SOLOWIN HOLDINGS (SWIN) Fundamental Analysis & Valuation

NASDAQ:SWIN • KYG827591044

Current stock price

3.28 USD
+0.2 (+6.49%)
At close:
3.31 USD
+0.03 (+0.91%)
After Hours:

This SWIN fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

0

1. SWIN Profitability Analysis

1.1 Basic Checks

  • SWIN had negative earnings in the past year.
  • In the past year SWIN has reported a negative cash flow from operations.
  • SWIN had negative earnings in 4 of the past 5 years.
  • In the past 5 years SWIN reported 4 times negative operating cash flow.
SWIN Yearly Net Income VS EBIT VS OCF VS FCFSWIN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2021 2022 2023 2024 2025 0 5M -5M 10M

1.2 Ratios

  • With a Return On Assets value of -120.19%, SWIN is not doing good in the industry: 97.91% of the companies in the same industry are doing better.
  • Looking at the Return On Equity, with a value of -312.68%, SWIN is doing worse than 92.05% of the companies in the same industry.
Industry RankSector Rank
ROA -120.19%
ROE -312.68%
ROIC N/A
ROA(3y)-28.59%
ROA(5y)-20.17%
ROE(3y)-63.7%
ROE(5y)-56.92%
ROIC(3y)N/A
ROIC(5y)N/A
SWIN Yearly ROA, ROE, ROICSWIN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2021 2022 2023 2024 2025 0 -50 -100 -150

1.3 Margins

  • The Profit Margin and Operating Margin and Gross Margin are not available for SWIN so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
SWIN Yearly Profit, Operating, Gross MarginsSWIN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2021 2022 2023 2024 2025 0 -100 -200 -300

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. SWIN Health Analysis

2.1 Basic Checks

  • SWIN has less shares outstanding than it did 1 year ago.
  • The debt/assets ratio for SWIN is higher compared to a year ago.
SWIN Yearly Shares OutstandingSWIN Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 2025 5M 10M 15M
SWIN Yearly Total Debt VS Total AssetsSWIN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2021 2022 2023 2024 2025 5M 10M 15M

2.2 Solvency

  • An Altman-Z score of 43.70 indicates that SWIN is not in any danger for bankruptcy at the moment.
  • The Altman-Z score of SWIN (43.70) is better than 98.33% of its industry peers.
  • SWIN has a Debt/Equity ratio of 0.09. This is a healthy value indicating a solid balance between debt and equity.
  • The Debt to Equity ratio of SWIN (0.09) is better than 79.92% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.09
Debt/FCF N/A
Altman-Z 43.7
ROIC/WACCN/A
WACCN/A
SWIN Yearly LT Debt VS Equity VS FCFSWIN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2021 2022 2023 2024 2025 0 5M -5M 10M

2.3 Liquidity

  • A Current Ratio of 1.29 indicates that SWIN should not have too much problems paying its short term obligations.
  • SWIN's Current ratio of 1.29 is in line compared to the rest of the industry. SWIN outperforms 58.16% of its industry peers.
  • A Quick Ratio of 1.29 indicates that SWIN should not have too much problems paying its short term obligations.
  • SWIN has a Quick ratio (1.29) which is in line with its industry peers.
Industry RankSector Rank
Current Ratio 1.29
Quick Ratio 1.29
SWIN Yearly Current Assets VS Current LiabilitesSWIN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2021 2022 2023 2024 2025 2M 4M 6M 8M 10M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. SWIN Growth Analysis

3.1 Past

  • The earnings per share for SWIN have decreased strongly by -300.39% in the last year.
  • The Revenue for SWIN has decreased by -44.11% in the past year. This is quite bad
  • The Revenue has been decreasing by -4.73% on average over the past years.
EPS 1Y (TTM)-300.39%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-59.46%
Revenue 1Y (TTM)-44.11%
Revenue growth 3Y-4.73%
Revenue growth 5YN/A
Sales Q2Q%-34.3%

3.2 Future

  • The Earnings Per Share is expected to grow by 53.96% on average over the next years. This is a very strong growth
  • SWIN is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 58.10% yearly.
EPS Next Y35.19%
EPS Next 2Y53.96%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year61.68%
Revenue Next 2Y58.1%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
SWIN Yearly Revenue VS EstimatesSWIN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 2025 2026 2027 2M 4M 6M
SWIN Yearly EPS VS EstimatesSWIN Yearly EPS VS EstimatesYearly EPS VS Estimates 2025 2026 2027 0 0.2 -0.2 -0.4

More info and screens

Find the best growth stocksShow best growing peers

1

4. SWIN Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for SWIN. In the last year negative earnings were reported.
  • Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for SWIN. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
SWIN Price Earnings VS Forward Price EarningsSWIN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20 30 40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
SWIN Per share dataSWIN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 -0.2 -0.4 -0.6 -0.8

4.3 Compensation for Growth

  • SWIN's earnings are expected to grow with 53.96% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y53.96%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. SWIN Dividend Analysis

5.1 Amount

  • No dividends for SWIN!.
Industry RankSector Rank
Dividend Yield N/A

More info and screens

Find the best dividend stocksShow peers with best dividend

SWIN Fundamentals: All Metrics, Ratios and Statistics

SOLOWIN HOLDINGS

NASDAQ:SWIN (10/9/2025, 9:42:21 PM)

After market: 3.31 +0.03 (+0.91%)

3.28

+0.2 (+6.49%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)N/A
Earnings (Next)12-31
Inst Owners0.17%
Inst Owner ChangeN/A
Ins Owners40.27%
Ins Owner ChangeN/A
Market Cap614.02M
Revenue(TTM)3.87M
Net Income(TTM)-14.79M
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 158.5
P/FCF N/A
P/OCF N/A
P/B 129.79
P/tB 132.19
EV/EBITDA N/A
EPS(TTM)-0.92
EYN/A
EPS(NY)-0.36
Fwd EYN/A
FCF(TTM)-0.01
FCFYN/A
OCF(TTM)-0.01
OCFYN/A
SpS0.02
BVpS0.03
TBVpS0.02
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0 (-100%)
Profitability
Industry RankSector Rank
ROA -120.19%
ROE -312.68%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)-28.59%
ROA(5y)-20.17%
ROE(3y)-63.7%
ROE(5y)-56.92%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score2
Asset Turnover0.31
Health
Industry RankSector Rank
Debt/Equity 0.09
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 116.16%
Cap/Sales 2.97%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.29
Quick Ratio 1.29
Altman-Z 43.7
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)234.28%
Cap/Depr(5y)240.57%
Cap/Sales(3y)2.69%
Cap/Sales(5y)2.41%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-300.39%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-59.46%
EPS Next Y35.19%
EPS Next 2Y53.96%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-44.11%
Revenue growth 3Y-4.73%
Revenue growth 5YN/A
Sales Q2Q%-34.3%
Revenue Next Year61.68%
Revenue Next 2Y58.1%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-356.98%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y79.68%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y81.15%
OCF growth 3YN/A
OCF growth 5YN/A

SOLOWIN HOLDINGS / SWIN Fundamental Analysis FAQ

What is the fundamental rating for SWIN stock?

ChartMill assigns a fundamental rating of 2 / 10 to SWIN.


What is the valuation status of SOLOWIN HOLDINGS (SWIN) stock?

ChartMill assigns a valuation rating of 1 / 10 to SOLOWIN HOLDINGS (SWIN). This can be considered as Overvalued.


Can you provide the profitability details for SOLOWIN HOLDINGS?

SOLOWIN HOLDINGS (SWIN) has a profitability rating of 0 / 10.


How financially healthy is SOLOWIN HOLDINGS?

The financial health rating of SOLOWIN HOLDINGS (SWIN) is 5 / 10.