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TRAVEL + LEISURE CO (TNL) Stock Fundamental Analysis

USA - NYSE:TNL - US8941641024 - Common Stock

59.98 USD
-0.3 (-0.5%)
Last: 10/16/2025, 7:19:09 PM
59.98 USD
0 (0%)
After Hours: 10/16/2025, 7:19:09 PM
Fundamental Rating

6

Overall TNL gets a fundamental rating of 6 out of 10. We evaluated TNL against 135 industry peers in the Hotels, Restaurants & Leisure industry. TNL has only an average score on both its financial health and profitability. TNL is valued quite cheap, while showing a decent growth score. This is a good combination! TNL also has an excellent dividend rating. These ratings could make TNL a good candidate for value and dividend investing.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

In the past year TNL was profitable.
In the past year TNL had a positive cash flow from operations.
TNL had positive earnings in 4 of the past 5 years.
In the past 5 years TNL always reported a positive cash flow from operatings.
TNL Yearly Net Income VS EBIT VS OCF VS FCFTNL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M

1.2 Ratios

The Return On Assets of TNL (5.83%) is better than 73.33% of its industry peers.
Looking at the Return On Invested Capital, with a value of 10.78%, TNL is in the better half of the industry, outperforming 75.56% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for TNL is in line with the industry average of 10.67%.
The last Return On Invested Capital (10.78%) for TNL is above the 3 year average (10.16%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 5.83%
ROE N/A
ROIC 10.78%
ROA(3y)5.75%
ROA(5y)3.72%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)10.16%
ROIC(5y)8.06%
TNL Yearly ROA, ROE, ROICTNL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50 -50 100 -100

1.3 Margins

TNL's Profit Margin of 10.14% is fine compared to the rest of the industry. TNL outperforms 77.04% of its industry peers.
TNL's Profit Margin has declined in the last couple of years.
TNL has a Operating Margin of 19.84%. This is in the better half of the industry: TNL outperforms 79.26% of its industry peers.
In the last couple of years the Operating Margin of TNL has remained more or less at the same level.
TNL has a Gross Margin of 49.31%. This is comparable to the rest of the industry: TNL outperforms 55.56% of its industry peers.
TNL's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 19.84%
PM (TTM) 10.14%
GM 49.31%
OM growth 3Y-0.33%
OM growth 5Y-0.94%
PM growth 3Y2.67%
PM growth 5Y-3.24%
GM growth 3Y-0.05%
GM growth 5Y-1.2%
TNL Yearly Profit, Operating, Gross MarginsTNL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40

6

2. Health

2.1 Basic Checks

The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so TNL is still creating some value.
Compared to 1 year ago, TNL has less shares outstanding
Compared to 5 years ago, TNL has less shares outstanding
The debt/assets ratio for TNL has been reduced compared to a year ago.
TNL Yearly Shares OutstandingTNL Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
TNL Yearly Total Debt VS Total AssetsTNL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.2 Solvency

An Altman-Z score of 2.35 indicates that TNL is not a great score, but indicates only limited risk for bankruptcy at the moment.
TNL has a Altman-Z score of 2.35. This is in the better half of the industry: TNL outperforms 62.96% of its industry peers.
TNL has a debt to FCF ratio of 11.31. This is a negative value and a sign of low solvency as TNL would need 11.31 years to pay back of all of its debts.
TNL has a Debt to FCF ratio (11.31) which is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF 11.31
Altman-Z 2.35
ROIC/WACC1.54
WACC6.99%
TNL Yearly LT Debt VS Equity VS FCFTNL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B 4B 6B

2.3 Liquidity

A Current Ratio of 3.71 indicates that TNL has no problem at all paying its short term obligations.
TNL has a better Current ratio (3.71) than 94.81% of its industry peers.
TNL has a Quick Ratio of 2.70. This indicates that TNL is financially healthy and has no problem in meeting its short term obligations.
Looking at the Quick ratio, with a value of 2.70, TNL belongs to the top of the industry, outperforming 94.07% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 3.71
Quick Ratio 2.7
TNL Yearly Current Assets VS Current LiabilitesTNL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B 5B

4

3. Growth

3.1 Past

TNL shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 0.67%.
Measured over the past 5 years, TNL shows a small growth in Earnings Per Share. The EPS has been growing by 0.53% on average per year.
TNL shows a small growth in Revenue. In the last year, the Revenue has grown by 2.43%.
Measured over the past years, TNL shows a decrease in Revenue. The Revenue has been decreasing by -0.90% on average per year.
EPS 1Y (TTM)0.67%
EPS 3Y16.56%
EPS 5Y0.53%
EPS Q2Q%8.55%
Revenue 1Y (TTM)2.43%
Revenue growth 3Y7.23%
Revenue growth 5Y-0.9%
Sales Q2Q%3.35%

3.2 Future

Based on estimates for the next years, TNL will show a quite strong growth in Earnings Per Share. The EPS will grow by 12.84% on average per year.
Based on estimates for the next years, TNL will show a small growth in Revenue. The Revenue will grow by 4.10% on average per year.
EPS Next Y10.22%
EPS Next 2Y11.65%
EPS Next 3Y12.84%
EPS Next 5YN/A
Revenue Next Year3.47%
Revenue Next 2Y3.86%
Revenue Next 3Y4.1%
Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
TNL Yearly Revenue VS EstimatesTNL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B 4B 5B
TNL Yearly EPS VS EstimatesTNL Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 2 4 6 8

8

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 9.91, which indicates a very decent valuation of TNL.
Based on the Price/Earnings ratio, TNL is valued cheaply inside the industry as 92.59% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of TNL to the average of the S&P500 Index (27.31), we can say TNL is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 8.33, the valuation of TNL can be described as reasonable.
Based on the Price/Forward Earnings ratio, TNL is valued cheaply inside the industry as 92.59% of the companies are valued more expensively.
TNL is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.85, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 9.91
Fwd PE 8.33
TNL Price Earnings VS Forward Price EarningsTNL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of TNL indicates a somewhat cheap valuation: TNL is cheaper than 61.48% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, TNL is valued cheaply inside the industry as 94.07% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 7.88
EV/EBITDA 10.35
TNL Per share dataTNL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 -20 40 60

4.3 Compensation for Growth

TNL's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
TNL has a very decent profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as TNL's earnings are expected to grow with 12.84% in the coming years.
PEG (NY)0.97
PEG (5Y)18.8
EPS Next 2Y11.65%
EPS Next 3Y12.84%

7

5. Dividend

5.1 Amount

TNL has a Yearly Dividend Yield of 3.76%.
Compared to an average industry Dividend Yield of 6.99, TNL pays a better dividend. On top of this TNL pays more dividend than 88.15% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.40, TNL pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.76%

5.2 History

The dividend of TNL has a limited annual growth rate of 2.47%.
TNL has paid a dividend for at least 10 years, which is a reliable track record.
TNL has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)2.47%
Div Incr Years3
Div Non Decr Years3
TNL Yearly Dividends per shareTNL Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

TNL pays out 37.03% of its income as dividend. This is a sustainable payout ratio.
TNL's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP37.03%
EPS Next 2Y11.65%
EPS Next 3Y12.84%
TNL Yearly Income VS Free CF VS DividendTNL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M
TNL Dividend Payout.TNL Dividend Payout, showing the Payout Ratio.TNL Dividend Payout.PayoutRetained Earnings

TRAVEL + LEISURE CO

NYSE:TNL (10/16/2025, 7:19:09 PM)

After market: 59.98 0 (0%)

59.98

-0.3 (-0.5%)

Chartmill FA Rating
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)07-23 2025-07-23/bmo
Earnings (Next)10-22 2025-10-22/bmo
Inst Owners96.17%
Inst Owner Change-0.12%
Ins Owners5.07%
Ins Owner Change1.12%
Market Cap3.89B
Analysts81.33
Price Target68.8 (14.7%)
Short Float %4.19%
Short Ratio3.69
Dividend
Industry RankSector Rank
Dividend Yield 3.76%
Yearly Dividend2.05
Dividend Growth(5Y)2.47%
DP37.03%
Div Incr Years3
Div Non Decr Years3
Ex-Date09-12 2025-09-12 (0.56)
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-0.42%
Min EPS beat(2)-0.46%
Max EPS beat(2)-0.39%
EPS beat(4)2
Avg EPS beat(4)1.26%
Min EPS beat(4)-0.46%
Max EPS beat(4)4.48%
EPS beat(8)6
Avg EPS beat(8)8.8%
EPS beat(12)8
Avg EPS beat(12)7.15%
EPS beat(16)11
Avg EPS beat(16)7.69%
Revenue beat(2)0
Avg Revenue beat(2)-0.48%
Min Revenue beat(2)-0.85%
Max Revenue beat(2)-0.1%
Revenue beat(4)1
Avg Revenue beat(4)-0.75%
Min Revenue beat(4)-2.55%
Max Revenue beat(4)0.5%
Revenue beat(8)3
Avg Revenue beat(8)-0.7%
Revenue beat(12)4
Avg Revenue beat(12)-0.56%
Revenue beat(16)7
Avg Revenue beat(16)0.37%
PT rev (1m)0%
PT rev (3m)13.21%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.06%
EPS NY rev (1m)0.1%
EPS NY rev (3m)1.46%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.45%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.52%
Valuation
Industry RankSector Rank
PE 9.91
Fwd PE 8.33
P/S 0.99
P/FCF 7.88
P/OCF 6.53
P/B N/A
P/tB N/A
EV/EBITDA 10.35
EPS(TTM)6.05
EY10.09%
EPS(NY)7.2
Fwd EY12.01%
FCF(TTM)7.61
FCFY12.69%
OCF(TTM)9.18
OCFY15.31%
SpS60.32
BVpS-13.12
TBVpS-31.3
PEG (NY)0.97
PEG (5Y)18.8
Profitability
Industry RankSector Rank
ROA 5.83%
ROE N/A
ROCE 13.97%
ROIC 10.78%
ROICexc 11.21%
ROICexgc 14.38%
OM 19.84%
PM (TTM) 10.14%
GM 49.31%
FCFM 12.61%
ROA(3y)5.75%
ROA(5y)3.72%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)10.16%
ROIC(5y)8.06%
ROICexc(3y)10.81%
ROICexc(5y)8.62%
ROICexgc(3y)13.95%
ROICexgc(5y)11.16%
ROCE(3y)13.17%
ROCE(5y)10.44%
ROICexcg growth 3Y3.54%
ROICexcg growth 5Y0.01%
ROICexc growth 3Y4.33%
ROICexc growth 5Y-0.6%
OM growth 3Y-0.33%
OM growth 5Y-0.94%
PM growth 3Y2.67%
PM growth 5Y-3.24%
GM growth 3Y-0.05%
GM growth 5Y-1.2%
F-Score7
Asset Turnover0.58
Health
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF 11.31
Debt/EBITDA 6.23
Cap/Depr 85%
Cap/Sales 2.6%
Interest Coverage 3.38
Cash Conversion 66.44%
Profit Quality 124.43%
Current Ratio 3.71
Quick Ratio 2.7
Altman-Z 2.35
F-Score7
WACC6.99%
ROIC/WACC1.54
Cap/Depr(3y)75.17%
Cap/Depr(5y)71.21%
Cap/Sales(3y)2.29%
Cap/Sales(5y)2.62%
Profit Quality(3y)86.45%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0.67%
EPS 3Y16.56%
EPS 5Y0.53%
EPS Q2Q%8.55%
EPS Next Y10.22%
EPS Next 2Y11.65%
EPS Next 3Y12.84%
EPS Next 5YN/A
Revenue 1Y (TTM)2.43%
Revenue growth 3Y7.23%
Revenue growth 5Y-0.9%
Sales Q2Q%3.35%
Revenue Next Year3.47%
Revenue Next 2Y3.86%
Revenue Next 3Y4.1%
Revenue Next 5YN/A
EBIT growth 1Y3.05%
EBIT growth 3Y6.88%
EBIT growth 5Y-1.84%
EBIT Next Year29.23%
EBIT Next 3Y12.69%
EBIT Next 5YN/A
FCF growth 1Y91.47%
FCF growth 3Y-10.57%
FCF growth 5Y-0.29%
OCF growth 1Y85.09%
OCF growth 3Y-6.52%
OCF growth 5Y0.53%