SELECTQUOTE INC (SLQT) Fundamental Analysis & Valuation

NYSE:SLQT • US8163073005

Current stock price

0.6136 USD
+0.02 (+3.35%)
At close:
0.6136 USD
0 (0%)
After Hours:

This SLQT fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. SLQT Profitability Analysis

1.1 Basic Checks

  • In the past year SLQT was profitable.
  • In the past year SLQT had a positive cash flow from operations.
  • The reported net income has been mixed in the past 5 years: SLQT reported negative net income in multiple years.
  • In the past 5 years SLQT reported 4 times negative operating cash flow.
SLQT Yearly Net Income VS EBIT VS OCF VS FCFSLQT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M -200M -300M

1.2 Ratios

  • SLQT's Return On Assets of 1.45% is in line compared to the rest of the industry. SLQT outperforms 43.54% of its industry peers.
  • Looking at the Return On Equity, with a value of 3.16%, SLQT is doing worse than 80.27% of the companies in the same industry.
  • The Return On Invested Capital of SLQT (3.12%) is comparable to the rest of the industry.
  • SLQT had an Average Return On Invested Capital over the past 3 years of 3.69%. This is significantly below the industry average of 9.36%.
Industry RankSector Rank
ROA 1.45%
ROE 3.16%
ROIC 3.12%
ROA(3y)-1.88%
ROA(5y)-3.99%
ROE(3y)-7.76%
ROE(5y)-16.12%
ROIC(3y)3.69%
ROIC(5y)N/A
SLQT Yearly ROA, ROE, ROICSLQT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20 -40 -60

1.3 Margins

  • Looking at the Profit Margin, with a value of 1.21%, SLQT is doing worse than 83.67% of the companies in the same industry.
  • SLQT has a worse Operating Margin (2.72%) than 85.03% of its industry peers.
  • In the last couple of years the Operating Margin of SLQT has declined.
  • SLQT's Gross Margin of 34.97% is amongst the best of the industry. SLQT outperforms 90.48% of its industry peers.
  • In the last couple of years the Gross Margin of SLQT has declined.
Industry RankSector Rank
OM 2.72%
PM (TTM) 1.21%
GM 34.97%
OM growth 3YN/A
OM growth 5Y-28.84%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.15%
GM growth 5Y-10.75%
SLQT Yearly Profit, Operating, Gross MarginsSLQT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20 40 60

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4

2. SLQT Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SLQT is destroying value.
  • Compared to 1 year ago, SLQT has more shares outstanding
  • SLQT has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for SLQT has been reduced compared to a year ago.
SLQT Yearly Shares OutstandingSLQT Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M
SLQT Yearly Total Debt VS Total AssetsSLQT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B

2.2 Solvency

  • SLQT has an Altman-Z score of 1.37. This is a bad value and indicates that SLQT is not financially healthy and even has some risk of bankruptcy.
  • SLQT has a better Altman-Z score (1.37) than 84.35% of its industry peers.
  • A Debt/Equity ratio of 0.62 indicates that SLQT is somewhat dependend on debt financing.
  • SLQT has a worse Debt to Equity ratio (0.62) than 78.91% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.62
Debt/FCF N/A
Altman-Z 1.37
ROIC/WACC0.31
WACC10.11%
SLQT Yearly LT Debt VS Equity VS FCFSLQT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 2025 0 200M -200M 400M 600M

2.3 Liquidity

  • SLQT has a Current Ratio of 1.81. This is a normal value and indicates that SLQT is financially healthy and should not expect problems in meeting its short term obligations.
  • With an excellent Current ratio value of 1.81, SLQT belongs to the best of the industry, outperforming 89.12% of the companies in the same industry.
  • A Quick Ratio of 1.81 indicates that SLQT should not have too much problems paying its short term obligations.
  • SLQT's Quick ratio of 1.81 is amongst the best of the industry. SLQT outperforms 89.12% of its industry peers.
Industry RankSector Rank
Current Ratio 1.81
Quick Ratio 1.81
SLQT Yearly Current Assets VS Current LiabilitesSLQT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. SLQT Growth Analysis

3.1 Past

  • SLQT shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 211.11%, which is quite impressive.
  • The Revenue has grown by 11.14% in the past year. This is quite good.
  • The Revenue has been growing by 23.60% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)211.11%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-13.33%
Revenue 1Y (TTM)11.14%
Revenue growth 3Y25.95%
Revenue growth 5Y23.6%
Sales Q2Q%-35.58%

3.2 Future

  • Based on estimates for the next years, SLQT will show a very negative growth in Earnings Per Share. The EPS will decrease by -70.25% on average per year.
  • The Revenue is expected to grow by 8.89% on average over the next years. This is quite good.
EPS Next Y-160.71%
EPS Next 2Y-70.25%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year10.03%
Revenue Next 2Y8.89%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
SLQT Yearly Revenue VS EstimatesSLQT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 500M 1B 1.5B
SLQT Yearly EPS VS EstimatesSLQT Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 0 0.5 -0.5 -1

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2

4. SLQT Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 6.14, the valuation of SLQT can be described as very cheap.
  • SLQT's Price/Earnings ratio is a bit cheaper when compared to the industry. SLQT is cheaper than 76.19% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 24.89, SLQT is valued rather cheaply.
  • The Forward Price/Earnings Ratio is negative for SLQT. No positive earnings are expected for the next year.
Industry RankSector Rank
PE 6.14
Fwd PE N/A
SLQT Price Earnings VS Forward Price EarningsSLQT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 5 10 15 20

4.2 Price Multiples

  • The rest of the industry has a similar Enterprise Value to EBITDA ratio as SLQT.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 7.81
SLQT Per share dataSLQT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8

4.3 Compensation for Growth

  • SLQT's earnings are expected to decrease with -70.25% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-70.25%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. SLQT Dividend Analysis

5.1 Amount

  • SLQT does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

SLQT Fundamentals: All Metrics, Ratios and Statistics

SELECTQUOTE INC

NYSE:SLQT (3/30/2026, 4:15:00 PM)

After market: 0.6136 0 (0%)

0.6136

+0.02 (+3.35%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-05
Earnings (Next)05-11
Inst Owners41.35%
Inst Owner Change-3.23%
Ins Owners8.79%
Ins Owner Change0.87%
Market Cap108.17M
Revenue(TTM)1.62B
Net Income(TTM)19.57M
Analysts78
Price Target3.12 (408.47%)
Short Float %2.42%
Short Ratio2.13
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)20.86%
Min EPS beat(2)20.34%
Max EPS beat(2)21.38%
EPS beat(4)4
Avg EPS beat(4)51.31%
Min EPS beat(4)20.34%
Max EPS beat(4)137.43%
EPS beat(8)6
Avg EPS beat(8)52.65%
EPS beat(12)9
Avg EPS beat(12)49.88%
EPS beat(16)11
Avg EPS beat(16)56.06%
Revenue beat(2)1
Avg Revenue beat(2)-21.04%
Min Revenue beat(2)-43.14%
Max Revenue beat(2)1.06%
Revenue beat(4)2
Avg Revenue beat(4)-10.59%
Min Revenue beat(4)-43.14%
Max Revenue beat(4)1.27%
Revenue beat(8)6
Avg Revenue beat(8)-1.75%
Revenue beat(12)10
Avg Revenue beat(12)3.02%
Revenue beat(16)13
Avg Revenue beat(16)1.35%
PT rev (1m)-14.04%
PT rev (3m)-31.94%
EPS NQ rev (1m)-60%
EPS NQ rev (3m)-76.47%
EPS NY rev (1m)-150.01%
EPS NY rev (3m)-150.01%
Revenue NQ rev (1m)-0.78%
Revenue NQ rev (3m)-1.45%
Revenue NY rev (1m)-0.82%
Revenue NY rev (3m)-1.39%
Valuation
Industry RankSector Rank
PE 6.14
Fwd PE N/A
P/S 0.07
P/FCF N/A
P/OCF 8.96
P/B 0.17
P/tB 0.19
EV/EBITDA 7.81
EPS(TTM)0.1
EY16.3%
EPS(NY)-0.13
Fwd EYN/A
FCF(TTM)-0.01
FCFYN/A
OCF(TTM)0.07
OCFY11.16%
SpS9.18
BVpS3.51
TBVpS3.25
PEG (NY)N/A
PEG (5Y)N/A
Graham Number2.81
Profitability
Industry RankSector Rank
ROA 1.45%
ROE 3.16%
ROCE 3.95%
ROIC 3.12%
ROICexc 3.18%
ROICexgc 3.32%
OM 2.72%
PM (TTM) 1.21%
GM 34.97%
FCFM N/A
ROA(3y)-1.88%
ROA(5y)-3.99%
ROE(3y)-7.76%
ROE(5y)-16.12%
ROIC(3y)3.69%
ROIC(5y)N/A
ROICexc(3y)3.85%
ROICexc(5y)N/A
ROICexgc(3y)4.06%
ROICexgc(5y)N/A
ROCE(3y)4.67%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y-20.33%
ROICexc growth 3YN/A
ROICexc growth 5Y-19.16%
OM growth 3YN/A
OM growth 5Y-28.84%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.15%
GM growth 5Y-10.75%
F-Score5
Asset Turnover1.2
Health
Industry RankSector Rank
Debt/Equity 0.62
Debt/FCF N/A
Debt/EBITDA 6.17
Cap/Depr 76.53%
Cap/Sales 0.87%
Interest Coverage 0.96
Cash Conversion 19.3%
Profit Quality N/A
Current Ratio 1.81
Quick Ratio 1.81
Altman-Z 1.37
F-Score5
WACC10.11%
ROIC/WACC0.31
Cap/Depr(3y)44.9%
Cap/Depr(5y)83.46%
Cap/Sales(3y)0.84%
Cap/Sales(5y)1.91%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)211.11%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-13.33%
EPS Next Y-160.71%
EPS Next 2Y-70.25%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)11.14%
Revenue growth 3Y25.95%
Revenue growth 5Y23.6%
Sales Q2Q%-35.58%
Revenue Next Year10.03%
Revenue Next 2Y8.89%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-51.34%
EBIT growth 3YN/A
EBIT growth 5Y-12.05%
EBIT Next Year52.74%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y44.39%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y73.6%
OCF growth 3YN/A
OCF growth 5YN/A

SELECTQUOTE INC / SLQT Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for SELECTQUOTE INC?

ChartMill assigns a fundamental rating of 3 / 10 to SLQT.


What is the valuation status of SELECTQUOTE INC (SLQT) stock?

ChartMill assigns a valuation rating of 2 / 10 to SELECTQUOTE INC (SLQT). This can be considered as Overvalued.


Can you provide the profitability details for SELECTQUOTE INC?

SELECTQUOTE INC (SLQT) has a profitability rating of 2 / 10.


What is the financial health of SELECTQUOTE INC (SLQT) stock?

The financial health rating of SELECTQUOTE INC (SLQT) is 4 / 10.


Can you provide the expected EPS growth for SLQT stock?

The Earnings per Share (EPS) of SELECTQUOTE INC (SLQT) is expected to decline by -160.71% in the next year.