STATE STREET CORP (STT) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:STT • US8574771031
130.86 USD
-0.57 (-0.43%)
At close: Jan 30, 2026
130.86 USD
0 (0%)
After Hours: 1/30/2026, 8:20:08 PM
Overall STT gets a fundamental rating of 3 out of 10. We evaluated STT against 238 industry peers in the Capital Markets industry. STT has a bad profitability rating. Also its financial health evaluation is rather negative. STT is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
- STT had positive earnings in the past year.
- STT had a negative operating cash flow in the past year.
- In the past 5 years STT has always been profitable.
- The reported operating cash flow has been mixed in the past 5 years: STT reported negative operating cash flow in multiple years.
1.2 Ratios
- STT has a worse Return On Assets (0.74%) than 71.31% of its industry peers.
- The Return On Equity of STT (9.98%) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.74% | ||
| ROE | 9.98% | ||
| ROIC | N/A |
ROA(3y)0.69%
ROA(5y)0.75%
ROE(3y)9.07%
ROE(5y)9.43%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- The Profit Margin of STT (20.15%) is comparable to the rest of the industry.
- In the last couple of years the Profit Margin of STT has remained more or less at the same level.
- STT does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 20.15% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-3.88%
PM growth 5Y0.21%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- The number of shares outstanding for STT has been reduced compared to 1 year ago.
- Compared to 5 years ago, STT has less shares outstanding
- The debt/assets ratio for STT has been reduced compared to a year ago.
2.2 Solvency
- A Debt/Equity ratio of 1.26 is on the high side and indicates that STT has dependencies on debt financing.
- The Debt to Equity ratio of STT (1.26) is worse than 63.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.26 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 18.62% over the past year.
- Measured over the past years, STT shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.06% on average per year.
- Looking at the last year, STT shows a small growth in Revenue. The Revenue has grown by 7.26% in the last year.
- STT shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.57% yearly.
EPS 1Y (TTM)18.62%
EPS 3Y11.62%
EPS 5Y9.06%
EPS Q2Q%14.23%
Revenue 1Y (TTM)7.26%
Revenue growth 3Y4.77%
Revenue growth 5Y3.57%
Sales Q2Q%7.47%
3.2 Future
- Based on estimates for the next years, STT will show a quite strong growth in Earnings Per Share. The EPS will grow by 9.03% on average per year.
- STT is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.58% yearly.
EPS Next Y13.38%
EPS Next 2Y12.92%
EPS Next 3Y11.86%
EPS Next 5Y9.03%
Revenue Next Year5.9%
Revenue Next 2Y5.07%
Revenue Next 3Y4.67%
Revenue Next 5Y2.58%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 12.68, which indicates a correct valuation of STT.
- Compared to the rest of the industry, the Price/Earnings ratio of STT is on the same level as its industry peers.
- STT is valuated cheaply when we compare the Price/Earnings ratio to 28.32, which is the current average of the S&P500 Index.
- A Price/Forward Earnings ratio of 11.18 indicates a reasonable valuation of STT.
- Based on the Price/Forward Earnings ratio, STT is valued a bit cheaper than 66.67% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of STT to the average of the S&P500 Index (25.57), we can say STT is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.68 | ||
| Fwd PE | 11.18 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- STT's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.95
PEG (5Y)1.4
EPS Next 2Y12.92%
EPS Next 3Y11.86%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 2.56%, STT has a reasonable but not impressive dividend return.
- STT's Dividend Yield is comparable with the industry average which is at 6.02.
- Compared to an average S&P500 Dividend Yield of 1.83, STT pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.56% |
5.2 History
- The dividend of STT is nicely growing with an annual growth rate of 6.75%!
- STT has been paying a dividend for at least 10 years, so it has a reliable track record.
- STT has decreased its dividend recently.
Dividend Growth(5Y)6.75%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- STT pays out 39.96% of its income as dividend. This is a sustainable payout ratio.
- STT's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP39.96%
EPS Next 2Y12.92%
EPS Next 3Y11.86%
STATE STREET CORP / STT FAQ
What is the fundamental rating for STT stock?
ChartMill assigns a fundamental rating of 3 / 10 to STT.
What is the valuation status for STT stock?
ChartMill assigns a valuation rating of 4 / 10 to STATE STREET CORP (STT). This can be considered as Fairly Valued.
What is the profitability of STT stock?
STATE STREET CORP (STT) has a profitability rating of 2 / 10.
Can you provide the expected EPS growth for STT stock?
The Earnings per Share (EPS) of STATE STREET CORP (STT) is expected to grow by 13.38% in the next year.
Is the dividend of STATE STREET CORP sustainable?
The dividend rating of STATE STREET CORP (STT) is 6 / 10 and the dividend payout ratio is 39.96%.