SIRIUSPOINT LTD (SPNT) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:SPNT - BMG8192H1060 - Common Stock
19.96 USD
-0.05 (-0.25%)
19.96 USD
0 (0%)
We assign a fundamental rating of 4 out of 10 to SPNT. SPNT was compared to 149 industry peers in the Insurance industry. Both the profitability and financial health of SPNT have multiple concerns. SPNT has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- In the past year SPNT was profitable.
- SPNT had a positive operating cash flow in the past year.
- Of the past 5 years SPNT 4 years were profitable.
- In the past 5 years SPNT always reported a positive cash flow from operatings.
1.2 Ratios
- SPNT has a Return On Assets (1.49%) which is comparable to the rest of the industry.
- SPNT has a Return On Equity of 8.39%. This is comparable to the rest of the industry: SPNT outperforms 40.94% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 2.65%, SPNT is in line with its industry, outperforming 55.03% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.49% | ||
| ROE | 8.39% | ||
| ROIC | 2.65% |
ROA(3y)0.13%
ROA(5y)0.97%
ROE(3y)1.05%
ROE(5y)2.81%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- SPNT has a worse Profit Margin (6.49%) than 60.40% of its industry peers.
- In the last couple of years the Profit Margin of SPNT has declined.
- SPNT's Operating Margin of 13.29% is in line compared to the rest of the industry. SPNT outperforms 55.70% of its industry peers.
- In the last couple of years the Operating Margin of SPNT has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.29% | ||
| PM (TTM) | 6.49% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5Y-4.18%
PM growth 3Y45.15%
PM growth 5Y-20.65%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SPNT is destroying value.
- Compared to 1 year ago, SPNT has less shares outstanding
- Compared to 5 years ago, SPNT has more shares outstanding
- SPNT has a better debt/assets ratio than last year.
2.2 Solvency
- SPNT has a debt to FCF ratio of 3.21. This is a good value and a sign of high solvency as SPNT would need 3.21 years to pay back of all of its debts.
- The Debt to FCF ratio of SPNT (3.21) is comparable to the rest of the industry.
- A Debt/Equity ratio of 0.31 indicates that SPNT is not too dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.31, SPNT is in line with its industry, outperforming 51.68% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 3.21 | ||
| Altman-Z | N/A |
ROIC/WACC0.3
WACC8.71%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The earnings per share for SPNT have decreased by 0.00% in the last year.
- Measured over the past years, SPNT shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -14.97% on average per year.
- SPNT shows a small growth in Revenue. In the last year, the Revenue has grown by 2.43%.
- SPNT shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 22.87% yearly.
EPS 1Y (TTM)0%
EPS 3Y-21.17%
EPS 5Y-14.97%
EPS Q2Q%2333.33%
Revenue 1Y (TTM)2.43%
Revenue growth 3Y8.91%
Revenue growth 5Y22.87%
Sales Q2Q%15.21%
3.2 Future
- Based on estimates for the next years, SPNT will show a very strong growth in Earnings Per Share. The EPS will grow by 43.31% on average per year.
- Based on estimates for the next years, SPNT will show a small growth in Revenue. The Revenue will grow by 3.39% on average per year.
EPS Next Y155%
EPS Next 2Y61.01%
EPS Next 3Y43.31%
EPS Next 5YN/A
Revenue Next Year-2.63%
Revenue Next 2Y2.01%
Revenue Next 3Y3.39%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 12.55, SPNT is valued correctly.
- SPNT's Price/Earnings is on the same level as the industry average.
- When comparing the Price/Earnings ratio of SPNT to the average of the S&P500 Index (27.32), we can say SPNT is valued rather cheaply.
- Based on the Price/Forward Earnings ratio of 8.02, the valuation of SPNT can be described as reasonable.
- 69.13% of the companies in the same industry are more expensive than SPNT, based on the Price/Forward Earnings ratio.
- SPNT is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.32, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.55 | ||
| Fwd PE | 8.02 |
4.2 Price Multiples
- 69.13% of the companies in the same industry are more expensive than SPNT, based on the Enterprise Value to EBITDA ratio.
- SPNT's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.95 | ||
| EV/EBITDA | 6.23 |
4.3 Compensation for Growth
- SPNT's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- SPNT's earnings are expected to grow with 43.31% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.08
PEG (5Y)N/A
EPS Next 2Y61.01%
EPS Next 3Y43.31%
5. Dividend
5.1 Amount
- SPNT does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
19.96
-0.05 (-0.25%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)10-30 2025-10-30/amc
Earnings (Next)02-16 2026-02-16/amc
Inst Owners87.28%
Inst Owner Change-0.12%
Ins Owners1.59%
Ins Owner Change-6.84%
Market Cap2.33B
Revenue(TTM)2.86B
Net Income(TTM)185.50M
Analysts82.5
Price Target22.95 (14.98%)
Short Float %1.66%
Short Ratio2.63
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly Dividend0.11
Dividend Growth(5Y)N/A
DP8.63%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)13.28%
Min EPS beat(2)-13.77%
Max EPS beat(2)40.33%
EPS beat(4)2
Avg EPS beat(4)0.89%
Min EPS beat(4)-131.86%
Max EPS beat(4)108.87%
EPS beat(8)5
Avg EPS beat(8)14.3%
EPS beat(12)8
Avg EPS beat(12)37.79%
EPS beat(16)9
Avg EPS beat(16)12%
Revenue beat(2)1
Avg Revenue beat(2)1.95%
Min Revenue beat(2)-9.34%
Max Revenue beat(2)13.24%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-10%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.96%
EPS NY rev (1m)0%
EPS NY rev (3m)11.49%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.98%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.09%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.55 | ||
| Fwd PE | 8.02 | ||
| P/S | 0.82 | ||
| P/FCF | 10.95 | ||
| P/OCF | 10.95 | ||
| P/B | 1.06 | ||
| P/tB | 1.12 | ||
| EV/EBITDA | 6.23 |
EPS(TTM)1.59
EY7.97%
EPS(NY)2.49
Fwd EY12.47%
FCF(TTM)1.82
FCFY9.13%
OCF(TTM)1.82
OCFY9.13%
SpS24.47
BVpS18.92
TBVpS17.86
PEG (NY)0.08
PEG (5Y)N/A
Graham Number26.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.49% | ||
| ROE | 8.39% | ||
| ROCE | 3.06% | ||
| ROIC | 2.65% | ||
| ROICexc | 2.78% | ||
| ROICexgc | 3.78% | ||
| OM | 13.29% | ||
| PM (TTM) | 6.49% | ||
| GM | N/A | ||
| FCFM | 7.45% |
ROA(3y)0.13%
ROA(5y)0.97%
ROE(3y)1.05%
ROE(5y)2.81%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y-10.36%
ROICexc growth 3YN/A
ROICexc growth 5Y-11.48%
OM growth 3YN/A
OM growth 5Y-4.18%
PM growth 3Y45.15%
PM growth 5Y-20.65%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.23
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 3.21 | ||
| Debt/EBITDA | 1.74 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 54.38% | ||
| Profit Quality | 114.77% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC8.71%
ROIC/WACC0.3
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y-21.17%
EPS 5Y-14.97%
EPS Q2Q%2333.33%
EPS Next Y155%
EPS Next 2Y61.01%
EPS Next 3Y43.31%
EPS Next 5YN/A
Revenue 1Y (TTM)2.43%
Revenue growth 3Y8.91%
Revenue growth 5Y22.87%
Sales Q2Q%15.21%
Revenue Next Year-2.63%
Revenue Next 2Y2.01%
Revenue Next 3Y3.39%
Revenue Next 5YN/A
EBIT growth 1Y-22.34%
EBIT growth 3YN/A
EBIT growth 5Y17.74%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-51.16%
FCF growth 3Y260.08%
FCF growth 5Y-11.94%
OCF growth 1Y-51.16%
OCF growth 3Y260.08%
OCF growth 5Y-11.94%
SIRIUSPOINT LTD / SPNT FAQ
What is the fundamental rating for SPNT stock?
ChartMill assigns a fundamental rating of 4 / 10 to SPNT.
What is the valuation status for SPNT stock?
ChartMill assigns a valuation rating of 6 / 10 to SIRIUSPOINT LTD (SPNT). This can be considered as Fairly Valued.
Can you provide the profitability details for SIRIUSPOINT LTD?
SIRIUSPOINT LTD (SPNT) has a profitability rating of 3 / 10.
How financially healthy is SIRIUSPOINT LTD?
The financial health rating of SIRIUSPOINT LTD (SPNT) is 3 / 10.
What is the earnings growth outlook for SIRIUSPOINT LTD?
The Earnings per Share (EPS) of SIRIUSPOINT LTD (SPNT) is expected to grow by 155% in the next year.