SAF-HOLLAND SE (SFQ.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:SFQ - DE000SAFH001 - Common Stock
16.4 EUR
+0.34 (+2.12%)
Overall SFQ gets a fundamental rating of 6 out of 10. We evaluated SFQ against 31 industry peers in the Automobile Components industry. SFQ scores excellent on profitability, but there are some minor concerns on its financial health. SFQ is not valued too expensively and it also shows a decent growth rate. Finally SFQ also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year SFQ was profitable.
In the past year SFQ had a positive cash flow from operations.
Each year in the past 5 years SFQ has been profitable.
In the past 5 years SFQ always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of 3.07%, SFQ belongs to the top of the industry, outperforming 80.65% of the companies in the same industry.
SFQ has a better Return On Equity (11.05%) than 87.10% of its industry peers.
The Return On Invested Capital of SFQ (8.27%) is better than 83.87% of its industry peers.
SFQ had an Average Return On Invested Capital over the past 3 years of 8.10%. This is in line with the industry average of 6.70%.
The last Return On Invested Capital (8.27%) for SFQ is above the 3 year average (8.10%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.07% | ||
| ROE | 11.05% | ||
| ROIC | 8.27% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
1.3 Margins
With an excellent Profit Margin value of 2.92%, SFQ belongs to the best of the industry, outperforming 83.87% of the companies in the same industry.
SFQ's Profit Margin has improved in the last couple of years.
SFQ has a Operating Margin of 8.08%. This is amongst the best in the industry. SFQ outperforms 87.10% of its industry peers.
SFQ's Operating Margin has improved in the last couple of years.
The Gross Margin of SFQ (22.70%) is comparable to the rest of the industry.
SFQ's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.08% | ||
| PM (TTM) | 2.92% | ||
| GM | 22.7% |
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), SFQ is creating some value.
The number of shares outstanding for SFQ remains at a similar level compared to 1 year ago.
Compared to 5 years ago, SFQ has about the same amount of shares outstanding.
SFQ has a worse debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 2.29 indicates that SFQ is not a great score, but indicates only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 2.29, SFQ is in the better half of the industry, outperforming 70.97% of the companies in the same industry.
The Debt to FCF ratio of SFQ is 7.33, which is on the high side as it means it would take SFQ, 7.33 years of fcf income to pay off all of its debts.
With a decent Debt to FCF ratio value of 7.33, SFQ is doing good in the industry, outperforming 67.74% of the companies in the same industry.
SFQ has a Debt/Equity ratio of 1.18. This is a high value indicating a heavy dependency on external financing.
SFQ's Debt to Equity ratio of 1.18 is on the low side compared to the rest of the industry. SFQ is outperformed by 61.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.18 | ||
| Debt/FCF | 7.33 | ||
| Altman-Z | 2.29 |
ROIC/WACC1.54
WACC5.36%
2.3 Liquidity
SFQ has a Current Ratio of 1.54. This is a normal value and indicates that SFQ is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 1.54, SFQ belongs to the top of the industry, outperforming 80.65% of the companies in the same industry.
SFQ has a Quick Ratio of 1.54. This is a bad value and indicates that SFQ is not financially healthy enough and could expect problems in meeting its short term obligations.
SFQ has a better Quick ratio (0.99) than 74.19% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.54 | ||
| Quick Ratio | 0.99 |
3. Growth
3.1 Past
SFQ shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -86.73%.
Measured over the past years, SFQ shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -22.58% on average per year.
Looking at the last year, SFQ shows a very negative growth in Revenue. The Revenue has decreased by -12.01% in the last year.
SFQ shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.00% yearly.
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%19.05%
Revenue 1Y (TTM)-12.01%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%-5.16%
3.2 Future
SFQ is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 72.33% yearly.
Based on estimates for the next years, SFQ will show a small growth in Revenue. The Revenue will grow by 7.84% on average per year.
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 109.33, SFQ can be considered very expensive at the moment.
61.29% of the companies in the same industry are cheaper than SFQ, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 27.19. SFQ is valued rather expensively when compared to this.
With a Price/Forward Earnings ratio of 15.68, SFQ is valued correctly.
Based on the Price/Forward Earnings ratio, SFQ is valued a bit more expensive than 74.19% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of SFQ to the average of the S&P500 Index (23.88), we can say SFQ is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 109.33 | ||
| Fwd PE | 15.68 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, SFQ is valued a bit more expensive than 61.29% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, SFQ is valued a bit cheaper than the industry average as 64.52% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.81 | ||
| EV/EBITDA | 5.5 |
4.3 Compensation for Growth
SFQ's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The excellent profitability rating of SFQ may justify a higher PE ratio.
A more expensive valuation may be justified as SFQ's earnings are expected to grow with 108.39% in the coming years.
PEG (NY)1.22
PEG (5Y)N/A
EPS Next 2Y164.08%
EPS Next 3Y108.39%
5. Dividend
5.1 Amount
SFQ has a Yearly Dividend Yield of 5.56%, which is a nice return.
SFQ's Dividend Yield is rather good when compared to the industry average which is at 3.12. SFQ pays more dividend than 93.55% of the companies in the same industry.
SFQ's Dividend Yield is rather good when compared to the S&P500 average which is at 1.94.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.56% |
5.2 History
On average, the dividend of SFQ grows each year by 13.56%, which is quite nice.
Dividend Growth(5Y)13.56%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
SFQ pays out 75.16% of its income as dividend. This is not a sustainable payout ratio.
SFQ's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP75.16%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
FRA:SFQ (1/9/2026, 5:28:34 PM)
16.4
+0.34 (+2.12%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobile Components
Earnings (Last)
Earnings (Next)
Inst Owners68.94%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap744.40M
Revenue(TTM)1.73B
Net Income(TTM)51.34M
Analysts80
Price Target19.6 (19.51%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.56% |
Yearly Dividend0.85
Dividend Growth(5Y)13.56%
DP75.16%
Div Incr Years1
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.37%
PT rev (3m)-5.01%
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)-1.09%
EPS NY rev (3m)-7.55%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.06%
Revenue NY rev (3m)-4.49%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 109.33 | ||
| Fwd PE | 15.68 | ||
| P/S | 0.42 | ||
| P/FCF | 6.81 | ||
| P/OCF | 4.42 | ||
| P/B | 1.6 | ||
| P/tB | 14.66 | ||
| EV/EBITDA | 5.5 |
EPS(TTM)0.15
EY0.91%
EPS(NY)1.05
Fwd EY6.38%
FCF(TTM)2.41
FCFY14.69%
OCF(TTM)3.71
OCFY22.64%
SpS38.68
BVpS10.24
TBVpS1.12
PEG (NY)1.22
PEG (5Y)N/A
Graham Number5.88
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.07% | ||
| ROE | 11.05% | ||
| ROCE | 12.59% | ||
| ROIC | 8.27% | ||
| ROICexc | 10.48% | ||
| ROICexgc | 19.6% | ||
| OM | 8.08% | ||
| PM (TTM) | 2.92% | ||
| GM | 22.7% | ||
| FCFM | 6.23% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
ROICexc(3y)10.45%
ROICexc(5y)8.98%
ROICexgc(3y)17.95%
ROICexgc(5y)15.26%
ROCE(3y)12.33%
ROCE(5y)10.63%
ROICexgc growth 3Y24.17%
ROICexgc growth 5Y7.11%
ROICexc growth 3Y15.88%
ROICexc growth 5Y7.58%
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
F-Score5
Asset Turnover1.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.18 | ||
| Debt/FCF | 7.33 | ||
| Debt/EBITDA | 2.35 | ||
| Cap/Depr | 65.05% | ||
| Cap/Sales | 3.37% | ||
| Interest Coverage | 3.71 | ||
| Cash Conversion | 72.35% | ||
| Profit Quality | 212.95% | ||
| Current Ratio | 1.54 | ||
| Quick Ratio | 0.99 | ||
| Altman-Z | 2.29 |
F-Score5
WACC5.36%
ROIC/WACC1.54
Cap/Depr(3y)74.62%
Cap/Depr(5y)66.51%
Cap/Sales(3y)2.77%
Cap/Sales(5y)2.57%
Profit Quality(3y)184.46%
Profit Quality(5y)283.33%
High Growth Momentum
Growth
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%19.05%
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue 1Y (TTM)-12.01%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%-5.16%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
EBIT growth 1Y-21.26%
EBIT growth 3Y30.52%
EBIT growth 5Y20.24%
EBIT Next Year34.6%
EBIT Next 3Y16.28%
EBIT Next 5YN/A
FCF growth 1Y-21.1%
FCF growth 3Y112.16%
FCF growth 5Y30.69%
OCF growth 1Y-5.45%
OCF growth 3Y71.68%
OCF growth 5Y17.25%
SAF-HOLLAND SE / SFQ.DE FAQ
Can you provide the ChartMill fundamental rating for SAF-HOLLAND SE?
ChartMill assigns a fundamental rating of 6 / 10 to SFQ.DE.
Can you provide the valuation status for SAF-HOLLAND SE?
ChartMill assigns a valuation rating of 4 / 10 to SAF-HOLLAND SE (SFQ.DE). This can be considered as Fairly Valued.
What is the profitability of SFQ stock?
SAF-HOLLAND SE (SFQ.DE) has a profitability rating of 9 / 10.
How financially healthy is SAF-HOLLAND SE?
The financial health rating of SAF-HOLLAND SE (SFQ.DE) is 4 / 10.
Can you provide the dividend sustainability for SFQ stock?
The dividend rating of SAF-HOLLAND SE (SFQ.DE) is 8 / 10 and the dividend payout ratio is 75.16%.