SWK HOLDINGS CORP - SWKH 9 01/31/27 (SWKHL) Stock Fundamental Analysis
NASDAQ:SWKHL - Nasdaq - US78501P3029 - Currency: USD
We assign a fundamental rating of 6 out of 10 to SWKHL. SWKHL was compared to 101 industry peers in the Financial Services industry. SWKHL is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. SWKHL has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year SWKHL was profitable.
In the past year SWKHL had a positive cash flow from operations.
SWKHL had positive earnings in each of the past 5 years.
Each year in the past 5 years SWKHL had a positive operating cash flow.
1.2 Ratios
The Return On Assets of SWKHL (5.44%) is better than 77.23% of its industry peers.
Looking at the Return On Equity, with a value of 6.16%, SWKHL is in line with its industry, outperforming 43.56% of the companies in the same industry.
SWKHL's Return On Invested Capital of 5.97% is fine compared to the rest of the industry. SWKHL outperforms 70.30% of its industry peers.
SWKHL had an Average Return On Invested Capital over the past 3 years of 3.95%. This is significantly below the industry average of 11.69%.
The 3 year average ROIC (3.95%) for SWKHL is below the current ROIC(5.97%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.44% | ||
| ROE | 6.16% | ||
| ROIC | 5.97% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
1.3 Margins
SWKHL has a better Profit Margin (31.73%) than 83.17% of its industry peers.
In the last couple of years the Profit Margin of SWKHL has declined.
SWKHL's Operating Margin of 46.44% is amongst the best of the industry. SWKHL outperforms 86.14% of its industry peers.
In the last couple of years the Operating Margin of SWKHL has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 46.44% | ||
| PM (TTM) | 31.73% | ||
| GM | N/A |
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
SWKHL has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
SWKHL has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, SWKHL has less shares outstanding
Compared to 1 year ago, SWKHL has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of -11.89, we must say that SWKHL is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of SWKHL (-11.89) is worse than 79.21% of its industry peers.
SWKHL has a debt to FCF ratio of 1.18. This is a very positive value and a sign of high solvency as it would only need 1.18 years to pay back of all of its debts.
SWKHL's Debt to FCF ratio of 1.18 is fine compared to the rest of the industry. SWKHL outperforms 79.21% of its industry peers.
SWKHL has a Debt/Equity ratio of 0.11. This is a healthy value indicating a solid balance between debt and equity.
SWKHL has a Debt to Equity ratio of 0.11. This is in the better half of the industry: SWKHL outperforms 74.26% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.11 | ||
| Debt/FCF | 1.18 | ||
| Altman-Z | -11.89 |
ROIC/WACC0.68
WACC8.74%
2.3 Liquidity
A Current Ratio of 11.30 indicates that SWKHL has no problem at all paying its short term obligations.
The Current ratio of SWKHL (11.30) is better than 97.03% of its industry peers.
A Quick Ratio of 11.30 indicates that SWKHL has no problem at all paying its short term obligations.
With an excellent Quick ratio value of 11.30, SWKHL belongs to the best of the industry, outperforming 97.03% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 11.3 | ||
| Quick Ratio | 11.3 |
3. Growth
3.1 Past
SWKHL shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 93.81%, which is quite impressive.
Measured over the past years, SWKHL shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -10.15% on average per year.
Looking at the last year, SWKHL shows a very strong growth in Revenue. The Revenue has grown by 44.23%.
The Revenue has been growing slightly by 7.94% on average over the past years.
EPS 1Y (TTM)93.81%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%842.86%
Revenue 1Y (TTM)44.23%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%0.43%
3.2 Future
SWKHL is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 7.44% yearly.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y-13.02%
EPS Next 2Y7.44%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 13.57, SWKHL is valued correctly.
SWKHL's Price/Earnings is on the same level as the industry average.
Compared to an average S&P500 Price/Earnings ratio of 25.82, SWKHL is valued a bit cheaper.
With a Price/Forward Earnings ratio of 17.14, SWKHL is valued on the expensive side.
Compared to the rest of the industry, the Price/Forward Earnings ratio of SWKHL indicates a slightly more expensive valuation: SWKHL is more expensive than 63.37% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of SWKHL to the average of the S&P500 Index (21.76), we can say SWKHL is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.57 | ||
| Fwd PE | 17.14 |
4.2 Price Multiples
SWKHL's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. SWKHL is cheaper than 63.37% of the companies in the same industry.
SWKHL's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. SWKHL is cheaper than 72.28% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.74 | ||
| EV/EBITDA | 11.54 |
4.3 Compensation for Growth
The decent profitability rating of SWKHL may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y7.44%
EPS Next 3YN/A
5. Dividend
5.1 Amount
SWKHL has a Yearly Dividend Yield of 8.82%, which is a nice return.
SWKHL's Dividend Yield is rather good when compared to the industry average which is at 4.86. SWKHL pays more dividend than 93.07% of the companies in the same industry.
SWKHL's Dividend Yield is rather good when compared to the S&P500 average which is at 2.39.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.82% |
5.2 History
SWKHL has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
DPN/A
EPS Next 2Y7.44%
EPS Next 3YN/A
SWK HOLDINGS CORP - SWKH 9 01/31/27
NASDAQ:SWKHL (5/23/2025, 8:57:51 PM)
25.52
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners88.16%
Inst Owner ChangeN/A
Ins Owners5.11%
Ins Owner ChangeN/A
Market Cap313.13M
Analysts82.86
Price Target44.84 (75.71%)
Short Float %0.04%
Short Ratio0.58
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.82% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years1
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)39.72%
Min EPS beat(2)-43.68%
Max EPS beat(2)123.12%
EPS beat(4)1
Avg EPS beat(4)9.24%
Min EPS beat(4)-43.68%
Max EPS beat(4)123.12%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)30.37%
PT rev (3m)22.25%
EPS NQ rev (1m)-25%
EPS NQ rev (3m)-63.27%
EPS NY rev (1m)0%
EPS NY rev (3m)-44.44%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.57 | ||
| Fwd PE | 17.14 | ||
| P/S | 5.51 | ||
| P/FCF | 11.74 | ||
| P/OCF | 11.64 | ||
| P/B | 1.07 | ||
| P/tB | 1.07 | ||
| EV/EBITDA | 11.54 |
EPS(TTM)1.88
EY7.37%
EPS(NY)1.49
Fwd EY5.84%
FCF(TTM)2.17
FCFY8.51%
OCF(TTM)2.19
OCFY8.59%
SpS4.63
BVpS23.85
TBVpS23.85
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.44% | ||
| ROE | 6.16% | ||
| ROCE | 8.13% | ||
| ROIC | 5.97% | ||
| ROICexc | 6.57% | ||
| ROICexgc | 6.57% | ||
| OM | 46.44% | ||
| PM (TTM) | 31.73% | ||
| GM | N/A | ||
| FCFM | 46.92% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
ROICexc(3y)4.02%
ROICexc(5y)4.91%
ROICexgc(3y)4.12%
ROICexgc(5y)5.19%
ROCE(3y)5.39%
ROCE(5y)6.24%
ROICexcg growth 3Y-28.21%
ROICexcg growth 5Y-5.98%
ROICexc growth 3Y-26.22%
ROICexc growth 5Y-3.09%
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.17
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.11 | ||
| Debt/FCF | 1.18 | ||
| Debt/EBITDA | 1.16 | ||
| Cap/Depr | 26.33% | ||
| Cap/Sales | 0.42% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 98.57% | ||
| Profit Quality | 147.9% | ||
| Current Ratio | 11.3 | ||
| Quick Ratio | 11.3 | ||
| Altman-Z | -11.89 |
F-Score9
WACC8.74%
ROIC/WACC0.68
Cap/Depr(3y)13.55%
Cap/Depr(5y)19.97%
Cap/Sales(3y)0.78%
Cap/Sales(5y)3%
Profit Quality(3y)106.32%
Profit Quality(5y)148.41%
High Growth Momentum
Growth
EPS 1Y (TTM)93.81%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%842.86%
EPS Next Y-13.02%
EPS Next 2Y7.44%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)44.23%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%0.43%
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y74.8%
EBIT growth 3Y-18.01%
EBIT growth 5Y2.84%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y520.02%
FCF growth 3Y-11.65%
FCF growth 5Y4.32%
OCF growth 1Y491.19%
OCF growth 3Y-12.41%
OCF growth 5Y4.45%