%
ROE 11.04%
ROCE 7.12%
ROIC 5.58%
ROICexc 6.91%
ROICexgc 7.36%
OM 9.33%
PM (TTM) 14.3%
GM 51.16%
FCFM N/A
ROA(3y)5.48%
ROA(5y)-1.24%
ROE(3y)7.45%
ROE(5y)-1.67%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y-41.35%
ROICexgc growth 5YN/A
ROICexc growth 3Y-41.47%
ROICexc growth 5YN/A
OM growth 3Y-18.24%
OM growth 5YN/A
PM growth 3Y-12.96%
PM growth 5YN/A
GM growth 3Y-7.01%
GM growth 5Y-7.49%
F-ScoreN/A
Asset Turnover0.56
Health
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.1
Quick Ratio 2.1
Altman-Z 2.05
F-ScoreN/A
WACC6.11%
ROIC/WACC0.91
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)54%
EPS 3Y0.71%
EPS 5YN/A
EPS Q2Q%45.67%
EPS Next Y7.9%
EPS Next 2Y17.5%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)43.52%
Revenue growth 3Y12.39%
Revenue growth 5Y5.61%
Sales Q2Q%1399.81%
Revenue Next Year27.83%
Revenue Next 2Y17.88%
Revenue Next 3Y16.36%
Revenue Next 5Y54.55%
EBIT growth 1Y108.22%
EBIT growth 3Y-8.11%
EBIT growth 5YN/A
EBIT Next Year71.56%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A

WATERDROP INC / WDH Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for WATERDROP INC?

ChartMill assigns a fundamental rating of 6 / 10 to WDH.


Can you provide the valuation status for WATERDROP INC?

ChartMill assigns a valuation rating of 3 / 10 to WATERDROP INC (WDH). This can be considered as Overvalued.


Can you provide the profitability details for WATERDROP INC?

WATERDROP INC (WDH) has a profitability rating of 4 / 10.


What is the expected EPS growth for WATERDROP INC (WDH) stock?

The Earnings per Share (EPS) of WATERDROP INC (WDH) is expected to grow by 7.9% in the next year.