STARWOOD PROPERTY TRUST INC (STWD) Fundamental Analysis & Valuation

NYSE:STWD • US85571B1052

Current stock price

17.74 USD
+0.16 (+0.91%)
At close:
17.7798 USD
+0.04 (+0.22%)
After Hours:

This STWD fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. STWD Profitability Analysis

1.1 Basic Checks

  • In the past year STWD was profitable.
  • STWD had a positive operating cash flow in the past year.
  • Each year in the past 5 years STWD has been profitable.
  • STWD had a positive operating cash flow in 4 of the past 5 years.
STWD Yearly Net Income VS EBIT VS OCF VS FCFSTWD Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M -500M 1B -1B

1.2 Ratios

  • STWD's Return On Assets of 0.64% is in line compared to the rest of the industry. STWD outperforms 47.06% of its industry peers.
  • STWD's Return On Equity of 5.92% is in line compared to the rest of the industry. STWD outperforms 57.35% of its industry peers.
  • STWD's Return On Invested Capital of 0.14% is on the low side compared to the rest of the industry. STWD is outperformed by 76.47% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for STWD is in line with the industry average of 1.30%.
Industry RankSector Rank
ROA 0.64%
ROE 5.92%
ROIC 0.14%
ROA(3y)0.56%
ROA(5y)0.66%
ROE(3y)5.57%
ROE(5y)7.44%
ROIC(3y)0.14%
ROIC(5y)0.31%
STWD Yearly ROA, ROE, ROICSTWD Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • Looking at the Profit Margin, with a value of 21.18%, STWD is in the better half of the industry, outperforming 72.06% of the companies in the same industry.
  • In the last couple of years the Profit Margin of STWD has declined.
  • The Operating Margin of STWD (5.94%) is worse than 69.12% of its industry peers.
  • In the last couple of years the Operating Margin of STWD has declined.
  • The Gross Margin of STWD (25.54%) is worse than 70.59% of its industry peers.
  • In the last couple of years the Gross Margin of STWD has declined.
Industry RankSector Rank
OM 5.94%
PM (TTM) 21.18%
GM 25.54%
OM growth 3Y-48.24%
OM growth 5Y-17.38%
PM growth 3Y-18.04%
PM growth 5Y-5.92%
GM growth 3Y-23.89%
GM growth 5Y-13.73%
STWD Yearly Profit, Operating, Gross MarginsSTWD Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40 50

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. STWD Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), STWD is destroying value.
  • Compared to 1 year ago, STWD has more shares outstanding
  • The number of shares outstanding for STWD has been increased compared to 5 years ago.
  • STWD has a worse debt/assets ratio than last year.
STWD Yearly Shares OutstandingSTWD Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M
STWD Yearly Total Debt VS Total AssetsSTWD Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B

2.2 Solvency

  • Based on the Altman-Z score of 0.08, we must say that STWD is in the distress zone and has some risk of bankruptcy.
  • With a decent Altman-Z score value of 0.08, STWD is doing good in the industry, outperforming 77.94% of the companies in the same industry.
  • STWD has a debt to FCF ratio of 22.59. This is a negative value and a sign of low solvency as STWD would need 22.59 years to pay back of all of its debts.
  • STWD has a better Debt to FCF ratio (22.59) than 91.18% of its industry peers.
  • A Debt/Equity ratio of 3.25 is on the high side and indicates that STWD has dependencies on debt financing.
  • With a decent Debt to Equity ratio value of 3.25, STWD is doing good in the industry, outperforming 75.00% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 3.25
Debt/FCF 22.59
Altman-Z 0.08
ROIC/WACC0.02
WACC6.03%
STWD Yearly LT Debt VS Equity VS FCFSTWD Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B 20B

2.3 Liquidity

  • A Current Ratio of 0.38 indicates that STWD may have some problems paying its short term obligations.
  • With a decent Current ratio value of 0.38, STWD is doing good in the industry, outperforming 75.00% of the companies in the same industry.
  • A Quick Ratio of 0.38 indicates that STWD may have some problems paying its short term obligations.
  • The Quick ratio of STWD (0.38) is better than 75.00% of its industry peers.
Industry RankSector Rank
Current Ratio 0.38
Quick Ratio 0.38
STWD Yearly Current Assets VS Current LiabilitesSTWD Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B 2.5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. STWD Growth Analysis

3.1 Past

  • STWD shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -16.26%.
  • STWD shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -3.00% yearly.
  • The Revenue has decreased by -4.47% in the past year.
  • Measured over the past years, STWD shows a quite strong growth in Revenue. The Revenue has been growing by 10.82% on average per year.
EPS 1Y (TTM)-16.26%
EPS 3Y-9.32%
EPS 5Y-3%
EPS Q2Q%-12.5%
Revenue 1Y (TTM)-4.47%
Revenue growth 3Y-5.07%
Revenue growth 5Y10.82%
Sales Q2Q%8.49%

3.2 Future

  • Based on estimates for the next years, STWD will show a small growth in Earnings Per Share. The EPS will grow by 6.62% on average per year.
  • The Revenue is expected to grow by 11.77% on average over the next years. This is quite good.
EPS Next Y7.93%
EPS Next 2Y9.13%
EPS Next 3Y6.62%
EPS Next 5YN/A
Revenue Next Year12.41%
Revenue Next 2Y15.01%
Revenue Next 3Y11.77%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
STWD Yearly Revenue VS EstimatesSTWD Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 500M 1B 1.5B 2B 2.5B
STWD Yearly EPS VS EstimatesSTWD Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0.5 1 1.5 2 2.5

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6

4. STWD Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 10.44, which indicates a very decent valuation of STWD.
  • STWD's Price/Earnings ratio is a bit cheaper when compared to the industry. STWD is cheaper than 64.71% of the companies in the same industry.
  • STWD's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.91.
  • Based on the Price/Forward Earnings ratio of 9.67, the valuation of STWD can be described as reasonable.
  • STWD's Price/Forward Earnings is on the same level as the industry average.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 23.68, STWD is valued rather cheaply.
Industry RankSector Rank
PE 10.44
Fwd PE 9.67
STWD Price Earnings VS Forward Price EarningsSTWD Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • STWD's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. STWD is cheaper than 66.18% of the companies in the same industry.
  • STWD's Price/Free Cash Flow ratio is rather cheap when compared to the industry. STWD is cheaper than 89.71% of the companies in the same industry.
Industry RankSector Rank
P/FCF 6.72
EV/EBITDA 137.2
STWD Per share dataSTWD EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • STWD's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.32
PEG (5Y)N/A
EPS Next 2Y9.13%
EPS Next 3Y6.62%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. STWD Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 11.27%, STWD is a good candidate for dividend investing.
  • With a Dividend Yield of 11.27, STWD pays less dividend than the industry average, which is at 13.66. 83.82% of the companies listed in the same industry pay a better dividend than STWD!
  • Compared to an average S&P500 Dividend Yield of 1.89, STWD pays a better dividend.
Industry RankSector Rank
Dividend Yield 11.27%

5.2 History

  • The dividend of STWD decreases each year by -0.41%.
  • STWD has paid a dividend for at least 10 years, which is a reliable track record.
  • STWD has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)-0.41%
Div Incr Years0
Div Non Decr Years16
STWD Yearly Dividends per shareSTWD Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • STWD pays out 166.23% of its income as dividend. This is not a sustainable payout ratio.
DP166.23%
EPS Next 2Y9.13%
EPS Next 3Y6.62%
STWD Yearly Income VS Free CF VS DividendSTWD Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M -500M 1B -1B
STWD Dividend Payout.STWD Dividend Payout, showing the Payout Ratio.STWD Dividend Payout.PayoutRetained Earnings

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STWD Fundamentals: All Metrics, Ratios and Statistics

STARWOOD PROPERTY TRUST INC

NYSE:STWD (4/9/2026, 8:04:00 PM)

After market: 17.7798 +0.04 (+0.22%)

17.74

+0.16 (+0.91%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-25
Earnings (Next)04-30
Inst Owners52.77%
Inst Owner Change0%
Ins Owners5.46%
Ins Owner Change0.9%
Market Cap6.58B
Revenue(TTM)1.90B
Net Income(TTM)402.36M
Analysts78.67
Price Target21.06 (18.71%)
Short Float %3.49%
Short Ratio3.47
Dividend
Industry RankSector Rank
Dividend Yield 11.27%
Yearly Dividend1.89
Dividend Growth(5Y)-0.41%
DP166.23%
Div Incr Years0
Div Non Decr Years16
Ex-Date03-31
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-6.42%
Min EPS beat(2)-10.87%
Max EPS beat(2)-1.96%
EPS beat(4)1
Avg EPS beat(4)-0.96%
Min EPS beat(4)-10.87%
Max EPS beat(4)10.58%
EPS beat(8)4
Avg EPS beat(8)2.14%
EPS beat(12)6
Avg EPS beat(12)2.76%
EPS beat(16)7
Avg EPS beat(16)4.41%
Revenue beat(2)1
Avg Revenue beat(2)0.06%
Min Revenue beat(2)-1.2%
Max Revenue beat(2)1.32%
Revenue beat(4)1
Avg Revenue beat(4)-3.34%
Min Revenue beat(4)-9.5%
Max Revenue beat(4)1.32%
Revenue beat(8)1
Avg Revenue beat(8)-4.34%
Revenue beat(12)1
Avg Revenue beat(12)-5.63%
Revenue beat(16)5
Avg Revenue beat(16)18.95%
PT rev (1m)-3.02%
PT rev (3m)-4.36%
EPS NQ rev (1m)-4.06%
EPS NQ rev (3m)-2.89%
EPS NY rev (1m)-1.89%
EPS NY rev (3m)-2.18%
Revenue NQ rev (1m)4.14%
Revenue NQ rev (3m)4.14%
Revenue NY rev (1m)0.24%
Revenue NY rev (3m)0.24%
Valuation
Industry RankSector Rank
PE 10.44
Fwd PE 9.67
P/S 3.46
P/FCF 6.72
P/OCF 6.72
P/B 0.97
P/tB 1.08
EV/EBITDA 137.2
EPS(TTM)1.7
EY9.58%
EPS(NY)1.83
Fwd EY10.34%
FCF(TTM)2.64
FCFY14.87%
OCF(TTM)2.64
OCFY14.87%
SpS5.12
BVpS18.33
TBVpS16.46
PEG (NY)1.32
PEG (5Y)N/A
Graham Number26.48
Profitability
Industry RankSector Rank
ROA 0.64%
ROE 5.92%
ROCE 0.18%
ROIC 0.14%
ROICexc 0.14%
ROICexgc 0.34%
OM 5.94%
PM (TTM) 21.18%
GM 25.54%
FCFM 51.48%
ROA(3y)0.56%
ROA(5y)0.66%
ROE(3y)5.57%
ROE(5y)7.44%
ROIC(3y)0.14%
ROIC(5y)0.31%
ROICexc(3y)0.14%
ROICexc(5y)0.31%
ROICexgc(3y)0.39%
ROICexgc(5y)0.97%
ROCE(3y)0.18%
ROCE(5y)0.41%
ROICexgc growth 3Y-51.72%
ROICexgc growth 5Y-18.12%
ROICexc growth 3Y-46.89%
ROICexc growth 5Y-3.66%
OM growth 3Y-48.24%
OM growth 5Y-17.38%
PM growth 3Y-18.04%
PM growth 5Y-5.92%
GM growth 3Y-23.89%
GM growth 5Y-13.73%
F-Score6
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 3.25
Debt/FCF 22.59
Debt/EBITDA 111.79
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.09
Cash Conversion 494.75%
Profit Quality 243.03%
Current Ratio 0.38
Quick Ratio 0.38
Altman-Z 0.08
F-Score6
WACC6.03%
ROIC/WACC0.02
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)195.06%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-16.26%
EPS 3Y-9.32%
EPS 5Y-3%
EPS Q2Q%-12.5%
EPS Next Y7.93%
EPS Next 2Y9.13%
EPS Next 3Y6.62%
EPS Next 5YN/A
Revenue 1Y (TTM)-4.47%
Revenue growth 3Y-5.07%
Revenue growth 5Y10.82%
Sales Q2Q%8.49%
Revenue Next Year12.41%
Revenue Next 2Y15.01%
Revenue Next 3Y11.77%
Revenue Next 5YN/A
EBIT growth 1Y1716.03%
EBIT growth 3Y-50.86%
EBIT growth 5Y-8.44%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y51.23%
FCF growth 3Y66.01%
FCF growth 5Y-1.33%
OCF growth 1Y51.23%
OCF growth 3Y66.01%
OCF growth 5Y-1.33%

STARWOOD PROPERTY TRUST INC / STWD Fundamental Analysis FAQ

What is the fundamental rating for STWD stock?

ChartMill assigns a fundamental rating of 4 / 10 to STWD.


What is the valuation status for STWD stock?

ChartMill assigns a valuation rating of 6 / 10 to STARWOOD PROPERTY TRUST INC (STWD). This can be considered as Fairly Valued.


Can you provide the profitability details for STARWOOD PROPERTY TRUST INC?

STARWOOD PROPERTY TRUST INC (STWD) has a profitability rating of 3 / 10.


Can you provide the financial health for STWD stock?

The financial health rating of STARWOOD PROPERTY TRUST INC (STWD) is 3 / 10.


What is the earnings growth outlook for STARWOOD PROPERTY TRUST INC?

The Earnings per Share (EPS) of STARWOOD PROPERTY TRUST INC (STWD) is expected to grow by 7.93% in the next year.