SEB SA (SK.PA) Fundamental Analysis & Valuation
EPA:SK • FR0000121709
Current stock price
44.6 EUR
+0.16 (+0.36%)
Last:
This SK.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. SK.PA Profitability Analysis
1.1 Basic Checks
- SK had positive earnings in the past year.
- In the past year SK had a positive cash flow from operations.
- SK had positive earnings in each of the past 5 years.
- In the past 5 years SK always reported a positive cash flow from operatings.
1.2 Ratios
- SK's Return On Assets of 2.57% is fine compared to the rest of the industry. SK outperforms 64.52% of its industry peers.
- Looking at the Return On Equity, with a value of 7.56%, SK is in the better half of the industry, outperforming 67.74% of the companies in the same industry.
- Looking at the Return On Invested Capital, with a value of 6.06%, SK is in the better half of the industry, outperforming 61.29% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.57% | ||
| ROE | 7.56% | ||
| ROIC | 6.06% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- SK's Profit Margin of 2.99% is fine compared to the rest of the industry. SK outperforms 64.52% of its industry peers.
- SK's Profit Margin has declined in the last couple of years.
- SK's Operating Margin of 6.36% is fine compared to the rest of the industry. SK outperforms 64.52% of its industry peers.
- SK's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.36% | ||
| PM (TTM) | 2.99% | ||
| GM | N/A |
OM growth 3Y-5.48%
OM growth 5Y-5.21%
PM growth 3Y-8.99%
PM growth 5Y-7.11%
GM growth 3YN/A
GM growth 5YN/A
2. SK.PA Health Analysis
2.1 Basic Checks
- SK has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- SK has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
- An Altman-Z score of 1.86 indicates that SK is not a great score, but indicates only limited risk for bankruptcy at the moment.
- With a Altman-Z score value of 1.86, SK perfoms like the industry average, outperforming 51.61% of the companies in the same industry.
- A Debt/Equity ratio of 0.64 indicates that SK is somewhat dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.64, SK is in line with its industry, outperforming 41.94% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.64 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.86 |
ROIC/WACC0.92
WACC6.6%
2.3 Liquidity
- SK has a Current Ratio of 1.27. This is a normal value and indicates that SK is financially healthy and should not expect problems in meeting its short term obligations.
- SK has a worse Current ratio (1.27) than 61.29% of its industry peers.
- A Quick Ratio of 0.78 indicates that SK may have some problems paying its short term obligations.
- SK has a Quick ratio (0.78) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.27 | ||
| Quick Ratio | 0.78 |
3. SK.PA Growth Analysis
3.1 Past
- SK shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 92.94%, which is quite impressive.
- SK shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -3.87% yearly.
- The Revenue has decreased by -1.17% in the past year.
- Measured over the past years, SK shows a small growth in Revenue. The Revenue has been growing by 3.32% on average per year.
EPS 1Y (TTM)92.94%
EPS 3Y-7.97%
EPS 5Y-3.87%
EPS Q2Q%239.86%
Revenue 1Y (TTM)-1.17%
Revenue growth 3Y0.87%
Revenue growth 5Y3.32%
Sales Q2Q%-2.3%
3.2 Future
- The Earnings Per Share is expected to grow by 27.70% on average over the next years. This is a very strong growth
- Based on estimates for the next years, SK will show a small growth in Revenue. The Revenue will grow by 4.72% on average per year.
EPS Next Y31.11%
EPS Next 2Y26.92%
EPS Next 3Y27.7%
EPS Next 5YN/A
Revenue Next Year1.96%
Revenue Next 2Y3%
Revenue Next 3Y3.48%
Revenue Next 5Y4.72%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. SK.PA Valuation Analysis
4.1 Price/Earnings Ratio
- SK is valuated cheaply with a Price/Earnings ratio of 5.47.
- Compared to the rest of the industry, the Price/Earnings ratio of SK indicates a rather cheap valuation: SK is cheaper than 96.77% of the companies listed in the same industry.
- When comparing the Price/Earnings ratio of SK to the average of the S&P500 Index (26.21), we can say SK is valued rather cheaply.
- SK is valuated cheaply with a Price/Forward Earnings ratio of 7.07.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of SK indicates a somewhat cheap valuation: SK is cheaper than 74.19% of the companies listed in the same industry.
- SK is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.10, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.47 | ||
| Fwd PE | 7.07 |
4.2 Price Multiples
- SK's Enterprise Value to EBITDA is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 5.83 |
4.3 Compensation for Growth
- SK's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- SK's earnings are expected to grow with 27.70% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.18
PEG (5Y)N/A
EPS Next 2Y26.92%
EPS Next 3Y27.7%
5. SK.PA Dividend Analysis
5.1 Amount
- SK has a Yearly Dividend Yield of 6.38%, which is a nice return.
- SK's Dividend Yield is rather good when compared to the industry average which is at 3.04. SK pays more dividend than 80.65% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.89, SK pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.38% |
5.2 History
- On average, the dividend of SK grows each year by 7.10%, which is quite nice.
Dividend Growth(5Y)7.1%
Div Incr Years2
Div Non Decr Years5
5.3 Sustainability
- 84.46% of the earnings are spent on dividend by SK. This is not a sustainable payout ratio.
- SK's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP84.46%
EPS Next 2Y26.92%
EPS Next 3Y27.7%
SK.PA Fundamentals: All Metrics, Ratios and Statistics
EPA:SK (4/7/2026, 7:00:00 PM)
44.6
+0.16 (+0.36%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)02-25 2026-02-25/amc
Earnings (Next)04-23 2026-04-23
Inst Owners32.61%
Inst Owner ChangeN/A
Ins Owners1.38%
Ins Owner ChangeN/A
Market Cap2.47B
Revenue(TTM)8.17B
Net Income(TTM)244.60M
Analysts83.81
Price Target87.63 (96.48%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.38% |
Yearly Dividend3.53
Dividend Growth(5Y)7.1%
DP84.46%
Div Incr Years2
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.84%
PT rev (3m)-0.84%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-0.24%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.56%
Revenue NY rev (3m)-1.55%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.47 | ||
| Fwd PE | 7.07 | ||
| P/S | 0.3 | ||
| P/FCF | N/A | ||
| P/OCF | 12.08 | ||
| P/B | 0.76 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.83 |
EPS(TTM)8.15
EY18.27%
EPS(NY)6.31
Fwd EY14.14%
FCF(TTM)-0.31
FCFYN/A
OCF(TTM)3.69
OCFY8.28%
SpS147.62
BVpS58.47
TBVpS-2.27
PEG (NY)0.18
PEG (5Y)N/A
Graham Number103.54
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.57% | ||
| ROE | 7.56% | ||
| ROCE | 8.43% | ||
| ROIC | 6.06% | ||
| ROICexc | 7.41% | ||
| ROICexgc | 22.25% | ||
| OM | 6.36% | ||
| PM (TTM) | 2.99% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-5.48%
OM growth 5Y-5.21%
PM growth 3Y-8.99%
PM growth 5Y-7.11%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.86
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.64 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 2.59 | ||
| Cap/Depr | 78.5% | ||
| Cap/Sales | 2.71% | ||
| Interest Coverage | 5.71 | ||
| Cash Conversion | 25.5% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.27 | ||
| Quick Ratio | 0.78 | ||
| Altman-Z | 1.86 |
F-Score5
WACC6.6%
ROIC/WACC0.92
Cap/Depr(3y)70.57%
Cap/Depr(5y)74.97%
Cap/Sales(3y)2.51%
Cap/Sales(5y)2.62%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)92.94%
EPS 3Y-7.97%
EPS 5Y-3.87%
EPS Q2Q%239.86%
EPS Next Y31.11%
EPS Next 2Y26.92%
EPS Next 3Y27.7%
EPS Next 5YN/A
Revenue 1Y (TTM)-1.17%
Revenue growth 3Y0.87%
Revenue growth 5Y3.32%
Sales Q2Q%-2.3%
Revenue Next Year1.96%
Revenue Next 2Y3%
Revenue Next 3Y3.48%
Revenue Next 5Y4.72%
EBIT growth 1Y-10.47%
EBIT growth 3Y-4.66%
EBIT growth 5Y-2.07%
EBIT Next Year73.45%
EBIT Next 3Y33.38%
EBIT Next 5YN/A
FCF growth 1Y-105.44%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-61.61%
OCF growth 3Y-9.53%
OCF growth 5Y-26.65%
SEB SA / SK.PA Fundamental Analysis FAQ
What is the fundamental rating for SK stock?
ChartMill assigns a fundamental rating of 5 / 10 to SK.PA.
What is the valuation status of SEB SA (SK.PA) stock?
ChartMill assigns a valuation rating of 6 / 10 to SEB SA (SK.PA). This can be considered as Fairly Valued.
What is the profitability of SK stock?
SEB SA (SK.PA) has a profitability rating of 5 / 10.
Can you provide the PE and PB ratios for SK stock?
The Price/Earnings (PE) ratio for SEB SA (SK.PA) is 5.47 and the Price/Book (PB) ratio is 0.76.
What is the financial health of SEB SA (SK.PA) stock?
The financial health rating of SEB SA (SK.PA) is 2 / 10.