SWK HOLDINGS CORP - SWKH 9 01/31/27 (SWKHL) Stock Fundamental Analysis
USA - NASDAQ:SWKHL - US78501P3029
25.42 USD
-0.03 (-0.12%)
Overall SWKHL gets a fundamental rating of 5 out of 10. We evaluated SWKHL against 101 industry peers in the Financial Services industry. SWKHL is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. SWKHL is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year SWKHL was profitable.
In the past year SWKHL had a positive cash flow from operations.
SWKHL had positive earnings in each of the past 5 years.
In the past 5 years SWKHL always reported a positive cash flow from operatings.
1.2 Ratios
SWKHL's Return On Assets of 6.10% is amongst the best of the industry. SWKHL outperforms 80.20% of its industry peers.
SWKHL's Return On Equity of 7.07% is in line compared to the rest of the industry. SWKHL outperforms 43.56% of its industry peers.
SWKHL's Return On Invested Capital of 7.09% is fine compared to the rest of the industry. SWKHL outperforms 73.27% of its industry peers.
The Average Return On Invested Capital over the past 3 years for SWKHL is below the industry average of 7.65%.
The 3 year average ROIC (3.95%) for SWKHL is below the current ROIC(7.09%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.1% | ||
| ROE | 7.07% | ||
| ROIC | 7.09% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
1.3 Margins
With an excellent Profit Margin value of 38.99%, SWKHL belongs to the best of the industry, outperforming 87.13% of the companies in the same industry.
In the last couple of years the Profit Margin of SWKHL has declined.
The Operating Margin of SWKHL (60.33%) is better than 89.11% of its industry peers.
SWKHL's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 60.33% | ||
| PM (TTM) | 38.99% | ||
| GM | N/A |
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so SWKHL is destroying value.
SWKHL has less shares outstanding than it did 1 year ago.
The number of shares outstanding for SWKHL has been reduced compared to 5 years ago.
SWKHL has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of -15.19, we must say that SWKHL is in the distress zone and has some risk of bankruptcy.
SWKHL has a Altman-Z score of -15.19. This is in the lower half of the industry: SWKHL underperforms 78.22% of its industry peers.
The Debt to FCF ratio of SWKHL is 1.10, which is an excellent value as it means it would take SWKHL, only 1.10 years of fcf income to pay off all of its debts.
SWKHL has a Debt to FCF ratio of 1.10. This is amongst the best in the industry. SWKHL outperforms 82.18% of its industry peers.
SWKHL has a Debt/Equity ratio of 0.13. This is a healthy value indicating a solid balance between debt and equity.
SWKHL has a better Debt to Equity ratio (0.13) than 78.22% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.1 | ||
| Altman-Z | -15.19 |
ROIC/WACC0.84
WACC8.43%
2.3 Liquidity
A Current Ratio of 3.17 indicates that SWKHL has no problem at all paying its short term obligations.
SWKHL's Current ratio of 3.17 is amongst the best of the industry. SWKHL outperforms 85.15% of its industry peers.
A Quick Ratio of 3.17 indicates that SWKHL has no problem at all paying its short term obligations.
SWKHL's Quick ratio of 3.17 is amongst the best of the industry. SWKHL outperforms 86.14% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.17 | ||
| Quick Ratio | 3.17 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 89.11% over the past year.
The earnings per share for SWKHL have been decreasing by -10.15% on average. This is quite bad
SWKHL shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -14.27%.
Measured over the past years, SWKHL shows a small growth in Revenue. The Revenue has been growing by 7.94% on average per year.
EPS 1Y (TTM)89.11%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%8.57%
Revenue 1Y (TTM)-14.27%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%-12.92%
3.2 Future
The Earnings Per Share is expected to decrease by -5.06% on average over the next years.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y8.33%
EPS Next 2Y-5.06%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 13.31, which indicates a correct valuation of SWKHL.
The rest of the industry has a similar Price/Earnings ratio as SWKHL.
SWKHL's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.06.
With a Price/Forward Earnings ratio of 21.86, SWKHL is valued on the expensive side.
Based on the Price/Forward Earnings ratio, SWKHL is valued a bit more expensive than the industry average as 62.38% of the companies are valued more cheaply.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.64, SWKHL is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.31 | ||
| Fwd PE | 21.86 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of SWKHL indicates a somewhat cheap valuation: SWKHL is cheaper than 64.36% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, SWKHL is valued a bit cheaper than 73.27% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.65 | ||
| EV/EBITDA | 11.91 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The decent profitability rating of SWKHL may justify a higher PE ratio.
A cheap valuation may be justified as SWKHL's earnings are expected to decrease with -5.06% in the coming years.
PEG (NY)1.6
PEG (5Y)N/A
EPS Next 2Y-5.06%
EPS Next 3YN/A
5. Dividend
5.1 Amount
SWKHL has a Yearly Dividend Yield of 8.83%, which is a nice return.
SWKHL's Dividend Yield is rather good when compared to the industry average which is at 5.03. SWKHL pays more dividend than 94.06% of the companies in the same industry.
SWKHL's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.83% |
5.2 History
SWKHL has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
DPN/A
EPS Next 2Y-5.06%
EPS Next 3YN/A
SWK HOLDINGS CORP - SWKH 9 01/31/27
NASDAQ:SWKHL (9/25/2025, 4:30:01 PM)
25.42
-0.03 (-0.12%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners87.48%
Inst Owner ChangeN/A
Ins Owners5.2%
Ins Owner ChangeN/A
Market Cap308.85M
Analysts82.86
Price Target33.5 (31.79%)
Short Float %0.01%
Short Ratio0.52
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.83% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)115.05%
Min EPS beat(2)106.97%
Max EPS beat(2)123.12%
EPS beat(4)2
Avg EPS beat(4)37.16%
Min EPS beat(4)-43.68%
Max EPS beat(4)123.12%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)5.15%
PT rev (3m)5.17%
EPS NQ rev (1m)30.77%
EPS NQ rev (3m)30.77%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.31 | ||
| Fwd PE | 21.86 | ||
| P/S | 6.92 | ||
| P/FCF | 10.65 | ||
| P/OCF | 10.55 | ||
| P/B | 1.25 | ||
| P/tB | 1.25 | ||
| EV/EBITDA | 11.91 |
EPS(TTM)1.91
EY7.51%
EPS(NY)1.16
Fwd EY4.57%
FCF(TTM)2.39
FCFY9.39%
OCF(TTM)2.41
OCFY9.48%
SpS3.68
BVpS20.29
TBVpS20.29
PEG (NY)1.6
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.1% | ||
| ROE | 7.07% | ||
| ROCE | 9.66% | ||
| ROIC | 7.09% | ||
| ROICexc | 7.3% | ||
| ROICexgc | 7.3% | ||
| OM | 60.33% | ||
| PM (TTM) | 38.99% | ||
| GM | N/A | ||
| FCFM | 64.94% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
ROICexc(3y)4.02%
ROICexc(5y)4.91%
ROICexgc(3y)4.12%
ROICexgc(5y)5.19%
ROCE(3y)5.39%
ROCE(5y)6.24%
ROICexcg growth 3Y-28.21%
ROICexcg growth 5Y-5.98%
ROICexc growth 3Y-26.22%
ROICexc growth 5Y-3.09%
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.16
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.1 | ||
| Debt/EBITDA | 1.14 | ||
| Cap/Depr | 27.21% | ||
| Cap/Sales | 0.63% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 104.69% | ||
| Profit Quality | 166.56% | ||
| Current Ratio | 3.17 | ||
| Quick Ratio | 3.17 | ||
| Altman-Z | -15.19 |
F-Score7
WACC8.43%
ROIC/WACC0.84
Cap/Depr(3y)12.06%
Cap/Depr(5y)19.08%
Cap/Sales(3y)0.78%
Cap/Sales(5y)3%
Profit Quality(3y)106.32%
Profit Quality(5y)148.41%
High Growth Momentum
Growth
EPS 1Y (TTM)89.11%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%8.57%
EPS Next Y8.33%
EPS Next 2Y-5.06%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-14.27%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%-12.92%
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y76.27%
EBIT growth 3Y-18.01%
EBIT growth 5Y2.84%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y195.69%
FCF growth 3Y-11.65%
FCF growth 5Y4.32%
OCF growth 1Y187.41%
OCF growth 3Y-12.41%
OCF growth 5Y4.45%