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SWK HOLDINGS CORP - SWKH 9 01/31/27 (SWKHL) Stock Fundamental Analysis

NASDAQ:SWKHL - Nasdaq - US78501P3029 - Currency: USD

25.2788  +0.03 (+0.11%)

Fundamental Rating

5

We assign a fundamental rating of 5 out of 10 to SWKHL. SWKHL was compared to 99 industry peers in the Financial Services industry. While SWKHL has a great health rating, its profitability is only average at the moment. SWKHL has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

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5

1. Profitability

1.1 Basic Checks

SWKHL had positive earnings in the past year.
In the past year SWKHL had a positive cash flow from operations.
In the past 5 years SWKHL has always been profitable.
Each year in the past 5 years SWKHL had a positive operating cash flow.
SWKHL Yearly Net Income VS EBIT VS OCF VS FCFSWKHL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10M 20M 30M

1.2 Ratios

SWKHL has a better Return On Assets (5.44%) than 75.76% of its industry peers.
SWKHL has a worse Return On Equity (6.16%) than 60.61% of its industry peers.
SWKHL has a better Return On Invested Capital (5.97%) than 68.69% of its industry peers.
SWKHL had an Average Return On Invested Capital over the past 3 years of 3.95%. This is significantly below the industry average of 11.83%.
The last Return On Invested Capital (5.97%) for SWKHL is above the 3 year average (3.95%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 5.44%
ROE 6.16%
ROIC 5.97%
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
SWKHL Yearly ROA, ROE, ROICSWKHL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10

1.3 Margins

SWKHL's Profit Margin of 31.73% is amongst the best of the industry. SWKHL outperforms 81.82% of its industry peers.
SWKHL's Profit Margin has declined in the last couple of years.
The Operating Margin of SWKHL (46.44%) is better than 85.86% of its industry peers.
SWKHL's Operating Margin has declined in the last couple of years.
Industry RankSector Rank
OM 46.44%
PM (TTM) 31.73%
GM N/A
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
SWKHL Yearly Profit, Operating, Gross MarginsSWKHL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50 100

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7

2. Health

2.1 Basic Checks

With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SWKHL is destroying value.
Compared to 1 year ago, SWKHL has less shares outstanding
Compared to 5 years ago, SWKHL has less shares outstanding
Compared to 1 year ago, SWKHL has an improved debt to assets ratio.
SWKHL Yearly Shares OutstandingSWKHL Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
SWKHL Yearly Total Debt VS Total AssetsSWKHL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.2 Solvency

Based on the Altman-Z score of -11.93, we must say that SWKHL is in the distress zone and has some risk of bankruptcy.
SWKHL has a Altman-Z score of -11.93. This is in the lower half of the industry: SWKHL underperforms 79.80% of its industry peers.
The Debt to FCF ratio of SWKHL is 1.18, which is an excellent value as it means it would take SWKHL, only 1.18 years of fcf income to pay off all of its debts.
SWKHL has a better Debt to FCF ratio (1.18) than 79.80% of its industry peers.
A Debt/Equity ratio of 0.11 indicates that SWKHL is not too dependend on debt financing.
The Debt to Equity ratio of SWKHL (0.11) is better than 75.76% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.11
Debt/FCF 1.18
Altman-Z -11.93
ROIC/WACC0.69
WACC8.63%
SWKHL Yearly LT Debt VS Equity VS FCFSWKHL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M

2.3 Liquidity

SWKHL has a Current Ratio of 11.30. This indicates that SWKHL is financially healthy and has no problem in meeting its short term obligations.
With an excellent Current ratio value of 11.30, SWKHL belongs to the best of the industry, outperforming 96.97% of the companies in the same industry.
SWKHL has a Quick Ratio of 11.30. This indicates that SWKHL is financially healthy and has no problem in meeting its short term obligations.
SWKHL's Quick ratio of 11.30 is amongst the best of the industry. SWKHL outperforms 96.97% of its industry peers.
Industry RankSector Rank
Current Ratio 11.3
Quick Ratio 11.3
SWKHL Yearly Current Assets VS Current LiabilitesSWKHL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M

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4

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 93.81% over the past year.
Measured over the past years, SWKHL shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -10.15% on average per year.
The Revenue has grown by 44.23% in the past year. This is a very strong growth!
Measured over the past years, SWKHL shows a small growth in Revenue. The Revenue has been growing by 7.94% on average per year.
EPS 1Y (TTM)93.81%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%842.86%
Revenue 1Y (TTM)44.23%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%0.43%

3.2 Future

SWKHL is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.44% yearly.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y-13.02%
EPS Next 2Y7.44%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
SWKHL Yearly Revenue VS EstimatesSWKHL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M
SWKHL Yearly EPS VS EstimatesSWKHL Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

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4

4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 13.45, SWKHL is valued correctly.
SWKHL's Price/Earnings is on the same level as the industry average.
SWKHL is valuated rather cheaply when we compare the Price/Earnings ratio to 26.34, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 16.97, SWKHL is valued correctly.
Based on the Price/Forward Earnings ratio, SWKHL is valued a bit more expensive than the industry average as 62.63% of the companies are valued more cheaply.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.19, SWKHL is valued a bit cheaper.
Industry RankSector Rank
PE 13.45
Fwd PE 16.97
SWKHL Price Earnings VS Forward Price EarningsSWKHL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

SWKHL's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. SWKHL is cheaper than 63.64% of the companies in the same industry.
70.71% of the companies in the same industry are more expensive than SWKHL, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 11.63
EV/EBITDA 11.43
SWKHL Per share dataSWKHL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y7.44%
EPS Next 3YN/A

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5

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 8.78%, SWKHL is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 4.73, SWKHL pays a better dividend. On top of this SWKHL pays more dividend than 93.94% of the companies listed in the same industry.
SWKHL's Dividend Yield is rather good when compared to the S&P500 average which is at 2.40.
Industry RankSector Rank
Dividend Yield 8.78%

5.2 History

SWKHL has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years1
SWKHL Yearly Dividends per shareSWKHL Yearly Dividends per shareYearly Dividends per share 2023 2024 2025 0.5 1 1.5 2

5.3 Sustainability

DPN/A
EPS Next 2Y7.44%
EPS Next 3YN/A
SWKHL Yearly Income VS Free CF VS DividendSWKHL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10M 20M 30M

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SWK HOLDINGS CORP - SWKH 9 01/31/27

NASDAQ:SWKHL (6/18/2025, 8:00:00 PM)

25.2788

+0.03 (+0.11%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)05-15 2025-05-15/amc
Earnings (Next)08-12 2025-08-12
Inst Owners87.46%
Inst Owner ChangeN/A
Ins Owners5.1%
Ins Owner ChangeN/A
Market Cap310.17M
Analysts82.86
Price Target33.52 (32.6%)
Short Float %0.01%
Short Ratio0.43
Dividend
Industry RankSector Rank
Dividend Yield 8.78%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years1
Ex-Date06-13 2025-06-13 (0.5625)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)39.72%
Min EPS beat(2)-43.68%
Max EPS beat(2)123.12%
EPS beat(4)1
Avg EPS beat(4)9.24%
Min EPS beat(4)-43.68%
Max EPS beat(4)123.12%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-25.23%
PT rev (3m)-7.22%
EPS NQ rev (1m)-25%
EPS NQ rev (3m)-63.27%
EPS NY rev (1m)0%
EPS NY rev (3m)-44.44%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 13.45
Fwd PE 16.97
P/S 5.46
P/FCF 11.63
P/OCF 11.53
P/B 1.06
P/tB 1.06
EV/EBITDA 11.43
EPS(TTM)1.88
EY7.44%
EPS(NY)1.49
Fwd EY5.89%
FCF(TTM)2.17
FCFY8.6%
OCF(TTM)2.19
OCFY8.67%
SpS4.63
BVpS23.85
TBVpS23.85
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 5.44%
ROE 6.16%
ROCE 8.13%
ROIC 5.97%
ROICexc 6.57%
ROICexgc 6.57%
OM 46.44%
PM (TTM) 31.73%
GM N/A
FCFM 46.92%
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
ROICexc(3y)4.02%
ROICexc(5y)4.91%
ROICexgc(3y)4.12%
ROICexgc(5y)5.19%
ROCE(3y)5.39%
ROCE(5y)6.24%
ROICexcg growth 3Y-28.21%
ROICexcg growth 5Y-5.98%
ROICexc growth 3Y-26.22%
ROICexc growth 5Y-3.09%
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.17
Health
Industry RankSector Rank
Debt/Equity 0.11
Debt/FCF 1.18
Debt/EBITDA 1.16
Cap/Depr 26.33%
Cap/Sales 0.42%
Interest Coverage 250
Cash Conversion 98.57%
Profit Quality 147.9%
Current Ratio 11.3
Quick Ratio 11.3
Altman-Z -11.93
F-Score9
WACC8.63%
ROIC/WACC0.69
Cap/Depr(3y)13.55%
Cap/Depr(5y)19.97%
Cap/Sales(3y)0.78%
Cap/Sales(5y)3%
Profit Quality(3y)106.32%
Profit Quality(5y)148.41%
High Growth Momentum
Growth
EPS 1Y (TTM)93.81%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%842.86%
EPS Next Y-13.02%
EPS Next 2Y7.44%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)44.23%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%0.43%
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y74.8%
EBIT growth 3Y-18.01%
EBIT growth 5Y2.84%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y520.02%
FCF growth 3Y-11.65%
FCF growth 5Y4.32%
OCF growth 1Y491.19%
OCF growth 3Y-12.41%
OCF growth 5Y4.45%