SOLOWIN HOLDINGS (SWIN) Stock Fundamental Analysis

NASDAQ:SWIN • KYG827591044

3.28 USD
+0.2 (+6.49%)
At close: Oct 9, 2025
3.31 USD
+0.03 (+0.91%)
After Hours: 10/9/2025, 9:42:21 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

2

We assign a fundamental rating of 2 out of 10 to SWIN. SWIN was compared to 238 industry peers in the Capital Markets industry. The financial health of SWIN is average, but there are quite some concerns on its profitability. While showing a medium growth rate, SWIN is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

0

1. Profitability

1.1 Basic Checks

  • SWIN had negative earnings in the past year.
  • In the past year SWIN has reported a negative cash flow from operations.
  • In the past 5 years SWIN reported 4 times negative net income.
  • In the past 5 years SWIN reported 4 times negative operating cash flow.
SWIN Yearly Net Income VS EBIT VS OCF VS FCFSWIN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2021 2022 2023 2024 2025 0 5M -5M 10M

1.2 Ratios

  • SWIN's Return On Assets of -120.19% is on the low side compared to the rest of the industry. SWIN is outperformed by 97.91% of its industry peers.
  • Looking at the Return On Equity, with a value of -312.68%, SWIN is doing worse than 92.05% of the companies in the same industry.
Industry RankSector Rank
ROA -120.19%
ROE -312.68%
ROIC N/A
ROA(3y)-28.59%
ROA(5y)-20.17%
ROE(3y)-63.7%
ROE(5y)-56.92%
ROIC(3y)N/A
ROIC(5y)N/A
SWIN Yearly ROA, ROE, ROICSWIN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2021 2022 2023 2024 2025 0 -50 -100 -150

1.3 Margins

  • SWIN does not have Profit Margin and Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
SWIN Yearly Profit, Operating, Gross MarginsSWIN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2021 2022 2023 2024 2025 0 -100 -200 -300

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • SWIN has less shares outstanding than it did 1 year ago.
  • The debt/assets ratio for SWIN is higher compared to a year ago.
SWIN Yearly Shares OutstandingSWIN Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 2025 5M 10M 15M
SWIN Yearly Total Debt VS Total AssetsSWIN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2021 2022 2023 2024 2025 5M 10M 15M

2.2 Solvency

  • An Altman-Z score of 43.70 indicates that SWIN is not in any danger for bankruptcy at the moment.
  • SWIN has a better Altman-Z score (43.70) than 98.33% of its industry peers.
  • SWIN has a Debt/Equity ratio of 0.09. This is a healthy value indicating a solid balance between debt and equity.
  • SWIN's Debt to Equity ratio of 0.09 is fine compared to the rest of the industry. SWIN outperforms 79.92% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.09
Debt/FCF N/A
Altman-Z 43.7
ROIC/WACCN/A
WACCN/A
SWIN Yearly LT Debt VS Equity VS FCFSWIN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2021 2022 2023 2024 2025 0 5M -5M 10M

2.3 Liquidity

  • SWIN has a Current Ratio of 1.29. This is a normal value and indicates that SWIN is financially healthy and should not expect problems in meeting its short term obligations.
  • SWIN's Current ratio of 1.29 is in line compared to the rest of the industry. SWIN outperforms 58.16% of its industry peers.
  • A Quick Ratio of 1.29 indicates that SWIN should not have too much problems paying its short term obligations.
  • SWIN has a Quick ratio (1.29) which is in line with its industry peers.
Industry RankSector Rank
Current Ratio 1.29
Quick Ratio 1.29
SWIN Yearly Current Assets VS Current LiabilitesSWIN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2021 2022 2023 2024 2025 2M 4M 6M 8M 10M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • The earnings per share for SWIN have decreased strongly by -300.39% in the last year.
  • The Revenue for SWIN has decreased by -44.11% in the past year. This is quite bad
  • SWIN shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -4.73% yearly.
EPS 1Y (TTM)-300.39%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-59.46%
Revenue 1Y (TTM)-44.11%
Revenue growth 3Y-4.73%
Revenue growth 5YN/A
Sales Q2Q%-34.3%

3.2 Future

  • Based on estimates for the next years, SWIN will show a very strong growth in Earnings Per Share. The EPS will grow by 53.96% on average per year.
  • Based on estimates for the next years, SWIN will show a very strong growth in Revenue. The Revenue will grow by 58.10% on average per year.
EPS Next Y35.19%
EPS Next 2Y53.96%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year61.68%
Revenue Next 2Y58.1%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
SWIN Yearly Revenue VS EstimatesSWIN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 2025 2026 2027 2M 4M 6M
SWIN Yearly EPS VS EstimatesSWIN Yearly EPS VS EstimatesYearly EPS VS Estimates 2025 2026 2027 0 0.2 -0.2 -0.4

More info and screens

Find the best growth stocksShow best growing peers

1

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for SWIN. In the last year negative earnings were reported.
  • Also next year SWIN is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
SWIN Price Earnings VS Forward Price EarningsSWIN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20 30 40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
SWIN Per share dataSWIN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 -0.2 -0.4 -0.6 -0.8

4.3 Compensation for Growth

  • SWIN's earnings are expected to grow with 53.96% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y53.96%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • SWIN does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

More info and screens

Find the best dividend stocksShow peers with best dividend

SOLOWIN HOLDINGS

NASDAQ:SWIN (10/9/2025, 9:42:21 PM)

After market: 3.31 +0.03 (+0.91%)

3.28

+0.2 (+6.49%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)N/A
Earnings (Next)12-31
Inst Owners0.17%
Inst Owner ChangeN/A
Ins Owners40.27%
Ins Owner ChangeN/A
Market Cap614.02M
Revenue(TTM)3.87M
Net Income(TTM)-14.79M
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 158.5
P/FCF N/A
P/OCF N/A
P/B 129.79
P/tB 132.19
EV/EBITDA N/A
EPS(TTM)-0.92
EYN/A
EPS(NY)-0.36
Fwd EYN/A
FCF(TTM)-0.01
FCFYN/A
OCF(TTM)-0.01
OCFYN/A
SpS0.02
BVpS0.03
TBVpS0.02
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -120.19%
ROE -312.68%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)-28.59%
ROA(5y)-20.17%
ROE(3y)-63.7%
ROE(5y)-56.92%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score2
Asset Turnover0.31
Health
Industry RankSector Rank
Debt/Equity 0.09
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 116.16%
Cap/Sales 2.97%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.29
Quick Ratio 1.29
Altman-Z 43.7
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)234.28%
Cap/Depr(5y)240.57%
Cap/Sales(3y)2.69%
Cap/Sales(5y)2.41%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-300.39%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-59.46%
EPS Next Y35.19%
EPS Next 2Y53.96%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-44.11%
Revenue growth 3Y-4.73%
Revenue growth 5YN/A
Sales Q2Q%-34.3%
Revenue Next Year61.68%
Revenue Next 2Y58.1%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-356.98%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y79.68%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y81.15%
OCF growth 3YN/A
OCF growth 5YN/A

SOLOWIN HOLDINGS / SWIN FAQ

What is the fundamental rating for SWIN stock?

ChartMill assigns a fundamental rating of 2 / 10 to SWIN.


Can you provide the valuation status for SOLOWIN HOLDINGS?

ChartMill assigns a valuation rating of 1 / 10 to SOLOWIN HOLDINGS (SWIN). This can be considered as Overvalued.


How profitable is SOLOWIN HOLDINGS (SWIN) stock?

SOLOWIN HOLDINGS (SWIN) has a profitability rating of 0 / 10.