STARWOOD PROPERTY TRUST INC (STWD) Stock Fundamental Analysis
USA - NYSE:STWD - US85571B1052 - REIT
17.63 USD
-0.2 (-1.12%)
17.75 USD
+0.12 (+0.68%)
Taking everything into account, STWD scores 4 out of 10 in our fundamental rating. STWD was compared to 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. STWD has an average financial health and profitability rating. STWD is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year STWD was profitable.
STWD had a positive operating cash flow in the past year.
STWD had positive earnings in each of the past 5 years.
Of the past 5 years STWD 4 years had a positive operating cash flow.
1.2 Ratios
STWD has a Return On Assets (0.58%) which is in line with its industry peers.
STWD has a better Return On Equity (5.64%) than 75.00% of its industry peers.
The Return On Invested Capital of STWD (0.06%) is worse than 77.94% of its industry peers.
The Average Return On Invested Capital over the past 3 years for STWD is in line with the industry average of 1.22%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 5.64% | ||
| ROIC | 0.06% |
ROA(3y)0.71%
ROA(5y)0.61%
ROE(3y)8.01%
ROE(5y)7.71%
ROIC(3y)0.41%
ROIC(5y)0.32%
1.3 Margins
STWD has a better Profit Margin (19.67%) than 86.76% of its industry peers.
STWD's Profit Margin has declined in the last couple of years.
With a Operating Margin value of 2.43%, STWD is not doing good in the industry: 77.94% of the companies in the same industry are doing better.
STWD's Operating Margin has declined in the last couple of years.
STWD's Gross Margin of 24.13% is on the low side compared to the rest of the industry. STWD is outperformed by 63.24% of its industry peers.
In the last couple of years the Gross Margin of STWD has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.43% | ||
| PM (TTM) | 19.67% | ||
| GM | 24.13% |
OM growth 3Y-73.09%
OM growth 5Y-53.33%
PM growth 3Y-22.07%
PM growth 5Y-15.94%
GM growth 3Y-19.52%
GM growth 5Y-12.09%
2. Health
2.1 Basic Checks
STWD has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, STWD has more shares outstanding
The number of shares outstanding for STWD has been increased compared to 5 years ago.
STWD has a better debt/assets ratio than last year.
2.2 Solvency
STWD has an Altman-Z score of 0.09. This is a bad value and indicates that STWD is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.09, STWD is in the better half of the industry, outperforming 72.06% of the companies in the same industry.
STWD has a debt to FCF ratio of 28.40. This is a negative value and a sign of low solvency as STWD would need 28.40 years to pay back of all of its debts.
STWD has a Debt to FCF ratio of 28.40. This is amongst the best in the industry. STWD outperforms 83.82% of its industry peers.
STWD has a Debt/Equity ratio of 3.05. This is a high value indicating a heavy dependency on external financing.
With a decent Debt to Equity ratio value of 3.05, STWD is doing good in the industry, outperforming 73.53% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.05 | ||
| Debt/FCF | 28.4 | ||
| Altman-Z | 0.09 |
ROIC/WACC0.01
WACC6.62%
2.3 Liquidity
A Current Ratio of 0.42 indicates that STWD may have some problems paying its short term obligations.
STWD's Current ratio of 0.42 is fine compared to the rest of the industry. STWD outperforms 63.24% of its industry peers.
A Quick Ratio of 0.42 indicates that STWD may have some problems paying its short term obligations.
STWD has a Quick ratio of 0.42. This is in the better half of the industry: STWD outperforms 63.24% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.42 | ||
| Quick Ratio | 0.42 |
3. Growth
3.1 Past
The earnings per share for STWD have decreased strongly by -17.37% in the last year.
The Revenue for STWD has decreased by -15.07% in the past year. This is quite bad
The Revenue has been growing by 10.69% on average over the past years. This is quite good.
EPS 1Y (TTM)-17.37%
EPS 3Y-8.27%
EPS 5Y0%
EPS Q2Q%-16.67%
Revenue 1Y (TTM)-15.07%
Revenue growth 3Y19.11%
Revenue growth 5Y10.69%
Sales Q2Q%1.95%
3.2 Future
Based on estimates for the next years, STWD will show a small growth in Earnings Per Share. The EPS will grow by 0.33% on average per year.
Based on estimates for the next years, STWD will show a small growth in Revenue. The Revenue will grow by 5.41% on average per year.
EPS Next Y-10%
EPS Next 2Y-1.78%
EPS Next 3Y0.33%
EPS Next 5YN/A
Revenue Next Year-9.01%
Revenue Next 2Y-2.86%
Revenue Next 3Y5.41%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 10.02, which indicates a very decent valuation of STWD.
67.65% of the companies in the same industry are more expensive than STWD, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 25.56. STWD is valued rather cheaply when compared to this.
A Price/Forward Earnings ratio of 9.00 indicates a reasonable valuation of STWD.
STWD's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. STWD is cheaper than 60.29% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 34.62. STWD is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.02 | ||
| Fwd PE | 9 |
4.2 Price Multiples
64.71% of the companies in the same industry are more expensive than STWD, based on the Enterprise Value to EBITDA ratio.
75.00% of the companies in the same industry are more expensive than STWD, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.4 | ||
| EV/EBITDA | 273.59 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-1.78%
EPS Next 3Y0.33%
5. Dividend
5.1 Amount
STWD has a Yearly Dividend Yield of 10.77%, which is a nice return.
Compared to an average industry Dividend Yield of 11.97, STWD has a dividend in line with its industry peers.
STWD's Dividend Yield is rather good when compared to the S&P500 average which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.77% |
5.2 History
The dividend of STWD decreases each year by -0.25%.
STWD has paid a dividend for at least 10 years, which is a reliable track record.
STWD has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)-0.25%
Div Incr Years0
Div Non Decr Years15
5.3 Sustainability
177.09% of the earnings are spent on dividend by STWD. This is not a sustainable payout ratio.
DP177.09%
EPS Next 2Y-1.78%
EPS Next 3Y0.33%
17.63
-0.2 (-1.12%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners49.74%
Inst Owner Change-13.08%
Ins Owners5.5%
Ins Owner Change0.32%
Market Cap6.47B
Revenue(TTM)1.99B
Net Income(TTM)362.05M
Analysts78.57
Price Target22.1 (25.35%)
Short Float %3.64%
Short Ratio4.63
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.77% |
Yearly Dividend1.91
Dividend Growth(5Y)-0.25%
DP177.09%
Div Incr Years0
Div Non Decr Years15
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)4.49%
Min EPS beat(2)-1.6%
Max EPS beat(2)10.58%
EPS beat(4)3
Avg EPS beat(4)2.58%
Min EPS beat(4)-1.6%
Max EPS beat(4)10.58%
EPS beat(8)6
Avg EPS beat(8)6.25%
EPS beat(12)6
Avg EPS beat(12)3.45%
EPS beat(16)8
Avg EPS beat(16)11.72%
Revenue beat(2)0
Avg Revenue beat(2)-6.73%
Min Revenue beat(2)-9.5%
Max Revenue beat(2)-3.97%
Revenue beat(4)0
Avg Revenue beat(4)-7.2%
Min Revenue beat(4)-9.5%
Max Revenue beat(4)-3.97%
Revenue beat(8)0
Avg Revenue beat(8)-7.33%
Revenue beat(12)2
Avg Revenue beat(12)-0.84%
Revenue beat(16)4
Avg Revenue beat(16)18.05%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)-2.38%
EPS NQ rev (3m)-7.51%
EPS NY rev (1m)-1.42%
EPS NY rev (3m)-0.56%
Revenue NQ rev (1m)1.07%
Revenue NQ rev (3m)7.5%
Revenue NY rev (1m)0.22%
Revenue NY rev (3m)3.97%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.02 | ||
| Fwd PE | 9 | ||
| P/S | 3.52 | ||
| P/FCF | 9.4 | ||
| P/OCF | 9.4 | ||
| P/B | 1.01 | ||
| P/tB | 1.06 | ||
| EV/EBITDA | 273.59 |
EPS(TTM)1.76
EY9.98%
EPS(NY)1.96
Fwd EY11.11%
FCF(TTM)1.88
FCFY10.64%
OCF(TTM)1.88
OCFY10.64%
SpS5.01
BVpS17.49
TBVpS16.64
PEG (NY)N/A
PEG (5Y)N/A
Graham Number26.32
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 5.64% | ||
| ROCE | 0.07% | ||
| ROIC | 0.06% | ||
| ROICexc | 0.06% | ||
| ROICexgc | 0.15% | ||
| OM | 2.43% | ||
| PM (TTM) | 19.67% | ||
| GM | 24.13% | ||
| FCFM | 37.42% |
ROA(3y)0.71%
ROA(5y)0.61%
ROE(3y)8.01%
ROE(5y)7.71%
ROIC(3y)0.41%
ROIC(5y)0.32%
ROICexc(3y)0.42%
ROICexc(5y)0.32%
ROICexgc(3y)1.27%
ROICexgc(5y)1.09%
ROCE(3y)0.54%
ROCE(5y)0.41%
ROICexgc growth 3Y-67.71%
ROICexgc growth 5Y-52.05%
ROICexc growth 3Y-64.39%
ROICexc growth 5Y-45.8%
OM growth 3Y-73.09%
OM growth 5Y-53.33%
PM growth 3Y-22.07%
PM growth 5Y-15.94%
GM growth 3Y-19.52%
GM growth 5Y-12.09%
F-Score4
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.05 | ||
| Debt/FCF | 28.4 | ||
| Debt/EBITDA | 210.39 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.04 | ||
| Cash Conversion | 740.77% | ||
| Profit Quality | 190.27% | ||
| Current Ratio | 0.42 | ||
| Quick Ratio | 0.42 | ||
| Altman-Z | 0.09 |
F-Score4
WACC6.62%
ROIC/WACC0.01
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)122.39%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-17.37%
EPS 3Y-8.27%
EPS 5Y0%
EPS Q2Q%-16.67%
EPS Next Y-10%
EPS Next 2Y-1.78%
EPS Next 3Y0.33%
EPS Next 5YN/A
Revenue 1Y (TTM)-15.07%
Revenue growth 3Y19.11%
Revenue growth 5Y10.69%
Sales Q2Q%1.95%
Revenue Next Year-9.01%
Revenue Next 2Y-2.86%
Revenue Next 3Y5.41%
Revenue Next 5YN/A
EBIT growth 1Y-57.51%
EBIT growth 3Y-67.95%
EBIT growth 5Y-48.34%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y321.4%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y321.4%
OCF growth 3YN/A
OCF growth 5YN/A
STARWOOD PROPERTY TRUST INC / STWD FAQ
What is the fundamental rating for STWD stock?
ChartMill assigns a fundamental rating of 4 / 10 to STWD.
Can you provide the valuation status for STARWOOD PROPERTY TRUST INC?
ChartMill assigns a valuation rating of 5 / 10 to STARWOOD PROPERTY TRUST INC (STWD). This can be considered as Fairly Valued.
How profitable is STARWOOD PROPERTY TRUST INC (STWD) stock?
STARWOOD PROPERTY TRUST INC (STWD) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for STWD stock?
The Price/Earnings (PE) ratio for STARWOOD PROPERTY TRUST INC (STWD) is 10.02 and the Price/Book (PB) ratio is 1.01.
What is the financial health of STARWOOD PROPERTY TRUST INC (STWD) stock?
The financial health rating of STARWOOD PROPERTY TRUST INC (STWD) is 4 / 10.