TRINITY CAPITAL INC (TRIN) Stock Fundamental Analysis
NASDAQ:TRIN - Nasdaq - US8964423086 - Common Stock - Currency: USD
We assign a fundamental rating of 4 out of 10 to TRIN. TRIN was compared to 232 industry peers in the Capital Markets industry. While TRIN is still in line with the averages on profitability rating, there are concerns on its financial health. TRIN has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year TRIN was profitable.
TRIN had a negative operating cash flow in the past year.
In multiple years TRIN reported negative net income over the last 5 years.
In the past 5 years TRIN always reported negative operating cash flow.
1.2 Ratios
The Return On Assets of TRIN (6.90%) is better than 82.76% of its industry peers.
TRIN's Return On Equity of 15.38% is fine compared to the rest of the industry. TRIN outperforms 79.31% of its industry peers.
TRIN has a Return On Invested Capital of 5.42%. This is in the better half of the industry: TRIN outperforms 65.95% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.9% | ||
| ROE | 15.38% | ||
| ROIC | 5.42% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With an excellent Profit Margin value of 50.74%, TRIN belongs to the best of the industry, outperforming 92.67% of the companies in the same industry.
In the last couple of years the Profit Margin of TRIN has declined.
TRIN has a better Operating Margin (48.72%) than 82.76% of its industry peers.
In the last couple of years the Operating Margin of TRIN has remained more or less at the same level.
TRIN has a Gross Margin of 73.30%. This is in the better half of the industry: TRIN outperforms 78.88% of its industry peers.
In the last couple of years the Gross Margin of TRIN has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 48.72% | ||
| PM (TTM) | 50.74% | ||
| GM | 73.3% |
OM growth 3Y0.73%
OM growth 5YN/A
PM growth 3Y-32.9%
PM growth 5YN/A
GM growth 3Y-0.66%
GM growth 5YN/A
2. Health
2.1 Basic Checks
TRIN has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
TRIN has an Altman-Z score of 0.86. This is a bad value and indicates that TRIN is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 0.86, TRIN perfoms like the industry average, outperforming 46.98% of the companies in the same industry.
TRIN has a Debt/Equity ratio of 1.15. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of TRIN (1.15) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.15 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.86 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.39 indicates that TRIN may have some problems paying its short term obligations.
TRIN has a worse Current ratio (0.39) than 81.47% of its industry peers.
A Quick Ratio of 0.39 indicates that TRIN may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.39, TRIN is doing worse than 81.47% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.39 | ||
| Quick Ratio | 0.39 |
3. Growth
3.1 Past
The earnings per share for TRIN have decreased by -3.13% in the last year.
Measured over the past years, TRIN shows a quite strong growth in Earnings Per Share. The EPS has been growing by 14.21% on average per year.
The Revenue has grown by 32.42% in the past year. This is a very strong growth!
TRIN shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 42.47% yearly.
EPS 1Y (TTM)-3.13%
EPS 3Y14.21%
EPS 5YN/A
EPS Q2Q%-3.7%
Revenue 1Y (TTM)32.42%
Revenue growth 3Y42.47%
Revenue growth 5YN/A
Sales Q2Q%29.6%
3.2 Future
TRIN is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -3.32% yearly.
TRIN is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.66% yearly.
EPS Next Y-3.8%
EPS Next 2Y-2.37%
EPS Next 3Y-3.32%
EPS Next 5YN/A
Revenue Next Year18.82%
Revenue Next 2Y11.63%
Revenue Next 3Y3.66%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 6.53, which indicates a rather cheap valuation of TRIN.
Based on the Price/Earnings ratio, TRIN is valued cheaper than 88.36% of the companies in the same industry.
TRIN is valuated cheaply when we compare the Price/Earnings ratio to 26.65, which is the current average of the S&P500 Index.
TRIN is valuated cheaply with a Price/Forward Earnings ratio of 6.79.
91.38% of the companies in the same industry are more expensive than TRIN, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 21.27, TRIN is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.53 | ||
| Fwd PE | 6.79 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
TRIN's earnings are expected to decrease with -3.32% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-2.37%
EPS Next 3Y-3.32%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 14.27%, TRIN is a good candidate for dividend investing.
TRIN's Dividend Yield is rather good when compared to the industry average which is at 8.07. TRIN pays more dividend than 91.81% of the companies in the same industry.
TRIN's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.27% |
5.2 History
TRIN has been paying a dividend for over 5 years, so it has already some track record.
TRIN has decreased its dividend recently.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
86.50% of the earnings are spent on dividend by TRIN. This is not a sustainable payout ratio.
DP86.5%
EPS Next 2Y-2.37%
EPS Next 3Y-3.32%
14.18
-0.09 (-0.63%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners28.3%
Inst Owner Change12.97%
Ins Owners5.47%
Ins Owner Change-2.91%
Market Cap916.74M
Analysts82.86
Price Target16.38 (15.51%)
Short Float %2.03%
Short Ratio1.99
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.27% |
Yearly Dividend1.95
Dividend Growth(5Y)N/A
DP86.5%
Div Incr Years0
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)2.66%
Min EPS beat(2)-2.5%
Max EPS beat(2)7.82%
EPS beat(4)2
Avg EPS beat(4)1.82%
Min EPS beat(4)-2.5%
Max EPS beat(4)7.82%
EPS beat(8)3
Avg EPS beat(8)1.74%
EPS beat(12)6
Avg EPS beat(12)2.1%
EPS beat(16)9
Avg EPS beat(16)4.69%
Revenue beat(2)1
Avg Revenue beat(2)1.27%
Min Revenue beat(2)-4.19%
Max Revenue beat(2)6.72%
Revenue beat(4)3
Avg Revenue beat(4)3.24%
Min Revenue beat(4)-4.19%
Max Revenue beat(4)9.05%
Revenue beat(8)6
Avg Revenue beat(8)2.82%
Revenue beat(12)9
Avg Revenue beat(12)3.97%
Revenue beat(16)13
Avg Revenue beat(16)5.68%
PT rev (1m)-0.94%
PT rev (3m)-0.77%
EPS NQ rev (1m)0.34%
EPS NQ rev (3m)-1.25%
EPS NY rev (1m)-0.31%
EPS NY rev (3m)-0.76%
Revenue NQ rev (1m)0.17%
Revenue NQ rev (3m)-0.38%
Revenue NY rev (1m)-0.26%
Revenue NY rev (3m)1.02%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.53 | ||
| Fwd PE | 6.79 | ||
| P/S | 3.63 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.1 | ||
| P/tB | 1.1 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.17
EY15.3%
EPS(NY)2.09
Fwd EY14.72%
FCF(TTM)-4.63
FCFYN/A
OCF(TTM)-4.62
OCFYN/A
SpS3.91
BVpS12.89
TBVpS12.89
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.9% | ||
| ROE | 15.38% | ||
| ROCE | 6.87% | ||
| ROIC | 5.42% | ||
| ROICexc | 5.45% | ||
| ROICexgc | 5.54% | ||
| OM | 48.72% | ||
| PM (TTM) | 50.74% | ||
| GM | 73.3% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y0.73%
OM growth 5YN/A
PM growth 3Y-32.9%
PM growth 5YN/A
GM growth 3Y-0.66%
GM growth 5YN/A
F-Score4
Asset Turnover0.14
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.15 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | 0.2% | ||
| Interest Coverage | 2.12 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.39 | ||
| Quick Ratio | 0.39 | ||
| Altman-Z | 0.86 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)0.61%
Cap/Sales(5y)0.75%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-3.13%
EPS 3Y14.21%
EPS 5YN/A
EPS Q2Q%-3.7%
EPS Next Y-3.8%
EPS Next 2Y-2.37%
EPS Next 3Y-3.32%
EPS Next 5YN/A
Revenue 1Y (TTM)32.42%
Revenue growth 3Y42.47%
Revenue growth 5YN/A
Sales Q2Q%29.6%
Revenue Next Year18.82%
Revenue Next 2Y11.63%
Revenue Next 3Y3.66%
Revenue Next 5YN/A
EBIT growth 1Y28.55%
EBIT growth 3Y43.5%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-83.48%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-83.77%
OCF growth 3YN/A
OCF growth 5YN/A