ZEAL NETWORK SE (TIMA.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:TIMA - DE000ZEAL241 - Common Stock
49.6 EUR
+0.4 (+0.81%)
Taking everything into account, TIMA scores 7 out of 10 in our fundamental rating. TIMA was compared to 58 industry peers in the Hotels, Restaurants & Leisure industry. TIMA scores excellent points on both the profitability and health parts. This is a solid base for a good stock. TIMA has a correct valuation and a medium growth rate. This makes TIMA very considerable for quality investing!
1. Profitability
1.1 Basic Checks
TIMA had positive earnings in the past year.
TIMA had a positive operating cash flow in the past year.
Each year in the past 5 years TIMA has been profitable.
Each year in the past 5 years TIMA had a positive operating cash flow.
1.2 Ratios
TIMA has a Return On Assets of 11.09%. This is amongst the best in the industry. TIMA outperforms 82.76% of its industry peers.
The Return On Equity of TIMA (21.77%) is better than 74.14% of its industry peers.
Looking at the Return On Invested Capital, with a value of 13.25%, TIMA is in the better half of the industry, outperforming 74.14% of the companies in the same industry.
TIMA had an Average Return On Invested Capital over the past 3 years of 5.61%. This is significantly below the industry average of 13.09%.
The last Return On Invested Capital (13.25%) for TIMA is above the 3 year average (5.61%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.09% | ||
| ROE | 21.77% | ||
| ROIC | 13.25% |
ROA(3y)6.5%
ROA(5y)4.66%
ROE(3y)11.44%
ROE(5y)7.86%
ROIC(3y)5.61%
ROIC(5y)3.9%
1.3 Margins
With an excellent Profit Margin value of 20.87%, TIMA belongs to the best of the industry, outperforming 89.66% of the companies in the same industry.
In the last couple of years the Profit Margin of TIMA has grown nicely.
TIMA has a Operating Margin of 31.53%. This is amongst the best in the industry. TIMA outperforms 91.38% of its industry peers.
TIMA's Operating Margin has improved in the last couple of years.
TIMA's Gross Margin of 75.01% is fine compared to the rest of the industry. TIMA outperforms 77.59% of its industry peers.
TIMA's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 31.53% | ||
| PM (TTM) | 20.87% | ||
| GM | 75.01% |
OM growth 3Y7.7%
OM growth 5Y10.83%
PM growth 3Y33.83%
PM growth 5Y89%
GM growth 3Y3.81%
GM growth 5Y6.86%
2. Health
2.1 Basic Checks
TIMA has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
TIMA has less shares outstanding than it did 1 year ago.
The number of shares outstanding for TIMA has been reduced compared to 5 years ago.
Compared to 1 year ago, TIMA has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 4.40 indicates that TIMA is not in any danger for bankruptcy at the moment.
TIMA has a Altman-Z score of 4.40. This is amongst the best in the industry. TIMA outperforms 84.48% of its industry peers.
TIMA has a debt to FCF ratio of 0.96. This is a very positive value and a sign of high solvency as it would only need 0.96 years to pay back of all of its debts.
TIMA's Debt to FCF ratio of 0.96 is amongst the best of the industry. TIMA outperforms 87.93% of its industry peers.
TIMA has a Debt/Equity ratio of 0.36. This is a healthy value indicating a solid balance between debt and equity.
With a decent Debt to Equity ratio value of 0.36, TIMA is doing good in the industry, outperforming 77.59% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 0.96 | ||
| Altman-Z | 4.4 |
ROIC/WACC1.88
WACC7.06%
2.3 Liquidity
TIMA has a Current Ratio of 1.53. This is a normal value and indicates that TIMA is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 1.53, TIMA belongs to the top of the industry, outperforming 86.21% of the companies in the same industry.
A Quick Ratio of 1.49 indicates that TIMA should not have too much problems paying its short term obligations.
TIMA's Quick ratio of 1.49 is amongst the best of the industry. TIMA outperforms 87.93% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.53 | ||
| Quick Ratio | 1.49 |
3. Growth
3.1 Past
TIMA shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -24.61%.
TIMA shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 99.54% yearly.
TIMA shows a strong growth in Revenue. In the last year, the Revenue has grown by 22.87%.
The Revenue has been growing by 10.65% on average over the past years. This is quite good.
EPS 1Y (TTM)-24.61%
EPS 3Y77.59%
EPS 5Y99.54%
EPS Q2Q%112.5%
Revenue 1Y (TTM)22.87%
Revenue growth 3Y31.2%
Revenue growth 5Y10.65%
Sales Q2Q%38.29%
3.2 Future
Based on estimates for the next years, TIMA will show a small growth in Earnings Per Share. The EPS will grow by 1.92% on average per year.
Based on estimates for the next years, TIMA will show a quite strong growth in Revenue. The Revenue will grow by 12.91% on average per year.
EPS Next Y-20.01%
EPS Next 2Y-4.7%
EPS Next 3Y1.92%
EPS Next 5YN/A
Revenue Next Year22.63%
Revenue Next 2Y16.3%
Revenue Next 3Y14.19%
Revenue Next 5Y12.91%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 21.47 indicates a rather expensive valuation of TIMA.
Compared to the rest of the industry, the Price/Earnings ratio of TIMA indicates a somewhat cheap valuation: TIMA is cheaper than 72.41% of the companies listed in the same industry.
TIMA is valuated rather cheaply when we compare the Price/Earnings ratio to 27.00, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 24.31, the valuation of TIMA can be described as rather expensive.
Compared to the rest of the industry, the Price/Forward Earnings ratio of TIMA is on the same level as its industry peers.
The average S&P500 Price/Forward Earnings ratio is at 23.70. TIMA is around the same levels.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.47 | ||
| Fwd PE | 24.31 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of TIMA indicates a somewhat cheap valuation: TIMA is cheaper than 60.34% of the companies listed in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of TIMA indicates a somewhat cheap valuation: TIMA is cheaper than 75.86% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.42 | ||
| EV/EBITDA | 12.24 |
4.3 Compensation for Growth
TIMA has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.22
EPS Next 2Y-4.7%
EPS Next 3Y1.92%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.47%, TIMA has a reasonable but not impressive dividend return.
TIMA's Dividend Yield is rather good when compared to the industry average which is at 1.26. TIMA pays more dividend than 81.03% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 1.94, TIMA pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.47% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years2
Div Non Decr Years5
5.3 Sustainability
TIMA pays out 105.56% of its income as dividend. This is not a sustainable payout ratio.
DP105.56%
EPS Next 2Y-4.7%
EPS Next 3Y1.92%
FRA:TIMA (1/8/2026, 7:00:00 PM)
49.6
+0.4 (+0.81%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)
Earnings (Next)
Inst Owners53.88%
Inst Owner ChangeN/A
Ins Owners44.36%
Ins Owner ChangeN/A
Market Cap1.08B
Revenue(TTM)229.88M
Net Income(TTM)47.97M
Analysts86.67
Price Target67.32 (35.73%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.47% |
Yearly Dividend1.11
Dividend Growth(5Y)N/A
DP105.56%
Div Incr Years2
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.5%
PT rev (3m)3.53%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)2.51%
EPS NY rev (3m)16.52%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.22%
Revenue NY rev (3m)3.07%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.47 | ||
| Fwd PE | 24.31 | ||
| P/S | 4.68 | ||
| P/FCF | 11.42 | ||
| P/OCF | 11.32 | ||
| P/B | 4.88 | ||
| P/tB | N/A | ||
| EV/EBITDA | 12.24 |
EPS(TTM)2.31
EY4.66%
EPS(NY)2.04
Fwd EY4.11%
FCF(TTM)4.34
FCFY8.76%
OCF(TTM)4.38
OCFY8.83%
SpS10.6
BVpS10.17
TBVpS-2.12
PEG (NY)N/A
PEG (5Y)0.22
Graham Number22.99
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.09% | ||
| ROE | 21.77% | ||
| ROCE | 21.55% | ||
| ROIC | 13.25% | ||
| ROICexc | 22.19% | ||
| ROICexgc | N/A | ||
| OM | 31.53% | ||
| PM (TTM) | 20.87% | ||
| GM | 75.01% | ||
| FCFM | 40.96% |
ROA(3y)6.5%
ROA(5y)4.66%
ROE(3y)11.44%
ROE(5y)7.86%
ROIC(3y)5.61%
ROIC(5y)3.9%
ROICexc(3y)8.47%
ROICexc(5y)5.8%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)9.13%
ROCE(5y)6.34%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y63.87%
ROICexc growth 5Y32.21%
OM growth 3Y7.7%
OM growth 5Y10.83%
PM growth 3Y33.83%
PM growth 5Y89%
GM growth 3Y3.81%
GM growth 5Y6.86%
F-Score6
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.36 | ||
| Debt/FCF | 0.96 | ||
| Debt/EBITDA | 0.98 | ||
| Cap/Depr | 9.49% | ||
| Cap/Sales | 0.35% | ||
| Interest Coverage | 17.41 | ||
| Cash Conversion | 117.2% | ||
| Profit Quality | 196.28% | ||
| Current Ratio | 1.53 | ||
| Quick Ratio | 1.49 | ||
| Altman-Z | 4.4 |
F-Score6
WACC7.06%
ROIC/WACC1.88
Cap/Depr(3y)9.31%
Cap/Depr(5y)7.58%
Cap/Sales(3y)0.68%
Cap/Sales(5y)0.65%
Profit Quality(3y)164.28%
Profit Quality(5y)157.91%
High Growth Momentum
Growth
EPS 1Y (TTM)-24.61%
EPS 3Y77.59%
EPS 5Y99.54%
EPS Q2Q%112.5%
EPS Next Y-20.01%
EPS Next 2Y-4.7%
EPS Next 3Y1.92%
EPS Next 5YN/A
Revenue 1Y (TTM)22.87%
Revenue growth 3Y31.2%
Revenue growth 5Y10.65%
Sales Q2Q%38.29%
Revenue Next Year22.63%
Revenue Next 2Y16.3%
Revenue Next 3Y14.19%
Revenue Next 5Y12.91%
EBIT growth 1Y67.51%
EBIT growth 3Y41.3%
EBIT growth 5Y22.64%
EBIT Next Year48.27%
EBIT Next 3Y24.31%
EBIT Next 5Y17.91%
FCF growth 1Y196.52%
FCF growth 3Y42.51%
FCF growth 5Y70.37%
OCF growth 1Y193.78%
OCF growth 3Y42.14%
OCF growth 5Y69.95%
ZEAL NETWORK SE / TIMA.DE FAQ
What is the ChartMill fundamental rating of ZEAL NETWORK SE (TIMA.DE) stock?
ChartMill assigns a fundamental rating of 7 / 10 to TIMA.DE.
What is the valuation status of ZEAL NETWORK SE (TIMA.DE) stock?
ChartMill assigns a valuation rating of 4 / 10 to ZEAL NETWORK SE (TIMA.DE). This can be considered as Fairly Valued.
What is the profitability of TIMA stock?
ZEAL NETWORK SE (TIMA.DE) has a profitability rating of 8 / 10.
Can you provide the PE and PB ratios for TIMA stock?
The Price/Earnings (PE) ratio for ZEAL NETWORK SE (TIMA.DE) is 21.47 and the Price/Book (PB) ratio is 4.88.
Can you provide the expected EPS growth for TIMA stock?
The Earnings per Share (EPS) of ZEAL NETWORK SE (TIMA.DE) is expected to decline by -20.01% in the next year.