SIRIUSPOINT LTD (SPNT)
BMG8192H1060 - Common Stock
Taking everything into account, SPNT scores 4 out of 10 in our fundamental rating. SPNT was compared to 140 industry peers in the Insurance industry. Both the profitability and the financial health of SPNT get a neutral evaluation. Nothing too spectacular is happening here. SPNT has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
SPNT had positive earnings in the past year.
In the past year SPNT had a positive cash flow from operations.
SPNT had positive earnings in 4 of the past 5 years.
Each year in the past 5 years SPNT had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 2.22%, SPNT is in line with its industry, outperforming 57.55% of the companies in the same industry.
With a Return On Equity value of 11.18%, SPNT perfoms like the industry average, outperforming 53.24% of the companies in the same industry.
The Return On Invested Capital of SPNT (2.22%) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.22% | ||
| ROE | 11.18% | ||
| ROIC | 2.22% |
ROA(3y)-0.2%
ROA(5y)1.85%
ROE(3y)-1.38%
ROE(5y)3.82%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 10.63%, SPNT is in the better half of the industry, outperforming 67.63% of the companies in the same industry.
SPNT's Profit Margin has declined in the last couple of years.
SPNT has a better Operating Margin (13.09%) than 61.15% of its industry peers.
SPNT's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.09% | ||
| PM (TTM) | 10.63% | ||
| GM | N/A |
OM growth 3Y-8.02%
OM growth 5YN/A
PM growth 3Y-8.21%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so SPNT is destroying value.
Compared to 1 year ago, SPNT has more shares outstanding
Compared to 5 years ago, SPNT has more shares outstanding
SPNT has a better debt/assets ratio than last year.
2.2 Solvency
SPNT has a debt to FCF ratio of 1.42. This is a very positive value and a sign of high solvency as it would only need 1.42 years to pay back of all of its debts.
SPNT has a Debt to FCF ratio of 1.42. This is in the better half of the industry: SPNT outperforms 61.15% of its industry peers.
SPNT has a Debt/Equity ratio of 0.30. This is a healthy value indicating a solid balance between debt and equity.
With a decent Debt to Equity ratio value of 0.30, SPNT is doing good in the industry, outperforming 63.31% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.3 | ||
| Debt/FCF | 1.42 | ||
| Altman-Z | N/A |
ROIC/WACC0.28
WACC7.86%
2.3 Liquidity
SPNT has a Current Ratio of 0.01. This is a bad value and indicates that SPNT is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.01, SPNT is in the better half of the industry, outperforming 63.31% of the companies in the same industry.
SPNT has a Quick Ratio of 0.01. This is a bad value and indicates that SPNT is not financially healthy enough and could expect problems in meeting its short term obligations.
SPNT's Quick ratio of 0.01 is fine compared to the rest of the industry. SPNT outperforms 63.31% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 |
3. Growth
3.1 Past
SPNT shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 542.11%, which is quite impressive.
SPNT shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.51% yearly.
The Revenue has grown by 12.71% in the past year. This is quite good.
SPNT shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 49.22% yearly.
EPS 1Y (TTM)542.11%
EPS 3Y9.51%
EPS 5YN/A
EPS growth Q2Q-37.18%
Revenue 1Y (TTM)12.71%
Revenue growth 3Y45.44%
Revenue growth 5Y49.22%
Revenue growth Q2Q0.09%
3.2 Future
Based on estimates for the next years, SPNT will show a decrease in Earnings Per Share. The EPS will decrease by -3.46% on average per year.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y-17.16%
EPS Next 2Y-3.46%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 7.61, which indicates a rather cheap valuation of SPNT.
Based on the Price/Earnings ratio, SPNT is valued a bit cheaper than the industry average as 69.78% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of SPNT to the average of the S&P500 Index (28.15), we can say SPNT is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 6.97, the valuation of SPNT can be described as very cheap.
SPNT's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. SPNT is cheaper than 74.10% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 20.20. SPNT is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.61 | ||
| Fwd PE | 6.97 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, SPNT is valued a bit cheaper than the industry average as 79.86% of the companies are valued more expensively.
77.70% of the companies in the same industry are more expensive than SPNT, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4 | ||
| EV/EBITDA | 5.56 |
4.3 Compensation for Growth
A cheap valuation may be justified as SPNT's earnings are expected to decrease with -3.46% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-3.46%
EPS Next 3YN/A
5. Dividend
5.1 Amount
No dividends for SPNT!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
SIRIUSPOINT LTD
NYSE:SPNT (5/17/2024, 7:04:01 PM)
After market: 12.79 0 (0%)12.79
+0.11 (+0.87%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap2.17B
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
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EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
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Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
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Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.61 | ||
| Fwd PE | 6.97 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.22% | ||
| ROE | 11.18% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 13.09% | ||
| PM (TTM) | 10.63% | ||
| GM | N/A | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.3 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 0.01 | ||
| Quick Ratio | 0.01 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)542.11%
EPS 3Y9.51%
EPS 5Y
EPS growth Q2Q
EPS Next Y-17.16%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)12.71%
Revenue growth 3Y45.44%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y