TRINITY CAPITAL INC (TRIN) Stock Fundamental Analysis
NASDAQ:TRIN - Nasdaq - US8964423086 - Common Stock - Currency: USD
Taking everything into account, TRIN scores 4 out of 10 in our fundamental rating. TRIN was compared to 229 industry peers in the Capital Markets industry. While TRIN is still in line with the averages on profitability rating, there are concerns on its financial health. TRIN has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
TRIN had positive earnings in the past year.
In the past year TRIN has reported a negative cash flow from operations.
In multiple years TRIN reported negative net income over the last 5 years.
In the past 5 years TRIN always reported negative operating cash flow.
1.2 Ratios
TRIN has a better Return On Assets (6.52%) than 79.04% of its industry peers.
TRIN's Return On Equity of 14.05% is fine compared to the rest of the industry. TRIN outperforms 70.74% of its industry peers.
TRIN's Return On Invested Capital of 5.38% is fine compared to the rest of the industry. TRIN outperforms 69.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.52% | ||
| ROE | 14.05% | ||
| ROIC | 5.38% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
TRIN's Profit Margin of 48.63% is amongst the best of the industry. TRIN outperforms 85.59% of its industry peers.
In the last couple of years the Profit Margin of TRIN has declined.
The Operating Margin of TRIN (48.74%) is better than 87.77% of its industry peers.
In the last couple of years the Operating Margin of TRIN has remained more or less at the same level.
The Gross Margin of TRIN (73.94%) is better than 79.48% of its industry peers.
TRIN's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 48.74% | ||
| PM (TTM) | 48.63% | ||
| GM | 73.94% |
OM growth 3Y0.73%
OM growth 5YN/A
PM growth 3Y-32.9%
PM growth 5YN/A
GM growth 3Y-0.66%
GM growth 5YN/A
2. Health
2.1 Basic Checks
TRIN has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
Based on the Altman-Z score of 0.90, we must say that TRIN is in the distress zone and has some risk of bankruptcy.
TRIN's Altman-Z score of 0.90 is in line compared to the rest of the industry. TRIN outperforms 49.34% of its industry peers.
TRIN has a Debt/Equity ratio of 1.07. This is a high value indicating a heavy dependency on external financing.
TRIN has a Debt to Equity ratio of 1.07. This is comparable to the rest of the industry: TRIN outperforms 52.40% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.07 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.9 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.36 indicates that TRIN may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.36, TRIN is doing worse than 77.73% of the companies in the same industry.
TRIN has a Quick Ratio of 0.36. This is a bad value and indicates that TRIN is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.36, TRIN is not doing good in the industry: 77.73% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.36 | ||
| Quick Ratio | 0.36 |
3. Growth
3.1 Past
TRIN shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -3.13%.
Measured over the past years, TRIN shows a quite strong growth in Earnings Per Share. The EPS has been growing by 14.21% on average per year.
The Revenue has grown by 30.70% in the past year. This is a very strong growth!
Measured over the past years, TRIN shows a very strong growth in Revenue. The Revenue has been growing by 42.47% on average per year.
EPS 1Y (TTM)-3.13%
EPS 3Y14.21%
EPS 5YN/A
EPS Q2Q%-3.7%
Revenue 1Y (TTM)30.7%
Revenue growth 3Y42.47%
Revenue growth 5YN/A
Sales Q2Q%29.61%
3.2 Future
Based on estimates for the next years, TRIN will show a decrease in Earnings Per Share. The EPS will decrease by -2.83% on average per year.
The Revenue is expected to grow by 3.66% on average over the next years.
EPS Next Y-2.26%
EPS Next 2Y-1.46%
EPS Next 3Y-2.83%
EPS Next 5YN/A
Revenue Next Year19.16%
Revenue Next 2Y12.26%
Revenue Next 3Y3.66%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
TRIN is valuated cheaply with a Price/Earnings ratio of 6.80.
Based on the Price/Earnings ratio, TRIN is valued cheaply inside the industry as 88.21% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of TRIN to the average of the S&P500 Index (24.85), we can say TRIN is valued rather cheaply.
TRIN is valuated cheaply with a Price/Forward Earnings ratio of 6.94.
Compared to the rest of the industry, the Price/Forward Earnings ratio of TRIN indicates a rather cheap valuation: TRIN is cheaper than 89.96% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 20.89, TRIN is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.8 | ||
| Fwd PE | 6.94 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as TRIN's earnings are expected to decrease with -2.83% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-1.46%
EPS Next 3Y-2.83%
5. Dividend
5.1 Amount
TRIN has a Yearly Dividend Yield of 13.77%, which is a nice return.
TRIN's Dividend Yield is rather good when compared to the industry average which is at 8.35. TRIN pays more dividend than 85.59% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.40, TRIN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.77% |
5.2 History
TRIN has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
TRIN pays out 88.70% of its income as dividend. This is not a sustainable payout ratio.
DP88.7%
EPS Next 2Y-1.46%
EPS Next 3Y-2.83%
14.76
-0.05 (-0.34%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners26.95%
Inst Owner Change5.22%
Ins Owners6.1%
Ins Owner Change-2.7%
Market Cap927.37M
Analysts82.86
Price Target16.54 (12.06%)
Short Float %1.98%
Short Ratio1.94
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.77% |
Yearly Dividend1.95
Dividend Growth(5Y)N/A
DP88.7%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)5.05%
Min EPS beat(2)2.28%
Max EPS beat(2)7.82%
EPS beat(4)2
Avg EPS beat(4)2.07%
Min EPS beat(4)-1.48%
Max EPS beat(4)7.82%
EPS beat(8)3
Avg EPS beat(8)0.78%
EPS beat(12)7
Avg EPS beat(12)4.93%
EPS beat(16)10
Avg EPS beat(16)5.38%
Revenue beat(2)1
Avg Revenue beat(2)4.48%
Min Revenue beat(2)-0.09%
Max Revenue beat(2)9.05%
Revenue beat(4)2
Avg Revenue beat(4)2.39%
Min Revenue beat(4)-0.79%
Max Revenue beat(4)9.05%
Revenue beat(8)5
Avg Revenue beat(8)2.42%
Revenue beat(12)9
Avg Revenue beat(12)5.65%
Revenue beat(16)13
Avg Revenue beat(16)5.96%
PT rev (1m)-1.73%
PT rev (3m)3.98%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.14%
EPS NY rev (1m)-0.14%
EPS NY rev (3m)0.83%
Revenue NQ rev (1m)-0.72%
Revenue NQ rev (3m)0.85%
Revenue NY rev (1m)-1.08%
Revenue NY rev (3m)0.86%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.8 | ||
| Fwd PE | 6.94 | ||
| P/S | 3.9 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.13 | ||
| P/tB | 1.13 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.17
EY14.7%
EPS(NY)2.13
Fwd EY14.41%
FCF(TTM)-5.05
FCFYN/A
OCF(TTM)-5.04
OCFYN/A
SpS3.78
BVpS13.1
TBVpS13.1
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.52% | ||
| ROE | 14.05% | ||
| ROCE | 6.81% | ||
| ROIC | 5.38% | ||
| ROICexc | 5.41% | ||
| ROICexgc | 5.45% | ||
| OM | 48.74% | ||
| PM (TTM) | 48.63% | ||
| GM | 73.94% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y0.73%
OM growth 5YN/A
PM growth 3Y-32.9%
PM growth 5YN/A
GM growth 3Y-0.66%
GM growth 5YN/A
F-Score3
Asset Turnover0.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.07 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0.18% | ||
| Interest Coverage | 2.12 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.36 | ||
| Quick Ratio | 0.36 | ||
| Altman-Z | 0.9 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)0.61%
Cap/Sales(5y)0.75%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-3.13%
EPS 3Y14.21%
EPS 5YN/A
EPS Q2Q%-3.7%
EPS Next Y-2.26%
EPS Next 2Y-1.46%
EPS Next 3Y-2.83%
EPS Next 5YN/A
Revenue 1Y (TTM)30.7%
Revenue growth 3Y42.47%
Revenue growth 5YN/A
Sales Q2Q%29.61%
Revenue Next Year19.16%
Revenue Next 2Y12.26%
Revenue Next 3Y3.66%
Revenue Next 5YN/A
EBIT growth 1Y28.85%
EBIT growth 3Y43.5%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-220.52%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-229.22%
OCF growth 3YN/A
OCF growth 5YN/A