SIRIUSPOINT LTD (SPNT) Stock Fundamental Analysis
NYSE:SPNT - New York Stock Exchange, Inc. - BMG8192H1060 - Common Stock - Currency: USD
SPNT gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 145 industry peers in the Insurance industry. Both the profitability and financial health of SPNT have multiple concerns. SPNT is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year SPNT was profitable.
In the past year SPNT has reported a negative cash flow from operations.
SPNT had positive earnings in 4 of the past 5 years.
Each year in the past 5 years SPNT had a positive operating cash flow.
1.2 Ratios
SPNT's Return On Assets of 1.20% is in line compared to the rest of the industry. SPNT outperforms 44.14% of its industry peers.
Looking at the Return On Equity, with a value of 7.25%, SPNT is doing worse than 64.83% of the companies in the same industry.
The Return On Invested Capital of SPNT (3.33%) is better than 70.34% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.2% | ||
| ROE | 7.25% | ||
| ROIC | 3.33% |
ROA(3y)0.13%
ROA(5y)0.97%
ROE(3y)1.05%
ROE(5y)2.81%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
SPNT's Profit Margin of 5.20% is in line compared to the rest of the industry. SPNT outperforms 41.38% of its industry peers.
SPNT's Profit Margin has declined in the last couple of years.
SPNT has a Operating Margin of 16.65%. This is in the better half of the industry: SPNT outperforms 72.41% of its industry peers.
SPNT's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.65% | ||
| PM (TTM) | 5.2% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5Y-4.18%
PM growth 3Y45.15%
PM growth 5Y-20.65%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SPNT is destroying value.
The number of shares outstanding for SPNT has been reduced compared to 1 year ago.
The number of shares outstanding for SPNT has been increased compared to 5 years ago.
The debt/assets ratio for SPNT has been reduced compared to a year ago.
2.2 Solvency
SPNT has a Debt/Equity ratio of 0.33. This is a healthy value indicating a solid balance between debt and equity.
SPNT has a Debt to Equity ratio of 0.33. This is comparable to the rest of the industry: SPNT outperforms 50.34% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.33 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACC0.38
WACC8.86%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for SPNT have decreased strongly by -42.86% in the last year.
The earnings per share for SPNT have been decreasing by -14.97% on average. This is quite bad
Looking at the last year, SPNT shows a small growth in Revenue. The Revenue has grown by 3.02% in the last year.
Measured over the past years, SPNT shows a very strong growth in Revenue. The Revenue has been growing by 22.87% on average per year.
EPS 1Y (TTM)-42.86%
EPS 3Y-21.17%
EPS 5Y-14.97%
EPS Q2Q%0%
Revenue 1Y (TTM)3.02%
Revenue growth 3Y8.91%
Revenue growth 5Y22.87%
Sales Q2Q%-8.58%
3.2 Future
The Earnings Per Share is expected to grow by 44.67% on average over the next years. This is a very strong growth
Based on estimates for the next years, SPNT will show a small growth in Revenue. The Revenue will grow by 2.26% on average per year.
EPS Next Y127.41%
EPS Next 2Y58.74%
EPS Next 3Y44.67%
EPS Next 5YN/A
Revenue Next Year2.86%
Revenue Next 2Y5.48%
Revenue Next 3Y2.26%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
SPNT is valuated rather expensively with a Price/Earnings ratio of 19.92.
Compared to the rest of the industry, the Price/Earnings ratio of SPNT indicates a slightly more expensive valuation: SPNT is more expensive than 64.83% of the companies listed in the same industry.
SPNT's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.48.
With a Price/Forward Earnings ratio of 7.90, the valuation of SPNT can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of SPNT indicates a somewhat cheap valuation: SPNT is cheaper than 68.97% of the companies listed in the same industry.
SPNT's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 36.52.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.92 | ||
| Fwd PE | 7.9 |
4.2 Price Multiples
SPNT's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. SPNT is cheaper than 82.07% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 4.46 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as SPNT's earnings are expected to grow with 44.67% in the coming years.
PEG (NY)0.16
PEG (5Y)N/A
EPS Next 2Y58.74%
EPS Next 3Y44.67%
5. Dividend
5.1 Amount
No dividends for SPNT!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NYSE:SPNT (7/18/2025, 10:02:10 AM)
19.12
+0.04 (+0.21%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners88.44%
Inst Owner Change0%
Ins Owners2.12%
Ins Owner Change1.13%
Market Cap2.23B
Analysts84.44
Price Target20.4 (6.69%)
Short Float %2.14%
Short Ratio3.35
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0.11
Dividend Growth(5Y)N/A
DP10.9%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-11.5%
Min EPS beat(2)-131.86%
Max EPS beat(2)108.87%
EPS beat(4)2
Avg EPS beat(4)-6.12%
Min EPS beat(4)-131.86%
Max EPS beat(4)108.87%
EPS beat(8)6
Avg EPS beat(8)50.93%
EPS beat(12)7
Avg EPS beat(12)14.93%
EPS beat(16)10
Avg EPS beat(16)14.42%
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)N/A
EPS NQ rev (1m)0.5%
EPS NQ rev (3m)N/A
EPS NY rev (1m)-1.68%
EPS NY rev (3m)7.02%
Revenue NQ rev (1m)0.8%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)6.23%
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 19.92 | ||
| Fwd PE | 7.9 | ||
| P/S | 0.79 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.1 | ||
| P/tB | 1.18 | ||
| EV/EBITDA | 4.46 |
EPS(TTM)0.96
EY5.02%
EPS(NY)2.42
Fwd EY12.65%
FCF(TTM)-0.6
FCFYN/A
OCF(TTM)-0.6
OCFYN/A
SpS24.19
BVpS17.37
TBVpS16.19
PEG (NY)0.16
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.2% | ||
| ROE | 7.25% | ||
| ROCE | 3.83% | ||
| ROIC | 3.33% | ||
| ROICexc | 3.54% | ||
| ROICexgc | 4.96% | ||
| OM | 16.65% | ||
| PM (TTM) | 5.2% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.13%
ROA(5y)0.97%
ROE(3y)1.05%
ROE(5y)2.81%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5Y-10.36%
ROICexc growth 3YN/A
ROICexc growth 5Y-11.48%
OM growth 3YN/A
OM growth 5Y-4.18%
PM growth 3Y45.15%
PM growth 5Y-20.65%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.23
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.33 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 1.38 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score4
WACC8.86%
ROIC/WACC0.38
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-42.86%
EPS 3Y-21.17%
EPS 5Y-14.97%
EPS Q2Q%0%
EPS Next Y127.41%
EPS Next 2Y58.74%
EPS Next 3Y44.67%
EPS Next 5YN/A
Revenue 1Y (TTM)3.02%
Revenue growth 3Y8.91%
Revenue growth 5Y22.87%
Sales Q2Q%-8.58%
Revenue Next Year2.86%
Revenue Next 2Y5.48%
Revenue Next 3Y2.26%
Revenue Next 5YN/A
EBIT growth 1Y31.31%
EBIT growth 3YN/A
EBIT growth 5Y17.74%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-118.07%
FCF growth 3Y260.08%
FCF growth 5Y-11.94%
OCF growth 1Y-118.07%
OCF growth 3Y260.08%
OCF growth 5Y-11.94%