VERICITY INC (VERY) Fundamental Analysis & Valuation

NASDAQ:VERY • US92347D1000

Current stock price

11.43 USD
+0.15 (+1.33%)
Last:

This VERY fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. VERY Profitability Analysis

1.1 Basic Checks

  • In the past year VERY has reported negative net income.
  • VERY had a positive operating cash flow in the past year.
  • In the past 5 years VERY always reported negative net income.
  • The reported operating cash flow has been mixed in the past 5 years: VERY reported negative operating cash flow in multiple years.
VERY Yearly Net Income VS EBIT VS OCF VS FCFVERY Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 0 -10M -20M

1.2 Ratios

  • VERY has a Return On Assets of -1.64%. This is amonst the worse of the industry: VERY underperforms 85.61% of its industry peers.
  • With a Return On Equity value of -13.12%, VERY is not doing good in the industry: 83.45% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA -1.64%
ROE -13.12%
ROIC N/A
ROA(3y)-1.99%
ROA(5y)-2.38%
ROE(3y)-12.35%
ROE(5y)-11.79%
ROIC(3y)N/A
ROIC(5y)N/A
VERY Yearly ROA, ROE, ROICVERY Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 -5 -10 -15

1.3 Margins

  • The Profit Margin and Operating Margin and Gross Margin are not available for VERY so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
VERY Yearly Profit, Operating, Gross MarginsVERY Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 -5 -10 -15

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. VERY Health Analysis

2.1 Basic Checks

  • VERY does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • VERY has about the same amout of shares outstanding than it did 1 year ago.
  • VERY has a worse debt/assets ratio than last year.
VERY Yearly Shares OutstandingVERY Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 5M 10M
VERY Yearly Total Debt VS Total AssetsVERY Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 200M 400M 600M 800M

2.2 Solvency

  • VERY has a debt to FCF ratio of 5.87. This is a neutral value as VERY would need 5.87 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 5.87, VERY is doing worse than 68.35% of the companies in the same industry.
  • A Debt/Equity ratio of 0.37 indicates that VERY is not too dependend on debt financing.
  • The Debt to Equity ratio of VERY (0.37) is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.37
Debt/FCF 5.87
Altman-Z N/A
ROIC/WACCN/A
WACC7.98%
VERY Yearly LT Debt VS Equity VS FCFVERY Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 0 50M 100M 150M 200M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
VERY Yearly Current Assets VS Current LiabilitesVERY Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2M 4M 6M 8M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. VERY Growth Analysis

3.1 Past

  • VERY shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 19.19%, which is quite good.
  • The Revenue has been growing slightly by 4.41% in the past year.
  • The Revenue has been growing slightly by 7.17% on average over the past years.
EPS 1Y (TTM)19.19%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-185.77%
Revenue 1Y (TTM)4.41%
Revenue growth 3Y5.79%
Revenue growth 5Y7.17%
Sales Q2Q%0.89%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
VERY Yearly Revenue VS EstimatesVERY Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 50M 100M 150M

More info and screens

Find the best growth stocksShow best growing peers

0

4. VERY Valuation Analysis

4.1 Price/Earnings Ratio

  • VERY reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
VERY Price Earnings VS Forward Price EarningsVERY Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

  • VERY's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. VERY is more expensive than 64.03% of the companies in the same industry.
Industry RankSector Rank
P/FCF 19.48
EV/EBITDA N/A
VERY Per share dataVERY EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8 10

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. VERY Dividend Analysis

5.1 Amount

  • No dividends for VERY!.
Industry RankSector Rank
Dividend Yield N/A

More info and screens

Find the best dividend stocksShow peers with best dividend

VERY Fundamentals: All Metrics, Ratios and Statistics

VERICITY INC

NASDAQ:VERY (6/27/2024, 8:00:03 PM)

11.43

+0.15 (+1.33%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)05-13
Earnings (Next)08-12
Inst Owners0.08%
Inst Owner Change0%
Ins Owners0.72%
Ins Owner Change0%
Market Cap170.08M
Revenue(TTM)175.29M
Net Income(TTM)-13.54M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.97
P/FCF 19.48
P/OCF 19.48
P/B 1.65
P/tB 1.67
EV/EBITDA N/A
EPS(TTM)-0.91
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.59
FCFY5.13%
OCF(TTM)0.59
OCFY5.13%
SpS11.78
BVpS6.94
TBVpS6.83
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -1.64%
ROE -13.12%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM 4.98%
ROA(3y)-1.99%
ROA(5y)-2.38%
ROE(3y)-12.35%
ROE(5y)-11.79%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.21
Health
Industry RankSector Rank
Debt/Equity 0.37
Debt/FCF 5.87
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score4
WACC7.98%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)19.19%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-185.77%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)4.41%
Revenue growth 3Y5.79%
Revenue growth 5Y7.17%
Sales Q2Q%0.89%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y5.82%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y21.29%
FCF growth 3Y-3.03%
FCF growth 5Y2.85%
OCF growth 1Y21.29%
OCF growth 3Y-3.03%
OCF growth 5Y2.85%

VERICITY INC / VERY Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for VERICITY INC?

ChartMill assigns a fundamental rating of 1 / 10 to VERY.


What is the valuation status of VERICITY INC (VERY) stock?

ChartMill assigns a valuation rating of 0 / 10 to VERICITY INC (VERY). This can be considered as Overvalued.


Can you provide the profitability details for VERICITY INC?

VERICITY INC (VERY) has a profitability rating of 1 / 10.