WASHINGTON TRUST BANCORP (WASH) Stock Fundamental Analysis
USA - NASDAQ:WASH - US9406101082 - Common Stock
27.88 USD
+0.49 (+1.79%)
WASH gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 390 industry peers in the Banks industry. WASH may be in some trouble as it scores bad on both profitability and health. WASH has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
WASH had positive earnings in the past year.
In the past year WASH had a positive cash flow from operations.
WASH had positive earnings in 4 of the past 5 years.
In the past 5 years WASH always reported a positive cash flow from operatings.
1.2 Ratios
With a Return On Assets value of -0.36%, WASH is not doing good in the industry: 93.08% of the companies in the same industry are doing better.
With a Return On Equity value of -4.62%, WASH is not doing good in the industry: 93.59% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.36% | ||
| ROE | -4.62% | ||
| ROIC | N/A |
ROA(3y)0.45%
ROA(5y)0.77%
ROE(3y)6.77%
ROE(5y)9.39%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
WASH does not have Profit Margin and Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
WASH does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for WASH has been increased compared to 1 year ago.
WASH has more shares outstanding than it did 5 years ago.
WASH has a worse debt/assets ratio than last year.
2.2 Solvency
WASH has a debt to FCF ratio of 0.37. This is a very positive value and a sign of high solvency as it would only need 0.37 years to pay back of all of its debts.
WASH has a Debt to FCF ratio of 0.37. This is amongst the best in the industry. WASH outperforms 83.08% of its industry peers.
WASH has a Debt/Equity ratio of 0.04. This is a healthy value indicating a solid balance between debt and equity.
WASH has a Debt to Equity ratio of 0.04. This is amongst the best in the industry. WASH outperforms 81.54% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.37 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC15.17%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
WASH shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -8.61%.
The Earnings Per Share has been decreasing by -8.79% on average over the past years.
Looking at the last year, WASH shows a very negative growth in Revenue. The Revenue has decreased by -48.07% in the last year.
WASH shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -12.88% yearly.
EPS 1Y (TTM)-8.61%
EPS 3Y-18.74%
EPS 5Y-8.79%
EPS Q2Q%-12.5%
Revenue 1Y (TTM)-48.07%
Revenue growth 3Y-23.95%
Revenue growth 5Y-12.88%
Sales Q2Q%20.37%
3.2 Future
WASH is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.26% yearly.
Based on estimates for the next years, WASH will show a quite strong growth in Revenue. The Revenue will grow by 14.48% on average per year.
EPS Next Y-0.09%
EPS Next 2Y11.04%
EPS Next 3Y9.26%
EPS Next 5YN/A
Revenue Next Year19.57%
Revenue Next 2Y14.48%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 11.43, the valuation of WASH can be described as very reasonable.
Compared to the rest of the industry, the Price/Earnings ratio of WASH is on the same level as its industry peers.
When comparing the Price/Earnings ratio of WASH to the average of the S&P500 Index (26.03), we can say WASH is valued rather cheaply.
The Price/Forward Earnings ratio is 9.04, which indicates a very decent valuation of WASH.
Based on the Price/Forward Earnings ratio, WASH is valued a bit cheaper than the industry average as 66.92% of the companies are valued more expensively.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.27, WASH is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.43 | ||
| Fwd PE | 9.04 |
4.2 Price Multiples
76.92% of the companies in the same industry are more expensive than WASH, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.6 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y11.04%
EPS Next 3Y9.26%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 8.17%, WASH is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.42, WASH pays a better dividend. On top of this WASH pays more dividend than 98.97% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.38, WASH pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.17% |
5.2 History
The dividend of WASH has a limited annual growth rate of 1.42%.
WASH has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)1.42%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
WASH has negative earnings and hence a negative payout ratio. The dividend may be in danger.
WASH's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP-167.81%
EPS Next 2Y11.04%
EPS Next 3Y9.26%
NASDAQ:WASH (11/5/2025, 12:55:35 PM)
27.88
+0.49 (+1.79%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners69.27%
Inst Owner Change-0.3%
Ins Owners1.22%
Ins Owner Change3.11%
Market Cap534.18M
Revenue(TTM)124.84M
Net Income(TTM)-24373000
Analysts48.89
Price Target30.6 (9.76%)
Short Float %4.69%
Short Ratio6.05
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.17% |
Yearly Dividend2.12
Dividend Growth(5Y)1.42%
DP-167.81%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.1%
Min EPS beat(2)-5.07%
Max EPS beat(2)5.28%
EPS beat(4)3
Avg EPS beat(4)4.52%
Min EPS beat(4)-5.07%
Max EPS beat(4)12.72%
EPS beat(8)7
Avg EPS beat(8)15.33%
EPS beat(12)9
Avg EPS beat(12)8.14%
EPS beat(16)13
Avg EPS beat(16)10.11%
Revenue beat(2)0
Avg Revenue beat(2)-2.63%
Min Revenue beat(2)-2.96%
Max Revenue beat(2)-2.3%
Revenue beat(4)2
Avg Revenue beat(4)-0.52%
Min Revenue beat(4)-2.96%
Max Revenue beat(4)3.18%
Revenue beat(8)3
Avg Revenue beat(8)-1.08%
Revenue beat(12)6
Avg Revenue beat(12)6.33%
Revenue beat(16)10
Avg Revenue beat(16)18.05%
PT rev (1m)-1.64%
PT rev (3m)-2.44%
EPS NQ rev (1m)-34.44%
EPS NQ rev (3m)-34.21%
EPS NY rev (1m)-9.34%
EPS NY rev (3m)-6.79%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.47%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.19%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.43 | ||
| Fwd PE | 9.04 | ||
| P/S | 4.57 | ||
| P/FCF | 8.6 | ||
| P/OCF | 8.3 | ||
| P/B | 1.01 | ||
| P/tB | 1.16 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.44
EY8.75%
EPS(NY)3.08
Fwd EY11.06%
FCF(TTM)3.24
FCFY11.62%
OCF(TTM)3.36
OCFY12.04%
SpS6.1
BVpS27.53
TBVpS24.07
PEG (NY)N/A
PEG (5Y)N/A
Graham Number38.88
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.36% | ||
| ROE | -4.62% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | N/A | ||
| FCFM | 53.11% |
ROA(3y)0.45%
ROA(5y)0.77%
ROE(3y)6.77%
ROE(5y)9.39%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | 0.37 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 49.61% | ||
| Cap/Sales | 1.92% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score3
WACC15.17%
ROIC/WACCN/A
Cap/Depr(3y)108.94%
Cap/Depr(5y)98.23%
Cap/Sales(3y)3.13%
Cap/Sales(5y)2.48%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-8.61%
EPS 3Y-18.74%
EPS 5Y-8.79%
EPS Q2Q%-12.5%
EPS Next Y-0.09%
EPS Next 2Y11.04%
EPS Next 3Y9.26%
EPS Next 5YN/A
Revenue 1Y (TTM)-48.07%
Revenue growth 3Y-23.95%
Revenue growth 5Y-12.88%
Sales Q2Q%20.37%
Revenue Next Year19.57%
Revenue Next 2Y14.48%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y38.28%
FCF growth 3Y-17.99%
FCF growth 5Y-5.26%
OCF growth 1Y24.91%
OCF growth 3Y-16.98%
OCF growth 5Y-4.71%
WASHINGTON TRUST BANCORP / WASH FAQ
Can you provide the ChartMill fundamental rating for WASHINGTON TRUST BANCORP?
ChartMill assigns a fundamental rating of 3 / 10 to WASH.
What is the valuation status for WASH stock?
ChartMill assigns a valuation rating of 5 / 10 to WASHINGTON TRUST BANCORP (WASH). This can be considered as Fairly Valued.
How profitable is WASHINGTON TRUST BANCORP (WASH) stock?
WASHINGTON TRUST BANCORP (WASH) has a profitability rating of 2 / 10.
Can you provide the financial health for WASH stock?
The financial health rating of WASHINGTON TRUST BANCORP (WASH) is 3 / 10.
Is the dividend of WASHINGTON TRUST BANCORP sustainable?
The dividend rating of WASHINGTON TRUST BANCORP (WASH) is 6 / 10 and the dividend payout ratio is -167.81%.