WATERDROP INC (WDH) Fundamental Analysis & Valuation

NYSE:WDH • US94132V1052

Current stock price

1.63 USD
-0.03 (-1.81%)
At close:
1.62 USD
-0.01 (-0.61%)
After Hours:

This WDH fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. WDH Profitability Analysis

1.1 Basic Checks

  • In the past year WDH was profitable.
  • In multiple years WDH reported negative net income over the last 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: WDH reported negative operating cash flow in multiple years.
WDH Yearly Net Income VS EBIT VS OCF VS FCFWDH Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 0 500M -500M -1B -1.5B

1.2 Ratios

  • WDH has a better Return On Assets (7.74%) than 90.54% of its industry peers.
  • WDH has a Return On Equity (10.09%) which is comparable to the rest of the industry.
  • WDH has a Return On Invested Capital of 5.14%. This is in the better half of the industry: WDH outperforms 74.32% of its industry peers.
Industry RankSector Rank
ROA 7.74%
ROE 10.09%
ROIC 5.14%
ROA(3y)6.23%
ROA(5y)-7.55%
ROE(3y)8.02%
ROE(5y)-10.84%
ROIC(3y)N/A
ROIC(5y)N/A
WDH Yearly ROA, ROE, ROICWDH Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 0 -20 -40 -60 -80

1.3 Margins

  • Looking at the Profit Margin, with a value of 15.73%, WDH is in the better half of the industry, outperforming 79.05% of the companies in the same industry.
  • WDH has a Operating Margin (10.45%) which is in line with its industry peers.
  • WDH has a Gross Margin of 51.17%. This is amongst the best in the industry. WDH outperforms 94.59% of its industry peers.
  • In the last couple of years the Gross Margin of WDH has declined.
Industry RankSector Rank
OM 10.45%
PM (TTM) 15.73%
GM 51.17%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-7.82%
GM growth 5Y-8.22%
WDH Yearly Profit, Operating, Gross MarginsWDH Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 50 -50

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ROAROEROICOperating and Profit MarginShow most profitable peers

6

2. WDH Health Analysis

2.1 Basic Checks

  • WDH has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • The number of shares outstanding for WDH has been reduced compared to 1 year ago.
  • The number of shares outstanding for WDH has been reduced compared to 5 years ago.
  • The debt/assets ratio for WDH is higher compared to a year ago.
WDH Yearly Shares OutstandingWDH Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M
WDH Yearly Total Debt VS Total AssetsWDH Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

2.2 Solvency

  • An Altman-Z score of 2.29 indicates that WDH is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • With an excellent Altman-Z score value of 2.29, WDH belongs to the best of the industry, outperforming 91.89% of the companies in the same industry.
  • A Debt/Equity ratio of 0.01 indicates that WDH is not too dependend on debt financing.
  • WDH has a better Debt to Equity ratio (0.01) than 88.51% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF N/A
Altman-Z 2.29
ROIC/WACC0.85
WACC6.06%
WDH Yearly LT Debt VS Equity VS FCFWDH Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 0 1B -1B 2B 3B 4B

2.3 Liquidity

  • WDH has a Current Ratio of 2.59. This indicates that WDH is financially healthy and has no problem in meeting its short term obligations.
  • WDH's Current ratio of 2.59 is amongst the best of the industry. WDH outperforms 90.54% of its industry peers.
  • A Quick Ratio of 2.59 indicates that WDH has no problem at all paying its short term obligations.
  • With an excellent Quick ratio value of 2.59, WDH belongs to the best of the industry, outperforming 90.54% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 2.59
Quick Ratio 2.59
WDH Yearly Current Assets VS Current LiabilitesWDH Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B 5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. WDH Growth Analysis

3.1 Past

  • WDH shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -43.77%.
  • WDH shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 18.56%.
  • WDH shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 12.90% yearly.
EPS 1Y (TTM)-43.77%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%33.33%
Revenue 1Y (TTM)18.56%
Revenue growth 3Y-4.73%
Revenue growth 5Y12.9%
Sales Q2Q%35.75%

3.2 Future

  • WDH is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -57.75% yearly.
  • WDH is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 61.59% yearly.
EPS Next Y-94.54%
EPS Next 2Y-75.72%
EPS Next 3Y-57.75%
EPS Next 5YN/A
Revenue Next Year29.89%
Revenue Next 2Y20.94%
Revenue Next 3Y17.19%
Revenue Next 5Y61.59%

3.3 Evolution

  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
WDH Yearly Revenue VS EstimatesWDH Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 1B 2B 3B 4B
WDH Yearly EPS VS EstimatesWDH Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 0 -0.5 -1

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0

4. WDH Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 81.50, WDH can be considered very expensive at the moment.
  • WDH's Price/Earnings ratio is rather expensive when compared to the industry. WDH is more expensive than 82.43% of the companies in the same industry.
  • WDH is valuated expensively when we compare the Price/Earnings ratio to 25.23, which is the current average of the S&P500 Index.
  • WDH is valuated quite expensively with a Price/Forward Earnings ratio of 578.00.
  • WDH's Price/Forward Earnings ratio is rather expensive when compared to the industry. WDH is more expensive than 83.78% of the companies in the same industry.
  • WDH is valuated expensively when we compare the Price/Forward Earnings ratio to 22.42, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 81.5
Fwd PE 578
WDH Price Earnings VS Forward Price EarningsWDH Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 100 200 300 400 500

4.2 Price Multiples

  • The rest of the industry has a similar Enterprise Value to EBITDA ratio as WDH.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 11.56
WDH Per share dataWDH EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0.5 1 1.5 2

4.3 Compensation for Growth

  • WDH's earnings are expected to decrease with -57.75% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-75.72%
EPS Next 3Y-57.75%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

2

5. WDH Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 2.34%, WDH has a reasonable but not impressive dividend return.
  • Compared to an average industry Dividend Yield of 2.84, WDH has a dividend in line with its industry peers.
  • Compared to an average S&P500 Dividend Yield of 1.89, WDH pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 2.34%

5.2 History

  • WDH is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
WDH Yearly Dividends per shareWDH Yearly Dividends per shareYearly Dividends per share 2024 2025 0.02 0.04 0.06

5.3 Sustainability

DPN/A
EPS Next 2Y-75.72%
EPS Next 3Y-57.75%
WDH Yearly Income VS Free CF VS DividendWDH Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2018 2019 2020 2021 2022 2023 2024 0 500M -500M -1B -1.5B

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WDH Fundamentals: All Metrics, Ratios and Statistics

WATERDROP INC

NYSE:WDH (3/20/2026, 9:28:06 PM)

After market: 1.62 -0.01 (-0.61%)

1.63

-0.03 (-1.81%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)12-03
Earnings (Next)N/A
Inst Owners7.12%
Inst Owner Change3.8%
Ins OwnersN/A
Ins Owner Change0%
Market Cap589.51M
Revenue(TTM)3.25B
Net Income(TTM)511.78M
Analysts85.71
Price Target2.26 (38.65%)
Short Float %0.84%
Short Ratio0.97
Dividend
Industry RankSector Rank
Dividend Yield 2.34%
Yearly Dividend0.06
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)67.8%
Min EPS beat(2)64.8%
Max EPS beat(2)70.8%
EPS beat(4)3
Avg EPS beat(4)19.79%
Min EPS beat(4)-100%
Max EPS beat(4)70.8%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)8.16%
Min Revenue beat(2)4.35%
Max Revenue beat(2)11.98%
Revenue beat(4)2
Avg Revenue beat(4)3.21%
Min Revenue beat(4)-2.21%
Max Revenue beat(4)11.98%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)2.54%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)-83.87%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)7.55%
Valuation
Industry RankSector Rank
PE 81.5
Fwd PE 578
P/S 1.25
P/FCF N/A
P/OCF N/A
P/B 0.8
P/tB 0.84
EV/EBITDA 11.56
EPS(TTM)0.02
EY1.23%
EPS(NY)0
Fwd EY0.17%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS1.3
BVpS2.03
TBVpS1.94
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0.96
Profitability
Industry RankSector Rank
ROA 7.74%
ROE 10.09%
ROCE 6.59%
ROIC 5.14%
ROICexc 5.14%
ROICexgc 5.38%
OM 10.45%
PM (TTM) 15.73%
GM 51.17%
FCFM N/A
ROA(3y)6.23%
ROA(5y)-7.55%
ROE(3y)8.02%
ROE(5y)-10.84%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-7.82%
GM growth 5Y-8.22%
F-ScoreN/A
Asset Turnover0.49
Health
Industry RankSector Rank
Debt/Equity 0.01
Debt/FCF N/A
Debt/EBITDA 0.18
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.59
Quick Ratio 2.59
Altman-Z 2.29
F-ScoreN/A
WACC6.06%
ROIC/WACC0.85
Cap/Depr(3y)679.75%
Cap/Depr(5y)489.06%
Cap/Sales(3y)2.94%
Cap/Sales(5y)2.17%
Profit Quality(3y)139.53%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-43.77%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%33.33%
EPS Next Y-94.54%
EPS Next 2Y-75.72%
EPS Next 3Y-57.75%
EPS Next 5YN/A
Revenue 1Y (TTM)18.56%
Revenue growth 3Y-4.73%
Revenue growth 5Y12.9%
Sales Q2Q%35.75%
Revenue Next Year29.89%
Revenue Next 2Y20.94%
Revenue Next 3Y17.19%
Revenue Next 5Y61.59%
EBIT growth 1Y123.9%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year38.84%
EBIT Next 3Y29.52%
EBIT Next 5YN/A
FCF growth 1Y-44.32%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y7.56%
OCF growth 3YN/A
OCF growth 5YN/A

WATERDROP INC / WDH Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for WATERDROP INC?

ChartMill assigns a fundamental rating of 4 / 10 to WDH.


Can you provide the valuation status for WATERDROP INC?

ChartMill assigns a valuation rating of 0 / 10 to WATERDROP INC (WDH). This can be considered as Overvalued.


How profitable is WATERDROP INC (WDH) stock?

WATERDROP INC (WDH) has a profitability rating of 4 / 10.


What is the valuation of WATERDROP INC based on its PE and PB ratios?

The Price/Earnings (PE) ratio for WATERDROP INC (WDH) is 81.5 and the Price/Book (PB) ratio is 0.8.