28.84 USD
-0.71 (-2.4%)
28.84 USD
0 (0%)
Taking everything into account, WASH scores 3 out of 10 in our fundamental rating. WASH was compared to 388 industry peers in the Banks industry. WASH may be in some trouble as it scores bad on both profitability and health. WASH has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year WASH was profitable.
In the past year WASH had a positive cash flow from operations.
WASH had positive earnings in 4 of the past 5 years.
In the past 5 years WASH always reported a positive cash flow from operatings.
1.2 Ratios
WASH has a Return On Assets of -0.36%. This is amonst the worse of the industry: WASH underperforms 92.53% of its industry peers.
With a Return On Equity value of -4.60%, WASH is not doing good in the industry: 92.53% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.36% | ||
| ROE | -4.6% | ||
| ROIC | N/A |
ROA(3y)0.45%
ROA(5y)0.77%
ROE(3y)6.77%
ROE(5y)9.39%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
WASH does not have Profit Margin and Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
WASH does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, WASH has more shares outstanding
WASH has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, WASH has a worse debt to assets ratio.
2.2 Solvency
The Debt to FCF ratio of WASH is 0.30, which is an excellent value as it means it would take WASH, only 0.30 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 0.30, WASH belongs to the top of the industry, outperforming 83.76% of the companies in the same industry.
WASH has a Debt/Equity ratio of 0.04. This is a healthy value indicating a solid balance between debt and equity.
WASH has a better Debt to Equity ratio (0.04) than 82.22% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.3 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC15.1%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for WASH have decreased by -8.61% in the last year.
WASH shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -8.79% yearly.
The Revenue for WASH has decreased by -48.07% in the past year. This is quite bad
Measured over the past years, WASH shows a very negative growth in Revenue. The Revenue has been decreasing by -12.88% on average per year.
EPS 1Y (TTM)-8.61%
EPS 3Y-18.74%
EPS 5Y-8.79%
EPS Q2Q%-12.5%
Revenue 1Y (TTM)-48.07%
Revenue growth 3Y-23.95%
Revenue growth 5Y-12.88%
Sales Q2Q%20.37%
3.2 Future
The Earnings Per Share is expected to grow by 11.04% on average over the next years. This is quite good.
Based on estimates for the next years, WASH will show a quite strong growth in Revenue. The Revenue will grow by 11.06% on average per year.
EPS Next Y5.77%
EPS Next 2Y13.23%
EPS Next 3Y11.04%
EPS Next 5YN/A
Revenue Next Year19.85%
Revenue Next 2Y14.14%
Revenue Next 3Y11.06%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
WASH is valuated reasonably with a Price/Earnings ratio of 11.82.
WASH's Price/Earnings ratio is in line with the industry average.
The average S&P500 Price/Earnings ratio is at 26.60. WASH is valued rather cheaply when compared to this.
Based on the Price/Forward Earnings ratio of 9.00, the valuation of WASH can be described as reasonable.
Compared to the rest of the industry, the Price/Forward Earnings ratio of WASH indicates a somewhat cheap valuation: WASH is cheaper than 68.30% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 23.23. WASH is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.82 | ||
| Fwd PE | 9 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, WASH is valued cheaper than 81.96% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.34 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
PEG (NY)2.05
PEG (5Y)N/A
EPS Next 2Y13.23%
EPS Next 3Y11.04%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 7.42%, WASH is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 2.74, WASH pays a better dividend. On top of this WASH pays more dividend than 97.68% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.00, WASH pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.42% |
5.2 History
The dividend of WASH has a limited annual growth rate of 1.42%.
WASH has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)1.42%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
WASH has negative earnings and hence a negative payout ratio. The dividend may be in danger.
WASH's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP-172.09%
EPS Next 2Y13.23%
EPS Next 3Y11.04%
28.84
-0.71 (-2.4%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners68.25%
Inst Owner Change-2.94%
Ins Owners1.24%
Ins Owner Change1.11%
Market Cap548.83M
Revenue(TTM)124.84M
Net Income(TTM)-24.50M
Analysts48.89
Price Target31.37 (8.77%)
Short Float %4.03%
Short Ratio6.4
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.42% |
Yearly Dividend2.12
Dividend Growth(5Y)1.42%
DP-172.09%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)11.74%
Min EPS beat(2)5.28%
Max EPS beat(2)18.2%
EPS beat(4)3
Avg EPS beat(4)5.89%
Min EPS beat(4)-5.07%
Max EPS beat(4)18.2%
EPS beat(8)7
Avg EPS beat(8)16.45%
EPS beat(12)9
Avg EPS beat(12)9.19%
EPS beat(16)13
Avg EPS beat(16)10.42%
Revenue beat(2)0
Avg Revenue beat(2)-1.8%
Min Revenue beat(2)-2.3%
Max Revenue beat(2)-1.29%
Revenue beat(4)1
Avg Revenue beat(4)-0.84%
Min Revenue beat(4)-2.96%
Max Revenue beat(4)3.18%
Revenue beat(8)3
Avg Revenue beat(8)-1.04%
Revenue beat(12)5
Avg Revenue beat(12)2.64%
Revenue beat(16)9
Avg Revenue beat(16)14.21%
PT rev (1m)1.65%
PT rev (3m)0.82%
EPS NQ rev (1m)0%
EPS NQ rev (3m)4.62%
EPS NY rev (1m)-0.67%
EPS NY rev (3m)-4.02%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.5%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.24%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.82 | ||
| Fwd PE | 9 | ||
| P/S | 4.4 | ||
| P/FCF | 7.34 | ||
| P/OCF | 7.02 | ||
| P/B | 1.03 | ||
| P/tB | 1.18 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.44
EY8.46%
EPS(NY)3.21
Fwd EY11.11%
FCF(TTM)3.93
FCFY13.62%
OCF(TTM)4.11
OCFY14.25%
SpS6.56
BVpS28.01
TBVpS24.42
PEG (NY)2.05
PEG (5Y)N/A
Graham Number39.21
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.36% | ||
| ROE | -4.6% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | N/A | ||
| FCFM | 59.87% |
ROA(3y)0.45%
ROA(5y)0.77%
ROE(3y)6.77%
ROE(5y)9.39%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.3 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 79.56% | ||
| Cap/Sales | 2.8% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score3
WACC15.1%
ROIC/WACCN/A
Cap/Depr(3y)108.94%
Cap/Depr(5y)98.23%
Cap/Sales(3y)3.13%
Cap/Sales(5y)2.48%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-8.61%
EPS 3Y-18.74%
EPS 5Y-8.79%
EPS Q2Q%-12.5%
EPS Next Y5.77%
EPS Next 2Y13.23%
EPS Next 3Y11.04%
EPS Next 5YN/A
Revenue 1Y (TTM)-48.07%
Revenue growth 3Y-23.95%
Revenue growth 5Y-12.88%
Sales Q2Q%20.37%
Revenue Next Year19.85%
Revenue Next 2Y14.14%
Revenue Next 3Y11.06%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y34.9%
FCF growth 3Y-17.99%
FCF growth 5Y-5.26%
OCF growth 1Y27.83%
OCF growth 3Y-16.98%
OCF growth 5Y-4.71%
WASHINGTON TRUST BANCORP / WASH FAQ
What is the ChartMill fundamental rating of WASHINGTON TRUST BANCORP (WASH) stock?
ChartMill assigns a fundamental rating of 3 / 10 to WASH.
What is the valuation status of WASHINGTON TRUST BANCORP (WASH) stock?
ChartMill assigns a valuation rating of 5 / 10 to WASHINGTON TRUST BANCORP (WASH). This can be considered as Fairly Valued.
How profitable is WASHINGTON TRUST BANCORP (WASH) stock?
WASHINGTON TRUST BANCORP (WASH) has a profitability rating of 2 / 10.
What is the earnings growth outlook for WASHINGTON TRUST BANCORP?
The Earnings per Share (EPS) of WASHINGTON TRUST BANCORP (WASH) is expected to grow by 5.77% in the next year.
Can you provide the dividend sustainability for WASH stock?
The dividend rating of WASHINGTON TRUST BANCORP (WASH) is 6 / 10 and the dividend payout ratio is -172.09%.