SAF-HOLLAND SE (SFQ.DE) Stock Fundamental Analysis
FRA:SFQ - Deutsche Boerse Ag - DE000SAFH001 - Common Stock - Currency: EUR
SFQ gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 29 industry peers in the Automobile Components industry. While SFQ belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. SFQ is not valued too expensively and it also shows a decent growth rate. Finally SFQ also has an excellent dividend rating. This makes SFQ very considerable for dividend investing!
1. Profitability
1.1 Basic Checks
In the past year SFQ was profitable.
SFQ had a positive operating cash flow in the past year.
Each year in the past 5 years SFQ has been profitable.
Each year in the past 5 years SFQ had a positive operating cash flow.
1.2 Ratios
With a decent Return On Assets value of 4.52%, SFQ is doing good in the industry, outperforming 79.31% of the companies in the same industry.
SFQ has a better Return On Equity (14.78%) than 89.66% of its industry peers.
With an excellent Return On Invested Capital value of 8.82%, SFQ belongs to the best of the industry, outperforming 86.21% of the companies in the same industry.
SFQ had an Average Return On Invested Capital over the past 3 years of 8.10%. This is in line with the industry average of 6.40%.
The last Return On Invested Capital (8.82%) for SFQ is above the 3 year average (8.10%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.52% | ||
| ROE | 14.78% | ||
| ROIC | 8.82% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
1.3 Margins
Looking at the Profit Margin, with a value of 4.12%, SFQ is in the better half of the industry, outperforming 79.31% of the companies in the same industry.
In the last couple of years the Profit Margin of SFQ has grown nicely.
With an excellent Operating Margin value of 8.59%, SFQ belongs to the best of the industry, outperforming 89.66% of the companies in the same industry.
In the last couple of years the Operating Margin of SFQ has grown nicely.
The Gross Margin of SFQ (22.26%) is comparable to the rest of the industry.
SFQ's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.59% | ||
| PM (TTM) | 4.12% | ||
| GM | 22.26% |
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), SFQ is creating some value.
The number of shares outstanding for SFQ remains at a similar level compared to 1 year ago.
SFQ has about the same amout of shares outstanding than it did 5 years ago.
Compared to 1 year ago, SFQ has a worse debt to assets ratio.
2.2 Solvency
SFQ has an Altman-Z score of 2.41. This is not the best score and indicates that SFQ is in the grey zone with still only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 2.41, SFQ belongs to the top of the industry, outperforming 82.76% of the companies in the same industry.
The Debt to FCF ratio of SFQ is 5.41, which is a neutral value as it means it would take SFQ, 5.41 years of fcf income to pay off all of its debts.
SFQ has a better Debt to FCF ratio (5.41) than 79.31% of its industry peers.
SFQ has a Debt/Equity ratio of 1.05. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 1.05, SFQ is in line with its industry, outperforming 41.38% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | 5.41 | ||
| Altman-Z | 2.41 |
ROIC/WACC1.67
WACC5.27%
2.3 Liquidity
SFQ has a Current Ratio of 1.68. This is a normal value and indicates that SFQ is financially healthy and should not expect problems in meeting its short term obligations.
The Current ratio of SFQ (1.68) is better than 79.31% of its industry peers.
A Quick Ratio of 1.11 indicates that SFQ should not have too much problems paying its short term obligations.
With a decent Quick ratio value of 1.11, SFQ is doing good in the industry, outperforming 68.97% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.11 |
3. Growth
3.1 Past
The earnings per share for SFQ have decreased strongly by -86.73% in the last year.
Measured over the past years, SFQ shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -22.58% on average per year.
The Revenue for SFQ has decreased by -10.89% in the past year. This is quite bad
The Revenue has been growing slightly by 6.00% on average over the past years.
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%0.77%
Revenue 1Y (TTM)-10.89%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%-17.96%
3.2 Future
SFQ is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 72.33% yearly.
SFQ is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.84% yearly.
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
SFQ is valuated quite expensively with a Price/Earnings ratio of 107.07.
The rest of the industry has a similar Price/Earnings ratio as SFQ.
SFQ's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 25.82.
SFQ is valuated correctly with a Price/Forward Earnings ratio of 15.35.
SFQ's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. SFQ is more expensive than 65.52% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of SFQ to the average of the S&P500 Index (21.76), we can say SFQ is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 107.07 | ||
| Fwd PE | 15.35 |
4.2 Price Multiples
SFQ's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. SFQ is more expensive than 65.52% of the companies in the same industry.
SFQ's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. SFQ is cheaper than 62.07% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.09 | ||
| EV/EBITDA | 4.73 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
SFQ has an outstanding profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as SFQ's earnings are expected to grow with 108.39% in the coming years.
PEG (NY)1.2
PEG (5Y)N/A
EPS Next 2Y164.08%
EPS Next 3Y108.39%
5. Dividend
5.1 Amount
SFQ has a Yearly Dividend Yield of 5.24%, which is a nice return.
Compared to an average industry Dividend Yield of 5.18, SFQ pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.39, SFQ pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.24% |
5.2 History
On average, the dividend of SFQ grows each year by 13.56%, which is quite nice.
Dividend Growth(5Y)13.56%
Div Incr Years1
Div Non Decr Years2
5.3 Sustainability
49.88% of the earnings are spent on dividend by SFQ. This is a bit on the high side, but may be sustainable.
The dividend of SFQ is growing, but earnings are growing more, so the dividend growth is sustainable.
DP49.88%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
FRA:SFQ (5/23/2025, 7:00:00 PM)
16.06
-0.04 (-0.25%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobile Components
Earnings (Last)
Earnings (Next)
Inst Owners61.37%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap728.96M
Analysts80
Price Target21.49 (33.81%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.24% |
Yearly Dividend0.85
Dividend Growth(5Y)13.56%
DP49.88%
Div Incr Years1
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-4.71%
Min EPS beat(2)-15.13%
Max EPS beat(2)5.72%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-4.72%
Min Revenue beat(2)-8.34%
Max Revenue beat(2)-1.1%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.67%
PT rev (3m)2.22%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-4.88%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.77%
Revenue NY rev (3m)-4.29%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 107.07 | ||
| Fwd PE | 15.35 | ||
| P/S | 0.39 | ||
| P/FCF | 5.09 | ||
| P/OCF | 3.63 | ||
| P/B | 1.39 | ||
| P/tB | 8.77 | ||
| EV/EBITDA | 4.73 |
EPS(TTM)0.15
EY0.93%
EPS(NY)1.05
Fwd EY6.51%
FCF(TTM)3.16
FCFY19.65%
OCF(TTM)4.42
OCFY27.53%
SpS41.35
BVpS11.53
TBVpS1.83
PEG (NY)1.2
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.52% | ||
| ROE | 14.78% | ||
| ROCE | 13.43% | ||
| ROIC | 8.82% | ||
| ROICexc | 11.9% | ||
| ROICexgc | 23.58% | ||
| OM | 8.59% | ||
| PM (TTM) | 4.12% | ||
| GM | 22.26% | ||
| FCFM | 7.63% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
ROICexc(3y)10.45%
ROICexc(5y)8.98%
ROICexgc(3y)17.95%
ROICexgc(5y)15.26%
ROCE(3y)12.33%
ROCE(5y)10.63%
ROICexcg growth 3Y24.17%
ROICexcg growth 5Y7.11%
ROICexc growth 3Y15.88%
ROICexc growth 5Y7.58%
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
F-Score5
Asset Turnover1.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | 5.41 | ||
| Debt/EBITDA | 2.21 | ||
| Cap/Depr | 64.54% | ||
| Cap/Sales | 3.06% | ||
| Interest Coverage | 4.19 | ||
| Cash Conversion | 80.2% | ||
| Profit Quality | 185.14% | ||
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.11 | ||
| Altman-Z | 2.41 |
F-Score5
WACC5.27%
ROIC/WACC1.67
Cap/Depr(3y)74.62%
Cap/Depr(5y)66.51%
Cap/Sales(3y)2.77%
Cap/Sales(5y)2.57%
Profit Quality(3y)184.46%
Profit Quality(5y)283.33%
High Growth Momentum
Growth
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%0.77%
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue 1Y (TTM)-10.89%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%-17.96%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
EBIT growth 1Y-0.87%
EBIT growth 3Y30.52%
EBIT growth 5Y20.24%
EBIT Next Year53.73%
EBIT Next 3Y19.75%
EBIT Next 5YN/A
FCF growth 1Y1.54%
FCF growth 3Y112.16%
FCF growth 5Y30.69%
OCF growth 1Y-1.02%
OCF growth 3Y71.68%
OCF growth 5Y17.25%