SAF-HOLLAND SE (SFQ.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:SFQ - DE000SAFH001 - Common Stock
15.92 EUR
-0.18 (-1.12%)
Overall SFQ gets a fundamental rating of 6 out of 10. We evaluated SFQ against 31 industry peers in the Automobile Components industry. While SFQ belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. SFQ is not valued too expensively and it also shows a decent growth rate. SFQ also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year SFQ was profitable.
In the past year SFQ had a positive cash flow from operations.
SFQ had positive earnings in each of the past 5 years.
Each year in the past 5 years SFQ had a positive operating cash flow.
1.2 Ratios
The Return On Assets of SFQ (3.07%) is better than 80.65% of its industry peers.
SFQ has a better Return On Equity (11.05%) than 87.10% of its industry peers.
SFQ has a Return On Invested Capital of 8.27%. This is amongst the best in the industry. SFQ outperforms 83.87% of its industry peers.
SFQ had an Average Return On Invested Capital over the past 3 years of 8.10%. This is in line with the industry average of 6.70%.
The 3 year average ROIC (8.10%) for SFQ is below the current ROIC(8.27%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.07% | ||
| ROE | 11.05% | ||
| ROIC | 8.27% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
1.3 Margins
The Profit Margin of SFQ (2.92%) is better than 83.87% of its industry peers.
In the last couple of years the Profit Margin of SFQ has grown nicely.
Looking at the Operating Margin, with a value of 8.08%, SFQ belongs to the top of the industry, outperforming 87.10% of the companies in the same industry.
SFQ's Operating Margin has improved in the last couple of years.
SFQ's Gross Margin of 22.70% is in line compared to the rest of the industry. SFQ outperforms 41.94% of its industry peers.
SFQ's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.08% | ||
| PM (TTM) | 2.92% | ||
| GM | 22.7% |
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), SFQ is creating some value.
SFQ has about the same amout of shares outstanding than it did 1 year ago.
SFQ has about the same amout of shares outstanding than it did 5 years ago.
The debt/assets ratio for SFQ is higher compared to a year ago.
2.2 Solvency
An Altman-Z score of 2.29 indicates that SFQ is not a great score, but indicates only limited risk for bankruptcy at the moment.
SFQ has a better Altman-Z score (2.29) than 70.97% of its industry peers.
The Debt to FCF ratio of SFQ is 7.33, which is on the high side as it means it would take SFQ, 7.33 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 7.33, SFQ is in the better half of the industry, outperforming 67.74% of the companies in the same industry.
A Debt/Equity ratio of 1.18 is on the high side and indicates that SFQ has dependencies on debt financing.
SFQ has a worse Debt to Equity ratio (1.18) than 61.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.18 | ||
| Debt/FCF | 7.33 | ||
| Altman-Z | 2.29 |
ROIC/WACC1.55
WACC5.34%
2.3 Liquidity
A Current Ratio of 1.54 indicates that SFQ should not have too much problems paying its short term obligations.
With an excellent Current ratio value of 1.54, SFQ belongs to the best of the industry, outperforming 80.65% of the companies in the same industry.
A Quick Ratio of 0.99 indicates that SFQ may have some problems paying its short term obligations.
SFQ's Quick ratio of 0.99 is fine compared to the rest of the industry. SFQ outperforms 74.19% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.54 | ||
| Quick Ratio | 0.99 |
3. Growth
3.1 Past
SFQ shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -86.73%.
Measured over the past years, SFQ shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -22.58% on average per year.
Looking at the last year, SFQ shows a very negative growth in Revenue. The Revenue has decreased by -12.01% in the last year.
The Revenue has been growing slightly by 6.00% on average over the past years.
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%19.05%
Revenue 1Y (TTM)-12.01%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%-5.16%
3.2 Future
SFQ is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 72.33% yearly.
The Revenue is expected to grow by 7.84% on average over the next years.
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 106.13, SFQ can be considered very expensive at the moment.
SFQ's Price/Earnings ratio is a bit more expensive when compared to the industry. SFQ is more expensive than 61.29% of the companies in the same industry.
When comparing the Price/Earnings ratio of SFQ to the average of the S&P500 Index (27.17), we can say SFQ is valued expensively.
Based on the Price/Forward Earnings ratio of 15.22, the valuation of SFQ can be described as correct.
Based on the Price/Forward Earnings ratio, SFQ is valued a bit more expensive than 74.19% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 23.79. SFQ is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 106.13 | ||
| Fwd PE | 15.22 |
4.2 Price Multiples
61.29% of the companies in the same industry are cheaper than SFQ, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of SFQ indicates a somewhat cheap valuation: SFQ is cheaper than 64.52% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.61 | ||
| EV/EBITDA | 5.51 |
4.3 Compensation for Growth
SFQ's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
SFQ has an outstanding profitability rating, which may justify a higher PE ratio.
SFQ's earnings are expected to grow with 108.39% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.19
PEG (5Y)N/A
EPS Next 2Y164.08%
EPS Next 3Y108.39%
5. Dividend
5.1 Amount
SFQ has a Yearly Dividend Yield of 5.56%, which is a nice return.
SFQ's Dividend Yield is rather good when compared to the industry average which is at 3.12. SFQ pays more dividend than 93.55% of the companies in the same industry.
SFQ's Dividend Yield is rather good when compared to the S&P500 average which is at 1.94.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.56% |
5.2 History
The dividend of SFQ is nicely growing with an annual growth rate of 13.56%!
Dividend Growth(5Y)13.56%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
75.16% of the earnings are spent on dividend by SFQ. This is not a sustainable payout ratio.
SFQ's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP75.16%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
FRA:SFQ (1/7/2026, 5:29:34 PM)
15.92
-0.18 (-1.12%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobile Components
Earnings (Last)
Earnings (Next)
Inst Owners68.94%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap722.61M
Revenue(TTM)1.73B
Net Income(TTM)51.34M
Analysts80
Price Target19.6 (23.12%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.56% |
Yearly Dividend0.85
Dividend Growth(5Y)13.56%
DP75.16%
Div Incr Years1
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.37%
PT rev (3m)-5.01%
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)-1.09%
EPS NY rev (3m)-7.55%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.06%
Revenue NY rev (3m)-4.49%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 106.13 | ||
| Fwd PE | 15.22 | ||
| P/S | 0.41 | ||
| P/FCF | 6.61 | ||
| P/OCF | 4.29 | ||
| P/B | 1.55 | ||
| P/tB | 14.23 | ||
| EV/EBITDA | 5.51 |
EPS(TTM)0.15
EY0.94%
EPS(NY)1.05
Fwd EY6.57%
FCF(TTM)2.41
FCFY15.13%
OCF(TTM)3.71
OCFY23.32%
SpS38.68
BVpS10.24
TBVpS1.12
PEG (NY)1.19
PEG (5Y)N/A
Graham Number5.88
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.07% | ||
| ROE | 11.05% | ||
| ROCE | 12.59% | ||
| ROIC | 8.27% | ||
| ROICexc | 10.48% | ||
| ROICexgc | 19.6% | ||
| OM | 8.08% | ||
| PM (TTM) | 2.92% | ||
| GM | 22.7% | ||
| FCFM | 6.23% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
ROICexc(3y)10.45%
ROICexc(5y)8.98%
ROICexgc(3y)17.95%
ROICexgc(5y)15.26%
ROCE(3y)12.33%
ROCE(5y)10.63%
ROICexgc growth 3Y24.17%
ROICexgc growth 5Y7.11%
ROICexc growth 3Y15.88%
ROICexc growth 5Y7.58%
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
F-Score5
Asset Turnover1.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.18 | ||
| Debt/FCF | 7.33 | ||
| Debt/EBITDA | 2.35 | ||
| Cap/Depr | 65.05% | ||
| Cap/Sales | 3.37% | ||
| Interest Coverage | 3.71 | ||
| Cash Conversion | 72.35% | ||
| Profit Quality | 212.95% | ||
| Current Ratio | 1.54 | ||
| Quick Ratio | 0.99 | ||
| Altman-Z | 2.29 |
F-Score5
WACC5.34%
ROIC/WACC1.55
Cap/Depr(3y)74.62%
Cap/Depr(5y)66.51%
Cap/Sales(3y)2.77%
Cap/Sales(5y)2.57%
Profit Quality(3y)184.46%
Profit Quality(5y)283.33%
High Growth Momentum
Growth
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%19.05%
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue 1Y (TTM)-12.01%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%-5.16%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
EBIT growth 1Y-21.26%
EBIT growth 3Y30.52%
EBIT growth 5Y20.24%
EBIT Next Year34.6%
EBIT Next 3Y16.28%
EBIT Next 5YN/A
FCF growth 1Y-21.1%
FCF growth 3Y112.16%
FCF growth 5Y30.69%
OCF growth 1Y-5.45%
OCF growth 3Y71.68%
OCF growth 5Y17.25%
SAF-HOLLAND SE / SFQ.DE FAQ
Can you provide the ChartMill fundamental rating for SAF-HOLLAND SE?
ChartMill assigns a fundamental rating of 6 / 10 to SFQ.DE.
Can you provide the valuation status for SAF-HOLLAND SE?
ChartMill assigns a valuation rating of 4 / 10 to SAF-HOLLAND SE (SFQ.DE). This can be considered as Fairly Valued.
What is the profitability of SFQ stock?
SAF-HOLLAND SE (SFQ.DE) has a profitability rating of 9 / 10.
How financially healthy is SAF-HOLLAND SE?
The financial health rating of SAF-HOLLAND SE (SFQ.DE) is 4 / 10.
Can you provide the dividend sustainability for SFQ stock?
The dividend rating of SAF-HOLLAND SE (SFQ.DE) is 8 / 10 and the dividend payout ratio is 75.16%.