SOURCE CAPITAL (SOR) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:SOR • US8361443034
48.79 USD
+0.4 (+0.83%)
Last: Jan 30, 2026, 08:19 PM
SOR gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 97 industry peers in the Financial Services industry. SOR scores excellent points on both the profitability and health parts. This is a solid base for a good stock. SOR has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year SOR was profitable.
- In the past year SOR had a positive cash flow from operations.
- Of the past 5 years SOR 4 years were profitable.
- Of the past 5 years SOR 4 years had a positive operating cash flow.
1.2 Ratios
- The Return On Assets of SOR (11.35%) is better than 91.75% of its industry peers.
- SOR's Return On Equity of 11.38% is in line compared to the rest of the industry. SOR outperforms 59.79% of its industry peers.
- SOR has a Return On Invested Capital of 3.28%. This is comparable to the rest of the industry: SOR outperforms 54.64% of its industry peers.
- SOR had an Average Return On Invested Capital over the past 3 years of 3.18%. This is significantly below the industry average of 8.46%.
- The last Return On Invested Capital (3.28%) for SOR is above the 3 year average (3.18%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.35% | ||
| ROE | 11.38% | ||
| ROIC | 3.28% |
ROA(3y)5.71%
ROA(5y)6.65%
ROE(3y)5.94%
ROE(5y)6.84%
ROIC(3y)3.18%
ROIC(5y)2.5%
1.3 Margins
- SOR has a better Profit Margin (225.49%) than 98.97% of its industry peers.
- SOR's Profit Margin has declined in the last couple of years.
- SOR has a better Operating Margin (82.17%) than 97.94% of its industry peers.
- SOR's Operating Margin has improved in the last couple of years.
- SOR has a better Gross Margin (84.79%) than 87.63% of its industry peers.
- SOR's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 82.17% | ||
| PM (TTM) | 225.49% | ||
| GM | 84.79% |
OM growth 3Y5.31%
OM growth 5Y5.07%
PM growth 3Y-18.82%
PM growth 5Y-22.88%
GM growth 3Y5.08%
GM growth 5Y3.92%
2. Health
2.1 Basic Checks
- The number of shares outstanding for SOR remains at a similar level compared to 1 year ago.
- SOR has less shares outstanding than it did 5 years ago.
- SOR has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- SOR has an Altman-Z score of 213.78. This indicates that SOR is financially healthy and has little risk of bankruptcy at the moment.
- SOR's Altman-Z score of 213.78 is amongst the best of the industry. SOR outperforms 98.97% of its industry peers.
- There is no outstanding debt for SOR. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | 213.78 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- SOR has a Current Ratio of 3.86. This indicates that SOR is financially healthy and has no problem in meeting its short term obligations.
- With an excellent Current ratio value of 3.86, SOR belongs to the best of the industry, outperforming 87.63% of the companies in the same industry.
- A Quick Ratio of 3.86 indicates that SOR has no problem at all paying its short term obligations.
- SOR has a better Quick ratio (3.86) than 88.66% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.86 | ||
| Quick Ratio | 3.86 |
3. Growth
3.1 Past
- The earnings per share for SOR have decreased strongly by -14.10% in the last year.
- SOR shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -9.33% yearly.
- SOR shows a decrease in Revenue. In the last year, the revenue decreased by -8.36%.
- Measured over the past years, SOR shows a quite strong growth in Revenue. The Revenue has been growing by 16.83% on average per year.
EPS 1Y (TTM)-14.1%
EPS 3Y-1.38%
EPS 5Y-9.33%
EPS Q2Q%15.46%
Revenue 1Y (TTM)-8.36%
Revenue growth 3Y20.67%
Revenue growth 5Y16.83%
Sales Q2Q%-9.3%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 9.31, the valuation of SOR can be described as reasonable.
- 67.01% of the companies in the same industry are more expensive than SOR, based on the Price/Earnings ratio.
- The average S&P500 Price/Earnings ratio is at 28.30. SOR is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.31 | ||
| Fwd PE | N/A |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, SOR is valued a bit cheaper than 75.26% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.34 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- SOR has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- SOR has a Yearly Dividend Yield of 5.12%, which is a nice return.
- Compared to an average industry Dividend Yield of 2.10, SOR pays a better dividend. On top of this SOR pays more dividend than 86.60% of the companies listed in the same industry.
- SOR's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.12% |
5.2 History
- The dividend of SOR is nicely growing with an annual growth rate of 38.62%!
- SOR has been paying a dividend for at least 10 years, so it has a reliable track record.
- The dividend of SOR decreased in the last 3 years.
Dividend Growth(5Y)38.62%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- 97.67% of the earnings are spent on dividend by SOR. This is not a sustainable payout ratio.
- SOR's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP97.67%
EPS Next 2YN/A
EPS Next 3YN/A
SOURCE CAPITAL / SOR FAQ
What is the ChartMill fundamental rating of SOURCE CAPITAL (SOR) stock?
ChartMill assigns a fundamental rating of 6 / 10 to SOR.
What is the valuation status of SOURCE CAPITAL (SOR) stock?
ChartMill assigns a valuation rating of 4 / 10 to SOURCE CAPITAL (SOR). This can be considered as Fairly Valued.
How profitable is SOURCE CAPITAL (SOR) stock?
SOURCE CAPITAL (SOR) has a profitability rating of 7 / 10.
Can you provide the dividend sustainability for SOR stock?
The dividend rating of SOURCE CAPITAL (SOR) is 6 / 10 and the dividend payout ratio is 97.67%.