WESTPAC BANKING CORP-SP ADR (WBK) Stock Fundamental Analysis

NYSE:WBK

14.2
-0.14 (-0.98%)
At close: Jan 28, 2022
14.2
0 (0%)
After Hours: 1/28/2022, 11:46:54 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

2

WBK gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 379 industry peers in the Banks industry. Both the profitability and financial health of WBK have multiple concerns. WBK is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

0

1. Profitability

1.1 Basic Checks

  • In the past year WBK was profitable.
WBK Yearly Net Income VS EBIT VS OCF VS FCFWBK Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 10B 20B 30B 40B 50B

1.2 Ratios

Industry RankSector Rank
ROA 0.58%
ROE 7.58%
ROIC N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
WBK Yearly ROA, ROE, ROICWBK Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2 4 6 8 10

1.3 Margins

  • The Operating Margin and Gross Margin are not available for WBK so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 25.39%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
WBK Yearly Profit, Operating, Gross MarginsWBK Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 10 20 30

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0

2. Health

2.1 Basic Checks

  • Compared to 1 year ago, WBK has more shares outstanding
  • The debt/assets ratio for WBK has been reduced compared to a year ago.
WBK Yearly Shares OutstandingWBK Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 1B 2B 3B
WBK Yearly Total Debt VS Total AssetsWBK Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 200B 400B 600B 800B

2.2 Solvency

  • A Debt/Equity ratio of 2.19 is on the high side and indicates that WBK has dependencies on debt financing.
Industry RankSector Rank
Debt/Equity 2.19
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
WBK Yearly LT Debt VS Equity VS FCFWBK Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 50B 100B 150B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 101.93% over the past year.
  • Measured over the past years, WBK shows a decrease in Earnings Per Share. The EPS has been decreasing by -9.04% on average per year.
  • Looking at the last year, WBK shows a small growth in Revenue. The Revenue has grown by 4.98% in the last year.
  • The Revenue has been growing slightly by 0.44% on average over the past years.
EPS 1Y (TTM)101.93%
EPS 3Y-14.74%
EPS 5Y-9.04%
EPS Q2Q%10.49%
Revenue 1Y (TTM)4.98%
Revenue growth 3Y-1.18%
Revenue growth 5Y0.44%
Sales Q2Q%10.09%

3.2 Future

  • The Earnings Per Share is expected to grow by 12.57% on average over the next years. This is quite good.
  • WBK is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.68% yearly.
EPS Next Y6.41%
EPS Next 2Y13.28%
EPS Next 3Y11.65%
EPS Next 5Y12.57%
Revenue Next Year-7.23%
Revenue Next 2Y-2.16%
Revenue Next 3Y-0.52%
Revenue Next 5Y0.68%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
WBK Yearly Revenue VS EstimatesWBK Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 5B 10B 15B 20B
WBK Yearly EPS VS EstimatesWBK Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

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2

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 13.65, WBK is valued correctly.
  • WBK is valuated rather cheaply when we compare the Price/Earnings ratio to 26.83, which is the current average of the S&P500 Index.
  • WBK is valuated correctly with a Price/Forward Earnings ratio of 12.84.
  • When comparing the Price/Forward Earnings ratio of WBK to the average of the S&P500 Index (24.95), we can say WBK is valued slightly cheaper.
Industry RankSector Rank
PE 13.65
Fwd PE 12.84
WBK Price Earnings VS Forward Price EarningsWBK Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
WBK Per share dataWBK EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)2.13
PEG (5Y)N/A
EPS Next 2Y13.28%
EPS Next 3Y11.65%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 5.43%, WBK is a good candidate for dividend investing.
  • In the last 3 months the price of WBK has falen by -27.37%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
  • Compared to an average S&P500 Dividend Yield of 1.82, WBK pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.43%

5.2 History

  • The dividend of WBK decreases each year by -14.38%.
  • WBK has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)-14.38%
Div Incr YearsN/A
Div Non Decr YearsN/A
WBK Yearly Dividends per shareWBK Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 0.5 1

5.3 Sustainability

  • WBK pays out 52.14% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP52.14%
EPS Next 2Y13.28%
EPS Next 3Y11.65%
WBK Yearly Income VS Free CF VS DividendWBK Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 10B 20B 30B 40B 50B
WBK Dividend Payout.WBK Dividend Payout, showing the Payout Ratio.WBK Dividend Payout.PayoutRetained Earnings

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WESTPAC BANKING CORP-SP ADR

NYSE:WBK (1/28/2022, 8:00:00 PM)

After market: 14.2 0 (0%)

14.2

-0.14 (-0.98%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)N/A
Earnings (Next)N/A
Inst Owners0%
Inst Owner Change0%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap52.04B
Revenue(TTM)21.50B
Net Income(TTM)5.46B
Analysts57.14
Price Target18.53 (30.49%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.43%
Yearly Dividend1.18
Dividend Growth(5Y)-14.38%
DP52.14%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 13.65
Fwd PE 12.84
P/S 3.41
P/FCF N/A
P/OCF N/A
P/B 1.02
P/tB N/A
EV/EBITDA N/A
EPS(TTM)1.04
EY7.32%
EPS(NY)1.11
Fwd EY7.79%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS4.16
BVpS13.94
TBVpSN/A
PEG (NY)2.13
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 0.58%
ROE 7.58%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 25.39%
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y0%
ROICexgc growth 5Y0%
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.02
Health
Industry RankSector Rank
Debt/Equity 2.19
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)101.93%
EPS 3Y-14.74%
EPS 5Y-9.04%
EPS Q2Q%10.49%
EPS Next Y6.41%
EPS Next 2Y13.28%
EPS Next 3Y11.65%
EPS Next 5Y12.57%
Revenue 1Y (TTM)4.98%
Revenue growth 3Y-1.18%
Revenue growth 5Y0.44%
Sales Q2Q%10.09%
Revenue Next Year-7.23%
Revenue Next 2Y-2.16%
Revenue Next 3Y-0.52%
Revenue Next 5Y0.68%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A

WESTPAC BANKING CORP-SP ADR / WBK FAQ

Can you provide the ChartMill fundamental rating for WESTPAC BANKING CORP-SP ADR?

ChartMill assigns a fundamental rating of 3 / 10 to WBK.


What is the valuation status of WESTPAC BANKING CORP-SP ADR (WBK) stock?

ChartMill assigns a valuation rating of 3 / 10 to WESTPAC BANKING CORP-SP ADR (WBK). This can be considered as Overvalued.


What is the profitability of WBK stock?

WESTPAC BANKING CORP-SP ADR (WBK) has a profitability rating of 2 / 10.


What is the earnings growth outlook for WESTPAC BANKING CORP-SP ADR?

The Earnings per Share (EPS) of WESTPAC BANKING CORP-SP ADR (WBK) is expected to grow by 6.41% in the next year.


Is the dividend of WESTPAC BANKING CORP-SP ADR sustainable?

The dividend rating of WESTPAC BANKING CORP-SP ADR (WBK) is 7 / 10 and the dividend payout ratio is 52.14%.