0.99 USD
-0.01 (-1%)
Overall TOP gets a fundamental rating of 3 out of 10. We evaluated TOP against 237 industry peers in the Capital Markets industry. TOP has a great financial health rating, but its profitability evaluates not so good. TOP does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
- TOP had negative earnings in the past year.
- In the past year TOP has reported a negative cash flow from operations.
- TOP had positive earnings in 4 of the past 5 years.
- The reported operating cash flow has been mixed in the past 5 years: TOP reported negative operating cash flow in multiple years.
1.2 Ratios
- TOP has a worse Return On Assets (-12.75%) than 83.97% of its industry peers.
- TOP has a worse Return On Equity (-17.11%) than 78.06% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -12.75% | ||
| ROE | -17.11% | ||
| ROIC | N/A |
ROA(3y)-0.83%
ROA(5y)14.36%
ROE(3y)-1.69%
ROE(5y)20.76%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Gross Margin, with a value of 59.86%, TOP is in the better half of the industry, outperforming 67.51% of the companies in the same industry.
- TOP's Gross Margin has improved in the last couple of years.
- The Profit Margin and Operating Margin are not available for TOP so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 59.86% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-2.75%
GM growth 5Y19.64%
2. Health
2.1 Basic Checks
- TOP has about the same amout of shares outstanding than it did 1 year ago.
- TOP has more shares outstanding than it did 5 years ago.
- TOP has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- An Altman-Z score of 2.05 indicates that TOP is not a great score, but indicates only limited risk for bankruptcy at the moment.
- TOP has a better Altman-Z score (2.05) than 68.35% of its industry peers.
- There is no outstanding debt for TOP. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 2.05 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 2.08 indicates that TOP has no problem at all paying its short term obligations.
- TOP's Current ratio of 2.08 is fine compared to the rest of the industry. TOP outperforms 73.42% of its industry peers.
- TOP has a Quick Ratio of 2.08. This indicates that TOP is financially healthy and has no problem in meeting its short term obligations.
- TOP's Quick ratio of 2.08 is fine compared to the rest of the industry. TOP outperforms 73.84% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.08 | ||
| Quick Ratio | 2.08 |
3. Growth
3.1 Past
- TOP shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -1088.96%.
- The Revenue for TOP has decreased by -58.58% in the past year. This is quite bad
- Measured over the past years, TOP shows a very negative growth in Revenue. The Revenue has been decreasing by -27.39% on average per year.
EPS 1Y (TTM)-1088.96%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-68.36%
Revenue 1Y (TTM)-58.58%
Revenue growth 3Y-24.77%
Revenue growth 5Y-27.39%
Sales Q2Q%67.4%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- TOP reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- No dividends for TOP!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
TOP FINANCIAL GROUP LTD A / TOP FAQ
What is the fundamental rating for TOP stock?
ChartMill assigns a fundamental rating of 3 / 10 to TOP.
Can you provide the valuation status for TOP FINANCIAL GROUP LTD A?
ChartMill assigns a valuation rating of 0 / 10 to TOP FINANCIAL GROUP LTD A (TOP). This can be considered as Overvalued.
What is the profitability of TOP stock?
TOP FINANCIAL GROUP LTD A (TOP) has a profitability rating of 2 / 10.