SAF-HOLLAND SE (SFQ.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:SFQ - DE000SAFH001 - Common Stock
16.56 EUR
+0.22 (+1.35%)
SFQ gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 32 industry peers in the Automobile Components industry. SFQ scores excellent on profitability, but there are some minor concerns on its financial health. SFQ has a decent growth rate and is not valued too expensively. Finally SFQ also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year SFQ was profitable.
In the past year SFQ had a positive cash flow from operations.
Each year in the past 5 years SFQ has been profitable.
Each year in the past 5 years SFQ had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 3.07%, SFQ belongs to the top of the industry, outperforming 81.25% of the companies in the same industry.
SFQ's Return On Equity of 11.05% is amongst the best of the industry. SFQ outperforms 87.50% of its industry peers.
SFQ has a Return On Invested Capital of 8.27%. This is amongst the best in the industry. SFQ outperforms 84.38% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for SFQ is in line with the industry average of 6.34%.
The last Return On Invested Capital (8.27%) for SFQ is above the 3 year average (8.10%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.07% | ||
| ROE | 11.05% | ||
| ROIC | 8.27% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
1.3 Margins
SFQ has a better Profit Margin (2.92%) than 84.38% of its industry peers.
SFQ's Profit Margin has improved in the last couple of years.
SFQ's Operating Margin of 8.08% is amongst the best of the industry. SFQ outperforms 87.50% of its industry peers.
SFQ's Operating Margin has improved in the last couple of years.
SFQ has a Gross Margin (22.70%) which is in line with its industry peers.
In the last couple of years the Gross Margin of SFQ has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.08% | ||
| PM (TTM) | 2.92% | ||
| GM | 22.7% |
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
2. Health
2.1 Basic Checks
SFQ has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, SFQ has about the same amount of shares outstanding.
The number of shares outstanding for SFQ remains at a similar level compared to 5 years ago.
The debt/assets ratio for SFQ is higher compared to a year ago.
2.2 Solvency
An Altman-Z score of 2.29 indicates that SFQ is not a great score, but indicates only limited risk for bankruptcy at the moment.
SFQ has a better Altman-Z score (2.29) than 68.75% of its industry peers.
SFQ has a debt to FCF ratio of 7.33. This is a slightly negative value and a sign of low solvency as SFQ would need 7.33 years to pay back of all of its debts.
SFQ has a better Debt to FCF ratio (7.33) than 65.63% of its industry peers.
SFQ has a Debt/Equity ratio of 1.18. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of SFQ (1.18) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.18 | ||
| Debt/FCF | 7.33 | ||
| Altman-Z | 2.29 |
ROIC/WACC1.54
WACC5.36%
2.3 Liquidity
A Current Ratio of 1.54 indicates that SFQ should not have too much problems paying its short term obligations.
SFQ has a better Current ratio (1.54) than 78.13% of its industry peers.
SFQ has a Quick Ratio of 1.54. This is a bad value and indicates that SFQ is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of SFQ (0.99) is better than 75.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.54 | ||
| Quick Ratio | 0.99 |
3. Growth
3.1 Past
The earnings per share for SFQ have decreased strongly by -86.73% in the last year.
SFQ shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -22.58% yearly.
The Revenue for SFQ has decreased by -12.01% in the past year. This is quite bad
Measured over the past years, SFQ shows a small growth in Revenue. The Revenue has been growing by 6.00% on average per year.
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%19.05%
Revenue 1Y (TTM)-12.01%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%-5.16%
3.2 Future
SFQ is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 72.33% yearly.
The Revenue is expected to grow by 7.84% on average over the next years.
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 110.40, which means the current valuation is very expensive for SFQ.
Based on the Price/Earnings ratio, SFQ is valued a bit more expensive than 65.63% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.19, SFQ is valued quite expensively.
A Price/Forward Earnings ratio of 15.83 indicates a correct valuation of SFQ.
Based on the Price/Forward Earnings ratio, SFQ is valued a bit more expensive than 75.00% of the companies in the same industry.
SFQ's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 23.92.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 110.4 | ||
| Fwd PE | 15.83 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as SFQ.
SFQ's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.88 | ||
| EV/EBITDA | 5.56 |
4.3 Compensation for Growth
SFQ's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
SFQ has an outstanding profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as SFQ's earnings are expected to grow with 108.39% in the coming years.
PEG (NY)1.24
PEG (5Y)N/A
EPS Next 2Y164.08%
EPS Next 3Y108.39%
5. Dividend
5.1 Amount
SFQ has a Yearly Dividend Yield of 5.29%, which is a nice return.
Compared to an average industry Dividend Yield of 3.05, SFQ pays a better dividend. On top of this SFQ pays more dividend than 93.75% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 1.92, SFQ pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.29% |
5.2 History
The dividend of SFQ is nicely growing with an annual growth rate of 13.56%!
Dividend Growth(5Y)13.56%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
75.16% of the earnings are spent on dividend by SFQ. This is not a sustainable payout ratio.
SFQ's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP75.16%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
FRA:SFQ (1/12/2026, 5:28:34 PM)
16.56
+0.22 (+1.35%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobile Components
Earnings (Last)
Earnings (Next)
Inst Owners68.94%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap751.66M
Revenue(TTM)1.73B
Net Income(TTM)51.34M
Analysts80
Price Target19.6 (18.36%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.29% |
Yearly Dividend0.85
Dividend Growth(5Y)13.56%
DP75.16%
Div Incr Years1
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.37%
PT rev (3m)-5.01%
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)-1.09%
EPS NY rev (3m)-7.55%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.06%
Revenue NY rev (3m)-4.49%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 110.4 | ||
| Fwd PE | 15.83 | ||
| P/S | 0.43 | ||
| P/FCF | 6.88 | ||
| P/OCF | 4.46 | ||
| P/B | 1.62 | ||
| P/tB | 14.81 | ||
| EV/EBITDA | 5.56 |
EPS(TTM)0.15
EY0.91%
EPS(NY)1.05
Fwd EY6.32%
FCF(TTM)2.41
FCFY14.54%
OCF(TTM)3.71
OCFY22.42%
SpS38.68
BVpS10.24
TBVpS1.12
PEG (NY)1.24
PEG (5Y)N/A
Graham Number5.88
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.07% | ||
| ROE | 11.05% | ||
| ROCE | 12.59% | ||
| ROIC | 8.27% | ||
| ROICexc | 10.48% | ||
| ROICexgc | 19.6% | ||
| OM | 8.08% | ||
| PM (TTM) | 2.92% | ||
| GM | 22.7% | ||
| FCFM | 6.23% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
ROICexc(3y)10.45%
ROICexc(5y)8.98%
ROICexgc(3y)17.95%
ROICexgc(5y)15.26%
ROCE(3y)12.33%
ROCE(5y)10.63%
ROICexgc growth 3Y24.17%
ROICexgc growth 5Y7.11%
ROICexc growth 3Y15.88%
ROICexc growth 5Y7.58%
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
F-Score5
Asset Turnover1.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.18 | ||
| Debt/FCF | 7.33 | ||
| Debt/EBITDA | 2.35 | ||
| Cap/Depr | 65.05% | ||
| Cap/Sales | 3.37% | ||
| Interest Coverage | 3.71 | ||
| Cash Conversion | 72.35% | ||
| Profit Quality | 212.95% | ||
| Current Ratio | 1.54 | ||
| Quick Ratio | 0.99 | ||
| Altman-Z | 2.29 |
F-Score5
WACC5.36%
ROIC/WACC1.54
Cap/Depr(3y)74.62%
Cap/Depr(5y)66.51%
Cap/Sales(3y)2.77%
Cap/Sales(5y)2.57%
Profit Quality(3y)184.46%
Profit Quality(5y)283.33%
High Growth Momentum
Growth
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%19.05%
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue 1Y (TTM)-12.01%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%-5.16%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
EBIT growth 1Y-21.26%
EBIT growth 3Y30.52%
EBIT growth 5Y20.24%
EBIT Next Year34.6%
EBIT Next 3Y16.28%
EBIT Next 5YN/A
FCF growth 1Y-21.1%
FCF growth 3Y112.16%
FCF growth 5Y30.69%
OCF growth 1Y-5.45%
OCF growth 3Y71.68%
OCF growth 5Y17.25%
SAF-HOLLAND SE / SFQ.DE FAQ
Can you provide the ChartMill fundamental rating for SAF-HOLLAND SE?
ChartMill assigns a fundamental rating of 6 / 10 to SFQ.DE.
Can you provide the valuation status for SAF-HOLLAND SE?
ChartMill assigns a valuation rating of 4 / 10 to SAF-HOLLAND SE (SFQ.DE). This can be considered as Fairly Valued.
What is the profitability of SFQ stock?
SAF-HOLLAND SE (SFQ.DE) has a profitability rating of 9 / 10.
How financially healthy is SAF-HOLLAND SE?
The financial health rating of SAF-HOLLAND SE (SFQ.DE) is 4 / 10.
Can you provide the dividend sustainability for SFQ stock?
The dividend rating of SAF-HOLLAND SE (SFQ.DE) is 8 / 10 and the dividend payout ratio is 75.16%.