SEB SA (SK.PA) Stock Fundamental Analysis
EPA:SK - Euronext Paris - Matif - FR0000121709 - Common Stock - Currency: EUR
Taking everything into account, SK scores 3 out of 10 in our fundamental rating. SK was compared to 33 industry peers in the Household Durables industry. SK has a bad profitability rating. Also its financial health evaluation is rather negative. While showing a medium growth rate, SK is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
In the past year SK was profitable.
SK had a positive operating cash flow in the past year.
Each year in the past 5 years SK has been profitable.
Each year in the past 5 years SK had a positive operating cash flow.
1.2 Ratios
SK has a worse Return On Assets (2.49%) than 64.52% of its industry peers.
SK has a Return On Equity (7.08%) which is in line with its industry peers.
The Return On Invested Capital of SK (6.82%) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.49% | ||
| ROE | 7.08% | ||
| ROIC | 6.82% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 2.81%, SK is doing worse than 64.52% of the companies in the same industry.
SK's Profit Margin has declined in the last couple of years.
SK has a Operating Margin (6.77%) which is comparable to the rest of the industry.
SK's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.77% | ||
| PM (TTM) | 2.81% | ||
| GM | N/A |
OM growth 3Y-11.49%
OM growth 5Y-6.38%
PM growth 3Y-20.71%
PM growth 5Y-11.48%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), SK is destroying value.
There is no outstanding debt for SK. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
SK has an Altman-Z score of 2.17. This is not the best score and indicates that SK is in the grey zone with still only limited risk for bankruptcy at the moment.
SK has a Altman-Z score of 2.17. This is comparable to the rest of the industry: SK outperforms 54.84% of its industry peers.
SK has a debt to FCF ratio of 9.66. This is a negative value and a sign of low solvency as SK would need 9.66 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 9.66, SK is in line with its industry, outperforming 45.16% of the companies in the same industry.
A Debt/Equity ratio of 0.49 indicates that SK is not too dependend on debt financing.
The Debt to Equity ratio of SK (0.49) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.49 | ||
| Debt/FCF | 9.66 | ||
| Altman-Z | 2.17 |
ROIC/WACC0.99
WACC6.86%
2.3 Liquidity
A Current Ratio of 1.21 indicates that SK should not have too much problems paying its short term obligations.
With a Current ratio value of 1.21, SK is not doing good in the industry: 70.97% of the companies in the same industry are doing better.
A Quick Ratio of 0.74 indicates that SK may have some problems paying its short term obligations.
SK's Quick ratio of 0.74 is on the low side compared to the rest of the industry. SK is outperformed by 74.19% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.21 | ||
| Quick Ratio | 0.74 |
3. Growth
3.1 Past
SK shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -39.17%.
Measured over the past years, SK shows a decrease in Earnings Per Share. The EPS has been decreasing by -9.30% on average per year.
The Revenue has been growing slightly by 3.25% in the past year.
Measured over the past years, SK shows a small growth in Revenue. The Revenue has been growing by 2.37% on average per year.
EPS 1Y (TTM)-39.17%
EPS 3Y-20.31%
EPS 5Y-9.3%
EPS Q2Q%-56.95%
Revenue 1Y (TTM)3.25%
Revenue growth 3Y0.85%
Revenue growth 5Y2.37%
Sales Q2Q%3%
3.2 Future
The Earnings Per Share is expected to grow by 11.18% on average over the next years. This is quite good.
Based on estimates for the next years, SK will show a small growth in Revenue. The Revenue will grow by 3.71% on average per year.
EPS Next Y11.53%
EPS Next 2Y11.18%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5.25%
Revenue Next 2Y5.03%
Revenue Next 3Y4.94%
Revenue Next 5Y3.71%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 21.21 indicates a rather expensive valuation of SK.
Compared to the rest of the industry, the Price/Earnings ratio of SK indicates a slightly more expensive valuation: SK is more expensive than 61.29% of the companies listed in the same industry.
SK is valuated rather cheaply when we compare the Price/Earnings ratio to 28.63, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 9.44, the valuation of SK can be described as very reasonable.
Based on the Price/Forward Earnings ratio, SK is valued a bit cheaper than 64.52% of the companies in the same industry.
SK is valuated cheaply when we compare the Price/Forward Earnings ratio to 21.72, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.21 | ||
| Fwd PE | 9.44 |
4.2 Price Multiples
SK's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. SK is more expensive than 64.52% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of SK is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.71 | ||
| EV/EBITDA | 7.89 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates SK does not grow enough to justify the current Price/Earnings ratio.
PEG (NY)1.84
PEG (5Y)N/A
EPS Next 2Y11.18%
EPS Next 3YN/A
5. Dividend
5.1 Amount
SK has a Yearly Dividend Yield of 3.20%.
Compared to an average industry Dividend Yield of 5.08, SK has a dividend in line with its industry peers.
SK's Dividend Yield is a higher than the S&P500 average which is at 2.39.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.2% |
5.2 History
The dividend of SK is nicely growing with an annual growth rate of 8.88%!
Dividend Growth(5Y)8.88%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
SK pays out 83.58% of its income as dividend. This is not a sustainable payout ratio.
The dividend of SK is growing, but earnings are growing more, so the dividend growth is sustainable.
DP83.58%
EPS Next 2Y11.18%
EPS Next 3YN/A
EPA:SK (3/21/2025, 7:00:00 PM)
89.7
-1.8 (-1.97%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)
Earnings (Next)
Inst Owners27.9%
Inst Owner ChangeN/A
Ins Owners1.43%
Ins Owner ChangeN/A
Market Cap4.96B
Analysts86
Price Target139.06 (55.03%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.2% |
Yearly Dividend3.55
Dividend Growth(5Y)8.88%
DP83.58%
Div Incr Years1
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.33%
PT rev (3m)-1.98%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0.2%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.06%
Revenue NY rev (3m)0.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.21 | ||
| Fwd PE | 9.44 | ||
| P/S | 0.6 | ||
| P/FCF | 15.71 | ||
| P/OCF | 9.32 | ||
| P/B | 1.52 | ||
| P/tB | N/A | ||
| EV/EBITDA | 7.89 |
EPS(TTM)4.23
EY4.72%
EPS(NY)9.51
Fwd EY10.6%
FCF(TTM)5.71
FCFY6.36%
OCF(TTM)9.62
OCFY10.73%
SpS149.37
BVpS59.2
TBVpS-1.64
PEG (NY)1.84
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.49% | ||
| ROE | 7.08% | ||
| ROCE | 9.6% | ||
| ROIC | 6.82% | ||
| ROICexc | 8.49% | ||
| ROICexgc | 30.2% | ||
| OM | 6.77% | ||
| PM (TTM) | 2.81% | ||
| GM | N/A | ||
| FCFM | 3.82% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-11.49%
OM growth 5Y-6.38%
PM growth 3Y-20.71%
PM growth 5Y-11.48%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.89
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.49 | ||
| Debt/FCF | 9.66 | ||
| Debt/EBITDA | 1.89 | ||
| Cap/Depr | 73.45% | ||
| Cap/Sales | 2.62% | ||
| Interest Coverage | 6.85 | ||
| Cash Conversion | 62.32% | ||
| Profit Quality | 136.16% | ||
| Current Ratio | 1.21 | ||
| Quick Ratio | 0.74 | ||
| Altman-Z | 2.17 |
F-Score5
WACC6.86%
ROIC/WACC0.99
Cap/Depr(3y)72.69%
Cap/Depr(5y)72.6%
Cap/Sales(3y)2.58%
Cap/Sales(5y)2.6%
Profit Quality(3y)122.9%
Profit Quality(5y)141.54%
High Growth Momentum
Growth
EPS 1Y (TTM)-39.17%
EPS 3Y-20.31%
EPS 5Y-9.3%
EPS Q2Q%-56.95%
EPS Next Y11.53%
EPS Next 2Y11.18%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)3.25%
Revenue growth 3Y0.85%
Revenue growth 5Y2.37%
Sales Q2Q%3%
Revenue Next Year5.25%
Revenue Next 2Y5.03%
Revenue Next 3Y4.94%
Revenue Next 5Y3.71%
EBIT growth 1Y-19.66%
EBIT growth 3Y-10.74%
EBIT growth 5Y-4.16%
EBIT Next Year52.71%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-62.63%
FCF growth 3Y-4.3%
FCF growth 5Y-5.35%
OCF growth 1Y-47.85%
OCF growth 3Y-2.43%
OCF growth 5Y-4.83%