SWK HOLDINGS CORP - SWKH 9 01/31/27 (SWKHL) Stock Fundamental Analysis
NASDAQ:SWKHL - Nasdaq - US78501P3029 - Currency: USD
Taking everything into account, SWKHL scores 5 out of 10 in our fundamental rating. SWKHL was compared to 100 industry peers in the Financial Services industry. While SWKHL has a great health rating, its profitability is only average at the moment. SWKHL is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year SWKHL was profitable.
In the past year SWKHL had a positive cash flow from operations.
Each year in the past 5 years SWKHL has been profitable.
SWKHL had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 5.44%, SWKHL is in the better half of the industry, outperforming 75.00% of the companies in the same industry.
With a Return On Equity value of 6.16%, SWKHL is not doing good in the industry: 60.00% of the companies in the same industry are doing better.
With a decent Return On Invested Capital value of 5.97%, SWKHL is doing good in the industry, outperforming 69.00% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for SWKHL is significantly below the industry average of 11.84%.
The last Return On Invested Capital (5.97%) for SWKHL is above the 3 year average (3.95%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.44% | ||
| ROE | 6.16% | ||
| ROIC | 5.97% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
1.3 Margins
SWKHL has a better Profit Margin (31.73%) than 82.00% of its industry peers.
SWKHL's Profit Margin has declined in the last couple of years.
SWKHL's Operating Margin of 46.44% is amongst the best of the industry. SWKHL outperforms 86.00% of its industry peers.
SWKHL's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 46.44% | ||
| PM (TTM) | 31.73% | ||
| GM | N/A |
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
SWKHL has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for SWKHL has been reduced compared to 1 year ago.
SWKHL has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, SWKHL has an improved debt to assets ratio.
2.2 Solvency
SWKHL has an Altman-Z score of -11.89. This is a bad value and indicates that SWKHL is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of SWKHL (-11.89) is worse than 80.00% of its industry peers.
SWKHL has a debt to FCF ratio of 1.18. This is a very positive value and a sign of high solvency as it would only need 1.18 years to pay back of all of its debts.
With a decent Debt to FCF ratio value of 1.18, SWKHL is doing good in the industry, outperforming 80.00% of the companies in the same industry.
A Debt/Equity ratio of 0.11 indicates that SWKHL is not too dependend on debt financing.
SWKHL has a Debt to Equity ratio of 0.11. This is in the better half of the industry: SWKHL outperforms 75.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.11 | ||
| Debt/FCF | 1.18 | ||
| Altman-Z | -11.89 |
ROIC/WACC0.69
WACC8.68%
2.3 Liquidity
SWKHL has a Current Ratio of 11.30. This indicates that SWKHL is financially healthy and has no problem in meeting its short term obligations.
SWKHL has a better Current ratio (11.30) than 97.00% of its industry peers.
A Quick Ratio of 11.30 indicates that SWKHL has no problem at all paying its short term obligations.
With an excellent Quick ratio value of 11.30, SWKHL belongs to the best of the industry, outperforming 97.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 11.3 | ||
| Quick Ratio | 11.3 |
3. Growth
3.1 Past
SWKHL shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 93.81%, which is quite impressive.
SWKHL shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -10.15% yearly.
Looking at the last year, SWKHL shows a very strong growth in Revenue. The Revenue has grown by 44.23%.
Measured over the past years, SWKHL shows a small growth in Revenue. The Revenue has been growing by 7.94% on average per year.
EPS 1Y (TTM)93.81%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%842.86%
Revenue 1Y (TTM)44.23%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%0.43%
3.2 Future
SWKHL is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -5.06% yearly.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y8.33%
EPS Next 2Y-5.06%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 13.52, which indicates a correct valuation of SWKHL.
The rest of the industry has a similar Price/Earnings ratio as SWKHL.
Compared to an average S&P500 Price/Earnings ratio of 27.46, SWKHL is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 21.85, the valuation of SWKHL can be described as rather expensive.
SWKHL's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. SWKHL is more expensive than 66.00% of the companies in the same industry.
SWKHL is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 36.44, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.52 | ||
| Fwd PE | 21.85 |
4.2 Price Multiples
SWKHL's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. SWKHL is cheaper than 64.00% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, SWKHL is valued a bit cheaper than the industry average as 71.00% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.7 | ||
| EV/EBITDA | 11.52 |
4.3 Compensation for Growth
SWKHL's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
A cheap valuation may be justified as SWKHL's earnings are expected to decrease with -5.06% in the coming years.
PEG (NY)1.62
PEG (5Y)N/A
EPS Next 2Y-5.06%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 8.83%, SWKHL is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 5.06, SWKHL pays a better dividend. On top of this SWKHL pays more dividend than 93.00% of the companies listed in the same industry.
SWKHL's Dividend Yield is rather good when compared to the S&P500 average which is at 2.34.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.83% |
5.2 History
SWKHL has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
DPN/A
EPS Next 2Y-5.06%
EPS Next 3YN/A
SWK HOLDINGS CORP - SWKH 9 01/31/27
NASDAQ:SWKHL (7/21/2025, 8:00:00 PM)
25.4125
-0.07 (-0.27%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners87.46%
Inst Owner ChangeN/A
Ins Owners5.1%
Ins Owner ChangeN/A
Market Cap311.81M
Analysts82.86
Price Target31.15 (22.58%)
Short Float %0.02%
Short Ratio0.9
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.83% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)39.72%
Min EPS beat(2)-43.68%
Max EPS beat(2)123.12%
EPS beat(4)1
Avg EPS beat(4)9.24%
Min EPS beat(4)-43.68%
Max EPS beat(4)123.12%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-7.09%
PT rev (3m)-9.44%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-25%
EPS NY rev (1m)0%
EPS NY rev (3m)24.55%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.52 | ||
| Fwd PE | 21.85 | ||
| P/S | 5.49 | ||
| P/FCF | 11.7 | ||
| P/OCF | 11.59 | ||
| P/B | 1.07 | ||
| P/tB | 1.07 | ||
| EV/EBITDA | 11.52 |
EPS(TTM)1.88
EY7.4%
EPS(NY)1.16
Fwd EY4.58%
FCF(TTM)2.17
FCFY8.55%
OCF(TTM)2.19
OCFY8.63%
SpS4.63
BVpS23.85
TBVpS23.85
PEG (NY)1.62
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.44% | ||
| ROE | 6.16% | ||
| ROCE | 8.13% | ||
| ROIC | 5.97% | ||
| ROICexc | 6.57% | ||
| ROICexgc | 6.57% | ||
| OM | 46.44% | ||
| PM (TTM) | 31.73% | ||
| GM | N/A | ||
| FCFM | 46.92% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
ROICexc(3y)4.02%
ROICexc(5y)4.91%
ROICexgc(3y)4.12%
ROICexgc(5y)5.19%
ROCE(3y)5.39%
ROCE(5y)6.24%
ROICexcg growth 3Y-28.21%
ROICexcg growth 5Y-5.98%
ROICexc growth 3Y-26.22%
ROICexc growth 5Y-3.09%
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.17
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.11 | ||
| Debt/FCF | 1.18 | ||
| Debt/EBITDA | 1.16 | ||
| Cap/Depr | 26.33% | ||
| Cap/Sales | 0.42% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 98.57% | ||
| Profit Quality | 147.9% | ||
| Current Ratio | 11.3 | ||
| Quick Ratio | 11.3 | ||
| Altman-Z | -11.89 |
F-Score9
WACC8.68%
ROIC/WACC0.69
Cap/Depr(3y)13.55%
Cap/Depr(5y)19.97%
Cap/Sales(3y)0.78%
Cap/Sales(5y)3%
Profit Quality(3y)106.32%
Profit Quality(5y)148.41%
High Growth Momentum
Growth
EPS 1Y (TTM)93.81%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%842.86%
EPS Next Y8.33%
EPS Next 2Y-5.06%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)44.23%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%0.43%
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y74.8%
EBIT growth 3Y-18.01%
EBIT growth 5Y2.84%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y520.02%
FCF growth 3Y-11.65%
FCF growth 5Y4.32%
OCF growth 1Y491.19%
OCF growth 3Y-12.41%
OCF growth 5Y4.45%