TRINITY CAPITAL INC (TRIN) Stock Fundamental Analysis
NASDAQ:TRIN - US8964423086 - Common Stock
16.12 USD
+0.01 (+0.06%)
16.12 USD
0 (0%)
We assign a fundamental rating of 4 out of 10 to TRIN. TRIN was compared to 238 industry peers in the Capital Markets industry. There are concerns on the financial health of TRIN while its profitability can be described as average. TRIN is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
TRIN had positive earnings in the past year.
TRIN had a negative operating cash flow in the past year.
In multiple years TRIN reported negative net income over the last 5 years.
TRIN had a negative operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 6.79%, TRIN belongs to the top of the industry, outperforming 81.51% of the companies in the same industry.
The Return On Equity of TRIN (15.02%) is better than 79.83% of its industry peers.
TRIN has a Return On Invested Capital of 5.24%. This is in the better half of the industry: TRIN outperforms 65.97% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.79% | ||
| ROE | 15.02% | ||
| ROIC | 5.24% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
TRIN's Profit Margin of 51.88% is amongst the best of the industry. TRIN outperforms 93.70% of its industry peers.
TRIN's Profit Margin has declined in the last couple of years.
TRIN's Operating Margin of 49.03% is amongst the best of the industry. TRIN outperforms 84.03% of its industry peers.
In the last couple of years the Operating Margin of TRIN has remained more or less at the same level.
TRIN's Gross Margin of 73.22% is amongst the best of the industry. TRIN outperforms 80.67% of its industry peers.
TRIN's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 49.03% | ||
| PM (TTM) | 51.88% | ||
| GM | 73.22% |
OM growth 3Y0.73%
OM growth 5YN/A
PM growth 3Y-32.9%
PM growth 5YN/A
GM growth 3Y-0.66%
GM growth 5YN/A
2. Health
2.1 Basic Checks
There is no outstanding debt for TRIN. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
TRIN has an Altman-Z score of 0.93. This is a bad value and indicates that TRIN is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.93, TRIN is in line with its industry, outperforming 51.26% of the companies in the same industry.
TRIN has a Debt/Equity ratio of 1.14. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 1.14, TRIN perfoms like the industry average, outperforming 42.02% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.14 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.93 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.64 indicates that TRIN may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.64, TRIN is doing worse than 70.59% of the companies in the same industry.
TRIN has a Quick Ratio of 0.64. This is a bad value and indicates that TRIN is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of TRIN (0.64) is worse than 70.17% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.64 | ||
| Quick Ratio | 0.64 |
3. Growth
3.1 Past
TRIN shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 0.46%.
Measured over the past years, TRIN shows a quite strong growth in Earnings Per Share. The EPS has been growing by 14.21% on average per year.
The Revenue has grown by 34.16% in the past year. This is a very strong growth!
The Revenue has been growing by 42.47% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)0.46%
EPS 3Y14.21%
EPS 5YN/A
EPS Q2Q%0%
Revenue 1Y (TTM)34.16%
Revenue growth 3Y42.47%
Revenue growth 5YN/A
Sales Q2Q%66.38%
3.2 Future
Based on estimates for the next years, TRIN will show a decrease in Earnings Per Share. The EPS will decrease by -4.93% on average per year.
TRIN is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.75% yearly.
EPS Next Y-2.74%
EPS Next 2Y-2.12%
EPS Next 3Y-4.93%
EPS Next 5YN/A
Revenue Next Year19.9%
Revenue Next 2Y13.36%
Revenue Next 3Y9.75%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 7.43, the valuation of TRIN can be described as very cheap.
Based on the Price/Earnings ratio, TRIN is valued cheaper than 88.66% of the companies in the same industry.
TRIN's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.43.
TRIN is valuated cheaply with a Price/Forward Earnings ratio of 7.68.
Based on the Price/Forward Earnings ratio, TRIN is valued cheaper than 89.50% of the companies in the same industry.
TRIN is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.87, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.43 | ||
| Fwd PE | 7.68 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as TRIN's earnings are expected to decrease with -4.93% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-2.12%
EPS Next 3Y-4.93%
5. Dividend
5.1 Amount
TRIN has a Yearly Dividend Yield of 12.60%, which is a nice return.
Compared to an average industry Dividend Yield of 8.21, TRIN pays a better dividend. On top of this TRIN pays more dividend than 82.77% of the companies listed in the same industry.
TRIN's Dividend Yield is rather good when compared to the S&P500 average which is at 2.45.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.6% |
5.2 History
TRIN has been paying a dividend for over 5 years, so it has already some track record.
TRIN has decreased its dividend recently.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
85.51% of the earnings are spent on dividend by TRIN. This is not a sustainable payout ratio.
DP85.51%
EPS Next 2Y-2.12%
EPS Next 3Y-4.93%
16.12
+0.01 (+0.06%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners28.73%
Inst Owner Change-1.47%
Ins Owners5.43%
Ins Owner Change-2.76%
Market Cap1.13B
Analysts82.86
Price Target16.77 (4.03%)
Short Float %1.91%
Short Ratio1.65
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.6% |
Yearly Dividend1.95
Dividend Growth(5Y)N/A
DP85.51%
Div Incr Years0
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-1.19%
Min EPS beat(2)-2.5%
Max EPS beat(2)0.12%
EPS beat(4)3
Avg EPS beat(4)1.93%
Min EPS beat(4)-2.5%
Max EPS beat(4)7.82%
EPS beat(8)3
Avg EPS beat(8)0.22%
EPS beat(12)6
Avg EPS beat(12)1.76%
EPS beat(16)9
Avg EPS beat(16)3.73%
Revenue beat(2)1
Avg Revenue beat(2)12.4%
Min Revenue beat(2)-4.19%
Max Revenue beat(2)28.98%
Revenue beat(4)3
Avg Revenue beat(4)10.14%
Min Revenue beat(4)-4.19%
Max Revenue beat(4)28.98%
Revenue beat(8)6
Avg Revenue beat(8)5.31%
Revenue beat(12)9
Avg Revenue beat(12)5.54%
Revenue beat(16)13
Avg Revenue beat(16)7.07%
PT rev (1m)1.94%
PT rev (3m)1.38%
EPS NQ rev (1m)-0.22%
EPS NQ rev (3m)0.77%
EPS NY rev (1m)1.1%
EPS NY rev (3m)0.78%
Revenue NQ rev (1m)3.17%
Revenue NQ rev (3m)4.76%
Revenue NY rev (1m)0.9%
Revenue NY rev (3m)0.65%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.43 | ||
| Fwd PE | 7.68 | ||
| P/S | 4.24 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.23 | ||
| P/tB | 1.23 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.17
EY13.46%
EPS(NY)2.1
Fwd EY13.01%
FCF(TTM)-5.7
FCFYN/A
OCF(TTM)-5.7
OCFYN/A
SpS3.8
BVpS13.14
TBVpS13.14
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.79% | ||
| ROE | 15.02% | ||
| ROCE | 6.63% | ||
| ROIC | 5.24% | ||
| ROICexc | 5.31% | ||
| ROICexgc | 5.34% | ||
| OM | 49.03% | ||
| PM (TTM) | 51.88% | ||
| GM | 73.22% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y0.73%
OM growth 5YN/A
PM growth 3Y-32.9%
PM growth 5YN/A
GM growth 3Y-0.66%
GM growth 5YN/A
F-Score2
Asset Turnover0.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.14 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0.2% | ||
| Interest Coverage | 1.97 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.64 | ||
| Quick Ratio | 0.64 | ||
| Altman-Z | 0.93 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)0.61%
Cap/Sales(5y)0.75%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0.46%
EPS 3Y14.21%
EPS 5YN/A
EPS Q2Q%0%
EPS Next Y-2.74%
EPS Next 2Y-2.12%
EPS Next 3Y-4.93%
EPS Next 5YN/A
Revenue 1Y (TTM)34.16%
Revenue growth 3Y42.47%
Revenue growth 5YN/A
Sales Q2Q%66.38%
Revenue Next Year19.9%
Revenue Next 2Y13.36%
Revenue Next 3Y9.75%
Revenue Next 5YN/A
EBIT growth 1Y30.64%
EBIT growth 3Y43.5%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-602.71%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-622.78%
OCF growth 3YN/A
OCF growth 5YN/A