SWK HOLDINGS CORP (SWKH) Stock Fundamental Analysis

NASDAQ:SWKH • US78501P2039

17 USD
-0.08 (-0.47%)
At close: Feb 13, 2026
17 USD
0 (0%)
After Hours: 2/13/2026, 8:00:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

6

SWKH gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 97 industry peers in the Financial Services industry. SWKH has an excellent financial health rating, but there are some minor concerns on its profitability. SWKH scores decently on growth, while it is valued quite cheap. This could make an interesting combination. These ratings could make SWKH a good candidate for value investing.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • SWKH had positive earnings in the past year.
  • In the past year SWKH had a positive cash flow from operations.
  • Each year in the past 5 years SWKH has been profitable.
  • In the past 5 years SWKH always reported a positive cash flow from operatings.
SWKH Yearly Net Income VS EBIT VS OCF VS FCFSWKH Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M

1.2 Ratios

  • SWKH's Return On Assets of 7.85% is amongst the best of the industry. SWKH outperforms 82.29% of its industry peers.
  • With a Return On Equity value of 8.94%, SWKH perfoms like the industry average, outperforming 46.88% of the companies in the same industry.
  • SWKH has a Return On Invested Capital of 7.71%. This is in the better half of the industry: SWKH outperforms 73.96% of its industry peers.
  • SWKH had an Average Return On Invested Capital over the past 3 years of 3.95%. This is below the industry average of 8.62%.
  • The 3 year average ROIC (3.95%) for SWKH is below the current ROIC(7.71%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 7.85%
ROE 8.94%
ROIC 7.71%
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
SWKH Yearly ROA, ROE, ROICSWKH Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10

1.3 Margins

  • Looking at the Profit Margin, with a value of 50.36%, SWKH belongs to the top of the industry, outperforming 90.63% of the companies in the same industry.
  • SWKH's Profit Margin has declined in the last couple of years.
  • The Operating Margin of SWKH (66.71%) is better than 90.63% of its industry peers.
  • SWKH's Operating Margin has declined in the last couple of years.
Industry RankSector Rank
OM 66.71%
PM (TTM) 50.36%
GM N/A
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
SWKH Yearly Profit, Operating, Gross MarginsSWKH Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80 100

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ROAROEROICOperating and Profit MarginShow most profitable peers

7

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so SWKH is destroying value.
  • SWKH has less shares outstanding than it did 1 year ago.
  • The number of shares outstanding for SWKH has been reduced compared to 5 years ago.
  • SWKH has a better debt/assets ratio than last year.
SWKH Yearly Shares OutstandingSWKH Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
SWKH Yearly Total Debt VS Total AssetsSWKH Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

2.2 Solvency

  • SWKH has an Altman-Z score of -16.08. This is a bad value and indicates that SWKH is not financially healthy and even has some risk of bankruptcy.
  • SWKH has a worse Altman-Z score (-16.08) than 78.13% of its industry peers.
  • The Debt to FCF ratio of SWKH is 1.37, which is an excellent value as it means it would take SWKH, only 1.37 years of fcf income to pay off all of its debts.
  • With a decent Debt to FCF ratio value of 1.37, SWKH is doing good in the industry, outperforming 76.04% of the companies in the same industry.
  • SWKH has a Debt/Equity ratio of 0.13. This is a healthy value indicating a solid balance between debt and equity.
  • With a decent Debt to Equity ratio value of 0.13, SWKH is doing good in the industry, outperforming 71.88% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.13
Debt/FCF 1.37
Altman-Z -16.08
ROIC/WACC0.91
WACC8.48%
SWKH Yearly LT Debt VS Equity VS FCFSWKH Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M

2.3 Liquidity

  • A Current Ratio of 5.68 indicates that SWKH has no problem at all paying its short term obligations.
  • SWKH has a better Current ratio (5.68) than 95.83% of its industry peers.
  • A Quick Ratio of 5.68 indicates that SWKH has no problem at all paying its short term obligations.
  • The Quick ratio of SWKH (5.68) is better than 95.83% of its industry peers.
Industry RankSector Rank
Current Ratio 5.68
Quick Ratio 5.68
SWKH Yearly Current Assets VS Current LiabilitesSWKH Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 121.43% over the past year.
  • Measured over the past years, SWKH shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -10.15% on average per year.
  • The Revenue for SWKH has decreased by -15.74% in the past year. This is quite bad
  • Measured over the past years, SWKH shows a small growth in Revenue. The Revenue has been growing by 7.94% on average per year.
EPS 1Y (TTM)121.43%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%78.79%
Revenue 1Y (TTM)-15.74%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%4.43%

3.2 Future

  • The Earnings Per Share is expected to grow by 28.86% on average over the next years. This is a very strong growth
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y70.79%
EPS Next 2Y28.86%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
SWKH Yearly Revenue VS EstimatesSWKH Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M
SWKH Yearly EPS VS EstimatesSWKH Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

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Find the best growth stocksShow best growing peers

8

4. Valuation

4.1 Price/Earnings Ratio

  • SWKH is valuated cheaply with a Price/Earnings ratio of 7.83.
  • 76.04% of the companies in the same industry are more expensive than SWKH, based on the Price/Earnings ratio.
  • SWKH is valuated cheaply when we compare the Price/Earnings ratio to 26.68, which is the current average of the S&P500 Index.
  • Based on the Price/Forward Earnings ratio of 7.94, the valuation of SWKH can be described as very cheap.
  • SWKH's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. SWKH is cheaper than 69.79% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 28.06. SWKH is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 7.83
Fwd PE 7.94
SWKH Price Earnings VS Forward Price EarningsSWKH Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • SWKH's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. SWKH is cheaper than 78.13% of the companies in the same industry.
  • Based on the Price/Free Cash Flow ratio, SWKH is valued a bit cheaper than the industry average as 78.13% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 8.84
EV/EBITDA 7.57
SWKH Per share dataSWKH EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • SWKH has a very decent profitability rating, which may justify a higher PE ratio.
  • A more expensive valuation may be justified as SWKH's earnings are expected to grow with 28.86% in the coming years.
PEG (NY)0.11
PEG (5Y)N/A
EPS Next 2Y28.86%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

4

5. Dividend

5.1 Amount

  • SWKH has a Yearly Dividend Yield of 23.53%, which is a nice return.
  • SWKH's Dividend Yield is rather good when compared to the industry average which is at 2.41. SWKH pays more dividend than 100.00% of the companies in the same industry.
  • SWKH's Dividend Yield is rather good when compared to the S&P500 average which is at 1.84.
Industry RankSector Rank
Dividend Yield 23.53%

5.2 History

  • SWKH is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
SWKH Yearly Dividends per shareSWKH Yearly Dividends per shareYearly Dividends per share 2025 0 0 0 0 0

5.3 Sustainability

DPN/A
EPS Next 2Y28.86%
EPS Next 3YN/A
SWKH Yearly Income VS Free CF VS DividendSWKH Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M

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Find the best dividend stocksShow peers with best dividend

SWK HOLDINGS CORP

NASDAQ:SWKH (2/13/2026, 8:00:00 PM)

After market: 17 0 (0%)

17

-0.08 (-0.47%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-06
Earnings (Next)03-17
Inst Owners87.91%
Inst Owner Change-97.63%
Ins Owners5.27%
Ins Owner Change0%
Market Cap205.70M
Revenue(TTM)45.13M
Net Income(TTM)22.73M
Analysts43.33
Price Target18.87 (11%)
Short Float %0.83%
Short Ratio10.27
Dividend
Industry RankSector Rank
Dividend Yield 23.53%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)88.55%
Min EPS beat(2)70.13%
Max EPS beat(2)106.97%
EPS beat(4)3
Avg EPS beat(4)64.14%
Min EPS beat(4)-43.68%
Max EPS beat(4)123.12%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)52.94%
EPS NY rev (1m)0%
EPS NY rev (3m)24.86%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 7.83
Fwd PE 7.94
P/S 4.56
P/FCF 8.84
P/OCF 8.62
P/B 0.81
P/tB 0.81
EV/EBITDA 7.57
EPS(TTM)2.17
EY12.76%
EPS(NY)2.14
Fwd EY12.6%
FCF(TTM)1.92
FCFY11.32%
OCF(TTM)1.97
OCFY11.61%
SpS3.73
BVpS21.01
TBVpS21.01
PEG (NY)0.11
PEG (5Y)N/A
Graham Number32.03
Profitability
Industry RankSector Rank
ROA 7.85%
ROE 8.94%
ROCE 10.51%
ROIC 7.71%
ROICexc 8%
ROICexgc 8%
OM 66.71%
PM (TTM) 50.36%
GM N/A
FCFM 51.58%
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
ROICexc(3y)4.02%
ROICexc(5y)4.91%
ROICexgc(3y)4.12%
ROICexgc(5y)5.19%
ROCE(3y)5.39%
ROCE(5y)6.24%
ROICexgc growth 3Y-28.21%
ROICexgc growth 5Y-5.98%
ROICexc growth 3Y-26.22%
ROICexc growth 5Y-3.09%
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.16
Health
Industry RankSector Rank
Debt/Equity 0.13
Debt/FCF 1.37
Debt/EBITDA 1.06
Cap/Depr -869.56%
Cap/Sales 1.33%
Interest Coverage 250
Cash Conversion 79.5%
Profit Quality 102.42%
Current Ratio 5.68
Quick Ratio 5.68
Altman-Z -16.08
F-Score7
WACC8.48%
ROIC/WACC0.91
Cap/Depr(3y)13.55%
Cap/Depr(5y)19.97%
Cap/Sales(3y)0.78%
Cap/Sales(5y)3%
Profit Quality(3y)106.32%
Profit Quality(5y)148.41%
High Growth Momentum
Growth
EPS 1Y (TTM)121.43%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%78.79%
EPS Next Y70.79%
EPS Next 2Y28.86%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-15.74%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%4.43%
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y88.17%
EBIT growth 3Y-18.01%
EBIT growth 5Y2.84%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y98.94%
FCF growth 3Y-11.65%
FCF growth 5Y4.32%
OCF growth 1Y97.16%
OCF growth 3Y-12.41%
OCF growth 5Y4.45%

SWK HOLDINGS CORP / SWKH FAQ

What is the ChartMill fundamental rating of SWK HOLDINGS CORP (SWKH) stock?

ChartMill assigns a fundamental rating of 6 / 10 to SWKH.


What is the valuation status for SWKH stock?

ChartMill assigns a valuation rating of 8 / 10 to SWK HOLDINGS CORP (SWKH). This can be considered as Undervalued.


Can you provide the profitability details for SWK HOLDINGS CORP?

SWK HOLDINGS CORP (SWKH) has a profitability rating of 6 / 10.


Can you provide the expected EPS growth for SWKH stock?

The Earnings per Share (EPS) of SWK HOLDINGS CORP (SWKH) is expected to grow by 70.79% in the next year.