ZEAL NETWORK SE (TIMA.DE) Stock Fundamental Analysis
Europe - FRA:TIMA - DE000ZEAL241 - Common Stock
49.8 EUR
+0.4 (+0.81%)
Taking everything into account, TIMA scores 6 out of 10 in our fundamental rating. TIMA was compared to 54 industry peers in the Hotels, Restaurants & Leisure industry. TIMA gets an excellent profitability rating and is at the same time showing great financial health properties. TIMA is quite expensive at the moment. It does show a decent growth rate. These ratings could make TIMA a good candidate for quality investing.
1. Profitability
1.1 Basic Checks
In the past year TIMA was profitable.
TIMA had a positive operating cash flow in the past year.
Each year in the past 5 years TIMA has been profitable.
TIMA had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With an excellent Return On Assets value of 10.12%, TIMA belongs to the best of the industry, outperforming 87.04% of the companies in the same industry.
TIMA has a Return On Equity of 19.89%. This is in the better half of the industry: TIMA outperforms 77.78% of its industry peers.
Looking at the Return On Invested Capital, with a value of 12.85%, TIMA belongs to the top of the industry, outperforming 81.48% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for TIMA is significantly below the industry average of 10.85%.
The last Return On Invested Capital (12.85%) for TIMA is above the 3 year average (5.61%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.12% | ||
| ROE | 19.89% | ||
| ROIC | 12.85% |
ROA(3y)6.5%
ROA(5y)4.66%
ROE(3y)11.44%
ROE(5y)7.86%
ROIC(3y)5.61%
ROIC(5y)3.9%
1.3 Margins
TIMA's Profit Margin of 19.25% is amongst the best of the industry. TIMA outperforms 85.19% of its industry peers.
TIMA's Profit Margin has improved in the last couple of years.
The Operating Margin of TIMA (32.21%) is better than 92.59% of its industry peers.
In the last couple of years the Operating Margin of TIMA has grown nicely.
TIMA has a Gross Margin of 74.53%. This is in the better half of the industry: TIMA outperforms 74.07% of its industry peers.
In the last couple of years the Gross Margin of TIMA has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 32.21% | ||
| PM (TTM) | 19.25% | ||
| GM | 74.53% |
OM growth 3Y7.7%
OM growth 5Y10.83%
PM growth 3Y33.83%
PM growth 5Y89%
GM growth 3Y3.81%
GM growth 5Y6.86%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), TIMA is creating value.
Compared to 1 year ago, TIMA has less shares outstanding
TIMA has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, TIMA has a worse debt to assets ratio.
2.2 Solvency
TIMA has an Altman-Z score of 4.59. This indicates that TIMA is financially healthy and has little risk of bankruptcy at the moment.
TIMA's Altman-Z score of 4.59 is amongst the best of the industry. TIMA outperforms 92.59% of its industry peers.
The Debt to FCF ratio of TIMA is 1.33, which is an excellent value as it means it would take TIMA, only 1.33 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of TIMA (1.33) is better than 88.89% of its industry peers.
A Debt/Equity ratio of 0.40 indicates that TIMA is not too dependend on debt financing.
The Debt to Equity ratio of TIMA (0.40) is better than 77.78% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.4 | ||
| Debt/FCF | 1.33 | ||
| Altman-Z | 4.59 |
ROIC/WACC1.81
WACC7.09%
2.3 Liquidity
A Current Ratio of 1.54 indicates that TIMA should not have too much problems paying its short term obligations.
TIMA has a better Current ratio (1.54) than 92.59% of its industry peers.
A Quick Ratio of 1.46 indicates that TIMA should not have too much problems paying its short term obligations.
With an excellent Quick ratio value of 1.46, TIMA belongs to the best of the industry, outperforming 90.74% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.54 | ||
| Quick Ratio | 1.46 |
3. Growth
3.1 Past
The earnings per share for TIMA have decreased strongly by -33.74% in the last year.
The Earnings Per Share has been growing by 99.54% on average over the past years. This is a very strong growth
TIMA shows a strong growth in Revenue. In the last year, the Revenue has grown by 22.33%.
The Revenue has been growing by 10.65% on average over the past years. This is quite good.
EPS 1Y (TTM)-33.74%
EPS 3Y77.59%
EPS 5Y99.54%
EPS Q2Q%-71.87%
Revenue 1Y (TTM)22.33%
Revenue growth 3Y31.2%
Revenue growth 5Y10.65%
Sales Q2Q%-34.35%
3.2 Future
The Earnings Per Share is expected to grow by 0.99% on average over the next years.
The Revenue is expected to grow by 13.62% on average over the next years. This is quite good.
EPS Next Y-28.7%
EPS Next 2Y-6.74%
EPS Next 3Y0.99%
EPS Next 5YN/A
Revenue Next Year19.65%
Revenue Next 2Y14.82%
Revenue Next 3Y13.48%
Revenue Next 5Y13.62%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 25.54, the valuation of TIMA can be described as expensive.
Based on the Price/Earnings ratio, TIMA is valued a bit cheaper than the industry average as 61.11% of the companies are valued more expensively.
TIMA's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 26.06.
TIMA is valuated quite expensively with a Price/Forward Earnings ratio of 25.50.
Compared to the rest of the industry, the Price/Forward Earnings ratio of TIMA is on the same level as its industry peers.
The average S&P500 Price/Forward Earnings ratio is at 32.73. TIMA is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.54 | ||
| Fwd PE | 25.5 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of TIMA is on the same level as its industry peers.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of TIMA is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.4 | ||
| EV/EBITDA | 13.42 |
4.3 Compensation for Growth
The excellent profitability rating of TIMA may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.26
EPS Next 2Y-6.74%
EPS Next 3Y0.99%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.63%, TIMA has a reasonable but not impressive dividend return.
TIMA's Dividend Yield is a higher than the industry average which is at 3.14.
Compared to an average S&P500 Dividend Yield of 2.37, TIMA has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.63% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years2
Div Non Decr Years5
5.3 Sustainability
TIMA pays out 123.55% of its income as dividend. This is not a sustainable payout ratio.
DP123.55%
EPS Next 2Y-6.74%
EPS Next 3Y0.99%
FRA:TIMA (11/7/2025, 7:00:00 PM)
49.8
+0.4 (+0.81%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Services
GICS IndustryHotels, Restaurants & Leisure
Earnings (Last)
Earnings (Next)
Inst Owners53.82%
Inst Owner ChangeN/A
Ins Owners43.21%
Ins Owner ChangeN/A
Market Cap1.08B
Revenue(TTM)212.96M
Net Income(TTM)40.99M
Analysts86.67
Price Target65.96 (32.45%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.63% |
Yearly Dividend1.11
Dividend Growth(5Y)N/A
DP123.55%
Div Incr Years2
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.52%
PT rev (3m)2.16%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)3.86%
EPS NY rev (3m)10.41%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.01%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25.54 | ||
| Fwd PE | 25.5 | ||
| P/S | 5.07 | ||
| P/FCF | 15.4 | ||
| P/OCF | 15.25 | ||
| P/B | 5.24 | ||
| P/tB | N/A | ||
| EV/EBITDA | 13.42 |
EPS(TTM)1.95
EY3.92%
EPS(NY)1.95
Fwd EY3.92%
FCF(TTM)3.23
FCFY6.49%
OCF(TTM)3.27
OCFY6.56%
SpS9.82
BVpS9.51
TBVpS-2.86
PEG (NY)N/A
PEG (5Y)0.26
Graham Number20.42
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.12% | ||
| ROE | 19.89% | ||
| ROCE | 20.9% | ||
| ROIC | 12.85% | ||
| ROICexc | 18.92% | ||
| ROICexgc | N/A | ||
| OM | 32.21% | ||
| PM (TTM) | 19.25% | ||
| GM | 74.53% | ||
| FCFM | 32.92% |
ROA(3y)6.5%
ROA(5y)4.66%
ROE(3y)11.44%
ROE(5y)7.86%
ROIC(3y)5.61%
ROIC(5y)3.9%
ROICexc(3y)8.47%
ROICexc(5y)5.8%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)9.13%
ROCE(5y)6.34%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y63.87%
ROICexc growth 5Y32.21%
OM growth 3Y7.7%
OM growth 5Y10.83%
PM growth 3Y33.83%
PM growth 5Y89%
GM growth 3Y3.81%
GM growth 5Y6.86%
F-Score7
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.4 | ||
| Debt/FCF | 1.33 | ||
| Debt/EBITDA | 1.07 | ||
| Cap/Depr | 8.1% | ||
| Cap/Sales | 0.32% | ||
| Interest Coverage | 17.45 | ||
| Cash Conversion | 91.8% | ||
| Profit Quality | 171.01% | ||
| Current Ratio | 1.54 | ||
| Quick Ratio | 1.46 | ||
| Altman-Z | 4.59 |
F-Score7
WACC7.09%
ROIC/WACC1.81
Cap/Depr(3y)9.31%
Cap/Depr(5y)7.58%
Cap/Sales(3y)0.68%
Cap/Sales(5y)0.65%
Profit Quality(3y)164.28%
Profit Quality(5y)157.91%
High Growth Momentum
Growth
EPS 1Y (TTM)-33.74%
EPS 3Y77.59%
EPS 5Y99.54%
EPS Q2Q%-71.87%
EPS Next Y-28.7%
EPS Next 2Y-6.74%
EPS Next 3Y0.99%
EPS Next 5YN/A
Revenue 1Y (TTM)22.33%
Revenue growth 3Y31.2%
Revenue growth 5Y10.65%
Sales Q2Q%-34.35%
Revenue Next Year19.65%
Revenue Next 2Y14.82%
Revenue Next 3Y13.48%
Revenue Next 5Y13.62%
EBIT growth 1Y81.24%
EBIT growth 3Y41.3%
EBIT growth 5Y22.64%
EBIT Next Year37.48%
EBIT Next 3Y23.36%
EBIT Next 5Y17.86%
FCF growth 1Y181.5%
FCF growth 3Y42.51%
FCF growth 5Y70.37%
OCF growth 1Y173.8%
OCF growth 3Y42.14%
OCF growth 5Y69.95%
ZEAL NETWORK SE / TIMA.DE FAQ
What is the ChartMill fundamental rating of ZEAL NETWORK SE (TIMA.DE) stock?
ChartMill assigns a fundamental rating of 6 / 10 to TIMA.DE.
What is the valuation status for TIMA stock?
ChartMill assigns a valuation rating of 3 / 10 to ZEAL NETWORK SE (TIMA.DE). This can be considered as Overvalued.
What is the profitability of TIMA stock?
ZEAL NETWORK SE (TIMA.DE) has a profitability rating of 8 / 10.
What is the expected EPS growth for ZEAL NETWORK SE (TIMA.DE) stock?
The Earnings per Share (EPS) of ZEAL NETWORK SE (TIMA.DE) is expected to decline by -28.7% in the next year.
Is the dividend of ZEAL NETWORK SE sustainable?
The dividend rating of ZEAL NETWORK SE (TIMA.DE) is 2 / 10 and the dividend payout ratio is 123.55%.