SAF-HOLLAND SE (SFQ.DE) Stock Fundamental Analysis
FRA:SFQ - Deutsche Boerse Ag - DE000SAFH001 - Common Stock - Currency: EUR
Overall SFQ gets a fundamental rating of 6 out of 10. We evaluated SFQ against 29 industry peers in the Automobile Components industry. SFQ has an excellent profitability rating, but there are some minor concerns on its financial health. SFQ has a correct valuation and a medium growth rate. SFQ also has an excellent dividend rating. With these ratings, SFQ could be worth investigating further for dividend investing!.
1. Profitability
1.1 Basic Checks
SFQ had positive earnings in the past year.
In the past year SFQ had a positive cash flow from operations.
Each year in the past 5 years SFQ has been profitable.
Each year in the past 5 years SFQ had a positive operating cash flow.
1.2 Ratios
SFQ's Return On Assets of 4.52% is amongst the best of the industry. SFQ outperforms 86.21% of its industry peers.
SFQ has a Return On Equity of 14.78%. This is amongst the best in the industry. SFQ outperforms 89.66% of its industry peers.
The Return On Invested Capital of SFQ (8.82%) is better than 86.21% of its industry peers.
SFQ had an Average Return On Invested Capital over the past 3 years of 8.10%. This is in line with the industry average of 6.48%.
The last Return On Invested Capital (8.82%) for SFQ is above the 3 year average (8.10%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.52% | ||
| ROE | 14.78% | ||
| ROIC | 8.82% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
1.3 Margins
SFQ has a Profit Margin of 4.12%. This is amongst the best in the industry. SFQ outperforms 82.76% of its industry peers.
In the last couple of years the Profit Margin of SFQ has grown nicely.
The Operating Margin of SFQ (8.59%) is better than 89.66% of its industry peers.
In the last couple of years the Operating Margin of SFQ has grown nicely.
SFQ's Gross Margin of 22.26% is on the low side compared to the rest of the industry. SFQ is outperformed by 62.07% of its industry peers.
In the last couple of years the Gross Margin of SFQ has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.59% | ||
| PM (TTM) | 4.12% | ||
| GM | 22.26% |
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), SFQ is creating some value.
Compared to 1 year ago, SFQ has about the same amount of shares outstanding.
Compared to 5 years ago, SFQ has about the same amount of shares outstanding.
Compared to 1 year ago, SFQ has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 2.42 indicates that SFQ is not a great score, but indicates only limited risk for bankruptcy at the moment.
SFQ's Altman-Z score of 2.42 is fine compared to the rest of the industry. SFQ outperforms 79.31% of its industry peers.
SFQ has a debt to FCF ratio of 5.41. This is a neutral value as SFQ would need 5.41 years to pay back of all of its debts.
SFQ's Debt to FCF ratio of 5.41 is amongst the best of the industry. SFQ outperforms 86.21% of its industry peers.
SFQ has a Debt/Equity ratio of 1.05. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 1.05, SFQ perfoms like the industry average, outperforming 44.83% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | 5.41 | ||
| Altman-Z | 2.42 |
ROIC/WACC1.67
WACC5.28%
2.3 Liquidity
SFQ has a Current Ratio of 1.68. This is a normal value and indicates that SFQ is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 1.68, SFQ is in the better half of the industry, outperforming 79.31% of the companies in the same industry.
SFQ has a Quick Ratio of 1.11. This is a normal value and indicates that SFQ is financially healthy and should not expect problems in meeting its short term obligations.
SFQ's Quick ratio of 1.11 is fine compared to the rest of the industry. SFQ outperforms 72.41% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.11 |
3. Growth
3.1 Past
SFQ shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -86.73%.
SFQ shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -22.58% yearly.
The Revenue for SFQ has decreased by -10.89% in the past year. This is quite bad
SFQ shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.00% yearly.
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%0.77%
Revenue 1Y (TTM)-10.89%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%-17.96%
3.2 Future
The Earnings Per Share is expected to grow by 72.33% on average over the next years. This is a very strong growth
The Revenue is expected to grow by 7.84% on average over the next years.
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 108.67, SFQ can be considered very expensive at the moment.
62.07% of the companies in the same industry are cheaper than SFQ, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 26.51, SFQ is valued quite expensively.
Based on the Price/Forward Earnings ratio of 15.58, the valuation of SFQ can be described as correct.
Based on the Price/Forward Earnings ratio, SFQ is valued a bit more expensive than the industry average as 79.31% of the companies are valued more cheaply.
SFQ is valuated cheaply when we compare the Price/Forward Earnings ratio to 34.09, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 108.67 | ||
| Fwd PE | 15.58 |
4.2 Price Multiples
SFQ's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. SFQ is more expensive than 62.07% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of SFQ indicates a somewhat cheap valuation: SFQ is cheaper than 68.97% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.17 | ||
| EV/EBITDA | 4.77 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The excellent profitability rating of SFQ may justify a higher PE ratio.
A more expensive valuation may be justified as SFQ's earnings are expected to grow with 108.39% in the coming years.
PEG (NY)1.22
PEG (5Y)N/A
EPS Next 2Y164.08%
EPS Next 3Y108.39%
5. Dividend
5.1 Amount
SFQ has a Yearly Dividend Yield of 5.36%, which is a nice return.
SFQ's Dividend Yield is rather good when compared to the industry average which is at 4.80. SFQ pays more dividend than 89.66% of the companies in the same industry.
SFQ's Dividend Yield is rather good when compared to the S&P500 average which is at 2.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.36% |
5.2 History
The dividend of SFQ is nicely growing with an annual growth rate of 13.56%!
Dividend Growth(5Y)13.56%
Div Incr Years1
Div Non Decr Years3
5.3 Sustainability
SFQ pays out 49.88% of its income as dividend. This is a bit on the high side, but may be sustainable.
The dividend of SFQ is growing, but earnings are growing more, so the dividend growth is sustainable.
DP49.88%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
FRA:SFQ (8/8/2025, 7:00:00 PM)
16.3
+0.44 (+2.77%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobile Components
Earnings (Last)
Earnings (Next)
Inst Owners64.16%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap739.86M
Analysts80
Price Target20.72 (27.12%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.36% |
Yearly Dividend0.85
Dividend Growth(5Y)13.56%
DP49.88%
Div Incr Years1
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-4.71%
Min EPS beat(2)-15.13%
Max EPS beat(2)5.72%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-4.72%
Min Revenue beat(2)-8.34%
Max Revenue beat(2)-1.1%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.59%
PT rev (3m)-3.59%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.65%
Revenue NY rev (3m)-1.65%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 108.67 | ||
| Fwd PE | 15.58 | ||
| P/S | 0.39 | ||
| P/FCF | 5.17 | ||
| P/OCF | 3.69 | ||
| P/B | 1.41 | ||
| P/tB | 8.9 | ||
| EV/EBITDA | 4.77 |
EPS(TTM)0.15
EY0.92%
EPS(NY)1.05
Fwd EY6.42%
FCF(TTM)3.16
FCFY19.36%
OCF(TTM)4.42
OCFY27.12%
SpS41.35
BVpS11.53
TBVpS1.83
PEG (NY)1.22
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.52% | ||
| ROE | 14.78% | ||
| ROCE | 13.43% | ||
| ROIC | 8.82% | ||
| ROICexc | 11.9% | ||
| ROICexgc | 23.58% | ||
| OM | 8.59% | ||
| PM (TTM) | 4.12% | ||
| GM | 22.26% | ||
| FCFM | 7.63% |
ROA(3y)4.47%
ROA(5y)3.7%
ROE(3y)15.18%
ROE(5y)12.02%
ROIC(3y)8.1%
ROIC(5y)6.98%
ROICexc(3y)10.45%
ROICexc(5y)8.98%
ROICexgc(3y)17.95%
ROICexgc(5y)15.26%
ROCE(3y)12.33%
ROCE(5y)10.63%
ROICexcg growth 3Y24.17%
ROICexcg growth 5Y7.11%
ROICexc growth 3Y15.88%
ROICexc growth 5Y7.58%
OM growth 3Y13.88%
OM growth 5Y11.46%
PM growth 3Y11.83%
PM growth 5Y42.59%
GM growth 3Y9.76%
GM growth 5Y5.87%
F-Score5
Asset Turnover1.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | 5.41 | ||
| Debt/EBITDA | 2.21 | ||
| Cap/Depr | 64.54% | ||
| Cap/Sales | 3.06% | ||
| Interest Coverage | 4.19 | ||
| Cash Conversion | 80.2% | ||
| Profit Quality | 185.14% | ||
| Current Ratio | 1.68 | ||
| Quick Ratio | 1.11 | ||
| Altman-Z | 2.42 |
F-Score5
WACC5.28%
ROIC/WACC1.67
Cap/Depr(3y)74.62%
Cap/Depr(5y)66.51%
Cap/Sales(3y)2.77%
Cap/Sales(5y)2.57%
Profit Quality(3y)184.46%
Profit Quality(5y)283.33%
High Growth Momentum
Growth
EPS 1Y (TTM)-86.73%
EPS 3Y-47.89%
EPS 5Y-22.58%
EPS Q2Q%0.77%
EPS Next Y89.37%
EPS Next 2Y164.08%
EPS Next 3Y108.39%
EPS Next 5Y72.33%
Revenue 1Y (TTM)-10.89%
Revenue growth 3Y7.21%
Revenue growth 5Y6%
Sales Q2Q%-17.96%
Revenue Next Year-26.91%
Revenue Next 2Y-3.44%
Revenue Next 3Y6.08%
Revenue Next 5Y7.84%
EBIT growth 1Y-0.87%
EBIT growth 3Y30.52%
EBIT growth 5Y20.24%
EBIT Next Year52.36%
EBIT Next 3Y20.03%
EBIT Next 5YN/A
FCF growth 1Y1.54%
FCF growth 3Y112.16%
FCF growth 5Y30.69%
OCF growth 1Y-1.02%
OCF growth 3Y71.68%
OCF growth 5Y17.25%