TRINITY CAPITAL INC (TRIN) Stock Fundamental Analysis

USA • Nasdaq • NASDAQ:TRIN • US8964423086

16.43 USD
+0.08 (+0.49%)
At close: Feb 3, 2026
16.6932 USD
+0.26 (+1.6%)
After Hours: 2/3/2026, 8:00:02 PM
Fundamental Rating

4

Overall TRIN gets a fundamental rating of 4 out of 10. We evaluated TRIN against 238 industry peers in the Capital Markets industry. While TRIN is still in line with the averages on profitability rating, there are concerns on its financial health. TRIN has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • In the past year TRIN was profitable.
  • In the past year TRIN has reported a negative cash flow from operations.
  • The reported net income has been mixed in the past 5 years: TRIN reported negative net income in multiple years.
  • TRIN had a negative operating cash flow in each of the past 5 years.
TRIN Yearly Net Income VS EBIT VS OCF VS FCFTRIN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 0 100M -100M -200M -300M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 6.33%, TRIN is in the better half of the industry, outperforming 76.89% of the companies in the same industry.
  • TRIN has a Return On Equity of 14.24%. This is in the better half of the industry: TRIN outperforms 76.05% of its industry peers.
  • TRIN has a better Return On Invested Capital (5.06%) than 65.55% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for TRIN is in line with the industry average of 7.28%.
Industry RankSector Rank
ROA 6.33%
ROE 14.24%
ROIC 5.06%
ROA(3y)3.23%
ROA(5y)4.54%
ROE(3y)6.67%
ROE(5y)9.42%
ROIC(3y)5.41%
ROIC(5y)4.61%
TRIN Yearly ROA, ROE, ROICTRIN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 0 20 40 60 80

1.3 Margins

  • Looking at the Profit Margin, with a value of 50.54%, TRIN belongs to the top of the industry, outperforming 90.34% of the companies in the same industry.
  • TRIN's Profit Margin has declined in the last couple of years.
  • The Operating Margin of TRIN (49.48%) is better than 87.82% of its industry peers.
  • In the last couple of years the Operating Margin of TRIN has remained more or less at the same level.
  • The Gross Margin of TRIN (73.07%) is better than 81.51% of its industry peers.
  • TRIN's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 49.48%
PM (TTM) 50.54%
GM 73.07%
OM growth 3Y0.73%
OM growth 5YN/A
PM growth 3Y-32.9%
PM growth 5YN/A
GM growth 3Y-0.66%
GM growth 5YN/A
TRIN Yearly Profit, Operating, Gross MarginsTRIN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 0 50 100 150

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0

2. Health

2.1 Basic Checks

  • TRIN has more shares outstanding than it did 1 year ago.
  • TRIN has more shares outstanding than it did 5 years ago.
  • TRIN has a worse debt/assets ratio than last year.
TRIN Yearly Shares OutstandingTRIN Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 20M 40M 60M
TRIN Yearly Total Debt VS Total AssetsTRIN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.2 Solvency

  • Based on the Altman-Z score of 0.89, we must say that TRIN is in the distress zone and has some risk of bankruptcy.
  • TRIN's Altman-Z score of 0.89 is in line compared to the rest of the industry. TRIN outperforms 53.36% of its industry peers.
  • TRIN has a Debt/Equity ratio of 1.18. This is a high value indicating a heavy dependency on external financing.
  • TRIN has a Debt to Equity ratio (1.18) which is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 1.18
Debt/FCF N/A
Altman-Z 0.89
ROIC/WACCN/A
WACCN/A
TRIN Yearly LT Debt VS Equity VS FCFTRIN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M

2.3 Liquidity

  • TRIN has a Current Ratio of 0.39. This is a bad value and indicates that TRIN is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Current ratio value of 0.39, TRIN is not doing good in the industry: 74.79% of the companies in the same industry are doing better.
  • TRIN has a Quick Ratio of 0.39. This is a bad value and indicates that TRIN is not financially healthy enough and could expect problems in meeting its short term obligations.
  • TRIN has a Quick ratio of 0.39. This is in the lower half of the industry: TRIN underperforms 74.79% of its industry peers.
Industry RankSector Rank
Current Ratio 0.39
Quick Ratio 0.39
TRIN Yearly Current Assets VS Current LiabilitesTRIN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M

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6

3. Growth

3.1 Past

  • The earnings per share for TRIN have decreased by 0.00% in the last year.
  • The Earnings Per Share has been growing by 14.21% on average over the past years. This is quite good.
  • The Revenue has grown by 31.00% in the past year. This is a very strong growth!
  • The Revenue has been growing by 42.47% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)0%
EPS 3Y14.21%
EPS 5YN/A
EPS Q2Q%-3.7%
Revenue 1Y (TTM)31%
Revenue growth 3Y42.47%
Revenue growth 5YN/A
Sales Q2Q%7.23%

3.2 Future

  • The Earnings Per Share is expected to decrease by -1.50% on average over the next years.
  • Based on estimates for the next years, TRIN will show a quite strong growth in Revenue. The Revenue will grow by 12.69% on average per year.
EPS Next Y-3.05%
EPS Next 2Y-1.45%
EPS Next 3Y-1.5%
EPS Next 5YN/A
Revenue Next Year25.66%
Revenue Next 2Y20.76%
Revenue Next 3Y12.69%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
TRIN Yearly Revenue VS EstimatesTRIN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M
TRIN Yearly EPS VS EstimatesTRIN Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5 2

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5

4. Valuation

4.1 Price/Earnings Ratio

  • TRIN is valuated cheaply with a Price/Earnings ratio of 7.64.
  • TRIN's Price/Earnings ratio is a bit cheaper when compared to the industry. TRIN is cheaper than 77.73% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 28.18, TRIN is valued rather cheaply.
  • Based on the Price/Forward Earnings ratio of 7.72, the valuation of TRIN can be described as very cheap.
  • Based on the Price/Forward Earnings ratio, TRIN is valued cheaper than 85.71% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of TRIN to the average of the S&P500 Index (25.51), we can say TRIN is valued rather cheaply.
Industry RankSector Rank
PE 7.64
Fwd PE 7.72
TRIN Price Earnings VS Forward Price EarningsTRIN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
TRIN Per share dataTRIN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-1.45%
EPS Next 3Y-1.5%

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4

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 11.96%, TRIN is a good candidate for dividend investing.
  • TRIN's Dividend Yield is a higher than the industry average which is at 6.02.
  • TRIN's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
Industry RankSector Rank
Dividend Yield 11.96%

5.2 History

  • TRIN has been paying a dividend for over 5 years, so it has already some track record.
  • TRIN has decreased its dividend recently.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years1
TRIN Yearly Dividends per shareTRIN Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2

5.3 Sustainability

  • 90.46% of the earnings are spent on dividend by TRIN. This is not a sustainable payout ratio.
DP90.46%
EPS Next 2Y-1.45%
EPS Next 3Y-1.5%
TRIN Yearly Income VS Free CF VS DividendTRIN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2019 2020 2021 2022 2023 2024 0 100M -100M -200M -300M
TRIN Dividend Payout.TRIN Dividend Payout, showing the Payout Ratio.TRIN Dividend Payout.PayoutRetained Earnings

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TRINITY CAPITAL INC

NASDAQ:TRIN (2/3/2026, 8:00:02 PM)

After market: 16.6932 +0.26 (+1.6%)

16.43

+0.08 (+0.49%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-05
Earnings (Next)02-25
Inst Owners28.3%
Inst Owner Change6.15%
Ins Owners4.42%
Ins Owner Change-2.8%
Market Cap1.24B
Revenue(TTM)281.25M
Net Income(TTM)142.15M
Analysts82.67
Price Target16.83 (2.43%)
Short Float %3.23%
Short Ratio2.11
Dividend
Industry RankSector Rank
Dividend Yield 11.96%
Yearly Dividend1.9
Dividend Growth(5Y)N/A
DP90.46%
Div Incr Years0
Div Non Decr Years1
Ex-Date03-13
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-1.53%
Min EPS beat(2)-3.17%
Max EPS beat(2)0.12%
EPS beat(4)2
Avg EPS beat(4)0.57%
Min EPS beat(4)-3.17%
Max EPS beat(4)7.82%
EPS beat(8)3
Avg EPS beat(8)0.1%
EPS beat(12)5
Avg EPS beat(12)0.96%
EPS beat(16)8
Avg EPS beat(16)2.84%
Revenue beat(2)1
Avg Revenue beat(2)8.92%
Min Revenue beat(2)-11.13%
Max Revenue beat(2)28.98%
Revenue beat(4)2
Avg Revenue beat(4)5.1%
Min Revenue beat(4)-11.13%
Max Revenue beat(4)28.98%
Revenue beat(8)5
Avg Revenue beat(8)3.88%
Revenue beat(12)8
Avg Revenue beat(12)3.87%
Revenue beat(16)12
Avg Revenue beat(16)5.79%
PT rev (1m)0.34%
PT rev (3m)1.15%
EPS NQ rev (1m)0.05%
EPS NQ rev (3m)-0.98%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.68%
Revenue NQ rev (1m)-0.13%
Revenue NQ rev (3m)8.34%
Revenue NY rev (1m)1.69%
Revenue NY rev (3m)3.19%
Valuation
Industry RankSector Rank
PE 7.64
Fwd PE 7.72
P/S 4.42
P/FCF N/A
P/OCF N/A
P/B 1.25
P/tB 1.25
EV/EBITDA N/A
EPS(TTM)2.15
EY13.09%
EPS(NY)2.13
Fwd EY12.95%
FCF(TTM)-4.66
FCFYN/A
OCF(TTM)-4.66
OCFYN/A
SpS3.72
BVpS13.19
TBVpS13.19
PEG (NY)N/A
PEG (5Y)N/A
Graham Number25.26
Profitability
Industry RankSector Rank
ROA 6.33%
ROE 14.24%
ROCE 6.4%
ROIC 5.06%
ROICexc 5.08%
ROICexgc 5.12%
OM 49.48%
PM (TTM) 50.54%
GM 73.07%
FCFM N/A
ROA(3y)3.23%
ROA(5y)4.54%
ROE(3y)6.67%
ROE(5y)9.42%
ROIC(3y)5.41%
ROIC(5y)4.61%
ROICexc(3y)5.44%
ROICexc(5y)4.71%
ROICexgc(3y)5.47%
ROICexgc(5y)4.74%
ROCE(3y)6.85%
ROCE(5y)5.84%
ROICexgc growth 3Y13.78%
ROICexgc growth 5YN/A
ROICexc growth 3Y14.04%
ROICexc growth 5YN/A
OM growth 3Y0.73%
OM growth 5YN/A
PM growth 3Y-32.9%
PM growth 5YN/A
GM growth 3Y-0.66%
GM growth 5YN/A
F-Score5
Asset Turnover0.13
Health
Industry RankSector Rank
Debt/Equity 1.18
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 0.18%
Interest Coverage 1.73
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.39
Quick Ratio 0.39
Altman-Z 0.89
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)0.61%
Cap/Sales(5y)0.75%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y14.21%
EPS 5YN/A
EPS Q2Q%-3.7%
EPS Next Y-3.05%
EPS Next 2Y-1.45%
EPS Next 3Y-1.5%
EPS Next 5YN/A
Revenue 1Y (TTM)31%
Revenue growth 3Y42.47%
Revenue growth 5YN/A
Sales Q2Q%7.23%
Revenue Next Year25.66%
Revenue Next 2Y20.76%
Revenue Next 3Y12.69%
Revenue Next 5YN/A
EBIT growth 1Y31%
EBIT growth 3Y43.5%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-2632.14%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-3219.17%
OCF growth 3YN/A
OCF growth 5YN/A

TRINITY CAPITAL INC / TRIN FAQ

Can you provide the ChartMill fundamental rating for TRINITY CAPITAL INC?

ChartMill assigns a fundamental rating of 4 / 10 to TRIN.


What is the valuation status for TRIN stock?

ChartMill assigns a valuation rating of 5 / 10 to TRINITY CAPITAL INC (TRIN). This can be considered as Fairly Valued.


How profitable is TRINITY CAPITAL INC (TRIN) stock?

TRINITY CAPITAL INC (TRIN) has a profitability rating of 5 / 10.


What is the financial health of TRINITY CAPITAL INC (TRIN) stock?

The financial health rating of TRINITY CAPITAL INC (TRIN) is 0 / 10.


How sustainable is the dividend of TRINITY CAPITAL INC (TRIN) stock?

The dividend rating of TRINITY CAPITAL INC (TRIN) is 4 / 10 and the dividend payout ratio is 90.46%.