11.43 USD
+0.15 (+1.33%)
Last: Jun 27, 2024, 08:00 PM
Taking everything into account, VERY scores 1 out of 10 in our fundamental rating. VERY was compared to 147 industry peers in the Insurance industry. VERY has a bad profitability rating. Also its financial health evaluation is rather negative. VERY does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
- VERY had negative earnings in the past year.
- In the past year VERY had a positive cash flow from operations.
- VERY had negative earnings in each of the past 5 years.
- The reported operating cash flow has been mixed in the past 5 years: VERY reported negative operating cash flow in multiple years.
1.2 Ratios
- VERY's Return On Assets of -1.64% is on the low side compared to the rest of the industry. VERY is outperformed by 85.61% of its industry peers.
- With a Return On Equity value of -13.12%, VERY is not doing good in the industry: 83.45% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -1.64% | ||
| ROE | -13.12% | ||
| ROIC | N/A |
ROA(3y)-1.99%
ROA(5y)-2.38%
ROE(3y)-12.35%
ROE(5y)-11.79%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- The Profit Margin and Operating Margin and Gross Margin are not available for VERY so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- VERY does not have a ROIC to compare to the WACC, probably because it is not profitable.
- The number of shares outstanding for VERY remains at a similar level compared to 1 year ago.
- Compared to 1 year ago, VERY has a worse debt to assets ratio.
2.2 Solvency
- VERY has a debt to FCF ratio of 5.87. This is a neutral value as VERY would need 5.87 years to pay back of all of its debts.
- VERY's Debt to FCF ratio of 5.87 is on the low side compared to the rest of the industry. VERY is outperformed by 68.35% of its industry peers.
- A Debt/Equity ratio of 0.37 indicates that VERY is not too dependend on debt financing.
- The Debt to Equity ratio of VERY (0.37) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | 5.87 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC7.98%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- VERY shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 19.19%, which is quite good.
- VERY shows a small growth in Revenue. In the last year, the Revenue has grown by 4.41%.
- Measured over the past years, VERY shows a small growth in Revenue. The Revenue has been growing by 7.17% on average per year.
EPS 1Y (TTM)19.19%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-185.77%
Revenue 1Y (TTM)4.41%
Revenue growth 3Y5.79%
Revenue growth 5Y7.17%
Sales Q2Q%0.89%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- VERY reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
- 64.03% of the companies in the same industry are cheaper than VERY, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 19.48 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- No dividends for VERY!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
VERICITY INC / VERY FAQ
Can you provide the ChartMill fundamental rating for VERICITY INC?
ChartMill assigns a fundamental rating of 1 / 10 to VERY.
What is the valuation status of VERICITY INC (VERY) stock?
ChartMill assigns a valuation rating of 0 / 10 to VERICITY INC (VERY). This can be considered as Overvalued.
Can you provide the profitability details for VERICITY INC?
VERICITY INC (VERY) has a profitability rating of 1 / 10.