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TFI INTERNATIONAL INC (TFII) Stock Fundamental Analysis

USA - NYSE:TFII - CA87241L1094 - Common Stock

91.64 USD
-1.53 (-1.64%)
Last: 9/24/2025, 1:50:48 PM
Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to TFII. TFII was compared to 42 industry peers in the Ground Transportation industry. TFII has an excellent profitability rating, but there are some minor concerns on its financial health. TFII is not valued too expensively and it also shows a decent growth rate. Finally TFII also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

In the past year TFII was profitable.
In the past year TFII had a positive cash flow from operations.
Each year in the past 5 years TFII has been profitable.
In the past 5 years TFII always reported a positive cash flow from operatings.
TFII Yearly Net Income VS EBIT VS OCF VS FCFTFII Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

1.2 Ratios

With a decent Return On Assets value of 5.08%, TFII is doing good in the industry, outperforming 69.05% of the companies in the same industry.
TFII has a better Return On Equity (13.67%) than 71.43% of its industry peers.
TFII's Return On Invested Capital of 7.62% is fine compared to the rest of the industry. TFII outperforms 66.67% of its industry peers.
The Average Return On Invested Capital over the past 3 years for TFII is above the industry average of 7.92%.
The 3 year average ROIC (11.81%) for TFII is well above the current ROIC(7.62%). The reason for the recent decline needs to be investigated.
Industry RankSector Rank
ROA 5.08%
ROE 13.67%
ROIC 7.62%
ROA(3y)9.63%
ROA(5y)9.78%
ROE(3y)22.9%
ROE(5y)23.35%
ROIC(3y)11.81%
ROIC(5y)10.93%
TFII Yearly ROA, ROE, ROICTFII Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30 40

1.3 Margins

Looking at the Profit Margin, with a value of 4.43%, TFII is in the better half of the industry, outperforming 71.43% of the companies in the same industry.
In the last couple of years the Profit Margin of TFII has declined.
The Operating Margin of TFII (7.60%) is better than 66.67% of its industry peers.
TFII's Operating Margin has been stable in the last couple of years.
TFII's Gross Margin of 50.27% is fine compared to the rest of the industry. TFII outperforms 61.90% of its industry peers.
TFII's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 7.6%
PM (TTM) 4.43%
GM 50.27%
OM growth 3Y-1.21%
OM growth 5Y0.12%
PM growth 3Y-21.62%
PM growth 5Y-3.42%
GM growth 3Y2.19%
GM growth 5Y2.12%
TFII Yearly Profit, Operating, Gross MarginsTFII Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30 40 50

4

2. Health

2.1 Basic Checks

The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so TFII is still creating some value.
Compared to 1 year ago, TFII has about the same amount of shares outstanding.
TFII has more shares outstanding than it did 5 years ago.
TFII has a worse debt/assets ratio than last year.
TFII Yearly Shares OutstandingTFII Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M
TFII Yearly Total Debt VS Total AssetsTFII Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

2.2 Solvency

An Altman-Z score of 2.80 indicates that TFII is not a great score, but indicates only limited risk for bankruptcy at the moment.
TFII's Altman-Z score of 2.80 is fine compared to the rest of the industry. TFII outperforms 69.05% of its industry peers.
TFII has a debt to FCF ratio of 4.14. This is a neutral value as TFII would need 4.14 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 4.14, TFII belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
TFII has a Debt/Equity ratio of 1.04. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 1.04, TFII is doing worse than 66.67% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.04
Debt/FCF 4.14
Altman-Z 2.8
ROIC/WACC0.88
WACC8.63%
TFII Yearly LT Debt VS Equity VS FCFTFII Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B 2.5B

2.3 Liquidity

A Current Ratio of 1.05 indicates that TFII should not have too much problems paying its short term obligations.
With a Current ratio value of 1.05, TFII perfoms like the industry average, outperforming 52.38% of the companies in the same industry.
A Quick Ratio of 1.03 indicates that TFII should not have too much problems paying its short term obligations.
TFII's Quick ratio of 1.03 is in line compared to the rest of the industry. TFII outperforms 52.38% of its industry peers.
Industry RankSector Rank
Current Ratio 1.05
Quick Ratio 1.03
TFII Yearly Current Assets VS Current LiabilitesTFII Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B

4

3. Growth

3.1 Past

The earnings per share for TFII have decreased strongly by -21.51% in the last year.
The Earnings Per Share has been growing by 14.09% on average over the past years. This is quite good.
The Revenue has been growing slightly by 3.10% in the past year.
Measured over the past years, TFII shows a quite strong growth in Revenue. The Revenue has been growing by 16.56% on average per year.
EPS 1Y (TTM)-21.51%
EPS 3Y3.08%
EPS 5Y14.09%
EPS Q2Q%-21.64%
Revenue 1Y (TTM)3.1%
Revenue growth 3Y5.16%
Revenue growth 5Y16.56%
Sales Q2Q%-20.78%

3.2 Future

TFII is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 13.31% yearly.
The Revenue is expected to grow by 3.74% on average over the next years.
EPS Next Y-18.68%
EPS Next 2Y3.99%
EPS Next 3Y9%
EPS Next 5Y13.31%
Revenue Next Year-5.15%
Revenue Next 2Y-0.58%
Revenue Next 3Y1.08%
Revenue Next 5Y3.74%

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
TFII Yearly Revenue VS EstimatesTFII Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2B 4B 6B 8B 10B
TFII Yearly EPS VS EstimatesTFII Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6 8 10

6

4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 18.74, TFII is valued on the expensive side.
Compared to the rest of the industry, the Price/Earnings ratio of TFII indicates a rather cheap valuation: TFII is cheaper than 83.33% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 27.41. TFII is valued slightly cheaper when compared to this.
With a Price/Forward Earnings ratio of 14.76, TFII is valued correctly.
TFII's Price/Forward Earnings ratio is rather cheap when compared to the industry. TFII is cheaper than 85.71% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.87, TFII is valued a bit cheaper.
Industry RankSector Rank
PE 18.74
Fwd PE 14.76
TFII Price Earnings VS Forward Price EarningsTFII Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of TFII indicates a somewhat cheap valuation: TFII is cheaper than 71.43% of the companies listed in the same industry.
TFII's Price/Free Cash Flow ratio is rather cheap when compared to the industry. TFII is cheaper than 97.62% of the companies in the same industry.
Industry RankSector Rank
P/FCF 10.35
EV/EBITDA 8.55
TFII Per share dataTFII EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40 60 80 100

4.3 Compensation for Growth

TFII has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.33
EPS Next 2Y3.99%
EPS Next 3Y9%

7

5. Dividend

5.1 Amount

TFII has a Yearly Dividend Yield of 1.99%.
TFII's Dividend Yield is rather good when compared to the industry average which is at 1.60. TFII pays more dividend than 90.48% of the companies in the same industry.
TFII's Dividend Yield is comparable with the S&P500 average which is at 2.38.
Industry RankSector Rank
Dividend Yield 1.99%

5.2 History

On average, the dividend of TFII grows each year by 17.09%, which is quite nice.
TFII has been paying a dividend for at least 10 years, so it has a reliable track record.
TFII has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)17.09%
Div Incr Years14
Div Non Decr Years15
TFII Yearly Dividends per shareTFII Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5 2

5.3 Sustainability

TFII pays out 39.34% of its income as dividend. This is a sustainable payout ratio.
TFII's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP39.34%
EPS Next 2Y3.99%
EPS Next 3Y9%
TFII Yearly Income VS Free CF VS DividendTFII Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M
TFII Dividend Payout.TFII Dividend Payout, showing the Payout Ratio.TFII Dividend Payout.PayoutRetained Earnings

TFI INTERNATIONAL INC

NYSE:TFII (9/24/2025, 1:50:48 PM)

91.64

-1.53 (-1.64%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupTransportation
GICS IndustryGround Transportation
Earnings (Last)07-28 2025-07-28/amc
Earnings (Next)10-20 2025-10-20/amc
Inst Owners73.64%
Inst Owner ChangeN/A
Ins Owners6.38%
Ins Owner ChangeN/A
Market Cap7.55B
Analysts76.52
Price Target101.77 (11.05%)
Short Float %0.96%
Short Ratio2.11
Dividend
Industry RankSector Rank
Dividend Yield 1.99%
Yearly Dividend1.59
Dividend Growth(5Y)17.09%
DP39.34%
Div Incr Years14
Div Non Decr Years15
Ex-Date09-29 2025-09-29 (0.45)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-8.1%
Min EPS beat(2)-22.39%
Max EPS beat(2)6.19%
EPS beat(4)1
Avg EPS beat(4)-13.74%
Min EPS beat(4)-26.96%
Max EPS beat(4)6.19%
EPS beat(8)3
Avg EPS beat(8)-8.97%
EPS beat(12)4
Avg EPS beat(12)-8.07%
EPS beat(16)8
Avg EPS beat(16)1.63%
Revenue beat(2)0
Avg Revenue beat(2)-10.74%
Min Revenue beat(2)-14.94%
Max Revenue beat(2)-6.55%
Revenue beat(4)0
Avg Revenue beat(4)-8.21%
Min Revenue beat(4)-14.94%
Max Revenue beat(4)-5.14%
Revenue beat(8)0
Avg Revenue beat(8)-4.94%
Revenue beat(12)0
Avg Revenue beat(12)-5.77%
Revenue beat(16)4
Avg Revenue beat(16)-2.76%
PT rev (1m)-1.89%
PT rev (3m)-1.35%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-39.48%
EPS NY rev (1m)0%
EPS NY rev (3m)-17.67%
Revenue NQ rev (1m)-0.19%
Revenue NQ rev (3m)-10.2%
Revenue NY rev (1m)-0.07%
Revenue NY rev (3m)-1.41%
Valuation
Industry RankSector Rank
PE 18.74
Fwd PE 14.76
P/S 0.91
P/FCF 10.35
P/OCF 7.17
P/B 2.82
P/tB N/A
EV/EBITDA 8.55
EPS(TTM)4.89
EY5.34%
EPS(NY)6.21
Fwd EY6.77%
FCF(TTM)8.86
FCFY9.66%
OCF(TTM)12.79
OCFY13.96%
SpS100.3
BVpS32.5
TBVpS-0.04
PEG (NY)N/A
PEG (5Y)1.33
Profitability
Industry RankSector Rank
ROA 5.08%
ROE 13.67%
ROCE 10.17%
ROIC 7.62%
ROICexc 7.66%
ROICexgc 13.58%
OM 7.6%
PM (TTM) 4.43%
GM 50.27%
FCFM 8.83%
ROA(3y)9.63%
ROA(5y)9.78%
ROE(3y)22.9%
ROE(5y)23.35%
ROIC(3y)11.81%
ROIC(5y)10.93%
ROICexc(3y)12.24%
ROICexc(5y)11.2%
ROICexgc(3y)20.24%
ROICexgc(5y)19.48%
ROCE(3y)15.76%
ROCE(5y)14.58%
ROICexcg growth 3Y-5.37%
ROICexcg growth 5Y-1.39%
ROICexc growth 3Y-6.67%
ROICexc growth 5Y1.25%
OM growth 3Y-1.21%
OM growth 5Y0.12%
PM growth 3Y-21.62%
PM growth 5Y-3.42%
GM growth 3Y2.19%
GM growth 5Y2.12%
F-Score7
Asset Turnover1.15
Health
Industry RankSector Rank
Debt/Equity 1.04
Debt/FCF 4.14
Debt/EBITDA 2.23
Cap/Depr 52.24%
Cap/Sales 3.92%
Interest Coverage 3.76
Cash Conversion 84.41%
Profit Quality 199.32%
Current Ratio 1.05
Quick Ratio 1.03
Altman-Z 2.8
F-Score7
WACC8.63%
ROIC/WACC0.88
Cap/Depr(3y)77.96%
Cap/Depr(5y)70.47%
Cap/Sales(3y)4.55%
Cap/Sales(5y)4.26%
Profit Quality(3y)120.13%
Profit Quality(5y)121.28%
High Growth Momentum
Growth
EPS 1Y (TTM)-21.51%
EPS 3Y3.08%
EPS 5Y14.09%
EPS Q2Q%-21.64%
EPS Next Y-18.68%
EPS Next 2Y3.99%
EPS Next 3Y9%
EPS Next 5Y13.31%
Revenue 1Y (TTM)3.1%
Revenue growth 3Y5.16%
Revenue growth 5Y16.56%
Sales Q2Q%-20.78%
Revenue Next Year-5.15%
Revenue Next 2Y-0.58%
Revenue Next 3Y1.08%
Revenue Next 5Y3.74%
EBIT growth 1Y-15.76%
EBIT growth 3Y3.89%
EBIT growth 5Y16.69%
EBIT Next Year54.57%
EBIT Next 3Y25.99%
EBIT Next 5Y17.74%
FCF growth 1Y9.34%
FCF growth 3Y4.62%
FCF growth 5Y24.3%
OCF growth 1Y3.44%
OCF growth 3Y7.5%
OCF growth 5Y16.82%