Logo image of STT

STATE STREET CORP (STT) Stock Fundamental Analysis

NYSE:STT - US8574771031 - Common Stock

114.97 USD
-0.27 (-0.23%)
Last: 8/29/2025, 8:04:01 PM
114.97 USD
0 (0%)
After Hours: 8/29/2025, 8:04:01 PM
Fundamental Rating

3

STT gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 239 industry peers in the Capital Markets industry. Both the profitability and financial health of STT have multiple concerns. STT has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

Quickly go to:

2

1. Profitability

1.1 Basic Checks

In the past year STT was profitable.
In the past year STT has reported a negative cash flow from operations.
STT had positive earnings in each of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: STT reported negative operating cash flow in multiple years.
STT Yearly Net Income VS EBIT VS OCF VS FCFSTT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B -5B 10B -10B

1.2 Ratios

STT has a worse Return On Assets (0.70%) than 67.78% of its industry peers.
The Return On Equity of STT (9.66%) is comparable to the rest of the industry.
Industry RankSector Rank
ROA 0.7%
ROE 9.66%
ROIC N/A
ROA(3y)0.73%
ROA(5y)0.75%
ROE(3y)9.34%
ROE(5y)9.21%
ROIC(3y)N/A
ROIC(5y)N/A
STT Yearly ROA, ROE, ROICSTT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

With a Profit Margin value of 19.68%, STT perfoms like the industry average, outperforming 56.07% of the companies in the same industry.
In the last couple of years the Profit Margin of STT has grown nicely.
STT does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 19.68%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-3.7%
PM growth 5Y2.25%
GM growth 3YN/A
GM growth 5YN/A
STT Yearly Profit, Operating, Gross MarginsSTT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20

More info and screens

1

2. Health

2.1 Basic Checks

STT has less shares outstanding than it did 1 year ago.
The number of shares outstanding for STT has been reduced compared to 5 years ago.
STT has a worse debt/assets ratio than last year.
STT Yearly Shares OutstandingSTT Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M
STT Yearly Total Debt VS Total AssetsSTT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100B 200B 300B

2.2 Solvency

A Debt/Equity ratio of 1.40 is on the high side and indicates that STT has dependencies on debt financing.
STT has a Debt to Equity ratio of 1.40. This is in the lower half of the industry: STT underperforms 66.53% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.4
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
STT Yearly LT Debt VS Equity VS FCFSTT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10B -10B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
STT Yearly Current Assets VS Current LiabilitesSTT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B

More info and screens

6

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 20.74% over the past year.
The Earnings Per Share has been growing slightly by 7.08% on average over the past years.
The Revenue has grown by 11.11% in the past year. This is quite good.
The Revenue has been growing slightly by 2.03% on average over the past years.
EPS 1Y (TTM)20.74%
EPS 3Y5.35%
EPS 5Y7.08%
EPS Q2Q%17.67%
Revenue 1Y (TTM)11.11%
Revenue growth 3Y2.63%
Revenue growth 5Y2.03%
Sales Q2Q%8.05%

3.2 Future

STT is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.31% yearly.
The Revenue is expected to grow by 3.00% on average over the next years.
EPS Next Y14.2%
EPS Next 2Y12.45%
EPS Next 3Y12.76%
EPS Next 5Y9.31%
Revenue Next Year6.02%
Revenue Next 2Y4.73%
Revenue Next 3Y4.4%
Revenue Next 5Y3%

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
STT Yearly Revenue VS EstimatesSTT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5B 10B 15B
STT Yearly EPS VS EstimatesSTT Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6 8 10

More info and screens

5

4. Valuation

4.1 Price/Earnings Ratio

STT is valuated correctly with a Price/Earnings ratio of 12.19.
Based on the Price/Earnings ratio, STT is valued a bit cheaper than 64.02% of the companies in the same industry.
STT is valuated cheaply when we compare the Price/Earnings ratio to 27.13, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 10.45, the valuation of STT can be described as very reasonable.
Based on the Price/Forward Earnings ratio, STT is valued a bit cheaper than 69.87% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.76. STT is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 12.19
Fwd PE 10.45
STT Price Earnings VS Forward Price EarningsSTT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
STT Per share dataSTT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 -20 40 -40 60 80

4.3 Compensation for Growth

STT's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as STT's earnings are expected to grow with 12.76% in the coming years.
PEG (NY)0.86
PEG (5Y)1.72
EPS Next 2Y12.45%
EPS Next 3Y12.76%

More info and screens

5

5. Dividend

5.1 Amount

STT has a Yearly Dividend Yield of 2.92%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 7.91, STT has a dividend in line with its industry peers.
STT's Dividend Yield is a higher than the S&P500 average which is at 2.32.
Industry RankSector Rank
Dividend Yield 2.92%

5.2 History

The dividend of STT is nicely growing with an annual growth rate of 6.75%!
STT has been paying a dividend for at least 10 years, so it has a reliable track record.
STT has decreased its dividend recently.
Dividend Growth(5Y)6.75%
Div Incr Years1
Div Non Decr Years1
STT Yearly Dividends per shareSTT Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

5.3 Sustainability

STT pays out 40.79% of its income as dividend. This is a bit on the high side, but may be sustainable.
STT's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP40.79%
EPS Next 2Y12.45%
EPS Next 3Y12.76%
STT Yearly Income VS Free CF VS DividendSTT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B -5B 10B -10B
STT Dividend Payout.STT Dividend Payout, showing the Payout Ratio.STT Dividend Payout.PayoutRetained Earnings

More info and screens

STATE STREET CORP

NYSE:STT (8/29/2025, 8:04:01 PM)

After market: 114.97 0 (0%)

114.97

-0.27 (-0.23%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)07-15 2025-07-15/bmo
Earnings (Next)10-13 2025-10-13/amc
Inst Owners91.74%
Inst Owner Change-1.09%
Ins Owners0.34%
Ins Owner Change-1.01%
Market Cap32.62B
Analysts73.33
Price Target119.99 (4.37%)
Short Float %1.82%
Short Ratio2.51
Dividend
Industry RankSector Rank
Dividend Yield 2.92%
Yearly Dividend3.5
Dividend Growth(5Y)6.75%
DP40.79%
Div Incr Years1
Div Non Decr Years1
Ex-Date10-01 2025-10-01 (0.84)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.78%
Min EPS beat(2)0.96%
Max EPS beat(2)6.61%
EPS beat(4)4
Avg EPS beat(4)4.73%
Min EPS beat(4)0.96%
Max EPS beat(4)6.61%
EPS beat(8)8
Avg EPS beat(8)6.45%
EPS beat(12)11
Avg EPS beat(12)4.16%
EPS beat(16)15
Avg EPS beat(16)4.71%
Revenue beat(2)1
Avg Revenue beat(2)-0.11%
Min Revenue beat(2)-2.06%
Max Revenue beat(2)1.83%
Revenue beat(4)3
Avg Revenue beat(4)0.65%
Min Revenue beat(4)-2.06%
Max Revenue beat(4)1.83%
Revenue beat(8)6
Avg Revenue beat(8)-0.27%
Revenue beat(12)7
Avg Revenue beat(12)-0.41%
Revenue beat(16)10
Avg Revenue beat(16)-0.39%
PT rev (1m)2.36%
PT rev (3m)14.21%
EPS NQ rev (1m)1.05%
EPS NQ rev (3m)-0.16%
EPS NY rev (1m)2.76%
EPS NY rev (3m)4.75%
Revenue NQ rev (1m)0.26%
Revenue NQ rev (3m)1.52%
Revenue NY rev (1m)0.19%
Revenue NY rev (3m)2.29%
Valuation
Industry RankSector Rank
PE 12.19
Fwd PE 10.45
P/S 2.43
P/FCF N/A
P/OCF N/A
P/B 1.19
P/tB 1.78
EV/EBITDA N/A
EPS(TTM)9.43
EY8.2%
EPS(NY)11
Fwd EY9.57%
FCF(TTM)-41.58
FCFYN/A
OCF(TTM)-37.95
OCFYN/A
SpS47.24
BVpS96.25
TBVpS64.77
PEG (NY)0.86
PEG (5Y)1.72
Profitability
Industry RankSector Rank
ROA 0.7%
ROE 9.66%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 19.68%
GM N/A
FCFM N/A
ROA(3y)0.73%
ROA(5y)0.75%
ROE(3y)9.34%
ROE(5y)9.21%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-3.7%
PM growth 5Y2.25%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 1.4
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 219.66%
Cap/Sales 7.67%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)103.02%
Cap/Depr(5y)79.65%
Cap/Sales(3y)6.67%
Cap/Sales(5y)6.31%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)20.74%
EPS 3Y5.35%
EPS 5Y7.08%
EPS Q2Q%17.67%
EPS Next Y14.2%
EPS Next 2Y12.45%
EPS Next 3Y12.76%
EPS Next 5Y9.31%
Revenue 1Y (TTM)11.11%
Revenue growth 3Y2.63%
Revenue growth 5Y2.03%
Sales Q2Q%8.05%
Revenue Next Year6.02%
Revenue Next 2Y4.73%
Revenue Next 3Y4.4%
Revenue Next 5Y3%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-267.95%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-238.23%
OCF growth 3YN/A
OCF growth 5YN/A