SWK HOLDINGS CORP - SWKH 9 01/31/27 (SWKHL) Stock Fundamental Analysis
USA - NASDAQ:SWKHL - US78501P3029
25.465 USD
-0.04 (-0.14%)
Overall SWKHL gets a fundamental rating of 5 out of 10. We evaluated SWKHL against 99 industry peers in the Financial Services industry. SWKHL has an excellent financial health rating, but there are some minor concerns on its profitability. SWKHL is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year SWKHL was profitable.
In the past year SWKHL had a positive cash flow from operations.
SWKHL had positive earnings in each of the past 5 years.
SWKHL had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
SWKHL's Return On Assets of 6.10% is fine compared to the rest of the industry. SWKHL outperforms 80.00% of its industry peers.
Looking at the Return On Equity, with a value of 7.07%, SWKHL is in line with its industry, outperforming 44.00% of the companies in the same industry.
SWKHL has a Return On Invested Capital of 7.09%. This is in the better half of the industry: SWKHL outperforms 73.00% of its industry peers.
SWKHL had an Average Return On Invested Capital over the past 3 years of 3.95%. This is below the industry average of 7.79%.
The 3 year average ROIC (3.95%) for SWKHL is below the current ROIC(7.09%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.1% | ||
| ROE | 7.07% | ||
| ROIC | 7.09% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
1.3 Margins
SWKHL has a Profit Margin of 38.99%. This is amongst the best in the industry. SWKHL outperforms 88.00% of its industry peers.
In the last couple of years the Profit Margin of SWKHL has declined.
SWKHL's Operating Margin of 60.33% is amongst the best of the industry. SWKHL outperforms 89.00% of its industry peers.
SWKHL's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 60.33% | ||
| PM (TTM) | 38.99% | ||
| GM | N/A |
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SWKHL is destroying value.
Compared to 1 year ago, SWKHL has less shares outstanding
The number of shares outstanding for SWKHL has been reduced compared to 5 years ago.
Compared to 1 year ago, SWKHL has an improved debt to assets ratio.
2.2 Solvency
SWKHL has an Altman-Z score of -15.18. This is a bad value and indicates that SWKHL is not financially healthy and even has some risk of bankruptcy.
SWKHL has a worse Altman-Z score (-15.18) than 78.00% of its industry peers.
The Debt to FCF ratio of SWKHL is 1.10, which is an excellent value as it means it would take SWKHL, only 1.10 years of fcf income to pay off all of its debts.
With a decent Debt to FCF ratio value of 1.10, SWKHL is doing good in the industry, outperforming 80.00% of the companies in the same industry.
SWKHL has a Debt/Equity ratio of 0.13. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.13, SWKHL is in the better half of the industry, outperforming 77.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.1 | ||
| Altman-Z | -15.18 |
ROIC/WACC0.85
WACC8.31%
2.3 Liquidity
SWKHL has a Current Ratio of 3.17. This indicates that SWKHL is financially healthy and has no problem in meeting its short term obligations.
With an excellent Current ratio value of 3.17, SWKHL belongs to the best of the industry, outperforming 83.00% of the companies in the same industry.
SWKHL has a Quick Ratio of 3.17. This indicates that SWKHL is financially healthy and has no problem in meeting its short term obligations.
The Quick ratio of SWKHL (3.17) is better than 84.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.17 | ||
| Quick Ratio | 3.17 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 89.11% over the past year.
The earnings per share for SWKHL have been decreasing by -10.15% on average. This is quite bad
The Revenue for SWKHL has decreased by -14.27% in the past year. This is quite bad
Measured over the past years, SWKHL shows a small growth in Revenue. The Revenue has been growing by 7.94% on average per year.
EPS 1Y (TTM)89.11%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%8.57%
Revenue 1Y (TTM)-14.27%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%-12.92%
3.2 Future
Based on estimates for the next years, SWKHL will show a small growth in Earnings Per Share. The EPS will grow by 3.70% on average per year.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y36.79%
EPS Next 2Y3.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 13.33 indicates a correct valuation of SWKHL.
SWKHL's Price/Earnings ratio is in line with the industry average.
SWKHL is valuated cheaply when we compare the Price/Earnings ratio to 27.42, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 18.36 indicates a rather expensive valuation of SWKHL.
Based on the Price/Forward Earnings ratio, SWKHL is valued a bit more expensive than the industry average as 60.00% of the companies are valued more cheaply.
SWKHL is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 22.94, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.33 | ||
| Fwd PE | 18.36 |
4.2 Price Multiples
64.00% of the companies in the same industry are more expensive than SWKHL, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of SWKHL indicates a somewhat cheap valuation: SWKHL is cheaper than 72.00% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.67 | ||
| EV/EBITDA | 11.92 |
4.3 Compensation for Growth
SWKHL's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
SWKHL has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)0.36
PEG (5Y)N/A
EPS Next 2Y3.7%
EPS Next 3YN/A
5. Dividend
5.1 Amount
SWKHL has a Yearly Dividend Yield of 8.84%, which is a nice return.
SWKHL's Dividend Yield is rather good when compared to the industry average which is at 5.15. SWKHL pays more dividend than 94.00% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.36, SWKHL pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.84% |
5.2 History
SWKHL has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
DPN/A
EPS Next 2Y3.7%
EPS Next 3YN/A
SWK HOLDINGS CORP - SWKH 9 01/31/27
NASDAQ:SWKHL (10/17/2025, 8:00:01 PM)
25.465
-0.04 (-0.14%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners87.36%
Inst Owner ChangeN/A
Ins Owners5.25%
Ins Owner ChangeN/A
Market Cap309.40M
Analysts82.86
Price Target32.44 (27.39%)
Short Float %0.01%
Short Ratio0.19
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.84% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)115.05%
Min EPS beat(2)106.97%
Max EPS beat(2)123.12%
EPS beat(4)2
Avg EPS beat(4)37.16%
Min EPS beat(4)-43.68%
Max EPS beat(4)123.12%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.17%
PT rev (3m)4.16%
EPS NQ rev (1m)0%
EPS NQ rev (3m)30.77%
EPS NY rev (1m)26.28%
EPS NY rev (3m)26.28%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.33 | ||
| Fwd PE | 18.36 | ||
| P/S | 6.93 | ||
| P/FCF | 10.67 | ||
| P/OCF | 10.56 | ||
| P/B | 1.26 | ||
| P/tB | 1.26 | ||
| EV/EBITDA | 11.92 |
EPS(TTM)1.91
EY7.5%
EPS(NY)1.39
Fwd EY5.45%
FCF(TTM)2.39
FCFY9.38%
OCF(TTM)2.41
OCFY9.47%
SpS3.68
BVpS20.29
TBVpS20.29
PEG (NY)0.36
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.1% | ||
| ROE | 7.07% | ||
| ROCE | 9.66% | ||
| ROIC | 7.09% | ||
| ROICexc | 7.3% | ||
| ROICexgc | 7.3% | ||
| OM | 60.33% | ||
| PM (TTM) | 38.99% | ||
| GM | N/A | ||
| FCFM | 64.94% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
ROICexc(3y)4.02%
ROICexc(5y)4.91%
ROICexgc(3y)4.12%
ROICexgc(5y)5.19%
ROCE(3y)5.39%
ROCE(5y)6.24%
ROICexcg growth 3Y-28.21%
ROICexcg growth 5Y-5.98%
ROICexc growth 3Y-26.22%
ROICexc growth 5Y-3.09%
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.16
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.1 | ||
| Debt/EBITDA | 1.14 | ||
| Cap/Depr | 27.21% | ||
| Cap/Sales | 0.63% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 104.69% | ||
| Profit Quality | 166.56% | ||
| Current Ratio | 3.17 | ||
| Quick Ratio | 3.17 | ||
| Altman-Z | -15.18 |
F-Score7
WACC8.31%
ROIC/WACC0.85
Cap/Depr(3y)12.06%
Cap/Depr(5y)19.08%
Cap/Sales(3y)0.78%
Cap/Sales(5y)3%
Profit Quality(3y)106.32%
Profit Quality(5y)148.41%
High Growth Momentum
Growth
EPS 1Y (TTM)89.11%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%8.57%
EPS Next Y36.79%
EPS Next 2Y3.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-14.27%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%-12.92%
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y76.27%
EBIT growth 3Y-18.01%
EBIT growth 5Y2.84%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y195.69%
FCF growth 3Y-11.65%
FCF growth 5Y4.32%
OCF growth 1Y187.41%
OCF growth 3Y-12.41%
OCF growth 5Y4.45%