UNICO AMERICAN CORP (UNAM) Stock Fundamental Analysis

NASDAQ:UNAM • US9046071083

1.2 USD
+0.06 (+5.26%)
At close: Jun 14, 2023
1.0101 USD
-0.19 (-15.82%)
After Hours: 6/14/2023, 8:03:16 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

1

UNAM gets a fundamental rating of 1 out of 10. The analysis compared the fundamentals against 150 industry peers in the Insurance industry. The financial health of UNAM is average, but there are quite some concerns on its profitability. UNAM has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

0

1. Profitability

1.1 Basic Checks

  • In the past year UNAM has reported negative net income.
  • In the past year UNAM has reported a negative cash flow from operations.
UNAM Yearly Net Income VS EBIT VS OCF VS FCFUNAM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 -5M -10M -15M -20M

1.2 Ratios

  • The profitability ratios for UNAM are negative, so there is not much use analyzing them.
Industry RankSector Rank
ROA N/A
ROE N/A
ROIC N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
UNAM Yearly ROA, ROE, ROICUNAM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 -20 -40 -60

1.3 Margins

  • UNAM does not have Profit Margin and Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
UNAM Yearly Profit, Operating, Gross MarginsUNAM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 -20 -40 -60

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • UNAM does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for UNAM remains at a similar level compared to 1 year ago.
  • There is no outstanding debt for UNAM. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
UNAM Yearly Shares OutstandingUNAM Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 1M 2M 3M 4M 5M
UNAM Yearly Total Debt VS Total AssetsUNAM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 20M 40M 60M 80M 100M

2.2 Solvency

  • UNAM has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC8.44%
UNAM Yearly LT Debt VS Equity VS FCFUNAM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 0 20M 40M 60M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
UNAM Yearly Current Assets VS Current LiabilitesUNAM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 1M 2M 3M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. Growth

3.1 Past

  • UNAM shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 73.59%, which is quite impressive.
  • The Revenue has been growing slightly by 0.41% in the past year.
  • The Revenue has been decreasing by -1.51% on average over the past years.
EPS 1Y (TTM)73.59%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-101.03%
Revenue 1Y (TTM)0.41%
Revenue growth 3Y-0.92%
Revenue growth 5Y-1.51%
Sales Q2Q%-129.43%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
UNAM Yearly Revenue VS EstimatesUNAM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 10M 20M 30M

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Find the best growth stocksShow best growing peers

0

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for UNAM. In the last year negative earnings were reported.
Industry RankSector Rank
PE N/A
Fwd PE N/A
UNAM Price Earnings VS Forward Price EarningsUNAM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
UNAM Per share dataUNAM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4 -4 6 -6

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for UNAM!.
Industry RankSector Rank
Dividend Yield N/A

More info and screens

Find the best dividend stocksShow peers with best dividend

UNICO AMERICAN CORP

NASDAQ:UNAM (6/14/2023, 8:03:16 PM)

After market: 1.0101 -0.19 (-15.82%)

1.2

+0.06 (+5.26%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)10-11
Earnings (Next)N/A
Inst Owners0%
Inst Owner Change0%
Ins Owners44.55%
Ins Owner Change0%
Market Cap6.37M
Revenue(TTM)32.69M
Net Income(TTM)-5.67M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.19
P/FCF N/A
P/OCF N/A
P/B 0.36
P/tB 0.36
EV/EBITDA N/A
EPS(TTM)-1.07
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-6.48
FCFYN/A
OCF(TTM)-6.48
OCFYN/A
SpS6.16
BVpS3.38
TBVpS3.38
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA N/A
ROE N/A
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score2
Asset Turnover0.37
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 6.46%
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score2
WACC8.44%
ROIC/WACCN/A
Cap/Depr(3y)145.25%
Cap/Depr(5y)100.4%
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)73.59%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-101.03%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)0.41%
Revenue growth 3Y-0.92%
Revenue growth 5Y-1.51%
Sales Q2Q%-129.43%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y50.34%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-734.91%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-987.13%
OCF growth 3YN/A
OCF growth 5YN/A

UNICO AMERICAN CORP / UNAM FAQ

Can you provide the ChartMill fundamental rating for UNICO AMERICAN CORP?

ChartMill assigns a fundamental rating of 1 / 10 to UNAM.


What is the valuation status for UNAM stock?

ChartMill assigns a valuation rating of 3 / 10 to UNICO AMERICAN CORP (UNAM). This can be considered as Overvalued.


What is the profitability of UNAM stock?

UNICO AMERICAN CORP (UNAM) has a profitability rating of 0 / 10.


Can you provide the dividend sustainability for UNAM stock?

The dividend rating of UNICO AMERICAN CORP (UNAM) is 0 / 10 and the dividend payout ratio is 0%.