Select Bancorp Inc (SLCT) Fundamental Analysis & Valuation

NASDAQ:SLCT

18.88
-0.47 (-2.43%)
At close: Oct 15, 2021
18.7
-0.18 (-0.95%)
After Hours: 10/15/2021, 8:05:20 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This SLCT fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

2

Taking everything into account, SLCT scores 2 out of 10 in our fundamental rating. SLCT was compared to 381 industry peers in the Banks industry. SLCT may be in some trouble as it scores bad on both profitability and health. SLCT is valued quite expensive, but it does show an excellent growth.


Dividend Valuation Growth Profitability Health

0

1. SLCT Profitability Analysis

1.1 Basic Checks

  • In the past year SLCT was profitable.

1.2 Ratios

Industry RankSector Rank
ROA 0.98%
ROE 8.28%
ROIC N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A

1.3 Margins

  • The Operating Margin and Gross Margin are not available for SLCT so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 26.98%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A

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1

2. SLCT Health Analysis

2.1 Basic Checks

  • There is no outstanding debt for SLCT. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.

2.2 Solvency

  • SLCT has a Debt/Equity ratio of 0.06. This is a healthy value indicating a solid balance between debt and equity.
Industry RankSector Rank
Debt/Equity 0.06
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACCN/A

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

7

3. SLCT Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 141.86% over the past year.
  • Measured over the past years, SLCT shows a decrease in Earnings Per Share. The EPS has been decreasing by -4.28% on average per year.
  • SLCT shows a strong growth in Revenue. In the last year, the Revenue has grown by 28.65%.
  • SLCT shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 12.10% yearly.
EPS 1Y (TTM)141.86%
EPS 3Y-10.94%
EPS 5Y-4.28%
EPS Q2Q%700%
Revenue 1Y (TTM)28.65%
Revenue growth 3Y15.94%
Revenue growth 5Y12.1%
Sales Q2Q%35.05%

3.2 Future

  • Based on estimates for the next years, SLCT will show a very strong growth in Earnings Per Share. The EPS will grow by 22.20% on average per year.
  • SLCT is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.56% yearly.
EPS Next Y196.91%
EPS Next 2Y61.14%
EPS Next 3Y41.84%
EPS Next 5Y22.2%
Revenue Next Year28.16%
Revenue Next 2Y14.97%
Revenue Next 3Y12.82%
Revenue Next 5Y9.56%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
SLCT Yearly Revenue VS EstimatesSLCT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M
SLCT Yearly EPS VS EstimatesSLCT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

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3

4. SLCT Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 18.15, SLCT is valued on the expensive side.
  • When comparing the Price/Earnings ratio of SLCT to the average of the S&P500 Index (25.71), we can say SLCT is valued slightly cheaper.
  • A Price/Forward Earnings ratio of 15.81 indicates a correct valuation of SLCT.
  • SLCT is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 23.82, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 18.15
Fwd PE 15.81
SLCT Price Earnings VS Forward Price EarningsSLCT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
SLCT Per share dataSLCT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • SLCT's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • SLCT's earnings are expected to grow with 41.84% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.09
PEG (5Y)N/A
EPS Next 2Y61.14%
EPS Next 3Y41.84%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. SLCT Dividend Analysis

5.1 Amount

  • SLCT does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

More info and screens

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SLCT Fundamentals: All Metrics, Ratios and Statistics

Select Bancorp Inc

NASDAQ:SLCT (10/15/2021, 8:05:20 PM)

After market: 18.7 -0.18 (-0.95%)

18.88

-0.47 (-2.43%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)N/A
Earnings (Next)N/A
Inst Owners0.22%
Inst Owner Change-27.23%
Ins Owners4.14%
Ins Owner Change0%
Market Cap325.30M
Revenue(TTM)67.93M
Net Income(TTM)18.33M
Analysts100
Price Target17.6 (-6.78%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 18.15
Fwd PE 15.81
P/S 4.79
P/FCF N/A
P/OCF N/A
P/B 1.47
P/tB N/A
EV/EBITDA N/A
EPS(TTM)1.04
EY5.51%
EPS(NY)1.19
Fwd EY6.33%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS3.94
BVpS12.85
TBVpSN/A
PEG (NY)0.09
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 0.98%
ROE 8.28%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 26.98%
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y0%
ROICexgc growth 5Y0%
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.06
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)141.86%
EPS 3Y-10.94%
EPS 5Y-4.28%
EPS Q2Q%700%
EPS Next Y196.91%
EPS Next 2Y61.14%
EPS Next 3Y41.84%
EPS Next 5Y22.2%
Revenue 1Y (TTM)28.65%
Revenue growth 3Y15.94%
Revenue growth 5Y12.1%
Sales Q2Q%35.05%
Revenue Next Year28.16%
Revenue Next 2Y14.97%
Revenue Next 3Y12.82%
Revenue Next 5Y9.56%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A

Select Bancorp Inc / SLCT FAQ

What is the fundamental rating for SLCT stock?

ChartMill assigns a fundamental rating of 3 / 10 to SLCT.


What is the valuation status of Select Bancorp Inc (SLCT) stock?

ChartMill assigns a valuation rating of 4 / 10 to Select Bancorp Inc (SLCT). This can be considered as Fairly Valued.


Can you provide the profitability details for Select Bancorp Inc?

Select Bancorp Inc (SLCT) has a profitability rating of 1 / 10.


What is the valuation of Select Bancorp Inc based on its PE and PB ratios?

The Price/Earnings (PE) ratio for Select Bancorp Inc (SLCT) is 18.15 and the Price/Book (PB) ratio is 1.47.


What is the earnings growth outlook for Select Bancorp Inc?

The Earnings per Share (EPS) of Select Bancorp Inc (SLCT) is expected to grow by 196.91% in the next year.