STATE STREET CORP (STT) Stock Fundamental Analysis
NYSE:STT • US8574771031
127.94 USD
+0.07 (+0.05%)
At close: Feb 20, 2026
127.94 USD
0 (0%)
After Hours: 2/20/2026, 8:06:19 PM
Overall STT gets a fundamental rating of 3 out of 10. We evaluated STT against 238 industry peers in the Capital Markets industry. Both the profitability and financial health of STT have multiple concerns. STT has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- In the past year STT was profitable.
- STT had a negative operating cash flow in the past year.
- Each year in the past 5 years STT has been profitable.
- In multiple years STT reported negative operating cash flow during the last 5 years.
1.2 Ratios
- Looking at the Return On Assets, with a value of 0.74%, STT is doing worse than 70.59% of the companies in the same industry.
- Looking at the Return On Equity, with a value of 9.98%, STT is in the better half of the industry, outperforming 60.50% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.74% | ||
| ROE | 9.98% | ||
| ROIC | N/A |
ROA(3y)0.69%
ROA(5y)0.75%
ROE(3y)9.07%
ROE(5y)9.43%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 20.15%, STT is in line with its industry, outperforming 54.20% of the companies in the same industry.
- STT's Profit Margin has been stable in the last couple of years.
- STT does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 20.15% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-3.88%
PM growth 5Y0.21%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- Compared to 1 year ago, STT has less shares outstanding
- Compared to 5 years ago, STT has less shares outstanding
- Compared to 1 year ago, STT has an improved debt to assets ratio.
2.2 Solvency
- STT has a Debt/Equity ratio of 1.26. This is a high value indicating a heavy dependency on external financing.
- STT has a Debt to Equity ratio of 1.26. This is in the lower half of the industry: STT underperforms 63.45% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.26 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 18.62% over the past year.
- STT shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.06% yearly.
- STT shows a small growth in Revenue. In the last year, the Revenue has grown by 7.26%.
- The Revenue has been growing slightly by 3.57% on average over the past years.
EPS 1Y (TTM)18.62%
EPS 3Y11.62%
EPS 5Y9.06%
EPS Q2Q%14.23%
Revenue 1Y (TTM)7.26%
Revenue growth 3Y4.77%
Revenue growth 5Y3.57%
Sales Q2Q%7.47%
3.2 Future
- STT is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.52% yearly.
- STT is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.05% yearly.
EPS Next Y13.56%
EPS Next 2Y12.83%
EPS Next 3Y13.25%
EPS Next 5Y9.52%
Revenue Next Year5.86%
Revenue Next 2Y5.08%
Revenue Next 3Y4.83%
Revenue Next 5Y3.05%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 12.40 indicates a correct valuation of STT.
- STT's Price/Earnings ratio is in line with the industry average.
- Compared to an average S&P500 Price/Earnings ratio of 26.99, STT is valued rather cheaply.
- With a Price/Forward Earnings ratio of 10.92, the valuation of STT can be described as very reasonable.
- 66.81% of the companies in the same industry are more expensive than STT, based on the Price/Forward Earnings ratio.
- The average S&P500 Price/Forward Earnings ratio is at 28.06. STT is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.4 | ||
| Fwd PE | 10.92 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- STT's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- STT's earnings are expected to grow with 13.25% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.91
PEG (5Y)1.37
EPS Next 2Y12.83%
EPS Next 3Y13.25%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 2.63%, STT has a reasonable but not impressive dividend return.
- STT's Dividend Yield is comparable with the industry average which is at 6.09.
- STT's Dividend Yield is a higher than the S&P500 average which is at 1.81.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.63% |
5.2 History
- On average, the dividend of STT grows each year by 6.75%, which is quite nice.
- STT has paid a dividend for at least 10 years, which is a reliable track record.
- STT has decreased its dividend recently.
Dividend Growth(5Y)6.75%
Div Incr Years1
Div Non Decr Years1
5.3 Sustainability
- 39.96% of the earnings are spent on dividend by STT. This is a low number and sustainable payout ratio.
- The dividend of STT is growing, but earnings are growing more, so the dividend growth is sustainable.
DP39.96%
EPS Next 2Y12.83%
EPS Next 3Y13.25%
127.94
+0.07 (+0.05%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)01-16 2026-01-16/bmo
Earnings (Next)04-15 2026-04-15/bmo
Inst Owners96.28%
Inst Owner Change0.39%
Ins Owners0.35%
Ins Owner Change1.47%
Market Cap35.71B
Revenue(TTM)13.94B
Net Income(TTM)2.76B
Analysts75.45
Price Target148.04 (15.71%)
Short Float %2%
Short Ratio2.51
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.63% |
Yearly Dividend3.5
Dividend Growth(5Y)6.75%
DP39.96%
Div Incr Years1
Div Non Decr Years1
Ex-Date01-02 2026-01-02 (0.84)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)5.45%
Min EPS beat(2)4.3%
Max EPS beat(2)6.61%
EPS beat(4)4
Avg EPS beat(4)4.4%
Min EPS beat(4)0.96%
Max EPS beat(4)6.61%
EPS beat(8)8
Avg EPS beat(8)6.3%
EPS beat(12)11
Avg EPS beat(12)4.42%
EPS beat(16)15
Avg EPS beat(16)4.77%
Revenue beat(2)2
Avg Revenue beat(2)1.66%
Min Revenue beat(2)1.49%
Max Revenue beat(2)1.83%
Revenue beat(4)3
Avg Revenue beat(4)0.76%
Min Revenue beat(4)-2.06%
Max Revenue beat(4)1.83%
Revenue beat(8)7
Avg Revenue beat(8)1.02%
Revenue beat(12)8
Avg Revenue beat(12)-0.18%
Revenue beat(16)10
Avg Revenue beat(16)-0.3%
PT rev (1m)-0.32%
PT rev (3m)11.54%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.76%
EPS NY rev (1m)0.16%
EPS NY rev (3m)2.42%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.94%
Revenue NY rev (1m)-0.04%
Revenue NY rev (3m)1.5%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.4 | ||
| Fwd PE | 10.92 | ||
| P/S | 2.61 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.29 | ||
| P/tB | 1.9 | ||
| EV/EBITDA | N/A |
EPS(TTM)10.32
EY8.07%
EPS(NY)11.72
Fwd EY9.16%
FCF(TTM)-23.69
FCFYN/A
OCF(TTM)-19.97
OCFYN/A
SpS49.05
BVpS99.05
TBVpS67.25
PEG (NY)0.91
PEG (5Y)1.37
Graham Number151.65
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.74% | ||
| ROE | 9.98% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 20.15% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.69%
ROA(5y)0.75%
ROE(3y)9.07%
ROE(5y)9.43%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-3.88%
PM growth 5Y0.21%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.26 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 214.7% | ||
| Cap/Sales | 7.58% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)18.62%
EPS 3Y11.62%
EPS 5Y9.06%
EPS Q2Q%14.23%
EPS Next Y13.56%
EPS Next 2Y12.83%
EPS Next 3Y13.25%
EPS Next 5Y9.52%
Revenue 1Y (TTM)7.26%
Revenue growth 3Y4.77%
Revenue growth 5Y3.57%
Sales Q2Q%7.47%
Revenue Next Year5.86%
Revenue Next 2Y5.08%
Revenue Next 3Y4.83%
Revenue Next 5Y3.05%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-153.88%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-248.81%
OCF growth 3YN/A
OCF growth 5YN/A
STATE STREET CORP / STT FAQ
What is the fundamental rating for STT stock?
ChartMill assigns a fundamental rating of 3 / 10 to STT.
What is the valuation status for STT stock?
ChartMill assigns a valuation rating of 4 / 10 to STATE STREET CORP (STT). This can be considered as Fairly Valued.
What is the profitability of STT stock?
STATE STREET CORP (STT) has a profitability rating of 2 / 10.
Can you provide the expected EPS growth for STT stock?
The Earnings per Share (EPS) of STATE STREET CORP (STT) is expected to grow by 13.56% in the next year.
Is the dividend of STATE STREET CORP sustainable?
The dividend rating of STATE STREET CORP (STT) is 6 / 10 and the dividend payout ratio is 39.96%.