TIAN RUIXIANG HOLDINGS LTD-A (TIRX) Fundamental Analysis & Valuation

NASDAQ:TIRX • KYG8884K1360

0.0303 USD
-0.03 (-48.64%)
At close: Mar 4, 2026
0.0234 USD
-0.01 (-22.77%)
After Hours: 3/4/2026, 8:00:01 PM

This TIRX fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

2

TIRX gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 149 industry peers in the Insurance industry. TIRX scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. TIRX has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

0

1. TIRX Profitability Analysis

1.1 Basic Checks

  • In the past year TIRX has reported negative net income.
  • TIRX had a negative operating cash flow in the past year.
  • TIRX had negative earnings in 4 of the past 5 years.
  • In multiple years TIRX reported negative operating cash flow during the last 5 years.
TIRX Yearly Net Income VS EBIT VS OCF VS FCFTIRX Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 -2M -4M

1.2 Ratios

  • With a Return On Assets value of -8.02%, TIRX is not doing good in the industry: 89.26% of the companies in the same industry are doing better.
  • Looking at the Return On Equity, with a value of -8.81%, TIRX is doing worse than 85.23% of the companies in the same industry.
Industry RankSector Rank
ROA -8.02%
ROE -8.81%
ROIC N/A
ROA(3y)-10.09%
ROA(5y)-5.76%
ROE(3y)-11.11%
ROE(5y)-6.19%
ROIC(3y)N/A
ROIC(5y)N/A
TIRX Yearly ROA, ROE, ROICTIRX Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 10 -10 15

1.3 Margins

  • TIRX does not have Profit Margin and Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
TIRX Yearly Profit, Operating, Gross MarginsTIRX Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 0 -100 -200 -300

5

2. TIRX Health Analysis

2.1 Basic Checks

  • TIRX does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • TIRX has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, TIRX has more shares outstanding
  • Compared to 1 year ago, TIRX has a worse debt to assets ratio.
TIRX Yearly Shares OutstandingTIRX Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 100K 200K 300K 400K 500K
TIRX Yearly Total Debt VS Total AssetsTIRX Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M

2.2 Solvency

  • TIRX has an Altman-Z score of 0.71. This is a bad value and indicates that TIRX is not financially healthy and even has some risk of bankruptcy.
  • With a decent Altman-Z score value of 0.71, TIRX is doing good in the industry, outperforming 77.85% of the companies in the same industry.
  • A Debt/Equity ratio of 0.02 indicates that TIRX is not too dependend on debt financing.
  • TIRX has a Debt to Equity ratio of 0.02. This is amongst the best in the industry. TIRX outperforms 86.58% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.02
Debt/FCF N/A
Altman-Z 0.71
ROIC/WACCN/A
WACC6.42%
TIRX Yearly LT Debt VS Equity VS FCFTIRX Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 0 10M 20M 30M

2.3 Liquidity

  • A Current Ratio of 11.50 indicates that TIRX has no problem at all paying its short term obligations.
  • Looking at the Current ratio, with a value of 11.50, TIRX belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
  • TIRX has a Quick Ratio of 11.50. This indicates that TIRX is financially healthy and has no problem in meeting its short term obligations.
  • TIRX's Quick ratio of 11.50 is amongst the best of the industry. TIRX outperforms 100.00% of its industry peers.
Industry RankSector Rank
Current Ratio 11.5
Quick Ratio 11.5
TIRX Yearly Current Assets VS Current LiabilitesTIRX Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M

3

3. TIRX Growth Analysis

3.1 Past

  • TIRX shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 37.50%, which is quite impressive.
  • TIRX shows a strong growth in Revenue. In the last year, the Revenue has grown by 158.72%.
  • TIRX shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.96% yearly.
EPS 1Y (TTM)37.5%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%88.42%
Revenue 1Y (TTM)158.72%
Revenue growth 3Y4.88%
Revenue growth 5Y9.96%
Sales Q2Q%1482.57%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
TIRX Yearly Revenue VS EstimatesTIRX Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 1M 2M 3M

0

4. TIRX Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for TIRX. In the last year negative earnings were reported.
Industry RankSector Rank
PE N/A
Fwd PE N/A
TIRX Price Earnings VS Forward Price EarningsTIRX Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
TIRX Per share dataTIRX EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 -2 -4 -6 -8 -10

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

0

5. TIRX Dividend Analysis

5.1 Amount

  • No dividends for TIRX!.
Industry RankSector Rank
Dividend Yield 0%

TIRX Fundamentals: All Metrics, Ratios and Statistics

TIAN RUIXIANG HOLDINGS LTD-A

NASDAQ:TIRX (3/4/2026, 8:00:01 PM)

After market: 0.0234 -0.01 (-22.77%)

0.0303

-0.03 (-48.64%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)10-27
Earnings (Next)N/A
Inst Owners0%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap3.20M
Revenue(TTM)3.22M
Net Income(TTM)-3.99M
Analysts0
Price TargetN/A
Short Float %1.96%
Short Ratio0.03
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.99
P/FCF N/A
P/OCF N/A
P/B 0.07
P/tB 0.07
EV/EBITDA N/A
EPS(TTM)-12.11
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.02
FCFYN/A
OCF(TTM)-0.02
OCFYN/A
SpS0.03
BVpS0.43
TBVpS0.43
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -8.02%
ROE -8.81%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)-10.09%
ROA(5y)-5.76%
ROE(3y)-11.11%
ROE(5y)-6.19%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 0.02
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 11.5
Quick Ratio 11.5
Altman-Z 0.71
F-Score4
WACC6.42%
ROIC/WACCN/A
Cap/Depr(3y)3.49%
Cap/Depr(5y)7.09%
Cap/Sales(3y)0.06%
Cap/Sales(5y)0.08%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)37.5%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%88.42%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)158.72%
Revenue growth 3Y4.88%
Revenue growth 5Y9.96%
Sales Q2Q%1482.57%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y1.6%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-426.46%
FCF growth 3YN/A
FCF growth 5Y92.46%
OCF growth 1Y-426.46%
OCF growth 3YN/A
OCF growth 5Y31.41%

TIAN RUIXIANG HOLDINGS LTD-A / TIRX FAQ

Can you provide the ChartMill fundamental rating for TIAN RUIXIANG HOLDINGS LTD-A?

ChartMill assigns a fundamental rating of 2 / 10 to TIRX.


Can you provide the valuation status for TIAN RUIXIANG HOLDINGS LTD-A?

ChartMill assigns a valuation rating of 0 / 10 to TIAN RUIXIANG HOLDINGS LTD-A (TIRX). This can be considered as Overvalued.


Can you provide the profitability details for TIAN RUIXIANG HOLDINGS LTD-A?

TIAN RUIXIANG HOLDINGS LTD-A (TIRX) has a profitability rating of 0 / 10.