ZEAL NETWORK SE (TIMA.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:TIMA - DE000ZEAL241 - Common Stock
48.9 EUR
+0.1 (+0.2%)
TIMA gets a fundamental rating of 7 out of 10. The analysis compared the fundamentals against 57 industry peers in the Hotels, Restaurants & Leisure industry. TIMA gets an excellent profitability rating and is at the same time showing great financial health properties. TIMA has a decent growth rate and is not valued too expensively. These ratings could make TIMA a good candidate for quality investing.
1. Profitability
1.1 Basic Checks
In the past year TIMA was profitable.
In the past year TIMA had a positive cash flow from operations.
TIMA had positive earnings in each of the past 5 years.
TIMA had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
TIMA has a Return On Assets of 11.09%. This is amongst the best in the industry. TIMA outperforms 84.21% of its industry peers.
TIMA's Return On Equity of 21.77% is fine compared to the rest of the industry. TIMA outperforms 75.44% of its industry peers.
TIMA has a Return On Invested Capital of 13.25%. This is in the better half of the industry: TIMA outperforms 75.44% of its industry peers.
TIMA had an Average Return On Invested Capital over the past 3 years of 5.61%. This is significantly below the industry average of 12.24%.
The 3 year average ROIC (5.61%) for TIMA is below the current ROIC(13.25%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.09% | ||
| ROE | 21.77% | ||
| ROIC | 13.25% |
ROA(3y)6.5%
ROA(5y)4.66%
ROE(3y)11.44%
ROE(5y)7.86%
ROIC(3y)5.61%
ROIC(5y)3.9%
1.3 Margins
TIMA has a better Profit Margin (20.87%) than 91.23% of its industry peers.
TIMA's Profit Margin has improved in the last couple of years.
With an excellent Operating Margin value of 31.53%, TIMA belongs to the best of the industry, outperforming 92.98% of the companies in the same industry.
TIMA's Operating Margin has improved in the last couple of years.
TIMA's Gross Margin of 75.01% is fine compared to the rest of the industry. TIMA outperforms 78.95% of its industry peers.
In the last couple of years the Gross Margin of TIMA has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.53% | ||
| PM (TTM) | 20.87% | ||
| GM | 75.01% |
OM growth 3Y7.7%
OM growth 5Y10.83%
PM growth 3Y33.83%
PM growth 5Y89%
GM growth 3Y3.81%
GM growth 5Y6.86%
2. Health
2.1 Basic Checks
TIMA has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
Compared to 1 year ago, TIMA has less shares outstanding
Compared to 5 years ago, TIMA has less shares outstanding
The debt/assets ratio for TIMA is higher compared to a year ago.
2.2 Solvency
TIMA has an Altman-Z score of 4.38. This indicates that TIMA is financially healthy and has little risk of bankruptcy at the moment.
TIMA has a better Altman-Z score (4.38) than 89.47% of its industry peers.
TIMA has a debt to FCF ratio of 0.96. This is a very positive value and a sign of high solvency as it would only need 0.96 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 0.96, TIMA belongs to the top of the industry, outperforming 89.47% of the companies in the same industry.
TIMA has a Debt/Equity ratio of 0.36. This is a healthy value indicating a solid balance between debt and equity.
TIMA has a Debt to Equity ratio of 0.36. This is in the better half of the industry: TIMA outperforms 77.19% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 0.96 | ||
| Altman-Z | 4.38 |
ROIC/WACC1.89
WACC7.02%
2.3 Liquidity
TIMA has a Current Ratio of 1.53. This is a normal value and indicates that TIMA is financially healthy and should not expect problems in meeting its short term obligations.
TIMA has a Current ratio of 1.53. This is amongst the best in the industry. TIMA outperforms 87.72% of its industry peers.
A Quick Ratio of 1.49 indicates that TIMA should not have too much problems paying its short term obligations.
TIMA has a better Quick ratio (1.49) than 89.47% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.53 | ||
| Quick Ratio | 1.49 |
3. Growth
3.1 Past
The earnings per share for TIMA have decreased strongly by -24.61% in the last year.
TIMA shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 99.54% yearly.
Looking at the last year, TIMA shows a very strong growth in Revenue. The Revenue has grown by 22.87%.
The Revenue has been growing by 10.65% on average over the past years. This is quite good.
EPS 1Y (TTM)-24.61%
EPS 3Y77.59%
EPS 5Y99.54%
EPS Q2Q%112.5%
Revenue 1Y (TTM)22.87%
Revenue growth 3Y31.2%
Revenue growth 5Y10.65%
Sales Q2Q%38.29%
3.2 Future
Based on estimates for the next years, TIMA will show a small growth in Earnings Per Share. The EPS will grow by 2.00% on average per year.
The Revenue is expected to grow by 12.91% on average over the next years. This is quite good.
EPS Next Y-21.97%
EPS Next 2Y-5.1%
EPS Next 3Y2%
EPS Next 5YN/A
Revenue Next Year22.89%
Revenue Next 2Y16.35%
Revenue Next 3Y14.25%
Revenue Next 5Y12.91%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 21.17, which indicates a rather expensive current valuation of TIMA.
68.42% of the companies in the same industry are more expensive than TIMA, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of TIMA to the average of the S&P500 Index (26.46), we can say TIMA is valued inline with the index average.
The Price/Forward Earnings ratio is 24.17, which indicates a rather expensive current valuation of TIMA.
The rest of the industry has a similar Price/Forward Earnings ratio as TIMA.
Compared to an average S&P500 Price/Forward Earnings ratio of 36.10, TIMA is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.17 | ||
| Fwd PE | 24.17 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, TIMA is valued a bit cheaper than the industry average as 61.40% of the companies are valued more expensively.
66.67% of the companies in the same industry are more expensive than TIMA, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.26 | ||
| EV/EBITDA | 12.16 |
4.3 Compensation for Growth
The excellent profitability rating of TIMA may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.21
EPS Next 2Y-5.1%
EPS Next 3Y2%
5. Dividend
5.1 Amount
TIMA has a Yearly Dividend Yield of 2.66%.
Compared to an average industry Dividend Yield of 2.65, TIMA pays a bit more dividend than its industry peers.
TIMA's Dividend Yield is comparable with the S&P500 average which is at 2.32.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.66% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years2
Div Non Decr Years5
5.3 Sustainability
105.56% of the earnings are spent on dividend by TIMA. This is not a sustainable payout ratio.
DP105.56%
EPS Next 2Y-5.1%
EPS Next 3Y2%
FRA:TIMA (12/5/2025, 7:00:00 PM)
48.9
+0.1 (+0.2%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)
Earnings (Next)
Inst Owners53.98%
Inst Owner ChangeN/A
Ins Owners44.36%
Ins Owner ChangeN/A
Market Cap1.06B
Revenue(TTM)229.88M
Net Income(TTM)47.97M
Analysts86.67
Price Target67.66 (38.36%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.66% |
Yearly Dividend1.11
Dividend Growth(5Y)N/A
DP105.56%
Div Incr Years2
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.58%
PT rev (3m)4.05%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)9.45%
EPS NY rev (3m)17.69%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)2.71%
Revenue NY rev (3m)3.31%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.17 | ||
| Fwd PE | 24.17 | ||
| P/S | 4.61 | ||
| P/FCF | 11.26 | ||
| P/OCF | 11.16 | ||
| P/B | 4.81 | ||
| P/tB | N/A | ||
| EV/EBITDA | 12.16 |
EPS(TTM)2.31
EY4.72%
EPS(NY)2.02
Fwd EY4.14%
FCF(TTM)4.34
FCFY8.88%
OCF(TTM)4.38
OCFY8.96%
SpS10.6
BVpS10.17
TBVpS-2.12
PEG (NY)N/A
PEG (5Y)0.21
Graham Number22.99
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.09% | ||
| ROE | 21.77% | ||
| ROCE | 21.55% | ||
| ROIC | 13.25% | ||
| ROICexc | 22.19% | ||
| ROICexgc | N/A | ||
| OM | 31.53% | ||
| PM (TTM) | 20.87% | ||
| GM | 75.01% | ||
| FCFM | 40.96% |
ROA(3y)6.5%
ROA(5y)4.66%
ROE(3y)11.44%
ROE(5y)7.86%
ROIC(3y)5.61%
ROIC(5y)3.9%
ROICexc(3y)8.47%
ROICexc(5y)5.8%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)9.13%
ROCE(5y)6.34%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y63.87%
ROICexc growth 5Y32.21%
OM growth 3Y7.7%
OM growth 5Y10.83%
PM growth 3Y33.83%
PM growth 5Y89%
GM growth 3Y3.81%
GM growth 5Y6.86%
F-Score6
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 0.96 | ||
| Debt/EBITDA | 0.98 | ||
| Cap/Depr | 9.49% | ||
| Cap/Sales | 0.35% | ||
| Interest Coverage | 17.41 | ||
| Cash Conversion | 117.2% | ||
| Profit Quality | 196.28% | ||
| Current Ratio | 1.53 | ||
| Quick Ratio | 1.49 | ||
| Altman-Z | 4.38 |
F-Score6
WACC7.02%
ROIC/WACC1.89
Cap/Depr(3y)9.31%
Cap/Depr(5y)7.58%
Cap/Sales(3y)0.68%
Cap/Sales(5y)0.65%
Profit Quality(3y)164.28%
Profit Quality(5y)157.91%
High Growth Momentum
Growth
EPS 1Y (TTM)-24.61%
EPS 3Y77.59%
EPS 5Y99.54%
EPS Q2Q%112.5%
EPS Next Y-21.97%
EPS Next 2Y-5.1%
EPS Next 3Y2%
EPS Next 5YN/A
Revenue 1Y (TTM)22.87%
Revenue growth 3Y31.2%
Revenue growth 5Y10.65%
Sales Q2Q%38.29%
Revenue Next Year22.89%
Revenue Next 2Y16.35%
Revenue Next 3Y14.25%
Revenue Next 5Y12.91%
EBIT growth 1Y67.51%
EBIT growth 3Y41.3%
EBIT growth 5Y22.64%
EBIT Next Year47.22%
EBIT Next 3Y24.53%
EBIT Next 5Y17.91%
FCF growth 1Y196.52%
FCF growth 3Y42.51%
FCF growth 5Y70.37%
OCF growth 1Y193.78%
OCF growth 3Y42.14%
OCF growth 5Y69.95%
ZEAL NETWORK SE / TIMA.DE FAQ
What is the ChartMill fundamental rating of ZEAL NETWORK SE (TIMA.DE) stock?
ChartMill assigns a fundamental rating of 7 / 10 to TIMA.DE.
What is the valuation status for TIMA stock?
ChartMill assigns a valuation rating of 4 / 10 to ZEAL NETWORK SE (TIMA.DE). This can be considered as Fairly Valued.
What is the profitability of TIMA stock?
ZEAL NETWORK SE (TIMA.DE) has a profitability rating of 8 / 10.
What is the expected EPS growth for ZEAL NETWORK SE (TIMA.DE) stock?
The Earnings per Share (EPS) of ZEAL NETWORK SE (TIMA.DE) is expected to decline by -21.97% in the next year.
Is the dividend of ZEAL NETWORK SE sustainable?
The dividend rating of ZEAL NETWORK SE (TIMA.DE) is 2 / 10 and the dividend payout ratio is 105.56%.