STARWOOD PROPERTY TRUST INC (STWD) Fundamental Analysis & Valuation

NYSE:STWD • US85571B1052

Current stock price

17.58 USD
-0.07 (-0.4%)
At close:
17.7418 USD
+0.16 (+0.92%)
After Hours:

This STWD fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. STWD Profitability Analysis

1.1 Basic Checks

  • STWD had positive earnings in the past year.
  • STWD had a positive operating cash flow in the past year.
  • In the past 5 years STWD has always been profitable.
  • Of the past 5 years STWD 4 years had a positive operating cash flow.
STWD Yearly Net Income VS EBIT VS OCF VS FCFSTWD Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M -500M 1B -1B

1.2 Ratios

  • STWD has a Return On Assets (0.64%) which is comparable to the rest of the industry.
  • The Return On Equity of STWD (5.92%) is comparable to the rest of the industry.
  • STWD has a worse Return On Invested Capital (0.14%) than 70.59% of its industry peers.
  • STWD had an Average Return On Invested Capital over the past 3 years of 0.14%. This is in line with the industry average of 1.41%.
Industry RankSector Rank
ROA 0.64%
ROE 5.92%
ROIC 0.14%
ROA(3y)0.56%
ROA(5y)0.66%
ROE(3y)5.57%
ROE(5y)7.44%
ROIC(3y)0.14%
ROIC(5y)0.31%
STWD Yearly ROA, ROE, ROICSTWD Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • STWD has a Profit Margin of 21.18%. This is in the better half of the industry: STWD outperforms 72.06% of its industry peers.
  • In the last couple of years the Profit Margin of STWD has declined.
  • STWD has a worse Operating Margin (5.94%) than 70.59% of its industry peers.
  • In the last couple of years the Operating Margin of STWD has declined.
  • With a Gross Margin value of 25.54%, STWD is not doing good in the industry: 63.24% of the companies in the same industry are doing better.
  • In the last couple of years the Gross Margin of STWD has declined.
Industry RankSector Rank
OM 5.94%
PM (TTM) 21.18%
GM 25.54%
OM growth 3Y-48.24%
OM growth 5Y-17.38%
PM growth 3Y-18.04%
PM growth 5Y-5.92%
GM growth 3Y-23.89%
GM growth 5Y-13.73%
STWD Yearly Profit, Operating, Gross MarginsSTWD Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40 50

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. STWD Health Analysis

2.1 Basic Checks

  • STWD has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • STWD has more shares outstanding than it did 1 year ago.
  • STWD has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for STWD is higher compared to a year ago.
STWD Yearly Shares OutstandingSTWD Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M
STWD Yearly Total Debt VS Total AssetsSTWD Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B

2.2 Solvency

  • Based on the Altman-Z score of 0.08, we must say that STWD is in the distress zone and has some risk of bankruptcy.
  • STWD has a better Altman-Z score (0.08) than 76.47% of its industry peers.
  • The Debt to FCF ratio of STWD is 22.59, which is on the high side as it means it would take STWD, 22.59 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of STWD (22.59) is better than 91.18% of its industry peers.
  • A Debt/Equity ratio of 3.25 is on the high side and indicates that STWD has dependencies on debt financing.
  • STWD has a Debt to Equity ratio of 3.25. This is in the better half of the industry: STWD outperforms 73.53% of its industry peers.
Industry RankSector Rank
Debt/Equity 3.25
Debt/FCF 22.59
Altman-Z 0.08
ROIC/WACC0.02
WACC5.96%
STWD Yearly LT Debt VS Equity VS FCFSTWD Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B 20B

2.3 Liquidity

  • A Current Ratio of 0.38 indicates that STWD may have some problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 0.38, STWD is in the better half of the industry, outperforming 69.12% of the companies in the same industry.
  • STWD has a Quick Ratio of 0.38. This is a bad value and indicates that STWD is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 0.38, STWD is in the better half of the industry, outperforming 69.12% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.38
Quick Ratio 0.38
STWD Yearly Current Assets VS Current LiabilitesSTWD Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B 2.5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. STWD Growth Analysis

3.1 Past

  • The earnings per share for STWD have decreased strongly by -16.26% in the last year.
  • Measured over the past years, STWD shows a decrease in Earnings Per Share. The EPS has been decreasing by -3.00% on average per year.
  • Looking at the last year, STWD shows a decrease in Revenue. The Revenue has decreased by -4.47% in the last year.
  • The Revenue has been growing by 10.82% on average over the past years. This is quite good.
EPS 1Y (TTM)-16.26%
EPS 3Y-9.32%
EPS 5Y-3%
EPS Q2Q%-12.5%
Revenue 1Y (TTM)-4.47%
Revenue growth 3Y-5.07%
Revenue growth 5Y10.82%
Sales Q2Q%8.49%

3.2 Future

  • The Earnings Per Share is expected to grow by 6.62% on average over the next years.
  • The Revenue is expected to grow by 11.77% on average over the next years. This is quite good.
EPS Next Y7.93%
EPS Next 2Y9.13%
EPS Next 3Y6.62%
EPS Next 5YN/A
Revenue Next Year12.41%
Revenue Next 2Y15.01%
Revenue Next 3Y11.77%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
STWD Yearly Revenue VS EstimatesSTWD Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 500M 1B 1.5B 2B 2.5B
STWD Yearly EPS VS EstimatesSTWD Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0.5 1 1.5 2 2.5

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6

4. STWD Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 10.34 indicates a reasonable valuation of STWD.
  • Based on the Price/Earnings ratio, STWD is valued a bit cheaper than the industry average as 64.71% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Earnings ratio of 25.70, STWD is valued rather cheaply.
  • STWD is valuated reasonably with a Price/Forward Earnings ratio of 9.58.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of STWD is on the same level as its industry peers.
  • STWD's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.84.
Industry RankSector Rank
PE 10.34
Fwd PE 9.58
STWD Price Earnings VS Forward Price EarningsSTWD Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of STWD indicates a somewhat cheap valuation: STWD is cheaper than 67.65% of the companies listed in the same industry.
  • Based on the Price/Free Cash Flow ratio, STWD is valued cheaper than 88.24% of the companies in the same industry.
Industry RankSector Rank
P/FCF 6.66
EV/EBITDA 137.02
STWD Per share dataSTWD EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.3
PEG (5Y)N/A
EPS Next 2Y9.13%
EPS Next 3Y6.62%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. STWD Dividend Analysis

5.1 Amount

  • STWD has a Yearly Dividend Yield of 10.64%, which is a nice return.
  • STWD's Dividend Yield is comparable with the industry average which is at 11.50.
  • Compared to an average S&P500 Dividend Yield of 1.89, STWD pays a better dividend.
Industry RankSector Rank
Dividend Yield 10.64%

5.2 History

  • The dividend of STWD decreases each year by -0.41%.
  • STWD has been paying a dividend for at least 10 years, so it has a reliable track record.
  • STWD has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)-0.41%
Div Incr Years0
Div Non Decr Years15
STWD Yearly Dividends per shareSTWD Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • STWD pays out 166.23% of its income as dividend. This is not a sustainable payout ratio.
DP166.23%
EPS Next 2Y9.13%
EPS Next 3Y6.62%
STWD Yearly Income VS Free CF VS DividendSTWD Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M -500M 1B -1B
STWD Dividend Payout.STWD Dividend Payout, showing the Payout Ratio.STWD Dividend Payout.PayoutRetained Earnings

More info and screens

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STWD Fundamentals: All Metrics, Ratios and Statistics

STARWOOD PROPERTY TRUST INC

NYSE:STWD (3/13/2026, 8:04:00 PM)

After market: 17.7418 +0.16 (+0.92%)

17.58

-0.07 (-0.4%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-25
Earnings (Next)05-07
Inst Owners53.88%
Inst Owner Change-13.14%
Ins Owners5.47%
Ins Owner Change0.32%
Market Cap6.51B
Revenue(TTM)1.90B
Net Income(TTM)402.36M
Analysts78.67
Price Target21.71 (23.49%)
Short Float %3.56%
Short Ratio3.36
Dividend
Industry RankSector Rank
Dividend Yield 10.64%
Yearly Dividend1.89
Dividend Growth(5Y)-0.41%
DP166.23%
Div Incr Years0
Div Non Decr Years15
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-6.42%
Min EPS beat(2)-10.87%
Max EPS beat(2)-1.96%
EPS beat(4)1
Avg EPS beat(4)-0.96%
Min EPS beat(4)-10.87%
Max EPS beat(4)10.58%
EPS beat(8)4
Avg EPS beat(8)2.14%
EPS beat(12)6
Avg EPS beat(12)2.76%
EPS beat(16)7
Avg EPS beat(16)4.41%
Revenue beat(2)1
Avg Revenue beat(2)0.06%
Min Revenue beat(2)-1.2%
Max Revenue beat(2)1.32%
Revenue beat(4)1
Avg Revenue beat(4)-3.34%
Min Revenue beat(4)-9.5%
Max Revenue beat(4)1.32%
Revenue beat(8)1
Avg Revenue beat(8)-4.34%
Revenue beat(12)1
Avg Revenue beat(12)-5.63%
Revenue beat(16)5
Avg Revenue beat(16)18.95%
PT rev (1m)0%
PT rev (3m)-1.76%
EPS NQ rev (1m)-2.46%
EPS NQ rev (3m)-2.02%
EPS NY rev (1m)-1.89%
EPS NY rev (3m)-1.98%
Revenue NQ rev (1m)4.14%
Revenue NQ rev (3m)4.14%
Revenue NY rev (1m)0.24%
Revenue NY rev (3m)18.3%
Valuation
Industry RankSector Rank
PE 10.34
Fwd PE 9.58
P/S 3.43
P/FCF 6.66
P/OCF 6.66
P/B 0.96
P/tB 1.07
EV/EBITDA 137.02
EPS(TTM)1.7
EY9.67%
EPS(NY)1.83
Fwd EY10.44%
FCF(TTM)2.64
FCFY15.01%
OCF(TTM)2.64
OCFY15.01%
SpS5.13
BVpS18.34
TBVpS16.46
PEG (NY)1.3
PEG (5Y)N/A
Graham Number26.48
Profitability
Industry RankSector Rank
ROA 0.64%
ROE 5.92%
ROCE 0.18%
ROIC 0.14%
ROICexc 0.14%
ROICexgc 0.34%
OM 5.94%
PM (TTM) 21.18%
GM 25.54%
FCFM 51.48%
ROA(3y)0.56%
ROA(5y)0.66%
ROE(3y)5.57%
ROE(5y)7.44%
ROIC(3y)0.14%
ROIC(5y)0.31%
ROICexc(3y)0.14%
ROICexc(5y)0.31%
ROICexgc(3y)0.39%
ROICexgc(5y)0.97%
ROCE(3y)0.18%
ROCE(5y)0.41%
ROICexgc growth 3Y-51.72%
ROICexgc growth 5Y-18.12%
ROICexc growth 3Y-46.89%
ROICexc growth 5Y-3.66%
OM growth 3Y-48.24%
OM growth 5Y-17.38%
PM growth 3Y-18.04%
PM growth 5Y-5.92%
GM growth 3Y-23.89%
GM growth 5Y-13.73%
F-Score6
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 3.25
Debt/FCF 22.59
Debt/EBITDA 111.79
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 0.09
Cash Conversion 494.75%
Profit Quality 243.03%
Current Ratio 0.38
Quick Ratio 0.38
Altman-Z 0.08
F-Score6
WACC5.96%
ROIC/WACC0.02
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)195.06%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-16.26%
EPS 3Y-9.32%
EPS 5Y-3%
EPS Q2Q%-12.5%
EPS Next Y7.93%
EPS Next 2Y9.13%
EPS Next 3Y6.62%
EPS Next 5YN/A
Revenue 1Y (TTM)-4.47%
Revenue growth 3Y-5.07%
Revenue growth 5Y10.82%
Sales Q2Q%8.49%
Revenue Next Year12.41%
Revenue Next 2Y15.01%
Revenue Next 3Y11.77%
Revenue Next 5YN/A
EBIT growth 1Y1716.03%
EBIT growth 3Y-50.86%
EBIT growth 5Y-8.44%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y51.23%
FCF growth 3Y66.01%
FCF growth 5Y-1.33%
OCF growth 1Y51.23%
OCF growth 3Y66.01%
OCF growth 5Y-1.33%

STARWOOD PROPERTY TRUST INC / STWD Fundamental Analysis FAQ

What is the fundamental rating for STWD stock?

ChartMill assigns a fundamental rating of 4 / 10 to STWD.


What is the valuation status for STWD stock?

ChartMill assigns a valuation rating of 6 / 10 to STARWOOD PROPERTY TRUST INC (STWD). This can be considered as Fairly Valued.


How profitable is STARWOOD PROPERTY TRUST INC (STWD) stock?

STARWOOD PROPERTY TRUST INC (STWD) has a profitability rating of 3 / 10.


Can you provide the financial health for STWD stock?

The financial health rating of STARWOOD PROPERTY TRUST INC (STWD) is 3 / 10.


Can you provide the dividend sustainability for STWD stock?

The dividend rating of STARWOOD PROPERTY TRUST INC (STWD) is 5 / 10 and the dividend payout ratio is 166.23%.