SAF-HOLLAND SE (SFQ.DE) Stock Fundamental Analysis
FRA:SFQ - DE000SAFH001 - Common Stock
15.52 EUR
+0.04 (+0.26%)
Taking everything into account, SFQ scores 6 out of 10 in our fundamental rating. SFQ was compared to 27 industry peers in the Automobile Components industry. While SFQ belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. SFQ has a correct valuation and a medium growth rate. Finally SFQ also has an excellent dividend rating. This makes SFQ very considerable for dividend investing!
1. Profitability
1.1 Basic Checks
SFQ had positive earnings in the past year.
SFQ had a positive operating cash flow in the past year.
SFQ had positive earnings in each of the past 5 years.
In the past 5 years SFQ always reported a positive cash flow from operatings.
1.2 Ratios
SFQ has a better Return On Assets (4.52%) than 92.59% of its industry peers.
SFQ's Return On Equity of 14.78% is amongst the best of the industry. SFQ outperforms 96.30% of its industry peers.
SFQ has a Return On Invested Capital of 8.82%. This is amongst the best in the industry. SFQ outperforms 81.48% of its industry peers.
SFQ had an Average Return On Invested Capital over the past 3 years of 8.10%. This is in line with the industry average of 6.77%.
The 3 year average ROIC (8.10%) for SFQ is below the current ROIC(8.82%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.52% | ||
| ROE | 14.78% | ||
| ROIC | 8.82% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
1.3 Margins
SFQ has a Profit Margin of 4.12%. This is amongst the best in the industry. SFQ outperforms 85.19% of its industry peers.
In the last couple of years the Profit Margin of SFQ has grown nicely.
Looking at the Operating Margin, with a value of 8.59%, SFQ belongs to the top of the industry, outperforming 88.89% of the companies in the same industry.
In the last couple of years the Operating Margin of SFQ has grown nicely.
SFQ has a Gross Margin (22.26%) which is in line with its industry peers.
SFQ's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.59% | ||
| PM (TTM) | 4.12% | ||
| GM | 22.26% |
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
2. Health
2.1 Basic Checks
SFQ has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, SFQ has about the same amount of shares outstanding.
SFQ has about the same amout of shares outstanding than it did 5 years ago.
Compared to 1 year ago, SFQ has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 2.40 indicates that SFQ is not a great score, but indicates only limited risk for bankruptcy at the moment.
SFQ has a better Altman-Z score (2.40) than 81.48% of its industry peers.
SFQ has a debt to FCF ratio of 5.41. This is a neutral value as SFQ would need 5.41 years to pay back of all of its debts.
The Debt to FCF ratio of SFQ (5.41) is better than 85.19% of its industry peers.
A Debt/Equity ratio of 1.05 is on the high side and indicates that SFQ has dependencies on debt financing.
The Debt to Equity ratio of SFQ (1.05) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | 5.41 | ||
| Altman-Z | 2.4 |
ROIC/WACC1.67
WACC5.29%
2.3 Liquidity
A Current Ratio of 1.68 indicates that SFQ should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.68, SFQ belongs to the top of the industry, outperforming 85.19% of the companies in the same industry.
A Quick Ratio of 1.11 indicates that SFQ should not have too much problems paying its short term obligations.
With a decent Quick ratio value of 1.11, SFQ is doing good in the industry, outperforming 77.78% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.11 |
3. Growth
3.1 Past
The earnings per share for SFQ have decreased strongly by -86.73% in the last year.
Measured over the past years, SFQ shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -22.58% on average per year.
The Revenue has decreased by -1.26% in the past year.
Measured over the past years, SFQ shows a small growth in Revenue. The Revenue has been growing by 6.00% on average per year.
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%-44.93%
Revenue 1Y (TTM)-1.26%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%-12.76%
3.2 Future
The Earnings Per Share is expected to grow by 72.33% on average over the next years. This is a very strong growth
The Revenue is expected to grow by 7.84% on average over the next years.
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 103.47, which means the current valuation is very expensive for SFQ.
Compared to the rest of the industry, the Price/Earnings ratio of SFQ is on the same level as its industry peers.
Compared to an average S&P500 Price/Earnings ratio of 27.03, SFQ is valued quite expensively.
A Price/Forward Earnings ratio of 14.84 indicates a correct valuation of SFQ.
SFQ's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. SFQ is more expensive than 77.78% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of SFQ to the average of the S&P500 Index (22.63), we can say SFQ is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 103.47 | ||
| Fwd PE | 14.84 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of SFQ is on the same level as its industry peers.
SFQ's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. SFQ is cheaper than 70.37% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.92 | ||
| EV/EBITDA | 4.62 |
4.3 Compensation for Growth
SFQ's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
SFQ has an outstanding profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as SFQ's earnings are expected to grow with 108.39% in the coming years.
PEG (NY)1.16
PEG (5Y)N/A
EPS Next 2Y164.08%
EPS Next 3Y108.39%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.35%, SFQ is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 4.81, SFQ pays a better dividend. On top of this SFQ pays more dividend than 88.89% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.32, SFQ pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.35% |
5.2 History
On average, the dividend of SFQ grows each year by 13.56%, which is quite nice.
Dividend Growth(5Y)13.56%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
49.88% of the earnings are spent on dividend by SFQ. This is a bit on the high side, but may be sustainable.
The dividend of SFQ is growing, but earnings are growing more, so the dividend growth is sustainable.
DP49.88%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
FRA:SFQ (9/4/2025, 5:29:54 PM)
15.52
+0.04 (+0.26%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobile Components
Earnings (Last)
Earnings (Next)
Inst Owners64.16%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap704.45M
Analysts80
Price Target20.63 (32.93%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.35% |
Yearly Dividend0.85
Dividend Growth(5Y)13.56%
DP49.88%
Div Incr Years1
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-4.71%
Min EPS beat(2)-15.13%
Max EPS beat(2)5.72%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-4.72%
Min Revenue beat(2)-8.34%
Max Revenue beat(2)-1.1%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.08%
PT rev (3m)-4%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-15.46%
EPS NY rev (3m)-15.46%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-4.4%
Revenue NY rev (3m)-5.97%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 103.47 | ||
| Fwd PE | 14.84 | ||
| P/S | 0.38 | ||
| P/FCF | 4.92 | ||
| P/OCF | 3.51 | ||
| P/B | 1.35 | ||
| P/tB | 8.47 | ||
| EV/EBITDA | 4.62 |
EPS(TTM)0.15
EY0.97%
EPS(NY)1.05
Fwd EY6.74%
FCF(TTM)3.16
FCFY20.33%
OCF(TTM)4.42
OCFY28.48%
SpS41.35
BVpS11.53
TBVpS1.83
PEG (NY)1.16
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.52% | ||
| ROE | 14.78% | ||
| ROCE | 13.43% | ||
| ROIC | 8.82% | ||
| ROICexc | 11.9% | ||
| ROICexgc | 23.58% | ||
| OM | 8.59% | ||
| PM (TTM) | 4.12% | ||
| GM | 22.26% | ||
| FCFM | 7.63% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
ROICexc(3y)10.45%
ROICexc(5y)8.98%
ROICexgc(3y)17.95%
ROICexgc(5y)15.26%
ROCE(3y)12.33%
ROCE(5y)10.63%
ROICexcg growth 3Y24.17%
ROICexcg growth 5Y7.11%
ROICexc growth 3Y15.88%
ROICexc growth 5Y7.58%
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
F-Score5
Asset Turnover1.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | 5.41 | ||
| Debt/EBITDA | 2.21 | ||
| Cap/Depr | 64.54% | ||
| Cap/Sales | 3.06% | ||
| Interest Coverage | 4.19 | ||
| Cash Conversion | 80.2% | ||
| Profit Quality | 185.14% | ||
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.11 | ||
| Altman-Z | 2.4 |
F-Score5
WACC5.29%
ROIC/WACC1.67
Cap/Depr(3y)74.62%
Cap/Depr(5y)66.51%
Cap/Sales(3y)2.77%
Cap/Sales(5y)2.57%
Profit Quality(3y)184.46%
Profit Quality(5y)283.33%
High Growth Momentum
Growth
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%-44.93%
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue 1Y (TTM)-1.26%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%-12.76%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
EBIT growth 1Y-0.87%
EBIT growth 3Y30.52%
EBIT growth 5Y20.24%
EBIT Next Year52.36%
EBIT Next 3Y20.03%
EBIT Next 5YN/A
FCF growth 1Y1.54%
FCF growth 3Y112.16%
FCF growth 5Y30.69%
OCF growth 1Y-1.02%
OCF growth 3Y71.68%
OCF growth 5Y17.25%