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SWK HOLDINGS CORP - SWKH 9 01/31/27 (SWKHL) Stock Fundamental Analysis

USA - NASDAQ:SWKHL - US78501P3029

25.465 USD
-0.04 (-0.14%)
Last: 10/17/2025, 8:00:01 PM
Fundamental Rating

5

Overall SWKHL gets a fundamental rating of 5 out of 10. We evaluated SWKHL against 99 industry peers in the Financial Services industry. SWKHL has an excellent financial health rating, but there are some minor concerns on its profitability. SWKHL is valued correctly, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

In the past year SWKHL was profitable.
In the past year SWKHL had a positive cash flow from operations.
SWKHL had positive earnings in each of the past 5 years.
SWKHL had a positive operating cash flow in each of the past 5 years.
SWKHL Yearly Net Income VS EBIT VS OCF VS FCFSWKHL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10M 20M 30M

1.2 Ratios

SWKHL's Return On Assets of 6.10% is fine compared to the rest of the industry. SWKHL outperforms 80.00% of its industry peers.
Looking at the Return On Equity, with a value of 7.07%, SWKHL is in line with its industry, outperforming 44.00% of the companies in the same industry.
SWKHL has a Return On Invested Capital of 7.09%. This is in the better half of the industry: SWKHL outperforms 73.00% of its industry peers.
SWKHL had an Average Return On Invested Capital over the past 3 years of 3.95%. This is below the industry average of 7.79%.
The 3 year average ROIC (3.95%) for SWKHL is below the current ROIC(7.09%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 6.1%
ROE 7.07%
ROIC 7.09%
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
SWKHL Yearly ROA, ROE, ROICSWKHL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10

1.3 Margins

SWKHL has a Profit Margin of 38.99%. This is amongst the best in the industry. SWKHL outperforms 88.00% of its industry peers.
In the last couple of years the Profit Margin of SWKHL has declined.
SWKHL's Operating Margin of 60.33% is amongst the best of the industry. SWKHL outperforms 89.00% of its industry peers.
SWKHL's Operating Margin has declined in the last couple of years.
Industry RankSector Rank
OM 60.33%
PM (TTM) 38.99%
GM N/A
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
SWKHL Yearly Profit, Operating, Gross MarginsSWKHL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50 100

7

2. Health

2.1 Basic Checks

With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SWKHL is destroying value.
Compared to 1 year ago, SWKHL has less shares outstanding
The number of shares outstanding for SWKHL has been reduced compared to 5 years ago.
Compared to 1 year ago, SWKHL has an improved debt to assets ratio.
SWKHL Yearly Shares OutstandingSWKHL Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
SWKHL Yearly Total Debt VS Total AssetsSWKHL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.2 Solvency

SWKHL has an Altman-Z score of -15.18. This is a bad value and indicates that SWKHL is not financially healthy and even has some risk of bankruptcy.
SWKHL has a worse Altman-Z score (-15.18) than 78.00% of its industry peers.
The Debt to FCF ratio of SWKHL is 1.10, which is an excellent value as it means it would take SWKHL, only 1.10 years of fcf income to pay off all of its debts.
With a decent Debt to FCF ratio value of 1.10, SWKHL is doing good in the industry, outperforming 80.00% of the companies in the same industry.
SWKHL has a Debt/Equity ratio of 0.13. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.13, SWKHL is in the better half of the industry, outperforming 77.00% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.13
Debt/FCF 1.1
Altman-Z -15.18
ROIC/WACC0.85
WACC8.31%
SWKHL Yearly LT Debt VS Equity VS FCFSWKHL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M

2.3 Liquidity

SWKHL has a Current Ratio of 3.17. This indicates that SWKHL is financially healthy and has no problem in meeting its short term obligations.
With an excellent Current ratio value of 3.17, SWKHL belongs to the best of the industry, outperforming 83.00% of the companies in the same industry.
SWKHL has a Quick Ratio of 3.17. This indicates that SWKHL is financially healthy and has no problem in meeting its short term obligations.
The Quick ratio of SWKHL (3.17) is better than 84.00% of its industry peers.
Industry RankSector Rank
Current Ratio 3.17
Quick Ratio 3.17
SWKHL Yearly Current Assets VS Current LiabilitesSWKHL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M

3

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 89.11% over the past year.
The earnings per share for SWKHL have been decreasing by -10.15% on average. This is quite bad
The Revenue for SWKHL has decreased by -14.27% in the past year. This is quite bad
Measured over the past years, SWKHL shows a small growth in Revenue. The Revenue has been growing by 7.94% on average per year.
EPS 1Y (TTM)89.11%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%8.57%
Revenue 1Y (TTM)-14.27%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%-12.92%

3.2 Future

Based on estimates for the next years, SWKHL will show a small growth in Earnings Per Share. The EPS will grow by 3.70% on average per year.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y36.79%
EPS Next 2Y3.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
SWKHL Yearly Revenue VS EstimatesSWKHL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M
SWKHL Yearly EPS VS EstimatesSWKHL Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 13.33 indicates a correct valuation of SWKHL.
SWKHL's Price/Earnings ratio is in line with the industry average.
SWKHL is valuated cheaply when we compare the Price/Earnings ratio to 27.42, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 18.36 indicates a rather expensive valuation of SWKHL.
Based on the Price/Forward Earnings ratio, SWKHL is valued a bit more expensive than the industry average as 60.00% of the companies are valued more cheaply.
SWKHL is valuated at similar levels of the S&P average when we compare the Price/Forward Earnings ratio to 22.94, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 13.33
Fwd PE 18.36
SWKHL Price Earnings VS Forward Price EarningsSWKHL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

64.00% of the companies in the same industry are more expensive than SWKHL, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of SWKHL indicates a somewhat cheap valuation: SWKHL is cheaper than 72.00% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 10.67
EV/EBITDA 11.92
SWKHL Per share dataSWKHL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

SWKHL's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
SWKHL has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)0.36
PEG (5Y)N/A
EPS Next 2Y3.7%
EPS Next 3YN/A

5

5. Dividend

5.1 Amount

SWKHL has a Yearly Dividend Yield of 8.84%, which is a nice return.
SWKHL's Dividend Yield is rather good when compared to the industry average which is at 5.15. SWKHL pays more dividend than 94.00% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.36, SWKHL pays a better dividend.
Industry RankSector Rank
Dividend Yield 8.84%

5.2 History

SWKHL has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years1
SWKHL Yearly Dividends per shareSWKHL Yearly Dividends per shareYearly Dividends per share 2023 2024 2025 0.5 1 1.5 2

5.3 Sustainability

DPN/A
EPS Next 2Y3.7%
EPS Next 3YN/A
SWKHL Yearly Income VS Free CF VS DividendSWKHL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10M 20M 30M

SWK HOLDINGS CORP - SWKH 9 01/31/27

NASDAQ:SWKHL (10/17/2025, 8:00:01 PM)

25.465

-0.04 (-0.14%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)08-14 2025-08-14/amc
Earnings (Next)11-06 2025-11-06
Inst Owners87.36%
Inst Owner ChangeN/A
Ins Owners5.25%
Ins Owner ChangeN/A
Market Cap309.40M
Analysts82.86
Price Target32.44 (27.39%)
Short Float %0.01%
Short Ratio0.19
Dividend
Industry RankSector Rank
Dividend Yield 8.84%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years1
Ex-Date09-15 2025-09-15 (0.5625)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)115.05%
Min EPS beat(2)106.97%
Max EPS beat(2)123.12%
EPS beat(4)2
Avg EPS beat(4)37.16%
Min EPS beat(4)-43.68%
Max EPS beat(4)123.12%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.17%
PT rev (3m)4.16%
EPS NQ rev (1m)0%
EPS NQ rev (3m)30.77%
EPS NY rev (1m)26.28%
EPS NY rev (3m)26.28%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 13.33
Fwd PE 18.36
P/S 6.93
P/FCF 10.67
P/OCF 10.56
P/B 1.26
P/tB 1.26
EV/EBITDA 11.92
EPS(TTM)1.91
EY7.5%
EPS(NY)1.39
Fwd EY5.45%
FCF(TTM)2.39
FCFY9.38%
OCF(TTM)2.41
OCFY9.47%
SpS3.68
BVpS20.29
TBVpS20.29
PEG (NY)0.36
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 6.1%
ROE 7.07%
ROCE 9.66%
ROIC 7.09%
ROICexc 7.3%
ROICexgc 7.3%
OM 60.33%
PM (TTM) 38.99%
GM N/A
FCFM 64.94%
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
ROICexc(3y)4.02%
ROICexc(5y)4.91%
ROICexgc(3y)4.12%
ROICexgc(5y)5.19%
ROCE(3y)5.39%
ROCE(5y)6.24%
ROICexcg growth 3Y-28.21%
ROICexcg growth 5Y-5.98%
ROICexc growth 3Y-26.22%
ROICexc growth 5Y-3.09%
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.16
Health
Industry RankSector Rank
Debt/Equity 0.13
Debt/FCF 1.1
Debt/EBITDA 1.14
Cap/Depr 27.21%
Cap/Sales 0.63%
Interest Coverage 250
Cash Conversion 104.69%
Profit Quality 166.56%
Current Ratio 3.17
Quick Ratio 3.17
Altman-Z -15.18
F-Score7
WACC8.31%
ROIC/WACC0.85
Cap/Depr(3y)12.06%
Cap/Depr(5y)19.08%
Cap/Sales(3y)0.78%
Cap/Sales(5y)3%
Profit Quality(3y)106.32%
Profit Quality(5y)148.41%
High Growth Momentum
Growth
EPS 1Y (TTM)89.11%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%8.57%
EPS Next Y36.79%
EPS Next 2Y3.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-14.27%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%-12.92%
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y76.27%
EBIT growth 3Y-18.01%
EBIT growth 5Y2.84%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y195.69%
FCF growth 3Y-11.65%
FCF growth 5Y4.32%
OCF growth 1Y187.41%
OCF growth 3Y-12.41%
OCF growth 5Y4.45%