37.1 USD
-0.19 (-0.51%)
We assign a fundamental rating of 6 out of 10 to VALU. VALU was compared to 237 industry peers in the Capital Markets industry. VALU has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. VALU is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
VALU had positive earnings in the past year.
VALU had a positive operating cash flow in the past year.
In the past 5 years VALU has always been profitable.
In the past 5 years VALU always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of VALU (14.34%) is better than 94.94% of its industry peers.
VALU has a better Return On Equity (20.63%) than 89.45% of its industry peers.
VALU has a Return On Invested Capital of 3.41%. This is comparable to the rest of the industry: VALU outperforms 47.68% of its industry peers.
VALU had an Average Return On Invested Capital over the past 3 years of 5.93%. This is in line with the industry average of 6.96%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 14.34% | ||
| ROE | 20.63% | ||
| ROIC | 3.41% |
ROA(3y)14.02%
ROA(5y)15.96%
ROE(3y)21.1%
ROE(5y)25.59%
ROIC(3y)5.93%
ROIC(5y)6.33%
1.3 Margins
VALU's Profit Margin of 61.09% is amongst the best of the industry. VALU outperforms 93.25% of its industry peers.
In the last couple of years the Profit Margin of VALU has grown nicely.
Looking at the Operating Margin, with a value of 16.19%, VALU is doing worse than 60.76% of the companies in the same industry.
VALU's Operating Margin has declined in the last couple of years.
Looking at the Gross Margin, with a value of 82.39%, VALU belongs to the top of the industry, outperforming 87.76% of the companies in the same industry.
In the last couple of years the Gross Margin of VALU has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.19% | ||
| PM (TTM) | 61.09% | ||
| GM | 82.39% |
OM growth 3Y-13.81%
OM growth 5Y-5.43%
PM growth 3Y0.11%
PM growth 5Y9.73%
GM growth 3Y-1.82%
GM growth 5Y-1.12%
2. Health
2.1 Basic Checks
VALU has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, VALU has less shares outstanding
VALU has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
VALU has an Altman-Z score of 6.59. This indicates that VALU is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of VALU (6.59) is better than 90.30% of its industry peers.
VALU has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 6.59 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
VALU has a Current Ratio of 3.52. This indicates that VALU is financially healthy and has no problem in meeting its short term obligations.
VALU has a Current ratio of 3.52. This is amongst the best in the industry. VALU outperforms 81.43% of its industry peers.
VALU has a Quick Ratio of 3.52. This indicates that VALU is financially healthy and has no problem in meeting its short term obligations.
VALU's Quick ratio of 3.52 is amongst the best of the industry. VALU outperforms 81.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.52 | ||
| Quick Ratio | 3.52 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 6.33% over the past year.
VALU shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 7.22% yearly.
Looking at the last year, VALU shows a decrease in Revenue. The Revenue has decreased by -4.99% in the last year.
Measured over the past years, VALU shows a decrease in Revenue. The Revenue has been decreasing by -2.74% on average per year.
EPS 1Y (TTM)6.33%
EPS 3Y-4.22%
EPS 5Y7.22%
EPS Q2Q%11.29%
Revenue 1Y (TTM)-4.99%
Revenue growth 3Y-4.7%
Revenue growth 5Y-2.74%
Sales Q2Q%-3.04%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
VALU is valuated correctly with a Price/Earnings ratio of 16.49.
Compared to the rest of the industry, the Price/Earnings ratio of VALU is on the same level as its industry peers.
The average S&P500 Price/Earnings ratio is at 26.15. VALU is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.49 | ||
| Fwd PE | N/A |
4.2 Price Multiples
65.82% of the companies in the same industry are more expensive than VALU, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of VALU indicates a somewhat cheap valuation: VALU is cheaper than 60.34% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.78 | ||
| EV/EBITDA | 26.94 |
4.3 Compensation for Growth
The decent profitability rating of VALU may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)2.28
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
VALU has a Yearly Dividend Yield of 3.59%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 8.60, VALU has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.41, VALU pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.59% |
5.2 History
On average, the dividend of VALU grows each year by 8.45%, which is quite nice.
VALU has been paying a dividend for at least 10 years, so it has a reliable track record.
VALU has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)8.45%
Div Incr Years10
Div Non Decr Years12
5.3 Sustainability
VALU pays out 54.26% of its income as dividend. This is a bit on the high side, but may be sustainable.
VALU's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP54.26%
EPS Next 2YN/A
EPS Next 3YN/A
NASDAQ:VALU (11/26/2025, 8:07:38 PM)
37.1
-0.19 (-0.51%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners5.72%
Inst Owner Change6.12%
Ins Owners0.03%
Ins Owner Change0%
Market Cap349.11M
Revenue(TTM)34.80M
Net Income(TTM)21.26M
Analysts0
Price TargetN/A
Short Float %1.56%
Short Ratio2.69
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.59% |
Yearly Dividend1.2
Dividend Growth(5Y)8.45%
DP54.26%
Div Incr Years10
Div Non Decr Years12
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.49 | ||
| Fwd PE | N/A | ||
| P/S | 10.03 | ||
| P/FCF | 16.78 | ||
| P/OCF | 16.6 | ||
| P/B | 3.39 | ||
| P/tB | 3.39 | ||
| EV/EBITDA | 26.94 |
EPS(TTM)2.25
EY6.06%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)2.21
FCFY5.96%
OCF(TTM)2.24
OCFY6.02%
SpS3.7
BVpS10.95
TBVpS10.95
PEG (NY)N/A
PEG (5Y)2.28
Graham Number23.54
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 14.34% | ||
| ROE | 20.63% | ||
| ROCE | 4.53% | ||
| ROIC | 3.41% | ||
| ROICexc | 9.8% | ||
| ROICexgc | 9.81% | ||
| OM | 16.19% | ||
| PM (TTM) | 61.09% | ||
| GM | 82.39% | ||
| FCFM | 59.77% |
ROA(3y)14.02%
ROA(5y)15.96%
ROE(3y)21.1%
ROE(5y)25.59%
ROIC(3y)5.93%
ROIC(5y)6.33%
ROICexc(3y)14.8%
ROICexc(5y)14.71%
ROICexgc(3y)14.84%
ROICexgc(5y)14.74%
ROCE(3y)7.88%
ROCE(5y)8.4%
ROICexgc growth 3Y-15.67%
ROICexgc growth 5Y-5.89%
ROICexc growth 3Y-15.65%
ROICexc growth 5Y-5.87%
OM growth 3Y-13.81%
OM growth 5Y-5.43%
PM growth 3Y0.11%
PM growth 5Y9.73%
GM growth 3Y-1.82%
GM growth 5Y-1.12%
F-Score5
Asset Turnover0.23
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Debt/EBITDA | 0 | ||
| Cap/Depr | 17.81% | ||
| Cap/Sales | 0.67% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 302.97% | ||
| Profit Quality | 97.84% | ||
| Current Ratio | 3.52 | ||
| Quick Ratio | 3.52 | ||
| Altman-Z | 6.59 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)11.49%
Cap/Depr(5y)9.84%
Cap/Sales(3y)0.41%
Cap/Sales(5y)0.34%
Profit Quality(3y)96.81%
Profit Quality(5y)92.72%
High Growth Momentum
Growth
EPS 1Y (TTM)6.33%
EPS 3Y-4.22%
EPS 5Y7.22%
EPS Q2Q%11.29%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-4.99%
Revenue growth 3Y-4.7%
Revenue growth 5Y-2.74%
Sales Q2Q%-3.04%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-31.63%
EBIT growth 3Y-17.86%
EBIT growth 5Y-8.02%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y16.96%
FCF growth 3Y-6.71%
FCF growth 5Y7.79%
OCF growth 1Y17.5%
OCF growth 3Y-6.35%
OCF growth 5Y8.04%
VALUE LINE INC / VALU FAQ
Can you provide the ChartMill fundamental rating for VALUE LINE INC?
ChartMill assigns a fundamental rating of 6 / 10 to VALU.
What is the valuation status of VALUE LINE INC (VALU) stock?
ChartMill assigns a valuation rating of 3 / 10 to VALUE LINE INC (VALU). This can be considered as Overvalued.
What is the profitability of VALU stock?
VALUE LINE INC (VALU) has a profitability rating of 7 / 10.
Can you provide the dividend sustainability for VALU stock?
The dividend rating of VALUE LINE INC (VALU) is 6 / 10 and the dividend payout ratio is 54.26%.