SWK HOLDINGS CORP (SWKH) Stock Fundamental Analysis
USA - NASDAQ:SWKH - US78501P2039 - Common Stock
16.98 USD
+0.04 (+0.24%)
Overall SWKH gets a fundamental rating of 6 out of 10. We evaluated SWKH against 97 industry peers in the Financial Services industry. While SWKH has a great health rating, its profitability is only average at the moment. SWKH has a bad growth rate and is valued cheaply. With these ratings, SWKH could be worth investigating further for value investing!.
1. Profitability
1.1 Basic Checks
In the past year SWKH was profitable.
SWKH had a positive operating cash flow in the past year.
Each year in the past 5 years SWKH has been profitable.
SWKH had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With an excellent Return On Assets value of 7.85%, SWKH belongs to the best of the industry, outperforming 83.51% of the companies in the same industry.
With a Return On Equity value of 8.94%, SWKH perfoms like the industry average, outperforming 46.39% of the companies in the same industry.
SWKH's Return On Invested Capital of 7.71% is fine compared to the rest of the industry. SWKH outperforms 75.26% of its industry peers.
The Average Return On Invested Capital over the past 3 years for SWKH is below the industry average of 8.15%.
The 3 year average ROIC (3.95%) for SWKH is below the current ROIC(7.71%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.85% | ||
| ROE | 8.94% | ||
| ROIC | 7.71% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
1.3 Margins
SWKH's Profit Margin of 50.36% is amongst the best of the industry. SWKH outperforms 92.78% of its industry peers.
SWKH's Profit Margin has declined in the last couple of years.
SWKH has a Operating Margin of 66.71%. This is amongst the best in the industry. SWKH outperforms 90.72% of its industry peers.
SWKH's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 66.71% | ||
| PM (TTM) | 50.36% | ||
| GM | N/A |
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SWKH is destroying value.
SWKH has less shares outstanding than it did 1 year ago.
The number of shares outstanding for SWKH has been reduced compared to 5 years ago.
Compared to 1 year ago, SWKH has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of -16.08, we must say that SWKH is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of -16.08, SWKH is not doing good in the industry: 79.38% of the companies in the same industry are doing better.
SWKH has a debt to FCF ratio of 1.37. This is a very positive value and a sign of high solvency as it would only need 1.37 years to pay back of all of its debts.
SWKH has a Debt to FCF ratio of 1.37. This is in the better half of the industry: SWKH outperforms 79.38% of its industry peers.
A Debt/Equity ratio of 0.13 indicates that SWKH is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.13, SWKH is in the better half of the industry, outperforming 79.38% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.37 | ||
| Altman-Z | -16.08 |
ROIC/WACC0.94
WACC8.25%
2.3 Liquidity
SWKH has a Current Ratio of 5.68. This indicates that SWKH is financially healthy and has no problem in meeting its short term obligations.
SWKH has a better Current ratio (5.68) than 93.81% of its industry peers.
A Quick Ratio of 5.68 indicates that SWKH has no problem at all paying its short term obligations.
SWKH's Quick ratio of 5.68 is amongst the best of the industry. SWKH outperforms 93.81% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 5.68 | ||
| Quick Ratio | 5.68 |
3. Growth
3.1 Past
SWKH shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 121.43%, which is quite impressive.
Measured over the past years, SWKH shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -10.15% on average per year.
The Revenue for SWKH has decreased by -15.74% in the past year. This is quite bad
Measured over the past years, SWKH shows a small growth in Revenue. The Revenue has been growing by 7.94% on average per year.
EPS 1Y (TTM)121.43%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%78.79%
Revenue 1Y (TTM)-15.74%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%4.43%
3.2 Future
Based on estimates for the next years, SWKH will show a small growth in Earnings Per Share. The EPS will grow by 3.70% on average per year.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y36.79%
EPS Next 2Y3.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 7.82 indicates a rather cheap valuation of SWKH.
79.38% of the companies in the same industry are more expensive than SWKH, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 26.34, SWKH is valued rather cheaply.
The Price/Forward Earnings ratio is 12.24, which indicates a correct valuation of SWKH.
Compared to the rest of the industry, the Price/Forward Earnings ratio of SWKH is on the same level as its industry peers.
SWKH's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 34.43.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.82 | ||
| Fwd PE | 12.24 |
4.2 Price Multiples
SWKH's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. SWKH is cheaper than 79.38% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, SWKH is valued a bit cheaper than the industry average as 73.20% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.86 | ||
| EV/EBITDA | 7.58 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of SWKH may justify a higher PE ratio.
PEG (NY)0.21
PEG (5Y)N/A
EPS Next 2Y3.7%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 8.79%, SWKH is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 4.47, SWKH pays a better dividend. On top of this SWKH pays more dividend than 94.85% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.36, SWKH pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.79% |
5.2 History
SWKH is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DPN/A
EPS Next 2Y3.7%
EPS Next 3YN/A
NASDAQ:SWKH (11/13/2025, 11:11:19 AM)
16.98
+0.04 (+0.24%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners87.36%
Inst Owner Change0.12%
Ins Owners5.25%
Ins Owner Change0.56%
Market Cap206.31M
Revenue(TTM)45.13M
Net Income(TTM)22.73M
Analysts43.33
Price Target18.87 (11.13%)
Short Float %0.54%
Short Ratio1.94
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.79% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)88.55%
Min EPS beat(2)70.13%
Max EPS beat(2)106.97%
EPS beat(4)3
Avg EPS beat(4)64.14%
Min EPS beat(4)-43.68%
Max EPS beat(4)123.12%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)2.78%
EPS NQ rev (1m)0%
EPS NQ rev (3m)30.77%
EPS NY rev (1m)0%
EPS NY rev (3m)26.28%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.82 | ||
| Fwd PE | 12.24 | ||
| P/S | 4.57 | ||
| P/FCF | 8.86 | ||
| P/OCF | 8.64 | ||
| P/B | 0.81 | ||
| P/tB | 0.81 | ||
| EV/EBITDA | 7.58 |
EPS(TTM)2.17
EY12.78%
EPS(NY)1.39
Fwd EY8.17%
FCF(TTM)1.92
FCFY11.28%
OCF(TTM)1.97
OCFY11.57%
SpS3.71
BVpS20.92
TBVpS20.92
PEG (NY)0.21
PEG (5Y)N/A
Graham Number31.96
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.85% | ||
| ROE | 8.94% | ||
| ROCE | 10.51% | ||
| ROIC | 7.71% | ||
| ROICexc | 8% | ||
| ROICexgc | 8% | ||
| OM | 66.71% | ||
| PM (TTM) | 50.36% | ||
| GM | N/A | ||
| FCFM | 51.58% |
ROA(3y)4.44%
ROA(5y)4.88%
ROE(3y)5.05%
ROE(5y)5.4%
ROIC(3y)3.95%
ROIC(5y)4.55%
ROICexc(3y)4.02%
ROICexc(5y)4.91%
ROICexgc(3y)4.12%
ROICexgc(5y)5.19%
ROCE(3y)5.39%
ROCE(5y)6.24%
ROICexgc growth 3Y-28.21%
ROICexgc growth 5Y-5.98%
ROICexc growth 3Y-26.22%
ROICexc growth 5Y-3.09%
OM growth 3Y-11.7%
OM growth 5Y-4.72%
PM growth 3Y-13.35%
PM growth 5Y-17.3%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.16
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 1.37 | ||
| Debt/EBITDA | 1.06 | ||
| Cap/Depr | -869.56% | ||
| Cap/Sales | 1.33% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 79.5% | ||
| Profit Quality | 102.42% | ||
| Current Ratio | 5.68 | ||
| Quick Ratio | 5.68 | ||
| Altman-Z | -16.08 |
F-Score7
WACC8.25%
ROIC/WACC0.94
Cap/Depr(3y)13.55%
Cap/Depr(5y)19.97%
Cap/Sales(3y)0.78%
Cap/Sales(5y)3%
Profit Quality(3y)106.32%
Profit Quality(5y)148.41%
High Growth Momentum
Growth
EPS 1Y (TTM)121.43%
EPS 3Y-22.58%
EPS 5Y-10.15%
EPS Q2Q%78.79%
EPS Next Y36.79%
EPS Next 2Y3.7%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-15.74%
Revenue growth 3Y-7.15%
Revenue growth 5Y7.94%
Sales Q2Q%4.43%
Revenue Next Year6.17%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y88.17%
EBIT growth 3Y-18.01%
EBIT growth 5Y2.84%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y98.94%
FCF growth 3Y-11.65%
FCF growth 5Y4.32%
OCF growth 1Y97.16%
OCF growth 3Y-12.41%
OCF growth 5Y4.45%
SWK HOLDINGS CORP / SWKH FAQ
Can you provide the ChartMill fundamental rating for SWK HOLDINGS CORP?
ChartMill assigns a fundamental rating of 6 / 10 to SWKH.
What is the valuation status of SWK HOLDINGS CORP (SWKH) stock?
ChartMill assigns a valuation rating of 7 / 10 to SWK HOLDINGS CORP (SWKH). This can be considered as Undervalued.
Can you provide the profitability details for SWK HOLDINGS CORP?
SWK HOLDINGS CORP (SWKH) has a profitability rating of 6 / 10.
What is the financial health of SWK HOLDINGS CORP (SWKH) stock?
The financial health rating of SWK HOLDINGS CORP (SWKH) is 7 / 10.