SIRIUSPOINT LTD (SPNT) Stock Fundamental Analysis
NYSE:SPNT - BMG8192H1060 - Common Stock
18.99 USD
+0.09 (+0.48%)
Taking everything into account, SPNT scores 3 out of 10 in our fundamental rating. SPNT was compared to 146 industry peers in the Insurance industry. SPNT may be in some trouble as it scores bad on both profitability and health. SPNT has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
SPNT had positive earnings in the past year.
SPNT had a positive operating cash flow in the past year.
SPNT had positive earnings in 4 of the past 5 years.
Each year in the past 5 years SPNT had a positive operating cash flow.
1.2 Ratios
The Return On Assets of SPNT (0.84%) is worse than 60.96% of its industry peers.
SPNT's Return On Equity of 4.90% is on the low side compared to the rest of the industry. SPNT is outperformed by 74.66% of its industry peers.
SPNT's Return On Invested Capital of 2.77% is in line compared to the rest of the industry. SPNT outperforms 57.53% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.84% | ||
| ROE | 4.9% | ||
| ROIC | 2.77% |
ROA(3y)0.13%
ROA(5y)0.97%
ROE(3y)1.05%
ROE(5y)2.81%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
SPNT's Profit Margin of 3.71% is on the low side compared to the rest of the industry. SPNT is outperformed by 67.12% of its industry peers.
In the last couple of years the Profit Margin of SPNT has declined.
With a decent Operating Margin value of 14.14%, SPNT is doing good in the industry, outperforming 65.07% of the companies in the same industry.
In the last couple of years the Operating Margin of SPNT has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.14% | ||
| PM (TTM) | 3.71% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5Y-4.18%
PM growth 3Y45.15%
PM growth 5Y-20.65%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
SPNT has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, SPNT has less shares outstanding
Compared to 5 years ago, SPNT has more shares outstanding
Compared to 1 year ago, SPNT has an improved debt to assets ratio.
2.2 Solvency
SPNT has a debt to FCF ratio of 4.88. This is a neutral value as SPNT would need 4.88 years to pay back of all of its debts.
SPNT has a Debt to FCF ratio (4.88) which is comparable to the rest of the industry.
A Debt/Equity ratio of 0.32 indicates that SPNT is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.32, SPNT is in line with its industry, outperforming 47.26% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.32 | ||
| Debt/FCF | 4.88 | ||
| Altman-Z | N/A |
ROIC/WACC0.32
WACC8.68%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for SPNT have decreased strongly by -52.66% in the last year.
SPNT shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -14.97% yearly.
The Revenue has decreased by -1.01% in the past year.
The Revenue has been growing by 22.87% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-52.66%
EPS 3Y-21.17%
EPS 5Y-14.97%
EPS Q2Q%-12.28%
Revenue 1Y (TTM)-1.01%
Revenue growth 3Y8.91%
Revenue growth 5Y22.87%
Sales Q2Q%-12.28%
3.2 Future
Based on estimates for the next years, SPNT will show a very strong growth in Earnings Per Share. The EPS will grow by 42.09% on average per year.
The Revenue is expected to grow by 3.19% on average over the next years.
EPS Next Y124.67%
EPS Next 2Y58.27%
EPS Next 3Y42.09%
EPS Next 5YN/A
Revenue Next Year-3.68%
Revenue Next 2Y1.26%
Revenue Next 3Y3.19%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 21.34, the valuation of SPNT can be described as rather expensive.
Compared to the rest of the industry, the Price/Earnings ratio of SPNT indicates a slightly more expensive valuation: SPNT is more expensive than 69.86% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 26.90. SPNT is valued slightly cheaper when compared to this.
The Price/Forward Earnings ratio is 7.90, which indicates a rather cheap valuation of SPNT.
Based on the Price/Forward Earnings ratio, SPNT is valued a bit cheaper than 69.18% of the companies in the same industry.
SPNT is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.52, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.34 | ||
| Fwd PE | 7.9 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, SPNT is valued a bit cheaper than the industry average as 78.08% of the companies are valued more expensively.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of SPNT is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.95 | ||
| EV/EBITDA | 5.31 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
SPNT's earnings are expected to grow with 42.09% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.17
PEG (5Y)N/A
EPS Next 2Y58.27%
EPS Next 3Y42.09%
5. Dividend
5.1 Amount
No dividends for SPNT!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NYSE:SPNT (9/3/2025, 9:42:46 AM)
18.99
+0.09 (+0.48%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners87.93%
Inst Owner Change-1.51%
Ins Owners2.12%
Ins Owner Change1.18%
Market Cap2.22B
Analysts84
Price Target25.5 (34.28%)
Short Float %1.84%
Short Ratio2.47
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0.11
Dividend Growth(5Y)N/A
DP15.5%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)47.55%
Min EPS beat(2)-13.77%
Max EPS beat(2)108.87%
EPS beat(4)1
Avg EPS beat(4)-19.49%
Min EPS beat(4)-131.86%
Max EPS beat(4)108.87%
EPS beat(8)5
Avg EPS beat(8)16.37%
EPS beat(12)7
Avg EPS beat(12)26.15%
EPS beat(16)9
Avg EPS beat(16)12.25%
Revenue beat(2)0
Avg Revenue beat(2)-10.27%
Min Revenue beat(2)-11.21%
Max Revenue beat(2)-9.34%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)8.7%
PT rev (3m)47.06%
EPS NQ rev (1m)-5.12%
EPS NQ rev (3m)N/A
EPS NY rev (1m)-1.21%
EPS NY rev (3m)-2.87%
Revenue NQ rev (1m)-5.31%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-5.08%
Revenue NY rev (3m)-0.53%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.34 | ||
| Fwd PE | 7.9 | ||
| P/S | 0.8 | ||
| P/FCF | 15.95 | ||
| P/OCF | 15.95 | ||
| P/B | 1.05 | ||
| P/tB | 1.13 | ||
| EV/EBITDA | 5.31 |
EPS(TTM)0.89
EY4.69%
EPS(NY)2.4
Fwd EY12.66%
FCF(TTM)1.19
FCFY6.27%
OCF(TTM)1.19
OCFY6.27%
SpS23.85
BVpS18.03
TBVpS16.88
PEG (NY)0.17
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.84% | ||
| ROE | 4.9% | ||
| ROCE | 3.19% | ||
| ROIC | 2.77% | ||
| ROICexc | 2.95% | ||
| ROICexgc | 4.08% | ||
| OM | 14.14% | ||
| PM (TTM) | 3.71% | ||
| GM | N/A | ||
| FCFM | 4.99% |
ROA(3y)0.13%
ROA(5y)0.97%
ROE(3y)1.05%
ROE(5y)2.81%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5Y-10.36%
ROICexc growth 3YN/A
ROICexc growth 5Y-11.48%
OM growth 3YN/A
OM growth 5Y-4.18%
PM growth 3Y45.15%
PM growth 5Y-20.65%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.23
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.32 | ||
| Debt/FCF | 4.88 | ||
| Debt/EBITDA | 1.67 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 34.29% | ||
| Profit Quality | 134.69% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC8.68%
ROIC/WACC0.32
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-52.66%
EPS 3Y-21.17%
EPS 5Y-14.97%
EPS Q2Q%-12.28%
EPS Next Y124.67%
EPS Next 2Y58.27%
EPS Next 3Y42.09%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.01%
Revenue growth 3Y8.91%
Revenue growth 5Y22.87%
Sales Q2Q%-12.28%
Revenue Next Year-3.68%
Revenue Next 2Y1.26%
Revenue Next 3Y3.19%
Revenue Next 5YN/A
EBIT growth 1Y-10.62%
EBIT growth 3YN/A
EBIT growth 5Y17.74%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-69.41%
FCF growth 3Y260.08%
FCF growth 5Y-11.94%
OCF growth 1Y-69.41%
OCF growth 3Y260.08%
OCF growth 5Y-11.94%