SIRIUSPOINT LTD (SPNT) Stock Fundamental Analysis
NYSE:SPNT - New York Stock Exchange, Inc. - BMG8192H1060 - Common Stock - Currency: USD
Overall SPNT gets a fundamental rating of 3 out of 10. We evaluated SPNT against 142 industry peers in the Insurance industry. SPNT may be in some trouble as it scores bad on both profitability and health. SPNT has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
SPNT had positive earnings in the past year.
SPNT had a negative operating cash flow in the past year.
Of the past 5 years SPNT 4 years were profitable.
SPNT had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of SPNT (1.20%) is comparable to the rest of the industry.
SPNT's Return On Equity of 7.25% is on the low side compared to the rest of the industry. SPNT is outperformed by 65.49% of its industry peers.
With a decent Return On Invested Capital value of 3.33%, SPNT is doing good in the industry, outperforming 70.42% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.2% | ||
| ROE | 7.25% | ||
| ROIC | 3.33% |
ROA(3y)0.13%
ROA(5y)0.97%
ROE(3y)1.05%
ROE(5y)2.81%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
SPNT has a Profit Margin (5.20%) which is comparable to the rest of the industry.
SPNT's Profit Margin has declined in the last couple of years.
SPNT's Operating Margin of 16.65% is fine compared to the rest of the industry. SPNT outperforms 71.83% of its industry peers.
In the last couple of years the Operating Margin of SPNT has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.65% | ||
| PM (TTM) | 5.2% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5Y-4.18%
PM growth 3Y45.15%
PM growth 5Y-20.65%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SPNT is destroying value.
The number of shares outstanding for SPNT has been reduced compared to 1 year ago.
SPNT has more shares outstanding than it did 5 years ago.
SPNT has a better debt/assets ratio than last year.
2.2 Solvency
SPNT has a Debt/Equity ratio of 0.33. This is a healthy value indicating a solid balance between debt and equity.
SPNT has a Debt to Equity ratio (0.33) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.33 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACC0.38
WACC8.86%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
SPNT shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -42.86%.
Measured over the past years, SPNT shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -14.97% on average per year.
The Revenue has been growing slightly by 3.02% in the past year.
Measured over the past years, SPNT shows a very strong growth in Revenue. The Revenue has been growing by 22.87% on average per year.
EPS 1Y (TTM)-42.86%
EPS 3Y-21.17%
EPS 5Y-14.97%
EPS Q2Q%0%
Revenue 1Y (TTM)3.02%
Revenue growth 3Y8.91%
Revenue growth 5Y22.87%
Sales Q2Q%-8.58%
3.2 Future
SPNT is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 44.67% yearly.
Based on estimates for the next years, SPNT will show a small growth in Revenue. The Revenue will grow by 2.43% on average per year.
EPS Next Y131.31%
EPS Next 2Y61.39%
EPS Next 3Y44.67%
EPS Next 5YN/A
Revenue Next Year-3.17%
Revenue Next 2Y1.31%
Revenue Next 3Y2.43%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 20.30 indicates a rather expensive valuation of SPNT.
66.20% of the companies in the same industry are cheaper than SPNT, based on the Price/Earnings ratio.
SPNT's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.29.
The Price/Forward Earnings ratio is 7.79, which indicates a rather cheap valuation of SPNT.
Compared to the rest of the industry, the Price/Forward Earnings ratio of SPNT indicates a somewhat cheap valuation: SPNT is cheaper than 69.01% of the companies listed in the same industry.
SPNT's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.17.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.3 | ||
| Fwd PE | 7.79 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of SPNT indicates a rather cheap valuation: SPNT is cheaper than 82.39% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 4.59 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as SPNT's earnings are expected to grow with 44.67% in the coming years.
PEG (NY)0.15
PEG (5Y)N/A
EPS Next 2Y61.39%
EPS Next 3Y44.67%
5. Dividend
5.1 Amount
No dividends for SPNT!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
19.49
-0.13 (-0.66%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners89.4%
Inst Owner Change5.23%
Ins Owners1.32%
Ins Owner Change0.99%
Market Cap2.27B
Analysts82.5
Price Target17.34 (-11.03%)
Short Float %2.07%
Short Ratio2.71
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0.11
Dividend Growth(5Y)N/A
DP10.9%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-11.5%
Min EPS beat(2)-131.86%
Max EPS beat(2)108.87%
EPS beat(4)2
Avg EPS beat(4)-6.12%
Min EPS beat(4)-131.86%
Max EPS beat(4)108.87%
EPS beat(8)6
Avg EPS beat(8)50.93%
EPS beat(12)7
Avg EPS beat(12)14.93%
EPS beat(16)10
Avg EPS beat(16)14.42%
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)8.85%
EPS NY rev (3m)8.85%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)3.54%
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.3 | ||
| Fwd PE | 7.79 | ||
| P/S | 0.81 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.12 | ||
| P/tB | 1.2 | ||
| EV/EBITDA | 4.59 |
EPS(TTM)0.96
EY4.93%
EPS(NY)2.5
Fwd EY12.83%
FCF(TTM)-0.6
FCFYN/A
OCF(TTM)-0.6
OCFYN/A
SpS24.19
BVpS17.37
TBVpS16.19
PEG (NY)0.15
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.2% | ||
| ROE | 7.25% | ||
| ROCE | 3.83% | ||
| ROIC | 3.33% | ||
| ROICexc | 3.54% | ||
| ROICexgc | 4.96% | ||
| OM | 16.65% | ||
| PM (TTM) | 5.2% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.13%
ROA(5y)0.97%
ROE(3y)1.05%
ROE(5y)2.81%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5Y-10.36%
ROICexc growth 3YN/A
ROICexc growth 5Y-11.48%
OM growth 3YN/A
OM growth 5Y-4.18%
PM growth 3Y45.15%
PM growth 5Y-20.65%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.23
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.33 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 1.38 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score4
WACC8.86%
ROIC/WACC0.38
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-42.86%
EPS 3Y-21.17%
EPS 5Y-14.97%
EPS Q2Q%0%
EPS Next Y131.31%
EPS Next 2Y61.39%
EPS Next 3Y44.67%
EPS Next 5YN/A
Revenue 1Y (TTM)3.02%
Revenue growth 3Y8.91%
Revenue growth 5Y22.87%
Sales Q2Q%-8.58%
Revenue Next Year-3.17%
Revenue Next 2Y1.31%
Revenue Next 3Y2.43%
Revenue Next 5YN/A
EBIT growth 1Y31.31%
EBIT growth 3YN/A
EBIT growth 5Y17.74%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-118.07%
FCF growth 3Y260.08%
FCF growth 5Y-11.94%
OCF growth 1Y-118.07%
OCF growth 3Y260.08%
OCF growth 5Y-11.94%