STATE STREET CORP (STT) Fundamental Analysis & Valuation

NYSE:STT • US8574771031

Current stock price

122.52 USD
-3.14 (-2.5%)
At close:
120.333 USD
-2.19 (-1.79%)
After Hours:

This STT fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. STT Profitability Analysis

1.1 Basic Checks

  • In the past year STT was profitable.
  • STT had a positive operating cash flow in the past year.
  • In the past 5 years STT has always been profitable.
  • The reported operating cash flow has been mixed in the past 5 years: STT reported negative operating cash flow in multiple years.
STT Yearly Net Income VS EBIT VS OCF VS FCFSTT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B -5B 10B -10B

1.2 Ratios

  • The Return On Assets of STT (0.74%) is worse than 65.00% of its industry peers.
  • The Return On Equity of STT (9.76%) is better than 61.67% of its industry peers.
Industry RankSector Rank
ROA 0.74%
ROE 9.76%
ROIC N/A
ROA(3y)0.69%
ROA(5y)0.75%
ROE(3y)9.07%
ROE(5y)9.43%
ROIC(3y)N/A
ROIC(5y)N/A
STT Yearly ROA, ROE, ROICSTT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • The Profit Margin of STT (19.49%) is comparable to the rest of the industry.
  • STT's Profit Margin has been stable in the last couple of years.
  • STT does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 19.49%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-3.88%
PM growth 5Y0.21%
GM growth 3YN/A
GM growth 5YN/A
STT Yearly Profit, Operating, Gross MarginsSTT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

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3

2. STT Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, STT has less shares outstanding
  • STT has less shares outstanding than it did 5 years ago.
  • The debt/assets ratio for STT has been reduced compared to a year ago.
STT Yearly Shares OutstandingSTT Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M
STT Yearly Total Debt VS Total AssetsSTT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100B 200B 300B

2.2 Solvency

  • The Debt to FCF ratio of STT is 2.75, which is a good value as it means it would take STT, 2.75 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 2.75, STT is in the better half of the industry, outperforming 79.17% of the companies in the same industry.
  • STT has a Debt/Equity ratio of 1.07. This is a high value indicating a heavy dependency on external financing.
  • STT has a Debt to Equity ratio of 1.07. This is comparable to the rest of the industry: STT outperforms 47.92% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.07
Debt/FCF 2.75
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
STT Yearly LT Debt VS Equity VS FCFSTT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B -10B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
STT Yearly Current Assets VS Current LiabilitesSTT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. STT Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 18.62% over the past year.
  • The Earnings Per Share has been growing by 9.06% on average over the past years. This is quite good.
  • The Revenue has been growing slightly by 7.26% in the past year.
  • STT shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.57% yearly.
EPS 1Y (TTM)18.62%
EPS 3Y11.62%
EPS 5Y9.06%
EPS Q2Q%14.23%
Revenue 1Y (TTM)7.26%
Revenue growth 3Y4.77%
Revenue growth 5Y3.57%
Sales Q2Q%7.47%

3.2 Future

  • STT is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.52% yearly.
  • Based on estimates for the next years, STT will show a small growth in Revenue. The Revenue will grow by 3.05% on average per year.
EPS Next Y13.84%
EPS Next 2Y13.04%
EPS Next 3Y13.93%
EPS Next 5Y9.52%
Revenue Next Year5.91%
Revenue Next 2Y5.12%
Revenue Next 3Y4.94%
Revenue Next 5Y3.05%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
STT Yearly Revenue VS EstimatesSTT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5B 10B 15B
STT Yearly EPS VS EstimatesSTT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5 10 15

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6

4. STT Valuation Analysis

4.1 Price/Earnings Ratio

  • STT is valuated reasonably with a Price/Earnings ratio of 11.87.
  • STT's Price/Earnings is on the same level as the industry average.
  • STT is valuated cheaply when we compare the Price/Earnings ratio to 24.89, which is the current average of the S&P500 Index.
  • A Price/Forward Earnings ratio of 10.43 indicates a reasonable valuation of STT.
  • Based on the Price/Forward Earnings ratio, STT is valued a bit cheaper than 62.92% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of STT to the average of the S&P500 Index (22.19), we can say STT is valued rather cheaply.
Industry RankSector Rank
PE 11.87
Fwd PE 10.43
STT Price Earnings VS Forward Price EarningsSTT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, STT is valued cheaper than 88.75% of the companies in the same industry.
Industry RankSector Rank
P/FCF 3.15
EV/EBITDA N/A
STT Per share dataSTT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • STT's earnings are expected to grow with 13.93% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.86
PEG (5Y)1.31
EPS Next 2Y13.04%
EPS Next 3Y13.93%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. STT Dividend Analysis

5.1 Amount

  • STT has a Yearly Dividend Yield of 2.67%. Purely for dividend investing, there may be better candidates out there.
  • STT's Dividend Yield is comparable with the industry average which is at 6.85.
  • Compared to an average S&P500 Dividend Yield of 1.89, STT pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 2.67%

5.2 History

  • The dividend of STT is nicely growing with an annual growth rate of 9.53%!
  • STT has been paying a dividend for at least 10 years, so it has a reliable track record.
  • The dividend of STT decreased recently.
Dividend Growth(5Y)9.53%
Div Incr Years1
Div Non Decr Years1
STT Yearly Dividends per shareSTT Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 10 20 30

5.3 Sustainability

  • STT pays out 41.22% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • The dividend of STT is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP41.22%
EPS Next 2Y13.04%
EPS Next 3Y13.93%
STT Yearly Income VS Free CF VS DividendSTT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B -5B 10B -10B
STT Dividend Payout.STT Dividend Payout, showing the Payout Ratio.STT Dividend Payout.PayoutRetained Earnings

More info and screens

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STT Fundamentals: All Metrics, Ratios and Statistics

STATE STREET CORP

NYSE:STT (3/27/2026, 8:04:00 PM)

After market: 120.333 -2.19 (-1.79%)

122.52

-3.14 (-2.5%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)01-16
Earnings (Next)04-17
Inst Owners95.66%
Inst Owner Change0.37%
Ins Owners0.37%
Ins Owner Change2.1%
Market Cap34.15B
Revenue(TTM)13.94B
Net Income(TTM)2.72B
Analysts75.45
Price Target149.36 (21.91%)
Short Float %1.99%
Short Ratio2.52
Dividend
Industry RankSector Rank
Dividend Yield 2.67%
Yearly Dividend3.94
Dividend Growth(5Y)9.53%
DP41.22%
Div Incr Years1
Div Non Decr Years1
Ex-Date04-01
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.83%
Min EPS beat(2)3.35%
Max EPS beat(2)4.3%
EPS beat(4)4
Avg EPS beat(4)3.8%
Min EPS beat(4)0.96%
Max EPS beat(4)6.61%
EPS beat(8)8
Avg EPS beat(8)5.44%
EPS beat(12)11
Avg EPS beat(12)4.42%
EPS beat(16)15
Avg EPS beat(16)4.65%
Revenue beat(2)2
Avg Revenue beat(2)1.18%
Min Revenue beat(2)0.88%
Max Revenue beat(2)1.49%
Revenue beat(4)3
Avg Revenue beat(4)0.54%
Min Revenue beat(4)-2.06%
Max Revenue beat(4)1.83%
Revenue beat(8)7
Avg Revenue beat(8)0.86%
Revenue beat(12)8
Avg Revenue beat(12)-0.28%
Revenue beat(16)10
Avg Revenue beat(16)-0.28%
PT rev (1m)0%
PT rev (3m)11.97%
EPS NQ rev (1m)0%
EPS NQ rev (3m)4.06%
EPS NY rev (1m)0.25%
EPS NY rev (3m)2.45%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.49%
Revenue NY rev (1m)0.05%
Revenue NY rev (3m)1.33%
Valuation
Industry RankSector Rank
PE 11.87
Fwd PE 10.43
P/S 2.45
P/FCF 3.15
P/OCF 2.87
P/B 1.23
P/tB 1.82
EV/EBITDA N/A
EPS(TTM)10.32
EY8.42%
EPS(NY)11.75
Fwd EY9.59%
FCF(TTM)38.9
FCFY31.75%
OCF(TTM)42.69
OCFY34.84%
SpS50.03
BVpS99.89
TBVpS67.26
PEG (NY)0.86
PEG (5Y)1.31
Graham Number152.29
Profitability
Industry RankSector Rank
ROA 0.74%
ROE 9.76%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 19.49%
GM N/A
FCFM 77.76%
ROA(3y)0.69%
ROA(5y)0.75%
ROE(3y)9.07%
ROE(5y)9.43%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-3.88%
PM growth 5Y0.21%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 1.07
Debt/FCF 2.75
Debt/EBITDA N/A
Cap/Depr 190.43%
Cap/Sales 7.57%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 399.08%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)145.34%
Cap/Depr(5y)110.32%
Cap/Sales(3y)7.17%
Cap/Sales(5y)6.86%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)18.62%
EPS 3Y11.62%
EPS 5Y9.06%
EPS Q2Q%14.23%
EPS Next Y13.84%
EPS Next 2Y13.04%
EPS Next 3Y13.93%
EPS Next 5Y9.52%
Revenue 1Y (TTM)7.26%
Revenue growth 3Y4.77%
Revenue growth 5Y3.57%
Sales Q2Q%7.47%
Revenue Next Year5.91%
Revenue Next 2Y5.12%
Revenue Next 3Y4.94%
Revenue Next 5Y3.05%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y176.71%
FCF growth 3Y-1.13%
FCF growth 5Y29.54%
OCF growth 1Y190.07%
OCF growth 3Y-0.16%
OCF growth 5Y27.49%

STATE STREET CORP / STT Fundamental Analysis FAQ

What is the fundamental rating for STT stock?

ChartMill assigns a fundamental rating of 4 / 10 to STT.


What is the valuation status for STT stock?

ChartMill assigns a valuation rating of 6 / 10 to STATE STREET CORP (STT). This can be considered as Fairly Valued.


What is the profitability of STT stock?

STATE STREET CORP (STT) has a profitability rating of 3 / 10.


Can you provide the expected EPS growth for STT stock?

The Earnings per Share (EPS) of STATE STREET CORP (STT) is expected to grow by 13.84% in the next year.


Is the dividend of STATE STREET CORP sustainable?

The dividend rating of STATE STREET CORP (STT) is 5 / 10 and the dividend payout ratio is 41.22%.