STARWOOD PROPERTY TRUST INC (STWD) Fundamental Analysis & Valuation

NYSE:STWD • US85571B1052

Current stock price

18.24 USD
0 (0%)
At close:
18.25 USD
+0.01 (+0.05%)
After Hours:

This STWD fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. STWD Profitability Analysis

1.1 Basic Checks

  • STWD had positive earnings in the past year.
  • In the past year STWD had a positive cash flow from operations.
  • STWD had positive earnings in each of the past 5 years.
  • STWD had a positive operating cash flow in 4 of the past 5 years.
STWD Yearly Net Income VS EBIT VS OCF VS FCFSTWD Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M -500M 1B -1B

1.2 Ratios

  • STWD has a Return On Assets (0.64%) which is in line with its industry peers.
  • STWD's Return On Equity of 5.92% is in line compared to the rest of the industry. STWD outperforms 57.35% of its industry peers.
  • The Return On Invested Capital of STWD (0.14%) is worse than 76.47% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for STWD is in line with the industry average of 1.29%.
Industry RankSector Rank
ROA 0.64%
ROE 5.92%
ROIC 0.14%
ROA(3y)0.56%
ROA(5y)0.66%
ROE(3y)5.57%
ROE(5y)7.44%
ROIC(3y)0.14%
ROIC(5y)0.31%
STWD Yearly ROA, ROE, ROICSTWD Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • STWD has a better Profit Margin (21.18%) than 72.06% of its industry peers.
  • In the last couple of years the Profit Margin of STWD has declined.
  • STWD has a Operating Margin of 5.94%. This is in the lower half of the industry: STWD underperforms 69.12% of its industry peers.
  • In the last couple of years the Operating Margin of STWD has declined.
  • STWD's Gross Margin of 25.54% is on the low side compared to the rest of the industry. STWD is outperformed by 70.59% of its industry peers.
  • In the last couple of years the Gross Margin of STWD has declined.
Industry RankSector Rank
OM 5.94%
PM (TTM) 21.18%
GM 25.54%
OM growth 3Y-48.24%
OM growth 5Y-17.38%
PM growth 3Y-18.04%
PM growth 5Y-5.92%
GM growth 3Y-23.89%
GM growth 5Y-13.73%
STWD Yearly Profit, Operating, Gross MarginsSTWD Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40 50

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3

2. STWD Health Analysis

2.1 Basic Checks

  • STWD has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • Compared to 1 year ago, STWD has more shares outstanding
  • STWD has more shares outstanding than it did 5 years ago.
  • STWD has a worse debt/assets ratio than last year.
STWD Yearly Shares OutstandingSTWD Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M
STWD Yearly Total Debt VS Total AssetsSTWD Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B

2.2 Solvency

  • Based on the Altman-Z score of 0.09, we must say that STWD is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of STWD (0.09) is better than 77.94% of its industry peers.
  • The Debt to FCF ratio of STWD is 22.59, which is on the high side as it means it would take STWD, 22.59 years of fcf income to pay off all of its debts.
  • STWD has a Debt to FCF ratio of 22.59. This is amongst the best in the industry. STWD outperforms 91.18% of its industry peers.
  • STWD has a Debt/Equity ratio of 3.25. This is a high value indicating a heavy dependency on external financing.
  • With a decent Debt to Equity ratio value of 3.25, STWD is doing good in the industry, outperforming 75.00% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 3.25
Debt/FCF 22.59
Altman-Z 0.09
ROIC/WACC0.02
WACC6.04%
STWD Yearly LT Debt VS Equity VS FCFSTWD Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B 20B

2.3 Liquidity

  • A Current Ratio of 0.38 indicates that STWD may have some problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 0.38, STWD is in the better half of the industry, outperforming 75.00% of the companies in the same industry.
  • A Quick Ratio of 0.38 indicates that STWD may have some problems paying its short term obligations.
  • STWD has a Quick ratio of 0.38. This is in the better half of the industry: STWD outperforms 75.00% of its industry peers.
Industry RankSector Rank
Current Ratio 0.38
Quick Ratio 0.38
STWD Yearly Current Assets VS Current LiabilitesSTWD Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B 2.5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. STWD Growth Analysis

3.1 Past

  • STWD shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -16.26%.
  • Measured over the past years, STWD shows a decrease in Earnings Per Share. The EPS has been decreasing by -3.00% on average per year.
  • The Revenue has decreased by -4.47% in the past year.
  • Measured over the past years, STWD shows a quite strong growth in Revenue. The Revenue has been growing by 10.82% on average per year.
EPS 1Y (TTM)-16.26%
EPS 3Y-9.32%
EPS 5Y-3%
EPS Q2Q%-12.5%
Revenue 1Y (TTM)-4.47%
Revenue growth 3Y-5.07%
Revenue growth 5Y10.82%
Sales Q2Q%8.49%

3.2 Future

  • STWD is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.62% yearly.
  • Based on estimates for the next years, STWD will show a quite strong growth in Revenue. The Revenue will grow by 11.77% on average per year.
EPS Next Y7.8%
EPS Next 2Y8.54%
EPS Next 3Y6.62%
EPS Next 5YN/A
Revenue Next Year12.41%
Revenue Next 2Y15.01%
Revenue Next 3Y11.77%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
STWD Yearly Revenue VS EstimatesSTWD Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 500M 1B 1.5B 2B 2.5B
STWD Yearly EPS VS EstimatesSTWD Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0.5 1 1.5 2 2.5

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6

4. STWD Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 10.73, the valuation of STWD can be described as reasonable.
  • Based on the Price/Earnings ratio, STWD is valued a bit cheaper than the industry average as 64.71% of the companies are valued more expensively.
  • The average S&P500 Price/Earnings ratio is at 27.79. STWD is valued rather cheaply when compared to this.
  • With a Price/Forward Earnings ratio of 9.95, the valuation of STWD can be described as very reasonable.
  • 61.76% of the companies in the same industry are more expensive than STWD, based on the Price/Forward Earnings ratio.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 38.88, STWD is valued rather cheaply.
Industry RankSector Rank
PE 10.73
Fwd PE 9.95
STWD Price Earnings VS Forward Price EarningsSTWD Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • 66.18% of the companies in the same industry are more expensive than STWD, based on the Enterprise Value to EBITDA ratio.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of STWD indicates a rather cheap valuation: STWD is cheaper than 88.24% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 6.91
EV/EBITDA 138.14
STWD Per share dataSTWD EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.38
PEG (5Y)N/A
EPS Next 2Y8.54%
EPS Next 3Y6.62%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. STWD Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 10.70%, STWD is a good candidate for dividend investing.
  • With a Dividend Yield of 10.70, STWD pays less dividend than the industry average, which is at 12.67. 83.82% of the companies listed in the same industry pay a better dividend than STWD!
  • Compared to an average S&P500 Dividend Yield of 1.81, STWD pays a better dividend.
Industry RankSector Rank
Dividend Yield 10.7%

5.2 History

  • The dividend of STWD decreases each year by -0.41%.
  • STWD has been paying a dividend for at least 10 years, so it has a reliable track record.
  • STWD has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)-0.41%
Div Incr Years0
Div Non Decr Years16
STWD Yearly Dividends per shareSTWD Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • 166.23% of the earnings are spent on dividend by STWD. This is not a sustainable payout ratio.
DP166.23%
EPS Next 2Y8.54%
EPS Next 3Y6.62%
STWD Yearly Income VS Free CF VS DividendSTWD Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M -500M 1B -1B
STWD Dividend Payout.STWD Dividend Payout, showing the Payout Ratio.STWD Dividend Payout.PayoutRetained Earnings

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STWD Fundamentals: All Metrics, Ratios and Statistics

STARWOOD PROPERTY TRUST INC

NYSE:STWD (4/22/2026, 8:04:00 PM)

After market: 18.25 +0.01 (+0.05%)

18.24

0 (0%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-25
Earnings (Next)04-30
Inst Owners52.73%
Inst Owner Change-0.02%
Ins Owners5.82%
Ins Owner Change0.9%
Market Cap6.76B
Revenue(TTM)1.90B
Net Income(TTM)402.36M
Analysts78.67
Price Target21.06 (15.46%)
Short Float %4.05%
Short Ratio4.15
Dividend
Industry RankSector Rank
Dividend Yield 10.7%
Yearly Dividend1.89
Dividend Growth(5Y)-0.41%
DP166.23%
Div Incr Years0
Div Non Decr Years16
Ex-Date03-31
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-6.42%
Min EPS beat(2)-10.87%
Max EPS beat(2)-1.96%
EPS beat(4)1
Avg EPS beat(4)-0.96%
Min EPS beat(4)-10.87%
Max EPS beat(4)10.58%
EPS beat(8)4
Avg EPS beat(8)2.14%
EPS beat(12)6
Avg EPS beat(12)2.76%
EPS beat(16)7
Avg EPS beat(16)4.41%
Revenue beat(2)1
Avg Revenue beat(2)0.06%
Min Revenue beat(2)-1.2%
Max Revenue beat(2)1.32%
Revenue beat(4)1
Avg Revenue beat(4)-3.34%
Min Revenue beat(4)-9.5%
Max Revenue beat(4)1.32%
Revenue beat(8)1
Avg Revenue beat(8)-4.34%
Revenue beat(12)1
Avg Revenue beat(12)-5.63%
Revenue beat(16)5
Avg Revenue beat(16)18.95%
PT rev (1m)-3.02%
PT rev (3m)-3.34%
EPS NQ rev (1m)0.4%
EPS NQ rev (3m)-2.94%
EPS NY rev (1m)-0.12%
EPS NY rev (3m)-2.24%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)4.14%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.24%
Valuation
Industry RankSector Rank
PE 10.73
Fwd PE 9.95
P/S 3.56
P/FCF 6.91
P/OCF 6.91
P/B 0.99
P/tB 1.11
EV/EBITDA 138.14
EPS(TTM)1.7
EY9.32%
EPS(NY)1.83
Fwd EY10.05%
FCF(TTM)2.64
FCFY14.46%
OCF(TTM)2.64
OCFY14.46%
SpS5.12
BVpS18.33
TBVpS16.46
PEG (NY)1.38
PEG (5Y)N/A
Graham Number26.4806 (45.18%)
Profitability
Industry RankSector Rank
ROA 0.64%
ROE 5.92%
ROCE 0.18%
ROIC 0.14%
ROICexc 0.14%
ROICexgc 0.34%
OM 5.94%
PM (TTM) 21.18%
GM 25.54%
FCFM 51.48%
ROA(3y)0.56%
ROA(5y)0.66%
ROE(3y)5.57%
ROE(5y)7.44%
ROIC(3y)0.14%
ROIC(5y)0.31%
ROICexc(3y)0.14%
ROICexc(5y)0.31%
ROICexgc(3y)0.39%
ROICexgc(5y)0.97%
ROCE(3y)0.18%
ROCE(5y)0.41%
ROICexgc growth 3Y-51.72%
ROICexgc growth 5Y-18.12%
ROICexc growth 3Y-46.89%
ROICexc growth 5Y-3.66%
OM growth 3Y-48.24%
OM growth 5Y-17.38%
PM growth 3Y-18.04%
PM growth 5Y-5.92%
GM growth 3Y-23.89%
GM growth 5Y-13.73%
F-Score6
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 3.25
Debt/FCF 22.59
Debt/EBITDA 111.79
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.09
Cash Conversion 494.75%
Profit Quality 243.03%
Current Ratio 0.38
Quick Ratio 0.38
Altman-Z 0.09
F-Score6
WACC6.04%
ROIC/WACC0.02
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)195.06%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-16.26%
EPS 3Y-9.32%
EPS 5Y-3%
EPS Q2Q%-12.5%
EPS Next Y7.8%
EPS Next 2Y8.54%
EPS Next 3Y6.62%
EPS Next 5YN/A
Revenue 1Y (TTM)-4.47%
Revenue growth 3Y-5.07%
Revenue growth 5Y10.82%
Sales Q2Q%8.49%
Revenue Next Year12.41%
Revenue Next 2Y15.01%
Revenue Next 3Y11.77%
Revenue Next 5YN/A
EBIT growth 1Y1716.03%
EBIT growth 3Y-50.86%
EBIT growth 5Y-8.44%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y51.23%
FCF growth 3Y66.01%
FCF growth 5Y-1.33%
OCF growth 1Y51.23%
OCF growth 3Y66.01%
OCF growth 5Y-1.33%

STARWOOD PROPERTY TRUST INC / STWD Fundamental Analysis FAQ

What is the fundamental rating for STWD stock?

ChartMill assigns a fundamental rating of 4 / 10 to STWD.


What is the valuation status for STWD stock?

ChartMill assigns a valuation rating of 6 / 10 to STARWOOD PROPERTY TRUST INC (STWD). This can be considered as Fairly Valued.


Can you provide the profitability details for STARWOOD PROPERTY TRUST INC?

STARWOOD PROPERTY TRUST INC (STWD) has a profitability rating of 3 / 10.


Can you provide the financial health for STWD stock?

The financial health rating of STARWOOD PROPERTY TRUST INC (STWD) is 3 / 10.


What is the earnings growth outlook for STARWOOD PROPERTY TRUST INC?

The Earnings per Share (EPS) of STARWOOD PROPERTY TRUST INC (STWD) is expected to grow by 7.8% in the next year.