SWK HOLDINGS CORP - SWKH 9 01/31/27 (SWKHL) Stock Fundamental Analysis
USA - NASDAQ:SWKHL - US78501P3029
25.53 USD
+0.05 (+0.2%)
We assign a fundamental rating of 5 out of 10 to SWKHL. SWKHL was compared to 99 industry peers in the Financial Services industry. SWKHL is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. SWKHL has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
SWKHL had positive earnings in the past year.
SWKHL had a positive operating cash flow in the past year.
In the past 5 years SWKHL has always been profitable.
Each year in the past 5 years SWKHL had a positive operating cash flow.
1.2 Ratios
SWKHL's Return On Assets of 6.10% is fine compared to the rest of the industry. SWKHL outperforms 79.80% of its industry peers.
SWKHL has a Return On Equity (7.07%) which is comparable to the rest of the industry.
SWKHL has a better Return On Invested Capital (7.09%) than 72.73% of its industry peers.
SWKHL had an Average Return On Invested Capital over the past 3 years of 3.95%. This is below the industry average of 7.79%.
The last Return On Invested Capital (7.09%) for SWKHL is above the 3 year average (3.95%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.1% | ||
| ROE | 7.07% | ||
| ROIC | 7.09% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
1.3 Margins
SWKHL has a better Profit Margin (38.99%) than 87.88% of its industry peers.
In the last couple of years the Profit Margin of SWKHL has declined.
The Operating Margin of SWKHL (60.33%) is better than 88.89% of its industry peers.
In the last couple of years the Operating Margin of SWKHL has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 60.33% | ||
| PM (TTM) | 38.99% | ||
| GM | N/A |
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SWKHL is destroying value.
The number of shares outstanding for SWKHL has been reduced compared to 1 year ago.
The number of shares outstanding for SWKHL has been reduced compared to 5 years ago.
SWKHL has a better debt/assets ratio than last year.
2.2 Solvency
SWKHL has an Altman-Z score of -15.18. This is a bad value and indicates that SWKHL is not financially healthy and even has some risk of bankruptcy.
SWKHL has a worse Altman-Z score (-15.18) than 77.78% of its industry peers.
The Debt to FCF ratio of SWKHL is 1.10, which is an excellent value as it means it would take SWKHL, only 1.10 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of SWKHL (1.10) is better than 80.81% of its industry peers.
SWKHL has a Debt/Equity ratio of 0.13. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of SWKHL (0.13) is better than 77.78% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.1 | ||
| Altman-Z | -15.18 |
ROIC/WACC0.86
WACC8.29%
2.3 Liquidity
A Current Ratio of 3.17 indicates that SWKHL has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 3.17, SWKHL belongs to the top of the industry, outperforming 83.84% of the companies in the same industry.
SWKHL has a Quick Ratio of 3.17. This indicates that SWKHL is financially healthy and has no problem in meeting its short term obligations.
SWKHL's Quick ratio of 3.17 is amongst the best of the industry. SWKHL outperforms 84.85% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.17 | ||
| Quick Ratio | 3.17 |
3. Growth
3.1 Past
SWKHL shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 89.11%, which is quite impressive.
The earnings per share for SWKHL have been decreasing by -10.15% on average. This is quite bad
SWKHL shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -14.27%.
The Revenue has been growing slightly by 7.94% on average over the past years.
EPS 1Y (TTM)89.11%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%8.57%
Revenue 1Y (TTM)-14.27%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%-12.92%
3.2 Future
Based on estimates for the next years, SWKHL will show a small growth in Earnings Per Share. The EPS will grow by 3.70% on average per year.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y36.79%
EPS Next 2Y3.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 13.37, SWKHL is valued correctly.
SWKHL's Price/Earnings ratio is in line with the industry average.
SWKHL is valuated cheaply when we compare the Price/Earnings ratio to 27.77, which is the current average of the S&P500 Index.
SWKHL is valuated rather expensively with a Price/Forward Earnings ratio of 18.40.
Based on the Price/Forward Earnings ratio, SWKHL is valued a bit more expensive than 60.61% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.23, SWKHL is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.37 | ||
| Fwd PE | 18.4 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of SWKHL indicates a somewhat cheap valuation: SWKHL is cheaper than 64.65% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, SWKHL is valued a bit cheaper than 71.72% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.69 | ||
| EV/EBITDA | 11.93 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
SWKHL has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)0.36
PEG (5Y)N/A
EPS Next 2Y3.7%
EPS Next 3YN/A
5. Dividend
5.1 Amount
SWKHL has a Yearly Dividend Yield of 8.84%, which is a nice return.
SWKHL's Dividend Yield is rather good when compared to the industry average which is at 5.15. SWKHL pays more dividend than 93.94% of the companies in the same industry.
SWKHL's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.84% |
5.2 History
SWKHL has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
DPN/A
EPS Next 2Y3.7%
EPS Next 3YN/A
SWK HOLDINGS CORP - SWKH 9 01/31/27
NASDAQ:SWKHL (10/21/2025, 8:00:00 PM)
25.53
+0.05 (+0.2%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners87.36%
Inst Owner ChangeN/A
Ins Owners5.25%
Ins Owner ChangeN/A
Market Cap310.19M
Analysts82.86
Price Target32.44 (27.07%)
Short Float %0.01%
Short Ratio0.19
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.84% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)115.05%
Min EPS beat(2)106.97%
Max EPS beat(2)123.12%
EPS beat(4)2
Avg EPS beat(4)37.16%
Min EPS beat(4)-43.68%
Max EPS beat(4)123.12%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.17%
PT rev (3m)4.16%
EPS NQ rev (1m)0%
EPS NQ rev (3m)30.77%
EPS NY rev (1m)26.28%
EPS NY rev (3m)26.28%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.37 | ||
| Fwd PE | 18.4 | ||
| P/S | 6.94 | ||
| P/FCF | 10.69 | ||
| P/OCF | 10.59 | ||
| P/B | 1.26 | ||
| P/tB | 1.26 | ||
| EV/EBITDA | 11.93 |
EPS(TTM)1.91
EY7.48%
EPS(NY)1.39
Fwd EY5.43%
FCF(TTM)2.39
FCFY9.35%
OCF(TTM)2.41
OCFY9.44%
SpS3.68
BVpS20.29
TBVpS20.29
PEG (NY)0.36
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.1% | ||
| ROE | 7.07% | ||
| ROCE | 9.66% | ||
| ROIC | 7.09% | ||
| ROICexc | 7.3% | ||
| ROICexgc | 7.3% | ||
| OM | 60.33% | ||
| PM (TTM) | 38.99% | ||
| GM | N/A | ||
| FCFM | 64.94% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
ROICexc(3y)4.02%
ROICexc(5y)4.91%
ROICexgc(3y)4.12%
ROICexgc(5y)5.19%
ROCE(3y)5.39%
ROCE(5y)6.24%
ROICexcg growth 3Y-28.21%
ROICexcg growth 5Y-5.98%
ROICexc growth 3Y-26.22%
ROICexc growth 5Y-3.09%
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.16
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.1 | ||
| Debt/EBITDA | 1.14 | ||
| Cap/Depr | 27.21% | ||
| Cap/Sales | 0.63% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 104.69% | ||
| Profit Quality | 166.56% | ||
| Current Ratio | 3.17 | ||
| Quick Ratio | 3.17 | ||
| Altman-Z | -15.18 |
F-Score7
WACC8.29%
ROIC/WACC0.86
Cap/Depr(3y)12.06%
Cap/Depr(5y)19.08%
Cap/Sales(3y)0.78%
Cap/Sales(5y)3%
Profit Quality(3y)106.32%
Profit Quality(5y)148.41%
High Growth Momentum
Growth
EPS 1Y (TTM)89.11%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%8.57%
EPS Next Y36.79%
EPS Next 2Y3.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-14.27%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%-12.92%
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y76.27%
EBIT growth 3Y-18.01%
EBIT growth 5Y2.84%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y195.69%
FCF growth 3Y-11.65%
FCF growth 5Y4.32%
OCF growth 1Y187.41%
OCF growth 3Y-12.41%
OCF growth 5Y4.45%