TFI INTERNATIONAL INC (TFII) Stock Fundamental Analysis
USA - NYSE:TFII - CA87241L1094 - Common Stock
91.64 USD
-1.53 (-1.64%)
We assign a fundamental rating of 5 out of 10 to TFII. TFII was compared to 42 industry peers in the Ground Transportation industry. TFII has an excellent profitability rating, but there are some minor concerns on its financial health. TFII is not valued too expensively and it also shows a decent growth rate. Finally TFII also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year TFII was profitable.
In the past year TFII had a positive cash flow from operations.
Each year in the past 5 years TFII has been profitable.
In the past 5 years TFII always reported a positive cash flow from operatings.
1.2 Ratios
With a decent Return On Assets value of 5.08%, TFII is doing good in the industry, outperforming 69.05% of the companies in the same industry.
TFII has a better Return On Equity (13.67%) than 71.43% of its industry peers.
TFII's Return On Invested Capital of 7.62% is fine compared to the rest of the industry. TFII outperforms 66.67% of its industry peers.
The Average Return On Invested Capital over the past 3 years for TFII is above the industry average of 7.92%.
The 3 year average ROIC (11.81%) for TFII is well above the current ROIC(7.62%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.08% | ||
| ROE | 13.67% | ||
| ROIC | 7.62% |
ROA(3y)9.63%
ROA(5y)9.78%
ROE(3y)22.9%
ROE(5y)23.35%
ROIC(3y)11.81%
ROIC(5y)10.93%
1.3 Margins
Looking at the Profit Margin, with a value of 4.43%, TFII is in the better half of the industry, outperforming 71.43% of the companies in the same industry.
In the last couple of years the Profit Margin of TFII has declined.
The Operating Margin of TFII (7.60%) is better than 66.67% of its industry peers.
TFII's Operating Margin has been stable in the last couple of years.
TFII's Gross Margin of 50.27% is fine compared to the rest of the industry. TFII outperforms 61.90% of its industry peers.
TFII's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.6% | ||
| PM (TTM) | 4.43% | ||
| GM | 50.27% |
OM growth 3Y-1.21%
OM growth 5Y0.12%
PM growth 3Y-21.62%
PM growth 5Y-3.42%
GM growth 3Y2.19%
GM growth 5Y2.12%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so TFII is still creating some value.
Compared to 1 year ago, TFII has about the same amount of shares outstanding.
TFII has more shares outstanding than it did 5 years ago.
TFII has a worse debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 2.80 indicates that TFII is not a great score, but indicates only limited risk for bankruptcy at the moment.
TFII's Altman-Z score of 2.80 is fine compared to the rest of the industry. TFII outperforms 69.05% of its industry peers.
TFII has a debt to FCF ratio of 4.14. This is a neutral value as TFII would need 4.14 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 4.14, TFII belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
TFII has a Debt/Equity ratio of 1.04. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 1.04, TFII is doing worse than 66.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.04 | ||
| Debt/FCF | 4.14 | ||
| Altman-Z | 2.8 |
ROIC/WACC0.88
WACC8.63%
2.3 Liquidity
A Current Ratio of 1.05 indicates that TFII should not have too much problems paying its short term obligations.
With a Current ratio value of 1.05, TFII perfoms like the industry average, outperforming 52.38% of the companies in the same industry.
A Quick Ratio of 1.03 indicates that TFII should not have too much problems paying its short term obligations.
TFII's Quick ratio of 1.03 is in line compared to the rest of the industry. TFII outperforms 52.38% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.05 | ||
| Quick Ratio | 1.03 |
3. Growth
3.1 Past
The earnings per share for TFII have decreased strongly by -21.51% in the last year.
The Earnings Per Share has been growing by 14.09% on average over the past years. This is quite good.
The Revenue has been growing slightly by 3.10% in the past year.
Measured over the past years, TFII shows a quite strong growth in Revenue. The Revenue has been growing by 16.56% on average per year.
EPS 1Y (TTM)-21.51%
EPS 3Y3.08%
EPS 5Y14.09%
EPS Q2Q%-21.64%
Revenue 1Y (TTM)3.1%
Revenue growth 3Y5.16%
Revenue growth 5Y16.56%
Sales Q2Q%-20.78%
3.2 Future
TFII is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 13.31% yearly.
The Revenue is expected to grow by 3.74% on average over the next years.
EPS Next Y-18.68%
EPS Next 2Y3.99%
EPS Next 3Y9%
EPS Next 5Y13.31%
Revenue Next Year-5.15%
Revenue Next 2Y-0.58%
Revenue Next 3Y1.08%
Revenue Next 5Y3.74%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 18.74, TFII is valued on the expensive side.
Compared to the rest of the industry, the Price/Earnings ratio of TFII indicates a rather cheap valuation: TFII is cheaper than 83.33% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 27.41. TFII is valued slightly cheaper when compared to this.
With a Price/Forward Earnings ratio of 14.76, TFII is valued correctly.
TFII's Price/Forward Earnings ratio is rather cheap when compared to the industry. TFII is cheaper than 85.71% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.87, TFII is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.74 | ||
| Fwd PE | 14.76 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of TFII indicates a somewhat cheap valuation: TFII is cheaper than 71.43% of the companies listed in the same industry.
TFII's Price/Free Cash Flow ratio is rather cheap when compared to the industry. TFII is cheaper than 97.62% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.35 | ||
| EV/EBITDA | 8.55 |
4.3 Compensation for Growth
TFII has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.33
EPS Next 2Y3.99%
EPS Next 3Y9%
5. Dividend
5.1 Amount
TFII has a Yearly Dividend Yield of 1.99%.
TFII's Dividend Yield is rather good when compared to the industry average which is at 1.60. TFII pays more dividend than 90.48% of the companies in the same industry.
TFII's Dividend Yield is comparable with the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.99% |
5.2 History
On average, the dividend of TFII grows each year by 17.09%, which is quite nice.
TFII has been paying a dividend for at least 10 years, so it has a reliable track record.
TFII has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)17.09%
Div Incr Years14
Div Non Decr Years15
5.3 Sustainability
TFII pays out 39.34% of its income as dividend. This is a sustainable payout ratio.
TFII's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP39.34%
EPS Next 2Y3.99%
EPS Next 3Y9%
NYSE:TFII (9/24/2025, 1:50:48 PM)
91.64
-1.53 (-1.64%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryGround Transportation
Earnings (Last)
Earnings (Next)
Inst Owners73.64%
Inst Owner ChangeN/A
Ins Owners6.38%
Ins Owner ChangeN/A
Market Cap7.55B
Analysts76.52
Price Target101.77 (11.05%)
Short Float %0.96%
Short Ratio2.11
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.99% |
Yearly Dividend1.59
Dividend Growth(5Y)17.09%
DP39.34%
Div Incr Years14
Div Non Decr Years15
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-8.1%
Min EPS beat(2)-22.39%
Max EPS beat(2)6.19%
EPS beat(4)1
Avg EPS beat(4)-13.74%
Min EPS beat(4)-26.96%
Max EPS beat(4)6.19%
EPS beat(8)3
Avg EPS beat(8)-8.97%
EPS beat(12)4
Avg EPS beat(12)-8.07%
EPS beat(16)8
Avg EPS beat(16)1.63%
Revenue beat(2)0
Avg Revenue beat(2)-10.74%
Min Revenue beat(2)-14.94%
Max Revenue beat(2)-6.55%
Revenue beat(4)0
Avg Revenue beat(4)-8.21%
Min Revenue beat(4)-14.94%
Max Revenue beat(4)-5.14%
Revenue beat(8)0
Avg Revenue beat(8)-4.94%
Revenue beat(12)0
Avg Revenue beat(12)-5.77%
Revenue beat(16)4
Avg Revenue beat(16)-2.76%
PT rev (1m)-1.89%
PT rev (3m)-1.35%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-39.48%
EPS NY rev (1m)0%
EPS NY rev (3m)-17.67%
Revenue NQ rev (1m)-0.19%
Revenue NQ rev (3m)-10.2%
Revenue NY rev (1m)-0.07%
Revenue NY rev (3m)-1.41%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 18.74 | ||
| Fwd PE | 14.76 | ||
| P/S | 0.91 | ||
| P/FCF | 10.35 | ||
| P/OCF | 7.17 | ||
| P/B | 2.82 | ||
| P/tB | N/A | ||
| EV/EBITDA | 8.55 |
EPS(TTM)4.89
EY5.34%
EPS(NY)6.21
Fwd EY6.77%
FCF(TTM)8.86
FCFY9.66%
OCF(TTM)12.79
OCFY13.96%
SpS100.3
BVpS32.5
TBVpS-0.04
PEG (NY)N/A
PEG (5Y)1.33
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.08% | ||
| ROE | 13.67% | ||
| ROCE | 10.17% | ||
| ROIC | 7.62% | ||
| ROICexc | 7.66% | ||
| ROICexgc | 13.58% | ||
| OM | 7.6% | ||
| PM (TTM) | 4.43% | ||
| GM | 50.27% | ||
| FCFM | 8.83% |
ROA(3y)9.63%
ROA(5y)9.78%
ROE(3y)22.9%
ROE(5y)23.35%
ROIC(3y)11.81%
ROIC(5y)10.93%
ROICexc(3y)12.24%
ROICexc(5y)11.2%
ROICexgc(3y)20.24%
ROICexgc(5y)19.48%
ROCE(3y)15.76%
ROCE(5y)14.58%
ROICexcg growth 3Y-5.37%
ROICexcg growth 5Y-1.39%
ROICexc growth 3Y-6.67%
ROICexc growth 5Y1.25%
OM growth 3Y-1.21%
OM growth 5Y0.12%
PM growth 3Y-21.62%
PM growth 5Y-3.42%
GM growth 3Y2.19%
GM growth 5Y2.12%
F-Score7
Asset Turnover1.15
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.04 | ||
| Debt/FCF | 4.14 | ||
| Debt/EBITDA | 2.23 | ||
| Cap/Depr | 52.24% | ||
| Cap/Sales | 3.92% | ||
| Interest Coverage | 3.76 | ||
| Cash Conversion | 84.41% | ||
| Profit Quality | 199.32% | ||
| Current Ratio | 1.05 | ||
| Quick Ratio | 1.03 | ||
| Altman-Z | 2.8 |
F-Score7
WACC8.63%
ROIC/WACC0.88
Cap/Depr(3y)77.96%
Cap/Depr(5y)70.47%
Cap/Sales(3y)4.55%
Cap/Sales(5y)4.26%
Profit Quality(3y)120.13%
Profit Quality(5y)121.28%
High Growth Momentum
Growth
EPS 1Y (TTM)-21.51%
EPS 3Y3.08%
EPS 5Y14.09%
EPS Q2Q%-21.64%
EPS Next Y-18.68%
EPS Next 2Y3.99%
EPS Next 3Y9%
EPS Next 5Y13.31%
Revenue 1Y (TTM)3.1%
Revenue growth 3Y5.16%
Revenue growth 5Y16.56%
Sales Q2Q%-20.78%
Revenue Next Year-5.15%
Revenue Next 2Y-0.58%
Revenue Next 3Y1.08%
Revenue Next 5Y3.74%
EBIT growth 1Y-15.76%
EBIT growth 3Y3.89%
EBIT growth 5Y16.69%
EBIT Next Year54.57%
EBIT Next 3Y25.99%
EBIT Next 5Y17.74%
FCF growth 1Y9.34%
FCF growth 3Y4.62%
FCF growth 5Y24.3%
OCF growth 1Y3.44%
OCF growth 3Y7.5%
OCF growth 5Y16.82%