SAF-HOLLAND SE (SFQ.DE) Stock Fundamental Analysis
Europe - FRA:SFQ - DE000SAFH001 - Common Stock
14.86 EUR
+0.02 (+0.13%)
Taking everything into account, SFQ scores 5 out of 10 in our fundamental rating. SFQ was compared to 31 industry peers in the Automobile Components industry. SFQ scores excellent on profitability, but there are some minor concerns on its financial health. SFQ is valued correctly, but it does not seem to be growing. Finally SFQ also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
SFQ had positive earnings in the past year.
SFQ had a positive operating cash flow in the past year.
SFQ had positive earnings in each of the past 5 years.
SFQ had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
SFQ's Return On Assets of 3.05% is fine compared to the rest of the industry. SFQ outperforms 74.19% of its industry peers.
With an excellent Return On Equity value of 11.00%, SFQ belongs to the best of the industry, outperforming 87.10% of the companies in the same industry.
SFQ has a better Return On Invested Capital (8.27%) than 77.42% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for SFQ is in line with the industry average of 7.07%.
The 3 year average ROIC (8.10%) for SFQ is below the current ROIC(8.27%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.05% | ||
| ROE | 11% | ||
| ROIC | 8.27% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
1.3 Margins
SFQ has a Profit Margin of 2.91%. This is in the better half of the industry: SFQ outperforms 77.42% of its industry peers.
SFQ's Profit Margin has improved in the last couple of years.
SFQ has a Operating Margin of 8.08%. This is amongst the best in the industry. SFQ outperforms 83.87% of its industry peers.
SFQ's Operating Margin has improved in the last couple of years.
SFQ has a worse Gross Margin (22.70%) than 64.52% of its industry peers.
SFQ's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.08% | ||
| PM (TTM) | 2.91% | ||
| GM | 22.7% |
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), SFQ is creating some value.
SFQ has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for SFQ remains at a similar level compared to 5 years ago.
Compared to 1 year ago, SFQ has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 2.26 indicates that SFQ is not a great score, but indicates only limited risk for bankruptcy at the moment.
SFQ has a Altman-Z score of 2.26. This is in the better half of the industry: SFQ outperforms 70.97% of its industry peers.
The Debt to FCF ratio of SFQ is 7.36, which is on the high side as it means it would take SFQ, 7.36 years of fcf income to pay off all of its debts.
SFQ has a Debt to FCF ratio of 7.36. This is in the better half of the industry: SFQ outperforms 70.97% of its industry peers.
A Debt/Equity ratio of 1.18 is on the high side and indicates that SFQ has dependencies on debt financing.
SFQ has a Debt to Equity ratio of 1.18. This is comparable to the rest of the industry: SFQ outperforms 41.94% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.18 | ||
| Debt/FCF | 7.36 | ||
| Altman-Z | 2.26 |
ROIC/WACC1.57
WACC5.27%
2.3 Liquidity
SFQ has a Current Ratio of 1.54. This is a normal value and indicates that SFQ is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Current ratio value of 1.54, SFQ is doing good in the industry, outperforming 74.19% of the companies in the same industry.
A Quick Ratio of 0.99 indicates that SFQ may have some problems paying its short term obligations.
SFQ has a Quick ratio of 0.99. This is in the better half of the industry: SFQ outperforms 61.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.54 | ||
| Quick Ratio | 0.99 |
3. Growth
3.1 Past
The earnings per share for SFQ have decreased strongly by -45.19% in the last year.
Measured over the past years, SFQ shows a very strong growth in Earnings Per Share. The EPS has been growing by 55.08% on average per year.
The Revenue for SFQ has decreased by -15.69% in the past year. This is quite bad
SFQ shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.88% yearly.
EPS 1Y (TTM)-45.19%
EPS 3Y28.17%
EPS 5Y55.08%
EPS Q2Q%-44.93%
Revenue 1Y (TTM)-15.69%
Revenue growth 3Y14.61%
Revenue growth 5Y7.88%
Sales Q2Q%-12.76%
3.2 Future
SFQ is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 5.34% yearly.
The Revenue is expected to grow by 4.51% on average over the next years.
EPS Next Y-12.47%
EPS Next 2Y3.42%
EPS Next 3Y5.34%
EPS Next 5YN/A
Revenue Next Year-3.43%
Revenue Next 2Y1.98%
Revenue Next 3Y3.2%
Revenue Next 5Y4.51%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
SFQ is valuated correctly with a Price/Earnings ratio of 13.27.
Based on the Price/Earnings ratio, SFQ is valued a bit cheaper than 61.29% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.06, SFQ is valued rather cheaply.
A Price/Forward Earnings ratio of 6.09 indicates a rather cheap valuation of SFQ.
Based on the Price/Forward Earnings ratio, SFQ is valued a bit cheaper than 70.97% of the companies in the same industry.
SFQ's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.64.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.27 | ||
| Fwd PE | 6.09 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of SFQ indicates a slightly more expensive valuation: SFQ is more expensive than 70.97% of the companies listed in the same industry.
SFQ's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.19 | ||
| EV/EBITDA | 5.26 |
4.3 Compensation for Growth
The excellent profitability rating of SFQ may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.24
EPS Next 2Y3.42%
EPS Next 3Y5.34%
5. Dividend
5.1 Amount
SFQ has a Yearly Dividend Yield of 5.60%, which is a nice return.
Compared to an average industry Dividend Yield of 4.70, SFQ pays a better dividend. On top of this SFQ pays more dividend than 90.32% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.38, SFQ pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.6% |
5.2 History
On average, the dividend of SFQ grows each year by 13.56%, which is quite nice.
Dividend Growth(5Y)13.56%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
SFQ pays out 75.48% of its income as dividend. This is not a sustainable payout ratio.
SFQ's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP75.48%
EPS Next 2Y3.42%
EPS Next 3Y5.34%
FRA:SFQ (9/26/2025, 11:42:49 AM)
14.86
+0.02 (+0.13%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobile Components
Earnings (Last)
Earnings (Next)
Inst Owners64.16%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap674.50M
Analysts80
Price Target20.63 (38.83%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.6% |
Yearly Dividend0.85
Dividend Growth(5Y)13.56%
DP75.48%
Div Incr Years1
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.42%
PT rev (3m)-4%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-15.46%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.22%
Revenue NY rev (3m)-5.76%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.27 | ||
| Fwd PE | 6.09 | ||
| P/S | 0.38 | ||
| P/FCF | 6.19 | ||
| P/OCF | 4 | ||
| P/B | 1.45 | ||
| P/tB | 13.29 | ||
| EV/EBITDA | 5.26 |
EPS(TTM)1.12
EY7.54%
EPS(NY)2.44
Fwd EY16.41%
FCF(TTM)2.4
FCFY16.14%
OCF(TTM)3.71
OCFY24.99%
SpS38.68
BVpS10.24
TBVpS1.12
PEG (NY)N/A
PEG (5Y)0.24
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.05% | ||
| ROE | 11% | ||
| ROCE | 12.59% | ||
| ROIC | 8.27% | ||
| ROICexc | 10.48% | ||
| ROICexgc | 19.6% | ||
| OM | 8.08% | ||
| PM (TTM) | 2.91% | ||
| GM | 22.7% | ||
| FCFM | 6.2% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
ROICexc(3y)10.45%
ROICexc(5y)8.98%
ROICexgc(3y)17.95%
ROICexgc(5y)15.26%
ROCE(3y)12.33%
ROCE(5y)10.63%
ROICexcg growth 3Y24.17%
ROICexcg growth 5Y7.11%
ROICexc growth 3Y15.88%
ROICexc growth 5Y7.58%
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
F-Score5
Asset Turnover1.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.18 | ||
| Debt/FCF | 7.36 | ||
| Debt/EBITDA | 2.34 | ||
| Cap/Depr | 65.37% | ||
| Cap/Sales | 3.4% | ||
| Interest Coverage | 3.7 | ||
| Cash Conversion | 72.29% | ||
| Profit Quality | 213.02% | ||
| Current Ratio | 1.54 | ||
| Quick Ratio | 0.99 | ||
| Altman-Z | 2.26 |
F-Score5
WACC5.27%
ROIC/WACC1.57
Cap/Depr(3y)74.62%
Cap/Depr(5y)66.51%
Cap/Sales(3y)2.77%
Cap/Sales(5y)2.57%
Profit Quality(3y)184.46%
Profit Quality(5y)283.33%
High Growth Momentum
Growth
EPS 1Y (TTM)-45.19%
EPS 3Y28.17%
EPS 5Y55.08%
EPS Q2Q%-44.93%
EPS Next Y-12.47%
EPS Next 2Y3.42%
EPS Next 3Y5.34%
EPS Next 5YN/A
Revenue 1Y (TTM)-15.69%
Revenue growth 3Y14.61%
Revenue growth 5Y7.88%
Sales Q2Q%-12.76%
Revenue Next Year-3.43%
Revenue Next 2Y1.98%
Revenue Next 3Y3.2%
Revenue Next 5Y4.51%
EBIT growth 1Y-21.3%
EBIT growth 3Y30.52%
EBIT growth 5Y20.24%
EBIT Next Year52.36%
EBIT Next 3Y20.03%
EBIT Next 5YN/A
FCF growth 1Y-21.42%
FCF growth 3Y112.16%
FCF growth 5Y30.69%
OCF growth 1Y-5.44%
OCF growth 3Y71.68%
OCF growth 5Y17.25%