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GRUPO SUPERVIELLE SA-SP ADR (SUPV) Stock Fundamental Analysis

USA - NYSE:SUPV - US40054A1088 - ADR

6.04 USD
-0.18 (-2.89%)
Last: 10/22/2025, 8:04:10 PM
6.18 USD
+0.14 (+2.32%)
After Hours: 10/22/2025, 8:04:10 PM
Fundamental Rating

2

We assign a fundamental rating of 2 out of 10 to SUPV. SUPV was compared to 391 industry peers in the Banks industry. Both the profitability and financial health of SUPV have multiple concerns. While showing a medium growth rate, SUPV is valued expensive at the moment.


Dividend Valuation Growth Profitability Health

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2

1. Profitability

1.1 Basic Checks

The reported net income has been mixed in the past 5 years: SUPV reported negative net income in multiple years.
SUPV had negative operating cash flow in 4 of the past 5 years.
SUPV Yearly Net Income VS EBIT VS OCF VS FCFSUPV Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50B -50B 100B -100B

1.2 Ratios

Looking at the Return On Assets, with a value of 2.07%, SUPV belongs to the top of the industry, outperforming 96.93% of the companies in the same industry.
Looking at the Return On Equity, with a value of 13.42%, SUPV belongs to the top of the industry, outperforming 89.51% of the companies in the same industry.
Industry RankSector Rank
ROA 2.07%
ROE 13.42%
ROIC N/A
ROA(3y)1.54%
ROA(5y)1.14%
ROE(3y)8.49%
ROE(5y)6.53%
ROIC(3y)N/A
ROIC(5y)N/A
SUPV Yearly ROA, ROE, ROICSUPV Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20

1.3 Margins

SUPV has a worse Profit Margin (9.68%) than 84.14% of its industry peers.
SUPV does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 9.68%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
SUPV Yearly Profit, Operating, Gross MarginsSUPV Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 40 60

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1

2. Health

2.1 Basic Checks

The number of shares outstanding for SUPV has been reduced compared to 1 year ago.
Compared to 5 years ago, SUPV has less shares outstanding
Compared to 1 year ago, SUPV has a worse debt to assets ratio.
SUPV Yearly Shares OutstandingSUPV Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M
SUPV Yearly Total Debt VS Total AssetsSUPV Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 1T 2T 3T 4T

2.2 Solvency

The Debt to FCF ratio of SUPV is 14.43, which is on the high side as it means it would take SUPV, 14.43 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 14.43, SUPV is not doing good in the industry: 81.59% of the companies in the same industry are doing better.
A Debt/Equity ratio of 0.54 indicates that SUPV is somewhat dependend on debt financing.
SUPV's Debt to Equity ratio of 0.54 is on the low side compared to the rest of the industry. SUPV is outperformed by 78.26% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.54
Debt/FCF 14.43
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
SUPV Yearly LT Debt VS Equity VS FCFSUPV Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200B 400B 600B 800B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
SUPV Yearly Current Assets VS Current LiabilitesSUPV Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2020 2022 2023 2024 100B 200B 300B 400B 500B

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4

3. Growth

3.1 Past

SUPV shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -38.10%.
Measured over the past years, SUPV shows a very strong growth in Earnings Per Share. The EPS has been growing by 89.57% on average per year.
SUPV shows a strong growth in Revenue. In the last year, the Revenue has grown by 107.29%.
The Revenue has been growing by 85.36% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-38.1%
EPS 3YN/A
EPS 5Y89.57%
EPS Q2Q%-19.85%
Revenue 1Y (TTM)107.29%
Revenue growth 3Y155.53%
Revenue growth 5Y85.36%
Sales Q2Q%-74.04%

3.2 Future

Based on estimates for the next years, SUPV will show a decrease in Earnings Per Share. The EPS will decrease by -2.82% on average per year.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y-55.33%
EPS Next 2Y14.97%
EPS Next 3Y-2.82%
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
SUPV Yearly Revenue VS EstimatesSUPV Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 500B 1T
SUPV Yearly EPS VS EstimatesSUPV Yearly EPS VS EstimatesYearly EPS VS Estimates 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 500 1K 1.5K

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0

4. Valuation

4.1 Price/Earnings Ratio

Industry RankSector Rank
PE N/A
Fwd PE N/A
SUPV Price Earnings VS Forward Price EarningsSUPV Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
SUPV Per share dataSUPV EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share

4.3 Compensation for Growth

SUPV's earnings are expected to decrease with -2.82% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y14.97%
EPS Next 3Y-2.82%

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0

5. Dividend

5.1 Amount

SUPV does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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GRUPO SUPERVIELLE SA-SP ADR

NYSE:SUPV (10/22/2025, 8:04:10 PM)

After market: 6.18 +0.14 (+2.32%)

6.04

-0.18 (-2.89%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)08-13 2025-08-13/amc
Earnings (Next)11-25 2025-11-25
Inst Owners5.22%
Inst Owner Change0.08%
Ins Owners24.6%
Ins Owner ChangeN/A
Market Cap528.21M
Revenue(TTM)1293.35B
Net Income(TTM)125.18B
Analysts85.45
Price TargetN/A
Short Float %5.18%
Short Ratio1.88
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)159.25%
DP26.88%
Div Incr Years0
Div Non Decr Years0
Ex-Date05-19 2025-05-19 (0.202035)
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-18.55%
Min EPS beat(2)-30.72%
Max EPS beat(2)-6.39%
EPS beat(4)2
Avg EPS beat(4)-7.76%
Min EPS beat(4)-30.72%
Max EPS beat(4)4.57%
EPS beat(8)5
Avg EPS beat(8)32.3%
EPS beat(12)6
Avg EPS beat(12)5.14%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-37.63%
Min Revenue beat(2)-44.2%
Max Revenue beat(2)-31.07%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)-85.48%
EPS NQ rev (3m)-92.33%
EPS NY rev (1m)0.11%
EPS NY rev (3m)-64.8%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-19.37%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S N/A
P/FCF N/A
P/OCF N/A
P/B N/A
P/tB N/A
EV/EBITDA N/A
EPS(TTM)N/A
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpSN/A
BVpSN/A
TBVpSN/A
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 2.07%
ROE 13.42%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 9.68%
GM N/A
FCFM 2.68%
ROA(3y)1.54%
ROA(5y)1.14%
ROE(3y)8.49%
ROE(5y)6.53%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score2
Asset Turnover0.21
Health
Industry RankSector Rank
Debt/Equity 0.54
Debt/FCF 14.43
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales 4.88%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 27.73%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)4.61%
Cap/Sales(5y)5.44%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-38.1%
EPS 3YN/A
EPS 5Y89.57%
EPS Q2Q%-19.85%
EPS Next Y-55.33%
EPS Next 2Y14.97%
EPS Next 3Y-2.82%
EPS Next 5YN/A
Revenue 1Y (TTM)107.29%
Revenue growth 3Y155.53%
Revenue growth 5Y85.36%
Sales Q2Q%-74.04%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y170.33%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y354.67%
OCF growth 3YN/A
OCF growth 5YN/A