SHF HOLDINGS INC (SHFS) Fundamental Analysis & Valuation

NASDAQ:SHFS • US8244303009

Current stock price

0.72 USD
-0.07 (-8.76%)
Last:

This SHFS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

0

1. SHFS Profitability Analysis

1.1 Basic Checks

  • SHFS had negative earnings in the past year.
  • In the past year SHFS has reported a negative cash flow from operations.
  • In the past 5 years SHFS reported 4 times negative net income.
  • The reported operating cash flow has been mixed in the past 5 years: SHFS reported negative operating cash flow in multiple years.
SHFS Yearly Net Income VS EBIT VS OCF VS FCFSHFS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 0 -10M -20M -30M -40M

1.2 Ratios

  • The Return On Assets of SHFS (-385.89%) is worse than 96.00% of its industry peers.
  • SHFS has a Return On Equity of -753.64%. This is amonst the worse of the industry: SHFS underperforms 90.00% of its industry peers.
Industry RankSector Rank
ROA -385.89%
ROE -753.64%
ROIC N/A
ROA(3y)-142.13%
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
SHFS Yearly ROA, ROE, ROICSHFS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 200 -200 -400 -600

1.3 Margins

  • The Profit Margin and Operating Margin and Gross Margin are not available for SHFS so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
SHFS Yearly Profit, Operating, Gross MarginsSHFS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 -100 -200 -300

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ROAROEROICOperating and Profit MarginShow most profitable peers

6

2. SHFS Health Analysis

2.1 Basic Checks

  • SHFS does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • SHFS has less shares outstanding than it did 1 year ago.
  • The debt/assets ratio for SHFS is higher compared to a year ago.
SHFS Yearly Shares OutstandingSHFS Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 10M 20M 30M 40M 50M
SHFS Yearly Total Debt VS Total AssetsSHFS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2021 2022 2023 2024 20M 40M 60M 80M 100M

2.2 Solvency

  • Based on the Altman-Z score of -11.71, we must say that SHFS is in the distress zone and has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of -11.71, SHFS is doing worse than 77.00% of the companies in the same industry.
  • SHFS has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z -11.71
ROIC/WACCN/A
WACC4.79%
SHFS Yearly LT Debt VS Equity VS FCFSHFS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2021 2022 2023 2024 0 20M 40M 60M 80M 100M

2.3 Liquidity

  • A Current Ratio of 2.08 indicates that SHFS has no problem at all paying its short term obligations.
  • SHFS has a Current ratio of 2.08. This is in the better half of the industry: SHFS outperforms 79.00% of its industry peers.
  • SHFS has a Quick Ratio of 2.08. This indicates that SHFS is financially healthy and has no problem in meeting its short term obligations.
  • SHFS has a Quick ratio of 2.08. This is in the better half of the industry: SHFS outperforms 80.00% of its industry peers.
Industry RankSector Rank
Current Ratio 2.08
Quick Ratio 2.08
SHFS Yearly Current Assets VS Current LiabilitesSHFS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2021 2022 2023 2024 10M 20M 30M 40M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

0

3. SHFS Growth Analysis

3.1 Past

  • SHFS shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -1008.39%.
  • SHFS shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -42.15%.
EPS 1Y (TTM)-1008.39%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-53.88%
Revenue 1Y (TTM)-42.15%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-47.3%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
SHFS Yearly Revenue VS EstimatesSHFS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2022 2023 2024 5M 10M 15M

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Find the best growth stocksShow best growing peers

0

4. SHFS Valuation Analysis

4.1 Price/Earnings Ratio

  • SHFS reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
SHFS Price Earnings VS Forward Price EarningsSHFS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
SHFS Per share dataSHFS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 -5 -10 -15

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. SHFS Dividend Analysis

5.1 Amount

  • SHFS does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

SHFS Fundamentals: All Metrics, Ratios and Statistics

SHF HOLDINGS INC

NASDAQ:SHFS (4/10/2026, 1:21:34 PM)

0.72

-0.07 (-8.76%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)04-01
Earnings (Next)05-19
Inst Owners20.49%
Inst Owner Change0%
Ins Owners2.19%
Ins Owner Change0%
Market Cap2.22M
Revenue(TTM)9.28M
Net Income(TTM)-52.73M
Analysts82.86
Price TargetN/A
Short Float %9.33%
Short Ratio1.22
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.24
P/FCF N/A
P/OCF N/A
P/B 0.32
P/tB 0.32
EV/EBITDA N/A
EPS(TTM)-18.94
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-1.67
FCFYN/A
OCF(TTM)-1.67
OCFYN/A
SpS3.01
BVpS2.27
TBVpS2.27
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -385.89%
ROE -753.64%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)-142.13%
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.68
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 2.08
Quick Ratio 2.08
Altman-Z -11.71
F-Score4
WACC4.79%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1008.39%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-53.88%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-42.15%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-47.3%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-316.86%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-618.99%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-936.36%
OCF growth 3YN/A
OCF growth 5YN/A

SHF HOLDINGS INC / SHFS Fundamental Analysis FAQ

What is the ChartMill fundamental rating of SHF HOLDINGS INC (SHFS) stock?

ChartMill assigns a fundamental rating of 2 / 10 to SHFS.


Can you provide the valuation status for SHF HOLDINGS INC?

ChartMill assigns a valuation rating of 0 / 10 to SHF HOLDINGS INC (SHFS). This can be considered as Overvalued.


How profitable is SHF HOLDINGS INC (SHFS) stock?

SHF HOLDINGS INC (SHFS) has a profitability rating of 0 / 10.