TREAN INSURANCE GROUP INC (TIG) Fundamental Analysis & Valuation

NASDAQ:TIG • US89457R1014

Current stock price

6.16 USD
+0.01 (+0.16%)
At close:
6.16 USD
0 (0%)
After Hours:

This TIG fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. TIG Profitability Analysis

1.1 Basic Checks

  • TIG had positive earnings in the past year.
  • In the past year TIG had a positive cash flow from operations.
TIG Yearly Net Income VS EBIT VS OCF VS FCFTIG Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 0 50M -50M 100M

1.2 Ratios

  • TIG has negative profitability rations, so we won't be analyzing them here.
  • With a Return On Invested Capital value of 0.82%, TIG perfoms like the industry average, outperforming 56.34% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for TIG is significantly below the industry average of 9.36%.
Industry RankSector Rank
ROA N/A
ROE N/A
ROIC 0.82%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)2.75%
ROIC(5y)N/A
TIG Yearly ROA, ROE, ROICTIG Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 0 10 -10 20 -20

1.3 Margins

  • TIG has a Operating Margin (5.19%) which is in line with its industry peers.
  • In the last couple of years the Operating Margin of TIG has declined.
  • The Profit Margin and Gross Margin are not available for TIG so they could not be analyzed.
Industry RankSector Rank
OM 5.19%
PM (TTM) N/A
GM N/A
OM growth 3Y-45.88%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
TIG Yearly Profit, Operating, Gross MarginsTIG Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 0 20 -20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. TIG Health Analysis

2.1 Basic Checks

  • TIG has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • TIG has about the same amout of shares outstanding than it did 1 year ago.
  • TIG has a worse debt/assets ratio than last year.
TIG Yearly Shares OutstandingTIG Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 10M 20M 30M 40M 50M
TIG Yearly Total Debt VS Total AssetsTIG Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 500M 1B 1.5B

2.2 Solvency

  • The Debt to FCF ratio of TIG is 0.71, which is an excellent value as it means it would take TIG, only 0.71 years of fcf income to pay off all of its debts.
  • TIG has a Debt to FCF ratio of 0.71. This is amongst the best in the industry. TIG outperforms 84.51% of its industry peers.
  • A Debt/Equity ratio of 0.24 indicates that TIG is not too dependend on debt financing.
  • TIG has a Debt to Equity ratio of 0.24. This is in the better half of the industry: TIG outperforms 72.54% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.24
Debt/FCF 0.71
Altman-Z N/A
ROIC/WACC0.11
WACC7.55%
TIG Yearly LT Debt VS Equity VS FCFTIG Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 100M 200M 300M 400M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
TIG Yearly Current Assets VS Current LiabilitesTIG Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 50M 100M 150M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. TIG Growth Analysis

3.1 Past

  • TIG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -62.79%.
  • Looking at the last year, TIG shows a very strong growth in Revenue. The Revenue has grown by 45.93%.
  • TIG shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 48.63% yearly.
EPS 1Y (TTM)-62.79%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-650%
Revenue 1Y (TTM)45.93%
Revenue growth 3Y48.63%
Revenue growth 5YN/A
Sales Q2Q%40.41%

3.2 Future

  • TIG is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 102.56% yearly.
  • Based on estimates for the next years, TIG will show a quite strong growth in Revenue. The Revenue will grow by 12.58% on average per year.
EPS Next Y230.35%
EPS Next 2Y102.56%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year7.62%
Revenue Next 2Y12.58%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
TIG Yearly Revenue VS EstimatesTIG Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M
TIG Yearly EPS VS EstimatesTIG Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 0.2 0.4 0.6

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Find the best growth stocksShow best growing peers

5

4. TIG Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 38.50 indicates a quite expensive valuation of TIG.
  • Based on the Price/Earnings ratio, TIG is valued a bit more expensive than 64.08% of the companies in the same industry.
  • TIG's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 25.60.
  • The Price/Forward Earnings ratio is 11.65, which indicates a very decent valuation of TIG.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of TIG is on the same level as its industry peers.
  • TIG is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 22.84, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 38.5
Fwd PE 11.65
TIG Price Earnings VS Forward Price EarningsTIG Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • 64.79% of the companies in the same industry are more expensive than TIG, based on the Enterprise Value to EBITDA ratio.
  • 79.58% of the companies in the same industry are more expensive than TIG, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 2.91
EV/EBITDA 12.33
TIG Per share dataTIG EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6

4.3 Compensation for Growth

  • TIG's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • TIG's earnings are expected to grow with 102.56% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.17
PEG (5Y)N/A
EPS Next 2Y102.56%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. TIG Dividend Analysis

5.1 Amount

  • TIG does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

More info and screens

Find the best dividend stocksShow peers with best dividend

TIG Fundamentals: All Metrics, Ratios and Statistics

TREAN INSURANCE GROUP INC

NASDAQ:TIG (4/20/2023, 8:13:47 PM)

After market: 6.16 0 (0%)

6.16

+0.01 (+0.16%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)03-09
Earnings (Next)05-02
Inst Owners0%
Inst Owner Change0%
Ins Owners0.09%
Ins Owner Change0%
Market Cap315.63M
Revenue(TTM)313.86M
Net Income(TTM)-65.95M
Analysts49.09
Price Target6.27 (1.79%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-162.24%
Min EPS beat(2)-348.94%
Max EPS beat(2)24.47%
EPS beat(4)2
Avg EPS beat(4)-66.03%
Min EPS beat(4)-348.94%
Max EPS beat(4)61.35%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)25.08%
Min Revenue beat(2)17.76%
Max Revenue beat(2)32.41%
Revenue beat(4)3
Avg Revenue beat(4)15.76%
Min Revenue beat(4)-0.52%
Max Revenue beat(4)32.41%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-13.07%
EPS NQ rev (1m)25%
EPS NQ rev (3m)-16.67%
EPS NY rev (1m)-3.53%
EPS NY rev (3m)-3.53%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)1.54%
Revenue NY rev (3m)1.54%
Valuation
Industry RankSector Rank
PE 38.5
Fwd PE 11.65
P/S 1.01
P/FCF 2.91
P/OCF 2.9
P/B 1
P/tB 1.74
EV/EBITDA 12.33
EPS(TTM)0.16
EY2.6%
EPS(NY)0.53
Fwd EY8.58%
FCF(TTM)2.12
FCFY34.41%
OCF(TTM)2.13
OCFY34.52%
SpS6.13
BVpS6.15
TBVpS3.54
PEG (NY)0.17
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA N/A
ROE N/A
ROCE N/A
ROIC 0.82%
ROICexc 0.88%
ROICexgc 1.68%
OM 5.19%
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)2.75%
ROIC(5y)N/A
ROICexc(3y)1.54%
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y-22.13%
ROICexgc growth 5YN/A
ROICexc growth 3Y-34.53%
ROICexc growth 5YN/A
OM growth 3Y-45.88%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.2
Health
Industry RankSector Rank
Debt/Equity 0.24
Debt/FCF 0.71
Debt/EBITDA 3.34
Cap/Depr 4.97%
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score3
WACC7.55%
ROIC/WACC0.11
Cap/Depr(3y)11.08%
Cap/Depr(5y)149.77%
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-62.79%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-650%
EPS Next Y230.35%
EPS Next 2Y102.56%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)45.93%
Revenue growth 3Y48.63%
Revenue growth 5YN/A
Sales Q2Q%40.41%
Revenue Next Year7.62%
Revenue Next 2Y12.58%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-26.87%
EBIT growth 3Y-19.56%
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y15.52%
FCF growth 3Y28.21%
FCF growth 5YN/A
OCF growth 1Y15.46%
OCF growth 3Y27.82%
OCF growth 5YN/A

TREAN INSURANCE GROUP INC / TIG Fundamental Analysis FAQ

What is the fundamental rating for TIG stock?

ChartMill assigns a fundamental rating of 3 / 10 to TIG.


What is the valuation status of TREAN INSURANCE GROUP INC (TIG) stock?

ChartMill assigns a valuation rating of 4 / 10 to TREAN INSURANCE GROUP INC (TIG). This can be considered as Fairly Valued.


How profitable is TREAN INSURANCE GROUP INC (TIG) stock?

TREAN INSURANCE GROUP INC (TIG) has a profitability rating of 1 / 10.


Can you provide the PE and PB ratios for TIG stock?

The Price/Earnings (PE) ratio for TREAN INSURANCE GROUP INC (TIG) is 38.5 and the Price/Book (PB) ratio is 1.


Is the dividend of TREAN INSURANCE GROUP INC sustainable?

The dividend rating of TREAN INSURANCE GROUP INC (TIG) is 0 / 10 and the dividend payout ratio is 0%.