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STATE STREET CORP (STT) Stock Fundamental Analysis

NYSE:STT - New York Stock Exchange, Inc. - US8574771031 - Common Stock - Currency: USD

95.76  -0.6 (-0.62%)

Fundamental Rating

3

Overall STT gets a fundamental rating of 3 out of 10. We evaluated STT against 230 industry peers in the Capital Markets industry. STT has a bad profitability rating. Also its financial health evaluation is rather negative. STT is not valued too expensively and it also shows a decent growth rate.


Dividend Valuation Growth Profitability Health

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2

1. Profitability

1.1 Basic Checks

STT had positive earnings in the past year.
STT had a negative operating cash flow in the past year.
In the past 5 years STT has always been profitable.
The reported operating cash flow has been mixed in the past 5 years: STT reported negative operating cash flow in multiple years.
STT Yearly Net Income VS EBIT VS OCF VS FCFSTT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B -5B 10B -10B

1.2 Ratios

The Return On Assets of STT (0.71%) is worse than 70.00% of its industry peers.
With a Return On Equity value of 9.98%, STT perfoms like the industry average, outperforming 56.09% of the companies in the same industry.
Industry RankSector Rank
ROA 0.71%
ROE 9.98%
ROIC N/A
ROA(3y)0.73%
ROA(5y)0.75%
ROE(3y)9.34%
ROE(5y)9.21%
ROIC(3y)N/A
ROIC(5y)N/A
STT Yearly ROA, ROE, ROICSTT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

1.3 Margins

With a Profit Margin value of 20.26%, STT perfoms like the industry average, outperforming 58.70% of the companies in the same industry.
In the last couple of years the Profit Margin of STT has grown nicely.
STT does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 20.26%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-3.7%
PM growth 5Y2.25%
GM growth 3YN/A
GM growth 5YN/A
STT Yearly Profit, Operating, Gross MarginsSTT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20

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1

2. Health

2.1 Basic Checks

STT has less shares outstanding than it did 1 year ago.
The number of shares outstanding for STT has been reduced compared to 5 years ago.
STT has a worse debt/assets ratio than last year.
STT Yearly Shares OutstandingSTT Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 0 0 0 0
STT Yearly Total Debt VS Total AssetsSTT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100B 200B 300B

2.2 Solvency

A Debt/Equity ratio of 1.51 is on the high side and indicates that STT has dependencies on debt financing.
STT has a worse Debt to Equity ratio (1.51) than 71.30% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.51
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
STT Yearly LT Debt VS Equity VS FCFSTT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10B -10B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
STT Yearly Current Assets VS Current LiabilitesSTT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B

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5

3. Growth

3.1 Past

The Earnings Per Share has grown by an nice 15.58% over the past year.
Measured over the past 5 years, STT shows a small growth in Earnings Per Share. The EPS has been growing by 7.08% on average per year.
STT shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 9.71%.
Measured over the past years, STT shows a small growth in Revenue. The Revenue has been growing by 2.03% on average per year.
EPS 1Y (TTM)15.58%
EPS 3Y5.35%
EPS 5Y7.08%
EPS Q2Q%20.71%
Revenue 1Y (TTM)9.71%
Revenue growth 3Y2.63%
Revenue growth 5Y2.03%
Sales Q2Q%4.65%

3.2 Future

STT is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.63% yearly.
STT is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.83% yearly.
EPS Next Y9.02%
EPS Next 2Y9.75%
EPS Next 3Y10.56%
EPS Next 5Y8.63%
Revenue Next Year3.64%
Revenue Next 2Y3.42%
Revenue Next 3Y3.62%
Revenue Next 5Y2.83%

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
STT Yearly Revenue VS EstimatesSTT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 5B 10B
STT Yearly EPS VS EstimatesSTT Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6 8 10

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4

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 10.58, which indicates a very decent valuation of STT.
Based on the Price/Earnings ratio, STT is valued a bit cheaper than the industry average as 68.70% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of STT to the average of the S&P500 Index (25.91), we can say STT is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 9.14, the valuation of STT can be described as reasonable.
STT's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. STT is cheaper than 76.09% of the companies in the same industry.
STT is valuated cheaply when we compare the Price/Forward Earnings ratio to 21.85, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 10.58
Fwd PE 9.14
STT Price Earnings VS Forward Price EarningsSTT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
STT Per share dataSTT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 -20 40 60 80

4.3 Compensation for Growth

The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.17
PEG (5Y)1.49
EPS Next 2Y9.75%
EPS Next 3Y10.56%

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6

5. Dividend

5.1 Amount

STT has a Yearly Dividend Yield of 3.10%. Purely for dividend investing, there may be better candidates out there.
STT's Dividend Yield is comparable with the industry average which is at 8.11.
Compared to an average S&P500 Dividend Yield of 2.36, STT pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 3.1%

5.2 History

On average, the dividend of STT grows each year by 6.74%, which is quite nice.
STT has been paying a dividend for at least 10 years, so it has a reliable track record.
STT has decreased its dividend recently.
Dividend Growth(5Y)6.74%
Div Incr Years1
Div Non Decr Years1
STT Yearly Dividends per shareSTT Yearly Dividends per shareYearly Dividends per share 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

5.3 Sustainability

STT pays out 39.65% of its income as dividend. This is a sustainable payout ratio.
STT's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP39.65%
EPS Next 2Y9.75%
EPS Next 3Y10.56%
STT Yearly Income VS Free CF VS DividendSTT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B -5B 10B -10B
STT Dividend Payout.STT Dividend Payout, showing the Payout Ratio.STT Dividend Payout.PayoutRetained Earnings

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STATE STREET CORP

NYSE:STT (5/23/2025, 11:57:06 AM)

95.76

-0.6 (-0.62%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)04-17 2025-04-17/bmo
Earnings (Next)07-14 2025-07-14/amc
Inst Owners91.64%
Inst Owner Change0.6%
Ins Owners0.34%
Ins Owner Change1.9%
Market Cap27.64B
Analysts72.38
Price Target105.06 (9.71%)
Short Float %1.76%
Short Ratio2.12
Dividend
Industry RankSector Rank
Dividend Yield 3.1%
Yearly Dividend3.5
Dividend Growth(5Y)6.74%
DP39.65%
Div Incr Years1
Div Non Decr Years1
Ex-Date04-01 2025-04-01 (0.76)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.35%
Min EPS beat(2)0.96%
Max EPS beat(2)5.75%
EPS beat(4)4
Avg EPS beat(4)4.34%
Min EPS beat(4)0.96%
Max EPS beat(4)5.75%
EPS beat(8)8
Avg EPS beat(8)5.89%
EPS beat(12)11
Avg EPS beat(12)4.55%
EPS beat(16)15
Avg EPS beat(16)4.85%
Revenue beat(2)1
Avg Revenue beat(2)-0.15%
Min Revenue beat(2)-2.06%
Max Revenue beat(2)1.76%
Revenue beat(4)3
Avg Revenue beat(4)0.3%
Min Revenue beat(4)-2.06%
Max Revenue beat(4)1.76%
Revenue beat(8)5
Avg Revenue beat(8)-0.73%
Revenue beat(12)6
Avg Revenue beat(12)-0.75%
Revenue beat(16)10
Avg Revenue beat(16)-0.38%
PT rev (1m)-8.04%
PT rev (3m)-8.73%
EPS NQ rev (1m)-1.12%
EPS NQ rev (3m)-5.41%
EPS NY rev (1m)-0.45%
EPS NY rev (3m)-3.77%
Revenue NQ rev (1m)-0.59%
Revenue NQ rev (3m)-1.27%
Revenue NY rev (1m)-0.64%
Revenue NY rev (3m)-0.97%
Valuation
Industry RankSector Rank
PE 10.58
Fwd PE 9.14
P/S 2.1
P/FCF N/A
P/OCF N/A
P/B 1.04
P/tB 1.55
EV/EBITDA N/A
EPS(TTM)9.05
EY9.45%
EPS(NY)10.48
Fwd EY10.94%
FCF(TTM)-37.73
FCFYN/A
OCF(TTM)-34.54
OCFYN/A
SpS45.54
BVpS92.46
TBVpS61.95
PEG (NY)1.17
PEG (5Y)1.49
Profitability
Industry RankSector Rank
ROA 0.71%
ROE 9.98%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 20.26%
GM N/A
FCFM N/A
ROA(3y)0.73%
ROA(5y)0.75%
ROE(3y)9.34%
ROE(5y)9.21%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-3.7%
PM growth 5Y2.25%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 1.51
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 180.08%
Cap/Sales 7.01%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)103.02%
Cap/Depr(5y)79.65%
Cap/Sales(3y)6.67%
Cap/Sales(5y)6.31%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)15.58%
EPS 3Y5.35%
EPS 5Y7.08%
EPS Q2Q%20.71%
EPS Next Y9.02%
EPS Next 2Y9.75%
EPS Next 3Y10.56%
EPS Next 5Y8.63%
Revenue 1Y (TTM)9.71%
Revenue growth 3Y2.63%
Revenue growth 5Y2.03%
Sales Q2Q%4.65%
Revenue Next Year3.64%
Revenue Next 2Y3.42%
Revenue Next 3Y3.62%
Revenue Next 5Y2.83%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-392.17%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-321.26%
OCF growth 3YN/A
OCF growth 5YN/A