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TRAVEL + LEISURE CO (TNL) Stock Fundamental Analysis

NYSE:TNL - New York Stock Exchange, Inc. - US8941641024 - Common Stock - Currency: USD

61.7  -0.17 (-0.27%)

After market: 61.7 0 (0%)

Fundamental Rating

6

Overall TNL gets a fundamental rating of 6 out of 10. We evaluated TNL against 131 industry peers in the Hotels, Restaurants & Leisure industry. Both the profitability and the financial health of TNL get a neutral evaluation. Nothing too spectacular is happening here. TNL may be a bit undervalued, certainly considering the very reasonable score on growth TNL also has an excellent dividend rating. These ratings would make TNL suitable for value and dividend investing!


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

In the past year TNL was profitable.
TNL had a positive operating cash flow in the past year.
Of the past 5 years TNL 4 years were profitable.
In the past 5 years TNL always reported a positive cash flow from operatings.
TNL Yearly Net Income VS EBIT VS OCF VS FCFTNL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M

1.2 Ratios

Looking at the Return On Assets, with a value of 6.18%, TNL is in the better half of the industry, outperforming 75.57% of the companies in the same industry.
TNL has a Return On Invested Capital of 10.49%. This is in the better half of the industry: TNL outperforms 74.81% of its industry peers.
TNL had an Average Return On Invested Capital over the past 3 years of 10.16%. This is significantly below the industry average of 15.87%.
The last Return On Invested Capital (10.49%) for TNL is above the 3 year average (10.16%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 6.18%
ROE N/A
ROIC 10.49%
ROA(3y)5.75%
ROA(5y)3.72%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)10.16%
ROIC(5y)8.06%
TNL Yearly ROA, ROE, ROICTNL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50 -50 100 -100

1.3 Margins

The Profit Margin of TNL (10.76%) is better than 77.10% of its industry peers.
In the last couple of years the Profit Margin of TNL has declined.
The Operating Margin of TNL (19.55%) is better than 77.10% of its industry peers.
In the last couple of years the Operating Margin of TNL has remained more or less at the same level.
TNL has a Gross Margin (49.29%) which is comparable to the rest of the industry.
In the last couple of years the Gross Margin of TNL has remained more or less at the same level.
Industry RankSector Rank
OM 19.55%
PM (TTM) 10.76%
GM 49.29%
OM growth 3Y-0.33%
OM growth 5Y-0.94%
PM growth 3Y2.67%
PM growth 5Y-3.24%
GM growth 3Y-0.05%
GM growth 5Y-1.2%
TNL Yearly Profit, Operating, Gross MarginsTNL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40

6

2. Health

2.1 Basic Checks

The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so TNL is still creating some value.
TNL has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, TNL has less shares outstanding
The debt/assets ratio for TNL has been reduced compared to a year ago.
TNL Yearly Shares OutstandingTNL Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
TNL Yearly Total Debt VS Total AssetsTNL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

TNL has an Altman-Z score of 2.36. This is not the best score and indicates that TNL is in the grey zone with still only limited risk for bankruptcy at the moment.
The Altman-Z score of TNL (2.36) is better than 60.31% of its industry peers.
TNL has a debt to FCF ratio of 12.63. This is a negative value and a sign of low solvency as TNL would need 12.63 years to pay back of all of its debts.
The Debt to FCF ratio of TNL (12.63) is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF 12.63
Altman-Z 2.36
ROIC/WACC1.32
WACC7.96%
TNL Yearly LT Debt VS Equity VS FCFTNL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B 4B 6B

2.3 Liquidity

TNL has a Current Ratio of 3.88. This indicates that TNL is financially healthy and has no problem in meeting its short term obligations.
TNL has a better Current ratio (3.88) than 96.18% of its industry peers.
TNL has a Quick Ratio of 2.85. This indicates that TNL is financially healthy and has no problem in meeting its short term obligations.
The Quick ratio of TNL (2.85) is better than 94.66% of its industry peers.
Industry RankSector Rank
Current Ratio 3.88
Quick Ratio 2.85
TNL Yearly Current Assets VS Current LiabilitesTNL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B 5B

4

3. Growth

3.1 Past

The Earnings Per Share has been growing slightly by 0.67% over the past year.
Measured over the past 5 years, TNL shows a small growth in Earnings Per Share. The EPS has been growing by 0.53% on average per year.
TNL shows a small growth in Revenue. In the last year, the Revenue has grown by 3.04%.
TNL shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -0.90% yearly.
EPS 1Y (TTM)0.67%
EPS 3Y16.56%
EPS 5Y0.53%
EPS Q2Q%8.55%
Revenue 1Y (TTM)3.04%
Revenue growth 3Y7.23%
Revenue growth 5Y-0.9%
Sales Q2Q%3.35%

3.2 Future

Based on estimates for the next years, TNL will show a quite strong growth in Earnings Per Share. The EPS will grow by 14.22% on average per year.
The Revenue is expected to grow by 3.64% on average over the next years.
EPS Next Y8.64%
EPS Next 2Y11.83%
EPS Next 3Y14.22%
EPS Next 5YN/A
Revenue Next Year2.93%
Revenue Next 2Y3.51%
Revenue Next 3Y3.64%
Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
TNL Yearly Revenue VS EstimatesTNL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B 4B 5B
TNL Yearly EPS VS EstimatesTNL Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 2 4 6 8

7

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 10.20 indicates a reasonable valuation of TNL.
Compared to the rest of the industry, the Price/Earnings ratio of TNL indicates a rather cheap valuation: TNL is cheaper than 93.89% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 27.35. TNL is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 8.54, the valuation of TNL can be described as very reasonable.
TNL's Price/Forward Earnings ratio is rather cheap when compared to the industry. TNL is cheaper than 91.60% of the companies in the same industry.
TNL is valuated cheaply when we compare the Price/Forward Earnings ratio to 37.54, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 10.2
Fwd PE 8.54
TNL Price Earnings VS Forward Price EarningsTNL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

62.60% of the companies in the same industry are more expensive than TNL, based on the Enterprise Value to EBITDA ratio.
Based on the Price/Free Cash Flow ratio, TNL is valued cheaper than 95.42% of the companies in the same industry.
Industry RankSector Rank
P/FCF 9.15
EV/EBITDA 10.92
TNL Per share dataTNL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 -20 40

4.3 Compensation for Growth

The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
TNL's earnings are expected to grow with 14.22% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.18
PEG (5Y)19.34
EPS Next 2Y11.83%
EPS Next 3Y14.22%

7

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 3.62%, TNL has a reasonable but not impressive dividend return.
TNL's Dividend Yield is rather good when compared to the industry average which is at 3.63. TNL pays more dividend than 89.31% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.36, TNL pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.62%

5.2 History

The dividend of TNL has a limited annual growth rate of 2.47%.
TNL has been paying a dividend for at least 10 years, so it has a reliable track record.
TNL has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)2.47%
Div Incr Years3
Div Non Decr Years3
TNL Yearly Dividends per shareTNL Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

TNL pays out 34.69% of its income as dividend. This is a sustainable payout ratio.
TNL's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP34.69%
EPS Next 2Y11.83%
EPS Next 3Y14.22%
TNL Yearly Income VS Free CF VS DividendTNL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M
TNL Dividend Payout.TNL Dividend Payout, showing the Payout Ratio.TNL Dividend Payout.PayoutRetained Earnings

TRAVEL + LEISURE CO

NYSE:TNL (7/24/2025, 8:07:30 PM)

After market: 61.7 0 (0%)

61.7

-0.17 (-0.27%)

Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)07-23 2025-07-23/bmo
Earnings (Next)10-21 2025-10-21/bmo
Inst Owners95.57%
Inst Owner Change0.25%
Ins Owners5.07%
Ins Owner Change54.36%
Market Cap4.10B
Analysts80
Price Target62.05 (0.57%)
Short Float %3.29%
Short Ratio3.16
Dividend
Industry RankSector Rank
Dividend Yield 3.62%
Yearly Dividend2.05
Dividend Growth(5Y)2.47%
DP34.69%
Div Incr Years3
Div Non Decr Years3
Ex-Date06-13 2025-06-13 (0.56)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.48%
Min EPS beat(2)-0.46%
Max EPS beat(2)1.42%
EPS beat(4)3
Avg EPS beat(4)3.14%
Min EPS beat(4)-0.46%
Max EPS beat(4)7.13%
EPS beat(8)6
Avg EPS beat(8)8.74%
EPS beat(12)9
Avg EPS beat(12)7.62%
EPS beat(16)12
Avg EPS beat(16)8.83%
Revenue beat(2)1
Avg Revenue beat(2)-0.18%
Min Revenue beat(2)-0.85%
Max Revenue beat(2)0.5%
Revenue beat(4)1
Avg Revenue beat(4)-1.05%
Min Revenue beat(4)-2.55%
Max Revenue beat(4)0.5%
Revenue beat(8)3
Avg Revenue beat(8)-0.88%
Revenue beat(12)4
Avg Revenue beat(12)-0.6%
Revenue beat(16)8
Avg Revenue beat(16)0.96%
PT rev (1m)2.67%
PT rev (3m)-5.07%
EPS NQ rev (1m)-0.24%
EPS NQ rev (3m)-1.61%
EPS NY rev (1m)0%
EPS NY rev (3m)-2.95%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.64%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.43%
Valuation
Industry RankSector Rank
PE 10.2
Fwd PE 8.54
P/S 1.06
P/FCF 9.15
P/OCF 7.62
P/B N/A
P/tB N/A
EV/EBITDA 10.92
EPS(TTM)6.05
EY9.81%
EPS(NY)7.23
Fwd EY11.72%
FCF(TTM)6.74
FCFY10.93%
OCF(TTM)8.1
OCFY13.13%
SpS58.46
BVpS-13.6
TBVpS-31.32
PEG (NY)1.18
PEG (5Y)19.34
Profitability
Industry RankSector Rank
ROA 6.18%
ROE N/A
ROCE 13.6%
ROIC 10.49%
ROICexc 10.86%
ROICexgc 13.89%
OM 19.55%
PM (TTM) 10.76%
GM 49.29%
FCFM 11.54%
ROA(3y)5.75%
ROA(5y)3.72%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)10.16%
ROIC(5y)8.06%
ROICexc(3y)10.81%
ROICexc(5y)8.62%
ROICexgc(3y)13.95%
ROICexgc(5y)11.16%
ROCE(3y)13.17%
ROCE(5y)10.44%
ROICexcg growth 3Y3.54%
ROICexcg growth 5Y0.01%
ROICexc growth 3Y4.33%
ROICexc growth 5Y-0.6%
OM growth 3Y-0.33%
OM growth 5Y-0.94%
PM growth 3Y2.67%
PM growth 5Y-3.24%
GM growth 3Y-0.05%
GM growth 5Y-1.2%
F-Score8
Asset Turnover0.57
Health
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF 12.63
Debt/EBITDA 6.46
Cap/Depr 76.92%
Cap/Sales 2.32%
Interest Coverage 3.12
Cash Conversion 61.42%
Profit Quality 107.18%
Current Ratio 3.88
Quick Ratio 2.85
Altman-Z 2.36
F-Score8
WACC7.96%
ROIC/WACC1.32
Cap/Depr(3y)75.17%
Cap/Depr(5y)71.21%
Cap/Sales(3y)2.29%
Cap/Sales(5y)2.62%
Profit Quality(3y)86.45%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0.67%
EPS 3Y16.56%
EPS 5Y0.53%
EPS Q2Q%8.55%
EPS Next Y8.64%
EPS Next 2Y11.83%
EPS Next 3Y14.22%
EPS Next 5YN/A
Revenue 1Y (TTM)3.04%
Revenue growth 3Y7.23%
Revenue growth 5Y-0.9%
Sales Q2Q%3.35%
Revenue Next Year2.93%
Revenue Next 2Y3.51%
Revenue Next 3Y3.64%
Revenue Next 5YN/A
EBIT growth 1Y0.13%
EBIT growth 3Y6.88%
EBIT growth 5Y-1.84%
EBIT Next Year28.53%
EBIT Next 3Y12.16%
EBIT Next 5YN/A
FCF growth 1Y82.11%
FCF growth 3Y-10.57%
FCF growth 5Y-0.29%
OCF growth 1Y74.68%
OCF growth 3Y-6.52%
OCF growth 5Y0.53%