SIRIUSPOINT LTD (SPNT) Stock Fundamental Analysis
USA - NYSE:SPNT - BMG8192H1060 - Common Stock
19.82 USD
+0.45 (+2.32%)
19.82 USD
0 (0%)
We assign a fundamental rating of 3 out of 10 to SPNT. SPNT was compared to 146 industry peers in the Insurance industry. SPNT has a bad profitability rating. Also its financial health evaluation is rather negative. SPNT is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
SPNT had positive earnings in the past year.
SPNT had a positive operating cash flow in the past year.
SPNT had positive earnings in 4 of the past 5 years.
Each year in the past 5 years SPNT had a positive operating cash flow.
1.2 Ratios
SPNT has a worse Return On Assets (0.84%) than 63.70% of its industry peers.
With a Return On Equity value of 4.90%, SPNT is not doing good in the industry: 75.34% of the companies in the same industry are doing better.
Looking at the Return On Invested Capital, with a value of 2.77%, SPNT is in line with its industry, outperforming 54.79% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.84% | ||
| ROE | 4.9% | ||
| ROIC | 2.77% |
ROA(3y)0.13%
ROA(5y)0.97%
ROE(3y)1.05%
ROE(5y)2.81%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
SPNT has a worse Profit Margin (3.71%) than 71.92% of its industry peers.
SPNT's Profit Margin has declined in the last couple of years.
SPNT has a Operating Margin of 14.14%. This is in the better half of the industry: SPNT outperforms 65.75% of its industry peers.
In the last couple of years the Operating Margin of SPNT has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.14% | ||
| PM (TTM) | 3.71% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5Y-4.18%
PM growth 3Y45.15%
PM growth 5Y-20.65%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SPNT is destroying value.
SPNT has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, SPNT has more shares outstanding
Compared to 1 year ago, SPNT has an improved debt to assets ratio.
2.2 Solvency
The Debt to FCF ratio of SPNT is 4.88, which is a neutral value as it means it would take SPNT, 4.88 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of SPNT (4.88) is worse than 61.64% of its industry peers.
A Debt/Equity ratio of 0.32 indicates that SPNT is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.32, SPNT is in line with its industry, outperforming 48.63% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.32 | ||
| Debt/FCF | 4.88 | ||
| Altman-Z | N/A |
ROIC/WACC0.32
WACC8.6%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
SPNT shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by 0.00%.
Measured over the past years, SPNT shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -14.97% on average per year.
SPNT shows a small growth in Revenue. In the last year, the Revenue has grown by 0.55%.
The Revenue has been growing by 22.87% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)0%
EPS 3Y-21.17%
EPS 5Y-14.97%
EPS Q2Q%2333.33%
Revenue 1Y (TTM)0.55%
Revenue growth 3Y8.91%
Revenue growth 5Y22.87%
Sales Q2Q%15.21%
3.2 Future
Based on estimates for the next years, SPNT will show a very strong growth in Earnings Per Share. The EPS will grow by 40.31% on average per year.
The Revenue is expected to grow by 3.39% on average over the next years.
EPS Next Y136.94%
EPS Next 2Y54.62%
EPS Next 3Y40.31%
EPS Next 5YN/A
Revenue Next Year-2.63%
Revenue Next 2Y2.01%
Revenue Next 3Y3.39%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 12.47, the valuation of SPNT can be described as correct.
SPNT's Price/Earnings ratio is in line with the industry average.
Compared to an average S&P500 Price/Earnings ratio of 26.06, SPNT is valued rather cheaply.
The Price/Forward Earnings ratio is 8.64, which indicates a very decent valuation of SPNT.
SPNT's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. SPNT is cheaper than 66.44% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 32.73. SPNT is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.47 | ||
| Fwd PE | 8.64 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, SPNT is valued a bit cheaper than 76.71% of the companies in the same industry.
SPNT's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.65 | ||
| EV/EBITDA | 5.58 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as SPNT's earnings are expected to grow with 40.31% in the coming years.
PEG (NY)0.09
PEG (5Y)N/A
EPS Next 2Y54.62%
EPS Next 3Y40.31%
5. Dividend
5.1 Amount
SPNT does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
19.82
+0.45 (+2.32%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners87.27%
Inst Owner Change1.89%
Ins Owners2.12%
Ins Owner Change0.47%
Market Cap2.31B
Revenue(TTM)2.75B
Net Income(TTM)103.20M
Analysts82.5
Price Target22.95 (15.79%)
Short Float %1.62%
Short Ratio1.94
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0.11
Dividend Growth(5Y)N/A
DP15.5%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)47.55%
Min EPS beat(2)-13.77%
Max EPS beat(2)108.87%
EPS beat(4)1
Avg EPS beat(4)-19.49%
Min EPS beat(4)-131.86%
Max EPS beat(4)108.87%
EPS beat(8)5
Avg EPS beat(8)16.37%
EPS beat(12)7
Avg EPS beat(12)26.15%
EPS beat(16)9
Avg EPS beat(16)12.25%
Revenue beat(2)0
Avg Revenue beat(2)-10.27%
Min Revenue beat(2)-11.21%
Max Revenue beat(2)-9.34%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-10%
PT rev (3m)-11.18%
EPS NQ rev (1m)4.36%
EPS NQ rev (3m)-1.54%
EPS NY rev (1m)3.59%
EPS NY rev (3m)4.19%
Revenue NQ rev (1m)-6.1%
Revenue NQ rev (3m)-11.09%
Revenue NY rev (1m)1.09%
Revenue NY rev (3m)-4.05%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.47 | ||
| Fwd PE | 8.64 | ||
| P/S | 0.83 | ||
| P/FCF | 16.65 | ||
| P/OCF | 16.65 | ||
| P/B | 1.1 | ||
| P/tB | 1.17 | ||
| EV/EBITDA | 5.58 |
EPS(TTM)1.59
EY8.02%
EPS(NY)2.3
Fwd EY11.58%
FCF(TTM)1.19
FCFY6.01%
OCF(TTM)1.19
OCFY6.01%
SpS23.85
BVpS18.03
TBVpS16.88
PEG (NY)0.09
PEG (5Y)N/A
Graham Number25.4
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.84% | ||
| ROE | 4.9% | ||
| ROCE | 3.19% | ||
| ROIC | 2.77% | ||
| ROICexc | 2.95% | ||
| ROICexgc | 4.08% | ||
| OM | 14.14% | ||
| PM (TTM) | 3.71% | ||
| GM | N/A | ||
| FCFM | 4.99% |
ROA(3y)0.13%
ROA(5y)0.97%
ROE(3y)1.05%
ROE(5y)2.81%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y-10.36%
ROICexc growth 3YN/A
ROICexc growth 5Y-11.48%
OM growth 3YN/A
OM growth 5Y-4.18%
PM growth 3Y45.15%
PM growth 5Y-20.65%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.23
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.32 | ||
| Debt/FCF | 4.88 | ||
| Debt/EBITDA | 1.67 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 34.29% | ||
| Profit Quality | 134.69% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC8.6%
ROIC/WACC0.32
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)0%
EPS 3Y-21.17%
EPS 5Y-14.97%
EPS Q2Q%2333.33%
EPS Next Y136.94%
EPS Next 2Y54.62%
EPS Next 3Y40.31%
EPS Next 5YN/A
Revenue 1Y (TTM)0.55%
Revenue growth 3Y8.91%
Revenue growth 5Y22.87%
Sales Q2Q%15.21%
Revenue Next Year-2.63%
Revenue Next 2Y2.01%
Revenue Next 3Y3.39%
Revenue Next 5YN/A
EBIT growth 1Y-10.62%
EBIT growth 3YN/A
EBIT growth 5Y17.74%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-69.41%
FCF growth 3Y260.08%
FCF growth 5Y-11.94%
OCF growth 1Y-69.41%
OCF growth 3Y260.08%
OCF growth 5Y-11.94%
SIRIUSPOINT LTD / SPNT FAQ
What is the ChartMill fundamental rating of SIRIUSPOINT LTD (SPNT) stock?
ChartMill assigns a fundamental rating of 3 / 10 to SPNT.
Can you provide the valuation status for SIRIUSPOINT LTD?
ChartMill assigns a valuation rating of 6 / 10 to SIRIUSPOINT LTD (SPNT). This can be considered as Fairly Valued.
What is the profitability of SPNT stock?
SIRIUSPOINT LTD (SPNT) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for SPNT stock?
The Price/Earnings (PE) ratio for SIRIUSPOINT LTD (SPNT) is 12.47 and the Price/Book (PB) ratio is 1.1.
How sustainable is the dividend of SIRIUSPOINT LTD (SPNT) stock?
The dividend rating of SIRIUSPOINT LTD (SPNT) is 0 / 10 and the dividend payout ratio is 15.5%.