STATE STREET CORP (STT) Fundamental Analysis & Valuation

NYSE:STT • US8574771031

Current stock price

126.15 USD
-0.77 (-0.61%)
Last:

This STT fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. STT Profitability Analysis

1.1 Basic Checks

  • In the past year STT was profitable.
  • STT had a positive operating cash flow in the past year.
  • In the past 5 years STT has always been profitable.
  • In multiple years STT reported negative operating cash flow during the last 5 years.
STT Yearly Net Income VS EBIT VS OCF VS FCFSTT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B -5B 10B -10B

1.2 Ratios

  • The Return On Assets of STT (0.74%) is worse than 65.27% of its industry peers.
  • Looking at the Return On Equity, with a value of 9.76%, STT is in the better half of the industry, outperforming 61.51% of the companies in the same industry.
Industry RankSector Rank
ROA 0.74%
ROE 9.76%
ROIC N/A
ROA(3y)0.69%
ROA(5y)0.75%
ROE(3y)9.07%
ROE(5y)9.43%
ROIC(3y)N/A
ROIC(5y)N/A
STT Yearly ROA, ROE, ROICSTT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • With a Profit Margin value of 19.49%, STT perfoms like the industry average, outperforming 53.97% of the companies in the same industry.
  • STT's Profit Margin has been stable in the last couple of years.
  • The Operating Margin and Gross Margin are not available for STT so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 19.49%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-3.88%
PM growth 5Y0.21%
GM growth 3YN/A
GM growth 5YN/A
STT Yearly Profit, Operating, Gross MarginsSTT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15 20

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. STT Health Analysis

2.1 Basic Checks

  • STT has less shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, STT has less shares outstanding
  • STT has a better debt/assets ratio than last year.
STT Yearly Shares OutstandingSTT Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M
STT Yearly Total Debt VS Total AssetsSTT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100B 200B 300B

2.2 Solvency

  • The Debt to FCF ratio of STT is 2.75, which is a good value as it means it would take STT, 2.75 years of fcf income to pay off all of its debts.
  • STT's Debt to FCF ratio of 2.75 is fine compared to the rest of the industry. STT outperforms 79.92% of its industry peers.
  • STT has a Debt/Equity ratio of 1.07. This is a high value indicating a heavy dependency on external financing.
  • STT has a Debt to Equity ratio (1.07) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 1.07
Debt/FCF 2.75
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
STT Yearly LT Debt VS Equity VS FCFSTT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10B -10B 20B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
STT Yearly Current Assets VS Current LiabilitesSTT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. STT Growth Analysis

3.1 Past

  • STT shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 18.62%, which is quite good.
  • STT shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.06% yearly.
  • Looking at the last year, STT shows a small growth in Revenue. The Revenue has grown by 7.26% in the last year.
  • Measured over the past years, STT shows a small growth in Revenue. The Revenue has been growing by 3.57% on average per year.
EPS 1Y (TTM)18.62%
EPS 3Y11.62%
EPS 5Y9.06%
EPS Q2Q%14.23%
Revenue 1Y (TTM)7.26%
Revenue growth 3Y4.77%
Revenue growth 5Y3.57%
Sales Q2Q%7.47%

3.2 Future

  • Based on estimates for the next years, STT will show a quite strong growth in Earnings Per Share. The EPS will grow by 9.52% on average per year.
  • The Revenue is expected to grow by 3.05% on average over the next years.
EPS Next Y13.84%
EPS Next 2Y13.04%
EPS Next 3Y13.93%
EPS Next 5Y9.52%
Revenue Next Year5.91%
Revenue Next 2Y5.12%
Revenue Next 3Y4.94%
Revenue Next 5Y3.05%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
STT Yearly Revenue VS EstimatesSTT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5B 10B 15B
STT Yearly EPS VS EstimatesSTT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5 10 15

More info and screens

Find the best growth stocksShow best growing peers

6

4. STT Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 12.22, the valuation of STT can be described as correct.
  • STT's Price/Earnings ratio is in line with the industry average.
  • When comparing the Price/Earnings ratio of STT to the average of the S&P500 Index (25.61), we can say STT is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 10.74, the valuation of STT can be described as very reasonable.
  • Based on the Price/Forward Earnings ratio, STT is valued a bit cheaper than 61.09% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 22.79, STT is valued rather cheaply.
Industry RankSector Rank
PE 12.22
Fwd PE 10.74
STT Price Earnings VS Forward Price EarningsSTT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, STT is valued cheaper than 88.28% of the companies in the same industry.
Industry RankSector Rank
P/FCF 3.24
EV/EBITDA N/A
STT Per share dataSTT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

  • STT's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as STT's earnings are expected to grow with 13.93% in the coming years.
PEG (NY)0.88
PEG (5Y)1.35
EPS Next 2Y13.04%
EPS Next 3Y13.93%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. STT Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 2.78%, STT has a reasonable but not impressive dividend return.
  • STT's Dividend Yield is comparable with the industry average which is at 6.72.
  • Compared to an average S&P500 Dividend Yield of 1.89, STT pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 2.78%

5.2 History

  • On average, the dividend of STT grows each year by 9.53%, which is quite nice.
  • STT has been paying a dividend for at least 10 years, so it has a reliable track record.
  • STT has decreased its dividend recently.
Dividend Growth(5Y)9.53%
Div Incr Years1
Div Non Decr Years1
STT Yearly Dividends per shareSTT Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 10 20 30

5.3 Sustainability

  • 41.22% of the earnings are spent on dividend by STT. This is a bit on the high side, but may be sustainable.
  • STT's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP41.22%
EPS Next 2Y13.04%
EPS Next 3Y13.93%
STT Yearly Income VS Free CF VS DividendSTT Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B -5B 10B -10B
STT Dividend Payout.STT Dividend Payout, showing the Payout Ratio.STT Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

STT Fundamentals: All Metrics, Ratios and Statistics

STATE STREET CORP

NYSE:STT (3/26/2026, 3:00:08 PM)

126.15

-0.77 (-0.61%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)01-16
Earnings (Next)04-17
Inst Owners95.66%
Inst Owner Change0.37%
Ins Owners0.37%
Ins Owner Change2.09%
Market Cap35.16B
Revenue(TTM)13.94B
Net Income(TTM)2.72B
Analysts75.45
Price Target149.36 (18.4%)
Short Float %1.99%
Short Ratio2.52
Dividend
Industry RankSector Rank
Dividend Yield 2.78%
Yearly Dividend3.94
Dividend Growth(5Y)9.53%
DP41.22%
Div Incr Years1
Div Non Decr Years1
Ex-Date04-01
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.83%
Min EPS beat(2)3.35%
Max EPS beat(2)4.3%
EPS beat(4)4
Avg EPS beat(4)3.8%
Min EPS beat(4)0.96%
Max EPS beat(4)6.61%
EPS beat(8)8
Avg EPS beat(8)5.44%
EPS beat(12)11
Avg EPS beat(12)4.42%
EPS beat(16)15
Avg EPS beat(16)4.65%
Revenue beat(2)2
Avg Revenue beat(2)1.18%
Min Revenue beat(2)0.88%
Max Revenue beat(2)1.49%
Revenue beat(4)3
Avg Revenue beat(4)0.54%
Min Revenue beat(4)-2.06%
Max Revenue beat(4)1.83%
Revenue beat(8)7
Avg Revenue beat(8)0.86%
Revenue beat(12)8
Avg Revenue beat(12)-0.28%
Revenue beat(16)10
Avg Revenue beat(16)-0.28%
PT rev (1m)0.89%
PT rev (3m)12.71%
EPS NQ rev (1m)0.25%
EPS NQ rev (3m)4.03%
EPS NY rev (1m)0.25%
EPS NY rev (3m)2.66%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.49%
Revenue NY rev (1m)0.05%
Revenue NY rev (3m)1.56%
Valuation
Industry RankSector Rank
PE 12.22
Fwd PE 10.74
P/S 2.52
P/FCF 3.24
P/OCF 2.96
P/B 1.26
P/tB 1.88
EV/EBITDA N/A
EPS(TTM)10.32
EY8.18%
EPS(NY)11.75
Fwd EY9.31%
FCF(TTM)38.9
FCFY30.84%
OCF(TTM)42.69
OCFY33.84%
SpS50.03
BVpS99.89
TBVpS67.26
PEG (NY)0.88
PEG (5Y)1.35
Graham Number152.29
Profitability
Industry RankSector Rank
ROA 0.74%
ROE 9.76%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 19.49%
GM N/A
FCFM 77.76%
ROA(3y)0.69%
ROA(5y)0.75%
ROE(3y)9.07%
ROE(5y)9.43%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-3.88%
PM growth 5Y0.21%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 1.07
Debt/FCF 2.75
Debt/EBITDA N/A
Cap/Depr 190.43%
Cap/Sales 7.57%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 399.08%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)145.34%
Cap/Depr(5y)110.32%
Cap/Sales(3y)7.17%
Cap/Sales(5y)6.86%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)18.62%
EPS 3Y11.62%
EPS 5Y9.06%
EPS Q2Q%14.23%
EPS Next Y13.84%
EPS Next 2Y13.04%
EPS Next 3Y13.93%
EPS Next 5Y9.52%
Revenue 1Y (TTM)7.26%
Revenue growth 3Y4.77%
Revenue growth 5Y3.57%
Sales Q2Q%7.47%
Revenue Next Year5.91%
Revenue Next 2Y5.12%
Revenue Next 3Y4.94%
Revenue Next 5Y3.05%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y176.71%
FCF growth 3Y-1.13%
FCF growth 5Y29.54%
OCF growth 1Y190.07%
OCF growth 3Y-0.16%
OCF growth 5Y27.49%

STATE STREET CORP / STT Fundamental Analysis FAQ

What is the fundamental rating for STT stock?

ChartMill assigns a fundamental rating of 4 / 10 to STT.


What is the valuation status for STT stock?

ChartMill assigns a valuation rating of 6 / 10 to STATE STREET CORP (STT). This can be considered as Fairly Valued.


What is the profitability of STT stock?

STATE STREET CORP (STT) has a profitability rating of 3 / 10.


Can you provide the expected EPS growth for STT stock?

The Earnings per Share (EPS) of STATE STREET CORP (STT) is expected to grow by 13.84% in the next year.


Is the dividend of STATE STREET CORP sustainable?

The dividend rating of STATE STREET CORP (STT) is 5 / 10 and the dividend payout ratio is 41.22%.