Select Bancorp Inc (SLCT) Stock Fundamental Analysis

USA • Nasdaq • NASDAQ:SLCT

18.88
-0.47 (-2.43%)
At close: Oct 15, 2021
18.7
-0.18 (-0.95%)
After Hours: 10/15/2021, 8:05:20 PM
Fundamental Rating

2

We assign a fundamental rating of 2 out of 10 to SLCT. SLCT was compared to 383 industry peers in the Banks industry. SLCT may be in some trouble as it scores bad on both profitability and health. SLCT shows excellent growth, but is valued quite expensive already.


Dividend Valuation Growth Profitability Health

0

1. Profitability

1.1 Basic Checks

  • In the past year SLCT was profitable.

1.2 Ratios

Industry RankSector Rank
ROA 0.98%
ROE 8.28%
ROIC N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A

1.3 Margins

  • The Operating Margin and Gross Margin are not available for SLCT so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 26.98%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A

More info and screens

1

2. Health

2.1 Basic Checks

  • SLCT has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.

2.2 Solvency

  • SLCT has a Debt/Equity ratio of 0.06. This is a healthy value indicating a solid balance between debt and equity.
Industry RankSector Rank
Debt/Equity 0.06
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACCN/A

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A

More info and screens

7

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 141.86% over the past year.
  • SLCT shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -4.28% yearly.
  • SLCT shows a strong growth in Revenue. In the last year, the Revenue has grown by 28.65%.
  • The Revenue has been growing by 12.10% on average over the past years. This is quite good.
EPS 1Y (TTM)141.86%
EPS 3Y-10.94%
EPS 5Y-4.28%
EPS Q2Q%700%
Revenue 1Y (TTM)28.65%
Revenue growth 3Y15.94%
Revenue growth 5Y12.1%
Sales Q2Q%35.05%

3.2 Future

  • SLCT is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 22.20% yearly.
  • The Revenue is expected to grow by 9.56% on average over the next years. This is quite good.
EPS Next Y196.91%
EPS Next 2Y61.14%
EPS Next 3Y41.84%
EPS Next 5Y22.2%
Revenue Next Year28.16%
Revenue Next 2Y14.97%
Revenue Next 3Y12.82%
Revenue Next 5Y9.56%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
SLCT Yearly Revenue VS EstimatesSLCT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M
SLCT Yearly EPS VS EstimatesSLCT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

More info and screens

3

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 18.15, SLCT is valued on the expensive side.
  • When comparing the Price/Earnings ratio of SLCT to the average of the S&P500 Index (28.41), we can say SLCT is valued slightly cheaper.
  • With a Price/Forward Earnings ratio of 15.81, SLCT is valued correctly.
  • When comparing the Price/Forward Earnings ratio of SLCT to the average of the S&P500 Index (25.64), we can say SLCT is valued slightly cheaper.
Industry RankSector Rank
PE 18.15
Fwd PE 15.81
SLCT Price Earnings VS Forward Price EarningsSLCT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
SLCT Per share dataSLCT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • SLCT's earnings are expected to grow with 41.84% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.09
PEG (5Y)N/A
EPS Next 2Y61.14%
EPS Next 3Y41.84%

More info and screens

0

5. Dividend

5.1 Amount

  • SLCT does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

More info and screens

Select Bancorp Inc

NASDAQ:SLCT (10/15/2021, 8:05:20 PM)

After market: 18.7 -0.18 (-0.95%)

18.88

-0.47 (-2.43%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)N/A
Earnings (Next)N/A
Inst Owners0.22%
Inst Owner Change-27.23%
Ins Owners4.14%
Ins Owner Change0%
Market Cap325.30M
Revenue(TTM)67.93M
Net Income(TTM)18.33M
Analysts100
Price Target17.6 (-6.78%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 18.15
Fwd PE 15.81
P/S 4.79
P/FCF N/A
P/OCF N/A
P/B 1.47
P/tB N/A
EV/EBITDA N/A
EPS(TTM)1.04
EY5.51%
EPS(NY)1.19
Fwd EY6.33%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS3.94
BVpS12.85
TBVpSN/A
PEG (NY)0.09
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 0.98%
ROE 8.28%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 26.98%
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y0%
ROICexgc growth 5Y0%
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.06
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)141.86%
EPS 3Y-10.94%
EPS 5Y-4.28%
EPS Q2Q%700%
EPS Next Y196.91%
EPS Next 2Y61.14%
EPS Next 3Y41.84%
EPS Next 5Y22.2%
Revenue 1Y (TTM)28.65%
Revenue growth 3Y15.94%
Revenue growth 5Y12.1%
Sales Q2Q%35.05%
Revenue Next Year28.16%
Revenue Next 2Y14.97%
Revenue Next 3Y12.82%
Revenue Next 5Y9.56%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A

Select Bancorp Inc / SLCT FAQ

What is the fundamental rating for SLCT stock?

ChartMill assigns a fundamental rating of 3 / 10 to SLCT.


What is the valuation status of Select Bancorp Inc (SLCT) stock?

ChartMill assigns a valuation rating of 4 / 10 to Select Bancorp Inc (SLCT). This can be considered as Fairly Valued.


Can you provide the profitability details for Select Bancorp Inc?

Select Bancorp Inc (SLCT) has a profitability rating of 1 / 10.


What is the valuation of Select Bancorp Inc based on its PE and PB ratios?

The Price/Earnings (PE) ratio for Select Bancorp Inc (SLCT) is 18.15 and the Price/Book (PB) ratio is 1.47.


What is the earnings growth outlook for Select Bancorp Inc?

The Earnings per Share (EPS) of Select Bancorp Inc (SLCT) is expected to grow by 196.91% in the next year.